Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending November 18, 2006

Filer Filing Type Filing Proposal End of Comment Period
ATB HOLDINGS, LLC * 3A1 ATB Holdings, LLC, Birmingham, Alabama, to become a bank holding company by acquiring 25 percent of the outstanding shares of Guardian Bancshares, Inc., and its subsidiary Alabama Trust Bank, N.A., both of Sylacauga, Alabama.
Newspaper: 12/02/2006
Federal Register: 12/11/2006
BUSINESS FIRST BANCSHARES, INC. * 3A1 Business First Bancshares, Inc., Baton Rouge, Louisiana, to become a bank holding company by acquiring 100 percent of the outstanding shares of Business First Bank, Baton Rouge, Louisiana.
Newspaper: 12/04/2006
Federal Register: 12/07/2006
CAJA DE AHORROS DE VALENCIA, CASTELLON Y ALICANTE, BANCAJA FBSEA Caja de Ahorros de Valencia, Castellon y Alicante (Bancaja), Valencia, Spain, to convert an international agency to a branch office in Miami, Florida.
Newspaper: Not available
Federal Register: Not applicable
CAPITALSOUTH BANK * Branch CapitalSouth Bank, Birmingham, Alabama, to establish a branch located at 53 Hughes Road, Madison, Alabama.
Newspaper: 11/27/2006
Federal Register: Not applicable
CENTURY BANCSHARES OF FLORIDA, INC. * 3A1 Century Bancshares of Florida, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of Century Bank of Florida, both of Tampa, Florida.
Newspaper: 12/04/2006
Federal Register: 12/14/2006
FIRST FLORIDA BANK * Branch First Florida Bank, Naples, Florida, to establish a branch located at 16451 Health Park Commons Drive, Fort Myers, Florida, to be known as the First Florida Bank Health Park Office.
Newspaper: 11/30/2006
Federal Register: Not applicable
FIRST NBC BANK HOLDING COMPANY * 3A1 First NBC Bank Holding Company, to become a bank holding company by acquiring 100 percent of the outstanding shares of First NBC Bank, both of New Orleans, Louisiana.
Newspaper: 12/08/2006
Federal Register: 11/24/2006
HANCOCK HOLDING COMPANY * 3A3 Hancock Holding Company, Gulfport, Mississippi, to acquire 100 percent of the outstanding shares of Hancock Bank of Alabama, Mobile, Alabama (in organization).
Newspaper: 12/14/2006
Federal Register: 12/15/2006
MARINE BANK * Branch Marine Bank, Marathon, Florida, to establish a branch located at 100290 Overseas Highway, Key Largo, Florida.
Newspaper: 12/01/2006
Federal Register: Not applicable
SUNTRUST BANK * Branch SunTrust Bank, Atlanta, Georgia, to establish branches at the following locations: 12410 Fairwood Parkway, Bowie, Maryland, to be known as the Fairwood Green Safeway Office; and 24 Kent Town Market, Chester, Maryland, to be known as the Kent Towne Safeway Office.
Newspaper: 11/25/2006
Federal Register: Not applicable
WHITNEY HOLDING CORPORATION * 3A5 Whitney Holding Company, New Orleans, Louisiana, to merge with Signature Financial Holdings, Inc., and thereby acquire its subsidiary, Signature Bank, both of St. Petersburg, Florida.
Newspaper: Not available
Federal Register: 12/08/2006


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
AUBURNBANK, AUBURN, ALABAMA 749635 07/17/2006 11/05/2006 S Int Sm Bank
FIRST AMER BK, BIRMINGHAM, ALABAMA 424035 05/01/2006 11/09/2006 S Large Bank


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco