Actions under delegated authority

Chesapeake Bank, Kilmarnock, Virginia -- to establish a branch at 6000 Patriots Colony Drive, Williamsburg.
-Approved, September 27, 2012

Southwest Bank, Fort Worth, Texas -- to establish a branch at 2200 Pool Road, Grapevine.
-Approved, September 26, 2012

The Adirondack Trust Company Employee Stock Ownership Trust, Saratoga Springs, New York -- to acquire shares of 473 Broadway Holding Corporation, Saratoga Springs, and its subsidiary bank, The Adirondack Trust Company.
-Approved, September 24, 2012

American Bancorporation, Inc., Sapulpa, Oklahoma -- to acquire Osage Bancshares, Inc., Pawhuska, and Osage Federal Bank and thereby engage in the operation of a savings association; and for American Heritage Bank, Sapulpa, to merge with Osage Federal Bank and thereby establish branches.
-Approved, September 28, 2012

Drummond Banking Company, Chiefland, Florida -- to merge with Williston Holding Company, Williston, and thereby acquire its subsidiary bank, The Perkins State Bank.
-Approved, September 24, 2012

The Goldman Sachs Group, Inc., New York, New York -- relief from certain commitments.
-Granted, September 28, 2012

The Goldman Sachs Group, Inc., New York, New York -- request for an exemption under the Depository Institution Management Interlocks Act and Regulation L.
-Granted, September 27, 2012

Investors Bancorp, MHC, Short Hills, New Jersey, and Investors Bancorp, Inc. -- waiver of application to merge Marathon Banking Corporation, Astoria, New York, with and into Investors Bancorp, Inc. and, simultaneously, to merge Marathon National Bank of New York, Astoria, with and into Investors Bancorp, Inc.'s subsidiary savings bank, Investors Bank, Short Hills, New Jersey.
-Granted, September 27, 2012

King Kalispell, LLC, Kalispell, Montana -- (1) to remain a bank holding company by continuing to control King Family GNB, L.P., Kalispell, and King Family VB, L.P. and indirectly controlling Great Northern Bancshares, Inc. and Valley Bancshares, Inc., and (2) for King Family GNB and King Family VB to remain bank holding companies by continuing to control, respectively, Great Northern Bancshares and Valley Bancshares.
-Approved, September 27, 2012

South Street Financial Corp., Albemarle, North Carolina -- termination of the ESOP commitments.
-Granted, September 27, 2012

WashingtonFirst Bankshares, Inc., Reston, Virginia -- to acquire Alliance Bankshares Corporation, Chantilly, and its subsidiary bank, Alliance Bank Corporation, Fairfax.
-Approved, September 24, 2012

Western Alliance Bancorporation, Phoenix, Arizona -- (1) to merge with Western Liberty Bancorp, Las Vegas, Nevada, and thereby acquire its subsidiary bank, Service1st Bank of Nevada, and (2) to acquire Las Vegas Sunset Properties, Las Vegas, and thereby engage in extending credit and servicing loans.
-Approved, September 27, 2012

Farmers National Bancorp of Cynthiana, Inc., Cynthiana, Kentucky -- change in bank control of Farmers and its subsidiary banks, The Farmers National Bank of Cynthiana, Cynthiana, and Deposit Bank of Carlisle, Carlisle.
-Permitted, September 28, 2012

FEB Bancshares, Inc., Louisville, Alabama -- change in bank control of FEB Bancshares and its subsidiary bank, Farmers Exchange Bank, Louisville.
-Permitted, September 24, 2012

Citigroup Inc., New York, New York -- extension of time to divest certain real estate.
-Granted, September 25, 2012

MetLife, Inc., New York, New York -- extension to January 5, 2013, to resubmit a capital plan.
-Granted, September 27, 2012

Bank Rhode Island, Providence, Rhode Island -- to become a member of the Federal Reserve System.
-Approved, September 26, 2012

Financial Federal Savings Bank, Memphis, Tennessee -- to become a member of the Federal Reserve System.
-Approved, September 26, 2012

Margin and Capital Requirements for Swaps -- reopening of the comment period, through November 26, 2012, on interagency proposed rules to establish margin and capital requirements for swap dealers, major swap participants, security-based swap dealers, and major security-based swap participants as required by the Dodd-Frank Act.
-Approved, September 18, 2012
(A/C)