For banks located in U.S.-affiliated areas, level from quarterly Reports of Condition of U.S.-chartered commercial banks (forms FFIEC 031 and FFIEC 041), schedule RC-C - Loans and Lease Financing Receivables, Total loans and leases, net of unearned income (series RCON2122); and for branches of U.S. banks located in U.S.-affiliated areas, year-end level from Foreign Branch Report of Condition (form FFIEC 030), Total loans and leases, net (seres FORB2122). Unadjusted flow is the change in the level; data for the most recent ten years show no significant seasonality.