Monetary Policy Report submitted to the Congress on February 27, 2008, pursuant to section 2B of the Federal Reserve Act
| Period | Other loans | Credit cards |
|---|---|---|
| 1996:Q1 | 2.8677 | 4.0354 |
| 1996:Q2 | 2.9489 | 4.2598 |
| 1996:Q3 | 3.0420 | 4.4604 |
| 1996:Q4 | 3.0594 | 4.5917 |
| 1997:Q1 | 3.1000 | 4.6809 |
| 1997:Q2 | 3.0968 | 4.7190 |
| 1997:Q3 | 3.0458 | 4.6810 |
| 1997:Q4 | 3.0685 | 4.7845 |
| 1998:Q1 | 3.0849 | 4.7433 |
| 1998:Q2 | 3.1394 | 4.7446 |
| 1998:Q3 | 3.1511 | 4.7054 |
| 1998:Q4 | 3.1270 | 4.6994 |
| 1999:Q1 | 3.2453 | 4.6406 |
| 1999:Q2 | 3.1582 | 4.4665 |
| 1999:Q3 | 3.0205 | 4.5400 |
| 1999:Q4 | 2.9458 | 4.5032 |
| 2000:Q1 | 2.9192 | 4.3898 |
| 2000:Q2 | 2.9437 | 4.5067 |
| 2000:Q3 | 2.9813 | 4.5295 |
| 2000:Q4 | 3.0498 | 4.5585 |
| 2001:Q1 | 2.9715 | 4.8054 |
| 2001:Q2 | 2.9709 | 4.9515 |
| 2001:Q3 | 3.0920 | 4.9999 |
| 2001:Q4 | 3.0691 | 4.6842 |
| 2002:Q1 | 2.8722 | 4.9390 |
| 2002:Q2 | 2.8343 | 4.7906 |
| 2002:Q3 | 2.7912 | 4.8924 |
| 2002:Q4 | 2.6956 | 4.8397 |
| 2003:Q1 | 2.7917 | 4.6790 |
| 2003:Q2 | 2.6976 | 4.5324 |
| 2003:Q3 | 2.6038 | 4.2340 |
| 2003:Q4 | 2.6054 | 4.4227 |
| 2004:Q1 | 2.5229 | 4.2129 |
| 2004:Q2 | 2.5290 | 4.1547 |
| 2004:Q3 | 2.4712 | 4.0647 |
| 2004:Q4 | 2.3272 | 4.0192 |
| 2005:Q1 | 2.3792 | 3.7199 |
| 2005:Q2 | 2.3332 | 3.6739 |
| 2005:Q3 | 2.1431 | 3.8811 |
| 2005:Q4 | 2.1053 | 3.5159 |
| 2006:Q1 | 2.1085 | 3.9022 |
| 2006:Q2 | 2.1694 | 4.1445 |
| 2006:Q3 | 2.2829 | 4.0818 |
| 2006:Q4 | 2.2660 | 3.9215 |
| 2007:Q1 | 2.2955 | 4.0577 |
| 2007:Q2 | 2.3685 | 4.0286 |
| 2007:Q3 | 2.4812 | 4.3377 |
| 2007:Q4 | 2.6531 | 4.5471 |
Note: The data are quarterly and extend through 2007:Q4. Delinquency rate is the percent of loans thirty days or more past due.
Source: Federal Financial Institutions Examination Council, Consolidated Reports of Condition and Income (Call Report).