For immediate release

The Federal Reserve Board on Wednesday announced the termination of the enforcement actions listed below. Terminations of enforcement actions are listed on the Federal Reserve's public web site, www.federalreserve.gov/boarddocs/enforcement, as they occur. Metamora Bancorp, Inc., Metamora, Oh. and The Metamora State Bank, Metamora, Oh. Written Agreement dated December 10, 2002 Terminated January 31, 2005 Independent Southern Bancshares, Inc. Employee Stock Ownership Trust and Independent Southern Bancshares, Inc., Brownsville, Tn. Written Agreement dated September 6, 2000 Terminated August 18, 2004 Banco Atlantico, S.A., Barcelona, Spain and Banco Atlantico, S.A. New York Agency, New York, N.Y. Written Agreement dated June 3, 1999 Terminated August 20, 2004

2005 Enforcement actions