Your Health Insurance: Coverage Cost

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Beginnings and beyond: resources and information for employees of the Board of Governors of the Federal Reserve System

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Coverage Cost

•	Fee-for-Service Plans
•	HMO Plans

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When Coverage Ends

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Continuing Your Coverage

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Your Health Insurance

Coverage Cost

If you are an employee, you and the Board share the cost of your health care coverage. The Board pays up to 75 percent of the total premium for any plan, as allowed by law. Your contributions are made through convenient payroll deductions.

Certain temporary employees pay the full cost of health care coverage. See a Benefits Counselor for more details.

Premiums for the health plans offered through the FEHB Program change annually.

A comparison of ALL FEHB plans available in your state.

Fee-for-Service Plans

The current coverage costs for the most popular Fee-for-Service plans are provided in the following chart. Select the links for full details and downloadable plan brochures.

Fee-for-Service Coverage Costs
PLAN NAME	PLAN CODES		BI-WEEKLY COST
PLAN NAME	SELF ONLY	FAMILY	SELF ONLY	FAMILY
APWU--High	471	472	$48.03	$108.59
APWU--Consumer-driven	474	475	38.85	87.40
Blue Cross and Blue Shield--Standard	104	105	62.15	145.14
Blue Cross and Blue Shield--Basic	111	112	39.13	91.66
GEHA High	311	312	91.47	185.44
GEHA Standard	314	315	33.28	75.62
GEHA--High Deductible	341	342	43.94	100.36
Mail Handlers--Value Option	414	415	20.50	48.89
Mail Handlers--Standard	454	455	52.23	117.17
Mail Handlers Consumer Option--HDHP	481	482	33.80	76.60
NALC	321	322	58.80	114.00

HMO Plans

The current coverage costs for the most popular HMO plans are provided in the following chart. Click on the links for full details and downloadable plan brochures.

HMO Current Coverage Costs
PLAN NAME	PLAN CODES		BI-WEEKLY COST
PLAN NAME	SELF ONLY	FAMILY	SELF ONLY	FAMILY
Aetna Open Access--High	JN1	JN2	$ 88.39	$193.55
Aetna Open Access--Standard	JN4	JN5	39.18	91.68
Aetna Healthfund (Consumer-driven Plan)	CDHP 221	CDHP 222	37.87	87.11
Aetna Healthfund High Deductible Health Plan	224	225	30.92	67.72
Kaiser Permanente--High	E31	E32	59.37	149.58
Kaiser Permanente--Standard	E34	E35	27.92	66.46
M.D. IPA	JP1	JP2	54.17	130.08
CareFirst BlueChoice	2G1	2G2	61.63	135.64

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