Your coverage will continue for 31 days after your
enrollment ends for any reason (except voluntary cancellation) in
order to give you the opportunity to convert to an individual (nongroup)
health insurance policy.
The chart below shows what happens
to your coverage under certain situations.
|are confined in a hospital on the
31st day after your coverage ends
||the benefits under your FEHB plan will continue
for up to 60 more days of continuous confinement
||this temporary extension of coverage will be
provided at no cost to you (and also will apply to your family
members who lose coverage for any reason except your voluntary
|transfer employment to another federal agency
without a break in service of more than three calendar days
|your FEHB enrollment will transfer
|you will continue to pay your share
of the premium
|are on an approved leave of absence
||your coverage will continue for
up to 12 months
||you will continue to pay your share of the premium
during this period
If you and your spouse divorce, the
Civil Service Retirement Spouse Equity Act entitles certain covered
spouses to continue coverage. To be eligible, you or your spouse
must notify the Management Division when your marriage dissolves.
If you lose coverage under the FEHB Program, you
should automatically receive a Certificate of Group Health Plan
Coverage from the last FEHB plan to cover you. If not, the Plan
must give you one, at your request. You may need this certificate
to qualify for benefits if you join a non-FEHB plan.