You and your covered dependents may be eligible to
temporarily continue your health insurance if your coverage ends
due to certain events. If you or your covered dependents elect Temporary
Continuation of Coverage, you must pay the full premium (both the
employee and Board shares) plus a two percent administrative charge.
If you leave the Board for any reason (except due
to gross misconduct), you may continue your coverage for up to 18
months. Covered dependents who lose coverage because they no longer
qualify are eligible to continue their coverage for up to 36 months.
To continue coverage, you must notify the Management Division within
60 days after the event causing you or your covered family member
to lose coverage.
Coverage When You Retire
Under current rules, you may continue your enrollment
in the FEHB Program when you retire, as long as you retire on an
immediate annuity. In addition, you must have been continuously
enrolled or covered as a family member for the lesser of the following
- The five years of service immediately preceding
your retirement; or
- All of your service since you were first
eligible to enroll in the coverage.
Converting Your Coverage
When your coverage ends, you or any eligible dependents
losing coverage may convert this group insurance to an individual
health insurance policy without providing proof of good health.
You have 31 days after your group coverage ends to convert to an
individual policy. Non-group coverage under a conversion contract
is available only from the carrier of the FEHB plan in which you
are enrolled when your coverage ends. Contact a Benefits Counselor
for a conversion form.