Group Life Insurance
Who Is Eligible?
Most federal employees, including part-time employees,
are eligible to enroll in the Federal Employees' Group Life Insurance
(FEGLI) Program. If you have a question about eligibility, see the
Management Division, Benefits Section. Participation is entirely
voluntary. However, if you are eligible, you are automatically enrolled
in Basic unless you waive this coverage. You will be enrolled in
Optional insurance only if you elect it.
Eligible dependent children must be unmarried and
under age 22, or if age 22 or over, incapable of self-support because
of a mental or physical disability that existed before the child
reached age 22. Eligible dependent children include your natural
children, adopted children, stepchildren (if they live with you
in a regular parent child relationship), recognized natural children,
and foster children (if they live with you in a regular parent-child
relationship). Stillborn children are not covered.
If you have any questions about eligible family members,
please consult the Management Division, Benefits Section. That office
is responsible for determining eligibility.
When Does Coverage Begin?
Basic life insurance coverage is effective on the
first day you enter in a pay and duty status unless you waive this
coverage before the end of your first pay period. You may waive
Basic at any time; the waiver will be effective at the end of the
last day of the pay period in which the Management Division, Benefits
Section receives it.
Optional insurance for new employees is effective
on the first day you are in a pay and duty status on or after the
day the Management Division, Benefits Section receives your affirmative
election. You have 31 days from the date of your appointment to
an eligible position in order to elect Optional insurance.
Pay and duty status means you are at work and not on annual or sick
leave, excused absence, or otherwise absent from duty.
You must complete a Life
Insurance Election (SF 2817) to waive insurance or to elect
Optional insurance. If you do not complete an election form, you
will automatically be enrolled in Basic only, and your agency will
withhold premiums from your pay.