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How the Plan Works
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    Personal Accident Insurance

Your Personal Accident Insurance (PAI) Plan offers additional benefits in the event of dismemberment, permanent total disability, or death as a direct result of an accident. With this Plan, you receive 24-hour coverage for accidents occurring on or off the job, anywhere in the world, on business or pleasure. You can use the Plan benefits to pay monthly bills or help with rehabilitation costs.

PAI coverage is a voluntary benefit, which allows you to cover yourself and your family. The Plan is underwritten by Hartford Life Insurance Company, and administered by Seabury & Smith.

If you want PAI coverage, you must enroll in the Plan. Coverage is effective on the first day of the month following the date you submit the enrollment form.