This information will help you take advantage of your benefits
when you experience certain life events.
| IF... |
THEN... |
| You get married |
Consider adding your spouse to your
health, dental, vision, and life insurance coverages. You may also want
to review your options under the flexible spending account program.
Review your beneficiary designations for the Thrift, Retirement,
and life insurance plans. |
| You have a baby or adopt
a child |
Consider adding your new child to
your health, dental, vision, and life insurance coverages. You may also
want to set up a flexible spending account or increase your
contributions, if you already participate. |
| You get divorced |
Remove your spouse from your health
care, dental, and vision coverage. Your spouse may be eligible for Temporary
Continuation of Coverage (TCC). Review your beneficiary designations
for the Thrift, Retirement, and life insurance plans. |
| You take an extended
leave of absence |
Contact a Benefits Counselor for
information about continuing your benefits while on leave. |
| You have a prolonged
injury or illness |
Contact a Benefits Counselor for
information about which benefits you may be eligible for, depending
on the circumstances. |
| Your dependent loses
coverage |
Add your spouse to your health care
coverage within 60 days, if he or she lost coverage from his
or her employer. If your dependent children lose their health
care coverage due to their age and/or student eligibility, they
may be able to continue coverage through TCC. Contact a Benefits
Counselor for information. |
| You die |
Your covered dependents may be able
to continue health care coverage. They may also convert their
life insurance coverage. Contact a Benefits Counselor for information.
Your spouse/beneficiary may receive death benefits from the
Thrift, Retirement, Life and Survivor Income Insurance Plan,
Board Employees' Group Life Insurance Plan, Federal Employees'
Group Life Insurance Plan, and the Personal Accident Insurance
Plan, if applicable. |
| Your dependent dies
|
Remove your dependent from your health,
dental, vision, and life insurance coverage, if applicable. |
