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Board of Governors of the Federal Reserve System
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Federal Reserve Board of Governors

The Home Mortgage Disclosure Act


Public Hearing, July 15, 2010
Federal Reserve Bank of Atlanta, Atlanta, Georgia

Presiding

Elizabeth Duke, Member, Board of Governors of the Federal Reserve System
Sandra Braunstein, Director, Division of Consumer and Community Affairs
Leonard Chanin, Deputy Director, Division of Consumer and Community Affairs
Shanna Smith, President and CEO, National Fair Housing Alliance    
                         Member, Consumer Advisory Council of the Federal Reserve Board
Ira Goldstein, Director, Policy Solutions, The Reinvestment Fund
                        Member, Consumer Advisory Council of the Federal Reserve Board

Full transcript (206 KB PDF)

Agenda
8:00 a.m. - 8:30 a.m. Breakfast
Registration for Open-Mike period
8:30 a.m. - 8:45 a.m. Welcome and Opening Remarks
Dennis Lockhart, President and CEO, Federal Reserve Bank of Atlanta
Elizabeth Duke, Member, Board of Governors of the Federal Reserve System
Prepared Remarks |   Transcript (18 KB PDF)
8:45 a.m. - 10:15 a.m.

Panel One 
Faith Anderson,
Vice President and General Counsel, American Airlines Federal Credit Union
Prepared Remarks (107 KB PDF) | Transcript (13 KB PDF)

Phil Greer, Senior Vice President of Loan Administration, State Employees Credit Union
Prepared Remarks (15 KB PDF) |   Transcript (12 KB PDF)

Will Jordan, Executive Director, Metropolitan St. Louis Equal Housing Opportunity Council
Prepared Remarks (149 KB PDF) |   Transcript (13 KB PDF)

Bill Loving, CEO, Pendleton Community Bank
Prepared Remarks (19 KB PDF) |   Transcript (14 KB PDF)

Arden Shank, President and CEO, Neighborhood Housing Services of South Florida
Prepared Remarks (33 KB PDF) | Transcript (13 KB PDF)

Question and Answer
Part 1 Transcript (35 KB PDF) | Part 2 Transcript (43 KB PDF)
 

10:15 a.m. - 10:30 a.m. Break
10:30 a.m. - 12:00 p.m. Panel Two
Stella Adams, CEO, S J Adams Consulting
Prepared Remarks (56 KB PDF)
|   Transcript (11 KB PDF)

Steven Antonakes, Commissioner of Banks, Commonwealth of Massachusetts, Division of Banks
Prepared Remarks (20 KB PDF)
|   Transcript (12 KB PDF)

Jeff Dillman, Executive Director, Housing Research and Advocacy Center
Prepared Remarks (35 KB PDF)
|   Transcript (12 KB PDF)

A. James Elliott, Associate Dean and Professor of Law, Emory Law School
Transcript (9 KB PDF)

Adam Rust, Research Director, Community Reinvestment Association of North Carolina
Prepared Remarks (61 KB PDF) | Transcript (11 KB PDF)

Susan Wachter, Professor of Financial Management, Real Estate, and Finance, The Wharton School, University of Pennsylvania
Prepared Remarks (111 KB PDF) |   Transcript (11 KB PDF)

Question and Answer
Part 1 Transcript (31 KB PDF) | Part 2 Transcript (39 KB PDF)
 
12:00 p.m. - 1:00 p.m. Open-Mike
Transcript (9 KB PDF)
 
1:00 p.m. Hearing Adjourns


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Last update: May 12, 2014