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The Home Mortgage Disclosure Act

Public Hearing, July 15, 2010
Federal Reserve Bank of Atlanta, Atlanta, Georgia

Presiding

Elizabeth Duke, Member, Board of Governors of the Federal Reserve System
Sandra Braunstein, Director, Division of Consumer and Community Affairs
Leonard Chanin, Deputy Director, Division of Consumer and Community Affairs
Shanna Smith, President and CEO, National Fair Housing Alliance
                       Member, Consumer Advisory Council of the Federal Reserve Board
Ira Goldstein, Director, Policy Solutions, The Reinvestment Fund
                        Member, Consumer Advisory Council of the Federal Reserve Board

Full transcript (206 KB PDF)

Agenda
8:00 a.m. - 8:30 a.m.	Breakfast Registration for Open-Mike period
8:30 a.m. - 8:45 a.m.	Welcome and Opening Remarks Dennis Lockhart, President and CEO, Federal Reserve Bank of Atlanta Elizabeth Duke, Member, Board of Governors of the Federal Reserve System Prepared Remarks \| Audio \| Transcript (18 KB PDF)
8:45 a.m. - 10:15 a.m.	Panel One Faith Anderson, Vice President and General Counsel, American Airlines Federal Credit Union Prepared Remarks (107 KB PDF) \| Audio \| Transcript (13 KB PDF) Phil Greer, Senior Vice President of Loan Administration, State Employees Credit Union Prepared Remarks (15 KB PDF) \| Audio \| Transcript (12 KB PDF) Will Jordan, Executive Director, Metropolitan St. Louis Equal Housing Opportunity Council Prepared Remarks (149 KB PDF) \| Audio \| Transcript (13 KB PDF) Bill Loving, CEO, Pendleton Community Bank Prepared Remarks (19 KB PDF) \| Audio \| Transcript (14 KB PDF) Arden Shank, President and CEO, Neighborhood Housing Services of South Florida Prepared Remarks (33 KB PDF) \| Audio \| Transcript (13 KB PDF) Question and Answer Part 1 \| Part 2 \| Part 1 Transcript (35 KB PDF) \| Part 2 Transcript (43 KB PDF)
10:15 a.m. - 10:30 a.m.	Break
10:30 a.m. - 12:00 p.m.	Panel Two Stella Adams, CEO, S J Adams Consulting Prepared Remarks (56 KB PDF) \| Audio \| Transcript (11 KB PDF) Steven Antonakes, Commissioner of Banks, Commonwealth of Massachusetts, Division of Banks Prepared Remarks (20 KB PDF) \| Audio \| Transcript (12 KB PDF) Jeff Dillman, Executive Director, Housing Research and Advocacy Center Prepared Remarks (35 KB PDF) \| Audio \| Transcript (12 KB PDF) A. James Elliott, Associate Dean and Professor of Law, Emory Law School Audio \| Transcript (9 KB PDF) Adam Rust, Research Director, Community Reinvestment Association of North Carolina Prepared Remarks (61 KB PDF) \| Audio \| Transcript (11 KB PDF) Susan Wachter, Professor of Financial Management, Real Estate, and Finance, The Wharton School, University of Pennsylvania Prepared Remarks (111 KB PDF) \| Audio \| Transcript (11 KB PDF) Question and Answer Part 1 \| Part 2 \| Part 1 Transcript (31 KB PDF) \| Part 2 Transcript (39 KB PDF)
12:00 p.m. - 1:00 p.m.	Open-Mike Audio \| Transcript (9 KB PDF)
1:00 p.m.	Hearing Adjourns