The Home Mortgage Disclosure Act

Public Hearing, August 5, 2010 
Federal Reserve Bank of San Francisco, San Francisco, California

Presiding

Sandra Braunstein, Director, Division of Consumer and Community Affairs, Federal Reserve Board
Allen Fishbein, Assistant Director, Division of Consumer and Community Affairs, Federal Reserve Board
Jane Gell, Managing Counsel, Division of Consumer and Community Affairs, Federal Reserve Board
Jim Park, CEO, New Vista Asset Management
                Vice Chair, Consumer Advisory Council of the Federal Reserve Board
Patricia Garcia Duarte, President and CEO, Neighborhood Housing Services of Phoenix
                 Member, Consumer Advisory Council of the Federal Reserve Board

Full transcript (397 KB PDF)

Agenda
8:00 a.m. - 8:30 a.m.	Breakfast Registration for Open-Mike Period
8:30 a.m. - 8:45 a.m.	Welcome and Opening Remarks Janet L. Yellen, President and Chief Executive Officer, Federal Reserve Bank of San Francisco Audio |  Transcript (17 KB PDF) Sandra Braunstein, Director, Division of Consumer and Community Affairs, Federal Reserve Board Part 1 |  Part 2 |  Transcript (24 KB PDF)
8:45 a.m. - 10:15 a.m.	Panel One Orson Aguilar, Executive Director, Greenlining Institute Prepared Remarks (36 KB PDF) |  Audio |  Transcript (22 KB PDF) John Courson, President and CEO, Mortgage Bankers Association Prepared Remarks (894 KB PDF) |  Audio |  Transcript (17 KB PDF) Claudia Monterrosa, Director of the Policy and Planning Unit of the Los Angeles Housing Department Prepared Remarks (254 KB PDF) |  Audio |  Transcript (21 KB PDF) David Moskowitz, Deputy General Counsel, Wells Fargo & Company Prepared Remarks (730 KB PDF) |  Audio |  Transcript (23 KB PDF) Garry Seligson, Senior Vice President, Legal and Compliance, Chase Home Lending Prepared Remarks (97 KB PDF) |  Audio |  Transcript (22 KB PDF) Kevin Stein, Associate Director, California Reinvestment Coalition Prepared Remarks (31 KB PDF) |  Audio |  Transcript (25 KB PDF)
10:15 a.m. - 10:30 a.m.	Break
10:30 a.m. - 12:00 p.m.	Panel Two Preston DuFauchard, Commissioner, California Department of Corporations Prepared Remarks (117 KB PDF) |  Audio |  Transcript (23 KB PDF) Keith Ernst, Director of Research, Center for Responsible Lending Prepared Remarks (483 KB PDF) |  Audio |  Transcript (22 KB PDF) Alexis Iwanisziw, Program Associate, Neighborhood Economic Development Advocacy Project Prepared Remarks (2.4 MB PDF) |  Audio |  Transcript (20 KB PDF) Kathy Rodriguez, Senior Vice President, Consumer Compliance and CRA Manager, Bank of Hawaii Prepared Remarks (17 KB PDF)  |  Audio |  Transcript (21 KB PDF) Elvin Wyly, Associate Professor and Chair of Urban Studies, University of British Columbia Prepared Remarks (832 KB PDF) |  Audio |  Transcript (20 KB PDF) James Zahradka, Supervising Attorney, Fair Housing Law Project, Law Foundation of Silicon Valley Prepared Remarks (55 KB PDF) |  Audio |  Transcript (23 KB PDF)
12:00 p.m. - 1:00 p.m.	Open-Mike Audio |  Transcript (99 KB PDF)
1:00 p.m.	Hearing Adjourns