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Board of Governors of the Federal Reserve System
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Federal Reserve Board of Governors

The Home Mortgage Disclosure Act


Public Hearing, September 24, 2010 
Federal Reserve Board of Governors, Washington, D.C.

Presiding

Elizabeth Duke, Member, Board of Governors of the Federal Reserve System
Sandra Braunstein, Director, Division of Consumer and Community Affairs, Federal Reserve Board
Leonard Chanin, Deputy Director, Division of Consumer and Community Affairs, Federal Reserve Board
Paula Bryant-Ellis, Senior Vice President, BOK Financial Corporation
                                Member, Consumer Advisory Council of the Federal Reserve Board
Michael Calhoun, President, Center for Responsible Lending
                               Member, Consumer Advisory Council of the Federal Reserve Board

Full transcript (364 KB PDF)

 

Agenda
8:30 a.m. - 9:00 a.m. Breakfast
Registration for Open-Mike Period
9:00 a.m. - 9:15 a.m. Welcome and Opening Remarks
Elizabeth Duke
, Member, Board of Governors of the Federal Reserve System
Transcript (28 KB PDF)
9:15 a.m. - 10:45 a.m. Panel One
Jay Brinkmann, Chief Economist and SVP of Research and Economics, Mortgage Bankers Association
Prepared Remarks (1.2 MB PDF) | Transcript (26 KB PDF)

Thomas Noto, Associate General Counsel, Bank of America
Prepared Remarks (131 KB PDF) | Transcript (20 KB PDF)

Lisa Rice, Vice President, National Fair Housing Alliance
Prepared Remarks (45 KB PDF) | Transcript (24 KB PDF)

Cy Richardson, Vice President, Housing and Community Development, National Urban League
Prepared Remarks (75 KB PDF) |
Transcript (75 KB PDF)

Faith Schwartz, Senior Advisor, HOPE NOW Alliance
Prepared Remarks (19 KB PDF) | Transcript (27 KB PDF)

Josh Silver, Vice President of Research and Policy, National Community Reinvestment Coalition
Prepared Remarks (2.2 MB PDF) | Transcript (27 KB PDF)

Question and Answer
Transcript (107 KB PDF)
10:45 a.m. - 11:00 a.m. Break
11:00 a.m. - 12:30 p.m. Panel Two
Tom Deutsch
, Executive Director, American Securitization Forum
Prepared Remarks (1.3 MB PDF) | Transcript (27 KB PDF)

Lance George, Research Associate, Housing Assistance Council
Prepared Remarks (227 KB PDF) | Transcript (26 KB PDF)

Paul Hancock, Partner, K & L Gates, LLP
Prepared Remarks (234 KB PDF) | Transcript (28 KB PDF)

Patricia McCoy, Director, Insurance Law Center and Connecticut Mutual Professor of Law University of Connecticut School of Law
Prepared Remarks (87 KB PDF) | Transcript (25 KB PDF)

Mark Pearce, Deputy Commissioner of Banks, North Carolina Banking Commission
Prepared Remarks (44 KB PDF) | Transcript (26 KB PDF)

Janneke Ratcliffe, Associate Director, Center for Community Capital, University of North Carolina
Prepared Remarks (207 KB PDF) | Transcript (26 KB PDF)

Question and Answer
Transcript (89 KB PDF)
   
12:30 p.m. - 1:10 p.m. Lunch
1:10 p.m. - 2:50 p.m. Panel Three
Raphael Bostic,
Assistant Secretary, Policy Development and Research (PD&R), Housing and Urban Development (HUD)
Prepared Remarks (106 KB PDF) | Transcript (27 KB PDF)

Allison Brown, Acting Assistant Director, Division of Financial Practices, Federal Trade Commission (FTC)
Transcript (26 KB PDF)

Michael Bylsma, Director for Community and Consumer Law, Office of the Comptroller of the Currency (OCC)
Prepared Remarks (54 KB PDF) | Transcript (25 KB PDF)

Tonya Green, Director of Consumer Compliance and Outreach, Office of Consumer Protection, National Credit Union Administration (NCUA)
Prepared Remarks (298 KB PDF) | Transcript (25 KB PDF)

Eric Halperin, Special Counsel for Fair Lending, Civil Rights Division, U.S. Department of Justice (DOJ)
Prepared Remarks (101 KB PDF) | Transcript (26 KB PDF)

Patrick Lawler, Associate Director and Chief Economist, Office of Policy Analysis and Research, Federal Housing Finance Agency (FHFA)
Prepared Remarks (91 KB PDF) | Transcript (26 KB PDF)

Robert Mooney, Deputy Director, Consumer Protection and Community Affairs, Federal Deposit Insurance Corporation (FDIC)
Transcript (19 KB PDF)

Question and Answer
Transcript (84 KB PDF)
2:50 p.m. - 3:00 p.m. Break
3:00 p.m. - 4:00 p.m. Open-Mike
4:00 p.m. Hearing Adjourns

 

 

Last update: May 12, 2014