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Board of Governors of the Federal Reserve System
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Hearings under the Home Ownership and Equity Protection Act (HOEPA)

Public Hearing on Home Equity Lending

Wednesday, August 16, 2000

Federal Reserve Bank of Chicago,
Chicago, Ill.

Full transcript

Morning Session

Speakers
Bruce Baker, Illinois Bankers Association
Michael O. Brown, Sable Bancshares, Inc.
Terry Bivins, Ficus Financial Services, Inc.
David A. Bochnowski, Peoples Bank, SB
Bob Butler, Assurant Group
Alex Columbus, Assurant Group
William A. Darr, Office of Banks and Real Estate, State of Illinois
Tom Detelich, Household Finance Corporation
Dan Immergluck, Woodstock Institute
Tom James, Assistant Attorney General, State of Illinois
Ira Rheingold, Legal Assistance Foundation
Michael Shea, ACORN Housing Corporation
Craig A. Varga, Illinois Financial Services Association
Michelle Weinberg, Horwitz, Horwitz & Associates
Federal Reserve Panelists
Edward M. Gramlich, Board of Governors of the Federal Reserve System, Chairman of the Federal Reserve Board's Committee on Consumer and Community Affairs
Dolores Smith, Director, Federal Reserve Board's Division of Consumer and Community Affairs
Adrienne Hurt, Assistant Director, Federal Reserve Board's Division of Community Affairs
James Michaels, Managing Counsel, Federal Reserve Board's Division of Consumer and Community Affairs
Alicia Williams, Vice-President, Federal Reserve Bank of Chicago

Afternoon Session

Speakers
Gale Cincotta, National Training Information Center
Linda Crane, John Marshall Law School
Beth Llewellyn, Partnership for Homeownership, a Foundation of the Illinois Association of Realtors
Jack Markowski, City of Chicago, Department of Housing
Rochelle Nawrocki, Neighborhood Housing Services
David Voss, First Bank of the Americas
Federal Reserve Panelists
Dolores Smith, Director, Federal Reserve Board's Division of Consumer and Community Affairs
Sandra Braunstein, Assistant Director, Federal Reserve Board's Division of Consumer and Community Affairs
Adrienne Hurt, Assistant Director, Federal Reserve Board's Division of Community Affairs
James Michaels, Managing Counsel, Federal Reserve Board's Division of Consumer and Community Affairs
Alicia Williams, Vice-President, Federal Reserve Bank of Chicago
 
Last update: February 14, 2002