A Trillion Dollar Question: What Predicts Student Loan Delinquency Risk?, Accessible Data

Accessible version of figures

Figure 1: Cumulative Delinquency Curves by Model Specification

Cumulative Percent

Percentile Full Model Student Loan Balance Student Loan Balances, Degree Attained, and School Sector Student Loan Balances, Degree Attained, School Sector, and Credit Score Student Loan Balances and Credit Score Perfect Prediction
1.0 2.8 1.0 2.3 3.1 2.7 3.9
2.0 5.7 2.2 4.5 6.1 5.7 7.8
3.0 9.1 3.7 6.5 9.1 8.5 11.7
4.0 11.8 5.0 8.7 11.7 11.5 15.6
5.0 15.1 6.7 10.8 15.0 14.4 19.5
6.0 18.3 8.5 12.8 17.9 17.3 23.4
7.0 21.2 10.2 15.2 20.5 20.1 27.3
8.0 24.0 11.5 17.3 23.4 22.7 31.2
9.0 27.1 12.8 19.0 26.1 25.1 35.1
10.0 29.7 14.4 21.1 28.6 27.9 39.0
11.0 32.5 15.4 22.9 31.0 30.1 42.9
12.0 34.6 16.8 24.8 33.3 32.3 46.8
13.0 37.3 18.3 27.1 35.6 34.3 50.6
14.0 40.0 20.2 29.1 37.8 36.1 54.5
15.0 42.1 21.7 31.2 40.4 38.1 58.4
16.0 44.1 23.0 32.7 42.5 40.2 62.3
17.0 46.4 24.4 34.5 44.1 42.1 66.2
18.0 48.3 25.9 35.6 45.9 43.7 70.2
19.0 50.3 27.3 37.3 47.9 45.6 74.0
20.0 52.1 28.7 39.1 50.0 47.6 77.9
21.0 54.3 30.6 40.5 51.8 49.2 81.8
22.0 56.4 31.7 41.9 53.3 50.9 85.7
23.0 58.1 33.6 43.6 55.5 52.6 89.6
24.0 59.6 34.6 45.2 57.2 54.5 93.5
25.0 61.5 35.5 46.7 58.8 56.4 97.4
26.0 63.0 36.5 48.0 60.2 57.9 100.0
27.0 64.6 37.5 49.6 61.6 59.4 100.0
28.0 66.1 38.5 51.0 63.0 60.4 100.0
29.0 67.4 39.6 52.7 64.9 61.7 100.0
30.0 68.8 40.6 54.2 66.6 63.1 100.0
31.0 70.2 41.9 55.8 68.3 64.4 100.0
32.0 71.5 42.8 58.1 69.6 65.7 100.0
33.0 73.0 44.1 59.6 70.9 66.8 100.0
34.0 74.2 45.6 61.2 71.9 67.7 100.0
35.0 75.1 47.0 62.9 72.9 68.6 100.0
36.0 75.9 48.2 64.4 74.2 69.6 100.0
37.0 76.8 49.4 65.6 75.6 70.7 100.0
38.0 77.5 50.7 66.9 76.5 72.0 100.0
39.0 78.3 51.8 68.1 77.3 73.0 100.0
40.0 79.3 52.8 69.7 78.3 74.5 100.0
41.0 80.1 54.0 71.2 79.1 75.4 100.0
42.0 81.3 54.8 72.2 80.0 76.6 100.0
43.0 81.9 55.7 73.1 80.7 77.5 100.0
44.0 82.6 56.3 74.4 81.7 78.6 100.0
45.0 83.7 57.2 75.3 82.5 79.6 100.0
46.0 84.4 57.9 76.3 83.3 80.6 100.0
47.0 85.2 58.7 77.0 84.1 81.5 100.0
48.0 86.0 59.6 77.8 84.9 82.3 100.0
49.0 86.9 60.7 78.7 85.5 82.9 100.0
50.0 87.8 61.3 79.5 86.1 83.6 100.0
51.0 88.4 62.2 79.9 86.7 84.4 100.0
52.0 88.9 63.0 80.2 87.2 84.9 100.0
53.0 89.5 63.7 80.7 87.7 85.6 100.0
54.0 89.9 64.7 81.1 88.2 86.3 100.0
55.0 90.4 65.8 81.3 88.9 86.9 100.0
56.0 90.7 66.9 82.1 89.3 87.5 100.0
57.0 91.3 67.7 82.4 89.8 88.0 100.0
58.0 91.9 68.5 82.8 90.4 88.4 100.0
59.0 92.4 69.4 83.1 90.7 89.1 100.0
60.0 92.9 70.3 83.8 91.1 89.7 100.0
61.0 93.5 71.3 84.8 91.6 90.2 100.0
62.0 94.0 72.4 85.9 92.1 90.7 100.0
63.0 94.3 73.0 86.3 92.4 91.1 100.0
64.0 94.8 73.7 86.8 93.1 91.6 100.0
65.0 95.2 74.2 87.3 93.7 92.2 100.0
66.0 95.3 74.9 87.3 94.2 92.5 100.0
67.0 95.8 75.7 87.7 94.5 92.9 100.0
68.0 96.0 76.3 88.2 94.8 93.2 100.0
69.0 96.0 77.1 88.4 95.0 93.7 100.0
70.0 96.1 77.6 88.7 95.5 93.8 100.0
71.0 96.3 78.4 88.9 95.8 93.9 100.0
72.0 96.4 79.0 89.1 96.0 94.5 100.0
73.0 96.5 79.7 89.7 96.2 94.9 100.0
74.0 97.0 80.7 89.8 96.4 95.0 100.0
75.0 97.4 81.3 90.2 96.6 95.3 100.0
76.0 97.5 82.0 90.5 96.6 95.4 100.0
77.0 97.7 82.8 90.6 96.8 95.5 100.0
78.0 97.9 83.6 91.1 96.9 95.6 100.0
79.0 98.2 84.6 91.5 97.2 96.0 100.0
80.0 98.3 85.4 92.1 97.4 96.2 100.0
81.0 98.6 86.3 92.8 97.5 96.5 100.0
82.0 98.7 87.2 93.4 97.6 96.9 100.0
83.0 98.7 88.2 93.8 97.8 97.3 100.0
84.0 98.9 89.1 94.2 98.0 97.5 100.0
85.0 99.0 90.2 94.6 98.3 97.7 100.0
86.0 99.1 91.0 95.0 98.4 98.0 100.0
87.0 99.3 91.5 95.7 98.6 98.2 100.0
88.0 99.4 92.4 96.1 99.0 98.4 100.0
89.0 99.5 93.1 96.5 99.1 98.5 100.0
90.0 99.5 93.6 97.0 99.3 98.7 100.0
91.0 99.7 94.8 97.5 99.4 98.9 100.0
92.0 99.7 95.5 97.9 99.4 99.0 100.0
93.0 99.7 96.3 98.2 99.4 99.2 100.0
94.0 99.7 97.1 98.6 99.6 99.2 100.0
95.0 99.7 97.8 98.8 99.6 99.4 100.0
96.0 99.8 98.2 99.2 99.7 99.4 100.0
97.0 99.8 98.7 99.4 99.8 99.6 100.0
98.0 99.9 99.1 99.6 100.0 99.8 100.0
99.0 100.0 99.6 99.9 100.0 99.8 100.0
100.0 100.0 100.0 100.0 100.0 100.0 100.0

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