----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CODEBOOK FOR 1995 SURVEY OF CONSUMER FINANCES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- Survey of Consumer Finances Board of Governors of the Federal Reserve System Mail Stop 153 Washington, DC 20551 ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- To: Users of the 1995 SCF From: Arthur Kennickell, SCF Project Director Date: September 20, 1999 Subject: Description of the Final Release of the 1995 SCF ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- WARNING: This codebook contains over 51,000 lines of text, including this introduction, variable descriptions, the program used to collect the survey data, and other material. Most users will probably NOT want to print the entire document. Generally, we work with the file in electronic form. This codebook serves as the principal guide to the variables included on the final public version (June 3, 1997 version) of the 1995 SCF dataset. However, not every variable included in this codebook is actually in the public use dataset. Among other things, the dataset does NOT include most variables related to the sample design, details of geography, or the 3-digit industry and occupation codes. Although we have attempted to mark the variables in the codebook that are not available to the public, there may be errors or omissions. The definitive list of the variables included is given at the end of this file. Please consult that list to determine whether a given variable is available to you. For a general overview of the 1995 SCF, see Arthur B. Kennickell, Martha Starr-McCluer, and Annika E. Sunden, "Family Finances in the U.S.: Evidence from the Survey of Consumer Finances," Federal Reserve Bulletin, January 1997. Results you may obtain from using this release of the 1995 SCF may differ from those reported in this article for several reasons. First, the Bulletin article is based on an earlier version of the data. Second, the analysis weights used in that article were altered to provide robust estimates of the detailed categories shown: In brief, the data were examined for extreme outliers, and where a given case was overly influential in determining an outcome, the weight was trimmed and other weights were inflated to maintain a constant population. Finally, as noted below, the public version of the data has been systematically altered to minimize the likelihood that unusual individual cases could be identified. Our analysis of the public dataset suggests that these changes should not alter the conclusions of reasonable analyses of the data. QUESTIONNAIRE The 1995 SCF was collected using computer-assisted personal interviewing (CAPI). Thus, there is no questionnaire in the usual sense. This codebook serves as the authoritative guide to the definitions of variables included in the survey. At the end of this file, a copy of the Autoquest (Surveycraft) program that was used to collect the data is included. The AQ program serves as the authoritative reference for questions relating to question ordering and skip sequences. Because question ordering is important in understanding the meaning of many questions, users of the data are encouraged to consult the AQ program. In the survey dataset, many variables have been moved, recoded, or inferred; almost always such changes can be identified from the shadow variables associated with the variables. At the very end of this file, a translation of most AQ variables into SCF variables is provided. However, as noted there, this list is incomplete. Nevertheless, a diligent user should be able to deduce the relationship between all the variables. FILES INCLUDED The full public dataset consists of two pieces in addition to this codebook file. The main dataset, which contains most of the survey variables, is a 470 megabyte file (typically stored as a SAS transport file in zipped form: 8.2 megabytes in this form). A file of of 49.1 megabytes (23.5 megabytes in zipped transport form) contains 999 replicate weights and multiplicity factors intended to be used for variance estimation. VARIABLE NAMES The main data values are stored in the SAS dataset using variable names prefixed by an "X." We have tried, insofar as it was possible, to retain the variable numbering system used in earlier SCFs. Where the content of a variable has changed in a substantive way, we have assigned a new variable number. A small number of questions were added, and a small number were deleted. Each of the variables in the main dataset has a "shadow" variable that describes--in almost all cases--the original state of the variable (i.e., whether it was missing for some reason, a range response was given, etc.). An exception is reported values which have been imputed or otherwise altered to protect the privacy of respondents (see below); such values are not flagged in any systematic way. Users who so desire may use the shadow variables to restore the data to something very close to their original condition. The shadow variables have the same numbers as the main variable, but have a prefix of "J." A list of the values taken by the shadow variables is given in the section below entitled "DISCUSSION OF RANGE DATA COLLECTION AND J-CODES." UNIT OF ANALYSIS Most of the data in the survey are for a subset of the household unit referred to as the "primary economic unit" (PEU). In brief, the PEU consists of an economically dominant single individual or couple (married or living as partners) in a household and all other individuals in the household who are financially dependent on that individual or couple. For example, in the case of a household composed of a married couple who own their home, a minor child, a dependent adult child, and a financially independent parent of one of the members of the couple, the PEU would be the couple and the two children. Summary information is collected at the end of the interview for all household members who are not included in the PEU. Throughout the codebook, we refer to the "head" of the household. The use of this term is euphemistic and merely reflects the systematic way in which the dataset is organized. The head is taken to be the single core individual in a PEU without a core couple. In a PEU with a central couple, the head is taken to be either the male in a mixed-sex couple or the older individual in the case of a same-sex couple. No judgment about the internal organization of the households is implied by this organization of the data. When the original respondent was someone other than the person determined to be the head in this sense, all data (including response codes) were systematically swapped with that person's spouse or partner. The variable X8000 indicates which cases have been subjected to such rearrangement. IMPUTATION The missing data in the survey have been imputed five times by drawing repeatedly from an estimate of the conditional distribution of the data. These imputations are stored as five successive replicates ("implicates") of each data record. Thus, the number of observations in the dataset (21,495) is five times the actual number of respondents (4299); see below in the weight section of the codebook for a discussion of the use of these implicates. The imputation procedure is described in detail in "Imputation of the 1989 Survey of Consumer Finances: Multiple Imputation and Stochastic Relaxation", by Arthur Kennickell. For a general discussion of multiple imputation and its uses, see MULTIPLE IMPUTATION FOR NONRESPONSE IN SURVEYS by Donald B. Rubin, John Wiley and Sons, 1987. The multiple imputations allow users to estimate the amount of uncertainty in estimates that is due to imputation. For users who want to estimate only simple statistics such as means and medians ignoring imputation error, it will probably be sufficient to divide the weights by 5. Users who want to estimate regressions should be cautious in their treatment of the implicates. Many regression packages will treat each of the five implicates as an independent observation and correspondingly inflate the reported significance of results. Users who want to calculate regression estimates, but who have no immediate use for proper significance tests (perhaps for exploratory work), could either regress the average of the dependent and independent values across the implicates, or multiply the standard errors of the regression (on all observations) by the square root of five. For an easily understandable discussion of multiple imputation in the SCF from a user's point of view, see Catherine Montalto and Jaimie Sung, "Multiple Imputation in the 1992 Survey of Consumer Finances," Financial Counseling and Planning, Volume 7, 1996, pages 133-146 (or on the Internet at http://hec.osu.edu/people/shanna/imput.htm). "OTHER" CODES In almost every case where a respondent could supply a response that did not fit in the codeframe offered to interviewers on their computer screens, the CAPI program was constructed to allow the entry of a verbatim response. There were a few open-ended questions that were set up to accept only a verbatim response. All of these responses were run through a standard coding process at NORC. Once the data were at the FRB, strenuous efforts were made to resolve all instances of responses that remained coded as "other." Because all verbatim responses were captured by the CAPI program, the resolution process was simplier than in the past. Such responses that remain are unusual legitimate responses which do not fit within the existing codeframe, and because they appear unlikey to reoccur in future surveys, the codeframe was not augmented. Responses that were not informative were treated as missing values and were imputed. In the 1992 survey, scanned images of the paper questionniares were stored on CD ROM, and all "other" responses were looked up. However, because the collection of verbatim responses was not enforced to the degreee that is possible with CAPI, a substantial fraction of cases contained no additional information. Thus, there is a larger fraction of unresolved "other" responses in 1992 than in 1995. In 1989, it appears that the SCF coders were more successful than in 1992 in resolving "other" responses. Because of the different treatment of verbatim responses over time, analysts should exercise caution in time series comparisons of "other" responses. ANALYSIS WEIGHTS Because the SCF sample is not an equal-probability design, weights play a critical role in interpreting the survey data. The main dataset contains the final nonresponse-adjusted sampling weights. These weights are intended to compensate for unequal probabilities of selection in the original design and for unit nonresponse (failure to obtain an interview). The weight (X42001) is a partially design-based weight constructed at the Federal Reserve using original selection probabilities and frame information along with aggregate control totals estimated from the Current Population Survey. The population defined by the weights for *each implicate* (see above) is 99.0 million households. This weight is a relatively minor revision of the consistent weight series (X42000) maintained for the SCFs beginning with 1989 (For a detailed discussion of these weights, see "Consistent Weight Design for the 1989, 1992, and 1995 SCFs and the Distribution of Wealth," by Arthur B. Kennickell and R. Louise Woodburn, Review of Income and Wealth, Series 45, Number 2, June 1999, pp. 193-215 or the longer version given on the SCF web site at http://www.federalreserve.gov/pubs/oss/oss2/method.html). The nature of the revisions to the consistent weights is described in "Revisions to the SCF Weighting Methodology: Accounting for Race/Ethnicity and Homeownership," by Arthur Kennickell (see SCF web site). A version of the revised weight has been computed for all the surveys beginning with 1989, and this variable has been added to the public versions of the SCF datasets. Users should be aware that the sum of each of the weights over all sample cases and imputation replicates is equal to five times the number of households in the sample universe. Although the weights should produce reliable results at the level of broad aggregates (e.g., net worth and income ), it is important to remember that many of the variables collected in the SCF are highly skewed in their distribution and that many such variables will apply to only a relatively small fraction of the sample. In the SCF group at the Federal Reserve, we routinely review our calculations for the presence of overly-influential outliers, and robust techniques are applied when appropriate. We encourage other users to exercise similar care in analyzing the data. Users who use the SAS procedure PROC UNIVARIATE are particularly warned to use the FREQ option (as opposed to the WEIGHT option) to obtain weighted medians. SAMPLING ERROR Because we are unable to give users any sample information about cases in the dataset, they will be unable on their own to compute reasonable estimates of the sampling variances of their estimates. To facilitate such estimation, we have included a file of replicate weights and multiplicity factors corresponding to X42001. Using detailed information about the original sample design, we selected 999 sample replicates from the final set of completed cases in a way intended to capture the important dimensions of sample variation (Arthur Kennickell, Douglas McManus and Louise Woodburn, "Weighting design for the 1992 Survey of Consumer Finances" for details). For each survey case and each replicate, the file contains a weight (WT1B1-WT1B999) and the number of times the case was selected in the replicate (MM1-MM999). We computed weights for each replicate using exactly the same procedures we used for the main weights. Replicate weights were computed only for the first implicate of each case. For most purposes, users will probably want to multiply the weight times the multiplicity: in all cases the sum of each of the weights times the corresponding multiplicities of the cases equals the total number of households. To estimate the sampling variance of the mean of family income, for example, a user would estimate the mean 999 times using the replicate weights and compute the standard error of that estimate. An estimate of the total standard error is given by SQRT((6/5)*imputation variance + sampling variance). A simple SAS program to compute the standard error due to sampling and imputation for the mean and median of a given variable is provided below. This program may be adapted easily for other types of calculations. To conserve on necessary memory, the program computes sampling error using blocks of 100 replicate weights rather than the full set at once. Users with large amounts of RAM may wish to increase the size of these blocks, and those with smaller amounts may wish to decrease the size. * MACRO MEANIT; * AK: May 1, 1997 version; * DSN specifies the name of the dataset to be used (the dataset should contain the following: the main weight renamed as WGT0, a set of variables WGT1-WGT999 equal to the replicate weights multiplied by the corresponding multiplicity factors, a variable for which one wishes to compute the standard error due to imputation and sampling for the mean and median, and a variable IMPLIC equal to the implicate number of each case) VAR contains the name of the variable for which one desires standard errors PFLAG: blank prints interim statistics/any character string (e.g., NO) surpresses printing; %MACRO MEANIT(DSN=,VAR=,PFLAG=); * compute global mean/median; PROC UNIVARIATE DATA=&DSN; FREQ WGT0; VAR &VAR; RUN; * rank order the data for the median calculation; PROC SORT DATA=&DSN; BY &VAR; RUN; PROC IML WORKSPACE=10000000 SYMSIZE=5000; RESET LOG LINESIZE=78; * first imputation variance; EDIT &DSN; TEMP={IMPLIC &VAR WGT0}; READ ALL VAR TEMP INTO MDATA; * total population; POP=SUM(MDATA[,3])/5; * create matrix to hold values of means/medians by implicates; IM=SHAPE(0,1,5); ID=SHAPE(0,1,5); * compute mean/median; DO I=1 TO 5; IMP=MDATA[LOC(MDATA[,1]=I),2:3]; * compute mean; MM=IMP[,1]#IMP[,2]; IM[1,I]=MM[+,]/POP; * compute median; DD=IMP[RANK(IMP[,1]),]; DD[,2]=CUSUM(DD[,2])/POP; ID[1,I]=DD[MIN(LOC(DD[,2]>=.5)),1]; FREE IMP MM DD; END; FREE MDATA; %IF (&PFLAG EQ ) %THEN %DO; PRINT IM ID; %END; * next sampling variance; * create matrix to hold values of means/medians by replicates; RM=SHAPE(0,1,999); RD=SHAPE(0,1,999); %DO I=1 %TO 10; %PUT CLUMP NUMBER &I; %IF (&I EQ 1) %THEN %DO; %LET TOP=99; %LET BOT=1; %LET LEN=100; %END; %ELSE %DO; %LET BOT=%EVAL(&TOP+1); %LET TOP=%EVAL(&TOP+100); %LET LEN=101; %END; %LET WSTR=%STR(); %DO J=&BOT %TO &TOP; %LET WSTR=&WSTR WGT&J; %END; EDIT &DSN; TEMP={&VAR &WSTR}; READ ALL VAR TEMP WHERE (IMPLIC=1) INTO MDATA; * compute means; MEAN=MDATA[,2:&LEN]#MDATA[,1]; RM[,&BOT:&TOP]=MEAN[+,]/POP; * compute medians; DO I=2 TO &LEN; MDATA[,I]=CUSUM(MDATA[,I])/POP; RD[&BOT+I-2]=MDATA[MIN(LOC(MDATA[,I]>=.5)),1]; END; FREE MDATA; %END; %IF (&PFLAG EQ ) %THEN %DO; PRINT RM RD; %END; * finally, compute standard error wrt imputation/sampling; * (X-X-bar)**2/(n-1); IVM=(IM-IM[,+]/5)##2; IVM=IVM[,+]/4; IVD=(ID-ID[,+]/5)##2; IVD=IVD[,+]/4; RVM=(RM-RM[,+]/999)##2; RVM=RVM[,+]/998; RVD=(RD-RD[,+]/999)##2; RVD=RVD[,+]/998; * SQRT(((ni+1/(ni))*SIGMAI**2) + SIGMAR**2)); TVM=SQRT((6/5)*IVM+RVM); TVD=SQRT((6/5)*IVD+RVD); IVM=SQRT(IVM); IVD=SQRT(IVD); RVM=SQRT(RVM); RVD=SQRT(RVD); PRINT "STD DEV IMPUTATION: MEAN: " IVM " MEDIAN: " IVD; PRINT "STD DEV SAMPLING: MEAN: " RVM " MEDIAN: " RVD; PRINT "COMBINED STD DEV: MEAN: " TVM " MEDIAN: " TVD; QUIT; %MEND MEANIT; * create dataset from main dataset and replicate weight file; DATA DAT(KEEP=NW IMPLIC WGT0-WGT999); MERGE xxx.main_ds(KEEP=Y1 X42001 ...) xxx.rep_wgts(KEEP=Y1 MM1-MM999 WT1B1-WT1B999); BY Y1; * multiply replicate weights by the multiplicity; ARRAY MULT {*} MM1-MM999; ARRAY RWGT {*} WT1B1-WT1B999; ARRAY WGTS {*} WGT1-WGT999; DO I=1 TO DIM(MULT); * take max of multiplicity/weight: where cases not selected for a replicate, there are missing values in these variables; WGTS{I}=MAX(0,MULT{I})*MAX(0,RWGT{I}); END; WGT0=X42001; * define implicate number of case; IMPLIC=Y1-10*YY1; * define net worth (for example); NW=.......; RUN; * run the macro; %MEANIT(DSN=DAT,VAR=NW); Users who want to estimate more complex statistics, particularly regressions, should be cautious in their treatment of the implicates. Many regression packages will treat each of the five implicates as an independent observation and correspondingly inflate the reported significance of results. Users who want to calculate regression estimates, but who have no immediate use for proper significance tests, could either average the dependent and independent values across the implicates or multiply their standard errors by the square root of five. For an easily understandable discussion of multiple imputation in the SCF from a user's point of view, see Catherine Montalto and Jaimie Sung, "Multiple Imputation in the 1992 Survey of Consumer Finances," Financial Counseling and Planning, Volume 7, 1996, pages 133-146 (or on the Internet at http://hec.osu.edu/people/shanna/imput.htm). That article also contains a set of simple SAS macros to use to compute correct standard errors from multiply imputed data. An alternative that is useful for handling the output of general modeling routines is the following set of SAS code: * MACRO MISECOMP computes standard errors corrected for multiple imputation; * The input may be regression results, or any other results (e.g., probits) that include a point estimate and a standard error estimate for each implicate; * The datasets are named &DSN.1-&DSN&NIMP (where &DSN and &NIMP are defined below); * The form of the input dataset is described above; * Often, it is quite easy to copy output directly from a statistical procedure into the form of this program without deleting extraneous information; * The required input variables are VARN (a name of the statistic of interest in all NIMP datasets), B1-B&NIMP (a working name for the point estimate of interest for each implicate--where the terminal number corresponds to the terminal number of the input dataset), and S1-S&NIMP (a working name for the standard error of the point estimate in each implicate--where the terminal number corresponds to the terminal number of the input dataset; * The parameters of the MACRO are: NIMP: number of implicates (default is 5) DSN: first part of name of each of the NIMP input datasets (e.g., DSN11, DSN12,...,DSN15 could be results for implicates 1-5 for model 1) (default is DSN1i, where "i" ranges from 1 to NIMP) PRNTPR: determines the number of digits of the output data (default is SAS format 10.6); * The output includes three lines for each unique VARN in the input datasets: the final point estimate, the final standard error, and the final t-statistic; **************************************************************************; * Steps to compute standard errors; * (1) run each model (regressions, probits, etc.) for each of the five implicates separately; * (2) copy the model outputs into program code as described above; /* For example, DATA DSNij; INPUT VARN $ Bi Si; CARDS; data here ; RUN; where "i" ranges over the number of distinct models treated, and "j" ranges over the number of implicates. NOTE: any technique that reads VARN, Bi and Si into the datasets will work. */ * (3) call MISECOMP (MACRO defaults will work correctly for the SCF if the dataset names are DSN11, DSN12, DSN13, DSN14, DSN15); *************************************************************************; *************************************************************************; %MACRO MISECOMP(NIMP=5,DSN=DSN1,PRNTPR=10.6); DATA &DSN.1; SET &DSN.1; ORD=_N_; RUN; %DO I=1 %TO &NIMP; PROC SORT DATA=&DSN&I; BY VARN; RUN; %END; DATA ALL; MERGE %DO I=1 %TO &NIMP; &DSN&I %END; ;; BY VARN; ARRAY BMOD {*} %DO I=1 %TO &NIMP; B&I %END;; ARRAY SMOD {*} %DO I=1 %TO &NIMP; S&I %END;; BETA=0; SIGMA=0; ST=0; DO J=1 TO &NIMP; BETA=BMOD{J}+BETA; SIGMA=SMOD{J}**2+SIGMA; END; BETA=BETA/&NIMP; SIGMA=SIGMA/&NIMP; DO I=1 TO &NIMP; ST=ST+(BETA-BMOD{I})**2; END; SIGMA=SQRT(SIGMA+(1+1/5)*ST/(5-1)); TSTAT=BETA/SIGMA; RUN; PROC SORT DATA=ALL; BY ORD; RUN; DATA ALL; SET ALL; PUT VARN @15 BETA &PRNTPR / @15 SIGMA &PRNTPR / @15 TSTAT &PRNTPR; RUN; %MEND MISECOMP; %MISECOMP; SUMMARY VARIABLES We have not made an effort to include summary variables (e.g., net worth) in the dataset. Although it is complicated to construct such variables, it is our belief that a substantial amount of judgment is involved in selecting which variables to include, and that other analysts should make their own decisions. However, as a convenience to users, we have included on the SCF web site a program written in the SAS language that was used to create the variables used in the January 2003 Federal Reserve Bulletin article on the survey and an Excel file containing the summary variables. DISCLOSURE REVIEW To protect the privacy of individual respondents, the data in this release have been systematically altered by several means to minimize the possibility of identifying any survey respondent. For some discrete variables, small or unusual cells were collapsed as noted in the variable descriptions below. Continuous variables were rounded. Data were also blurred by other unspecified means. In addition, a number of other cases were identified for more extensive treatment. Some of these cases were selected on the basis of extreme or unusual data values. Other cases were selected at random. For each of these cases, a selection of critical variables was set to missing and statistically imputed subject to constraints designed to ensure that any distortions induced in key population statistics would be minimal. The geographic identifiers here have been systematically altered for a subset of respondents by swapping their locations with those of otherwise similar respondents. Where relevant, the codebook provides more detailed information on cell collapsing and other techniques. It is important to note that aside from the cell collapsing, there is no key in this codebook or in the dataset that would allow users to identify directly either which data items have been smoothed or otherwise altered, or which cases were selected for imputation of critical values (that is, the shadow variables in this dataset may not always reflect the true original status of every variable). Although this blurring of the data will have some effect on analysis, that effect should be negligible in most cases. For further details on the procedures taken to protect the identity of respondents, see "Disclosure Review and Its Implications for the 1992 Survey of Consumer Finances" by Gerhard Fries, Barry Johnson, and R. Louise Woodburn (1997 working paper, SCF group, Federal Reserve Board). Users who feel that the restrictions imposed on the public dataset are too constricting are encouraged to submit written proposals for expanded data release, and those requests will be given serious consideration in the release of data from future surveys. Dollar variables have been rounded according to the following scheme: DO I = 1 TO DIM($VARs); IF (0 < $_VAR < 5) THEN $_VAR=1; ELSE IF (5 <= $_VAR < 1000) THEN $_VAR=MAX(1,ROUND($_VAR,10)); ELSE IF (1000 <= $_VAR < 10000) THEN $_VAR=ROUND($_VAR,100); ELSE IF (10000 <= $_VAR < 1000000) THEN $_VAR=ROUND($_VAR,1000); ELSE IF (1000000 <= $_VAR) THEN $_VAR=ROUND($_VAR,10000); ELSE IF (-1000 <= $_VAR < - 5) THEN $_VAR=ROUND($_VAR,10); ELSE IF (-10000 <= $_VAR < -1000) THEN $_VAR=ROUND($_VAR,100); ELSE IF (-1000000 < $_VAR < -10000) THEN $_VAR=ROUND($_VAR,1000); ELSE IF .Z < $_VAR <= -1000000 THEN $_VAR=-1000000; END; An important exception to this rounding rule is amounts that were reported in an hourly frequency (e.g., X4112). If the hourly amount is greater than $25, then the above rounding rule applies. Otherwise, the amount is rounded to the nearest $.10. CASE ID NUMBERS Under the original numbering system (XX1), the sample design is apparent from the identification numbers. Thus, each case included in the public version of the dataset has been given an identification number (YY1), which is intended to mask the knowledge of which cases were drawn from the SCF list sample. It is not possible to know with certainty from the information provided in the public version of this dataset which cases derive from the list sample. Because we routinely use the original numbers internally, users who direct questions to us about specific cases might want to be sure to emphasize that they are using the external ID number to avoid confusion. DATA REVIEW We have spent many hours searching for errors in the data. Many seeming inconsistencies are actually in the raw data and appear to have no obvious reconciliation. Other types of inconsistencies may have been induced as a byproduct of imputation, even though elaborate checks are built into the imputation routines. We ask our colleagues who use this dataset to help us find the remaining resolvable inconsistencies. Our presumption is always that the respondent understood each question and reported accurately, and that the process of transcription and coding did not distort that information. In the relatively small number of cases where other information led us beyond a reasonable doubt of the validity of the data, we have changed data, either by altering values directly or by setting them to missing and imputing them; in all such cases, the shadow variables indicate that we have overridden reported data. CONTACT INFORMATION It is likely that some users will have trouble understanding the organization of the data at first. IF AFTER HAVING FRAMED A FOCUSED QUESTION AND EXHAUSTED ALL OF YOUR LOCAL RESOURCES, YOUR PROBLEM PERSISTS, you may call Gerhard Fries at ((202) 452-2578 or e-mail m1gxf00@frb.gov) or me ((202)-452-2247 or e-mail m1abk00@frb.gov)). ****We prefer correspondence via e-mail.**** While we would like to be helpful to you, please realize that we are not set up to provide extensive services to users. We hope that by persistence, you will almost always be able to figure out what you need by consulting the questionnaire and the codebook below. We should be your last resort. ----------------------------------------------------------------------------- DISCUSSION OF RANGE DATA COLLECTION AND J-CODES ----------------------------------------------------------------------------- Dollar values in the 1995 SCF were collected in a way that takes advantage of the power of CAPI (for a detailed description and analysis see "Using Range Techniques with CAPI in the 1995 Survey of Consumer Finances" by Arthur B. Kennickell (1996 working paper, SCF group, Federal Reserve Board). In the past, we had evidence that some respondents volunteered figures in ranges. Good interviewers have always tried to get respondents to settle on a single "best" figure, but sometimes it may be that there may be no firm figure (e.g., the value of a privately-held business may be known only at the point it is actually sold) and probing too far could cause the respondent to answer "don't know". The 1995 survey allowed for responses to be reported in ranges volunteered by respondents. There is another class of respondent that may not volunteer a range, who do not know (or will not give) an exact figure, but who will give some information about the value. To obtain information from this second group of people, we have included in the CAPI program two options. First, a respondent who is uncomfortable actually saying an amount may report a letter from a card that specifies a number of ranges. The range card has been used very successfully in earlier waves of the SCF, but CAPI allows the option to be presented consistently. Second, a respondent who declines the use of the range card is asked a series of questions in a "decision tree" that are designed to specify a range. In earlier SCFs, the decision tree was used for people who did not know or refused to report a figure for their total income, and in the current Health and Retirement Survey such a procedure is used for many dollar figures. The evidence from both sources is very encouraging. In the 1995 SCF, the decision tree breaks vary by question (so that, for example, monthly rent is not subject to the same ranges as the value of corporate stock). The computer sequences used for range followup for all dollar values in the 1995 survey (known as "DKDOL") are outlined schematically in a section below. It should be noted that interviewers were strongly instructed that a single dollar value is the best answer to each of these questions. Although there is the distinct possibility that respondents may become "trained" in the use of the range questions during the course of the interview (the effect of this training is unclear at present: respondents may tend to report "too many" ranges because they know that they are allowed; alternatively, respondents may learn that it is much quicker to give a single dollar figure), interviewers should be using all of the standard techniques to get respondents to give a single figure where possible. ----------------------------------------------------------------------------- Schematic diagram of sequence used for all dollar questions: Qnn. How much is your [******]? level 1: $________ $___RANGE $______DK $__Refuse |________________| level 2: Confirm Range card Range card? or dollar range? RC DR YES NO/DK Refuse level 3: OUT Letter Upper bound Letter Decision Lower bound tree level 4: OUT Confirm OUT Confirm OUT level 5: OUT OUT (OUT=proceed to next question) At the first level, the respondent has the option of providing a dollar amount (as in the past, interviewers were strongly urged to obtain a single dollar value where possible), volunteering a range, answering "don't know," or refusing to answer. Each of these responses implies a different sequence of questions. In the case of a single dollar figure, the CAPI program displays in words the number the interviewer has typed into the computer and proceeds to the next question. If the respondent volunteers a range, there is an option to report either a range in dollars (and in some cases the upper or lower bound of a range may be missing--e.g., as in the case where a respondent answers "greater than a million dollars") or to give a letter from a range card (the ranges are given below). If the respondent answers "don't know" or refuses to answer, the program will present a request to use the range card. If the respondent is unable to use the range card (answers "no" or "don't know"), the program presents a series of questions known as a "decision tree," which is specified in greater detail below. If the respondent refuses when asked to use the range card, the program proceeds to the next question. The exact question text for this sequence is given below. Because of software limitations, negative ranges presented a special problem. It was not feasible to build in negative ranges directly. As a compromise, interviewers were instructed to collect the ranges in absolute values and record in a comment box available in the program the fact that the range was negative. Text presented to interviewer at level 2 if R volunteers a range: CHOOSE: ENTER LETTER FROM RANGE CARD ENTER LOW END AND HIGH END OF RANGE Text presented to interviewer at level 3 if R volunteers a range and chooses the range card at level 2: ENTER LETTER FROM RANGE CARD: Possible card responses shown on range card: A ...... $1 - $100 B ...... $101 - $500 C ...... $501 - $750 D ...... $751 - $1,000 E ...... $1,001 - $2,500 F ...... $2,501 - $5,000 G ...... $5,001 - $7,500 H ...... $7,501 - $10,000 I ...... $10,001 - $25,000 J ...... $25,001 - $50,000 K ...... $50,001 - $75,000 L ...... $75,001 - $100,000 M ...... $100,001 - $250,000 N ...... $250,001 - $1 million O ...... $1 million - $5 million P ...... $5 million - $10 million Q ...... $10 million - $25 million R ...... $25 million - $50 million S ...... $50 million - $100 million T ...... More than $100 million Text presented to interviewer at level 3 if R volunteers a range and gives a dollar range at level 2: ENTER LOW END OF RANGE : $___,___,___.00 ENTER HIGH END OF RANGE : $___,___,___.00 Text presented to interviewer at level 2 if R answers DK/Ref at level 1: Can you give me a range from this card? HAND R RANGE CARD. YES NO Text presented to interviewer at level 3 if R answers DK/Ref at level 1 and answers YES at level 2: ENTER LETTER FROM RANGE CARD: Possible card responses shown on range card: See above Decision tree sequence presented to interviewer at level 3 if R answers DK/Ref at level 1 and NO/DK at level 2: CONSIDER THE FOLLOWING 7 NUMBERS WHICH ARE STRICKLY INCREASING IN VALUE: V1, V2, V3, V4, V5, V6, AND V7. RESPONDENTS ARE ASKED A SEQUENCE OF QUESTIONS TO FIND THE INTERVALS DEFINED BY THESE NUMBER A GIVEN VARIABLE FALLS. Q1. Was it V4 dollars or more? YES --> GO TO Q2 NO, DK --> GO TO Q5 Ref --> EXIT Q2. Was it V5 dollars or more? YES --> GO TO Q3 NO, DK, Ref --> EXIT Q3. Was it V6 dollars or more? YES --> GO TO Q4 NO, DK, Ref --> EXIT Q4. Was it V7 dollars or more? YES, NO, DK, Ref --> EXIT Q5. Was it V1 dollars or more? YES --> GO TO Q6 NO, DK, Ref --> EXIT Q6. Was it V2 dollars or more? YES --> GO TO Q7 NO, DK, Ref --> EXIT Q7. Was it V3 dollars or more? YES, NO, DK, Ref --> EXIT To allow for appropriate ranges for all dollar questions, there are eight different versions of the V1 to V7 variables given below. Version V1 V2 V3 V4 V5 V6 V7 1 10,000 100,000 250,000 500,000 1,000,000 5,000,000 10,000,000 2 50,000 100,000 500,000 1,000,000 5,000,000 10,000,000 25,000,000 3 50,000 100,000 150,000 250,000 500,000 1,000,000 5,000,000 4 5,000 25,000 50,000 100,000 250,000 500,000 1,000,000 5 5,000 10,000 25,000 50,000 100,000 250,000 750,000 6 500 1,000 5,000 10,000 25,000 75,000 250,000 7 100 250 500 1,000 2,000 10,000 50,000 8 50 100 250 500 1,000 5,000 10,000 There are 31 possible unique outcomes of each version of each of the 8 versions of the decision tree: 1. Q1=NO, Q5=NO 2. Q1=NO, Q5=DK 3. Q1=NO, Q5=Ref 4. Q1=NO, Q5=YES, Q6=NO 5. Q1=NO, Q5=YES, Q6=DK 6. Q1=NO, Q5=YES, Q6=Ref 7. Q1=NO, Q5=YES, Q6=YES, Q7=NO 8. Q1=NO, Q5=YES, Q6=YES, Q7=DK 9. Q1=NO, Q5=YES, Q6=YES, Q7=Ref 10. Q1=NO, Q5=YES, Q6=YES, Q7=YES 11. Q1=DK, Q5=NO 12. Q1=DK, Q5=DK ---> NOTE: RESULTS IN NO BOUNDING INFORMATION 13. Q1=DK, Q5=Ref ---> NOTE: RESULTS IN NO BOUNDING INFORMATION 14. Q1=DK, Q5=YES, Q6=NO 15. Q1=DK, Q5=YES, Q6=DK 16. Q1=DK, Q5=YES, Q6=Ref 17. Q1=DK, Q5=YES, Q6=YES, Q7=NO 18. Q1=DK, Q5=YES, Q6=YES, Q7=DK 19. Q1=DK, Q5=YES, Q6=YES, Q7=Ref 20. Q1=DK, Q5=YES, Q6=YES, Q7=YES 21. Q1=Ref ---> NOTE: RESULTS IN NO BOUNDING INFORMATION 22. Q1=YES, Q2=NO 23. Q1=YES, Q2=DK 24. Q1=YES, Q2=Ref 25. Q1=YES, Q2=YES, Q3=NO 26. Q1=YES, Q2=YES, Q3=DK 27. Q1=YES, Q2=YES, Q3=Ref 28. Q1=YES, Q2=YES, Q3=YES, Q4=NO 29. Q1=YES, Q2=YES, Q3=YES, Q4=DK 20. Q1=YES, Q2=YES, Q3=YES, Q4=Ref 31. Q1=YES, Q2=YES, Q3=YES, Q4=YES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- Definitions of the "J" Variables (1995 version) 0 = value reported on original tape (possibly altered during NORC editing). 1 = question is inapplicable for R (e.g., R has no checking account so value of checking account is coded as zero -- NOTE: there are no zeros in the dataset other than such values). 2 = data moved from another location (not including re-arranging columns in a grid); data moved from another location and added to data already at new location (e.g., wage income from spouse reported in independent adult part of section Y added to data reported for R in Section T). 3 = data provided for a question with a branch structure, but not known which branch data should be in (e.g., AGI given, but filing status unknown, R has mutual funds but answers NO to all types). 4 = data change (to non-missing value) at FRB based on comments/verbatims. Also includes editing changes specified by NORC that were not possible to implement in their data handling system. 5 = indicates a value coded from a verbatim ("other/specify") response. 6 = data moved/changed as result of coded verbatim ("other/specify") response. 8 = recode of survey variables, no missing values in antecedents. For sequences of variables, such as the determination of whether a dollar value or a percent is reported at Xhead-var/X4206/X4207, one variable determines which type of variable is reported (dollar/percent) subsequently; in some cases, the CAPI program skips to the dollar value question and will puruse the DKDOL sequence if necessary; if a dollar value (or range) is reported in this way, the J-code of the initial choice variable is set to the value '8.' 9 = recode of survey variables, insufficient data collected to compute value, not imputed. 10 = part of reported value reported elsewhere and edited out here (e.g., wage income of NPEU member also reported at X5701 along with income of PEU resulting in J5702=10) or entire reported value reported elsewhere and edited out here (e.g., all of wage income of NPEU member reported at X5701 resulting in X5701=5, J5701=10, X5702=0 and J5702=14). 12 = in case of regular installment loans where term is DK, non-missing typical payment moved to monthly payment section. 13 = coded value overridden by another value after editing completed 14 = inap given hard-code decision (12, 13, 15, or 16) 15 = hard-coded imputation determined during cleaning. 16 = other reassignment resulting from cleaning that overrides reported data (e.g., the cleaning of the institutions grid in Section A). 17 = value of originally missing data item implied by other variable(s). 18 = value originally inap as consequence of CAPI logic, new value inferred from other values. 19 = value changed, but logical content not altered (e.g., institution reported for an account, but no link to institutions grid. Account variable changed to pointer to an added institution of type indicated by original account question). 25 = correction of NORC edit error or to a non-missing/non-inapplicable value. ALL RESPONSES THAT FOLLOW HAVE AT LEAST SOME MISSING INFORMATION 90 = Bounding information available based on summary information provided by respondent (typically, if a R does not know information about items beyond a certain number in a set of detailed questions about a larger number of such items, the R is asked one or a number of summary questions about all remaining instances). 91 = Same as 90, but R gave range data for the summary information. RANGE RESPONSES: POSITIVE RANGES DECISION TREE RESPONSES THAT RESULTED IN A BOUND FOR POSITIVE NUMBERS (NOTE: for decision tree codes, responses that resulted in no usable bounding information are collected separately below) '*' indicates an open-ended interval NOTE: for J-code outcomes from 101-878, 921-940, and 971-990, .5 is added to the J-code if the original response was DK 101=Decision tree response, version 1: outcome 1 (*,<=V1) 102=Decision tree response, version 1: outcome 2 (*,<=V4) 103=Decision tree response, version 1: outcome 3 (*,<=V4) 104=Decision tree response, version 1: outcome 4 (>V1,<=V2 105=Decision tree response, version 1: outcome 5 (>V1,<=V4) 106=Decision tree response, version 1: outcome 6 (>V1,<=V4) 107=Decision tree response, version 1: outcome 7 (>V2,<=V3) 108=Decision tree response, version 1: outcome 8 (>V2,<=V4) 109=Decision tree response, version 1: outcome 9 (>V2,<=V4) 110=Decision tree response, version 1: outcome 10 (>V3,<=V4) 111=Decision tree response, version 1: outcome 11 (*,<=V1) 112=Decision tree response, version 1: outcome 14 (V1,V2) 113=Decision tree response, version 1: outcome 15 (>V1,*) 114=Decision tree response, version 1: outcome 16 (>V1,*) 115=Decision tree response, version 1: outcome 17 (>V2,<=V3) 116=Decision tree response, version 1: outcome 18 (>V2,*) 117=Decision tree response, version 1: outcome 19 (>V2,*) 118=Decision tree response, version 1: outcome 20 (>V3,*) 119=Decision tree response, version 1: outcome 22 (>V4,<=V5) 120=Decision tree response, version 1: outcome 23 (>V4,*) 121=Decision tree response, version 1: outcome 24 (>V4,*) 122=Decision tree response, version 1: outcome 25 (>V5,<=V6) 123=Decision tree response, version 1: outcome 26 (>V5,*) 124=Decision tree response, version 1: outcome 27 (>V5,*) 125=Decision tree response, version 1: outcome 28 (>V6,<=V7) 126=Decision tree response, version 1: outcome 29 (>V6,*) 127=Decision tree response, version 1: outcome 30 (>V6,*) 128=Decision tree response, version 1: outcome 31 (>V7,*) 201=Decision tree response, version 2: outcome 1 (*,<=V1) 202=Decision tree response, version 2: outcome 2 (*,<=V4) 203=Decision tree response, version 2: outcome 3 (*,<=V4) 204=Decision tree response, version 2: outcome 4 (>V1,<=V2 205=Decision tree response, version 2: outcome 5 (>V1,<=V4) 206=Decision tree response, version 2: outcome 6 (>V1,<=V4) 207=Decision tree response, version 2: outcome 7 (>V2,<=V3) 208=Decision tree response, version 2: outcome 8 (>V2,<=V4) 209=Decision tree response, version 2: outcome 9 (>V2,<=V4) 210=Decision tree response, version 2: outcome 10 (>V3,<=V4) 211=Decision tree response, version 2: outcome 11 (*,<=V1) 212=Decision tree response, version 2: outcome 14 (V1,V2) 213=Decision tree response, version 2: outcome 15 (>V1,*) 214=Decision tree response, version 2: outcome 16 (>V1,*) 215=Decision tree response, version 2: outcome 17 (>V2,<=V3) 216=Decision tree response, version 2: outcome 18 (>V2,*) 217=Decision tree response, version 2: outcome 19 (>V2,*) 218=Decision tree response, version 2: outcome 20 (>V3,*) 219=Decision tree response, version 2: outcome 22 (>V4,<=V5) 220=Decision tree response, version 2: outcome 23 (>V4,*) 221=Decision tree response, version 2: outcome 24 (>V4,*) 222=Decision tree response, version 2: outcome 25 (>V5,<=V6) 223=Decision tree response, version 2: outcome 26 (>V5,*) 224=Decision tree response, version 2: outcome 27 (>V5,*) 225=Decision tree response, version 2: outcome 28 (>V6,<=V7) 226=Decision tree response, version 2: outcome 29 (>V6,*) 227=Decision tree response, version 2: outcome 30 (>V6,*) 228=Decision tree response, version 2: outcome 31 (>V7,*) 301=Decision tree response, version 3: outcome 1 (*,<=V1) 302=Decision tree response, version 3: outcome 2 (*,<=V4) 303=Decision tree response, version 3: outcome 3 (*,<=V4) 304=Decision tree response, version 3: outcome 4 (>V1,<=V2 305=Decision tree response, version 3: outcome 5 (>V1,<=V4) 306=Decision tree response, version 3: outcome 6 (>V1,<=V4) 307=Decision tree response, version 3: outcome 7 (>V2,<=V3) 308=Decision tree response, version 3: outcome 8 (>V2,<=V4) 309=Decision tree response, version 3: outcome 9 (>V2,<=V4) 310=Decision tree response, version 3: outcome 10 (>V3,<=V4) 311=Decision tree response, version 3: outcome 11 (*,<=V1) 312=Decision tree response, version 3: outcome 14 (V1,V2) 313=Decision tree response, version 3: outcome 15 (>V1,*) 314=Decision tree response, version 3: outcome 16 (>V1,*) 315=Decision tree response, version 3: outcome 17 (>V2,<=V3) 316=Decision tree response, version 3: outcome 18 (>V2,*) 317=Decision tree response, version 3: outcome 19 (>V2,*) 318=Decision tree response, version 3: outcome 20 (>V3,*) 319=Decision tree response, version 3: outcome 22 (>V4,<=V5) 320=Decision tree response, version 3: outcome 23 (>V4,*) 321=Decision tree response, version 3: outcome 24 (>V4,*) 322=Decision tree response, version 3: outcome 25 (>V5,<=V6) 323=Decision tree response, version 3: outcome 26 (>V5,*) 324=Decision tree response, version 3: outcome 27 (>V5,*) 325=Decision tree response, version 3: outcome 28 (>V6,<=V7) 326=Decision tree response, version 3: outcome 29 (>V6,*) 327=Decision tree response, version 3: outcome 30 (>V6,*) 328=Decision tree response, version 3: outcome 31 (>V7,*) 401=Decision tree response, version 4: outcome 1 (*,<=V1) 402=Decision tree response, version 4: outcome 2 (*,<=V4) 403=Decision tree response, version 4: outcome 3 (*,<=V4) 404=Decision tree response, version 4: outcome 4 (>V1,<=V2 405=Decision tree response, version 4: outcome 5 (>V1,<=V4) 406=Decision tree response, version 4: outcome 6 (>V1,<=V4) 407=Decision tree response, version 4: outcome 7 (>V2,<=V3) 408=Decision tree response, version 4: outcome 8 (>V2,<=V4) 409=Decision tree response, version 4: outcome 9 (>V2,<=V4) 410=Decision tree response, version 4: outcome 10 (>V3,<=V4) 411=Decision tree response, version 4: outcome 11 (*,<=V1) 412=Decision tree response, version 4: outcome 14 (V1,V2) 413=Decision tree response, version 4: outcome 15 (>V1,*) 414=Decision tree response, version 4: outcome 16 (>V1,*) 415=Decision tree response, version 4: outcome 17 (>V2,<=V3) 416=Decision tree response, version 4: outcome 18 (>V2,*) 417=Decision tree response, version 4: outcome 19 (>V2,*) 418=Decision tree response, version 4: outcome 20 (>V3,*) 419=Decision tree response, version 4: outcome 22 (>V4,<=V5) 420=Decision tree response, version 4: outcome 23 (>V4,*) 421=Decision tree response, version 4: outcome 24 (>V4,*) 422=Decision tree response, version 4: outcome 25 (>V5,<=V6) 423=Decision tree response, version 4: outcome 26 (>V5,*) 424=Decision tree response, version 4: outcome 27 (>V5,*) 425=Decision tree response, version 4: outcome 28 (>V6,<=V7) 426=Decision tree response, version 4: outcome 29 (>V6,*) 427=Decision tree response, version 4: outcome 30 (>V6,*) 428=Decision tree response, version 4: outcome 31 (>V7,*) 501=Decision tree response, version 5: outcome 1 (*,<=V1) 502=Decision tree response, version 5: outcome 2 (*,<=V4) 503=Decision tree response, version 5: outcome 3 (*,<=V4) 504=Decision tree response, version 5: outcome 4 (>V1,<=V2 505=Decision tree response, version 5: outcome 5 (>V1,<=V4) 506=Decision tree response, version 5: outcome 6 (>V1,<=V4) 507=Decision tree response, version 5: outcome 7 (>V2,<=V3) 508=Decision tree response, version 5: outcome 8 (>V2,<=V4) 509=Decision tree response, version 5: outcome 9 (>V2,<=V4) 510=Decision tree response, version 5: outcome 10 (>V3,<=V4) 511=Decision tree response, version 5: outcome 11 (*,<=V1) 512=Decision tree response, version 5: outcome 14 (V1,V2) 513=Decision tree response, version 5: outcome 15 (>V1,*) 514=Decision tree response, version 5: outcome 16 (>V1,*) 515=Decision tree response, version 5: outcome 17 (>V2,<=V3) 516=Decision tree response, version 5: outcome 18 (>V2,*) 517=Decision tree response, version 5: outcome 19 (>V2,*) 518=Decision tree response, version 5: outcome 20 (>V3,*) 519=Decision tree response, version 5: outcome 22 (>V4,<=V5) 520=Decision tree response, version 5: outcome 23 (>V4,*) 521=Decision tree response, version 5: outcome 24 (>V4,*) 522=Decision tree response, version 5: outcome 25 (>V5,<=V6) 523=Decision tree response, version 5: outcome 26 (>V5,*) 524=Decision tree response, version 5: outcome 27 (>V5,*) 525=Decision tree response, version 5: outcome 28 (>V6,<=V7) 526=Decision tree response, version 5: outcome 29 (>V6,*) 527=Decision tree response, version 5: outcome 30 (>V6,*) 528=Decision tree response, version 5: outcome 31 (>V7,*) 601=Decision tree response, version 6: outcome 1 (*,<=V1) 602=Decision tree response, version 6: outcome 2 (*,<=V4) 603=Decision tree response, version 6: outcome 3 (*,<=V4) 604=Decision tree response, version 6: outcome 4 (>V1,<=V2 605=Decision tree response, version 6: outcome 5 (>V1,<=V4) 606=Decision tree response, version 6: outcome 6 (>V1,<=V4) 607=Decision tree response, version 6: outcome 7 (>V2,<=V3) 608=Decision tree response, version 6: outcome 8 (>V2,<=V4) 609=Decision tree response, version 6: outcome 9 (>V2,<=V4) 610=Decision tree response, version 6: outcome 10 (>V3,<=V4) 611=Decision tree response, version 6: outcome 11 (*,<=V1) 612=Decision tree response, version 6: outcome 14 (V1,V2) 613=Decision tree response, version 6: outcome 15 (>V1,*) 614=Decision tree response, version 6: outcome 16 (>V1,*) 615=Decision tree response, version 6: outcome 17 (>V2,<=V3) 616=Decision tree response, version 6: outcome 18 (>V2,*) 617=Decision tree response, version 6: outcome 19 (>V2,*) 618=Decision tree response, version 6: outcome 20 (>V3,*) 619=Decision tree response, version 6: outcome 22 (>V4,<=V5) 620=Decision tree response, version 6: outcome 23 (>V4,*) 621=Decision tree response, version 6: outcome 24 (>V4,*) 622=Decision tree response, version 6: outcome 25 (>V5,<=V6) 623=Decision tree response, version 6: outcome 26 (>V5,*) 624=Decision tree response, version 6: outcome 27 (>V5,*) 625=Decision tree response, version 6: outcome 28 (>V6,<=V7) 626=Decision tree response, version 6: outcome 29 (>V6,*) 627=Decision tree response, version 6: outcome 30 (>V6,*) 628=Decision tree response, version 6: outcome 31 (>V7,*) 701=Decision tree response, version 7: outcome 1 (*,<=V1) 702=Decision tree response, version 7: outcome 2 (*,<=V4) 703=Decision tree response, version 7: outcome 3 (*,<=V4) 704=Decision tree response, version 7: outcome 4 (>V1,<=V2 705=Decision tree response, version 7: outcome 5 (>V1,<=V4) 706=Decision tree response, version 7: outcome 6 (>V1,<=V4) 707=Decision tree response, version 7: outcome 7 (>V2,<=V3) 708=Decision tree response, version 7: outcome 8 (>V2,<=V4) 709=Decision tree response, version 7: outcome 9 (>V2,<=V4) 710=Decision tree response, version 7: outcome 10 (>V3,<=V4) 711=Decision tree response, version 7: outcome 11 (*,<=V1) 712=Decision tree response, version 7: outcome 14 (V1,V2) 713=Decision tree response, version 7: outcome 15 (>V1,*) 714=Decision tree response, version 7: outcome 16 (>V1,*) 715=Decision tree response, version 7: outcome 17 (>V2,<=V3) 716=Decision tree response, version 7: outcome 18 (>V2,*) 717=Decision tree response, version 7: outcome 19 (>V2,*) 718=Decision tree response, version 7: outcome 20 (>V3,*) 719=Decision tree response, version 7: outcome 22 (>V4,<=V5) 720=Decision tree response, version 7: outcome 23 (>V4,*) 721=Decision tree response, version 7: outcome 24 (>V4,*) 722=Decision tree response, version 7: outcome 25 (>V5,<=V6) 723=Decision tree response, version 7: outcome 26 (>V5,*) 724=Decision tree response, version 7: outcome 27 (>V5,*) 725=Decision tree response, version 7: outcome 28 (>V6,<=V7) 726=Decision tree response, version 7: outcome 29 (>V6,*) 727=Decision tree response, version 7: outcome 30 (>V6,*) 728=Decision tree response, version 7: outcome 31 (>V7,*) 801=Decision tree response, version 8: outcome 1 (*,<=V1) 802=Decision tree response, version 8: outcome 2 (*,<=V4) 803=Decision tree response, version 8: outcome 3 (*,<=V4) 804=Decision tree response, version 8: outcome 4 (>V1,<=V2 805=Decision tree response, version 8: outcome 5 (>V1,<=V4) 806=Decision tree response, version 8: outcome 6 (>V1,<=V4) 807=Decision tree response, version 8: outcome 7 (>V2,<=V3) 808=Decision tree response, version 8: outcome 8 (>V2,<=V4) 809=Decision tree response, version 8: outcome 9 (>V2,<=V4) 810=Decision tree response, version 8: outcome 10 (>V3,<=V4) 811=Decision tree response, version 8: outcome 11 (*,<=V1) 812=Decision tree response, version 8: outcome 14 (V1,V2) 813=Decision tree response, version 8: outcome 15 (>V1,*) 814=Decision tree response, version 8: outcome 16 (>V1,*) 815=Decision tree response, version 8: outcome 17 (>V2,<=V3) 816=Decision tree response, version 8: outcome 18 (>V2,*) 817=Decision tree response, version 8: outcome 19 (>V2,*) 818=Decision tree response, version 8: outcome 20 (>V3,*) 819=Decision tree response, version 8: outcome 22 (>V4,<=V5) 820=Decision tree response, version 8: outcome 23 (>V4,*) 821=Decision tree response, version 8: outcome 24 (>V4,*) 822=Decision tree response, version 8: outcome 25 (>V5,<=V6) 823=Decision tree response, version 8: outcome 26 (>V5,*) 824=Decision tree response, version 8: outcome 27 (>V5,*) 825=Decision tree response, version 8: outcome 28 (>V6,<=V7) 826=Decision tree response, version 8: outcome 29 (>V6,*) 827=Decision tree response, version 8: outcome 30 (>V6,*) 828=Decision tree response, version 8: outcome 31 (>V7,*) RANGE CARD RESPONSES FOR POSITIVE NUMBERS 901=Range card response via [F9]: range A. $1 to $100 902=Range card response via [F9]: range B. $101 to $500 903=Range card response via [F9]: range C. $501 to $750 904=Range card response via [F9]: range D. $751 to $1,000 905=Range card response via [F9]: range E. $1,001 to $2,500 906=Range card response via [F9]: range F. $2,501 to $5,000 907=Range card response via [F9]: range G. $5,001 to $7,500 908=Range card response via [F9]: range H. $7,501 to $10,000 909=Range card response via [F9]: range I. $10,001 to $25,000 910=Range card response via [F9]: range J. $25,001 to $50,000 911=Range card response via [F9]: range K. $50,001 to $75,000 912=Range card response via [F9]: range L. $75,001 to $100,000 913=Range card response via [F9]: range M. $100,001 to $250,000 914=Range card response via [F9]: range N. $250,001 to $1,000,000 915=Range card response via [F9]: range O. $1,000,001 to $5,000,000 916=Range card response via [F9]: range P. $5,000,001 to $10,000,000 917=Range card response via [F9]: range Q. $10,000,001 to $25,000,000 918=Range card response via [F9]: range R. $25,000,001 to $50,000,000 919=Range card response via [F9]: range S. $50,000,001 to $100,000,000 920=Range card response via [F9]: range T. More than $100,000,000 921=Range card response via DKDOL: range A. $1 to $100 922=Range card response via DKDOL: range B. $101 to $500 923=Range card response via DKDOL: range C. $501 to $750 924=Range card response via DKDOL: range D. $751 to $1,000 925=Range card response via DKDOL: range E. $1,001 to $2,500 926=Range card response via DKDOL: range F. $2,501 to $5,000 927=Range card response via DKDOL: range G. $5,001 to $7,500 928=Range card response via DKDOL: range H. $7,501 to $10,000 929=Range card response via DKDOL: range I. $10,001 to $25,000 930=Range card response via DKDOL: range J. $25,001 to $50,000 931=Range card response via DKDOL: range K. $50,001 to $75,000 932=Range card response via DKDOL: range L. $75,001 to $100,000 933=Range card response via DKDOL: range M. $100,001 to $250,000 934=Range card response via DKDOL: range N. $250,001 to $1,000,000 935=Range card response via DKDOL: range O. $1,000,001 to $5,000,000 936=Range card response via DKDOL: range P. $5,000,001 to $10,000,000 937=Range card response via DKDOL: range Q. $10,000,001 to $25,000,000 938=Range card response via DKDOL: range R. $25,000,001 to $50,000,000 939=Range card response via DKDOL: range S. $50,000,001 to $100,000,000 940=Range card response via DKDOL: range T. More than $100,000,000 RESPONDENT-PROVIDED DOLLAR RANGE FOR POSITIVE NUMBERS 941=Upper and lower bounds given 942=Upper bound given, lower bound missing 943=Lower bound given, upper bound missing INTERVIEW COMMENT INDICATES THAT RANGES ARE NEGATIVE DECISION TREE RESPONSES THAT RESULTED IN A BOUND FOR NEGATIVE NUMBERS (NOTE: for decision tree codes, responses that resulted in no usable bounding information are collected separately below) 151=Decision tree response, version 1: outcome 1 (negative value) 152=Decision tree response, version 1: outcome 2 (negative value) 153=Decision tree response, version 1: outcome 3 (negative value) 154=Decision tree response, version 1: outcome 4 (negative value) 155=Decision tree response, version 1: outcome 5 (negative value) 156=Decision tree response, version 1: outcome 6 (negative value) 157=Decision tree response, version 1: outcome 7 (negative value) 158=Decision tree response, version 1: outcome 8 (negative value) 159=Decision tree response, version 1: outcome 9 (negative value) 160=Decision tree response, version 1: outcome 10 (negative value) 161=Decision tree response, version 1: outcome 11 (negative value) 162=Decision tree response, version 1: outcome 14 (negative value) 163=Decision tree response, version 1: outcome 15 (negative value) 164=Decision tree response, version 1: outcome 16 (negative value) 165=Decision tree response, version 1: outcome 17 (negative value) 166=Decision tree response, version 1: outcome 18 (negative value) 167=Decision tree response, version 1: outcome 19 (negative value) 168=Decision tree response, version 1: outcome 20 (negative value) 169=Decision tree response, version 1: outcome 22 (negative value) 170=Decision tree response, version 1: outcome 23 (negative value) 171=Decision tree response, version 1: outcome 24 (negative value) 172=Decision tree response, version 1: outcome 25 (negative value) 173=Decision tree response, version 1: outcome 26 (negative value) 174=Decision tree response, version 1: outcome 27 (negative value) 175=Decision tree response, version 1: outcome 28 (negative value) 176=Decision tree response, version 1: outcome 29 (negative value) 177=Decision tree response, version 1: outcome 30 (negative value) 178=Decision tree response, version 1: outcome 31 (negative value) 251=Decision tree response, version 2: outcome 1 (negative value) 252=Decision tree response, version 2: outcome 2 (negative value) 253=Decision tree response, version 2: outcome 3 (negative value) 254=Decision tree response, version 2: outcome 4 (negative value) 255=Decision tree response, version 2: outcome 5 (negative value) 256=Decision tree response, version 2: outcome 6 (negative value) 257=Decision tree response, version 2: outcome 7 (negative value) 258=Decision tree response, version 2: outcome 8 (negative value) 259=Decision tree response, version 2: outcome 9 (negative value) 260=Decision tree response, version 2: outcome 10 (negative value) 261=Decision tree response, version 2: outcome 11 (negative value) 262=Decision tree response, version 2: outcome 14 (negative value) 263=Decision tree response, version 2: outcome 15 (negative value) 264=Decision tree response, version 2: outcome 16 (negative value) 265=Decision tree response, version 2: outcome 17 (negative value) 266=Decision tree response, version 2: outcome 18 (negative value) 267=Decision tree response, version 2: outcome 19 (negative value) 268=Decision tree response, version 2: outcome 20 (negative value) 269=Decision tree response, version 2: outcome 22 (negative value) 270=Decision tree response, version 2: outcome 23 (negative value) 271=Decision tree response, version 2: outcome 24 (negative value) 272=Decision tree response, version 2: outcome 25 (negative value) 273=Decision tree response, version 2: outcome 26 (negative value) 274=Decision tree response, version 2: outcome 27 (negative value) 275=Decision tree response, version 2: outcome 28 (negative value) 276=Decision tree response, version 2: outcome 29 (negative value) 277=Decision tree response, version 2: outcome 30 (negative value) 278=Decision tree response, version 2: outcome 31 (negative value) 351=Decision tree response, version 3: outcome 1 (negative value) 352=Decision tree response, version 3: outcome 2 (negative value) 353=Decision tree response, version 3: outcome 3 (negative value) 354=Decision tree response, version 3: outcome 4 (negative value) 355=Decision tree response, version 3: outcome 5 (negative value) 356=Decision tree response, version 3: outcome 6 (negative value) 357=Decision tree response, version 3: outcome 7 (negative value) 358=Decision tree response, version 3: outcome 8 (negative value) 359=Decision tree response, version 3: outcome 9 (negative value) 360=Decision tree response, version 3: outcome 10 (negative value) 361=Decision tree response, version 3: outcome 11 (negative value) 362=Decision tree response, version 3: outcome 14 (negative value) 363=Decision tree response, version 3: outcome 15 (negative value) 364=Decision tree response, version 3: outcome 16 (negative value) 365=Decision tree response, version 3: outcome 17 (negative value) 366=Decision tree response, version 3: outcome 18 (negative value) 367=Decision tree response, version 3: outcome 19 (negative value) 368=Decision tree response, version 3: outcome 20 (negative value) 369=Decision tree response, version 3: outcome 22 (negative value) 370=Decision tree response, version 3: outcome 23 (negative value) 371=Decision tree response, version 3: outcome 24 (negative value) 372=Decision tree response, version 3: outcome 25 (negative value) 373=Decision tree response, version 3: outcome 26 (negative value) 374=Decision tree response, version 3: outcome 27 (negative value) 375=Decision tree response, version 3: outcome 28 (negative value) 376=Decision tree response, version 3: outcome 29 (negative value) 377=Decision tree response, version 3: outcome 30 (negative value) 378=Decision tree response, version 3: outcome 31 (negative value) 451=Decision tree response, version 4: outcome 1 (negative value) 452=Decision tree response, version 4: outcome 2 (negative value) 453=Decision tree response, version 4: outcome 3 (negative value) 454=Decision tree response, version 4: outcome 4 (negative value) 455=Decision tree response, version 4: outcome 5 (negative value) 456=Decision tree response, version 4: outcome 6 (negative value) 457=Decision tree response, version 4: outcome 7 (negative value) 458=Decision tree response, version 4: outcome 8 (negative value) 459=Decision tree response, version 4: outcome 9 (negative value) 460=Decision tree response, version 4: outcome 10 (negative value) 461=Decision tree response, version 4: outcome 11 (negative value) 462=Decision tree response, version 4: outcome 14 (negative value) 463=Decision tree response, version 4: outcome 15 (negative value) 464=Decision tree response, version 4: outcome 16 (negative value) 465=Decision tree response, version 4: outcome 17 (negative value) 466=Decision tree response, version 4: outcome 18 (negative value) 467=Decision tree response, version 4: outcome 19 (negative value) 468=Decision tree response, version 4: outcome 20 (negative value) 469=Decision tree response, version 4: outcome 22 (negative value) 470=Decision tree response, version 4: outcome 23 (negative value) 471=Decision tree response, version 4: outcome 24 (negative value) 472=Decision tree response, version 4: outcome 25 (negative value) 473=Decision tree response, version 4: outcome 26 (negative value) 474=Decision tree response, version 4: outcome 27 (negative value) 475=Decision tree response, version 4: outcome 28 (negative value) 476=Decision tree response, version 4: outcome 29 (negative value) 477=Decision tree response, version 4: outcome 30 (negative value) 478=Decision tree response, version 4: outcome 31 (negative value) 551=Decision tree response, version 5: outcome 1 (negative value) 552=Decision tree response, version 5: outcome 2 (negative value) 553=Decision tree response, version 5: outcome 3 (negative value) 554=Decision tree response, version 5: outcome 4 (negative value) 555=Decision tree response, version 5: outcome 5 (negative value) 556=Decision tree response, version 5: outcome 6 (negative value) 557=Decision tree response, version 5: outcome 7 (negative value) 558=Decision tree response, version 5: outcome 8 (negative value) 559=Decision tree response, version 5: outcome 9 (negative value) 560=Decision tree response, version 5: outcome 10 (negative value) 561=Decision tree response, version 5: outcome 11 (negative value) 562=Decision tree response, version 5: outcome 14 (negative value) 563=Decision tree response, version 5: outcome 15 (negative value) 564=Decision tree response, version 5: outcome 16 (negative value) 565=Decision tree response, version 5: outcome 17 (negative value) 566=Decision tree response, version 5: outcome 18 (negative value) 567=Decision tree response, version 5: outcome 19 (negative value) 568=Decision tree response, version 5: outcome 20 (negative value) 569=Decision tree response, version 5: outcome 22 (negative value) 570=Decision tree response, version 5: outcome 23 (negative value) 571=Decision tree response, version 5: outcome 24 (negative value) 572=Decision tree response, version 5: outcome 25 (negative value) 573=Decision tree response, version 5: outcome 26 (negative value) 574=Decision tree response, version 5: outcome 27 (negative value) 575=Decision tree response, version 5: outcome 28 (negative value) 576=Decision tree response, version 5: outcome 29 (negative value) 577=Decision tree response, version 5: outcome 30 (negative value) 578=Decision tree response, version 5: outcome 31 (negative value) 651=Decision tree response, version 6: outcome 1 (negative value) 652=Decision tree response, version 6: outcome 2 (negative value) 653=Decision tree response, version 6: outcome 3 (negative value) 654=Decision tree response, version 6: outcome 4 (negative value) 655=Decision tree response, version 6: outcome 5 (negative value) 656=Decision tree response, version 6: outcome 6 (negative value) 657=Decision tree response, version 6: outcome 7 (negative value) 658=Decision tree response, version 6: outcome 8 (negative value) 659=Decision tree response, version 6: outcome 9 (negative value) 660=Decision tree response, version 6: outcome 10 (negative value) 661=Decision tree response, version 6: outcome 11 (negative value) 662=Decision tree response, version 6: outcome 14 (negative value) 663=Decision tree response, version 6: outcome 15 (negative value) 664=Decision tree response, version 6: outcome 16 (negative value) 665=Decision tree response, version 6: outcome 17 (negative value) 666=Decision tree response, version 6: outcome 18 (negative value) 667=Decision tree response, version 6: outcome 19 (negative value) 668=Decision tree response, version 6: outcome 20 (negative value) 669=Decision tree response, version 6: outcome 22 (negative value) 670=Decision tree response, version 6: outcome 23 (negative value) 671=Decision tree response, version 6: outcome 24 (negative value) 672=Decision tree response, version 6: outcome 25 (negative value) 673=Decision tree response, version 6: outcome 26 (negative value) 674=Decision tree response, version 6: outcome 27 (negative value) 675=Decision tree response, version 6: outcome 28 (negative value) 676=Decision tree response, version 6: outcome 29 (negative value) 677=Decision tree response, version 6: outcome 30 (negative value) 678=Decision tree response, version 6: outcome 31 (negative value) 751=Decision tree response, version 7: outcome 1 (negative value) 752=Decision tree response, version 7: outcome 2 (negative value) 753=Decision tree response, version 7: outcome 3 (negative value) 754=Decision tree response, version 7: outcome 4 (negative value) 755=Decision tree response, version 7: outcome 5 (negative value) 756=Decision tree response, version 7: outcome 6 (negative value) 757=Decision tree response, version 7: outcome 7 (negative value) 758=Decision tree response, version 7: outcome 8 (negative value) 759=Decision tree response, version 7: outcome 9 (negative value) 760=Decision tree response, version 7: outcome 10 (negative value) 761=Decision tree response, version 7: outcome 11 (negative value) 762=Decision tree response, version 7: outcome 14 (negative value) 763=Decision tree response, version 7: outcome 15 (negative value) 764=Decision tree response, version 7: outcome 16 (negative value) 765=Decision tree response, version 7: outcome 17 (negative value) 766=Decision tree response, version 7: outcome 18 (negative value) 767=Decision tree response, version 7: outcome 19 (negative value) 768=Decision tree response, version 7: outcome 20 (negative value) 769=Decision tree response, version 7: outcome 22 (negative value) 770=Decision tree response, version 7: outcome 23 (negative value) 771=Decision tree response, version 7: outcome 24 (negative value) 772=Decision tree response, version 7: outcome 25 (negative value) 773=Decision tree response, version 7: outcome 26 (negative value) 774=Decision tree response, version 7: outcome 27 (negative value) 775=Decision tree response, version 7: outcome 28 (negative value) 776=Decision tree response, version 7: outcome 29 (negative value) 777=Decision tree response, version 7: outcome 30 (negative value) 778=Decision tree response, version 7: outcome 31 (negative value) 851=Decision tree response, version 8: outcome 1 (negative value) 852=Decision tree response, version 8: outcome 2 (negative value) 853=Decision tree response, version 8: outcome 3 (negative value) 854=Decision tree response, version 8: outcome 4 (negative value) 855=Decision tree response, version 8: outcome 5 (negative value) 856=Decision tree response, version 8: outcome 6 (negative value) 857=Decision tree response, version 8: outcome 7 (negative value) 858=Decision tree response, version 8: outcome 8 (negative value) 859=Decision tree response, version 8: outcome 9 (negative value) 860=Decision tree response, version 8: outcome 10 (negative value) 861=Decision tree response, version 8: outcome 11 (negative value) 862=Decision tree response, version 8: outcome 14 (negative value) 863=Decision tree response, version 8: outcome 15 (negative value) 864=Decision tree response, version 8: outcome 16 (negative value) 865=Decision tree response, version 8: outcome 17 (negative value) 866=Decision tree response, version 8: outcome 18 (negative value) 867=Decision tree response, version 8: outcome 19 (negative value) 868=Decision tree response, version 8: outcome 20 (negative value) 869=Decision tree response, version 8: outcome 22 (negative value) 870=Decision tree response, version 8: outcome 23 (negative value) 871=Decision tree response, version 8: outcome 24 (negative value) 872=Decision tree response, version 8: outcome 25 (negative value) 873=Decision tree response, version 8: outcome 26 (negative value) 874=Decision tree response, version 8: outcome 27 (negative value) 875=Decision tree response, version 8: outcome 28 (negative value) 876=Decision tree response, version 8: outcome 29 (negative value) 877=Decision tree response, version 8: outcome 30 (negative value) 878=Decision tree response, version 8: outcome 31 (negative value) RANGE CARD RESPONSES FOR NEGATIVE NUMBERS 951=Range card response via [F9]: range A. -$1 to -$100 952=Range card response via [F9]: range B. -$101 to -$500 953=Range card response via [F9]: range C. -$501 to -$750 954=Range card response via [F9]: range D. -$751 to -$1,000 955=Range card response via [F9]: range E. -$1,001 to -$2,500 956=Range card response via [F9]: range F. -$2,501 to -$5,000 957=Range card response via [F9]: range G. -$5,001 to -$7,500 958=Range card response via [F9]: range H. -$7,501 to -$10,000 959=Range card response via [F9]: range I. -$10,001 to -$25,000 960=Range card response via [F9]: range J. -$25,001 to -$50,000 961=Range card response via [F9]: range K. -$50,001 to -$75,000 962=Range card response via [F9]: range L. -$75,001 to -$100,000 963=Range card response via [F9]: range M. -$100,001 to -$250,000 964=Range card response via [F9]: range N. -$250,001 to -$1,000,000 965=Range card response via [F9]: range O. -$1,000,001 to -$5,000,000 966=Range card response via [F9]: range P. -$5,000,001 to -$10,000,000 967=Range card response via [F9]: range Q. -$10,000,001 to -$25,000,000 968=Range card response via [F9]: range R. -$25,000,001 to -$50,000,000 969=Range card response via [F9]: range S. -$50,000,001 to -$100,000,000 970=Range card response via [F9]: range T. Less than -$100,000,000 971=Range card response via DKDOL: range A. -$1 to -$100 972=Range card response via DKDOL: range B. -$101 to -$500 973=Range card response via DKDOL: range C. -$501 to -$750 974=Range card response via DKDOL: range D. -$751 to -$1,000 975=Range card response via DKDOL: range E. -$1,001 to -$2,500 976=Range card response via DKDOL: range F. -$2,501 to -$5,000 977=Range card response via DKDOL: range G. -$5,001 to -$7,500 978=Range card response via DKDOL: range H. -$7,501 to -$10,000 979=Range card response via DKDOL: range I. -$10,001 to -$25,000 980=Range card response via DKDOL: range J. -$25,001 to -$50,000 981=Range card response via DKDOL: range K. -$50,001 to -$75,000 982=Range card response via DKDOL: range L. -$75,001 to -$100,000 983=Range card response via DKDOL: range M. -$100,001 to -$250,000 984=Range card response via DKDOL: range N. -$250,001 to -$1,000,000 985=Range card response via DKDOL: range O. -$1,000,001 to -$5,000,000 986=Range card response via DKDOL: range P. -$5,000,001 to -$10,000,000 987=Range card response via DKDOL: range Q. -$10,000,001 to -$25,000,000 988=Range card response via DKDOL: range R. -$25,000,001 to -$50,000,000 989=Range card response via DKDOL: range S. -$50,000,001 to -$100,000,000 990=Range card response via DKDOL: range T. Less than -$100,000,000 RESPONDENT-PROVIDED DOLLAR RANGE FOR NEGATIVE NUMBERS 991=Upper and lower bounds given (negative amount) 992=Upper bound given, lower bound missing (negative amount) 993=Lower bound given, upper bound missing (negative amount) OTHER RANGE RESPONSES THAT YIELDED NO NUMERICAL BOUNDING INFORMATION: ALL VARIABLES WITH J-CODE VALUES BELOW THIS POINT INITIALLY CONTAIN MISSING VALUE CODES AND ALL VARIABLES WITH J-CODE VALUES ABOVE THIS POINT INITIALLY CONTAIN A RANGE MID-POINT OR OTHER SUCH VALUE INTERVIEWER COMMENT INDICATING NEGATIVE NUMBER 994=Decision tree response, any version: outcome 21 (negative amount) 995=Decision tree response, any version: outcome 12 (negative amount) 996=Decision tree response, any version: outcome 13 (negative amount) 997=R reached range card field by agreeing to give a range at a dollar field, volunteered to give a letter from the range card, and subsequently responded DK/Refuse letter from the range card (negative amount) 998=R answered DK/Refused to a dollar question, volunteered to give a letter from the range card, and subsequently responded DK/Refuse letter from the range card (negative amount) 999=R reached a field allowing both an upper bound and a lower bound for a dollar amount by volunteering to give a range, but subsequently responded DK/Ref to both upper and lower bound (negative amount) 1000=R answered DK to main $ question, and refused following question requesting a range from the range card (negative amount) 1001=R answered Ref to main $ question, and refused following question requesting a range from the range card (negative amount) NO INDICATION OF NEGATIVE NUMBER 1094=Decision tree response, any version: outcome 21 1095=Decision tree response, any version: outcome 12 1096=Decision tree response, any version: outcome 13 1097=R reached range card field by agreeing to give a range at a dollar field, volunteered to give a letter from the range card, and subsequently responded DK/Refuse letter from the range card 1098=R answered DK/Refused to a dollar question, volunteered to give a letter from the range card, and subsequently responded DK/Refuse letter from the range card 1099=R reached a field allowing both an upper bound and a lower bound for a dollar amount by volunteering to give a range, but subsequently responded DK/Ref to both upper and lower bound 1100=R answered DK to main $ question, and refused following question requesting a range from the range card 1101=R answered Ref to main $ question, and refused following question requesting a range from the range card OTHER CODES FOR MISSING DATA 2050 = original response was DK. 2051 = original response was NA (includes interviewer errors, and missing data resulting from editing decisions). Does not include data missing as a result of missing higher-order questions. 2052 = original response missing as a result of missing information for a higher-order question (typically a YES/NO cut question). In this case, the higher-order question has been imputed in such a way as to render the response appropriate. Also includes some other miscellaneous cases: (1) if a dollar variable was missing and DKDOL returned a DK/REF, the corresponding frequency is given a missing value code equal to that of the dollar field; (2) similarly, for clusters of variables containing a dollar amount and percent options. 2053 = refused 2054 = some, DK how many (see B6). 2060 = unresolved data problem (none should remain in final dataset). 2079 = data missing because of questionnaire error, or data not collected. 2080 = recode variable, missing because data not collected for sub-group, data to be imputed. 2081 = recode variable, some, but not all components originally missing. 2082 = recode variable, all components originally missing. 2097 = override of reported information with (at least partially) imputed data 2098 = override of reported/inap./other information with a missing value. 2099 = used for absent spouse for J104 or J105 when X104 or X105 < 0. 3000 = data missing because R broke off the interview (each of these cases reviewed to be sure that sufficient information is reported that the case can count as a "partial accepted as complete") 3001 = program, reporting or recording error. 3002 = temporary value given to variables containing illegal values. These will all be resolved in editing and converted to other existing codes. (includes "range U") 3003 = illegal zeroes 3004 = uninformative/irrelevant verbatim response 3005 = data not available (applies to data from HEF) General instructions for J variable coding for recoded variables: When a recoded variable is taken directly from another single X-variable, it should have the same J-variable code. When a recoded variable may come from a single variable in the original X-variables, or as the result of a calculation based on some number of X-variables, it is important to distinguish the information content in the J-variables. As noted above, when the value is taken directly, the J-variable should have exactly the same value as that for the X-variable's shadow J-variable. However, when some calculation is involved, this should be reflected in the J-variable -- codes 8, 2081, and 2082. When a recode cannot be computed because some part of the underlying information was not collected for some subset of cases, the recode's J-variable should be coded 9 or 2080. ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- GRIDS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- Some sets of questions have a natural iterative pattern. For example, the survey asks for detailed information on up to the first six checking accounts owned by the PEU, and summary information is collected about all remaining accounts. The detailed questions are the same for each account. In past interviews done with paper and pencil, some respondents have resisted answering all the detailed questions and have been willing to provide only summary information. Typically, interviewers recorded the summary information in the margins of the questionniare, and editors allocated the data to the skipped questions according to a set of fixed rules. To allow for a variety of respondent-interviewer interactions in the SCF CAPI program, the grid questions were organized to provide a way of collecting summary information in a systematic way. We refer to the associated summary variables as "mop-up variables." Past surveys also indicated that some respondents recalled additional instances of items once they began answering questions in a grid, but interviewers often did not revise the originally reported number. The CAPI procedures were set up to allow for this possibility as well. Consider first a respondent who gives a non-missing response to the question that asks for the number of items of the type to be queried in the grid. The interviewer would ask the respondent the first set of detailed questions on the item. Then, the interviewer would be confronted with a question (not to be read to the respondent); INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER xxxx? The intention of this question was to allow the interviewer to deal with a potentially hostile respondent and immediately branch to the mop-up questions. If the respondent was cooperative, the interviewer entered a YES response and continued through an identical procedure for each iteration until either the number of items reported was exhausted, or the maximum number of detailed questions was asked and the mop-up question was asked to get summary information on all remaining items. If the respondent reported a number of items less than the maximum number about which the detailed questions are asked, the following question was asked at the end of the final iteration: Do you (or your family living here) have another xxxx? A YES response here indicates that the respondent recalled an additional instance in the process of answering the detailed questions. A respondent could continue to "add" iterations until the maximum number of iterations is reached and the mop-up questions are asked. Another possibility is that a respondent may either not know or be unwilling to tell the number of instances of an item. Because it is known that there is at least one such instance, the first set of detailed questions is asked. Then the respondent is asked: Do you (or your family living here) have another xxxx? The questioning then proceedes exactly as it would for a respondent who recalled additional instances. In processing the data, several steps were taken. Sometimes, interviewers sensed an unwillingness to answer additional questions even though only one more instance remained. In such cases, the mop-up data were mapped into the grid. The fact of this movement is not directly recorded in the J-variables for such cases, though the movement can be deduced from the patterns of J-variables of other questions within an iteration that do not have mop-up equivalents. When respondents added instances, the originally reported number was updated and stored in the customary SCF variable number. The originally reported number of instances has been retained in the dataset since such information cannot be recovered in any other way from the data made available. When summary information was given by respondents who broke off their responses in a grid prematurely, that information was used to bound the imputations of the detailed data. Data items that have an associated J-variable with a value of 90 are ones where a complete response was given in the parallel mop-up variable, and those with a J-variable of 91 are ones where a range response was given in the parallel mop-up variable. There are some complicated mixed cases where a respondent did not give a non-missing value for the number of instances, but was willing to provide non-missing mop-up data. Though tedious, it is possible to deduce this information from the data provided. ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ACKNOWLEDGMENTS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- The SCF is a large project that involves intense commitment by many people. At the Federal Reserve, the main project staff involved with the creation of the data has included Gerhard Fries, Arthur Kennickell, Kevin Moore, Martha Starr-McCluer, Amy Stubbendick, Annika Sunden, Brian Surette, and Diane Whitmore. Robert Dietz, an unpaid FRB intern, made valuable contributions, including looking up the value of every automobile of every respondent in a used car guide. Important support has come from the FRB officer corps, particulary Edward Ettin and Myron Kwast who have invested their credibility in making the project possible. In addition to funding the survey, the individual members of the Board of Governors have actively encouraged the use of the survey. Support from the Statistics of Income Division at the IRS has been essential. Louise Woodburn has been deeply involved in the statistical design, weighting and disclosure review of the survey. Barry Johnson has been tireless in his work to obtain the necessary data for the selection of the list sample, in his work on the disclosure review, and in sharing the insights he has gained in working with the IRS estate tax data. Dan Skelly, the director of SOI, and James Nunns at the Office of Tax Analysis at the Department of the Treasury have encouraged us through many difficult periods. At the National Opinion Research Center at the University of Chicago, very many people have touched the project in important ways. The project directors for the 1995 SCF at NORC were Nick Holt and Alisu Schoua-Guesberg. Geoff Walker and Val Cooke developed the software used for CAPI. At the time the program was written, it was the largest such program ever constructed, and it is only through their creativity and dedication that the ultimate product was successful. Deep thanks are due to many others at the NORC central office, including Phil DePoy, Martin Frankel, Karen Grigorian, Thomas Harris, Nick Holt, Felice Levin, Judy Lindmark, Shawn Marsh, Jim Rogers, William Tillford, Suzanne Turner, and Robert Wagers. I apologize to the many other people whose names I cannot remember. One of the greatest strengths of NORC is its field staff. The managers in the field for the 1995 SCF included Lee Brandon, Idamae Downs, Shirley Flood, Lynn Gallagher, Rececca Harrass, Janice Hosier, Patricia Johnson, Alice Lavka, Myrna Luncy, Susan Miller, Nancy Mutz, Sandra Pitzer, Norma Smith, Barbara Watt, Linda Wiedmer, and Jacqueline Winchell. These are very creative and dedicated people. Pat Phillips deserves special recognition in her superb management of field activities. The interviewers, some of whom may prefer not to be named, were the people who did the hardest work. In 1995, SCF interviewers included many experienced interviewers--some on earlier SCFs--and others from a wide variety of backgrounds (there were business people, musicians, painters, scholars, writers, and many others). They deserve the deep gratitude of all users of the SCF data. The only people who gave more than the interviewers were the survey respondents, who are necessarily anonymous. May every user remember that some person gave his or her time to create the data that make their analysis possible. No set of acknowledgements would be complete without mentioning three people. Fritz Scheuren, formerly director of Statistics of Income at the IRS has provided early and continuing encouragement, insights, and support for the SCF project. Bob Avery, my predecessor as director of the SCF, is a colleague who not only created the atmosphere that made the current development of the project possible, but who continues to contribute as a sounding board for our ideas. Finally, Dorothy S. Projector, project director of the Federal Reserve's landmark 1962-63 Survey of Financial Characteristics of Consumers, set a very high standard for all future work on household wealth surveys. ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- LIST OF VARIABLES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- IMPORTANT NOTE: not all variables listed below appear in the public use dataset -- see list of included variables near the end of this file. ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- MISC. CONTROL FILE DATA AND WEIGHTS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- XX1 Internal case ID (4-digit) -- identical for all imputation replicates Area Prob, original sample: 5xxxxx Area Prob, added sample: 505xxx Area Prob, missed HU: 01xxxx 02xxxx . . 09xxxx 10xxxx 11xxxx 12xxxx 21xxxx 22xxxx List, original cases: 00xxxx List, divorced spouse: 60xxxx ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1 Internal ID/replicate number -- XX1*10 + imputation replicate number (1-5) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** YY1 Case ID for external users 0. Inap. (not a completed interview) Y1 Equivalent for X1 for external users 0. Inap. (not a completed interview) X30022 Census region 1. Northeast 2. North central 3. South 4. West X30074 9-level Census division code 1. Northeast: New England Division (CT, ME, MA, NH, RI, VT) 2. Northeast: Middle Atlantic Division (NY, NJ, PA) 3. South: South Atlantic Division: (DE, DC, FL, GA, MD, NC SC, VA, WV) 4. South: East South Central Division: (AL, KY, MS, TN) 5. South: West South Central Division: (AR, LA, OK TX) 6. Midwest: East North Central Division (IL, IN, MI OH WI) 7. Midwest: West North Central Division (IA, KS, MN, MO, NE, ND, SD) 8. West: Mountain Division (AZ, CO, ID, MT, NV, UT, WY, NM) 9. West: Pacific Division (AK, CA, HI, OR, WA) X42000 Original Kennickell-Woodburn consistent weight. X42001 Revised Kennickell-Woodburn consistent weight: accounts for systemative deviations from CPS estimates of homeownership by racial/ethnic groups. This weight should be used for all estimations using the final 1995 SCF data for which weights are appropriate. ----------------------------------------------------------------------------- REPLICATE WEIGHTS AND MULTIPLICITY FACTORS ----------------------------------------------------------------------------- As noted in the introduction, there is an additional data file which contains replicate weights and multiplicity factors to be used in estimating sampling variances. The file corresponds to the main weight X42001. The replicate weights are of the form WT1Bi, where i=1,...999 The multiplicity factors are of the form MMi, where i=1,...999 Replicate weights with a given index correspond to multiplicity factors with the same index. ********************************************* INCLUDED IN A SEPARATE PUBLIC DATASET ********************************************* ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- HOUSEHOLD LISTING ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X8000 Original respondent and spouse/partner variables reversed. THE PERSON REFERRED TO AS THE "HEAD" IN THIS CODEBOOK IS EITHER THE MALE IN A MIXED-SEX COUPLE OR THE OLDER INDIVIDUAL IN A SAME-SEX COUPLE. WHERE X8000=1, ALL VARIABLES IN THE DATASET THAT ORIGINALLY REFERRED TO "RESPONDENT" AND "SPOUSE/PARTNER" AND ALL CODES THAT CONTAIN THE SAME REFERENCES HAVE BEEN REVERSED. THIS CHANGE IS MADE FOR CONVENIENCE IN PROCESSING THE DATA AND INDICATES NO JUDGMENT WHATSOEVER ABOUT THE ARRANGEMENTS OF INDIVIDUAL FAMILIES. THE QUESTION TEXT AND ASSOCIATED CODES GIVEN HERE HAVE NOT BEEN ALTERED TO USE THE WORD "HEAD." NO CHANGE IS MADE WHERE THE SPOUSE/PARTNER IS ABSENT FROM THE HOUSEHOLD AND IS NOT INCLUDED IN THE INTERVIEW (X100=5). 1. Reversed 5. Not reversed X100 Indicator for inclusion of income, debt, assets, etc. of an absent spouse/partner in the interview. Technically, this indicator reflects whether the spouse/partner is a part of the primary economic unit. 1. Included in Iw 5. Not included in Iw 0. Inap. (Spouse present; legally married and partner present; no spouse/partner) X101 Number of people in the household according to the HHL. Code total # of persons in HHL 11. 11 or more people NOTE: detailed data (X8020 etc.) are collected on at most 10 people in the household. Respondents who provide information on 10 people are asked whether there are any other people in the household; X101 is coded 11 for respondents who answer this question YES. X7001 Number of people in the primary economic unit. Code total # of persons 11. 11 or more people X8020(#1) Before we start the interview, I need to list the people who X102(#2) live here and obtain some basic information about each one. X108(#3) Let's start with you. X114(#4) X120(#5) What is the next person's relationship to you? X126(#6) X132(#7) 1. RESPONDENT X202(#8) 2. Spouse of R X208(#9) 3. Partner of R X214(#10) 4. Child (incl. in-laws) X220(#11) 13. Child of partner (only if volunteered) 5. Grandchild 6. Parent (incl. in-laws) 7. Grandparent (incl. in-laws) 8. Aunt/uncle 9. Cousin 10. Niece/nephew 11. Sister/brother (incl. in-laws) 12. Great grandchild 29. Other relative 31. Roommate 32. Friend 33. Relative of Partner 34. Boarder or roomer/lodger 35. Paid help (maid, etc.) 36. Foster child 39. Other unrelated person 45. Absent spouse, treated as PEU member 0. Inap. (No further persons) NOTE: position #2 contains only spouse/partner information; in all other cases the #2 position contains all zeroes. NOTE: position #11 contains non-zero data only in cases where there were 10 or more people in the household and the respondent had no spouse/partner. X8021(#1) IF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK: X103(#2) (I am required to ask your sex./What is that person's sex?) X109(#3) X115(#4) 1. Male X121(#5) 2. Female X127(#6) 0. Inap. (No further persons) X133(#7) X203(#8) X209(#9) X215(#10) X221(#11) What is your date of birth? What is (his/her) date of birth? X5907(#1) Code month X6107(#2) 0. Inap. (/no spouse or partner) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7003(#1) Code day of month X7382(#2) 0. Inap. (/no spouse or partner) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X5908(#1) Code year (4 digits) X6108(#2) 0. Inap. (/no spouse or partner) X8022(#1) FOR THE RESPONDENT, THIS VARIABLE CONTAINS THE DATE-OF-BIRTH X104(#2) AGE UNLESS HE/SHE REJECTS THAT AGE WHEN ASKED FOR CONFIRMATION X110(#3) AND PROVIDES ANOTHER AGE (SEE X14 BELOW). X116(#4) X122(#5) How old is (he/she/that person)? X128(#6) X134(#7) Code AGE X204(#8) -1. Less than one year X210(#9) 0. Inap. (No further persons) X216(#10) X222(#11) ********************************************************** FOR THE PUBLIC DATASET, X104 AND X8022 ARE TOP-CODED CODED AT 95 ********************************************************** X14 Respondent: "Reconciled age" X19 Spouse: "Reconciled age" IN THE CAPI PROGRAM USED IN THE 1995 SURVEY, DESIGNATED Rs WERE FIRST ASKED THEIR DATE OF BIRTH (X5907/X7003/X5908 OR X6107/X7382/X6108 DEPENDING ON THE VALUE OF X8000). THE COMPUTER CALCULATED THEIR AGE AND THEN THE INTERVIEWER ASKED FOR CONFIRMATION (X7005/X7015). AT THAT POINT, A RESPONDENT COULD AGREE TO THE COMPUTED AGE, CORRECT THEIR BIRTH DATE, OR PROVIDE A DIFFERENT AGE (X8022/X104). FOR THE DESIGNATED R, THIS VARIABLE CONTAINS THE DOB AGE UNLESS A DIFFERENT AGE WAS REPORTED SUBSEQUENTLY. FOR THE R'S SPOUSE/PARTNER, ONLY AGE WAS ASKED DURING THE HOUSEHOLD LISTING AND DATE OF BIRTH WAS ASKED LATER IN THE QUESTIONNIARE. HOWEVER, THERE WAS NO CONFIRMATION/ RECONCILIATION BUILT INTO THE PROGRAM FOR THE SPOUSE/PARTNER. THIS AGE VARIABLE WAS USED IN ALL CONVERSIONS OR CALCULATIONS INVOLVING AGES OF R/S. Code age 0. Inap. (No further persons) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 95 ********************************************* X13 Respondent: Age computed from date of birth X18 Spouse: Age computed from date of birth (BASED ON X5907/X7003/X5908 OR X6107/X7382/X6108 DEPENDING ON THE VALUE OF X8000) Code age 0. Inap. (No further persons) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7005(#1) So, you are (COMPUTED AGE) years old? X7015(#2) (ASKED ONLY OF DESIGNATED RESPONDENT) 1. YES 3. NO, FIX AGE 5. Missing value for year of birth 9. Not asked 0. Inap. (No spouse/partner) X7006(#3) Is (he/she/that person) 18 or older? X7007(#4) X7008(#5) 1. YES X7009(#6) 5. NO X7010(#7) 0. Inap. (No further persons) X7011(#8) X7012(#9) X7013(#10) X7014(#11) X8023(#1) (Are you/Is [RELATIONSHIP] currently married or X105(#2) living with a partner, separated, divorced, X111(#3) widowed, or (have you/has [he/she]) never been married? X117(#4) (NOTE: if R lives with a partner who is financially X123(#5) interdependent, this variable is always coded '2' for the X129(#6) head and partner. The legal marital status of each is X135(#7) given by X7372 and X7018 respectively.) X205(#8) X211(#9) 1. (M) Married X217(#10) 2. (P) Living with a partner X223(#11) 3. (S) Separated 4. (D) Divorced 5. (W) Widowed 6. (NM) Never married 0. Inap. (Person not over 18; no further persons) NOTE: for the person in position #1, this variable contains the current living arrangement, which is not necessarily the information reported in the interview. For example, a respondent may have answered "married" to this question, but actually be living with a partner; in this case, the variable has been recoded coded "partner." X7000(#1) Does your (spouse/partner) live with you now? 1. YES 5. NO 0. Inap. (No spouse/partner) X7002(#1) Do you live with a partner? 1. YES 5. NO X8024(#1) Does (he/she) usually live here? X106(#2) (FILLED IN FOR RESPONDENT) X112(#3) X118(#4) 1. YES (incl. R and Spouse/Partner) X124(#5) 5. NO X130(#6) 0. Inap. (Person other than #1/#2 under 18; no further persons) X136(#7) X206(#8) X212(#9) X218(#10) X224(#11) X8098(#1) Do you and your (husband/wife/partner) have shared X107(#2) finances? X113(#3) (ASKED ONLY IF SPOUSE/PARTNER DOES NOT USUALLY LIVE X119(#4) THERE, OTHERWISE ASSUMED TO BE SHARED FINANCES.) X125(#5) X131(#6) Does (RELATIONSHIP) depend on you (and your X137(#7) [husband/wife/partner]) for most of (his/her) X207(#8) support or is (he/she) financially independent for X213(#9) the most part? X219(#10) (THIS QUESTION IS KEY IN DEFINING THE PRIMARY X225(#11) ECONOMIC UNIT--SEE INTRODUCTION. A SPOUSE/PARTNER WHO LIVES THERE AT THE TIME OF THE INTERVIEW OR WHO USUALLY LIVES THERE IS ASSUMED TO BE FINANCIALL INTERRELATED WITH THE R. SIMILARLY, CHILDREN UNDER THE AGE OF 18 ARE ALSO ASSUMED TO BE FIANCIALLY DEPENDENT ON THE R, EVEN THOUGH IT IS POSSIBLE THAT SOME CHILDRENT OF PEOPLE OUTSIDE THE PEU MAY BE INCLUDED BY THIS RULE.) 1. FINANCIALLY DEPENDENT (TRIVIALLY FOR R) 5. FINANCIALLY INDEPENDENT 0. Inap. (No further persons) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- FINANCIAL INSTITUTIONS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- I will be asking you about various kinds of household financial matters during this interview. (IF MORE THAN ONE PERSON LISTED BELOW HAVE RESPONDENT WRITE THE NAMES ON THE BOTTOM OF THE INSTITUTION CARD AND READ: As we go through the interview, this card will serve as a reminder of the people we are referring to when we say your "family living here". (READ RELATIONSHIP OF MEMBERS LISTED BELOW) X301 I'd like to start this interview by asking you about your expectations for the future. Over the next five years, do you expect the U.S. economy as a whole to perform better, worse, or about the same as it has over the past five years? 1. Better 2. Worse 3. About the same X302 Five years from now, do you think interest rates will be higher, lower, or about the same as today? 1. Higher 2. Lower 3. About the same X7100 (SHOW CARD 1) When making major decisions about credit or borrowing, some people shop around for the very best terms while others don't. (What number would you be on the scale?/What number would your family be on the scale?) 1. ALMOST NO SHOPPING 2. 3. MODERATE SHOPPING 4. 5. A GREAT DEAL OF SHOPPING NOTE: CARD 1 contains the following information: The numbers 1 through 5 in a horizonal row bounded by dark lines. Below 1 is printed "Almost no shopping"; below 3 is printed "Moderate shopping"; and below 5 is printed "A great deal of shopping." Nothing is printed below 2 and 4. X7101 What sort of information do you and your (spouse/partner) X7102 use to make decisions about credit or borrowing? Do you X7103 call around for terms? Do you read newspapers, magazines, X7104 or material that you get in the mail? Do you get advice X7105 from a friend, relative, lawyer, accountant, or financial X7106 planner? Or do you do something else? X7107 X7108 What sort of information do you use to make decisions about X7109 credit or borrowing? Do you call around for terms? Do X7110 you read newspapers, magazines, or material that you get in the mail? Do you get advice from a friend, relative, lawyer, accountant, or financial planner? Or do you do something else? (CODE ALL THAT APPLY, in order reported) 1. Call around 2. Material in the mail 3. Other advertisements 4. Accountant 5. Magazines/newspapers 6. Friend/relative 7. Lawyer 8. Financial planner 9. Never borrow or haven't borrowed lately 11. Information from store/dealer 12. Bankers; other lenders 13. Television; cable; radio 14. Computerized data services; other data services 15. Don't shop around; always use same institution 16. Past experience 17. Material from work/business contacts 18. Self; No information other than what R/family knows 19. Other personal research 21. Real estate broker; builder 22. Other institutional source (e.g., college, social service agency, etc.) -7. Other types of information X7111 (SHOW CARD 1) When making major saving and investment decisions, some people shop around for the very best terms while others don't. What number would you be on the scale? What number would your family be on the scale? 1. ALMOST NO SHOPPING 2. 3. MODERATE SHOPPING 4. 5. A GREAT DEAL OF SHOPPING NOTE: See X7100 for a description of CARD 1. X7112 How do you and your (spouse/partner) make decisions about X7113 saving and investments? Do you call around for rates? Do X7114 you read newspapers, magazines, or material you get in the X7115 mail? Do you get advice from a friend, relative, lawyer, X7116 accountant, or financial planner? Or do you do somethingelse?/ X7117 X7118 How do you make decisions about saving and investments? Do X7119 you call around for rates? Do you read newspapers, X7120 magazines, or material you get in the mail? Do you get X7121 advice from a friend, relative, lawyer, accountant, or financial planner? Or do you do something else? (CODE ALL THAT APPLY, in order reported) 1. CALL AROUND 2. Friend/relative 3. Accountant 4. Lawyer 5. Financial planner/BROKER 6. Magazines/newspapers 8. Material in the mail 10. DO NOT SAVE/INVEST 11. Other advertisements 12. Bankers; other institutions 13. Television; cable; radio 14. Computerized data services; other data services 15. Don't shop around, always use same institution 16. Past experience 17. Material from work/business contacts 18. Self; No information other than what R/family knows 19. Investment club 20. Investment seminars 21. Other personal research 23. Shop around -7. Other types of information X305 The next few questions are about the financial institutions that you do business with. With how many financial institutions do you currently have accounts or loans, or regularly do personal financial business? Include banks, savings and loans, credit unions, brokerages, loan companies, and so forth, but not institutions where you have only credit cards or business accounts. With how many financial institutions do you and your family living here currently have accounts or loans, or regularly do personal financial business? Include banks, savings and loans, credit unions, brokerages, loan companies, and so forth, but not institutions where you have only credit cards or business accounts. X8300 Inferred number of institutions. When institutions were reported (or in some cases, imputed) after the institution data were collected (except in the case of bank-type credit cards) the CAPI program returned to the institution questions for the added institutions. In some cases, interviewers failed to enter the new institution properly, so the followup questions were not generated by the CAPI program. X8300 takes the originally reported value of X305 as its base and adds additional institutions whenever a commercial bank, savings and loan, credit union, brokerage, money market fund, finance company, or mortgage company was reported without an initial link to the institution data. Where there were more than the 6 institutions on which detailed information was collected, the total number of institutions was augmented and stored in X8300. In cases where any of the first six institutions have been inferred from an interviewer error, the detailed information (location and how R does business) has been imputed. Code NUMBER -1. NONE Institutions were enumerated by name, and the name was used as a text fill later in the interview when, e.g., the R was asked to identify the institution where the main checking account was held. To protect the privacy of respondents, this variable was not retained in the dataset. (What is the name of this financial institution?/ What is the name of the financial institution where you do the most business?/What is the name of the financial institution where you and your family living here do the most business?) [What is the name of the financial institution where you do the (second/third/fourth/fifth/sixth) most business?/ What is the name of the financial institution where you and your family living here do the (second/third/fourth/fifth/sixth) most business? Once the program had generated questions about the number of institutions specified by X305, the program asked: Do you have any other financial institutions which we have not listed yet? (Have you included all your accounts?/Have you included the accounts for all the people in your household?) If the R recalled an additional account, the program was set up to augment the list of institutions until the respondent said there were no more. If X305 contained a value that indicated that there were accounts, but the number was a missing value, the R was asked: X308(#1) About (name of institution), what kind of institution is X312(#2) this? (Is it a commercial bank, a savings and loan or X316(#3) savings bank, a credit union, a finance or loan company, a X320(#4) brokerage, or what?) X324(#5) X328(#6) Now, I need a little more information on the institutions we've added to the card since the start of the interview. (If R added institutions during the interview, the CAPI program generated the detailed questions on those institutions after the section on financial assets was completed.) MASTER INSTITUTION LIST 11. Commercial bank; "trust company 12. Savings & Loan association or savings bank 13. Credit union 14. Finance or loan company 15. Store or dealer 16. Brokerage company; "mutual fund" -- NFS 17. Insurance company 18. Mortage company 19. Contractor or developer 20. Prior owner 21. Automobile finance company; GMAC, Ford CDT 22. Doctor or hospital; dentist 23. Lawyer 24. Accountant 25. Employer 26. Friend or Relative (not codeable above) 27. Individual Lender/Advisor (not codeable above) 28. Pension Administrator 31. Real estate (investment) company 32. School/college/university 33. Local/county/state government (except code 42) 34. Special federal government agency; FMHA, SBA, VA, FHA, HUD, NDSL 35. Federal government general or NA agency; IRS 37. Self/spouse (manages own trust) 38. Bank or general purpose credit card company; Visa, Carte Blanche, Master Card (except American Express code 51) 39. Union 40. Church 41. American Association of Retired Persons (AARP) 42. Courts 50. Discover card (Sears) (V415-418 only) ("Sears" only use code 15) 51. American Express/Optima card 52. AT&T card 61. Other membership organization; AAA, NEA, NTA (V415-418 only) 62. Tribal and similar organizations 75. Foreign institution type 80. Direct student loan NEC (include references to Stafford, Perkins, Ford, etc. student loans when a more specific institution reference is not available). 92. Money market (mutual) funds, NFS 93. Farm-related lenders (not codeable above), or NA if membership group or government agency 94. Investment/management companies or consultants (not elsewhere classified) 95. Non-financial institution (except codes 40-42 and 61) -1. Combinations of TYPES of financial institutions -7. Other 0. Inap. (no institutions: X8300=-1/fewer than 2 institutions: X8300<2/fewer than 3 institutions: X8300<3/ fewer than 4 institutions: X8300<4/fewer than 5 institutions: X8300<5/fewer than 6 instiutions: X8300<6) NOTE: CARD 2 was available to the interviewer. This card contains the following in a vertical column: "Commercial Bank," "Savings and Loan or Savings Bank," "Credit Union," "Finance or Loan Company," "Brokerage," and "Other." Institution 1: X6600 X6601 X6602 X6603 X6604 X6605 X6606 X6607 Institution 2: X6608 X6609 X6610 X6611 X6612 X6613 X6614 X6615 Institution 3: X6616 X6617 X6618 X6619 X6620 X6621 X6622 X6623 Institution 4: X6624 X6625 X6626 X6627 X6628 X6629 X6630 X6631 Institution 5: X6632 X6633 X6634 X6635 X6636 X6637 X6638 X6639 Institution 6: X6640 X6641 X6642 X6643 X6644 X6645 X6646 X6647 How do you mainly do business with this institution (-by Cash Machine, in person, by mail, by phone, by computer, or some other way)? How does your family mainly do business with this institution (-by Cash Machine, in person, by mail, by phone, by computer, or some other way)? (CODE ALL THAT APPLY -- CODE MAIN METHOD FIRST) 1. By cash machine, ATM 2. In person (R or R's messenger) 3. By mail 4. By phone 5. Payroll deduction; direct deposit 6. Don't do regular business 9. Electronic transfer 10. Check, NFS 11. R's agent or manager 12. BY COMPUTER -7. OTHER 0. Inap. (no institutions: X8300=-1/fewer than 2 institutions: X8300<2/fewer than 3 institutions: X8300<3/ fewer than 4 institutions: X8300<4/fewer than 5 institutions: X8300<5/fewer than 6 instiutions: X8300<6) X310(#1) Roughly, how many miles is the office or cash machine of X314(#2) this institution from the home or workplace of the person X318(#3) who uses it most often? IF R ASKS: WE WANT THE CLOSER OF X322(#4) THE DISTANCE FROM HOME OR WORKPLACE. X326(#5) X330(#6) Code number of miles -1. LESS THAN A MILE 992. FOREIGN LOCATION 993. LOCATED AT WORK 51. OVER 50 MILES -7. LOCAL PHONE OR POST BOX 0. Inap. (no institutions: X8300=-1/fewer than 2 institutions: X8300<2/fewer than 3 institutions: X8300<3/ fewer than 4 institutions: X8300<4/fewer than 5 institutions: X8300<5/fewer than 6 instiutions: X8300<6) X306 Do you have a card that allows you to deposit or withdraw money from this institution using a cash machine? Do you have a card that allows you to deposit or withdraw money from these institutions using a cash machine? Do you or your family living here have a card that allows you to deposit or withdraw money from this institution using a cash machine? Do you or your family living here have a card that allows you to deposit or withdraw money from these institutions using a cash machine? 1. YES 5. NO 0. Inap. (no institutions: X8300=-1) X7582 A debit card is a card that you can present when you buy things that automatically deducts the amount of the purchase from the money in an account that you have. Do you use any debit cards? Does your family use any debit cards? INTERVIEWER: WE CARE ABOUT USE, NOT WHETHER R HAS A DEBIT CARD 1. YES 5. NO 0. Inap. (no institutions: X8300=-1) X7122 Some people have their paychecks or Social Security benefits or other money automatically paid directly into their accounts. (Do you have any money directly deposited into your account?/ Do you have any money directly deposited into one of your accounts?/ Do you or someone in your family living here have any money directly deposited into your family's account?/ Do you or someone in your family living here have any money directly deposited into one of your family's accounts?) (IF R ASKS, DO NOT INCLUDE INTEREST PAID ON THE ACCOUNT) 1. YES 5. NO 0. Inap. (no institiutions: X8300=-1) What kinds of deposits are these? (CODE ALL THAT APPLY) X7123 PAYCHECK/OTHER INCOME FROM WORK (e.g., consulting fees) X7124 SOCIAL SECURITY/RAILROAD RETIREMENT 1. Checked 5. Not checked 0. Inap. (no institutions, no automatic deposit: X7122=(0, 5)) X7125 OTHER 4. Disability payments; VA disability benefits 6. Supplemental Security Income (SSI) and other types of welfare 7. Automatic transfers from another account 8. Automatic payments on loans made by R (i.e., loans from shich R receives income) 9. Royalties and other investment income (Not Elsewhere Classified) 10. Alimony/support 12. Pension or other retirement income 13. Insurance reimbursement -7. Combination of Types 5. Not checked 0. Inap. (no institutions, no automatic deposit: X7122=(0, 5)) X7126 Some people have their utility bills, mortgage or rent payments, or other payments automatically paid directly from their accounts without having to write a check. (Do you have any payments that you make in this way?/ Do you and your family living here have any payments that you make in this way?) 1. YES 5. NO 0. Inap. (no accounts: X8300=-1) What sorts of payments are these? (CODE ALL THAT APPLY) X7127 UTILITY BILLS X7128 MORTGAGE/RENT 1. Checked 5. Not checked 0. Inap. (no accounts, no pre-auth. debits: X7126=(0, 5)) X7129 OTHER 4. Condominium/Coop fees 6. Lease payments 7. Insurance 8. Automatic transfers to other accounts/investments 9. Cable; newspapers; magazines 10. Gifts to charities/non-profits 11. Tuition 12. Health club; YMCA/YWCA/YMHA/YWHA 13. Other payments of irregular bills (e.g., credit card bills) 14. Alimony/support; other transfers to family members 16. Car loans; other non-mortgage loan payments (except credit cards) 17. Security system; garbage fees; other regular home maintenance fees 18. Safety deposit box 19. Internet provider payment -7. Other regular payments; combination of types 5. Not checked 0. Inap. (no accounts, no pre-auth. debits: X7126=(0, 5)) X7130 A 'smart card' is a type of payment card containing a computer chip which is set to hold a sum of money. As the card is used, purchases are subtracted from that sum. (Do you have any such cards that you can use for a variety of purchases?/ Do you or anyone in your family living here have any such cards that you can use for a variety of purchases?) 1. YES 5. NO ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CREDIT ATTITUDES AND CREDIT CARDS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X401 Now I would like to ask you some questions about how you feel about credit. In general, do you think it is a good idea or a bad idea for people to buy things on the installment plan? 1. Good idea 3. GOOD IN SOME WAYS, BAD IN OTHERS 5. Bad idea People have many different reasons for borrowing money which they pay back over a period of time. For each of the reasons I read, please tell me whether you feel it is all right for someone like yourself to borrow money... X402 first, to cover the expenses of a vacation trip? X403 next, to cover living expenses when income is cut? X404 next, to finance the purchase of a fur coat or jewelry? X405 next, to finance the purchase of a car? X406 finally, to finance educational expenses? 1. YES 5. NO X7131 [Have you and your (spouse/partner) applied for any type of credit or loan in the last five years?/ Have you applied for any type of credit or loan in the last five years?] 1. YES 5. NO X407 [In the past five years, has a particular lender or creditor turned down any request you or your (spouse/partner) made for credit, or not given you as much credit as you applied for?/ In the past five years, has a particular lender or creditor turned down any request you made for credit, or not given you as much credit as you applied for?] (PROBE: Turned down, or not as much credit?) IF TURNED DOWN AND NOT AS MUCH CREDIT, ASK WHICH IS MORE RECENT 1. Yes, turned down 3. Yes, not as much credit 5. No 0. Inap. (no credit application in previous 5 years: X7131=5) X408 [Were you later able to obtain the full amount you or your (spouse/partner) requested by reapplying to the same institution or by applying elsewhere?/ Were you later able to obtain the full amount you requested by reapplying to the same institution or by applying elsewhere?] 1. YES 3. Did Not Reapply 5. NO 0. Inap. (no credit application in previous 5 years: X7131=5; not turned down: X407=5) X7585 [On the most recent occasion, what reasons were you or your (spouse/partner) (given for being turned down for credit?/given for being unable to get as much credit as you applied for?)/ On the most recent occasion, what reasons were you given for (being turned down for credit?/being unable to get as much credit as you applied for?)] 50. Family background/life history; who your parents (relatives) are 51. Family size; number of children or dependents 52. Marital status 53. Sex 54. Combination of marital status and sex, "single men", "married women" 55. Age 56. Race 57. Personal character/reputation, whether borrower is stable, honest; known by other people trusted by institution 58. Health 59. Other personal characteristics of borrower 61. Need to have a checking/savings account (at institution) 62. Haven't established a credit history 63. Credit rating service/credit bureau reports 64. Credit records/history from other institution; other loans or charge account; previous payment records; bankruptcy 65. Lack of/not enough assets/collateral/property to secure the loan (except home ownership, code 74); size of down payment; financial status 66. Amount of debt; size of other payments; ability to repay loan 69. Other credit characteristics of borrower 70. Bad Credit, NEC 71. Time on current job 72. Job; type of work; steady/secure employment; good job 73. Lack of job; not working; on welfare 74. Lack of homeownership 75. Time at current address; time in community or state 76. Amount of income; "income" 77. Source of income; retired 78. Where you live; what type of neighborhood/area of city you live in; if you live in the state/county 79. Other financial characteristics of borrower 81. Lack of familiarity/experience; don't have an account there; I'm not a credit union member 82. Previous bad experience (N.E.C); had difficulty/been turned down NA why 83. Institution is more "strict" in lending requirements, NA in what areas 87. "Discrimination"; references to red-lining, NA basis 88. Inconvenient/difficult, not codeable above 89. Other miscellaneous 90. Didn't approve of purpose for which money was to be borrowed 91. Loan was too large for source to handle; source doesn't have much money to lend; money reserves of source are low 92. Interest 93. Insufficient collateral/equity -1. None; no reason was given; "bank policy" -7. Other -- N.E.C 0. Inap. (no credit application in previous 5 years: X7131=5; not turned down: X407=5) X7584 What type of credit did you apply for? 1. Mortgage 2. Car loan 3. Other installment loan 4. Credit Card 6. Store account 17. Equity loan 18. Business/Investment loan 19. Line of credit 20. Personal loan 21. Consolidation loan -7. Other 0. Inap. (no credit application in previous 5 years: X7131=5; not turned down: X407=5) X409 [Was there any time in the past five years that you or your (spouse/partner) thought of applying for credit at a particular place, but changed your mind because you thought you might be turned down?/ Was there any time in the past five years that you thought of applying for credit at a particular place, but changed your mind because you thought you might be turned down?0 1. YES 5. NO X7583 [On the most recent occasion, why did you or your (spouse/partner) think you might be turned down?/ On the most recent occasion, why did you think you might be turned down?] 50. Family background/life history; who your parents (relatives) are 51. Family size; number of children or dependents 52. Marital status 53. Sex 54. Combination of marital status and sex, "single men", "married women" 55. Age 56. Race 57. Personal character/reputation, whether borrower is stable, honest; known by other people trusted by institution 58. Health 59. Other personal characteristics of borrower 61. Need to have a checking/savings account (at institution) 62. Haven't established a credit history 63. Credit rating service/credit bureau reports 64. Credit records/history reom other institution; other loans or charge account; previous payment records; bankruptcy 65. Lack of/not enough assets/collateral/property to secure the loan (except home ownership, code 74); size of down payment; financial status 66. Amount of debt; size of other payments; ability to repay loan 69. Other credit characteristics of borrower 70. Bad Credit, NEC 71. Time on current job 72. Job; type of work; steady/secure employment; good job 73. Lack of job; not working; on welfare 74. Lack of homeownership 75. Time at current address; time in community or state 76. Amount of income; "income" 77. Source of income; retired 78. Where you live; what type of neighborhood/area of city you live in; if you live in the state/county 79. Other financial characteristics of borrower 81. Lack of familiarity/experience; don't have an account there; I'm not a credit union member 82. Previous bad experience (N.E.C); had difficulty/been turned down NA why 83. Institution is more "strict" in lending requirements, NA in what areas 87. "Discrimination"; references to red-lining, NA basis 88. Inconvenient/difficult, not codeable above 89. Other miscellaneous 90. Didn't approve of purpose for which money was to be borrowed 91. Loan was too large for source to handle; source doesn't have much money to lend; money reserves of source are low 92. Interest 93. Insufficient collateral/equity -1. None; no reason was given; "bank policy" -7. Other -- N.E.C 0. Inap. (did not expect to be turned down: X409=5) X410 Now I have some questions about credit cards and charge cards. (Do you have any credit cards or charge cards?/ Do you or anyone in your family living here have any credit cards or charge cards?) (Please do not include debit cards.) 1. YES 5. NO X7973(#1) Now I would like to ask you a few questions about your credit cards. (SHOW CARD 3) (Do you have any type of/ Do you and your family living here have any type of) Visa, Mastercard, Discover, or Optima cards? X7974(#2) (Do you have any type of/ Do you and your family living here have any type of) Sears, K-Mart, furniture, clothing and other store cards? X7975(#3) (Do you have any type of/ Do you and your family living here have any type of) Gasoline Cards such as Shell, Exxon, BP, Texaco, or Amoco? X7976(#4) (Do you have any type of/ Do you and your family living here have any type of) American Express, Diners Club, or Carte Blanche cards? X7977(#5) (Do you have any type of/ Do you and your family living here have any type of) Airline, Car Rental, or other cards? 1. YES 5. NO 0. Inap. (no credit cards: X410=5) NOTE: SHOW CARD 3 contains the following in a vertical column: "Visa, MasterCard, Discover, Optima," "Sears, K-Mart, furniture, clothing and other store cards," "Gasoline cards such as Shell, Exxon, BP, TExaco, and Amoco," "American Express, Diners, Carte Blanche," and "Airline, Car Rental, or other credit cards." X411(#1) How many? X419(#2) (Please do not count duplicate cards for the same account or X422(#3) any business or company accounts.) X425(#4) X428(#5) Code number -1. None 0. Inap. (no credit cards: X410=5; no cards of type) ********************************************************* FOR THE PUBLIC DATASET, THE NUMBER OF #1/2 CARDS IS TOP-CODED AT 10, #3/4/5 CARDS ARE TOP-CODED AT 5 ********************************************************* X412(#1) (On your last bills, roughly how much were the new charges X420(#2) made to these accounts?/ X423(#3) On your last bill, roughly how much were the new charges X426(#4) made to this account?) X429(#5) Code number -1. None 0. Inap. (no credit cards: X410=5; no cards of type) X413(#1) (After the last payments were made on these accounts, X421(#2) roughly what was the balance still owed on these accounts?/ X424(#3) After the last payment was made on this account, roughly X427(#4) what was the balance still owed on this account?) X430(#5) Code number -1. None 0. Inap. (no credit cards: X410=5; no cards of type) X414(#1) (What is the maximum amount you could borrow on all of these accounts; that is, what is your total credit limit?/ What is the maximum amount you could borrow on this account; that is, what is your total credit limit?) Code number -1. No limit 0. Inap. (no credit cards: X410=5; no cards of type) X7132(#1) What interest rate do you pay on the card where you have the largest balance? What is the interest rate on the card you got most recently? What interest rate do you pay on this card? INTERVIEWER: WE WANT TO KNOW THE RATE THAT R PAYS ON NEW BALANCES Code percent * 100 0. Inap. (no credit cards: X410=5; no cards of type) (#1) only: X415 X416 X417 X418 X7500 X6648 X6649 X6720 [Please look at the Institutions Card. Are these credit cards with any of the institutions on the Institutions Card, or from someplace else?/ Please look at the Institutions Card. Is this credit card with any institution on the Institutions Card, or from someplace else?] (CODE ALL THAT APPLY.) [IF INSTITUTIONS CARD: Which institution?] [IF "SOMEPLACE ELSE": What type of institution?] 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no credit cards: X410=5; no cards of type) (#1) only: X9082 X9151 X9152 X9153 X9202 X9216 X9221 X9222 Recode: type of insitution See MASTER INSTITIUTION LIST for codes (See X308) 0. Inap. (no credit cards: X410=5; no cards of type) X432 Thinking only about Visa, Mastercard, Discover, Optima and store cards, do you almost always, sometimes, or hardly ever pay off the total balance owed on the account each month? 1. Always or almost always 3. Sometimes 5. Hardly ever 0. Inap. (no credit cards: X410=5; no #1 or #2 cards) X7577 (Other than the store accounts where you have credit cards, do you have any charge or revolving charge accounts at stores where you owed money after your last payment?/ Other than the store accounts where you have credit cards, do you or your family living here have any charge or revolving charge accounts at stores where you owed money after your last payment?/ Do you have any charge or revolving charge accounts at stores where you owed money after your last payment?/ Do you or your family living here have any charge or revolving charge accounts at stores where you owed money after your last payment?) 1. YES 5. NO X7576 (How many such accounts do you have where you owe money?/ How many such accounts do you or your family living here have where you owe money?) Code number 0. Inap. (no accounts: X7577=5) X7575 (After the last payments were made on these accounts, what was the balance still owed on all these accounts?/ After the last payment was made on this account, what was the balance still owed on this account?) Code number 0. Inap. (no accounts: X7577=5) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- PRINCIPAL RESIDENCE ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X501 INTERVIEWER CHECKPOINT: WHERE DOES R LIVE? 4. R LIVES ON A RANCH 5. R LIVES ON A FARM 2. R LIVES IN A MOBILE HOME/RV 3. ALL OTHER TYPES OF HOUSING X7136 (SHOW CARD 4) We are interested in your view of the chance that you will be staying at your current address for the next two years. Using any number from zero to 100, where zero equals no chance and 100 equals absolutely certain, what do you think the chances are that you will be living at your current address two years from now? INTERVIEWER: ROUND TO CLOSEST NUMBER DISPLAYED -1. No chance (recoded from zero) 10. 20. 30. 40. 50. 50-50 chance 60. 70. 80. 90. 100. Absolutely certain NOTE: CARD 4 contains the following information: The numbers 0, 10, 20, ..., 100 in a horizonal row bounded by dark lines. Below 0 is printed "Absolutely no chance"; in the space below 20 and 30 is printed "Possible but not likely"; below 50 is printed "50-50 chance"; in the space below 70 and 80 is printed "Likely but not certain"; and below 100 is printed "Absolutely certain." ----------------------------------------------------------------------------- R LIVES ON A FARM ----------------------------------------------------------------------------- X502 Now I have some questions about this property. About how many acres is this (farm/ranch), including any acres that are rented or rented out to others? Code acres 0. Inap. (R does not live on farm/rance: X501^=4 or 5) *********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 1000 *********************************************** X503 (Do you operate a farming or ranching business on this property?/ Do you or anyone in your family living here operate a farming or ranching business on this property?) (IF R CLAIMS THE FARM ON HIS INCOME TAX, THEN THE FARM IS A BUSINESS FOR OUR PURPOSES.) 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4 or 5) X504 (Do you rent out any part of this property to others?/ Do you or anyone in your family living here rent out any part of this property to others?) 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R operates farm/ranch as a business: X503=1)) X505 How much rent do you collect? Code amount -1. None 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R operates farm/ranch as a business: X503=1); R does not rent out part of property: X504=5) X506 And how often is that amount collected? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -1. No rent collected 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R operates farm/ranch as a business: X503=1; R does not rent out part of property: X504=5) What part of this property is used for (farm/ranch)ing? X507 Code percent * 100 -1. Very little 9995. Almost all 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1) X7574 Code number of acres -1. Very little 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X508 What is the legal ownership status of this (farm/ranch)? [Do you own this (farm/ranch), do you own part of it, do you rent it, is it all owned by a business, or what?/ Do you or your family living here own this (farm/ranch), do you own part of it, do you rent it, is it all owned by a business, or what?] 1. Owns all 2. Owns only part 5. Sharecropper 3. Rents/Leases all 4. Owned by a business 7. Other 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1) R OWNS ALL X509 [Does your (farm/ranch)ing business pay any rent for the use of the property?/ Does your family's (farm/ranch)ing business pay any rent for the use of the property?] 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own all of farm/ranch: X508^=1) X510 (How much rent do you collect?/ How much rent do you or your family living here collect?) Code amount 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own all of farm/ranch: X508^=1; business does not pay rent: X509^=1)) X511 And how often is that amount collected? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own all of farm/ranch: X508^=1; business does not pay rent: X509^=1)) X513 Could you tell me the current value of all the land and buildings - that is, what would it bring if it were sold today? Do not include any farm animals, implements or crops. Code amount 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own all of farm/ranch: X508^=1) OWNED BY A BUSINESS X514 (Do you pay the business any rent for this property?/ Do you or your family living here pay the business any rent for this property?) 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; farm/ranch not owned by a business: X508^=4) X515 In what month and year did you move into this (farm/ranch)? Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; farm/ranch not owned by a business: X508^=4) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X516 Code year (4 digits) 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; farm/ranch not owned by a business: X508^=4) R OWNS PART X517 [Does the (farm/ranch)ing business pay you any rent for the use of the property?/ Does the (farm/ranch)ing business pay you or your family living here any rent for the use of the property?] 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2) X518 (How much rent do you collect?/ How much rent do you or your family living here collect?) Code amount 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2; business does not pay rent to R: X517^=1) X519 And how often is that amount collected? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2; business does not pay rent to R: X517^=1) X520 (Do you pay any rent for this property?/ Do you or anyone in your family living here pay any rent for this property?) 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2) X521 (How much rent do you pay?/ How much rent do you or your family living here pay?) Code amount -1. None 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2; R does not pay rent to business: X520^=1) X522 And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -1. No rent 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2; R does not pay rent to business: X520^=1) (I will ask you more about the business operation later. Now I'd like to ask about the part of the property that you personally own. About what percent of the total property is that?/ I will ask you more about the business operation later. Now I'd like to ask about the part of the property that you and your family living here personally own. About what percent of the total property is that?) X523 Code percent * 100 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2) X7573 Code acres 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2) *********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 1000 *********************************************** X526 Could you tell me the current value of the entire part of the land and building you own? I mean, what would it bring if it were sold today? Do not include any farm animals, implements or crops. Code amount 0. Inap. (R does not live on farm/rance: X501^=4 or 5; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2) ----------------------------------------------------------------------------- R LIVES IN MOBILE HOME ----------------------------------------------------------------------------- X601 (Now I have some questions about your home. Do you own both this mobile home and site or lot, do you own only the mobile home, do you own only the site, do you rent both the home and site, or what?/ Now I have some questions about your home. Do you or your family living here own both this mobile home and site or lot, do you own only the mobile home, do you own only the site, do you rent both the home and site, or what?) 1. Own both home and site 2. Own only site 3. Own only home 4. Rent both -7. Neither own nor rent RENTS HOME, OWNS SITE X602 About how much rent do you pay on this home? Code number -1. None 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) X603 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is it paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) X604 Could you tell me the current value of the site? I mean, about what would it bring if it were sold today? Code number 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) In what month and year did you purchase the site? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) X605 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X606 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) X608 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) X607 How much did this site cost when you originally acquired it? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.) Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) NEITHER OWNS NOR RENTS MH X609 How is that? 1. Housing is part of job compensation; live-in servant; housekeeper; gardener; farm laborer 2. Housing is a gift paid for by someone outside HU; owned by relative outside HU; R pays only taxes 3. Sold home, has not moved yet 4. Living in house which will inherit; estate in process 5. Living in temporary quarters (garage, shed) while home is under construction 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=-7) In what month and year did you move into this mobile home? X610 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=-7) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X611 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=-7) OWNS HOME, RENTS SITE X612 About how much rent do you pay on this site? Code amount -1. None 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) X613 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is it paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) X614 Could you tell me the current value of this mobile home? I mean, about what would it bring if it were sold today? Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) In what month and year did you purchase this mobile home? X615 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X616 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) X618 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) X617 How much did this mobile home cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) RENTS HOME AND SITE X619 About how much rent do you pay on this home and site? Code amount -1. None 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=4) X620 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is it paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=4) In what month and year did you move into this mobile home? X621 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=4) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X622 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=4) OWNS HOME AND SITE X623 Could you tell me the current value of this home and site? I mean, about what would they bring if they were sold today? Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1) X624 Were the site and mobile home purchased separately? 1. YES 5. NO 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1) In what month and year did you purchase this mobile home? X625 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X626 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) X628 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) X627 How much did the mobile home cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) In what month and year did you purchase this site? X629 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X630 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) X632 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) X631 How much did this site cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchases separately: X624^=1) In what month and year did you purchase this mobile home and site? X633 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site purchased separately: X624=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X634 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site purchased separately: X624=1) X636 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site purchased separately: X624=1) X635 How much did the mobile home and site cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site purchased separately: X624=1) ----------------------------------------------------------------------------- R LIVES IN HU OTHER THAN FARM/RANCH OR MOBILE HOME ----------------------------------------------------------------------------- X701 Now I have some questions about your home. Do you own this ranch, do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? Do you own this farm, do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? Do you own this (house and lot/apartment), do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? Do you and your family living here own this ranch, do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? Do you and your family living here own this farm, do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? Do you and your family living here own this (house and lot/apartment), do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? 1. Owns or is buying/land contract 2. Pays rent 3. Condo 4. Co-op 5. Townhouse Association 6. Retirement Lifetime Tenancy -7. Neither owns nor rents --> -7 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1) NEITHER OWNS NOR RENTS X705 How is your housing provided? 1. Housing is part of job compensation; live-in servant; house-keeper; gardener; farm laborer 2. Housing is a gift paid for by someone outside HU; owned by relative outside HU; R pays only taxes 3. Sold home, has not moved yet 4. Living in house which will inherit; estate in process 5. Living in temporaty quarters (garage, shed, etc.) while home is under construction 6. Public Housing 8. Living in home of relatives/friends without paying rent 9. House owned by trust created by R -7. Other 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than neither owns nor rents: X701^=-7) ********************************************************* FOR THE PUBLIC DATASET, CODE 9 IS COMBINED WITH -7; CODE 8 IS COMBINED WITH 2 ********************************************************* X7133 Do you own any part of this ranch? Do you own any part of this farm? Do you own any part of this (house and lot/apartment)? Does anyone in your family living here own any part of this (farm/ranch)? Does anyone in your family living here own any part of this (house and lot/apartment)? 1. YES 5. NO 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than neither owns nor rents: X701^=-7) X7134 IN THE FOLLOWING QUESTIONS ABOUT VALUE AND LOANS, INCLUDE ONLY R'S SHARE; IF R KNOWS ONLY TOTALS FOR THE WHOLE PROPERTY, MAKE NOTES WHERE APPLICABLE What percent of the property do you own? What percent of the property do you and your family living here own? Code percent * 100 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than neither owns nor rents: X701^=-7; R does not own any part: X7133=5) In what month and year did you move into this home? X706 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than neither owns nor rents: X701^=-7; R owns any part: X7133^=5) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X707 Code year (4 digits) 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than neither owns nor rents: X701^=-7; R owns any part: X7133^=5) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1920 ************************************************** RENTS HOME (INCLUDES FARM WITH NO FARM BUSINESS/RENTED FARM) X708 How much rent do you pay for this (farm/ranch)? How much rent do you or your family living here pay for this (farm/ranch)? How much rent do you pay for this (house/apartment)? How much rent do you or your family living here pay for this (house/apartment)? Code amount -1. None 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents: X701^=2) X709 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents: X701^=2) X710 Does that include some or all utilities? 1. Yes, all 3. Yes, some 5. No 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents: X701^=2) X711 Do you rent it furnished or unfurnished? 1. Furnished 3. Partially furnished 5. Unfurnished 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents: X701^=2) In what month and year did you move into this ranch? In what month and year did you move into this farm? In what month and year did you move into this (house/apartment)? X712 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents: X701^=2) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X713 Code year (4 digits) 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents: X701^=2) R OWNS SOME PART (INCLUDES FARM WITH NO FARM BUSINESS) X7572 Are you required to pay regular fees to an association or property management group in order to live here? 1. YES 5. NO 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1) X703 How much are your fees? Code amount -1. None 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1; no fees: X7572^=1) X704 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often do you pay this amount? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1; no fees: X7572^=1) X702 INTERVIEWER OBSERVATION: DOES R LIVE IN MULTIPLE HU STRUCTURE? (CONFIRM WITH R IF NECESSARY) 1. YES 5. NO 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1 X714 Do you own the entire building or just your unit? Do you and your family living here own the entire building or just your unit? 1. Entire building 2. Just R's unit 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1 X715 How many housing units are in this building? Code number of units 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1; does not own entire building: X714^=1) X7135 Do you own your unit separately from the rest of the building? 1. YES 5. NO 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1; does not own entire building: X714^=1) X716 The following questions about your home refer to your unit only. The following questions refer to the entire building. What is the current value of this (home and land/apartment/property)? I mean, about what would it bring if it were sold today? INTERVIEWER: PROPERTY REFERS TO WHATEVER PART R OWNS OF THEIR HOUSE AND LOT, APARTMENT, BUILDING, FARM OR RANCH. INCLUDE THE PART OF THE PROPERTY THAT R OWNS; FOR FARMS/RANCHES, INCLUDE ALL OWNED LAND AND STRUCTURES. Code value 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1) In what month and year did you first purchase any part of this property? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) X719 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R lives in MH: X501=2; R lives on farm and farm not owned at least in part: X501=4 or 5 and X508^=1 or 2; some living arrangement other than owns: X701^=1 and X7133^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X720 Code year (4 digits) 0. Inap. (R lives in MH: X501=2; R lives on farm and farm not owned at least in part: X501=4 or 5 and X508^=1 or 2; some living arrangement other than owns: X701^=1 and X7133^=1) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1920 ************************************************** X718 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R lives in MH: X501=2; R lives on farm and farm not owned at least in part: X501=4 or 5 and X508^=1 or 2; some living arrangement other than owns: X701^=1 and X7133^=1) (ALL OWNERS EXCEPT MH) X717 How much did it cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. Code value 0. Inap. (R lives in MH: X501=2; R owns neither farm nor other type of dwelling: X508^=1 or 2 and X701^=1, 3, 4, 5, or 6 and X7133^=1) (ALL TYPES OF OWNERS) X721 What are the real estate taxes on this home and land? What are the real estate taxes on this land? What are the real estate taxes on this home? What are the real estate taxes on this farm? What are the real estate taxes on this ranch? What are the real estate taxes on the part of the ranch you own? What are the real estate taxes on the part of the farm you own? What are the real estate taxes on this unit? What are the real estate taxes on this property? Code amount -1. None 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) X722 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often do you pay this amount? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly 22. Varies -7. Other -1. None 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) X723 Is there a mortgage or land contract on this (home/home and land/apartment/property)? (Do not include home equity loans or lines of credit.) (IF R SAYS BOTH MORTGAGE AND LAND CONTRACT, CHOOSE MORTGAGE) 1. Yes, mortgage 2. Yes, land contract 5. No 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) X830 Do you have a second mortgage or a land contract on this property? (Please do not include any home equity lines of credit.) INTERVIEWER: A HOME EQUITY LINE OF CREDIT IS AN AGREEMENT WHERE THE R CAN BORROW AT ANY TIME USING THE HOUSE AS COLLATERAL, UP TO SOME LIMIT. A HOME EQUITY LOAN IS A FIXED LENGTH, FIXED MONTHLY PAYMENT LOAN. 1. Yes, second mortgage 2. Yes, land contract 5. No 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723=5) X931 Do you have any other loans that use this property as collateral? Do you have any loans that use this property as collateral? (Please do not include any home equity lines of credit.) 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; first mortgage but no second mortgage: X723=1 and X830^=1) ----------------------------------------------------------------------------- MORTGAGES/LAND CONTRACTS/EQUITY LOANS ON PRINCIPAL RESIDENCE #1 refers to first mortgage #2 refers to second mortgage #3 refers to other home equity loan other than a home equity line of credit ----------------------------------------------------------------------------- X724(#1) Is the first or main mortgage a federally guaranteed mortgage, such as FHA or VA? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5) X726(#1) Is it an FHA mortgage, a VA mortgage, or is it from some other program? 1. Federal Housing Administration (FHA) 2. Veteran's Administration (VA) 3. Federal land bank 4. Federal National Mortgage Association ("Fannie Mae") 5. Federal Home Loan Mortgage Corp. ("Freddie Mac") 10. State housing programs 11. First-time buyer program, n.e.c. 12. Other Federal loan program -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5; not federally guaranteed: X724^=1) X727(#1) Why did you choose this type of loan? Credit Terms/Cost Of Loan 1. Interest rate -- low (er) / reasonable/best available rates 4. Finance charges low (er) or none (other than interest or NA if includes interest.) 5. Amount of the down payment 6. Size of (monthly) payments; payment amount; longer contracts -- more time to pay off loan 9. Easier to get credit -- require less information/collateral; less stringent rules for giving credit; get credit approval faster; no red tape 25. Credit terms/arrangements -- NA what: "affordable terms" 26. Give the best (a better) deal -- NA how 29. Other credit terms or cost of loan 83. Recommended 90. Assumed or assumable; seller-financed 80. No Choice, NEC 81. Used before, always use -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5; not federally guaranteed: X724^=1) X725(#1) Does this mortgage carry any type of private mortgage insurance or PMI against default? (IF R ASKS: DO NOT INCLUDE MORTGAGE LIFE INSURANCE.) 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5; has VA/FHA: X724=1) About this mortgage, in what month and year did you obtain or last refinance it? About this land contract, in what month and year did you obtain or last refinance it? About this loan, in what month and year did you obtain or last refinance it? X801(#1) Code month X901(#2) 1. January X1001(#3) 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X802(#1) Code year (4 digits) X902(#2) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X1002(#3) X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)) X803(#1) Was this mortgage assumed from the previous owner? X903(#2) Was this land contract assumed from the previous owner? Was this second mortgage assumed from the previous owner? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5); year of mortgage not same as year of purchase: X802^=X611, X616, X626, X630, X634, and X720) X7137(#1) Did you take out this mortgage to: refinance or rollover an earlier loan, borrow additional money on your home equity, or to do both? 1. Refinance or rollover an earlier loan, 2. Borrow additional money on your home equity, 3. Do both? 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1 or 2 and X701^=1, 3, 4, 5, or 6 and X7133^=1; land contract: X723=2; no mortgage: X723=5; year of mortgage same as year of purchase: X802=one of X606, X626, X630, X634, or X720) X6723(#1) For what purpose was the money used? LOAN PURPOSE MASTER CODE LIST 1. Own home purchase 3. Home improvements or additions (incl. assessments for sewer/sidewalk, etc.) 4. Home repairs/maintenance/upkeep 10. Car 11. Refrigerator 12. Stove/range; microwave oven 13. Dishwasher 14. Freezer 15. Air conditioner 16. Washing machine (incl. washer/dryer combination) 17. Dryer 18. Furniture (excluding pianos and organs -- see code 34); lamps; mattress and spring combinations; rug and/or carpet; other household furnishings 20. Vaccum cleaners 23. Home computer; calculator; computer terminal 24. Truck/jeep/utility vehicle 25. Combination of appliances (incl. TV); "appliances" -- NA type 26. Combination of furniture and appliances 29. Other appliances or durable goods; sewing machine; typewriter 31. Stereo; phonograph (may include radio); include sound equipment; amplifiers here; radio (AM or FM); tuner; CB equipment; tape recorder, tape player (cassette or reel-to-reel); CD player 34. Piano; Organ 35. Musical instruments (excl. piano and organ) 36. TV -- color or black and white; "home entertainment center" (including combination TV, radio, phonograph); video cassette recorder/player (VCR); video camera (Cam-corder) 49. Other small/indoor hobby and entertainment items (incl. pool tables and regular cameras) 50. Power tools and yard equipment 61. Boat; boating equipment (incl. trailer), airplane, airplane equipment 63. Montorcycles; bicycle; moped; snowmobiles; off-road vehicles 65. Camper-trailers; RV -- NFS 67. Cottage; vacation property; mobile homes -- seasonal residence (if current residence, code 01); "motorhome" 69. Other outdoor recreation items; horse 71. Invest in Bus #1 72. Invest in Bus #2 73. Invest in Bus #3 74. Invest in own business, other than 71-73 or NA which or all 75. Business investment (own) (exc. 71-74), incl. businesses now defunct 76. Other asset investment; bought stocks/bonds; IRA deposit; gold; "investment" -- NFS 78. Investment real estate (incl. cemetery plots and additions and repairs to investment property); farmland (exc. 71-74); include businesses of self-employed R's who don't report a business in the F section 79. Other investments 80. Divorce/separation expenses 81. Travel/vacation expenses 82. Medical/dental expenses; attorney's fees 83. Education/school expenses 84. Tax and insurance expenses (exc. vehicle, code 93) 85. Weddings/funerals/other "occasions" 88. Moving expenses 89. Other special expenses; encyclopedia; health membership 90. "Personal loan"--NA what for 91. Bill consolidation; "bills" 92. Personal items, incl. clothing, jewelry 93. Vehicle repair/upkeep (incl. insurance) 94. Gifts; goods or gifts of money; "Christmas" 95. Living/general expenses 96. Loans made to others; "loaned friend/son money for a house" -7. Other (including combinations) 0. Inap. (Does not own any part of HU or owns only mobile home and not site: X508^=1 or 2 and X601^=1 or 2 and X701^=1, 3, 4, 5, 6, or 8 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1) X804(#1) How much did you borrow or refinance? X904(#2) X1004(#3) Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)) X805(#1) How much is still owed on this loan? X905(#2) X1005(#3) Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)) How many years or payments did you agree upon when the loan was taken out or refinanced? X806(#1) NUMBER OF YEARS X906(#2) X1006(#3) Code number of years -1. NO SET NUMBER OF YEARS -7. Unable to calculate from number of payments 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)) X807(#1) NUMBER OF PAYMENTS X907(#2) X1007(#3) Code number of payments -1. NO SET NUMBER OF PAYMENTS -7. Unable to calculate from number of years 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)) X9154(#1) Recode: Term of loan in months X9155(#2) X9156(#3) Code number of months -1. NO SET NUMBER OF YEARS/PAYMENTS -7. Unable to calculate from number of payments/years 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1)) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X808(#1) How much are the payments? X908(#2) X1008(#3) Code amount -1. None -2. NO REGULAR PAYMENTS 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1); no set number of payments: X806/X906/X1006=-1 or X807/X907/X1007=-1) X809(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X909(#2) And how often are they due? X1009(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1); no set number of payments: X806/X906/X1006=-1 or X807/X907/X1007=-1) X813(#1) What is the typical payment? X913(#2) X1013(#3) Code amount -1. None -2. NO TYPICAL PAYMENTS 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1); set number of payments and positive payment: X806/X906/X1006^=-1 and X807/X907/X1007^=-1 and X808/X908/X1008>0) X814(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X914(#2) And how often is it made? X1014(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO TYPICAL PAYMENTS -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1); set number of payments and positive payment: X806/X906/X1006^=-1 and X807/X907/X1007^=-1 and X808/X908/X1008>0) X810(#1) Does the amount include property taxes or home owners insurance? (Which?) 1. Taxes only 2. Insurance only 3. Both 4. Neither 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2; no typical payment: X813=-1 or -2/X913=-1 or -2/X1013=-1 or -2) X811(#1) Will the (regular) payments repay the loan completely, or X911(#2) will there be a balance payable, or "balloon" payment, when X1011(#3) the loan is due? 1. Repay completely 2. Balloon 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/ no third mortgage: X931^=1 or (X723=5 and X830^=1; no typical payment: X813=-1 or -2/X913=-1 or -2/X1013=-1 or -2) X812(#1) What will the balance due or balloon payment be? X912(#2) X1012(#3) Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/ no third mortgage: X931^=1 or (X723=5 and X830^=1; no typical payment: X813=-1 or -2/X913=-1 or -2/ X1013=-1 or -2; no balloon payment: X811^=2/X911^=2/X1011^=2) X7571(#1) Are you paying off this loan ahead of schedule, behind X7570(#2) schedule, or are the payments about on schedule? X7569(#3) 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/ no third mortgage: X931^=1 or (X723=5 and X830^=1; no set number of payments: X806=-1/X906=-1/X1006=-1; no typical payment: X813=-1 or -2/X913=-1 or -2/ X1013=-1 or -2) X815(#1) When do you expect this loan to be repaid? X915(#2) X1015(#3) Code year (4 digits) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/ no third mortgage: X931^=1 or (X723=5 and X830^=1; no set number of payments: X811=-1/X911=-1/X1011=-1; loan on schedule: X7571=1/X7570=1/X7569=1) X816(#1) What is the current annual rate of interest being charged X916(#2) on the loan? X1016(#3) Code percent * 100 -1. No interest 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/ no third mortgage: X931^=1 or (X723=5 and X830^=1) X817(#1) Please look at the Institutions Card. Is the loan with any X917(#2) of the institutions on the Institutions Card, or from X1017(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/ no third mortgage: X931^=1 or (X723=5 and X830^=1) X9083(#1) Recode: type of institution X9084(#2) X9085(#3) See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/ no third mortgage: X931^=1 or (X723=5 and X830^=1) X7568(#1) Is this the same institution as the one from which you originally took out this loan? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2) X819(#1) (SHOW CARD 4) What was the most important reason you chose the original lender? What is the most important reason you chose this lender? (Was it because they were recommended to you, because they had low interest rates, because of the location of their offices, because you had done other business with them, because it was easier to qualify for the loan, or for some other reason?) 1. Recommended 2. Low interest 3. Location of offices 4. Other business 5. Easy to qualify (for credit); only place that would give us a loan 6. Many services in one place 10. Low fees/service charges 11. Personal relationship; they know me; know/like them; R/Spouse works there 21. No choice -- assumed existing debt and lender from previous owner 22. No choice--financed through contractor/developer/prev. owner/builder and this was their financial institution/ land contract 23. No choice (n.e.c.) 24. Flexible loan terms; choice of loan terms 25. Handled VA loans 26. Participated in first time buyer program 27. Government-sponsored program n.e.c. -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2) NOTE; SHOW CARD 5 contained a vertical column of the following items: "Recommended," "Low interest rates," "Location of offices," "Other business with them," "Easier to quality," " Other reason." X918(#2) Was the money from this loan used for the purchase of this X1018(#3) home or for some other purpose? 1. Home purchase 3. Home improvements See LOAN PURPOSE MASTER CODE LIST at X6723 for other codes 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no second mortgage: X830^=1/no third mortgage: X931^=1 or (X723=5 and X830^=1) X820(#1) Is this an adjustable rate loan; that is, does it have X920(#2) an interest rate that can rise or fall from time to time? X1020(#3) Is this an adjustable rate mortgage; that is, does it have an interest rate that can rise or fall from time to time? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2/no second mortgage: X830^=1/ no third mortgage: X931^=1 or (X723=5 and X830^=1) X821(#1) Does the change in your interest rate depend on some other interest rate? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1) X822(#1) On what other rate does it depend? 1. Consumer Price Index (CPI); "cost of living 2. GNP (Gross National Product) Deflater 3. Prime (interest) Rate 4. Treasury Bill Rate (T-Bill rate) 5. "Current rate" or "going rate" -- NFS 6. District/regional rate 7. Other index; index NEC 8. CD rate 9. Other rate 11. FHLBB (Federal Home Loan Bank Board) 12. FSLIC (Federal Savings and Loan Ins. Corp) 13. Ginny Mae rate -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1) How often can your interest rate change? X823(#1) Code number of times 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1) X824(#1) Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly; every two months 13. Every three years 15. Continuously floating rate/whenever rate changes 16. Per 7 years 18. Hour 22. Varies 25. Every two years 26. Every four years 27. Every five years 28. Every ten years 30. At seven years -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1) X825(#1) When the interest rate on your mortgage changes, does the size of your monthly payments also change? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1) X826(#1) What is the most the rate can rise at any one time? (POINTS = PERCENTAGE POINTS) Code percent * 100 -2. No limit 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1) X828(#1) What was the interest rate on this mortgage when you first got it? Code percent * 100 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1) X827(#1) What is the highest the rate can go up to over the life of the loan? INTERVIEWER: WE WANT THE HIGHEST RATE ALLOWED, NOT THE MAXIMUM AMOUNT BY WHICH THE RATE COULD RISE. Code percent * 100 -2. No limit 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1) X829(#1) Is this a convertible mortgage; that is do you have an option to convert it to a mortgage with a fixed interest rate? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1 or 2; not adjustable rate: X820^=1) ----------------------------------------------------------------------------- OTHER LOAN USED TO PURCHASE PROPERTY ----------------------------------------------------------------------------- X1032 Do you owe money on any other loans used for the purchase of this property, such as loans from relatives or the seller? Do you owe money on any loans used for the purchase of this property, such as loans from relatives or the seller? Do you and your family living here owe money on any other loans used for the purchase of this property, such as loans from relatives or the seller? Do you and your family living here owe money on any loans used for the purchase of this property, such as loans from relatives or the seller? (Please do not include any home equity lines of credit.) 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) In what month and year was this loan taken out? X1033 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1034 Code year (4 digits) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) X1035 How much was borrowed, not including finance charges? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) X1036 Is this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind? 1. Regular installment 2. Other kind 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) How many monthly payments or years were agreed upon when the loan was received? X1038 Code number of years -1. No set number of years -7. Unable to calculate from number of payments 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not a regular loan: X1036^=1) X1037 Code number of payments -1. No set number of payments -7. Unable to calculate from number of years 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not a regular loan: X1036^=1) X9160 Recode: term of loan in months -1. No set number of years/payments -7. Unable to calculate from number of years/payments 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not a regular loan: X1036^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1039 How much are the payments? Code amount -1. Nothing -2. No regular payment 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not a regular loan: X1036^=1; no set number of payments: X1038=-1) X7567 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often are they made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not a regular loan: X1036^=1; no set number of payments: X1038=-1) X1040 What is the typical payment? Code amount -1. Nothing -2. No typical payment 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; regular loan and regular payments: X1036=1 and X1039>0) X1041 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is it made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; regular loan and regular payments: X1036=1 and X1039>0) X7566 Are you paying off this loan ahead of schedule, behind schedule, or are the payments about on schedule? 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not regular loan: X1036^=1; no regular payment: X1039<=0) In what month and year do you expect this loan to be repaid? X1042 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; payments on schedule: X7566=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1043 Code year (4 digits) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; payments on schedule: X7566=1) X1044 How much is still owed on this loan? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) X1045 What is the current annual rate of interest being charged on this loan? Code percent * 100 -1. Nothing 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) X1046 Please look at the Institutions Card. Is the loan with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) X9086 Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- LINES OF CREDIT ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X1101 Do you have any lines of credit, not counting credit cards or business lines of credit? Please include such lines of credit even if you are not currently drawing against them. Do you have a home equity line of credit or any other lines of credit, not counting credit cards or business lines of credit? Please include such lines of credit even if you are not currently drawing against them. Do you or anyone in your family living here have any lines of credit, not counting credit cards or business lines of credit? Please include such lines of credit even if you are not currently drawing against them. Do you or anyone in your family living here have a home equity line of credit or any other lines of credit, not counting credit cards or business lines of credit? Please include such lines of credit even if you are not currently drawing against them. (IF R ASKS: A LINE OF CREDIT IS A FORMAL AGREEMENT WITH A LENDER THAT ALLOWS R TO BORROW UP TO AN AGREED UPON LIMIT AND PAY IT OFF AS R DESIRES. A HOME EQUITY LINE OF CREDIT IS A LINE OF CREDIT SECURED BY THE EQUITY IN R'S HOME.) 1. YES 5. NO X1102 How many lines of credit do you have? How many lines of credit do you and your family living here have? Code number 0. Inap. (no lines of credit: X1101=5) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** X6686 Originally reported value of X1102 (see introduction) Code number 0. Inap. (no lines of credit: X1101=5) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** ----------------------------------------------------------------------------- #1 refers to first line of credit #2 refers to second line of credit #3 refers to third line of credit #4 refers to all remaining lines of credit ----------------------------------------------------------------------------- X1103(#1) Is this line of credit secured by the equity in your home? X1114(#2) X1125(#3) Is the largest line of credit secured by the equity in your home? Is the next line of credit secured by the equity in your home? 1. YES 5. NO 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) X1105(#1) Are you currently borrowing any money against this line of X1116(#2) credit? X1127(#3) 1. YES 5. NO 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3) X7141(#1) How much did you borrow the most recent time you used this X7142(#2) line? X7143(#3) Code amount 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1106(#1) What was the money used for? (What was its major use?) X1117(#2) X1128(#3) See LOAN PURPOSE MASTER CODE LIST at X6723 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1108(#1) How much is currently owed? X1119(#2) X1130(#3) Code amount 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1109(#1) What is the typical payment? X1120(#2) X1131(#3) Code amount -1. Nothing -2. No typical payment 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1110(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X1121(#2) And how often is it made? X1132(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. In total 11. Twice per year 12. Bimonthly 22. Varies 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1111(#1) What is the current annual rate of interest being charged X1122(#2) on this loan? X1133(#3) Code percent * 100 -1. Nothing 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1112(#1) (Please look at the Institutions Card.) Is this line of X1123(#2) credit with any of the institutions on the Institutions X1134(#3) Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3) X9087(#1) Recode: type of institution X9088(#2) X9089(#3) See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3) X1104(#1) What is the maximum amount you could borrow on this X1115(#2) line of credit (including what you owe now)? X1126(#3) What is the maximum amount you could borrow on this line of credit? Code amount 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3) X1136(#4) What is the total amount that you currently owe on all other remaining lines of credit? What is the total amount that you and your family living here currently owe on all other remaining lines of credit? Code amount -1. Nothing 0. Inap. (no lines of credit: fewer than four lines credit: X1102<4) X8401(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (Does not have any lines of credit: X1101=5; fewer than four lines of credit: X1102<4; did not break off early in grid) ----------------------------------------------------------------------------- HOME IMPROVEMENTS ----------------------------------------------------------------------------- X1201 Have you ever made any major additions or done extensive remodeling to this property? Have you and your family living here ever made any major additions or done extensive remodeling to this property? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) X1202 Roughly what was the total cost of all remodeling or additions to this property? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1) X1203 Other than what I have already recorded, do you owe any money on loans taken out for these projects? Other than what I have already recorded, do you or your family living here owe any money on loans taken out for these projects? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1) In what month and year was the most recent loan taken out? X1204 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1205 Code year (4 digits) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1) X1206 How much was borrowed, not including finance charges? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1) X1207 Is this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind? 1. Regular installment 2. Other kind 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1) How many monthly payments or years were agreed upon when the loan was received? X1209 Code number of years -1. No set number of years -7. Unable to calculate from number of payments 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; not a regular loan: X1207^=1) X1208 Code number of payments -1. No set number of payments -7. Unable to calculate from number of years 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; not a regular loan: X1207^=1) X9161 Recode: term of loan in months -1. No set number of years/payments -7. Unable to calculate from number of years/payments 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; not a regular loan: X1207^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1210 How much are the payments? Code amount -1. Nothing -2. No regular payment 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; not a regular loan: X1207^=1; no set number of payments: X1209=-1) X7565 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often are they made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; not a regular loan: X1207^=1; no set number of payments: X1209=-1) X1211 What is the typical payment? Code amount -1. Nothing -2. No typical payment 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; not a regular loan and regular payments: X1210>0) X1212 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is it made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; not a regular loan and regular payments: X1210>0) X7564 Are you paying off this loan ahead of schedule, behind schedule, or are the payments about on schedule? 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; not a regular loan: X1207^=1; no regular payment: X1210<=0) In what month and year do you expect this loan to be repaid? X1213 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; payments on schedule: X7564=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1214 Code year (4 digits) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; payments on schedule: X7564=1) X1215 How much is still owed on this loan? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1) X1216 What is the current annual rate of interest being charged on this loan? Code percent * 100 -1. Nothing 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1) X1217 Please look at the Institutions Card. Is the loan with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1) X9090(#1) Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1) X1218 Do you owe money on more than one loan for home additions or improvements to this property? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1) X1219 Altogether, how much is still owed on all other loans for additions or improvements to this property? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; no additional home improvement loans: X1218^=1) X1220 Altogether, how much are the payments? Code amount -1. None 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; no additional home improvement loans: X1218^=1) X1221 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often are they made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; no additional home improvement loans: X1218^=1) ----------------------------------------------------------------------------- RENT OUT ANY PORTION OF PROPERTY ----------------------------------------------------------------------------- X1223 Do you rent out any portion of this (house or lot/apartment/mobile/home/building) to others? Do you or anyone in your family here rent out any portion of this (house or lot/apartment/mobile home/building) to others? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; R lives on farm: X501=4 or 5) X1224 How much rent do you collect? Code amount -1. Nothing 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; R lives on farm: X501=4 or 5; does not rent part of home: X1223^=1) X1225 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount collected? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -1. No rent collected 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; R lives on farm: X501=4 or 5; does not rent part of home: X1223^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- LAND CONTRACTS AND NOTES GIVEN BY R ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X1401 Have you ever sold any real estate for which you loaned money to the buyer? Please include accepting a note, land contract, or mortgage from the buyer. Have you or anyone in your family living here ever sold any real estate for which you loaned money to the buyer? Please include accepting a note, land contract, or mortgage from the buyer. 1. YES 5. NO X1402 Does the buyer still owe you money on any of these notes, land contracts, or mortgages? Does the buyer still owe your family money on any of these notes, land contracts, or mortgages? 1. YES 5. NO 0. Inap. (Never made any such loans: X1401=5) X1403 Altogether, on how many such loans are you owed money? Altogether, on how many such loans is your family owed money? Code number 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 15 ********************************************* X6687 Originally reported value of X1403 (see introduction) Code number 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 15 ********************************************* ----------------------------------------------------------------------------- #1 refers to first loan #2 refers to second loan #3 refers to third loan #4 refers to all remaining loans ----------------------------------------------------------------------------- X1404(#1) About this loan, is it a land contract, a mortgage, or X1504(#2) something else? X1604(#3) About the largest loan, is it a land contract, a mortgage, About the next largest loan, is it a land contract, a mortgage, or something else? 1. land contract/lease purchase 2. mortgage 3. something else 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3) X1405(#1) How much are you owed on this note? X1505(#2) X1605(#3) How much are you and your family owed on this note? Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is land contract or mortgage: X1401=1 or 2/X1504=1 or 2/X1604=1 or 2) In what month and year was this loan taken out? X1406(#1) Code month X1506(#2) 1. January X1606(#3) 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1407(#1) Code year (4 digits) X1507(#2) 0. Inap. (Never made any such loans: X1401=5; no such X1607(#3) loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) X1408(#1) How much money did you lend the borrower? X1508(#2) X1608(#3) How much money did your family lend the borrower? Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) X1409(#1) How much is still owed on this loan? X1509(#2) X1609(#3) Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) X1410(#1) How much are the loan payments? X1510(#2) X1610(#3) Code amount -1. Nothing -2. No regular payments 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) X1411(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X1511(#2) And how often are they due? X1611(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. In total 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payments 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) When the loan was taken out, was it agreed upon that there were going to be a number of years , a number of payments, or was there no set number of years or payments? X1412(#1) Code number of years X1512(#2) -1. No set number of years X1612(#3) 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2; number of payments given: X1413>0/X1513>0/X1613>0) X1413(#1) Code number of payments X1513(#2) -1. No set number of payments X1613(#3) 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2; number of years given: X1412>0/X1512>0/X1612>0) X1414(#1) Will the regular payments pay off the loan completely or X1514(#2) will there be a balance payable or "balloon" when the loan X1614(#3) is due? 1. REPAID COMPLETELY 5. BALANCE PAYABLE OR BALLOON 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2; no set number of payments: X1413=-1/X1513=-1/X1613=-1) X1415(#1) What will the balance payable or balloon payment be? X1515(#2) X1615(#3) Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2; no set number of payments: X1413=-1/X1513=-1/X1613=-1; no balloon payment: X1414^=5/X1514^=5/X1614^=5) X1416(#1) Do you still owe any money on loans for this property? X1516(#2) X1616(#3) Do you or your family living here still owe any money on loans for this property? 1. YES 5. NO 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3) X1417(#1) How much do you still owe? X1517(#2) X1617(#3) Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; R owes no money on property X1416^=1/X1516^=1/X1616^=1) X1619(#4) About how much in total is owed to you on the remaining notes, land contracts, or mortgages? About how much in total is owed to your family on the remaining notes, land contracts, or mortgages? Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; fewer than 4 loans: X1403<4) X8402(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; did not break off early in grid) X1620(#4) Do you still owe any money on loans for these other properties? Do you or your family here still owe any money on loans for these other properties? 1. YES 5. NO 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; fewer than 4 loans: X1403<4) X8403(#4) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; did not break off early in grid) X1621(#4) Altogether how much do you still owe? Altogether how much does your family still owe? Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; fewer than 4 loans: X1403<4; R owes no money on properties: X1620^=1) X8404(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; did not break off early in grid; no money owed on properties underlying loans: X8403^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- INVESTMENT REAL ESTATE AND VACATION PROPERTIES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X1700 Do you own any (other) real estate such as a lot, vacation home, timeshare, apartment building, commercial property, or other investment property, including properties owned in partnership with other people? Do you or anyone in your family living here own any (other) real estate such as a lot, vacation home, timeshare, apartment building, commercial property, or other investment property, including properties owned in partnership with other people? 1. YES 5. NO X7555 Are any of these properties owned by a business? 1. YES 5. NO 0. Inap. (No properties: X1700=5) X1701 How many properties that are not owned by a business do you own or have an interest in? How many properties that are not owned by a business do you and your family living here own or have an interest in? Earlier you told me you own your home separately from the other unit you own on the property. Please include the rest of the property here. Earlier you told me you own your home separately from the other units you own on the property. Please include the rest of the property here. Code number -1. None 0. Inap. (No properties: X1700=5) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 20 ********************************************* X6688 Originally reported value of X1701 (see introduction) Code number -1. None 0. Inap. (No properties: X1700=5) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 20 ********************************************* ----------------------------------------------------------------------------- #1 refers to first property #2 refers to second property #3 refers to third property #4 refers to all remaining vacation properties #5 refers to all remaining properties other than vacation properties ----------------------------------------------------------------------------- X1703(#1) I want to ask first about the property where you live. X1803(#2) In the questions that follow, please give me the amounts X1903(#3) for the building excluding your unit. I want to ask about the property where you live. In the questions that follow, please give me the amounts for the building excluding your unit. I want to ask first about the most valuable property. About the property..... About the next most valuable property..... What type of property is this? 10. Farm/Ranch -- any mention 11. Land only: Lot, tract, acreage; building lots; "farmland" 12. Land and (seasonal) residence (exc. 14); "house + 50 acres" 13. Land and some other type of structure 14. Land and trailer/mobile home 21. Seasonal/vacation house (winter/summer home; cottage; etc.) 22. Trailer/Mobile Home 24. Mobile home park 25. Time-share ownership -- any 40. One single family house 41. Multiple single family houses 42. Duplex 2 unit residence 43. Triplex - 3 unit residence 44. Fourplex - 4 unit residence 45. 5 or more unit residence 46. "Apartment house" -- NA # of units; "rental" units or property NFS 47. Other business/commercial property (exc. 41-46) 48. Business/commercial and residentaial combination 49. Condominium 50. Residential 51. Garage 52. Burial lot -7. Other, including combinations 999. Misc. vacation property mapped from mop-up question 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1) ******************************************************* FOR THE PUBLIC DATASET, CODES 12, 13, 14, 22, AND 24 ARE COMBINED WITH 12; CODE 25 IS COMBINED WITH 21; CODES 43 AND 44 COMBINED WITH 42; CODE 48 IS COMBINED WITH 47; CODE 46 IS COMBINED WITH 45; CODE 52 IS COMBINED WITH -7. ******************************************************* X1704(#1) Is this property owned by you, is it owned jointly with X1804(#2) others, owned by a partnership, is it a timeshare, or what? X1904(#3) Is this property owned by you and your family living here, is it owned jointly with others, owned by a partnership, is it a timeshare, or what? 1. OWNED BY R (AND FAMILY LIVING THERE) 2. OWNED JOINTLY 3. PARTNERSHIP; limited partnership 4. REAL ESTATE INVESTMENT TRUST (REIT) 5. TIMESHARE 8. Property moved from mopup and assumed to be all R's (value collected in mopup is R's share) 10. Corporation NEC -7. Other; including combinations 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) X1705(#1) What percentage of the property do you own? X1805(#2) X1905(#3) What percentage of the property do you and your family living here own? Code percent * 100 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) NOTE: For timeshares, ownership is always taken as 100 percent. X1706(#1) How much in total is this timeshare worth? X1806(#2) X1906(#3) How much in total is this property worth? I mean, what would it bring if it were sold today? INTERVIEWER: WE WANT THE TOTAL VALUE OF THE PROPERTY, NOT JUST R'S SHARE. (asked if property not a time share) Code value -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) In what month and year did you first purchase this property? In what month and year did you first purchase any part of this property? In what month and year did you first purchase this timeshare? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) X1707(#1) Code month X1807(#2) 1. January X1907(#3) 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1708(#1) Code year (4 digits) X1808(#2) 0. Inap. (No properties: X1700=5; no properties not owned X1908(#3) by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1920 ************************************************** X1710(#1) CODE GIFT/INHERITANCE X1810(#2) 1. GIFT/INHERITANCE X1910(#3) 5. R PURCHASED 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) X1709(#1) What was the value of the property when received? X1809(#2) X1909(#3) What was the purchase price of your timeshare? What was the total purchase price? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) X1711(#1) Are there any outstanding loans or mortgages on this timeshare? X1811(#2) X1911(#3) Are there any outstanding loans or mortgages on this property? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) In what month and year did you obtain or last refinance the loan? X1712#1) Code month X1812(#2) 1. January X1912(#3) 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1713(#1) Code year (4 digits) X1813(#2) 0. Inap. (No properties: X1700=5; no properties not owned X1913(#3) by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1714(#1) How much was borrowed or refinanced for your timeshare? X1814(#2) X1914(#3) In total, how much was borrowed or refinanced? Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1715(#1) How much is still owed? X1815(#2) X1915(#3) In total, how much is still owed? Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) How many years or what number of payments were agreed upon when the loan was taken out? In total, how many years or what number of payments were agreed upon when the loan was taken out? X1716(#1) Code number of years X1816(#2) -1. No set number of years X1916(#3) -7. Unable to calculate from number of payments 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1717(#1) Code number of payments X1817(#2) -1. No set number of payments X1917(#3) -7. Unable to calculate from number of years 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X9157(#1) Recode: Term of loan in months X9158(#2) X9159(#3) Code months -1. No set number of years/payments -7. Unable to calculate from number of payments/years 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1718(#1) How much are the payments? X1818(#2) X1918(#3) In total, how much are the payments? Code amount -1. Nothing -2. No regular payments 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no set number of payments: X1716=-1/X1816=-1/X1916=-1) X1719(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X1819(#2) And how often are they due? X1919(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no set number of payments: X1716=-1/X1816=-1/X1916=-1) X1723(#1) What is the typical payment? X1823(#2) -1. None X1923(#3) -2. NO TYPICAL PAYMENTS 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; set number of payments and positive amount of payments: X1716^=-1 and X1718>0/ /X1816^=-1 ad X1818>0/X1916^=-1 and X1918>0) X1724(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X1824(#2) And how often is it made? X1924(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO TYPICAL PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; set number of payments and positive amount of payments: X1716^=-1 and X1718>0/ /X1816^=-1 ad X1818>0/X1916^=-1 and X1918>0) X1720(#1) Does this amount include property taxes or insurance? X1820(#2) INTERVIEWER: PROBE FOR WHICH. X1920(#3 1. Taxes only 2. Insurance only 3. Both 4. Neither 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no typical payment: X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2) X1721(#1) Will the regular payments repay the loan completely or will X1821(#2) there be a balance payable, or "balloon" payment when the X1921(#3) loan is due? 1. Repay completely 5. Balloon 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no typical payment: X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2) X1722(#1) What will the balance due or balloon payment be? X1822(#2) X1922(#3) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no typical payment: X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2; no balloon payment: X1721^=2/X1821^=2/X1921^=2) X7554(#1) Is this loan being paid off ahead of schedule, behind X7553(#2) schedule, or are the payments about on schedule? X7552(#3) 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no set number of payments: X1716=-1/X1816=-1/X1916=-1; no typical payment: X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2) X1725(#1) When do you expect this loan to be repaid? X1825(#2) X1925(#3) Code year (4 digits) 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no set number of payments: X1716=-1/X1816=-1/X1916=-1; loan on schedule: X7554=1/ X7553=1/X7552=1) X1726(#1) What is the current annual interest rate being charged on X1826(#2) the loan? X1926(#3) Code percent * 100 -1. No interest 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1727(#1) Does this loan have an adjustable rate? That is, does it X1827(#2) have an interest rate that can rise and fall from time to time? X1927(#3) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1728(#1) Please look at the Institutions Card. Is the loan with any X1828(#2) of the institutions on the Institutions Card, or from X1928(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X9099(#1) Recode: type of institution X9100(#2) X9101(#3) See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1729(#1) Did you receive any income from this property in 1994? X1829(#2) X1929(#3) Did your family living here receive any income from this property in 1994? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) X1730(#1) How much gross income did you receive? X1830(#2) X1930(#3) How much gross income did your family receive? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no income from property: X1719^-1/X1819^=1/X1929^=1) X2001(#4) About the remaining properties that you own, are any of these vacation homes or land you use for recreational purposes? About the remaining properties that you and your family living here own, are any of these vacation homes or land you use for recreational purposes? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4) X8405(#4) Original value of total for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid) X2002(#4) How much in total is your share of these vacation homes or recreational property worth? How much in total is your family's share of these vacation homes or recreational property worth? Code value 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1) X8406(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1) X2003(#4) What was your total purchase price for these properties? What was your family's total purchase price for these properties? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.) Code value 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties X1701<4; 4 or more properties, but no vacation: properties beyond 3rd property: X1701>=4 and X2001^=1) X8407(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1) X2004(#4) CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1) X8408(#4) Original value for Rs who did not provide complete information within the grid structure (see introduction) Code gift/inheritance 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1) X2005(#4) Are there any mortgages or loans outstanding against these vacation homes or recreational land? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1) X8409(#4) Original value for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1) X2006(#4) Altogether, about how much is owed on your share of these mortgages or loans? Altogether, about how much is owed on your family's share of these mortgages or loans? Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1; no loans on property: X2005^=1) X8410(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1; no mortgages on residual vacation properties: X8409^=1) X2007(#4) How much are the payments on these loans or mortgages? Code amount -1. Nothing -2. No regular payments 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1; no loans on property: X2005^=1) X2008(#4) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1; no loans on property: X2005^=1) X8411(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1; no mortgages on residual vacation properties: X8409^=1) X8412(#4) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1; no mortgages on residual vacation properties: X8409^=1) X2009(#4) Did you receive any income in 1994 from renting out these vacation homes or recreational land? Did you or your family living here receive any income in 1994 from renting out these vacation homes or recreational land? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1) X8413(#4) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1) X2010(#4) Altogether, how much gross income did you receive? Altogether, how much gross income did your family receive? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1; no income from property: X2009^=1) X8414(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1; no rental income on residual vacation properties X8413^=1) X2011(#5) Are there any remaining properties you own that you have not told me details about? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4) X8415(#5) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid) X2012(#5) For the remaining properties that you own, about how much in total is your share worth? I mean, what could you sell them for? For the remaining properties that you own, about how much in total is your family's share worth? I mean, what could you sell them for? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; no further properties: X2011^=1) X8416(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1) X2013(#5) About how much was your total purchase price for these properties? About how much was your family's total purchase price for these properties? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.) Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; no further properties: X2011^=1) X8417(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1) X2014(#5) CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; no further properties: X2011^=1) X8418(#5) Original value for Rs who did not provide complete information within the grid structure (see introduction) Code gift/inheritance 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1) X2015(#5) Are there mortgages or loans outstanding against these properties? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; no further properties: X2011^=1) X8419(#5) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1) X2016(#5) Altogether, about how much is owed on your share of these mortgages or loans? Altogether, about how much is owed on your family's share of these mortgages or loans? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; no further properties: X2011^=1; no loans on property: X2015^=1) X8420(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1; no mortgages on remaining properites: X8419^=1) X2017(#5) How much are the payments on these loans or mortgages? Code amount -1. Nothing -2. No typical payment 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; no further properties: X2011^=1; no loans on property: X2015^=1) X2018(#5) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; no further properties: X2011^=1; no loans on property: X2015^=1) X8421(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1; no mortgages on remaining properites: X8419^=1) X8422(#5) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1; no mortgages on remaining properites: X8419^=1) X2019(#5) Did you receive any income in 1994 from renting out any of these properties? Did you or your family living here receive any income in 1994 from renting out any of these properties? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; no further properties: X2011^=1) X8423(#5) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1) X2020(#5) Altogether, how much gross income from these properties did you receive in 1994? Altogether, how much gross income from these properties did your family receive in 1994? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; no further properties: X2011^=1; no income from property: X2019^=1) X8424(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1; no income from remaining properties: X8423^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- BUSINESSES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X3101 DOES R OPERATE A FARM/RANCH BUSINESS ON THEIR PROPERTY? (Coded automatically by CAPI program: X503=1 implies YES, otherwise NO) 1. YES 5. NO X3103 Now I would like to ask you about businesses you may own. Do you own or share ownership in any privately-held businesses, farms, professional practices, limited partnerships or any other types of partnerships? Do not include corporations with publicly-traded stock or any property partnerships that have already been recorded earlier. Now I would like to ask you about businesses you may own. Do you and your family living here own or share ownership in any privately-held businesses, farms, professional practices, limited partnerships or any other types of partnerships? Do not include corporations with publicly-traded stock or any property partnerships that have already been recorded earlier. 1. YES 5. NO (value set to YES when R reported having a farm business: X3101=YES) ----------------------------------------------------------------------------- ACTIVELY MANAGED BUSINESSES ----------------------------------------------------------------------------- X3104 Do you have an active management role in any of these businesses? Do you or anyone in your family living here have an active management role in any of these businesses? INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITED PARTNERSHIP, BUT NOT THE LIMITED PARTNERS. IF R OWNS A HOLDING COMPANY OR MANAGED INVESTMENTS ACOUNTS, REPORT THE COMPONENTS SEPARATELY. 1. YES 5. NO 0. Inap. (no businesses: X3103^=1) (value set to YES when R reported having a farm business: X3101=YES) X3105 Including your (farm/ranch) business here, in how many (farms/ranches), privately-held businesses, professional practices, limited partnerships, or any other types of partnership do you own or share ownership in and have an active management role? Do not include corporations with publicly-traded stock or any property partnerships that have already been recorded earlier. Including your (farm/ranch) business here, in how many (farms/ranches), privately-held businesses, professional practices, limited partnerships, or any other types of partnership do you or your family living here own or share ownership in and have an active management role? Do not include corporations with publicly-traded stock or any property partnerships that have already been recorded earlier. INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITED PARTNERSHIP, BUT NOT THE LIMITED PARTNERS. IF R OWNS A HOLDING COMPANY OR MANAGED INVESTMENTS ACCOUNTS, REPORT THE COMPONENTS SEPARATELY. In how many businesses do you have an active management role? In how many businesses do you or anyone in your family living here have an active management role? Code number 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1) I will ask you first about your (farm/ranch) business. When we talk about the value of (farm/ranch) assets and liabilities here, we are referring to (farm/ranch) implements, livestock, crops, etc., and operating loans other than your mortgages. INTERVIEWER: DO NOT INCLUDE THE VALUE OF THE PROPERTIES AND LOANS ALREADY RECORDED. ********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 25 ********************************************** X6689 Originally reported value of X3105 (see introduction) Code number 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1) ********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 25 ********************************************** ----------------------------------------------------------------------------- #1 refers to first actively managed business #2 refers to second actively managed business #3 refers to third actively managed business #4 refers to all remaining actively managed businesses ----------------------------------------------------------------------------- X3107(#1) What kind of business is it/the largest business/the next X3207(#2) business/that is, what does the business make of do? X3307(#3) 1. Farm; nursery; train dogs; forest management; agricultural services; landscaping 2. Restaurant; bar 3. Auto repair; car wash 4. Direct sales: Amway; Avon; Mary Kay; Tupperware; Stanley Home Products 5. Contracting; construction services; plastering; painting; plumbing 6. Real Estate; insurance 7. Professional practice, incl. law, medicine, architecture; accounting; bookkeeping 8. Beauty shop; barber shop 9. Manufacturing, incl. printing/publishing 10. Gas station 11. Food/liquor stores 12. Other retail and/or wholesale business (exc. 02, 04, 10, 11) 13. Trucking; moving and storage; warehousing 14. Repair services (exc. auto, 03) 15. Personal services; (exc. beauty shop, code 08) hotel, dry cleaners, etc. 16. Entertainment services, incl. movie house, dance studio, etc 17. Business management and consulting services 18. Other business services (exc. 17): advertising, equipment rental, computer programming, auctioneering, pest control, industrial recycling 19. Banks and brokerage firms; mortage/finance company 20. Communications; cable tv or radio stations 21. Mining, extraction; oil, gas and water services 22. Art, crafts, related areas 23. Writing, training, speaking services 24. Transportation services (exc. 13), parking -7. Other; incl. foreign-operated business 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) ****************************************************** THE FOLLOWING NEW CATEGORIES HAVE CREATED FOR THE PUBLIC DATASET: IF (business type=1) THEN newcode=1; ELSE IF (business type=5 or 21) THEN newcode=2; ELSE IF (business type=9 or 22) THEN newcode=3; ELSE IF (business type=2, 4, 10, 11, or 12) THEN newcode=4; ELSE IF (business type=3, 6, 16, 18, or 19) THEN newcode=5; ELSE IF (business type=7, 8, 13, 14, 15, 17, 20, 23, or 24) THEN newcode=6; ****************************************************** X3108(#1) How did you first acquire this business; was it bought or X3208(#2) invested in, started by you, inherited, given to you, or what? X3308(#3) How did you or your family living here first acquire this business; was it bought or invested in, started by you, inherited, given to you, or what? 1. BOUGHT/INVEST 2. STARTED 3. INHERITED 4. GIVEN 5. Joined/became partner/promotion -7. OTHER 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) ****************************************************** FOR THE PUBLIC DATASET, CODE 4 HAS BEEN COMBINED WITH CODE 3 ****************************************************** X3110(#1) In what year did you start the business? X3210(#2) X3310(#3) In what year did you acquire the business? Code year (4 digits) 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3111(#1) How many employees does it have including you? X3211(#2) X3311(#3) How many employees does it have including you and members of your family? Code number -1. No one working in business; business is about to be sold 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) ************************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 5,000 ************************************************* X3112(#1) INTERVIEWER CHECKPOINT X3212(#2) 1. R LIVES ALONE X3312(#3) 2. ALL OTHERS 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** Which members of your family living here work in or participate in the operation of the business? INTERVIEWER: CODE ALL THAT APPLY X3113(#1) RESPONDENT X3213(#2) X3313(#3) 1. Checked 5. Not checked 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3114(#1) SPOUSE/PARTNER X3214(#2) X3314(#3) 1. Checked 5. Not checked 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3115(#1) ADULT CHILD; child; child-in-law; grandchild X3215(#2) X3315(#3) 1. Checked 5. Not checked 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3116(#1) OTHER ADULT IN HOUSEHOLD X3216(#2) X3316(#3) 1. Checked 5. Not checked 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3117(#1) OTHER --> -7 X3217(#2) X3317(#3) 1. Checked 5. Not checked 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R lives alone: X101=1) X3118(#1) Other than you and your (spouse/partner), how many hours X3218(#2) does the other family member work in this business in a X3318(#3) normal week? Other than you and your (spouse/partner), how many hours does the most involved family member work in this business in a normal week? Other than you, how many hours does the other family member work in this business in a normal week? Other than you, how many hours does the most involved family member work in this business in a normal week? How many hours does the other family member work in this business in a normal week? How many hours does the most involved family member work in this business in a normal week? Code number of hours -1. None 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R lives alone: X101=1; no one in PEU besides R/Spouse work in business: X3115^=1 and X3116^=1 and X3117^=1/X3215^=1 and X3216^=1 and X3217^=1/X3315^=1 and X3316^=1 and X3317^=1/) X3119(#1) Is it a partnership, a sole proprietorship, a subchapter S X3219(#2) corporation, another type of corporation, or what? X3319(#3) 1. PARTNERSHIP 2. SOLE PROPRIETORSHIP 3. SUBCHAPTER S 4. OTHER CORPORATION (including C chapter corps) 6. Foreign business type 11. Limited partnership 12. Limited liability company -7. OTHER; not a formal business type 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) ****************************************************** FOR THE PUBLIC DATASET, CODE 12 HAS BEEN COMBINED WITH CODE 11. ****************************************************** X3120(#1) These next few questions are about the relationship between X3220(#2) your personal finances and the finances of your business. X3320(#3) These next few questions are about the relationship between your family's personal finances and the finances of your family's business. Are you using personal assets as collateral or did you have to cosign or guarantee any loans for this business? Are you or your family living here using personal assets as collateral or did you have to cosign or guarantee any loans for this business? 1. YES 5. NO 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X7144(#1) Which of these did you do? Collateralize a loan, guarantee X7145(#2) a loan, or both? X7146(#3) 1. COLLATERALIZE 2. GUARANTEE 3. BOTH 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; did not guarantee or collateralize: X3120^=1/X3220^=1/X3320-^=1) X3121(#1) How much is collateralized? X3221(#2) X3321(#3) How much is guaranteed? How much is guaranteed or collateralized? Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; did not guarantee or collateralize: X3120^=1/X3220^=1/X3320-^=1) X3122(#1) Did I record this earlier? X3222(#2) X3322(#3) 1. YES 4. R reported YES, but no apparent match in data 5. NO 6. R reported YES, partially recorded earlier 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; did not guarantee or collateralize: X3120^=1/X3220^=1/X3320-^=1) NOTE: where (X3122 X3222 X3322)=1, the amount of the loan is not edited out of the earlier location. See model SAS code definition of net worth later in this codebook for one possible treatment. X7551(#1) Which loan was that? X7550(#2) X7549(#3) 1. Credit Card 2. 1st Mortgage 3. 2nd Mortgage 4. Home Equity Loan 5. Line of Credit 6. Other Real Estate Loan 13. More than one mortgage on principal residence 14. Combination of line of credit and other real estate loan -7. Other 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; did not guarantee or collateralize: X3120^=1/X3220^=1/X3320-^=1; loan not reported earlier: X3122^=1/X3221^=1/X3321^=1) X3123(#1) Other than guarantees, does the business owe you any money? X3223(#2) X3323(#3) Does the business owe you any money? Other than guarantees, does the business owe you or your family living here any money? Does the business owe you or your family living here any money? 1. YES 5. NO 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3124(#1) How much is owed? X3224(#2) X3324(#3) Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; business does not owe R any money: X3123^=1/X3223^=1/X3323^=1) X3125(#1) Do you owe the business any money? X3225(#2) X3325(#3) Do you or your family living here owe the business any money? 1. YES 5. NO 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3126(#1) How much do you owe? X3226(#2) X3326(#3) Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R does not owe business any money: X3125^=1/X3225^=1/X3325^=1) X3127(#1) Did I record this earlier? X3227(#2) X3327(#3) 1. YES 4. R reported YES, but no apparent match in data 5. NO 6. R reported YES, partially recorded earlier 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R does not owe business any money: X3125^=1/X3225^=1/X3325^=1) Note: this variable was extensively edited to verify amounts reported earlier X7548(#1) When was it mentioned? X7547(#2) X7546(#3) 1. Credit Card 2. 1st Mortgage 3. 2nd Mortgage 4. Home Equity Loan 5. Line of Credit 6. Other Real Estate Loan 13. More than one mortgage on principal residence 14. Combination of line of credit and other real estate loan -7. Other 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R does not owe business any money: X3125^=1/X3225^=1/X3325^=1; amount owed to business not reported earlier: X3127^=1/X3227^=1/X3327^=1) X3128(#1) What percentage of the business do you own? X3228(#2) X3328(#3) What percentage of the business do you and your family living here own? Code percent * 100 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3129(#1) What is the net worth of this business? X3229(#2) X3329(#3) What is the net worth of your share of this business? What could you sell it for? Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3130(#1) If you sold the business now, what would be the cost basis X3230(#2) for tax purposes of this share? (What was your original X3330(#3) investment)? Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3131(#1) What were the gross receipts or gross sales of the business X3231(#2) as a whole in 1994? X3331(#3) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3132(#1) What was the business's total net income before taxes in 1994? X3232(#2) X3332(#3) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3335(#4) For the remaining business you own and actively manage, what could you sell your share for? (What is your share worth?) For the remaining businesses you own and actively manage, what could you sell your share for? (What is your share worth?) For the remaining business you and your family living here own and actively manage, what could you sell your share for? (What is your share worth?) For the remaining businesses you and your family living here own and actively manage, what could you sell your share for? (What is your share worth?) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; fewer than 4 actively managed businesses: X3105<4) X8425(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; did not break off early in grid) X3336(#4) If you sold this business now, what would be the cost basis for tax purposes of your share? (What was your original investment?) If you sold these businesses now, what would be the cost basis for tax purposes of your share? (What was your original investment?) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; fewer than 4 actively managed businesses: X3105<4) X8426(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; did not break off early in grid) X3337(#4) What was the total net income you received from this business in 1994? What was the total net income you received from these businesses in 1994? What was the total net income you and your family living here (received from this business in 1994?/received from these businesses in 1994?) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; fewer than 4 actively managed businesses: X3105<4) X8427(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; did not break off early in grid) ----------------------------------------------------------------------------- NON-ACTIVELY MANAGED BUSINESSES ----------------------------------------------------------------------------- X3401 Do you own or have an interest in any other businesses or any type of partnership where you do not have an active management role? Do you or anyone in your family living here own or have an interest in any other businesses or any type of partnership where you do not have an active management role? 1. YES 5. NO X3402 How many of these businesses or partnerships do you own or share ownership in? How many of these businesses or partnerships do you and your family living here own or share ownership in? Code number 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 25 ********************************************* ----------------------------------------------------------------------------- #1 refers to limited partnerships #2 refers to other partnerships #3 refers to subchapter S corporations #4 refers to other types of corporations #5 refers to sole proprietorships #6 refers to all other non-actively managed businesses ----------------------------------------------------------------------------- Is it a sole-proprietorship, a limited partnership, another type of partnership, a Subchapter S corporation, another type of corporation, or what? X3407(#1) (I need to know what type of businesses these are.) Are any of them limited partnership? X3411(#2) Are any of them other partnership? X3415(#3) Are any of them subchapter S corporation? X3419(#4) Are any of them other corporation? X3423(#5) Are any of them sole proprietorship? X3427(#6) Are any of them some other kind of business? 1. YES 5. NO 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1) What could you sell your share for? (What is it worth?) What could you sell your family's share for? (What is it worth?) X3408(#1) What could you sell your share of all these Limited Partnerships for? (What is it worth?) What could you sell your family's share of all these Limited Partnerships for? (What is it worth?) X3412(#2) What could you sell your share of all these Other partnerships for? (What is it worth?) What could you sell your family's share of all these Other partnerships for? (What is it worth?) X3416(#3) What could you sell your share of all these Subchapter S Corporations for? (What is it worth?) What could you sell your family's share of all these Subchapter S Corporations for? (What is it worth?) X3420(#4) What could you sell your share of all these Other Corporations for? (What is it worth?) What could you sell your family's share of all these Other Corporations for? (What is it worth?) X3424(#5) What could you sell your share of all these Sole Proprietorships for? (What is it worth?) What could you sell your family's share of all these Sole Proprietorships for? (What is it worth?) X3428(#6) What could you sell your share of all these (other type) for? (What is it worth?) What could you sell your family's share of all these (other type) for? (What is it worth?) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1; no non-actively managed businesses of type: X3407^=1/X3411^=1/X3415^=1/X3419^=1/ X3423^=1/X3427^=1) X8452 Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1 no non-actively managed businesses: X3401^=1; did not break off early in grid) If you sold this business now, what would be the cost basis for tax purposes? (What was your original investment?) X3409(#1) If you sold these Limited Partnerships now, what would be the cost basis for tax purposes? (What was your original investment?) X3413(#2) If you sold these Other partnerships now, what would be the cost basis for tax purposes? (What was your original investment?) X3417(#3) If you sold these Subchapter S Corporations now, what would be the cost basis for tax purposes? (What was your original investment?) X3421(#4) If you sold these Other Corporations now, what would be the cost basis for tax purposes? (What was your original investment?) X3425(#5) If you sold these Sole Proprietorships now, what would be the cost basis for tax purposes? (What was your original investment?) X3429(#6) If you sold these (other type) now, what would be the cost basis for tax purposes? (What was your original investment?) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1; no non-actively managed businesses of type: X3407^=1/X3411^=1/X3415^=1/X3419^=1/ X3423^=1/X3427^=1) X8453 Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1 no non-actively managed businesses: X3401^=1; did not break off early in grid) What was the total net income you received from this business in 1994? What was the total net income you and your family living here received from this business in 1994? X3410(#1) What was the total net income you received from all such Limited Partnerships in 1994? What was the total net income you and your family living here received from all such Limited Partnerships in 1994? X3414(#2) What was the total net income you received from all such Other partnerships in 1994? What was the total net income you and your family living here received from all such Other partnerships in 1994? X3418(#3) What was the total net income you received from all such Subchapter S Corporations in 1994? What was the total net income you and your family living here received from all such Subchapter S Corporations in 1994? X3422(#4) What was the total net income you received from all such Other Corporations in 1994? What was the total net income you and your family living here received from all such Other Corporations in 1994? X3426(#5) What was the total net income you received from all such Sole Proprietorships in 1994? What was the total net income you and your family living here received from all such Sole Proprietorships in 1994? X3430(#6) What was the total net income you received from all such (other type) in 1994? What was the total net income you and your family living here received from all such (other type) in 1994? Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1; no non-actively managed businesses of type: X3407^=1/X3411^=1/X3415^=1/X3419^=1/ X3423^=1/X3427^=1) X8454 Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1 no non-actively managed businesses: X3401^=1; did not break off early in grid) X7545 Were you ever involved in the active management of the businesses? Were you ever involved in the active management of the business? Were you or any of your family living here ever involved in the active management of the businesses? Were you or any of your family living here ever involved in the active management of the business? 1. Yes 5. No 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- VEHICLES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- VEHICLES SUPPLIED BY A BUSINESS ----------------------------------------------------------------------------- X2501 Now I'd like to get some information on your vehicles. Some people have cars or other vehicles provided to them by a business for personal and business use. Do you have any such business vehicles? Now I'd like to get some information on your family's vehicles. Some people have cars or other vehicles provided to them by a business for personal and business use. Do you or anyone in your family have any such business vehicles? 1. YES 5. NO X2502 How many such vehicles do you regularly use? How many such vehicles do you or someone in your family living here regularly use? Code number 0. Inap. (no vehicles supplied by a business: X2501^=1) X7149 Does the business lease this vehicle? Does the business lease any of these vehicles? 1. YES 5. NO 0. Inap. (no vehicles supplied by a business: X2501^=1) ----------------------------------------------------------------------------- LEASED VEHICLES ----------------------------------------------------------------------------- X2101 Now I'd like to get some information on your (family's) vehicles. Now I'd like to get some information on your (family's) vehicles. Other than any vehicles provided by a business... Are you currently leasing any cars or other vehicles? Are you or anyone in your family living here currently leasing any cars or other vehicles? 1. YES 5. NO X2102 Not counting vehicles leased by a business, how many cars or other vehicles do you lease? Not counting vehicles leased by a business, how many cars or other vehicles do you and your family living here lease? Code number 0. Inap. (no personally leased vehicles: X2101^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 3 ******************************************** X6690 Originally reported value of X2102 (see introduction) Code number 0. Inap. (no personally leased vehicles: X2101^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 3 ******************************************** ----------------------------------------------------------------------------- #1 refers to first personally leased vehicle #2 refers to second personally leased vehicle #3 refers to all other personally leased vehicles ----------------------------------------------------------------------------- X2103(#1) What make and model is this vehicle? X2110(#2) What make and model is the newest vehicle? What make and model is the next vehicle? Code make and model 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2102<2) ******************************************* NOT INCLUDED IN THE PUBLIC DATASET ******************************************* X2104(#1) What model year is it? X2111(#2) Code year (4 digits) 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2102<2) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1975 ************************************************** X8163(#1) Recode: prevailing retail VALUE OF VEHICLE as of fall 1995 X8164(#2) according to industry guidebook Code value 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2102<2) X2105(#1) How much are your lease payments? X2112(#2) Code amount -1. Nothing -2. No regular payments 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2102<2) X2106(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X2113(#2) And how often are they due? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2102<2) How many years or months was the original lease? X2107(#1) Code number of years X2114(#2) -1. Less than one year 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2102<2; number of months given: X2108/X2115>0) X2108(#1) Code number of months X2115(#2) 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2102<2; number of years given: X2107/X2114>0) X2117(#3) Altogether, about how much are the lease payments on your other leased vehicles? Altogether, about how much are the lease payments on your other leased vehicle? Code amount -1. Nothing -2. No regular payments 0. Inap. (no personally leased vehicles: X2101^=1; fewer than 3 leased vehicles: X2102<3) X2118(#3) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (no personally leased vehicles: X2101^=1; fewer than 3 leased vehicles: X2102<3) X8428(#3) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no personally leased vehicles: X2101^=1; did not break off early in grid) X8429(#3) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (no personally leased vehicles: X2101^=1; did not break off early in grid) ----------------------------------------------------------------------------- OWNED CARS, TRUCKS, VANS, AND SPORT UTILITY VEHICLES ----------------------------------------------------------------------------- X2201 Do you own any cars, or any kind of truck, van or jeep-type vehicle? Do you or anyone in your family here own any cars, or any kind of truck, van or jeep-type vehicle? Do not include motorcyles, tractors, snow blowers, etc., or any vehicles owned by a business. 1. YES 5. NO X2202 Altogether, how many such cars or vehicles do you own? Altogether, how many such cars or vehicles do you and your family living here own? Code number 0. Inap. (no owned cars etc.: X2201^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* X6691 Originally reported value of X2202 (see introduction) Code number 0. Inap. (no owned cars etc.: X2201^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* ----------------------------------------------------------------------------- #1 refers to first personally owned car #2 refers to second personally owned car #3 refers to third personally owned car #4 refers to fourth personally owned car #5 refers to all other personally owned cars ----------------------------------------------------------------------------- X2203(#1) What type of vehicle is it? X2303(#2) X2403(#3) What type of vehicle is the newest one? X7150(#4) What type of vehicle is the next one? INTERVIEWER: PROBE IF NECESSARY. Is it a car, a van or minivan, a jeep or sport-utility vehicle, a pickup, or what? 1. Car 2. Van/minivan 3. Jeep/sport-utility vehicle 4. Pickup 5. Antique/classic/collector vehicle 6. Truck (except pickup) -7. Other 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) ******************************************************** FOR THE PUBLIC DATASET, CODES 5 AND 6 ARE COMBINED WITH -7 ******************************************************** X2204(#1) What make and model is it? X2304(#2) X2404(#3) Code make and model X7151(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) ******************************************* NOT INCLUDED IN THE PUBLIC DATASET ******************************************* X2205(#1) What model year is it? X2305(#2) X2405(#3) Code year (4 digits) X7152(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1975 ************************************************** X8166(#1) Recode: prevailing retail VALUE OF VEHICLE as of fall 1995 X8167(#2) according to industry guidebook X8168(#3) X8188(#4) Code value 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) X7543(#1) Did you buy it new or used? X7542(#2) X7541(#3) 1. New X7153(#4) 2. Used 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) X7540(#1) In what year did you buy it? X7539(#2) X7538(#3) Code year (4 digits) X7154(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; did not buy car used: X7543^=1/X7542^=1/X7541^=1/ X7153^=1) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1975 ************************************************** X2206(#1) Not counting any loans I've already recorded, is any money X2306(#2) still owed on loans for this (make and model)? X2406(#3) X7155(#4) 1. YES 5. NO 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) In what month and year was the loan taken out? X2207(#1) Code month X2307(#2) 1. January X2407(#3) 2. February X7156(#4) 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2208(#1) Code year (4 digits) X2308(#2) X2408(#3) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X7157(#4) X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1) X2209(#1) How much was borrowed or financed? X2309(#2) X2409(#3) Code amount X7158(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1) X2210(#1) Is this a regular installment loan where you pay a fixed X2310(#2) dollar amount each month for a fixed number of months until X2410(#3) the loan is repaid, or some other kind? X7159(#4) 1. Regular Installment 2. Other Kind 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1) How many monthly payments or years were agreed upon when the loan was received? X2212(#1) Code number of years X2312(#2) -1. No set number of years X2412(#3) -7. Unable to calculate from number of payments X7161(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X7159^=1) X2211(#1) Code number of payments X2311(#2) -1. No set number of payments X2411(#3) -7. Unable to calculate from number of years X7160(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X7159^=1) X9162(#1) Recode: term of loan in months X9163(#2) -1. No set number of years/payments X9164(#3) -7. Unable to calculate from number of years/payments X9179(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X7159^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2213(#1) How much are the payments? X2313(#2) X2413(#3) Code amount X7162(#4) -1. Nothing -2. No regular payment 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X7159^=1; no set number of payments: X2212=-1/ X2312=-1/X2412=-1/X7161=-1) X7537(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7536(#2) And how often are they made? X7535(#3) X7163(#4) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X7159^=1; no set number of payments: X2212=-1/ X2312=-1/X2412=-1/X7161=-1) X2214(#1) What is the typical payment? X2314(#2) X2414(#3) Code amount X7164(#4) -1. Nothing -2. No typical payment 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; regular loan and regular payments: X2210=1 and X2213>0/X2310=1 and X2313>0/X2410=1 and X2413>0/ X7159=1 and X7162>0) X2215(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X2315(#2) And how often is it made? X2415(#3) X7165(#4) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; regular loan and regular payments: X2210=1 and X2213>0/X2310=1 and X2313>0/X2410=1 and X2413>0/ X7159=1 and X7162>0) X7534(#1) Is this loan being paid off ahead of schedule, behind X7533(#2) schedule, or are the payments about on schedule? X7532(#3) X7166(#4) 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X2410^=1/X7159^=1; no regular payment: X2213<=0/X2313<=0/X2413<=0/X7161<=0) In what month and year do you expect this loan to be repaid? X2216(#1) Code month X2316(#2) 1. January X2416(#3) 2. February X7167(#4) 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; payments on schedule: X7534=1/X7533=1/X7532=1/ X7166=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2217(#1) Code year (4 digit) X2317(#2) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2417(#3) X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X7168(#3) X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; payments on schedule: X7534=1/X7533=1/X7532=1/ X7166=1) X2218(#1) How much is still owed on this loan? X2318(#2) X2418(#3) Code amount X7169(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1) X2219(#1) What is the current annual rate of interest being charged X2319(#2) on this loan? X2419(#3) X7170(#4) Code percent * 100 -1. Nothing 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) X2220(#1) Please look at the Institutions Card. Is the loan with any X2320(#2) of the institutions on the Institutions Card, or from X2420(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) X7171(#4) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) X9102(#1) Recode: type of institution X9103(#2) X9104(#3) See MASTER INSTITIUTION LIST for other codes (See X308) X9215(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) X2422(#5) How much are all the other such vehicles that you own worth in today's prices? How much is the other such vehicle that you own worth in today's prices? How much are all the other such vehicles that you and others in your family living here own worth in today's prices? How much is the other such vehicle that you and others in your family living here own worth in today's prices? Code value 0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars: X2202<5) X8430(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no owned cars etc.: X2201^=1; did not break off early in grid) X2423(#5) Not counting loans I have already recorded, is any money still owed on loans for these vehicles? Not counting loans I have already recorded, is any money still owed on a loan for this vehicle? 1. YES 5. NO 0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars: X2202<5); X8431(#5) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (no owned cars etc.: X2201^=1; did not break off early in grid) X2424(#5) Altogether, about how much is still owed on these loans? Altogether, about how much is still owed on this loan? Code amount 0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars: X2202<5; no loan on car: X2423^=1); X8432(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no owned cars etc.: X2201^=1; did not break off early in grid; no money owed on residual vehicles: X8431^=1) X2425(#5) How much are the total payments on these loans? How much are the total payments on this loan? Code amount -1. Nothing -2. No regular payment 0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars: X2202<5; no loan on car: X2423^=1); X2426(#5) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars: X2202<5; no loan on car: X2423^=1); X8433(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no owned cars etc.: X2201^=1; did not break off early in grid; no money owed on residual vehicles: X8431^=1) X8434(#5) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no owned cars etc.: X2201^=1; did not break off early in grid; no money owed on residual vehicles: X8431^=1) ----------------------------------------------------------------------------- OTHER OWNED VEHICLES ----------------------------------------------------------------------------- X2503 Do you own any other vehicles such as a motorhome, RV, motorcycle, boat, or airplane? Do you or anyone in your family living here own any other vehicles such as a motorhome, RV, motorcycle, boat, or airplane? INTERVIEWER: DO NOT INCLUDE TRACTORS AND LAWN MOWERS 1. YES 5. NO X2504 Altogether, how many of these other vehicles do you own? Altogether, how many of these other vehicles do you or someone in your family living here own? Code number 0. Inap. (no other vehicles: X2503^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** X6692 Originally reported value of X2504 (see introduction) Code number 0. Inap. (no other vehicles: X2503^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** ----------------------------------------------------------------------------- #1 refers to first other owned vehicle #2 refers to second other owned vehicle #3 refers to all remaining other owned vehicle ----------------------------------------------------------------------------- X2505(#1) What type of vehicle is it? X2605(#2) What type of vehicle is the newest one? What type of vehicle is the next one? INTERVIEWER: PROBE IF NECESSARY. Is it a motorhome, RV, airplane, boat, or what? 1. Motorhome 2. RV 3. Airplane; helicopter 4. Boat 9. Tractor 11. Motorcycle; motor scooter 12. Snowmobile 13. Golf cart 14. Non-automobile off-road vehicle 15. Miscellaneous construction vehicle -7. Other 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2) ****************************************************** FOR THE PUBLIC DATASET, CODE 2 HAS BEEN COMBINED WITH CODE 1; CODE 4 HAS BEEN COMBINED WITH CODE 3; CODE 9 HAS BEEN COMBINED WITH CODE 15; CODE 13 HAS BEEN COMBINED WITH CODE 12. ****************************************************** X2506(#1) About how much is this (vehicle type) worth? X2606(#2) About how much is this vehicle worth? Code amount 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2) X2507(#1) Not counting any loans that I have already recorded, is any X2607(#2) money still owed on loans for this (vehicle type)? owed on loans for this vehicle? 1. YES 5. NO 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2) In what month and year was the loan taken out? X2508(#1) Code month X2608(#2) 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2509(#1) Code year (4 digits) X2609(#2) 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1) X2510(#1) How much was borrowed or financed, not counting the X2610(#2) finance charges? 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1) X2511(#1) Is this a regular installment loan where you pay a fixed X2611(#2) dollar amount each month for a fixed number of months until the loan is repaid, or some other kind? 1. Regular Installment 2. Other Kind 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1) How many monthly payments or years were agreed upon when the loan was received? X2513(#1) Code number of years X2613(#2) -1. No set number of years -7. Unable to calculate from number of payments 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1) X2512(#1) Code number of payments X2612(#2) -1. No set number of payments -7. Unable to calculate from number of years 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1) X9165(#1) Recode: term of loan in months X9166(#2) -1. No set number of years/payments -7. Unable to calculate from number of years/payments 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2514(#1) How much are the payments? X2614(#2) Code amount -1. Nothing -2. No regular payment 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1; no set number of payments: X2512=-1/X2612=-1) X7531(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7530(#2) And how often are they due? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1; no set number of payments: X2512=-1/X2612=-1) X2515(#1) What is the typical payment? X2615(#2) Code amount -1. Nothing -2. No typical payment 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1; regular loan and regular payments: X2511=1 and X2514>0/X2611=1 and X2614>0) X2516(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X2616(#2) And how often is it made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1; regular loan and regular payments: X2511=1 and X2514>0/X2611=1 and X2614>0) X7529(#1) Is this loan being paid off ahead of schedule, behind X7528(#2) schedule, or are the payments about on schedule? 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1; no regular payment: X2514<=0/X2614<=0) In what month and year do you expect this loan to be repaid? X2517(#1) Code month X2617(#2) 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1; payments on schedule: X7529=1/X7528=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2518(#1) Code year X2618(#2) 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1; payments on schedule: X7529=1/X7528=1) X2519(#1) How much is still owed on this loan? X2619(#2) Code amount 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1) X2520(#1) What is the current annual rate of interest being charged X2620(#2) on this loan? -1. Nothing 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1) X2521(#1) Please look at the Institutions Card. Is the loan with any X2621(#2) of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1) X9105(#1) Recode: type of institution X9106(#2) See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2; no loan on vehicle: X2507^=1/X2607^=1) X2623(#3) How much are all the other such vehicles that you own worth? How much is the other such vehicle that you own worth? How much are all the other such vehicles that you and others in your family living here own worth? How much is the other such vehicle that you and others in your family living here own worth? Code amount 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<3) X8435(#3) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no other vehicles: X2503^=1; did not break off early in grid) X2624(#3) Not counting loans I have already recorded, is any money still owed on loans for these vehicles? Not counting loans I have already recorded, is any money still owed on loans for this vehicle? 1. YES 5. NO 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<3) X8436(#3) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (no other vehicles: X2503^=1; did not break off early in grid) X2625(#3) Altogether, about how much is still owed on these loans? Altogether, about how much is still owed on this loan? Code amount 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<3; no money owed on vehicle: X2624^=1) X8437(#3) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no other vehicles: X2503^=1; did not break off early in grid; no loans on residual vehicles: X8436^=1) X2626(#3) How much are the total payments on these loans? How much are the total payments on this loan? Code amount -1. Nothing -2. No regular payment 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<3; no money owed on vehicle: X2624^=1) X2627(#3) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<3; no money owed on vehicle: X2624^=1) X8438(#3) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no other vehicles: X2503^=1; did not break off early in grid; no loans on residual vehicles: X8436^=1) X8439(#3) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no other vehicles: X2503^=1; did not break off early in grid; fewer than 3 other vehicles: X2504<2; no money owed on vehicle: X2624^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- EDUCATION LOANS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X7801 Not counting credit cards or loans you may have told me about in detail, do you owe any money or have any loans for educational expenses? Not counting credit cards or loans you may have told me about in detail, do you and your family living here owe any money or have any loans for educational expenses? 1. YES 5. NO X7802 How many such loans are there? Code number 0. Inap. (no education loans: X7801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** X6693 Originally reported value of X7802 (see introduction) Code number 0. Inap. (no education loans: X7801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** ----------------------------------------------------------------------------- #1 refers to first education loan #2 refers to second education loan #3 refers to third education #4 refers to fourth education #5 refers to fifth education #6 refers to sixth education #7 refers to all remaining education loans ----------------------------------------------------------------------------- In what month and year was this loan taken out? About the largest loan, in what month and year was this loan taken out? About the next loan, in what month and year was this loan taken out? X7803(#1) Code month X7826(#2) 1. January X7849(#3) 2. February X7903(#4) 3. March X7926(#5) 4. April X7949(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7804(#1) Code year (4 digits) X7827(#2) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7850(#3) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7904(#4) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7927(#5) X7802<6) X7950(#6) X7805(#1) How much was borrowed or financed, not counting the finance X7828(#2) charges? X7851(#3) X7905(#4) Code amount X7928(#5) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7951(#6) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) X7806(#1) Are you paying on this loan now? X7829(#2) X7852(#3) 1. YES X7906(#4) 5. NO X7929(#5) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7952(#6) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) X7173(#1) Are the payments on this loan deferred? X7174(#2) X7175(#3) 1. YES X7176(#4) 5. NO X7177(#5) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7178(#6) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/ X7806^=5/X7929^=5/X7952^=5) When will you start paying on this loan? X7807(#1) Code month X7830(#2) 1. January X7853(#3) 2. February X7907(#4) 3. March X7930(#5) 4. April X7953(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/ X7806^=5/X7929^=5/X7952^=5; payments not deferred: X7173^=1/X7174^=1/X7175^=1/X7176^=1/X7177^=1/X7178^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7808(#1) Code year (4 digits) X7831(#2) 0. Inap. X7854(#3) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7908(#4) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7931(#5) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7954(#6) X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/ X7806^=5/X7929^=5/X7952^=5; payments not deferred: X7173^=1/X7174^=1/X7175^=1/X7176^=1/X7177^=1/X7178^=1) X7809(#1) Is this loan accumulating interest which you will have to X7832(#2) pay? X7855(#3) X7909(#4) 1. YES X7932(#5) 5. NO X7955(#6) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/ X7806^=5/X7929^=5/X7952^=5; payments not deferred: X7173^=1/X7174^=1/X7175^=1/X7176^=1/X7177^=1/X7178^=1) When did you start paying on this loan? X7810(#1) Code month X7833(#2) 1. January X7856(#3) 2. February X7910(#4) 3. March X7933(#5) 4. April X7956(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7811(#1) Code year X7834(#2) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7857(#3) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7911(#4) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7934(#5) X7802<6; not paying on loan now and payments deferred: X7957(#6) X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1) X7812(#1) Is this a regular installment loan where you pay a fixed X7835(#2) dollar amount each month for a fixed number of months until X7858(#3) the loan is repaid,or some other kind? X7912(#4) X7935(#5) 1. Regular Installment X7958(#6) 2 Other Kind 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1) How many monthly payments or years were agreed upon when the loan was received? X7813(#1) Code number of years X7836(#2) -1. No set number of years X7859(#3) -7. Unable to calculate from number of payments X7913(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7936(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7959(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1); X7814(#1) Code number of payments X7837(#2) -1. No set number of payments X7860(#3) -7. Unable to calculate from number of years X7914(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7937(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7960(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1); X9173(#1) Recode: term of loan in months X9174(#2) -1. No set number of years/payments X9175(#3) -7. Unable to calculate from number of years/payments X9176(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X9177(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X9178(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1); ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7815(#1) How much are the payments? X7838(#2) X7861(#3) Code amount X7915(#4) -1. Nothing X7938(#5) -2. No regular payment X7961(#6) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1; no set number of payments: X7813=-1/ X7836=-1/X7859=-1/X7913=-1/X7936=-1/X7959=-1) X7816(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7839(#2) And how often are they made? X7862(#3) X7916(#4) Code frequency X7939(#5) 2. Week X7962(#6) 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1; no set number of payments: X7813=-1/ X7836=-1/X7859=-1/X7913=-1/X7936=-1/X7959=-1) X7817(#1) What is the typical payment? X7840(#2) X7863(#3) Code amount X7917(#4) -1. Nothing X7940(#5) -2. No typical payment X7963(#6) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; regular loan and regular payments: X7812=1 and X7815>0/ X7835=1 and X7838>0/X7858=1 and X7861>0/ X7912=1 and X7915>0/X7935=1 and X7938>0/X7958=1 and X7961>0) X7818(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7841(#2) And how often is it made? X7864(#3) X7918(#4) Code frequency X7941(#5) 2. Week X7964(#6) 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; regular loan and regular payments: X7812=1 and X7815>0/ X7835=1 and X7838>0/X7858=1 and X7861>0/ X7912=1 and X7915>0/X7935=1 and X7938>0/X7958=1 and X7961>0) X7821(#1) Is this loan being paid off ahead of schedule, behind X7844(#2) schedule, or are the payments about on schedule? X7867(#3) X7921(#4) 1. On schedule X7944(#5) 2. Ahead of schedule X7967(#6) 3. Behind schedule 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1; no set number of payments: X7813=-1/ X7836=-1/X7859=-1/X7913=-1/X7936=-1/X7959=-1) In what month and year do you expect this loan to be repaid? X7819(#1) Code month X7842(#2) 1. January X7865(#3) 2. February X7919(#4) 3. March X7942(#5) 4. April X7965(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; payments on schedule: X7821=1/X7844=1/X7867=1/X7921=1/ X7944=1/X7967=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7820(#1) Code year (4 digit) X7843(#2) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7866(#3) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7920(#4) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7943(#5) X7802<6; not paying on loan now and payments deferred: X7966(#6) X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; payments on schedule: X7821=1/X7844=1/X7867=1/X7921=1/ X7944=1/X7967=1) X7822(#1) What is the current annual rate of interest being charged X7845(#2) on this loan? X7868(#3) X7922(#4) Code percent * 100 X7945(#5) -1. Nothing X7968(#6) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; interest not accumulating: X7809=5/X7832=5/X7855=5/ X7909=5/X7932=5/X7955=5) X7823(#1) Please look at the Institutions Card. Is the loan with any X7846(#2) of the institutions on the Institutions Card, or from X7869(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) X7923(#4) (IF SOMEPLACE ELSE: What type of institution is that?) X7946(#5) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW X7969(#6) INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) X9203(#1) Recode: type of institution X9204(#2) X9205(#3) See MASTER INSTITIUTION LIST for other codes (See X308) X9206(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X9207(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X9208(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) X7824(#1) How much is still owed on this loan? X7847(#2) X7870(#3) Code amount X7924(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7947(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7970(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) X7179(#7) How much in total is owed on all the remaining loans? Code amount 0. Inap. (no education loans: X7801^=1; less than 7 loans: X7802<7) X8440(#7) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no education loans: X7801^=1; did not break off early in grid) X7180(#7) How much in total are all the payments you are making on all the remaining loans? Code amount -1. Nothing -2. No regular payment 0. Inap. (no education loans: X7801^=1; less than 7 loans: X7802<7) X7181(#7) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no education loans: X7801^=1; less than 7 loans: X7802<7) X8441(#7) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount -1. Nothing -2. No regular payment 0. Inap. (no education loans: X7801^=1; did not break off early in grid) X8442(#7) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no education loans: X7801^=1; did not break off early in grid) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- OTHER CONSUMER LOANS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X7182 Now I want to ask you about the loans you have. Not counting credit cards or loans you have told me about in detail, do you owe any money or have any loans for any reason on this card (SHOW CARD 6)? These are loans for household appliances, furniture, hobby or recreational equipment, medical bills, loans from friends or relatives or other loans. Now I want to ask you about the loans you and anyone in your family living here have. Not counting credit cards or loans you have told me about in detail, do you or anyone in your family living here owe any money or have any loans for any reason on this card (SHOW CARD 6)? These are loans for household appliances, furniture, hobby or recreational equipment, medical bills, loans from friends or relatives or other loans. (DO NOT INCLUDE GIFTS FROM FAMILY MEMBERS YOU ARE NOT EXPECTED TO RE-PAY) 1. YES 5. NO NOTE: CARD 6 contains the following text in a vertical column: "Loans for household applicances, furniture," "Loans for hobby or recreational equipment," "Loans for medical bills," "Loans from friends or relatives," "Other loans or money owed." X2709 How many such loans do you have? Code number 0. Inap. (no such loans: X7182=5) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** X6694 Originally reported value of X2709 (see introduction) Code number 0. Inap. (no such loans: X7182=5) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** ----------------------------------------------------------------------------- #1 refers to first consumer loan #2 refers to second consumer loan #3 refers to third consumer loan #4 refers to fourth consumer loan #5 refers to fifth consumer loan #6 refers to sixth consumer loan #7 refers to all remaining consumer loans ----------------------------------------------------------------------------- X2710(#1) What was the loan for? X2727(#2) X2810(#3) What was the largest loan for? X2827(#4) X2910(#5) What was the next loan for? X2927(#6) See LOAN PURPOSE MASTER CODE LIST at X6723 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) In what month and year was this loan taken out? X2712(#1) Code month X2729(#2) 1. January X2812(#3) 2. February X2829(#4) 3. March X2912(#5) 4. April X2929(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2713(#1) Code year (4 digits) X2730(#2) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2813(#3) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2830(#4) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X2913(#5) X2930(#6) X2714(#1) How much was borrowed or financed, not counting the X2731(#2) finance charges? X2814(#3) X2831(#4) Code amount X2914(#5) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2931(#6) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X2715(#1) Is this a regular installment loan where you pay a fixed X2732(#2) dollar amount each month for a fixed number of months until X2815(#3) the loan is repaid, or some other kind? X2832(#4) X2915(#5) 1. Regular Installment X2932(#6) 2. Other Kind 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) How many monthly payments or years were agreed upon when the loan was received? X2717(#1) Code number of years X2734(#2) -1. No set number of years X2817(#3) -7. Unable to calculate from number of payments X2834(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2917(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2934(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1) X2716(#1) Code number of payments X2733(#2) -1. No set number of payments X2816(#3) -7. Unable to calculate from number of years X2833(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2916(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2933(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1) X9167(#1) Recode: term of loan in months X9168(#2) -1. No set number of years/payments X9169(#3) -7. Unable to calculate from number of years/payments X9170(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X9171(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X9172(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2718(#1) How much are the payments? X2735(#2) X2818(#3) Code amount X2835(#4) -1. Nothing X2918(#5) -2. No typical payment X2935(#6) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1; no set number of payments: X2717=-1/ X2734=-1/X2817=-1/X2834=-1/X2917=-1/X2934=-1) X7527(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7526(#2) And how often are they due? X7525(#3) X7524(#4) Code frequency X7523(#5) 2. Week X7522(#6) 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1; no set number of payments: X2717=-1/ X2734=-1/X2817=-1/X2834=-1/X2917=-1/X2934=-1) X2719(#1) What is the typical payment? X2736(#2) X2819(#3) Code amount X2836(#4) -1. Nothing X2919(#5) -2. No typical payment X2936(#6) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; regular loan and regular payments: X2715=1 and X2718>0/ X2732=1 and X2735>0/X2815=1 and X2818>0/X2832=1 and X2835>0/X2915=1 and X2918>0/X2932=1 and X2935>0) X2720(#2) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X2737(#2) And how often is it made? X2820(#3) X2837(#4) Code frequency X2920(#5) 2. Week X2937(#6) 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; regular loan and regular payments: X2715=1 and X2718>0/ X2732=1 and X2735>0/X2815=1 and X2818>0/X2832=1 and X2835>0/X2915=1 and X2918>0/X2932=1 and X2935>0) X7521(#1) Is this loan being paid off ahead of schedule, behind X7520(#2) schedule, or are the payments about on schedule? X7519(#3) X7518(#4) 1. On schedule X7517(#5) 2. Ahead of schedule X7516(#6) 3. Behind schedule 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1; no regular payment: X2718<=0/ X2735<=0/X2818<=0/X2835<=0/X2918<=0/X2935<=0) In what month and year do you expect this loan to be repaid? X2721(#1) Code month X2738(#2) 1. January X2821(#3) 2. February X2838(#4) 3. March X2921(#5) 4. April X2938(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; payments on schedule: X7521=1/X7520=1/X7519=1/X7518=1/ X7517=1/X7516=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2722(#1) Code year X2739(#2) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2822(#3) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2839(#4) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; X2922(#5) payments on schedule: X7521=1/X7520=1/X7519=1/X7518=1/ X2939(#6) X7517=1/X7516=1) X2723(#1) How much is still owed on this loan? X2740(#2) X2823(#3) Code amount X2840(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2923(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2940(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X2724(#1) What is the current annual rate of interest being charged X2741(#2) on this loan? X2824(#3) X2841(#4) Code percent * 100 X2924(#5) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2941(#6) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X2725(#1) Please look at the Institutions Card. Is the loan with any X2742(#2) of the institutions on the Institutions Card, or from X2825(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) X2842(#4) (IF SOMEPLACE ELSE: What type of institution is that?) X2925(#5) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW X2942(#6) INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X9107(#1) Recode: type of institution X9108(#2) See MASTER INSTITIUTION LIST for other codes (See X308) X9109(#3) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X9110(#4) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X9111(#5) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X9112(#6) X7183(#7) How much in total is owed on all the remaining loans? Code amount 0. Inap. (no such loans: X7182=5; fewer than 7 loans: X2709<7) X8443(#7) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no such loans: X7182^=1; did not break off early in grid) X7184(#7) How much in total are all the payments you are making on all the remaining loans? Code amount -1. Nothing -2. No regular payment 0. Inap. (no such loans: X7182=5; fewer than 7 loans: X2709<7) X7185(#7) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no such loans: X7182=5; fewer than 7 loans: X2709<7) X8444(#7) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount -1. Nothing -2. No regular payment 0. Inap. (no such loans: X7182=5; did not break off early in grid) X8445(#7) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no such loans: X7182=5; did not break off early in grid) ----------------------------------------------------------------------------- PAYMENTS ON SCHECULE ON ALL TYPES OF LOANS ----------------------------------------------------------------------------- X3004 Now thinking of all the various loan or mortgage payments you made during last year, were all the payments made the way they were scheduled, or were payments on any of the loans sometimes made later or missed? 1. All paid as scheduled or ahead of schedule 5. Sometimes got behind or missed payments 0. Inap. (no types of loans: ...... X3005 Were you ever behind in your payments by two months or more? 1. YES 5. NO 0. Inap. (no types of loans: ...... not late with payments: X3004=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- MISCELLANEOUS OPINION VARIABLES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- (#1-#5 in order reported by R) X3006(#1) Now I'd like to ask you a few questions about your savings. X3007(#2) People have different reasons for saving, even though they X7513(#3) may not be saving all the time. What are your most X7514(#4) important reasons for saving? X7515(#5) Now I'd like to ask you a few questions about your family's savings. People have different reasons for saving, even though they may not be saving all the time. What are your family's most important reasons for saving? (Anything else?) 1. Children's education; education of grandchildren 2. Own education; spouse's education; education -- NA for whom 3. "For the children/family" -- NFS; "to help the kids out"; estate 5. Wedding, Bar Mitzvah, and other ceremonies (ex 17) 11. Buying own house (code summer cottage in 12) 12. Purchase of cottage or second home for own use 13. Buy a car, boat or other vehicle 14. Home improvements/repairs 15. To travel; take vacations; take other time off 16. Buy durable household goods, appliances, home furnishings; hobby items; for other purchases not codeable above or not further specifiec; "buy things when we need/want them"; moving/special occasions 17. Burial/funeral expenses 18. Charitable or religious contributions 21. Buying (investing in) own business/farm; equipment for business/farm 22. Retirement/old age 23. Reserves in case of unemployment 24. In case of illness; medical/dental expenses 25. Emergencies; "rainy days"; other unexpected needs; for "security" and independence 26. Investments reasons (to get interest, to be diversified, to buy other forms of assets) 27. To meet contractual commitments (debt repayment, insurance, taxes, etc.) to pay off house 28. "To get ahead;" for the future; to advance standard of living 29. Ordinary living expenses/bills 31. No reason (except 90, 91, 92) 90. Had extra income; saved becaused had the money left over -- no other purpose specified 91. Wise/prudent thing to do; good discipline to save; habit 92. Liquidity; to have cash available/on hand -1. Don't/can't save; "have no money" -7. Other X3010 In the next five to ten years, are there any foreseeable major expenses that you expect to have to pay for yourself, such as educational expenses, purchase of a new home, health care costs, support for other family members, or anything else? In the next five to ten years, are there any foreseeable major expenses that you and your family expect to have to pay for yourselves, such as educational expenses, purchase of a new home, health care costs, support for other family members, or anything else? 1. YES 5. NO (#1-#6 in order reported by R) X3011(#1) INTERVIEWER: SHOW CARD 7 X3012(#2) What kinds of obligations are these? X3013(#3) CODE ALL THAT APPLY X7512(#4) X7511(#5) 1. EDUCATION OF CHILDREN (incl. step and adopted); grandkids X6667(#6) 2. EDUCATION: OTHERS (incl. R & spouse) 3. HEALTH CARE: SELF/SPOUSE 4. HEALTH CARE: OTHERS (incl. elderly parents/disabled child) 5. Health care/medical expenses -- NA for whom 11. General support for R/spouse in Retirement or old age 12. General support for child/grandchild; 13. General support for parents 14. General support for others or NA for whom 21. Home purchase (incl. vacation home) 22. Purchase of car or other large durable goods 23. Burial expenses 24. Taxes 25. Home repairs/improvements 26. Weddings, vacations, moving and other special expenditures 31. Business/investment; start/expand own business 32. Divorce, legal expenses 33. Investment, major purchase 34. Charitable expense 41. Bills/living expenses --NFS -7. OTHER 0. Inap. (no expected major expenses: X3010^=1) NOTE: CARD 7 contains the following text in a vertical column: "Education for your children," "Education for others," "Future health care for self/spouse," "Health care for others," "Purchase of new home," "Other major financial obligation." X7186 Are you saving for these expenses now? Are you saving for this expense now? 1. YES 5. NO 0. Inap. (no expected major expenses: X3010^=1) X3008 INTERVIEWER: SHOW CARD 8 In planning your saving and spending, which of the time periods listed on this page is most important to you? In planning your family's saving and spending, which of the time periods listed on this page is most important to you and your (spouse/partner)? In planning your family's saving and spending, which of the time periods listed on this page is most important to you? 1. NEXT FEW MONTHS 2. NEXT YEAR 3. NEXT FEW YEARS 4. NEXT 5-10 YEARS 5. LONGER THAN 10 YEARS NOTE: CARD 8 contains the following text in a vertical column: "Next few months," " Next year," "Next 5 to 10 years," "Longer than 10 years." X3014 INTERVIEWER: SHOW CARD 9 Which of the statements on this page comes closest to the amount of financial risk that you and your (spouse/partner) are willing to take when you save or make investments? Which of the statements on this page comes closest to the amount of financial risk that you are willing to take when you save or make investments? INTERVIEWER: READ ANSWERS ONLY IF NECESSARY. IF MORE THAN ONE RESPONSE IS GIVEN USE THE FIRST CATEGORY THAT APPLIES. 1. TAKE SUBSTANTIAL FINANCIAL RISKS EXPECTING TO EARN SUBSTANTIAL RETURNS 2. TAKE ABOVE AVERAGE FINANCIAL RISKS EXPECTING TO EARN ABOVE AVERAGE RETURNS 3. TAKE AVERAGE FINANCIAL RISKS EXPECTING TO EARN AVERAGE RETURNS 4. NOT WILLING TO TAKE ANY FINANCIAL RISKS NOTE: CARD 9 contains the following text in a vertical column: "Take substantial financial risks expecting to earn substantial returns," "Take above average financial risks expecting to earn above average returns," "Take average financial risks expecting to earn average returns," "Not willing to take any financial risks." INTERVIEWER: SHOW CARD 10 Which of the following statements on this page comes closest to describing your and your (spouse/partner)'s saving habits? Which of the following statements on this page comes closest to describing your saving habits? INTERVIEWER: DO NOT PROBE FOR MORE THAN ONE RESPONSE. ENTER MULTIPLE RESPONSES ONLY IF R VOLUNTEERS THEM X3015 DON'T SAVE - USUALLY SPEND MORE THAN INCOME X3016 DON'T SAVE - USUALLY SPEND ABOUT AS MUCH AS INCOME X3017 SAVE WHATEVER IS LEFT OVER AT THE END OF THE MONTH - NO REGULAR PLAN X3018 SAVE INCOME OF ONE FAMILY MEMBER, SPEND THE OTHER X3019 SPEND REGULAR INCOME, SAVE OTHER INCOME X3020 SAVE REGULARLY BY PUTTING MONEY ASIDE EACH MONTH 1. Checked 5. Not checked NOTE: CARD 10 contains the following text in a vertical column: "Don't save -- Usually spend more than income," "Don't save -- Usually spend about as much as income," "Save whatever is left over at the end of each month -- No regular plan," "Save income of one family member, spend the other," "Save regularly by putting money aside each month." X3023 INTERVIEWER: SHOW CARD 11 Looking at this card, how would you rate the retirement income you (receive or expect to receive) from Social Security and job pensions? 1. TOTALLY INADEQUATE 2. 3. ENOUGH TO MAINTAIN LIVING STANDARDS 4. 5. VERY SATISFACTORY X7510 Over the past year, would you say that your spending exceeded your income, that it was about the same as your income, or that you spent less than your income? Over the past year, would you say that your family's spending exceeded your family's income, that it was about the same as your income, or that you spent less than your income? (Spending should not include any investments you have made.) 1. SPENDING EXCEEDED INCOME 2. SPENDING EQUALLED INCOME 3. SPENDING WAS LESS THAN INCOME NOTE: CARD 11 contains the following information: The numbers 1 through 5 in a horizonal row bounded by dark lines. Below 1 is printed "Totally inadequate"; below 3 is printed "Enough to maintain standard"; and below 5 is printed "Very satisfactory." Nothing is printed below 2 and 4. X7509 Did any of that spending include purchases of a home or automobile or spending for any investments? 1. YES 5. NO 0. Inap. (spending less than income: X7510=3) X7508 Including only monthly payments on your house or car and leaving aside any spending on investments, over the past year, would you say that your spending exceeded your income, that it was about the same as your income, or that you spent less than your income? Including only monthly payments on your house or car and leaving aside any spending on investments, over the past year, would you say that your family's spending exceeded your family's income, that it was about the same as your income, or that you spent less than your income? 1. SPENDING EXCEEDED INCOME 2. SPENDING EQUALLED INCOME 3. SPENDING WAS LESS THAN INCOME 0. Inap. (spending less than or equal to income: X7510=2 or 3; spending did not include durables purchases: X7509^=1) X7507 To make up the difference, did you borrow additional money, did you spend out of savings or investments, or did you do something else? 1. BORROWED MONEY 2. SPENT OUT OF SAVINGS INVESTMENTS 3. Got behind on payments; didn't pay bills 4. Help from others 5. (Possible respondent error #1) Cut bock on expenses 6. (Possible respondent error #2) Got additional income -7. OTHER 0. Inap. (spending less than or equal to income) X7187 About how much do you think you need to have in savings for unanticipated emergencies and other unexpected things that may come up? About how much do you think you and your family need to have in savings for unanticipated emergencies and other unexpected things that may come up? Code amount -1. Nothing ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- FINANCIAL ASSETS (ALSO INCLUDES SOME MISC. ASSETS AND DEBTS) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CHECKING ACCOUNTS ----------------------------------------------------------------------------- X3501 Now I'd like to ask about different types of financial assets that you might have. First, do you have any checking accounts at any type of institution? you might have. First, do you or anyone in your family living here have any checking accounts at any type of institution? PROBE: Please do not include any money market accounts unless you use them regularly as checking accounts. 1. YES 5. NO X3502 Have you ever had a checking account? Have you or anyone in your family living here ever had a checking account? 1. YES 5. NO 0. Inap. (R has a checking account: X3501=1) X3503 (SHOW CARD 12) Looking at this list, please tell me which is the most important reason you don't have a checking account. important reason your family doesn't have a checking account. 1. Don't write enough checks to make it worthwhile 2. Minimum balance is too high 3. Do not like dealing with banks 4. Service charges are too high 5. No bank has convenient hours or location 12. Checkbook has been/could be lost/stolen 13. Haven't gotten around to it 14. R has alternative source of checking services (MMA, MIA, etc) (does not include individuals who write checks for R) 15. R not allowed to have account (e.g., asset test for welfare) 20. R does not need/want a checking account (NEC) 21. Credit problems; bankruptcy; R does not meet depository's qualifications for having an account 95. Don't have (enough) money -1. Can't manage/balance a checking account -7. Other 0. Inap. (R has a checking account: X3501=1) NOTE: CARD 12 contains the following text in a vertical column: "Don't write enough checks to make it worthwhile," " Minimum balance too high," "Do not like dealing with banks," "Service charges too high," "No bank has convenient hours or location," "Some other reason." X3504 How many checking accounts do you have? How many checking accounts do you and your family living here have? (IF R ASKS: INCLUDE MONEY MARKET ACCOUNTS ONLY IF THEY ARE USED AS CHECKING ACCOUNTS) Code number of accounts 0. Inap. (R has no checking account: X3501^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* X6695 Originally reported value of X3504 (see introduction) Code number of accounts 0. Inap. (R has no checking account: X3501^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* ----------------------------------------------------------------------------- #1 refers to the first checking account #2 refers to the second checking account #3 refers to the third checking account #4 refers to the fourth checking account #5 refers to the fifth checking account #6 refers to the sixth checking account #7 refers to the remaining checking accounts ----------------------------------------------------------------------------- X3505(#1) Please look at the Institutions Card. Thinking about your X3509(#2) checking account, is this account with any of the X3513(#3) institutions on the Institutions Card, or from someplace X3517(#4) else? (IF INSTITUTIONS CARD: Which institution?) (IF X3521(#5) SOMEPLACE ELSE: What type of institution is that?) X3525(#6) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) Please look at the Institutions Card. Thinking about your main checking account, the one used to write most of your checks, is this account with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) Please look at the Institutions Card. Thinking about the next account, is this account with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (R has no checking account: X3501^=1/fewer than 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/ fewer than 4 accounts: X3504<4/fewer than 5 accounts: X3504<5/fewer than 6 accounts: X3504<6) X9113(#1) Recode: type of institution X9114(#2) X9115(#3) See MASTER INSTITIUTION LIST for other codes (See X308) X9116(#4) 0. Inap. (R has no checking account: X3501^=1/fewer than X9117(#5) 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/ X9118(#6) fewer than 4 accounts: X3504<4/fewer than 5 accounts: X3504<5/fewer than 6 accounts: X3504<6) X3506(#1) How much is in this account? (What was the average over the X3510(#2) last month?) X3514(#3) X3518(#4) Code amount X3522(#5) -1. Nothing X3526(#6) 0. Inap. (R has no checking account: X3501^=1/fewer than 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/ fewer than 4 accounts: X3504<4/fewer than 5 accounts: X3504<5/fewer than 6 accounts: X3504<6) X3507(#1) Is this a money market-type account? X3511(#2) X3515(#3) 1. YES X3519(#4) 5. NO X3523(#5) 0. Inap. (R has no checking account: X3501^=1/fewer than X3527(#6) 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/ fewer than 4 accounts: X3504<4/fewer than 5 accounts: X3504<5/fewer than 6 accounts: X3504<6) X7601(#1) Is this a joint checking account, or is the account in your X7603(#2) name, in your husband's name, or something else? X7605(#3) X7607(#4) Is this a joint checking account, or is the account in your X7609(#5) name, in your wife's name, or something else? X7611(#6) Is this a joint checking account, or is the account in your name, in your partner's name, or something else? Is this checking account in your name, or something else? Is this a joint checking account, or is the account in your name? 1. Joint account 2. R's account 3. Spouse's/partner's account 4. Other family member's account 5. Child only 6. Child and respondent or spouse 7. Other relative 8. Other relative with respondent or spouse 9. Unrelated person, NFS 10. Unrelated person with respondent or spouse 50. Trust account 51. Personal business account -7. Other 0. Inap. (R has no checking account: X3501^=1/fewer than 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/ fewer than 4 accounts: X3504<4/fewer than 5 accounts: X3504<5/fewer than 6 accounts: X3504<6; R lives alone: X101=1) X3529(#7) How much is in all your remaining checking accounts? (What was the average over the last month?) How much is in all your family's remaining checking accounts? (What was the average over the last month?) Code amount -1. Nothing 0. Inap. (R has no checking account: X3501^=1; fewer than 7 accounts: X3504<7) X8446(#7) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no checking account: X3501^=1; did not break off early in grid) X3530 (SHOW CARD 13) Which of the reasons on this card is the most important reason you chose the institution that you did for your main checking account? Was it because of the location of their offices, because they had the lowest fees or minimum balance requirement, because you were able to obtain many services at one place, because they offered safety and an absence of risk, or some other reason? (SHOW CARD 13) Which of the reasons on this card is the most important reason your family living here chose the institution that you did for your main checking account? Was it because of the location of their offices, because they had the lowest fees or minimum balance requirement, because you were able to obtain many services at one place, because they offered safety and an absence of risk, or some other reason? 1. Recommended 2. High interest rates 3. Location of offices 4. Other business done here 5. Easy to qualify (for credit); only place that would give us a loan 6. Many services in one place 7. Low fees or service charge 8. Safety 9. Other convenience mentions/payroll deduction 11. Personal relationship; they know me; R/spouse works there; small institution 12. Staff qualifications 13. Bank bought by another institution 14. Always done business there; banked there a long time 23. Advertisement 24. Convenient hours 25. No particular reason 26. No other institutions 27. Gift for opening account; other promotion 28. Interest rates on deposits 29. Reputation 30. Unable to open an account at another institution 31. Dissatisfaction with previous institution -7. Other 0. Inap. (R has no checking account: X3501^=1) NOTE: CARD 13 contains the following text in a vertical column: "Location of their offices," "Had the lowest fees or minimum balance requirement," "Able to obtain many services at one place," "Offered safety and absence of risk," "Some other reason." X3531 For how many years have you done business with this institution? For how many years has someone in your family living here done business with this institution? Code number of years -1. Less than a year 0. Inap. (R has no checking accounts: X3501^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 60 ******************************************** ----------------------------------------------------------------------------- IRA/KEOGH ACCOUNTS ----------------------------------------------------------------------------- X3601 Do you have any Individual Retirement Accounts, that is, IRA or Keogh accounts? Do you or anyone in your family here have any Individual Retirement Accounts, that is, IRA or Keogh accounts? 1. YES 5. NO ----------------------------------------------------------------------------- #1 refers to IRA/Keogh account of R #2 refers to IRA/Keogh account of spouse/partner #3 refers to IRA/Keogh account of other PEU member ----------------------------------------------------------------------------- X3602(#1) Are any of the IRA or Keogh accounts yours? X3612(#2) Does your spouse have IRA or Keogh accounts? Does your partner have IRA or Keogh accounts? X3622(#3) Do any other family members have IRA or Keogh accounts? 1. YES 5. NO (or: no spouse or partner in PEU: X107^=1/no other PEU members: (X113, X119, X125, X131, X137, X207, X213, X219, X225)^=1) 0. Inap. (No IRA/Keogh accounts: X3601^=1) X3603(#1) How many IRA and Keogh accounts do you have? X3613(#2) How many IRA and Keogh accounts does your spouse have? How many IRA and Keogh accounts does your partner have? X3623(#3) How many IRA and Keogh accounts do your other family members have? Code number of accounts 0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs: X3601^=1/no spouse or partner in PEU: X107^=1/no other PEU members: (X113, X119, X125, X131, X137, X207, X213, X219, X225)^=1; person has no account: X3602^=1/ X3612^=1/X3622^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** About your (account, is this an/accounts, are these) IRA or Keogh account(s)? About your spouse's (account, is this an/accounts, are these) IRA or Keogh account(s)? About your partner's (account, is this/accounts, are these) IRA or Keogh account(s)? About your other family member's (account, is this/accounts, are these) IRA or Keogh(s)? X3604(#1) IRA X3614(#2) X3624(#3) X3605(#1) KEOGH X3615(#2) X3625(#3) 1. Checked 5. Not checked 0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs: X3601^=1/no spouse or partner in PEU: X107^=1/no other PEU members: (X113, X119, X125, X131, X137, X207, X213, X219, X225)^=1; person has no account: X3602^=1/ X3612^=1/X3622^=1; if only one account either IRA or KEOGH is inap.) X3610(#1) How much in total is in your [IRA(s)/Keogh account(s)/IRA X3620(#2) and Keogh accounts]? X3630(#3) How much in total is in your spouse's [IRA(s)/Keogh account(s)/IRA and Keogh accounts]? How much in total is in your partner's [IRA(s)/Keogh account(s)/IRA and Keogh accounts]? Code amount 0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs: X3601^=1/no spouse or partner in PEU: X107^=1/no other PEU members: (X113, X119, X125, X131, X137, X207, X213, X219, X225)^=1; person has no account: X3602^=1/ X3612^=1/X3622^=1) (#1): X3606 X3607 X3608 X3609 X7501 X6721 (#2): X3616 X3617 X3618 X3619 X7502 X6722 (#3): X3626 X3627 X3628 X3629 X7503 Please look at the Institutions Card. (Is this account/are these accounts) with any of the institutions on the Institutions Card, or from someplace else? (CODE ALL THAT APPLY.) (IF INSTITUTIONS CARD: Which institution(s)?) (IF SOMEPLACE ELSE: What type(s) of institution(s)? (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs: X3601^=1/no spouse or partner in PEU: X107^=1/no other PEU members: (X113, X119, X125, X131, X137, X207, X213, X219, X225)^=1; person has no account: X3602^=1/ X3612^=1/X3622^=1; at least one institution field must be filled out, but higher order fields may be inap.) (#1): X9119 X9120 X9121 X9122 X9209 X9223 (#2): X9123 X9124 X9125 X9126 X9210 X9224 (#3): X9127 X9128 X9129 X9130 X9211 Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs: X3601^=1/no spouse or partner in PEU: X107^=1/no other PEU members: (X113, X119, X125, X131, X137, X207, X213, X219, X225)^=1; person has no account: X3602^=1/ X3612^=1/X3622^=1; at least one institution field must be filled out, but higher order fields may be inap.) X3631 How is the money in (this/all of these) IRA and Keogh accounts(s) invested? Is most of it in CDs or other bank accounts, most of it in stocks, most of it in bonds or similar assets, or what? How is the money in (all) your family's IRA and Keogh account(s) invested? Is most of it in CDs or other bank accounts, most of it in stocks, most of it in bonds or similar assets, or what? 1. CDs/Bank accounts; "money market" 2. Stock; "mutal funds" 3. Bonds/Similar assets; T-Bills; treasury notes 4. Combinations of 1, 2, & 3 ; "mixed"/"diversified" -- NFS 5. Combiantion of 2 & 3 above 6. Combination of 1 & 2 above 11. Universal life policy or other similar insurance product 12. Annuity 13. Commodities 14. Real estate/mortgages 15. Limited partnership/other similar investment 16. Brokerage account/cash management account (CMA) -7. Other 0. Inap. (No IRA/Keogh accounts: X3601^=1) ----------------------------------------------------------------------------- MONEY MARKET ACCOUNTS ----------------------------------------------------------------------------- X3701 Not including any accounts I have already recorded, do you have any money market accounts? Not including any accounts I have already recorded, do you or anyone in your family here have any money market accounts? 1. YES 5. NO X3702 Altogether, how many of these money market accounts do you have? Altogether, how many of these money market accounts do you and your family living here have? Code number of accounts 0. Inap. (no money market accounts: X3701^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* X6696 Originally reported value of X3702 (see ingroduction) Code number of accounts 0. Inap. (no money market accounts: X3701^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* ----------------------------------------------------------------------------- #1 refers to the first money market account #2 refers to the second money market account #3 refers to the third money market account #4 refers to the remaining money market accounts ----------------------------------------------------------------------------- X3703(#1) Does this account have check-writing privileges? X3708(#2) X3713(#3) Does the largest account have check-writing privileges? Does the next largest account have check-writing privileges? 1. YES 5. NO 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4) X3704(#1) Is this a tax-free money market account? X3709(#2) X3714(#3) 1. YES 5. NO 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4) X3705(#1) Please look at the Institutions Card. Is this account with X3710(#2) any of the institutions on the Institutions Card, or from X3715(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4) X9131(#1) Recode: type of institution X9132(#2) X9133(#3) See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4) X3706(#1) How much is in this account? X3711(#2) X3716(#3) Code amount -1. Nothing 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4) X7613(#1) Is this a joint money market account, or is the account in X7615(#2) your name, in your husband's name, or something else? X7617(#3) Is this a joint money market account, or is the account in your name, in your wife's name, or something else? Is this a joint money market account, or is the account in your name, in your partner's name, or something else? Is this money market account in your name or something else? Is this a joint money market account, or is the account in your name? 1. Joint account 2. R's account 3. Spouse's/partner's account 4. Other family member's account 5. Child only 6. Child and respondent or spouse 7. Other relative 8. Other relative with respondent or spouse 9. Unrelated person, NFS 10. Unrelated person with respondent or spouse 50. Trust account 51. Personal business account -7. Other 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4; R lives alone: X101=1) X3718(#4) How much is in all your remaining money market accounts? How much is in all your family's remaining money market accounts? Code amount -1. Nothing 0. Inap. (no money market accounts: X3701^=1; fewer than 4 accounts: X3702<4) X8447(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no money market accounts: X3701^=1; did not break off early in grid) ----------------------------------------------------------------------------- CERTIFICATES OF DEPOSIT ----------------------------------------------------------------------------- X3719 Not including CDs that are part of IRAs or Keoghs, do you have any CDs or certificates of deposit at financial institutions? Not including CDs that are part of IRAs or Keoghs, do you or anyone in your family here have any CDs or certificates of deposit at financial institutions? (IF R ASKS: CDs ARE CERTIFICATES HELD FOR A SET PERIOD OF TIME THAT MUST BE CASHED OR RENEWED AT THE MATURITY DATE.) 1. YES 5. NO X3720 Altogether, how many such CDs do you have? Altogether, how many such CDs do you and your family living here have? Code number 0. Inap. (no certificates of deposit: X3719^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 20 ********************************************* X3721 What is the total dollar value of all these CDs? What is the total dollar value of this CD? Code amount 0. Inap. (no certificates of deposit: X3719^=1) X3722 X3723 X3724 X3725 X7618 X6654 X6655 (Please look the at Institutions Card.) Is this CD with any of the institutions on the Institutions Card, or from someplace else? (CODE ALL THAT APPLY) (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) (Please look the at Institutions Card.) Are these CDs with any of the institutions on the Institutions Card, or from someplace else? (CODE ALL THAT APPLY) (IF INSTITUTIONS CARD: Which institutions?) (IF SOMEPLACE ELSE: What types of institutions?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no certificates of deposit: X3719^=1; if there are any CDs, the first field must be non-zero, but higher order fields may be inap.) X9134 X9135 X9136 X9137 X9214 X9217 X9218 Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no certificates of deposit: X3719^=1; if there are any CDs, the first field must be non-zero, but higher order fields may be inap.) X7620 Is this CD held jointly, or is it in your name, in your husband's name, or something else? Is this CD held jointly, or is it in your name, in your wife's name, or something else? Is this CD held jointly, or is it in your name, in your partner's name, or something else? Is this CD in your name or something else? Is this CD held jointly, or is it in your name? Is most of the money in these CDs held jointly, or is most of it in your name, in your husband's name, or something else? Is most of the money in these CDs held jointly, or is most of it in your name, in your wife's name, or something else? Is most of the money in these CDs held jointly, or is most of it in your name, in your partner's name, or something else? Is most of the money in these CDs in your name or something else? Is most of the money in these CDs held jointly, or is most of it in your name? 1. Joint account 2. R's account 3. Spouse's/partner's account 4. Other family member's account 5. Child only 6. Child and respondent or spouse 7. Other relative 8. Other relative with respondent or spouse 9. Unrelated person, NFS 10. Unrelated person with respondent or spouse 11. Equal amounts in R/spouse names 50. Trust account 51. Personal business account -7. Other 0. Inap. (no certificates of deposit: X3719^=1; R lives alone: X101=1) ----------------------------------------------------------------------------- SAVINGS ACCOUNTS ----------------------------------------------------------------------------- X3801 Do you have any other accounts at banks, savings and loan associations, or credit unions? These could be passbook accounts, share accounts, Christmas Club accounts, or any other type of savings account. Do you or anyone in your family living here have any other accounts at banks, savings and loan associations, or credit unions? These could be passbook accounts, share accounts, Christmas Club accounts, or any other type of savings account. 1. YES 5. NO X3802 How many such accounts do you have? How many such accounts do you and your family living here have? Code number of accounts 0. Inap. (no savings accoutnsL X3801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 10 ******************************************** X6697 Originally reported value of X3802 (see introduction) Code number of accounts 0. Inap. (no savings accounts: X3801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 10 ******************************************** ----------------------------------------------------------------------------- #1 refers to the first savings account #2 refers to the second savings account #3 refers to the third savings account #4 refers to the fourth savings account #5 refers to the fifth savings account #6 refers to the remaining savings accounts ----------------------------------------------------------------------------- X3803(#1) Please look at the Institutions Card. Is this account with X3806(#2) any of the institutions on the Institutions Card, or from X3809(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) X3812(#4) (IF SOMEPLACE ELSE: What type of institution is that?) X3815(#5) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) Please look at the Institutions Card. Is the largest account with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) Please look at the Institutions Card. Is the next largest account with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no savings accounts: X3801^=1/fewer than 2 accounts: X3802<2/fewer than 3 account: X3802<3/fewer than 4 accounts: X3802<4/fewer than 5 accounts: X3802<5) X9138(#1) Recode: type of institution X9139(#2) X9140(#3) See MASTER INSTITIUTION LIST for other codes (See X308) X9141(#4) 0. Inap. (no savings accounts: X3801^=1/fewer than 2 X9142(#5) accounts: X3802<2/fewer than 3 account: X3802<3/fewer than 4 accounts: X3802<4/fewer than 5 accounts: X3802<5) X3804(#1) How much is in this account? X3807(#2) X3810(#3) Code amount X3813(#4) -1. Nothing X3816(#5) 0. Inap. (no savings accounts: X3801^=1/fewer than 2 accounts: X3802<2/fewer than 3 account: X3802<3/fewer than 4 accounts: X3802<4/fewer than 5 accounts: X3802<5) ***Many unresolved -7's as no verbatim responses were recorded X7622(#1) Is this a joint savings account, or is the account in your X7624(#2) name, in your husband's name, or something else? X7626(#3) X7628(#4) Is this a joint savings account, or is the account in your X7630(#5) name, in your wife's name, or something else? Is this a joint savings account, or is the account in your name, in your partner's name, or something else? Is this savings account in your name or something else? Is this a joint savings account, or is the account in your name? 1. Joint account 2. R's account 3. Spouse's/partner's account 4. Other family member's account 5. Child only 6. Child and respondent or spouse 7. Other relative 8. Other relative with respondent or spouse 9. Unrelated person, NFS 10. Unrelated person with respondent or spouse 50. Trust account 51. Personal business account -7. Other 0. Inap. (no savings accounts: X3801^=1/fewer than 2 accounts: X3802<2/fewer than 3 account: X3802<3/fewer than 4 accounts: X3802<4/fewer than 5 accounts: X3802<5) NOTE: program error on this question resulted in failure to capture verbatim responses to "other." X3818(#6) How much is in all your remaining savings accounts? (What was the average over the last month?) How much is in all your family's remaining savings accounts? (What was the average over the last month?) Code amount -1. Nothing 0. Inap. (no savings accounts: X3801^=1; fewer than 6 accounts: X3802<6) X8448(#6) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no savings accounts: X3801^=1; did not break off early in grid) ----------------------------------------------------------------------------- MUTUAL FUNDS ----------------------------------------------------------------------------- X3819 Not including any pension-type, thrift-saving, 401K, or IRA/Keogh plans, do you have any shares in mutual funds? do you or anyone in your family here have any shares in mutual funds? 1. YES 5. NO X3821 I need to know what types of mutual funds you have. Do you have. . . Stock Funds? 1. YES 5. NO 0. Inap. (no mutual funds: X3819^=1) X3822 What is the total market value of all of the Stock Funds that you have? What is the total market value of all of the Stock Funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; no stock funds: X3821^=1) X3823 Do you have. . . Tax-Free Bond Funds? 1. YES 5. NO 0. Inap. (no mutual funds: X3819^=1) X3824 What is the total market value of all of the Tax-Free Bond Funds that you have? What is the total market value of all of the Tax-Free Bond Funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; no tax-free bond funds: X3823^=1) X3825 Do you have. . . Government or Government backed Bond Funds? 1. YES 5. NO 0. Inap. (no mutual funds: X3819^=1) X3826 What is the total market value of all of the Government or Government backed Bond Funds that you have? What is the total market value of all of the Government or Government backed bond funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; no government or government backed bond funds: X3825^=1) X3827 Do you have. . . Other Bond Funds? 1. YES 5. NO 0. Inap. (no mutual funds: X3819^=1) X3828 What is the total market value of all of the Other Bond Funds that you have? What is the total market value of all of the Other Bond Funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; no other bond funds: X3827^=1) X3829 Do you have. . . Combination funds or any other mutual funds? 1. YES 5. NO 0. Inap. (no mutual funds: X3819^=1) X3830 What is the total market value of all of the Combination funds or any other mutual funds that you have? What is the total market value of all of the Combination funds or any other mutual funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; no combination or other types of mutual funds: X3829^=1) If the R reported having a mutual fund (X3819=1) , but answered NO to having all types (X3821=5, X3823=5, X3825=5, X3827=5, and X3829=5), the the CAPI program asked what type of fund the R had and requested the total amount in mutual funds; based on the information provided, these funds were reclassified. If the R gave a missing value response to the value of all types of mutual funds that R reported having (J3821<90 and J3822>91, J3823<90 and J3824>91, J3825<90 and J3826>91, J3827<90 and J3828>91, and J3829<90 and J3830>91) then the total amount was asked. As in the cases where R broke off before completing a grid, this total amount was used as a constraint in the imputation of the individual components. X6704 What is the total market value of all of the mutual funds that you have? What is the total market value of all of the mutual funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; R either provided nonmissing responses for at least one of the relevant amounts for applicable types) X3820 In how many different mutual funds do you own shares? In how many different mutual funds does your family own shares? (INTERVIEWER: WE WANT THE NUMBER OF FUNDS, NOT THE NUMBER OF FUND MANAGEMENT COMPANIES.) Code number of funds 0. Inap. (no mutual funds: X3819^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 25 ******************************************** X3831 Overall has there been a gain or loss in the value of all these mutual fund shares since you obtained them? Overall has there been a gain or loss in the value of all these mutual fund shares since you or someone in your family here obtained them? 1. Gain 3. Neither gain nor loss 5. Loss 0. Inap. (no mutual funds: X3819^=1) How much have they gained in value since they were obtained? X3832 Code percent gain * 100 -2. Virtually all 0. Inap. (no mutual funds: X3819^=1; no gain: X3831^=1) X3833 Code amount -2. Virtually all 0. Inap. (no mutual funds: X3819^=1; no gain: X3831^=1) How much have they lost in value since they were obtained? X3834 Code percent * 100 -2. Virtually all 0. Inap. (no mutual funds: X3819^=1; no loss: X3831^=5) X3835 Code amount -2. Virtually all 0. Inap. (no mutual funds: X3819^=1; no loss: X3831^=5) ----------------------------------------------------------------------------- SAVINGS BONDS ----------------------------------------------------------------------------- X3901 Do you have any U.S. government savings bonds? (THESE MAY BE CALLED SERIES EE OR HH. ONE WAY THEY CAN BE PURCHASED IS BY PAYROLL DEDUCTION.) Do you or anyone in your family here have any U.S. government savings bonds? (THESE MAY BE CALLED SERIES EE OR HH. ONE WAY THEY CAN BE PURCHASED IS BY PAYROLL DEDUCTION.) 1. YES 5. NO X3902 What is the total face value of all the savings bonds that you have? and your family have? Code amount 0. Inap. (no savings bonds: X3901^=1) ----------------------------------------------------------------------------- BONDS OTHER THAN SAVINGS BONDS ----------------------------------------------------------------------------- X3903 Not including any bonds or bills held in pension accounts or trusts, or in accounts I have already recorded, do you have any other corporate, municipal, government, or other type of bonds or bills? Not including any bonds or bills held in pension accounts or trusts, or in accounts I have already recorded, do you or anyone here have any other corporate, municipal, government, or other type of bonds or bills? 1. YES 5. NO X3905 I need to know what types of bonds or bills you have. Do you have. . . Mortgage-backed bonds such as those from "Ginnie-Mae", "Fannie-Mae" or "Freddie-Mac"? 1. YES 5. NO 0. Inap. (no bonds: X3903^=1) X3906 What is the face value of all of the Mortgage-backed bonds that you have? What is the face value of all of the Mortgage-backed bonds that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; no mortgage backed bonds: X3905^=1) X7635 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; no mortgage backed bonds: X3905^=1) X3907 Do you have. . . U.S. Government bonds or Treasury bills? 1. YES 5. NO 0. Inap. (no bonds: X3903^=1) X3908 What is the face value of all of the U.S. Government bonds or Treasury bills that you have? What is the face value of all of the U.S. Government bonds or Treasury bills that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; no govenment bonds or bills: X3907^=1) X7636 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; no govenment bonds or bills: X3907^=1) X3909 Do you have. . . State or municipal bonds, or other taxfree bonds? 1. YES 5. NO 0. Inap. (no bonds: X3903^=1) X3910 What is the face value of all of the State or municipal bonds, or other taxfree bonds that you have? What is the face value of all of the State or municipal bonds, or other taxfree bonds that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; no taxfree bonds: X3909^=1) X7637 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; no taxfree bonds: X3909^=1) X7631 Do you have. . . Foreign bonds? 1. YES 5. NO 0. Inap. (no bonds: X3903^=1) X7633 What is the face value of all of the Foreign bonds that you have? What is the face value of all of the Foreign bonds that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; no foreign bonds: X7631^=1) X7638 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; no foreign bonds: X7631^=1) X7632 Do you have. . . Corporate or any other type of bonds? 1. YES 5. NO 0. Inap. (no bonds: X3903^=1) X7634 What is the face value of all of the Corporate or any other type of bonds that you have? What is the face value of all of the Corporate or any other type of bonds that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; no corporate bonds: X7632^=1) X7639 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; no corporate bonds: X7632^=1) If the R reported having some type of bonds (X3903=1) , but answered NO to having all types (X3905=5, X3907=5, X3909=5, X7631=5, and X7632=5), the the CAPI program asked what type of bond the R had and requested the total face and market value of all bonds; based on the information provided, these bonds were reclassified. If the R gave a missing value response to the face value of all types of bonds that R reported having (J3905<90 and J3906>91, J3907<90 and J3908>91, J3909<90 and J3910>91, J7631<90 and J7633>91, and J7632<90 and J7634>91) then the total face value was asked. As in the cases where R broke off before completing a grid, this total amount was used as a constraint in the imputation of the individual components. X6705 What is the face value of all of the bonds that you have? What is the face value of all of the bonds that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; R either provided nonmissing responses for at least one of the relevant amounts for applicable types) If the R reported having some type of bonds (X3903=1) , but answered NO to having all types (X3905=5, X3907=5, X3909=5, X7631=5, and X7632=5), the the CAPI program asked what type of bond the R had and requested the total face and market value of all bonds; based on the information provided, these bonds were reclassified. If the R gave a missing value response to the market value of all types of bonds that R reported having (J3905<90 and J7635>91, J3907<90 and J7636>91, J3909<90 and J7637>91, J7631<90 and J7638>91, and J7632<90 and J7639>91) then the total market value was asked. As in the cases where R broke off before completing a grid, this total amount was used as a constraint in the imputation of the individual components. X6706 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; R either provided nonmissing responses for at least one of the relevant amounts for applicable types) X3904 How many different bonds or bills do you own? How many different bonds or bills do you or your family own? Code number 0. Inap. (no bonds: X3903^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 150 ********************************************* ----------------------------------------------------------------------------- PUBLICLY TRADED STOCK ----------------------------------------------------------------------------- X3913 Not including any stock held through mutual funds, pension accounts or trusts, or in accounts or businesses that I have already recorded, do you own any stock which is publicly traded? Not including any stock held through mutual funds, pension accounts or trusts, or in accounts or businesses that I have already recorded, do you or anyone in your family living here own any stock which is publicly traded? 1. YES 5. NO X3914 In how many different companies do you own stock? In how many different companies do you or your family living here own stock? Code number 0. Inap. (no stocks: X3913^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 150 ********************************************* X3915 What is the total market value of this stock? Code amount 0. Inap. (no stocks: X3913^=1) X3921 Of your publicly-traded stock, is any of it stock in a company where you work or have worked? Of your family's publicly-traded stock, is any of it stock in a company where you or anyone in your family living here work or have worked? 1. YES 5. NO 0. Inap. (no stocks: X3913^=1) X7191 Is this stock included in the totals you gave before? 1. YES 3. NO initially, but fixed in editing YES 0. Inap. (no stocks: X3913^=1; no stock in company where work: X3921^=1) X3922 What is the total market value of your stock in the company? Code amount 0. Inap. (no stocks: X3913^=1; no stock in company where work: X3921^=1) X7640 Of your stock, is any of it stock in a company headquartered outside of the United States? Of your family's stock, is any of it stock in a company headquartered outside of the United States? 1. YES 4. Yes, but included with company stock 5. NO 0. Inap. (no stocks: X3913^=1) X7192 Is this stock included in the totals you gave before? 1. YES 3. NO initially, but fixed in editing YES 0. Inap. (no stocks: X3913^=1; no foreign stock: X7640^=1) X7641 What is the total market value in dollars of this stock? Code amount 0. Inap. (no stocks: X3913^=1; no foreign stock: X7640^=1) X3916 Overall has there been a gain or loss in the value of this stock since you obtained it? Overall has there been a gain or loss in the value of all of your family's stock since you or someone in your family here obtained it? 1. Gain 3. Neither gain nor loss 5. Loss 0. Inap. (no stocks: X3913^=1) How much has it gained in value since it was obtained? X3917 Code percent * 100 -2. Virtually all 0. Inap. (no stocks: X3913^=1; no gain: X3916^=1) X3918 Code amount -2. Virtually all 0. Inap. (no stocks: X3913^=1; no gain: X3916^=1) How much has it lost in value since it was obtained? X3919 Code percent * 100 -2. Virtually all 0. Inap. (no stocks: X3913^=1; no loss: X3916^=5) X3920 Code amount -2. Virtually all 0. Inap. (no stocks: X3913^=1; no loss: X3916^=5) ----------------------------------------------------------------------------- BROKERAGE ACCOUNTS ----------------------------------------------------------------------------- X3923 Do you have a brokerage account for the purchase or sale of stocks and other securities? Do you or anyone in your family here have a brokerage account for the purchase or sale of stocks and other securities? 1. YES 5. NO X3924 X3925 X3926 X3927 X7642 X6668 X6669 Please look at the Institutions Card. (Is this/Are these) account(s) with any of the institutions on the Institutions Card, or from someplace else? (CODE ALL THAT APPLY.) (IF INSTITUTIONS CARD: Which institution(s)?) (IF SOMEPLACE ELSE: What type(s) of institution(s)?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no brokerage account: X3923^=1) X9143 X9144 X9145 X9146 X9212 X9219 X9220 Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no brokerage account: X3923^=1) Over the past year, about how many times did you buy or sell stocks or other securities through a broker? Over the past year, about how many times did you or anyone in your family living here buy or sell stocks or other securities through a broker? X3928 Code number -1. None 0. Inap. (no brokerage account: X3923^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 300 ********************************************* X7193 Code frequency 1. DAILY 2. WEEKLY 3. Biweekly 4. MONTHLY 5. QUARTERLY 6. YEARLY 8. In total 11. Twice per year; every six months 12. Bimonthly 18. Hour 22. Varies 25. Over 2 years -1. None -7. OTHER 0. Inap. (no brokerage account: X3923^=1) X3929 Not including any accounts you've told me about, do you have a "cash" or "call money" account at a stock brokerage? Not including any accounts you've told me about, do you or anyone in your family living here have a "cash" or "call money" account at a stock brokerage? (IF R ASKS: CASH OR CALL MONEY ACCOUNTS HOLD MONEY RECEIVED FROM THE SALE OF STOCK UNTIL THE MONEY IS REINVESTED.) 1. YES 5. NO 0. Inap. (no brokerage account: X3923^=1) X3930 What is the total dollar value of all the cash or call money accounts that you have? that you and your family living here have? Code amount -1. Nothing 0. Inap. (no brokerage account: X3923^=1; no call account: X3929^=1) X3931 Other than loans you have already told me about, do you have any margin loans at a stock brokerage? Other than loans you have already told me about, do you or anyone in your family living here have any margin loans at a stock brokerage? 1. YES 5. NO 0. Inap. (no brokerage account: X3923^=1) X7194 Did you tell me about this loan earlier? 1. YES 4. originaly reported YES, but no apparent match in data 5. NO 6. originally reported YES, partially recorded earlier 0. Inap. (no brokerage account: X3923^=1; no margin loan: X3931^=1) X7195 Which loan was that? 1. Credit Card 2. 1st Mortgage 3. 2nd Mortgage 4. Home Equity Loan 5. Line of Credit 6. Other Real Estate Loan 7. Other --> -7 8. vehicle loan 9. education loan 10. other "section I" loan 12. remodeling loan 13. More than one mortgage on principal residence 14. Combination of line of credit and other real estate loan 0. Inap. (no brokerage account: X3923^=1; no margin loan: X3931^=1; not reported earlier: X7194^=1 or 6) X3932 Altogether, what is the current balance on these margin loans? Code amount 0. Inap. (no brokerage account: X3923^=1; no margin loan: X3931^=1) ----------------------------------------------------------------------------- TRUSTS, ANNUITIES, AND MANAGED INVESTMENT ACCOUNTS ----------------------------------------------------------------------------- X3933 Not including pension-type accounts, or any assets that I have already recorded, do you receive income from or have assets in a trust, annuity, or managed investment account that you have not already told me about? Not including pension-type accounts, or any assets that I have already recorded, do you or anyone in your family here receive income from or have assets in a trust, annuity, or managed investment account that you have not already told me about? 1. YES 5. NO What are these; are they legal trusts, annuities, or managed investment accounts? (CODE ALL THAT APPLY) X3934 TRUSTS X3935 ANNUITIES X3936 MANAGED INVESTMENT ACCOUNTS X3937 OTHER 1. Checked 5. Not checked 10. Charitable remainder trust: does not include donor-advised funds where R has surrendered all benefit from the asset (X3937 only) 0. Inap. (no trusts, annuites or MIAs: X3933^=1) ********************************************* FOR THE PUBLIC DATASET, CHARITABLE REMAINDER TRUSTS ARE INCLUDED IN X3934 ********************************************* X3938 Are any of these set up so that you are legally entitled only to the income and do not have an equity interest? Are any of these set up so that you or your family living here are legally entitled only to the income and do not have an equity interest? 1. YES 5. NO 0. Inap. (no trusts, annuites or MIAs: X3933^=1) X3939 How much income did you receive from these income-only trusts, annuities, or accounts in 1994? How much income did your family living here receive from these income-only trusts, annuities, or accounts in 1994? Code amount 0. Inap. (no trusts, annuites or MIAs: X3933^=1; no income-only trusts: X3938^=1) X3940 Do you also have annuities, trusts, or managed investment accounts in which you have an equity interest? Do you or your family living here also have annuities, trusts, or managed investment accounts in which you or your family have an equity interest? 1. YES 5. NO 0. Inap. (no trusts, annuites or MIAs: X3933^=1; no income-only trusts: X3938^=1) X3942 What is the total dollar amount of your interest in these accounts? What is the total dollar amount of your family's interest in these accounts? What is the total dollar value of your interest in all annuities, trusts, or managed investment accounts? What is the total dollar value of your family's interest in all annuities, trusts, or managed investment accounts? Code amount 0. Inap. (no trusts, annuites or MIAs: X3933^=1; income-only trusts but no equity interest: X3938=1 and X3940=5) X3943 X3944 X3945 X3946 X7643 Who manages your trusts, annuities, or investment accounts,--is it any of the institutions on the Institutions Card, or are they managed by someone else? (CODE ALL THAT APPLY.) Who manages your family's trusts, annuities, or investment accounts,--is it any of the institutions on the Institutions Card, or are they managed by someone else? (CODE ALL THAT APPLY.) (IF INSTITUTIONS CARD: Which institution(s)?) (IF SOMEPLACE ELSE: What type of institution(s) or who manages them?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no trusts, annuites or MIAs: X3933^=1) X9147 X9148 X9149 X9150 X9213 Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no trusts, annuites or MIAs: X3933^=1) X3947 How is the money in these trusts and managed accounts invested? Is most of it in stocks, most of it in bonds or other interest-earning assets, or what? 1. Stocks; "mutual fund" (except money market) 2. Bonds/Interest/CDs/Money Market 3. Real estate 5. Combination of 1 & 2; mutual funds and CD's 6. "Mixed"; "diversified" 7. Life insurance; fixed contract; annuities 8. Tangible assets other than real estate 9. Intangible assets, N.E.C. -7. Other ----------------------------------------------------------------------------- LIFE INSURANCE ----------------------------------------------------------------------------- X4001 Do you have any life insurance? Please include individual and group policies, but not accident insurance. Do you or anyone in your family living here have any life insurance? Please include individual and group policies, but not accident insurance. 1. YES 5. NO X4002 The two major types of life insurance are term and cash-value policies. Term policies pay a benefit if the insured person dies, but otherwise have no value. They are often provided through an employer or union, but may also be bought by individuals. Cash-value policies also pay a death benefit, but differ in that they build up a value as premimums are paid. Other names for types of cash value policies are "whole life" and "universal life." Are any of your policies individual term insurance? Are any of your family's policies individual term insurance? 1. YES 5. NO 0. Inap. (no life insurance: X4001^=1) X4003 What is the current face value of all the term life policies that you have? What is the current face value of all the term life policies that you and your family living here have? (THE FACE VALUE OF A POLICY IS WHAT THE POLICY WOULD PAY IN THE EVENT OF DEATH) Code amount 0. Inap. (no life insurance: X4001^=1; no term insurance: X4002^=1) X4004 Do you have any policies that build up a cash value or that you can borrow on? (IF R ASKS: THESE ARE SOMETIMES CALLED "WHOLE LIFE" OR "STRAIGHT LIFE".) 1. YES 5. NO 0. Inap. (no life insurance: X4001^=1) X4005 What is the current face value of all of the policies that build up a cash value that you have? (THE FACE VALUE OF A POLICY IS WHAT THE POLICY WOULD PAY IN THE EVENT OF DEATH.) What is the current face value of all of the policies that build up a cash value that you and your family living here have? (THE FACE VALUE OF A POLICY IS WHAT THE POLICY WOULD PAY IN THE EVENT OF DEATH.) Code amount 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1) X4006 What is the total cash value of these policies? (THE CASH VALUE OF A POLICY IS WHAT THE INSURANCE COMPANY WOULD PAY IF THE POLICY WERE SURRENDERED BEFORE DEATH.) Code amount -1. Nothing 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1) X4007 Are you borrowing against these policies? Are you or your family borrowing against these policies? 1. YES 5. NO 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; cash value=0; X4006=-1) X4008 Is the cash value you just gave me the net cash value, that is the total cash value minus the loan, or is it the gross cash value? 1. Net 2. Gross 3. Originally reported net, but edited gross 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1; cash value=0: X4006=-1) X4009 Did I record these loans earlier in the interview? 1. YES 5. NO 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1; cash value=0: X4006=-1) X7645 Where did you tell me about these loans? 1. Credit Card 2. 1st Mortgage 3. 2nd Mortgage 4. Home Equity Loan 5. Line of Credit 6. Other Real Estate Loan -7. Other 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1; cash value=0: X4006=-1; loan not reported earlier: X4009^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8175 Recode: Link code for loan mentioned earlier 1. X415 2. X416 3. X717 4. X418 5. X7500 6. X6648 7. X6649 8. X6720 9. X817 10. X917 11. X1017 12. X1046 13. X1112 14. X1123 15. X1134 16. X1217 17. X1728 18. X1828 19. X1928 20. X2220 21. X2320 22. X2420 23. X7171 24. X2521 25. X2621 26. X7823 27. X7846 28. X7869 29. X7923 30. X7946 31. X7969 32. X2725 33. X2742 34. X2825 35. X2842 36. X2925 37. X2942 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1; cash value=0: X4006=-1; loan not reported earlier: X4009^=1) X4010 How much is currently borrowed? Code amount 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1; cash value=0: X4006=-1) X4011 Typically how much are the payments on these loans? Code amount -1. Nothing -2. No typical payment 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1; cash value=0: X4006=-1) X4012 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1; cash value=0: X4006=-1) X4013 What is the current annual rate of interest being charged on these loans? Code percent * 100 -1. Nothing 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1; cash value=0: X4006=-1) X4014 How much are the premiums for these policies that build up a cash value? Code amount -1. Nothing -2. No typical payment 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1) X4015 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED. And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly 21. Policy paid up -1. Nothing -2. No typical payment -7. Other 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1) If R reported having life insurance (X4001=1), but reports no term insurance (X4002=5) and no whole life insurance (X4004=5), then the CAPI program asked R the total face value of all types of life insurance. R might also have reported having term insurance, DK whether other insurance is whole life but still know the face value or the remaining insurance. If an amount was provided, it was used as a constraint on the imputation of the face value of term/cash value insurance. X4016 Other than this term insurance, what is the current face value of all the life insurance you own? What is the current face value of all the life insurance you own? Other than this term insurance, what is the current face value of all the life insurance you and your family living here own? What is the current face value of all the life insurance you and your family living here own? Code amount 0. Inap. (no life insurance: X4001^=1; whole life insurance: X4004=1; term insurance and not DK existence of whole life insurance: X4002=1 and J4004^=2050) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- MISCELLANEOUS ASSETS AND DEBTS ----------------------------------------------------------------------------- X4017 We have talked about various types of savings, investments, and loans. Other than what I have already recorded, are you owed any money by friends, relatives outside the immediate family, businesses, or others? (WE DO NOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENT FAMILY MEMBERS.) We have talked about various types of savings, investments, and loans. Other than what I have already recorded, are you or anyone in your family living here owed any money by friends, relatives outside the immediate family, businesses, or others? (WE DO NOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENT FAMILY MEMBERS.) 1. YES 5. NO X4018 Altogether, how much are you owed? Code amount 0. (R not owed money: X4017^=1) X4019 Other than pension assets, do you have any other substantial assets that I haven't already recorded -- for example, artwork, precious metals, antiques, oil and gas leases, futures contracts, future proceeds from a lawsuit or estate that is being settled, royalties, or something else? (DO NOT INCLUDE PENSION-TYPE OR EMPLOYER PROFIT-SHARING ACCOUNTS HERE.) Other than pension assets, do you or anyone in your family living here have any other substantial assets that I haven't already recorded -- for example, artwork, precious metals, antiques, oil and gas leases, futures contracts, future proceeds from a lawsuit or estate that is being settled, royalties, or something else? (DO NOT INCLUDE PENSION-TYPE OR EMPLOYER PROFIT-SHARING ACCOUNTS HERE.) 1. YES 5. NO ----------------------------------------------------------------------------- #1 refers to the first misc. asset #2 refers to the second misc. asset #3 refers to the third misc. asset ----------------------------------------------------------------------------- X4020(#1) About the most valuable of these .. X4024(#2) What kind of asset is it? X4028(#3) 1. Gold 2. Silver (incl. silverware) 3. Other metals or metals NA type 10. Jewelry; gem stones (incl. antique) 11. Cars (antique or classic) 12. Antiques; furniture 13. Art objects; paintings, sculpture, textile art, ceramic art, photographs 14. (Rare) books 15. Coin collections 16. Stamp collections 17. Guns 18. Real estate (exc. cemetery) 19. Cemetery plots 20. China; figurines; crystal/glassware 21. Musical instruments 22. Livestock; horses; crops 23. Oriental rugs 24. Furs 25. Other collections, incl. baseball cards, records, wine 61. Loans to friends/relatives 62. Other loans/debts owed to R 63. Cash, n.e.c. 64. Future proceeds from a lawsuit 65. Future proceeds from an estate 66. Deferred compensation 71. Oil/gas/mineral leases or investments 72. (Commodity) futures contracts 73. Royalties 74. Non-publicly traded stock 75. Computer 76. Equipment/tools, NEC 77. Future lottery/prize receipts 78. Association or exchange membership 79. Other obligations to R; tax credits -7. Other 0. Inap. (no misc. assets: X4019^=1; no further misc. assets) ****************************************************** FOR THE PUBLIC DATASET, CODES 14 AND 23 ARE COMBINED WITH 12; CODE 61 IS COMBINED WITH 62; CODE 65 IS COMBINED WITH 64; CODE 72 HAS BEEN COMBINED WITH CODE 71; CODES 77 AND 79 HAVE BEEN COMBINED WITH -7. ****************************************************** X4022(#1) What is the total dollar value that you have in X4026(#2) this asset? X4030(#3) What is the total dollar value that you and your family living here have in this asset? Code amount 0. Inap. (no misc. assets: X4019^=1/no second asset: X4023^=1/no third asset: X4027^=1) X4023(#2) Do you have any other such substantial assets? X4027(#3) 1. YES 5. NO 0. Inap. (no misc. assets: X4019^=1/no third asset: X4027^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X4031 Do you owe any other money not recorded earlier? (WE DO NOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENT FAMILY MEMBERS.) Do you or anyone in your family living here owe any other money not recorded earlier? (WE DO NOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENT FAMILY MEMBERS.) 1. YES 5. NO X4032 How much is owed? Code amount 0. Inap. (no misc. debts: X4031^=1) ----------------------------------------------------------------------------- ACCOUNTS IN FOREIGN CURRENCY ----------------------------------------------------------------------------- X7647 Thinking about all the accounts we have talked about, are any of the accounts you have told me about held in some currency other than U.S. dollars? 1. YES 5. NO 0. Inap. (no accounts: X3501^=1 & X3701 ^=1 & X3719^=1 & X3801^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CURRENT MAIN JOB OF HEAD AND SPOUSE/PARTNER ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- #1 refers to current job information for head #2 refers to current job information for spouse/partner ----------------------------------------------------------------------------- X7196(#1) INTERVIEWER: IF SPOUSE/PARTNER IS PRESENT, TRY TO OBTAIN X7263(#2) EMPLOYMENT INFORMATION FROM (HIM/HER) DIRECTLY. INTERVIEWER: WHO IS PROVIDING EMPLOYMENT INFORMATION ABOUT THE RESPONDENT? 1. HEAD 2. SPOUSE/PARTNER 3. Case was a breakoff/data missing because of iwer/CAPI error 0. Inap. (/no spouse) (#1) X6670 X6671 X6672 X6673 X6674 X6675 X6676 X6677 (#2) X6678 X6679 X6680 X6681 X6682 X6683 X6684 X6685 We are interested in your (spouse's/partner's) present job status. (Are you/Is [he/she]) working now, temporarily laid off, unemployed and looking for work, disabled and unable to work, retired, a student, a homemaker, or what? CODE ALL THAT APPLY (SHOW CARD 14) 1. Working now or on strike 2. Temporarily laid off - on sick or other leave; seasonal work and not working now 3. Unemployed and looking for work 4. Student 5. Homemaker 6. Disabled 7. Retired 10. Unpaid volunteer -7. Other 0. Inap. (no further instances; for R at least the first field must be filled out/no spouse or no further instances beyond the first field) NOTE: CARD 14 contains the following text in a vertical column: "Working now or on strike," "Temporarily laid off; on sick leave or other type of leave," "Unemployed and looking for work," "Student," "Homemaker," "Disabled," "Retired," "Other." X4101(#1) (Do you/Does [he/she]) expect to go back to this job? X4701(#2) 1. YES 5. NO 0. Inap. (not laid off: X6670-X6677^=2/X6678-X6685^=2;/ no spouse) X4102(#1) When did (you/he/she) last work on this job? X4702(#2) Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (not laid off: X6670-X6677^=2/X6678-X6685^=2;/ no spouse) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X4103(#1) Code year (4 digits) X4703(#2) 0. Inap. (not laid off: X6670-X6677^=2/X6678-X6685^=2;/ no spouse) When did (you/your spouse/partner) become disabled? When did (you/your spouse/partner) retire? X4104(#1) Code year (4 digits) X4704(#2) 0. Inap. (not retired or disabled: X6670-X6677^=6 or 7/ X6678-X6685^=6 or 7;/no spouse) X7197(#1) Code age X7264(#2) 0. Inap. (not retired or disabled: X6670-X6677^=6 or 7/ X6678-X6685^=6 or 7;/no spouse) X7198(#1) Code mumber of years past X7265(#2) -1. 1995 0. Inap. (not retired or disabled: X6670-X6677^=6 or 7/ X6678-X6685^=6 or 7;/no spouse) X4105(#1) (Are you/Is [he/she]) doing any work for pay at the present X4705(#2) time? 1. YES 5. NO 0. Inap. (any work status working or laid off but not expecting to go back: X6670-X6677=1 or X6670-X6677=2 and X4101=5/X6678-X6685=1 or X6678-X6685=2 and X4701=5;/no spouse) X4100(#1) Recode: current work status X4700(#2) 11. Worker only 12. Worker + disabled 13. Worker + retired 14. Worker + student 15. Worker + homemaker 16. Worker + unemployed/looking for work 17. Worker + temporarily laid off 20. Temporarily laid off only 21. Temporarily laid off--does not expect to return to job and no current work 30. Unemployed and looking for work 50. Retired only 52. Disabled only 70. Student only 80. Homemaker/other not in labor force only 85. Unpaid volunteer 90. Unpaid family workers: R's who volunteer that they work in a family business or farm and are unpaid. (Do not include here "volunteer work" for charitable or non-profit organizations.) 96. Other combination incl. WORKER 97. Other (incl. combination) not including WORKER 199. Absent spouse not included in IW 0. Inap. (/no spouse) X4106(#1) Next are some questions about your (spouse's/partner's) X4706(#2) current, main job. (Do you/Does [he/she]) work for someone else, (are you/is [he/she]) self-employed, or what? IF R SAYS "I RUN MY OWN BUSINESS", CODE AS SELF-EMPLOYED 1. Someone else 2. Self-employed; non-corporate business owned by PEU 3. Partnership; law firm; medical/dental partnership 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) -7. Other X7401(#1) What is the official title of your (spouse's/partner's) job? X7411(#2) (The title that (your/her/his) employer uses?) What sort of work (do you/does [he/she]) do on (your/her/his) job? (Tell me little more about what (you do/[he/she] does).) Code Census 1995 3-digit occupation codes Code Occupation 000-199 MANAGERIAL AND PROFESSIONAL SPECIALTY OCCUPATIONS 000-037 EXECUTIVE, ADMINISTRATIVE, AND MANAGERIAL OCCUPATIONS 000-002 Not used 003 Legislators 004 Chief executives and general administrators, public administration 005 Administrators and officials, public administration 006 Administrators, protective services 007 Financial managers 008 Personnel and labor relations managers 009 Purchasing managers 010-012 Not used 013 Managers, marketing, advertising and public relations 014 Administrators, education and related fields 015 Managers, medicine and health 016 Postmasters and mail superintendents 017 Managers, food serving and lodging establishments 018 Managers, properties and real estate 019 Funeral directors 020 Not used 021 Managers, service organizations, n.e.c. 022 Managers and administrators, n.e.c. 023-037 Management Related Occupations 023 Accountants and auditors 024 Underwriters 025 Other financial officers 026 Management analysts 027 Personnel, training, and labor relations specialists 028 Purchasing agents and buyers, farm products 029 Buyers, wholesale and retail trade except farm products 030-032 Not used 033 Purchasing agents and buyers, n.e.c. 034 Business and promotion agents 035 Construction inspectors 036 Inspectors and compliance officers, except construction 037 Management related occupations, n.e.c. 038-042 Not used 043-199 PROFESSIONAL SPECIALTY OCCUPATIONS 043-063 Engineers, Architects, and Surveyors 043 Architects 044-059 Engineers 044 Aerospace 045 Metallurgical and materials 046 Mining 047 Petroleum 048 Chemical 049 Nuclear 050-052 Not used 053 Civil 054 Agricultural 055 Electrical and electronic engineers 056 Industrial 057 Mechanical 058 Marine and naval architects 059 Engineers, n.e.c. 060-062 Not used 063 Surveyors and mappin scientists 064-068 Mathematical and Computer Scientists 064 Computer systems analysts and scientists 065 Operations and systems researchers and analysts 066 Actuaries 067 Statisticiais 068 Mathematical scientists, n.e.c. 069-083 Natural Scientists 069 Physicists and astronomers 070-072 Not used 073 Chemists, except bibchemists 074 Atmospheric and space scientists 075 Geologists and geodesists 076 Physical scientists, n.e.c. 077 Agricultural and food scientists 078 Biological and life scientists 079 Forestry and conservation scientists 080-082 Not used 083 Medical scientists 084-089 Health Diagnosing Occupations 084 Physicians Q85 Dentists 086 Veterinarians 087 Optometrists 088 Podiatrists 089 Health diagnosing practitioners, n.e.c. 090-094 Not used 095-106 Health Assessment and Treating Occupations 095 Registered nurses 096 Pharmacists 097 Dietitians 098-105 Therapists 098 Respiratory therapists 099 Occupational therapists 100-102 Not used 103 Physical therapists 104 Speech therapists 105 Therapists, n.e.c. 106 Physicians' assistants 107-112 Not used 113-154 Teachers, Postsecondary 113 Earth, environmental, and marine science teachers 114 Biological science teachers 115 Chemistry teachers 116 Physics teachers 117 Natural science teachers, n.e.c. 118 Psychology teachers 119 Economics teachers 120-122 Not used 123 History teachers 124 Political science teachers 125 Sociology teachers 126 Social science teachers, n.e.c. 127 Engineering teachers 128 Mathematical science teachers 129 Computer science teachers 130-132 Not used 133 Medical science teachers 134 Health specialties teachers 135 Business, commerce, and marketing teachers 136 Agriculture and forestry teachers 137 Art, drama, and music teachers 138 Physical education teachers 139 Education teachers 140-142 Not used 143 English teachers 144 Foreign language teachers 145 Law teachers 146 Social work teachers 147 Theology teachers 148 Trade and industrial teachers 149 Home economics teachers 150-152 Not used 153 Teachers, postsecondary, n.e.c. 154 Postsecondary teachers, subject not specified 155-159 Teachers, Except Postsecondary 155 Teachers, prekindergarten and kindergarten 156 Teachers, elementary school 157 Teachers, secondary school 158 Teachers, special education 159 Teachers, n.e.c. 160-162 Not used 163 Counselors, Educational and Vocational 164-165 Librarians, Archivists, and Curators 164 Librarians 165 Archivists and curators 166-173 Social Scientists and Urban Planners 166 Economists 167 Psychologists 168 Sociologists 169 Social scientists, n.e.c. 170-172 Not used 173 Urban planners 174-177 Social, Recreation, and Religious Workers 174 Social workers 175 Recreation workers 176 Clergy 177 Religious workers, n.e.c. 178-179 Lawyers and Judges 178 Lawyers 179 Judges 180-182 Not used 183-199 Writers, Artists, Entertainers, and Athletes 183 Authors 184 Technical writers 185 Designers 186 Musicians and composers 187 Actors and directors 188 Painters, sculptors, craft-artists, and artist printmakers 189 Photographers 190-192 Not used 193 Dancers 194 Artists, performers, and related workers, n.e.c. 195 Editors and reporters 196 Not used 197 Public relations specialists 198 Announcers 199 Athletes 200-202 Not used 203-389 TECHNICAL, SALES, AND ADMINISTRATIVE SUPPORT OCCUPATIONS 203-235 TECHNICIANS AND RELATED SUPPORT OCCUPATIONS 203-208 Health Technologists and Technicians 203 Clinical laboratory technologists and technicians 204 Dental hygienists 205 Health record technologists and technicians 206 Radiologic technicians 207 Licensed practical nurses 208 Health technologists and technicians, n.e.c. 209-212 Not used 213-235 Technologists and Technicians, Except Health 213-218 Engineering and Related Technologists and Technicians 213 Electrical and electronic technicians 214 Industrial engineering technicians 215 Mechanical engineering technicians 216 Engineering technicians, n.e.c. 217 Drafting occupations 218 Surveying and mapping technicians 219-222 Not used 223-225 Science Technicians 223 Biological technicians 224 Chemical technicians 225 Science technicians, n.e.c. 226-235 echnicians, Except Health, Engineering, and Science 226 Airplane pilots and navigators 227 Air traffic controllers 228 Broadcast equipment operators 229 Computer programmers 230-232 Not used 233 Tool programmers, numerical control 234 Legal assistants 235 Technicians, n.e.c. 236-242 Not used 243-285 SALES OCCUPATIONS 243 Supervisors and Proprietors, Sales Occupations 244-252 Not used 253-257 Sales Representatives, Finance and Business Services 253 Insurance sales occupations 254 Real estate sales occupations 255 Securities and financial services sales occupations 256 Advertising and related sales occupations 257 Sales occupations, other business services 258-259 Sales Representatives, Commodities, Except Retail 258 Sales engineers 259 Sales representatives, mining. manuftcturing, and wholesale 260-262 Not used 263-278 Sales Workers, Retail and Personal Services 263 Sales workers, motor vehicles and boats 264 Sales workers, apparel 265 Sales workers, shoes 266 Sales workers, furniture and home furnishings 267 Sales workers, radio, TV, hi-fi and appliances 268 Sales workers, hardware and building supplies 269 Sales workers, parts 270-273 Not used 274 Sales workers, other commodities 275 Sales counter clerks 276 Cashiers 277 Street and door-to-door sales workers 278 News vendors 279-282 Not used 283-285 Sales Related Occupations 283 Demonstrators, promoters and models, sales 284 Auctioneers 285 Sales support occupations, n.e.c. 286-302 Not used 303-389 ADMINISTRATIVE SUPPORT OCCUPATIONS, INCLUDING CLERICAL 303-307 Supervisors, Administrative Support Occupations 303 Supervisors, general office 304 Supervisors, computer equipment operators 305 Supervisors, financial records processing 306 Chief communications operators 307 Supervisors, distribution, scheduling, and adjusting clerks 308-309 Computer Equipment Operators 308 Computer operators 309 Peripheral equipment operators 310-312 Not used 313-315 Secretaries, Stenographers, and Typists 313 Secretaries 314 Stenographers 315 Typists 316-323 Information Clerks 316 Interviewers 317 Hotel clerks 318 Transportation ticket and reservation agents 319 Receptionists 320-322 Not used 323 Information clerks, n.e.c. 324 Not used 325-336 Records Processing Occupations, Except Financial 32S Classified-ad clerks 326 Correspondence clerks 327 Order clerks 328 Personnel clerks, except payroll and timekeeping 329 Library clerks 330-334 Not used 335 File clerks 336 Records clerks 337-344 Financial Records Processing Occupations 337 Bookkeepers, accounting, and auditing clerks 338 Payroll and timekeeping clerks 339 Billing clerks 340-342 Not used 343 Cost and rate clerks 344 Billing, posting, and calculating machine operators 345-347 Duplicating, Mail and Other Office Machine Operators 345 Duplicating machine operators 346 Mail preparing and paper handling machine operators 347 Office machine operators, n.e.c. 348-353 Communications Equipment Operators 348 Telephone operators 350-352 Not used 353 Communications equipment operators, n.e.c. 354-357 Mail and Message Distributing Occupations 354 Postal clerks, except mail carriers 355 Mail carriers, postal service 356 Mail clerks, except postal service 357 Messengers 358 Not used 359-374 Material Recording Scheduling, and Distributing Clerks 359 Dispatchers 360-362 Not used 363 Production coordinators 364 Traffic, shipping, and receiving clerks 365 Stock and inventory clerks 366 Meter readers 367 Not used 368 Weighers, measurers, checkers, and samplers 369-372 Not used 373 Expediters 374 Material recording, scheduling, and distributing clerks, n.e.c. 375-378 Adjusters and Investigators 375 Insurance adjusters, examiners, and investigators 376 Investigators and adjusters, except insurance 377 Eligibility clerks, social welfare 378 Bill and account collectors 379-389 Miscellaneous Administrative Support Occupations 379 General office clerks 380-382 Not used 383 Bank tellers 384 Proofreaders 385 Data-entry keyers 386 Statistical clerks 387 Teachers' aides 388 Not used 389 Administrative support occupations, n.e.c. 390-402 Not used 403-469 SERVICE OCCUPATIONS 403-407 PRIVATE HOUSEHOLD OCCUPATIONS 403 Launderers and ironers 404 Cooks, private household 405 Housekeepers and butlers 406 Child care workers, private household 407 Private household cleaners and servants 408-412 Not used 413-427 PROTECTIVE SERVICE OCCUPATIONS 413-415 Supervisors, Protective Service Occupations 413 Supervisors, firefighting and fire prevention occupations 414 Supervisors, police and detectives 415 Supervisors, guards 416-417 Firefighting and Fire Prevention Occupations 416 Fire inspection and fire prevention occupations 417 Firefighting occupations 418-424 Police and Detectives 418 Police and detectives, public service 419-422 Not used 423 Sheriffs, bailiffs, and other law enforcement officers 424 Correctional institution officers 425-432 Guards 425 Crossing guards 426 Guards and police, except public service 427 Protective service occupations, n.e.c. 428-432 Not used 433-469 SERVICE OCCUPATIONS, EXCEPT PROTECTIVE AND HOUSEHOLD 433-444 Food Preparation and Service Occupations 433 Supervisors, food preparation and service occupations 434 Bartenders 435 Waiters and waitresses 436 Cooks 437 Not used 438 Food counter, fountain and related occupations 439 Kitchen workers, food preparation 440-442 Not used 443 Waiters'/waitresses' assistants 444 Miscellaneous food preparation occupations 445-447 Health Service Occupations 445 Dental assistants 446 Health aides, except nursing 447 Nursing aides, orderlies, and attendants 448-455 Cleaning and Building Service Occupations, Except Household 448 Supervisors, cleaning and building service workers 449 Maids and housemen 450-452 Not used 453 Janitors and cleaners 454 Elevator operators 455 Pest control occupations 456-469 Personal Service Occupations 456 Supervisors, personal service occupations 457 Barbers 458 Hairdressers and cosmetologists 459 Attendants, amusement and recreation facilities 460 Not used 461 Guides 462 Ushers 463 Public transportation attendants 464 Baggage porters and bellhops 465 Welfare service aides 466 Family child care providers 467 Early childhood teacher's assistants 468 Child care workers, n.e.c. 469 Personal service occupations, ne.c. 470-472 Not used 473-499 FARMING, FORESTRY, AND FISHING OCCUPATIONS 473-476 Farm Operators and Managers 473 Farmers, except horticultural 474 Horticultural specialty farmers 475 Managers, farms, except horticultural 476 Managers, horticultural specialty farmi 477-489 Other Agricultural and Related Occupations 477-484 Farm Occupations, Except Managerial 477 Supervisors, farm workers 478 Not used 479 Farm workers 480-482 Not used 483 Marine life cultivation workers 484 Nursery workers 485-489 Related Agricultural Occupations 485 Supervisors, related agricultural occupations 486 Groundskeepers and gardeners, except farm 487 Animal caretakers, except farm 488 Graders and sorters, agricultural products 489 Inspectors, agricultural products 490-493 Not used 494-496 Forestry and Logging Occupations 494 Supervisors, forestry and logging workers 495 Forestry workers, except logging 496 Timber cutting and logging occupations 497-499 Fishers, Hunters, and Trappers 497 Captains and other officers, fishing vessels 498 Fishers 499 Hunters and trappers 500-502 Not used 503-699 PRECISION PRODUCTION, CRAFT, AND REPAIR OCCUPATIONS 503-552 Mechanics and Repairers 503 Supervisors, mechanics and repairers 504 Not used 505-549 Mechanics and Repairers, Except Supervisors 505-517 Vehicle and Mobile Equipment Mechanics and Repairers 505 Automobile mechanics 506 Automobile mechanic apprentices 507 Bus, truck, and stationary engine mechanics 508 Aircraft engine mechanics 509 Small engine repairers 510-513 Not used 514 Automobile body and related repairers 515 Aircraft mechanics, except engine 516 Heavy equipment mechanics 517 Farm equipment mechanics 518 Industrial machinery repairers 519 Machinery maintenance occupations 520-522 Not used 523-533 Electrical and Electronic Equipment Repairers 523 Electronic repairers, communications and industrial equipment 524 Not used 525 Data processing equipment repairers 526 Household appliance and power tool repairers 527 Telephone line installers and repairers 528 Not used 529 Telephone installers and repairers 530-532 Not used 533 Miscellaneous electrical and electronic equipment repairers 534 Heating air conditioning, and refrigeration mechanics 535-549 Miscellaneous Mechanics and Repairers 535 Camera, watch, and musical instrument repairers 536 Locksmiths and safe repairers 537 Not used 538 Office machine repairers 539 Mechanical controls and valve repairers 540-542 Not used 543 Elevator installers and repairers 544 Millwrights 545-546 Not used 547 Specified mechanics and repairers, n.e.c. 548 Not used 549 Not specified mechanics and repairers 550-552 Not used 553-599 Construction Trades 553-558 Supervisors, Construction Occupations 553 Supervisors, brickmasons, stonemasons, and tile setters 554 Supervisors, carpenters and related workers 555 Supervisors, electricians and power transmission installers 556 Supervisors, painters, paperhangers, and plasterers 557 Supervisors, plumbers, pipefitters, and steamfitters 558 Supervisors, construction, n.e.c. 559-562 Not used 563-599 Construction Trades, Except Supervisors 563 Brickmasons and stonemasons 564 Brickmason and stonemason apprentices 565 Tile setters, hard and soft 566 Carpet installers 567 Carpenters 568 Not used 569 Carpenter apprentices 570-572 Not used 573 Drywall installers 574 Not used 575 Electricians 576 Electrician apprentices 577 Electrical power installers and repairers 578 Not used 579 Painters, construction and maintenance 582 Not used 583 Paperhangers 584 Plasterers 585 Plumbers, pipefitters, and steamfitters 586 Not used 587 Plumber, pipefitter, and steamfitter apprentices 588 Concrete and terrazzo finishers 589 Glaziers, 590-592 Not used 593 Insulation workers 594 Paving. surfacing, and tamping equipment operators 595 Roofers 596 Sheetmetal. duct installers 597 Structural metal workers 598 Drillers, earth 599 Construction trades, nec. 600-612 Not used 613-617 Extractive Occupations 613 Supervisors, extractive occupations 614 Drillers, oil well 615 Explosives workers 616 Mining machine operators 617 Mining occupations, n.e.c. 618-627 Not used 628-699 Precision Production Occupations 628 Supervisors, production occupations 629-633 Not used 634-655 Precision Metal Working Occupations 634 Tool and die makers 635 Tool and die maker apprentices 636 Precision assemblers, metal 637 Machinists 638 Not used 639 Machinist apprentices 640-642 Not used 643 Boilermakers 644 Precision grinders, filers, and tool sharpeners 645 Patternmakers and model makers, metal 646 Lay-outworkers 647 Precious stones and metals workers (Jewelers) 648 Not used 649 Engravers, metal 650-652 Not used 653 Sheet metal workers 654 Sheet metal worker apprentices 655 Miscellaneous precision metal workers 656-659 Precision Woodworking Occupations 656 Patternmakers and model makers, wood 657 Cabinet makers and bench carpenters 658 Furniture and wood finishers 659 Miscellaneous precision woodworkers 660-665 Not used 666-674 Precision Textile, Apparel, and Furnishings Machine Workers 666 Dressmakers 667 Tailors 668 Upholsterers 669 Shoe repairers 670-673 Not used 674 Miscellaneous precision apparel and fabric workers 675-684 Precision Workers, Assorted Materials 675 Hand molders and shapers, except jewelers 676 Patternmakers, lay-out workers, and cutters 677 Optical goods workers 678 Dental laboratory and medical appliance technicians 679 Bookbinders 680-682 Not used 683 Electrical and electronic equipment assemblers 684 Miscellaneous precision workers, nec. 685 Not used 686-688 Precision Food Production Occupations 686 Butchers and meat cutters 687 Bakers 688 Food batchmakers 689-693 Precision Inspectors, Testers, and Related Workers 689 Inspectors, testers, and graders 690-692 Not used 693 Adjusters and calibrators 694-699 Plant and System Operators 694 Water and sewage treatment plant operators 695 Power plant operators 696 Stationary engineers 697-698 Not used 699 Miscellaneous plant and system operators 700-702 Not used 703-889 OPERATORS, FABRICATORS, AND LABORERS 703-799 MACHINE OPERATORS, ASSEMBLERS, AND INSPECI'ORS 703-779 Machine Operators and Tenders, Except Precision 703-715 Metal Working and Plastic Working Machine Operators 703 Lathe and turning machine set-up operators 704 Lathe and turning machine operators 705 Milling and planing machine operators 706 Punching and stamping press machine operators 707 Rolling machine operators 708 Drilling and boring machine operators 709 Grinding. abrading, buffing, and polishing machine operators 710-712 Not used 713 Forging machine operators 714 Numerical control machine operators 715 Miscellaneous metal, plastic, stone, and glass working machine operators 716 Not used 717 Fabricating machine operators, n.e.c. 718 Not used 719-725 Metal and Plastic Processing Machine Operators 719 Molding and casting machine operators 720-722 Not used 723 Metal plating machine operators 724 Heat treating equipment operators 725 Miscellaneous metal and plastic processing machine operators 726-733 Woodworking Machine Operators 726 Wood lathe, routing, and planing machine operators 727 Sawing machine operators 728 Shaping and joining machine operators 729 Nailing and tacking machine operators 730-732 Not used 733 Miscellaneous woodworking machine operators 734-737 Printing Machine Operators 734 Printing press operators 735 Photoengravers and lithographers 736 Typesetters and compositors 737 Miscellaneous printing machine operators 738-749 Textile, Apparel, and Furnishings Machine Operators 738 Winding and twisting machine operators 739 Knitting looping, taping, and weaving machine operators 740-742 Not used 743 Textile cutting machine operators 744 Textile sewing machine operators 745 Shoe machine operators 746 Not used 747 Pressing machine operators 748 Laundering and dry cleaning machine operators 749 Miscellaneous textile machine operators 750-752 Not used 753-779 Machine Operators, Assorted Materials 753 Cementing and gluing machine operators 754 Packaging and filling machine operators 755 Extruding and forming machine operators 756 Mbdng and blending machine operators 757 Separating, filtering, and clarffying machine operators 758 Compressing and compacting machine operators 759 Painting and paint spraying machine operators 760-762 Not used 763 Roasting and baking machine operators, food 764 Washing, cleaning and pickling machine operators 765 Folding machine operators 766 Furnace, kiln, and oven operators, except food 767 Not used 768 Crushing and grinding machine operators 769 Slicing and cutting machine operators 770-772 Not used 773 Motion picture protectionists 774 Photographic process machine operators 775-776 Not used 777 Miscelk neous machine operators, n.e.c. 778 Not used 779 Machine operators, not specified 780-782 Not used 783-795 Fabricators, Assemblers, and Hand Working Occupations 783 Welders and cutters 784 Solderers and brazers 785 Assemblers 786 Hand cutting and trimming occupations 787 Hand molding, casting, and forming occupations 798 Not used 789 Hand painting, coating, and decorating occupations 790-792 Not used 793 Hand engraving and printing occupations 794 Not used 795 Miscellaneous hand working occupations 796-799 Production Inspectors, Testers, Samplers, and Weighers 796 Production inspectors, checkers, and examiners 797 Production testers 798 Production samplers and weighers 799 Graders and sorters, except agricultural 800-802 Not used 803-859 TRANSPORTATION AND MATERIAL MOVING OCCUPATIONS 803-814 Motor Vehicle Operators 803 Supervisors, motor vehicle operators 804 Truck drivers 805 Not used 806 Driver-sales workers 807 Not used 808 Bus drivers 809 Taxicab drivers and chauffeurs 810-812 Not used 813 Parking lot attendants 814 Motor transportation occupations, n.e.c. 815 Not used 823-834 Transportation Occupations, Except Motor Vehicles 823-826 Rail Transportation Occupations 823 Railroad conductors and yardmasters 824 Locomotive operating occupations 825 Railroad brake, signal, and switch operators 826 Rail vehicle operators, n.e.c. 827 Not used 828-834 Water Transportation Occupations 828 Ship captains and mates, except fishing boats 829 Sailors and deckhands 830-832 Not used 833 Marine engineers 834 Bridge, lock, and lighthouse tenders 835-842 Not used 843-959 Material Moving Equipment Operators 843 Supervisors, material moving equipment operators 844 Operating engineers 845 Longshore equipment operators 846-847 Not used 848 Hoist and winch operators 849 Crane and tower operators 850-852 Not used 853 Excavating and loading machine operators 854 Not used 855 Grader, dozer, and scraper operators 856 Industrial truck and tractor equipment operators 857-858 Not used 859 Miscellaneous material moving equipment operators 860-863 Not used 864-889 HANDLERS EQUIPMENT CLEANERS, HELPERS, AND LABORERS 864 Supervisors, handlers, equipment cleaners, and laborers, n.e.c. 865 Helpers, mechanics, and repairers 866-868 Helpers, Construction, and Extractive Occupations 866 Helpers, construction trades 867 Helpers, surveyor 868 Helpers, extractive occupations 869 Construction laborers 870-873 Not used 874 Production helpers 875-883 Freight, Stock, and Material Handlers 875 Garbage collectors 876 Stevedores 877 Stock handlers and baggers 878 Machine feeders and offbearers 879-882 Not used 883 Freight, stock, and material handlers, ne.c. 884 Not used 885 Garage and service station related occupations 886 Not used 887 Vehicle washers and equipment cleaners 888 Hand packers and packagers 889 Laborers, cocept construction 890-902 Not used 903-905 Armed Forces. In the public version of the dataset, these codes have been collapsed in the following way: IF (3 <= 3-digit occ. code <=37) THEN occ. code=1; ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1; ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2; ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2; ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2; ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3; ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3; ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3; ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6; ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4; ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5; ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5; ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5; ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X7402(#1) What kind of business or industry (do you/does your X7412(#2) [spouse/partner]) work in -- that is, what do they make or do at the place where (you/he/she) work(s)? Code Census 1995 3-digit industry code Code Industry 000-009 Not used 010-030 AGRICULTURE 010 Agricultural production, crops 011 Agricultural production, livestock 012 Veterinary services 013-019 Not used 020 Landscape and horticultural services 021-029 Not used 030 Agricultural services, n.e.c. 031-032 FORESTRY AND FISIHERIES 031 Forestry 032 Fishing, hunting, and trapping 033-039 Not used 040-050 MINING 040 Metal mining 041 Coal mining 042 Oil and gas extraction 043-049 Not used 050 Nonmetallic mining and quarrying, except fuel 051-059 Not used 060 CONSTRUCMON 061-099 Not used 100-392 MANUFACTURING 100-222 NONDURABLE GOODS 100-122 Food and kindred products 100 Meat products 101 Dairy products 102 Canned, frozen and preserved fruits and vegetables 103-109 Not used 110 Grain mill products 111 Bakery products 112 Sugar and confectionery products 113-119 Not used 120 Beverage industries 121 Miscellaneous food preparations and kindred products 122 Not specified food industries 123-129 Not used 130 Tobacco manufactures 131 Not used 132-150 Textile mill products 132 Knitting mills 133-139 Not used 140 Dyeing and finishing textiles, except wool and knit goods 141 Carpets and rugs 142 Yarn, thread, and fabric mills 143-149 Not used 150 Miscellaneous textile mill products 151-152 Apparel and other finished textile products 151 Apparel and accessories, except knit 152 Miscellaneous fabricated textile products 153-159 Not used 160-162 Paper and allied products 160 Pulp, paper, and paperboard mills 161 Miscellaneous paper and pulp products 162 Paperboard containers and boxes 163-170 Not used 171-172 Printing, publishing, and allied industries 171 Newspaper publishing and printing 172 Printing, publishing and allied industries, except newspapers 173-179 Not used 180-192 Chemicals and allied products 180 Plastics, synthetics, and resins 181 Drugs 182 Soaps and cosmetics 183-189 Not used 190 Paints, varnishes, and related products 191 Agricultural chemicals 192 Industrial and miscellaneous chemicals 193-199 Not used 200-201 Petroleum and coal products 200 Petroleum refining 201 Miscellaneous petroleum and coal products 202-209 Not used 210-212 Rubber and miscellaneous plastics products 210 Tires and inner tubes 211 Other rubber products, and plastics footwear and belting 212 Miscellaneous plastics products 213-219 Not used 220 Leather and leather products 220 Leather tanning and finishing 221 Footwear, except rubber and plastic Leather products, except footwear 223-229 Not used 230-392 DURABLE GOODS 230-241 Lumber and wood products, except furniture 230 Logging(241) 231 Sawmills,planning mills, and millwork 232 Wood buildings and mobile homes 233-240 Not used 241 Miscellaneous wood products 242 Furniture and fissures 243-249 Not used 250-262 tone, clay, glass, and concrete products 250 Glass and glass products 251 Cement, concrete, gypsum, and plaster products 252 Structural clay products 253-260 Not used 261 Pottery and related products 262 Miscellaneous nonmetallic mineral and stone products 263-269 Not used 270-301 Metal industries 270 Blast furnaces, steelworks, rolling and finishing mills 271 Iron and steel foundries 272 Primary aluminum industries 273-279 Not used 280 Other primary metal industries 3369,339) 281 Cutlery, handtools, and general hardware 282 Fabricated structural metal products 283-289 Not used 290 Screw machine products 291 Metal forgings and stamping 292 Ordnance 293-299 Not used 300 Miscellaneous fabricated metal products 301 Not specified metal industries 302-309 Not used 310-332 Machinery and computing equipment 310 Engines and turbines 311 Farm machinery and equipment 312 Construction and material handling machines 313-319 Not used 320 Metalworking machinery 321 Office and accounting machines 322 Computers and related equipment 323-330 Not used 331 Machinery, except electrical, n.e.c. 332 Not specified machinery 333-339 Not used 340-350 Electrical machinery, equipment, and supplies 340 Household appliances 341 Radio, TV, and communication equipment 342 Electrical machinery, equipment, and supplies, n.e.c. 343-349 Not used 350 Not specified electrical machinery, equipment, and supplies 351-370 Transportation equipment 351 Motor vehicles and motor vehicle equipment 352 Aircraft and parts 353-359 Not used 360 Ship and boat building and repairing 361 Railroad locomotives and equipment 362 Guided missiles, space vehicles, and parts 363-369 Not used 370 Cycles and miscellaneous transportation equipment 371-381 Professional and photographic equipment, and watches 371 Scientific and controlling instruments 372 Medical, dental, and optical instruments and supplies 373-379 Not used 380 Photographic equipment and supplies 381 Watches, clocks, and clockwork operated devices 382-389 Not used 390 Toys, amusement, and sporting goods 391 Miscellaneous manufacturing industries 392 Not specified manufacturing industries 393-399 Not used 400-472 TRANSPORTATION, COMMUNICATIONS, AND OTHER PUBLIC UTILITIES 400-432 TRANSPORTATION 400 Railroads 401 Bus service and urban transit 402 Taxicab service 403-409 Not used 410 Trucking service 411 Warehousing and storage 412 U.S. Postal Service 413-419 Not used 420 Water transportation 421 Air transportation 422 Pipe lines, except natural gas 423-431 Not used 432 Services incidental to transportation 433-439 Not used 440-442 COMMUNICATIONS 440 Radio and television broadcasting and cable 441 Telephone communications 442 Telegraph and miscellaneous communications services 443-449 Not used 450-472 UTILITIES AND SANITARY SERVICES 450 Electric light and power 451 Gas and steam supply systems 452 Electric and gas, and other combinations 453-469 Not used 470 Water supply and irrigation 471 Sanitary services 472 Not specified utilities 473-499 Not used 500-571 WHOLESALE TRADE 500-532 Durable Goods 500 Motor vehicles and equipment 501 Furniture and home furnishings 502 Lumber and construction materials 503-509 Not used 510 Professional and commercial equipment and supplies 511 Metals and minerals, except petroleum 512 Electrical goods 513-520 Not used 521 Hardware, plumbing and heating supplies 522-529 Not used 530 Machinery, equipment, and supplies 531 Scrap and waste materials 532 Miscellaneous wholesale, durable goods 533-539 Not used 540-571 Nondurable Goods 540 Paper and paper products 541 Drugs, chemicals and allied products 542 Apparel, fabrics, and notions 543-549 Not used 550 Groceries and related products 551 Farm-product raw materials 552 Petroleum products 553-559 Not used 560 Alcoholic beverages 561 Farm supplies 562 Miscellaneous wholesale, nondurable goods 563-570 Not used 571 Not specified wholesale trade 572-579 Not used 580-691 RETAIL TRADE 580 Lumber and building material retailing 581 Hardware stores 582 Retail nurseries and garden stores 583-589 Not used 590 Mobile home dealers 591 Department stores 592 Variety stores 593-599 Not used 600 Miscellaneous general merchandise stores 601 Grocery stores 602 Dairy products stores 603-609 Not used 610 Retail bakeries 611 Food stores, n.e.c. 612 Motor vehicle dealers 613-619 Not used 620 Auto and home supp@y stores 621 Gasoline service stations 622 Miscellaneous vehicle dealers 623 Apparel and accessory stores, except shoe 624-629 Not used 630 Shoe stores 631 Furniture and home furnishings stores 632 Household appliance stores 633 Radio ,TV, and computer stores 634-639 Not used 640 Music stores 641 Eating and drinking places 642 Drug stores 643-649 Not used 650 Liquor stores 651 Sporting goods, bicycles, and hobby stores 652 Book and stationery stores 653-659 Not used 660 Jewelry stores 661 Gift, novelty, and souvenir shops 662 Sewing, needlework and piece goods stores 663 Catalog and mail order houses 664-669 Not used 670 Vending machine operators 671 Direct selling establishments 672 Fuel dealers 673-680 Not used 681 Retail florists 682 Miscellaneous retail stores 683-690 Not used 691 Not specified retail trade 692-699 Not used 700-712 FINANCE, INSURANCE, AND REAL ESTATE 700 Banking 701 Savings institutions, including credit unions 702 Credit agencies, n.e.c. 703-709 Not used 710 Security, commodity brokerage, and investment companies 711 Insurance 712 Real estate, including real estate-insurance offices 713-720 Not used 721-760 BUSINESS AND REPAIR SERVICES 721 Advertising 722 Services to dwellings and other buildings 723-730 Not used 731 Personnel supply services 732 Computer and data processing services 733-739 Not used 740 Detective and protective services 741 Business services, n.e.c. 742 Automotive rental and leasing, without drivers 743-749 Not used 750 Automotive parking and carwashes. 751 Automotive repair and related services 752 Electrical repair shops 753-759 Not used 760 Miscellaneous repair services 761-791 PERSONAL SERVICES 761 PRIVATE HOUSEHOLDS 762-791 PERSONAL SERVICES, EXCEPT PRIVATE HOUSEHOLD 762 Hotels and motels 763-769 Not used 770 Lodging places, except hotels and motels 771 Laundry, cleaning and garment services 772 Beauty shops 773-779 Not used 780 Barber shops 781 Funeral service and crematories 782 Shoe repair shops 783-789 Not used 790 Dressmaking shops 791 Miscellaneous personal services 792-799 Not used 800-810 ENTERTAINNIENT AND RECREATION SERVICES 800 Theaters and motion pictures 801 Video tape rental 802 Bowling centers 803-809 Not used 810 Miscellaneous entertainment and recreation services 811 Not used 812-893 PROFESSIONAL AND RELATED SERVICES 812-840 MEDICAL SERVICES, EXCEPT HOSPITALS 812 Offices and clinics of physicians 813-819 Not used 820 Offices and clinics of dentists 821 Offices and clinics of chiropractors 822 Offices and clinics of optometrists 823-829 Not used 830 Offices and clinics of health practitioners, n.e.c. 831 HOSPITALS 832 Nursing and personal care facilities 833-839 Not used 840 Health services, n.e.c. 841 OTHER PROFESSIONAL SERVICES 841 Legal services 842-860 EDUCATIONAL SERVICES 842 Elementary and secondary schools 843-849 Not used 850 Colleges and universities 851 Vocational schools 852 Libraries 853-859 Not used 860 Educational services, n.e.c. 861-971 SOCIAL SERVICES 861 Job training and vocational rehabilitation services 862 Child day care services 863 Family child care homes 864-869 Not used 970 Residential care facilities, without nursin 871 Social services, n.e.c. 872-893 OTHER PROFESSIONAL SERVICES 872 Museums, art galleries, and zoos 873 Labor unions 874-879 Not used 880 Religious organizations 881 Membership organizations, n.e.c. 882 Engineering, architectural and surveying services 883-889 Not used 890 Accounting auditing, and bookkeeping services 891 Research, development, and testing services 892 Management and public relations services 893 Miscellaneous professional and related services 894-899 Not used 900-932 PUBLIC ADMINISTRATION 900 Executive and legislative offices 901 General government, n.e.c. 902-909 Not used 910 Justice, public order, and safety 911-920 Not used 921 Public finance, taxation, and monetary policy 922 Administration of human resources programs 923-929 Not used 930 Administration of environmental quality and housing programs 931 Administration of economic programs 932 National security and international affairs 933-939 Not used 940-960 MILITARY 940 Army 941 Air Force 942 Navy 943-949 Not used 950 Marine Corps 951 Coast Guard 952 Military, n.f.s. 953-959 Not used 960 Military Reserves, n.f.s. 961-990 Not used 991 Armed Forces In the public version of the dataset, these codes have been collapsed in the following way: IF (10 <= 3-digit ind. code <=32) THEN ind. code=1; ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2; ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2; ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3; ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4; ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4; ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5; ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5; ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6; ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6; ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6; ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6; ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) ----------------------------------------------------------------------------- INFORMATION LINKED FROM 1995 CURRENT POPULATION SURVEY BY OCCUPATION CODE ----------------------------------------------------------------------------- X8112(#1) Recode: Average for occupation group of fraction of last 52 X8113(#2) weeks worked; multipled by 10 Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8114(#1) Recode: Average for occupation group of hours worked per year X8115(#2) in 1995; multiplied by 10 Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8116(#1) Recode: Fraction of occupation group unemployed in 1995; X8117(#2) multiplied by 1000 Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8169(#1) Recode: Unconditional mean wage for occupation group in 1995 X8170(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** For each occupation group, regressions were run separately for males and females of the log of annualized wages on a constant, a spline on age (AGE, MAX(0, AGE-35), MAX(0,AGE-55)), a dummy variable for part-time employment (1 = working fewer than 20 hours per week), a dummy variable for self-employment (1 = self-employed), a dummy for race (1 = Hispanic or non-white), and dummy variables for years of education (1 = : 12 years of education, some college or an Associate's degree, Bachelor's degree, higher degree than Bachelor's degree). If there were too few people in a CPS 3-digit occupation group, either the SCF case was matched to a neighboring occupation group, or the match was made at the level of the 2-digit occupation code. Some of the model coefficients may be identically zero where there are too few cases in the appropriate cells in the CPS data to identify these coefficients; for example, a coefficient for the [36,55) element of the age spline may be identically zero if there are no CPS cases in that age group for the given occupation. X8105(#1) Recode: 10000 * Intercept X8106(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8099(#1) Recode: For age in [1, 35]: 10000 * Coefficient of AGE X8100(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8101(#1) Recode: For age in [36, 55]: 10000 * Coefficient of MAX(0,AGE-35) X8102(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8103(#1) Recode: For age in [55, 999]: 10000 * Coefficient of MAX(0,AGE-55) X8104(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8318(#1) Recode: 10000 * Coefficient of dummy for part-time employment X8319(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8320(#1) Recode: 10000 * Coefficient of dummy for self-emlpoyment X8321(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8322(#1) Recode: 10000 * Coefficient of dummy for Hispanic or nonwhite X8323(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8324(#1) Recode: 10000 * Coefficient of dummy for 12 years of education X8325(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8326(#1) Recode: 10000 * Coefficient of dummy for some college or X8327(#2) Associate's degree Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8328(#1) Recode: 10000 * Coefficient of dummy for Bachelor's degree X8329(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8330(#1) Recode: 10000 * Coefficient of dummy for higher degree than X8331(#2) Bachelor's degree Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8107(#1) Recode: 10000 * Standard error log regression X8108(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8109(#1) Recode: Annualized level of expected income from regression X8111(#2) (corrected for non-zero expectation of error term for level) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- X4110(#1) How many hours (do you/does [he/she]) work on X4710(#2) (your/her/his) main job in a normal week? Code number of hours 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X4111(#1) INTERVIEWER: READ SLOWLY X4711(#2) Counting paid vacations as weeks of work, how many weeks (do you/does your [spouse/partner]) work on this job in a normal year? Code number of weeks 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X4125(#1) How (are you/is [he/she]) paid? (Are you/Is [he/she]) paid X4725(#2) a regular salary or wages? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not self-employed: X4106^=2 or 3/ X4706^=2 or 3) X4112(#1) About how much (do you/does [he/she]) earn before taxes X4712(#2) on (your/her/his) main job? (NOT SELF-EMPLOYED) How much in salary or wages (are you/is [he/she]) paid before taxes? (SELF-EMPLOYED) Code amount -1. Nothing (includes self-employed and not receiving salary: X4106^=1 and X4125=5/X4706^=1 and X4725=5) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X4113(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4713(#2) And how often (do you/does [he/she]) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing (includes self-employed and not receiving salary: X4106^=1 and X4125=5/X4706^=1 and X4725=5) -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X4127(#1) (Do you/Does [he/she]) also receive a portion of the net X4727(#2) earnings, or some other kind of income? (Do you/Does [he/she]) receive a portion of the net earnings, or some other kind of income? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not self-employed: X4106^=2 or 3/ X4706^=2 or 3) X4131(#1) In addition to regular salary, how much (do you/does X4731(#2) [he/she]) personally receive from the business before taxes? How much (do you/does [he/she]) personally receive from the business before taxes? (What did (you/he/she) get in 1994?) Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not self-employed: X4106^=2 or 3/ X4706^=2 or 3; no net earnings from business: X4127^=1/X4727^=1) X4132(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4732(#2) And how often (do you/does [he/she]) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not self-employed: X4106^=2 or 3/ X4706^=2 or 3; no net earnings from business: X4127^=1/X4727^=1) X4114(#1) About how many employees work for this company or X4714(#2) organization, including all locations? (Is it fewer than 10, 10 to 19, 20 to 99, 100 to 499, or 500 or more?) 1. Less than 10 2. 10 to 19 3. 20 to 99 4. 100 to 499 5. 500 or MORE 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) How many years in total (have you/has [he/she]) worked for this employer? X4115(#1) Code number of years X4715(#2) -1. Less than one year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) ******************************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 60: AGE AND YEAR ALTERED ACCORDINGLY ******************************************************* X7199(#1) Code age X7266(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X7679(#1) Code year (4 digits) X7706(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) How many years (do you/does [he/she]) expect to continue working for this employer? X4116(#1) Code number of years X4716(#2) -1. Less than a year -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X7680(#1) Code age X7707(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X7200(#1) Code year (4 digits) X7267(#2) -2. Never stop X4117(#1) (Are you/Is [he/she]) covered on this job by a union or X4717(#2) employee-association contract? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X7681(#1) (Do you/Does [he/she]) have any type of insurance other X7708(#2) than Social Security, that would help provide (you/her/him) with income in the event that (you/he/she) became disabled? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- PENSION FOR HEAD AND SPOUSE/PARTNER FROM CURRENT MAIN JOB ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- #1 refers to current job pension of head #2 refers to current job pension of spouse/partner ----------------------------------------------------------------------------- #1a refers to first current job pension of head #1b refers to seond current job pension of head #1c refers to third current job pension of head #1d refers to all remaining current job pensions of head #2a refers to first current job pension of spouse/partner #2b refers to seond current job pension of spouse/partner #2c refers to third current job pension of spouse/partner #2d refers to all remaining current job pensions of spouse/partner ----------------------------------------------------------------------------- X4135(#1) Aside from IRA or KEOGH plans, (are you/is [he/she]) X4735(#2) included in any pension plans or tax-deferred savings plans through (your/her/his) work/the business? (SELF-EMPLOYED) Many employers have pension plans, and some provide tax-deferred plans such as thrift, savings, 401Ks, profit sharing, or stock ownership plans. Some plans span multiple jobs, for example TIAA-CREF, union plans, etc. (Are you/Is [he/she]) included in any pension or retirement plans, or in any tax-deferred savings plans connected with the job you just told me about? (DO NOT INCLUDE SOCIAL SECURITY.) INTERVIEWER: IF R MENTIONS IRA OR KEOGH PLANS, MAKE A NOTE AND SAY: "We covered those earlier in the interview. Here, I just want to find out about other plans operated through your (spouse's/partner's) employer." (NOT SELF-EMPLOYED) 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X4136(#1) Does (your/her/his) employer offer any such plans? X4736(#2) 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; included in pension plan on main job: X4135=1/X4735=1) X4137(#1) (Are you/Is [he/she]) eligible to be included in any of X4737(#2) these plans? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; included in pension plan on main job: X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1) What kinds of plans are these? (CHECK ALL THAT APPLY) X6708(#1) Savings/Thrift X6713(#2) X6709(#1) 401K/403B X6714(#2) X6710(#1) Profit sharing X6715(#2) X6711(#1) Tax-deferred Annuity X6716(#2) X6712(#1) Other X6717(#2) 1. Checked (only for X6708-X6711/X6713-X6716) 5. Not checked Responses 7-17 valid only for X6712/X6717 7. Stock purchase/ESOP 9. IRA-SEP (not to be confused with a regular IRA) 10. Defined-contribution plan; TIAA-CREF (Teachers Insurance and Annuity Association/College Retirement Equity Fund) 11. Money purchase plan 17. Other type of annuity 13. Other salary reduction plan; deferred compensation 14. Other state/local government plan 15. Other federal government plan 16. Other type of account 17. Defined benefit plan 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; included in pension plan on main job: X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1) X4138(#1) Will (you/he/she) be eligible if (you/he/she) continue(s) X4738(#2) to work for this employer? 1. YES 5. NO -7. DEPENDS 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; included in pension plan on main job: X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1; eligible to be included: X4137=1/X4737=1) X6751(#1) Code reason DEPENDS X6761(#2) 10. If change to full-time; change employment status/hour/grade 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; included in pension plan on main job: X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1; eligible to be included: X4137=1/X4737=1; answer to future eligibility question not DEPENDS: X4138^=-7/X4738^=-7) X4139(#1) In how many different plans of this sort (are you/is X4739(#2) [he/she]) included on this job? 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; no pensions: X4135^=1/X4735^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 5 ********************************************* X4140(#1) (Are you/Is [he/she]) currently receiving retirement X4740(#2) payments from any pension plans from this job? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1) X4141(#1) I'll ask you about the payments later. Are there any X4741(#2) retirement or savings plans from this job where (you are/[he/she] is) not yet drawing benefit payments? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1) X6698(#1) Originally reported value of X4201 (see introduction) X6699(#2) Originally reported value of X4801 (see introduction) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 5 ********************************************* X4201(#1) How many such plans (do you/does your [spouse/partner]) have? X4801(#2) Code number of plans 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 5 ********************************************* X4202(#1a) Is this a pension or retirement plan, or a tax-deferred X4302(#1b) saving plan of some sort? X4402(#1c) X4802(#2a) About the most important of these plans, is it a pension or X4902(#2b) tax-deferred saving plan of some sort? X5002(#2c) About the next most important of these plans, is it a pension or retirement plan, or a tax-deferred savings plan of some sort? 1. Pension or retirement 2. Tax-deferred savings 15. Other federal government plan 17. Other type of annuity/defined benefit plan 19. Other state/local government plan 35. Combination plan -7. OTHER 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3) X4203(#1a) (SHOW CARD 15) X4303(#1b) I would like to know what general type of plan this is. X4403(#1c) In the most common pension or retirement plan, the monthly X4803(#2a) retirement benefit paid is based on a formula usually X4903(#2b) involving age, years of service, and salary. In other X5003(#2c) plans, money is accumulated in an account for (you/her/him) until (your/her/his) retirement. Is this plan like the formula plan or account plan? 1. Formula 2. Account 3. Both 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3) NOTE: CARD 15 contained the three large blocks of text centered in a vertical column: Under the heading "FORMULA PLAN" is printed "The monthly retirement benefit is usally based on a formula involving age, years of work and final salary. Sometimes called a 'defined-benefit' plan". Under the heading "ACCOUNT PLAN" is printed "Money is accumulated in an account for you until retirement. For example: TIAA/CREF. 401(k) and 403(b) plans, thrift plans or ESOPs, defined contribution plans, salary-reduction plans, etc." Under the heading "COMBINATION OF BOTH TYPES" is printed "Some combination plans allow employees to take a lump sum settlement instead od regular retirement benefits if they leave the employer before retirement age. The most common such plan is the pre-1984 Federal pension plan or CSRS." Printed below these items is "If you have both a formula and an account plan, please report them separately." X4204(#1a) For that part of your (spouse's/partner's) plan where X4304(#1b) money is accumulated in an account, how much is in the X4404(#1c) account? X4804(#2a) X4904(#2b) Code amount X5004(#2c) -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; type of plan is not "both": X4203^=3/X4303^=3/X4404^=3/ X4803^=3/X4903^=3/X5003^=3) X7205(#1a) Can (you/he/she) borrow against that account? X7214(#1b) X7223(#1c) 1. YES X7272(#2a) 5. NO X7281(#2b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7290(#2c) no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; type of plan is not "both": X4203^=3/X4303^=3/X4404^=3/ X4803^=3/X4903^=3/X5003^=3) How long (have you/has [he/she]) been in the plan? X7685(#1a) Code number of years X7687(#1b) -1. Less than a year X7689(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7712(#2a) no spouse; no pensions: X4135^=1/X4735^=1; no plans where X7714(#2b) not currently drawing benefits: X4141=5/X4741=5; X7716(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) X7206(#1a) Code age X7215(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7224(#1c) no spouse; X7273(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X7282(#2b) currently drawing benefits: X4141=5/X4741=5; X7291(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) X7207(#1a) Code year (4 digits) X7216(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7225(#1c) no spouse; X7274(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X7283(#2b) currently drawing benefits: X4141=5/X4741=5; X7292(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) X4205(#1a) (Do you/Does [he/she]) currently make contributions to X4305(#1b) this plan? IF R ASKS, INCLUDE CONTRIBUTIONS THROUGH X4405(#1c) SALARY DEDUCTIONS, UNION DUES OR OTHER SOURCES X4805(#2a) 1. YES X4905(#2b) 5. NO X5005(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) What percent of (your/her/his) pay or amount of money per month or year (do you/does [he/she]) currently contribute? X4206(#1a) Code percent * 100 X4306(#1b) -2. Cannot convert amount to percent (negative or zero income) X4406(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4806(#2a) no spouse; X4906(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5006(#2c) currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not make personal contributions: X4205^=1/X4305^=1/X4405^=1/X4805^=1/ X4905^=1/X5005^=1) X4207(#1a) Code amount X4307(#1b) -2. Cannot convert amount to percent (negative or zero income) X4407(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4807(#2a) no spouse; X4907(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5007(#2c) currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not make personal contributions: X4205^=1/X4305^=1/X4405^=1/X4805^=1/ X4905^=1/X5005^=1) X4208(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4308(#1b) And how often did (you/he/she) contribute that amount? X4408(#1c) X4808(#2a) Code frequency X4908(#2b) 1. Day X5008(#2c) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year; every six months 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -1. Nothing -2. Cannot convert amount to percent (negative or zero income) -7. Other number or interval 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not make personal contributions: X4205^=1/X4305^=1/X4405^=1/X4805^=1/ X4905^=1/X5005^=1) Where possible, X4112/X4712 was used to compute the percent when the amount was given (and vice versa). Where X4112/X4712 was negative or zero, and X4112+X4131/X4712+X4731 was positive, the latter figure was used to make the conversion. At what age (do you/does your [spouse/partner]) expect to start receiving benefits from this plan? X4209(#1a) Code age X4309(#1b) -2. Do not expect benefits X4409(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4809(#2a) no spouse; X4909(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5009(#2c) currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) X7686(#1a) Code number of years X7688(#1b) -2. Do not expect benefits X7690(#1c) -1. Less than a year X7713(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7715(#2b) no spouse; X7717(#2c) no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) X7208(#1a) Code year (4 digits) X7217(#1b) -2. Do not expect benefits X7226(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7275(#2a) no spouse; X7284(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X7293(#2c) currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) About how much (do you/does [he/she]) expect (your/her/his) benefits to be? (As a proportion of (your/her/his) pay at retirement, or as an amount per month or year when (you/he/she) start(s) receiving them?) X4210(#1a) Code amount X4310(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4410(#1c) no spouse; X4810(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X4910(#2b) currently drawing benefits: X4141=5/X4741=5; X5010(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1; percent benefit figure given: X4212^=0/X4312^=0/ X4412^=0/X4812^=0/X4912^=0/X5012^=0) X4211(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4311(#1b) and how often would (you/he/she) receive that amount? X4411(#1c) X4811(#2a) Code frequency X4911(#2b) 1. Day X5011(#2c) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year; every six months 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -7. Other number or interval 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1; percent benefit figure given: X4212^=0/X4312^=0/ X4412^=0/X4812^=0/X4912^=0/X5012^=0) X4212(#1a) Code percent X4312(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4412(#1c) no spouse; X4812(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X4912(#2b) currently drawing benefits: X4141=5/X4741=5; X5012(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1; dollar benefit figure given: X4210^=0/X4310^=0/ X4410^=0/X4810^=0/X4910^=0/X5010^=0) X4213(#1a) If (you/your spouse/partner) were to leave this job now, X4313(#1b) would (you/he/she) start receiving a monthly or annual X4413(#1c) pension benefit now, would (you/he/she) receive one later, X4813(#2a) would (you/he/she) get a cash settlement now, would X4913(#2b) (you/he/she) get nothing, or what? X5013(#2c) If (you/your spouse/partner) were to sell this business now, would (you/he/she) start receiving a monthly or annual pension benefit now, would (you/he/she) receive one later, would (you/he/she) get a cash settlement now, would (you/he/she) get nothing, or what? If (you/your spouse/partner) were to (leave this job/sell this business) now, would (you/he/she) start receiving a monthly or annual pension benefit now, would (you/he/she) receive one later, would (you/he/she) get a cash settlement now, would (you/he/she) get nothing, or what? 1. Benefit now 2. Benefit later 3. Cash settlement/lump sum 4. Nothing 6. ROLLOVER 7. Cash settlement and monthly pension 8. Choice of Payment Method -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1) X4214(#1a) About how much would (you/he/she) receive? X4314(#1b) X4414(#1c) Code amount X4814(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4914(#2b) no spouse; X5014(#2c) no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1) X7691(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7692(#1b) And how often would (you/he/she) receive that amount? X7693(#1c) X7718(#2a) Code frequency X7719(#2b) 1. Day X7720(#2c) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year; every six months 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -7. Other number or interval 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1) X4216(#1a) Can you tell me a little more about this plan? X4316(#1b) Is it a thrift or savings plan, a 401K, Supplemental X4416(#1c) Retirement Annuity (SRA), a profit-sharing plan, or what? X4816(#2a) X4916(#2b) 1. Thrift or Savings X5016(#2c) 2. 401K/403B/SRA 3. Profit Sharing 4. Stock purchase/ESOP 7. Deferred compensation 11. IRA-SEP (not to be confused with a regular IRA) 12. Defined-contribution plan; TIAA-CREF (Teachers Insurance and Annuity Association/College Retirement Equity Fund) 13. Money purchase plan 14. Tax-deferred annuity (TDA); tax-sheltered annuity (TSA) 17. Other type of annuity 18. Other salary reduction plan 24. Other state/local government plan 25. Other federal government plan 26. Other type of account -7. Other; combination 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) For how many years altogether (have you/has [he/she]) been included in this plan? (INCLUDE YEARS WITH OTHER EMPLOYERS, IF SAME PLAN.) X4217(#1a) Code number of years X4317(#1b) -1. Less than a year X4417(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4817(#2a) no spouse; X4917(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5017(#2c) currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X7209(#1a) Code age X7218(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7227(#1c) no spouse; X7276(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X7285(#2b) currently drawing benefits: X4141=5/X4741=5; X7294(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X7210(#1a) Code year (4 digits) X7219(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7228(#1c) no spouse; X7277(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X7286(#2b) currently drawing benefits: X4141=5/X4741=5; X7295(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X4218(#1a) Does your (spouse's/partner's) employer make contributions X4318(#1b) to this plan? X4418(#1c) X4818(#2a) Does the business make contributions to this plan? X4918(#2b) X5018(#2c) [Does your (spouse's/partner's) employer/Does the business] make contributions to this plan? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) What percent of (your/her/his) pay or amount of money per month or year does (your/her/his) employer currently contribute? IF R RESPONDS "VARIES," THEN ASK: About how much did (your/his/her) employer contribute over the past year? X4219(#1a) Code percent * 100 X4319(#1b) -1. Nothing X4419(#1c) -2. Cannot convert amount to percent (negative or zero income) X4819(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4919(#2b) no spouse; X5019(#2c) no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; employer not contributing: X4218^=1/X4318^=1/X4418^=1/X4818^=1/X4918^=1/X5018^=1) Where possible, X4112/X4712 was used to compute the percent when the amount was given (and vice versa). Where X4112/X4712 was negative or zero, and X4112+X4131/X4712+X4731 was positive, the latter figure was used to make the conversion. X4220(#1a) Code amount X4320(#1b) -1. Nothing X4420(#1c) -2. Cannot convert amount to percent (negative or zero income) X4820(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4920(#2b) no spouse; X5020(#2c) no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; employer not contributing: X4218^=1/X4318^=1/X4418^=1/X4818^=1/X4918^=1/X5018^=1) X4221(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4321(#1b) And how often did (you/he/she) contribute that amount? X4421(#1c) X4821(#2a) Code frequency X4921(#2b) 1. Day X5021(#2c) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year; every six months 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -1. Nothing -2. Cannot convert amount to percent (negative or zero income) -7. Other number or interval 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; employer not contributing: X4218^=1/X4318^=1/X4418^=1/X4818^=1/X4918^=1/X5018^=1) X4231(#1a) If (you/your spouse/partner) needed money in an emergency, X4331(#1b) could (you/he/she) withdraw some of the funds in the account? X4431(#1c) (CODE "YES" EVEN IF WITHDRAWAL INVOLVES PENALTY.) X4831(#2a) X4931(#2b) 1. YES X5031(#2c) 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X4227(#1a) Can (you/he/she) borrow against the account? X4327(#1b) X4427(#1c) 1. YES X4827(#2a) 5. NO X4927(#2b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X5027(#2c) no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X4228(#1a) (Do you/Does [he/she]) currently have a loan against the X4328(#1b) account? X4428(#1c) X4828(#1a) 1. YES X4928(#2b) 5. NO X5028(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1) X4229(#1a) What is the amount of the loan balance? X4329(#1b) X4429(#1c) Code amount X4829(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4929(#2b) no spouse; X5029(#2c) no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1; no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/ X4928^=1/X5028^=1) X4230(#1a) Did you tell me about this loan earlier? X4330(#1b) X4430(#1c) 1. YES X4830(#2a) 4. R reported YES, but no apparent match in data X4930(#2b) 5. NO X5030(#2c) 6. R reported YES, partially recorded earlier 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1; no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/ X4928^=1/X5028^=1) NOTE: where (X4230 X4330 X4430 X4830 X4930 X5030)=1, the amount of the loan is not edited out of the earlier location. X7694(#1a) Where did you tell me about this loan? X7695(#1b) X7696(#1c) 1. Credit card X7721(#2a) 2. 1st Mortgage X7722(#2b) 3. 2nd Mortgage X7723(#2c) 4. Home Equity Loan 5. Line of Credit 6. Other Real Estate Loan 8. vehicle loan 9. education loan 10. Other consumer loans (X2710 etc.) 11. "Other loans" (X4032) 12. Remodeling loan 13. More than one mortgage on principal residence 14. Combination of line of credit and other real estate loan -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1; no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/ X4928^=1/X5028^=1; did not report loan earlier: X4230^=1/X4330^=1/X4430^=1/X4830^=1/X4930^=1/X5030^=1) X7211(#1a) How much are the payments? X7220(#1b) X7229(#1c) Code amount X7278(#2a) -1. Nothing X7287(#2b) -2. No typical payments X7296(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1; no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/ X4928^=1/X5028^=1) X7212(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7221(#1b) And how often are the payments made? X7230(#1c) X7279(#2a) Code frequency X7288(#2b) 2. Week X7297(#2c) 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1; no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/ X4928^=1/X5028^=1) X4222(#1a) Not including repayment of the loan, X4322(#1b) X4422(#1c) (Do you/Does [he/she]) currently make contributions to X4822(#2a) this plan? X4922(#2b) INTERVIEWER: IF R ASKS, INCLUDE CONTRIBUTIONS THROUGH X5022(#2c) SALARY DEDUCTIONS, UNION DUES OR OTHER SOURCES 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) Not including repayment of the loan, What percent of your (spouse's/partner's) pay or amount of money per month or year (do you/does your [spouse/partner]) currently contribute? IF R RESPONDS "VARIES," THEN ASK: About how much did (you/he/she) contribute over the past year? X4223(#1a) Code percent * 100 X4323(#1b) -2. Cannot convert amount to percent (negative or zero income) X4423(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4823(#2a) no spouse; X4923(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5023(#2c) currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; does not contribute to pension: X2822^=1/X4322^=1/X4422^=1/X4822^=1/X4922^=1/X5022^=1) X4224(#1a) Code amount X4324(#1b) -2. Cannot convert amount to percent (negative or zero income) X4424(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4824(#2a) no spouse; X4924(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5024(#2c) currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; does not contribute to pension: X2822^=1/X4322^=1/X4422^=1/X4822^=1/X4922^=1/X5022^=1) X4225(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4325(#1b) And how often did (you/he/she) contribute that amount? X4425(#1c) X4825(#2a) Code frequency X4925(#2b) 1. Day X5025(#2c) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year; every six months 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -1. Nothing -2. Cannot convert amount to percent (negative or zero income) -7. Other number or interval 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; does not contribute to pension: X2822^=1/X4322^=1/X4422^=1/X4822^=1/X4922^=1/X5022^=1) Where possible, X4112/X4712 was used to compute the percent when the amount was given (and vice versa). Where X4112/X4712 was negative or zero, and X4112+X4131/X4712+X4731 was positive, the latter figure was used to make the conversion. X4226(#1a) How much money is in your (spouse's/partner's) account at X4326(#1b) present? X4426(#1c) X4826(#2a) Code amount X4926(#2b) -1. Nothing X5026(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X4232(#1a) If (you/your spouse/partner) were to leave this job now, X4332(#1b) would (you/he/she) lose all, some, or none of the money in X4432(#1c) this account? X4832(#2a) X4932(#2b) If (you/your spouse/partner) were to sell the business X5032(#2c) now, would (you/he/she) lose all, some, or none of the money in this account? If (you/your spouse/partner) were to (leave this job/sell the business) now, would (you/he/she) lose all, some, or none of the money in this account? 1. LOSE ALL 3. LOSE SOME 5. LOSE NONE -7. OTHER 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) What proportion would (you/he/she) lose? X4233(#1a) Code percent * 100 X4333(#1b) -1. Nothing X4433(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4833(#2a) no spouse; X4933(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5033(#2c) currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; would lose none: X4232=5/ X4332=5/X4432=5/X4832=5/X4932=5/X5032=5) X7697(#1a) Code amount X7698(#1b) -1. Nothing X7699(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7724(#2a) no spouse; X7725(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X7726(#2c) currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; would lose none: X4232=5/ X4332=5/X4432=5/X4832=5/X4932=5/X5032=5) X4234(#1a) How is the money in this account invested? Is it mostly X4334(#1b) in stocks, mostly in interest earning assets, is it split X4434(#1c) between these, or what? X4834(#2a) X4934(#2b) 1. Mostly or all stock; stock in company X5034(#2c) 2. Mostly or all interest earning; guaranteed; cash; bank account 3. Split between stock and interest earning assets 4. Real estate 5. Insurance / Retirement Plan -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X7213(#1a) (Do you/Does [he/she]) have any choices about how the X7222(#1b) money is invested? X7231(#1c) X7280(#2a) 1. YES X7289(#2b) 5. NO X7298(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4801<2/fewer than 3 pensions: X4201<3/X4801<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X4436(#1d) Altogether, how much (do you/does your [spouse/partner]) X5036(#2d) have in (your/her/his) account balance for any other pension plan or savings plan from this job? balances for any other pension plans or savings plans from this job? Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; fewer than 4 pensions: X4201<4/X4801<4) X8449(#1d) Original value of remaining total for Rs who did not X8450(#2d) provide complete information within the grid structure (see introduction) Code amount 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; did not break off early in grid) X4437(#1d) Altogether, what other retirement payments (do you/does X5037(#2d) [he/she]) expect to receive from this other pension plan from this job? expect to receive from these other pension plans from this job? 1. Thrift or Savings 2. 401K/403B/SRA 3. Profit sharing 4. Stock purchase/ESOP 7. Deferred compensation 11. IRA-SEP (not to be confused with a regular IRA) 12. Defined-contribution plan; TIAA-CREF (Teachers Insurance and Annuity Association/College Retirement Equity Fund) 13. Money purchase plan 14. Tax-deferred savings/annuity (TDA); tax-sheltered annuity (TSA) 17. Other type of annuity 18. Other salary reduction plan 24. Other state/local government plan 25. Other federal government plan 26. Other type of account 27 Combination -7. Other type of annuity/defined benefit plan 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141=5/X4741=5; fewer than 4 pensions: X4201<4/X4801<4) X7232(#1) Does (your/her/his) employer offer any kind of tax-deferred X7299(#2) savings, 401K, or other such account plans for which (you are/[he/she] is) eligible but choose not to participate in? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pension: X4135^=1/X4735^=1; at least one account-type plan: X4203=2 or X4303=2 or X4403=2/X4803=2 or X4903=2 or X5003=2) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- SECOND JOB OF HEAD AND SPOUSE/PARTNER ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- #1 refers to second job of head #2 refers to second job of spouse/partner ----------------------------------------------------------------------------- X4501(#1) (Are you/Is [he/she]) doing any work for pay now, other X5101(#2) than (your/her/his) main job, such as a second job, the military services, or (another) business of (your/her/his) own? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) Is this a second job, the military services, your (spouse's/partner's) own business, or what? (CODE ALL THAT APPLY) X4502(#1) Second job X5102(#2) X4503(#1) Military X5103(#2) X4504(#1) Business X5104(#2) X4505(#1) Other X5105(#2) 1. Checked (only for X4502-X4504/X5102-X5104) 5. Not checked Other non-inap responses for X4505/X5105 only 6. Consultant 7. Director; board member 8. Hobby 9. Manage investments/real estate 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no second job: X4501^=1/X5101^=1) X4507(#1) How many hours (do you/does [he/she]) work on these jobs X5107(#2) How many hours (do you/does [he/she]) work on this job in a normal week? Code number -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no second job: X4501^=1/X5101^=1) X4508(#1) Counting paid vacations as weeks of work, how many weeks X5108(#2) (do you/does [he/she]) work on these jobs in a normal year? Code number 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no second job: X4501^=1/X5101^=1) X4509(#1) About how much (do you/does [he/she]) earn before taxes X5109(#2) from these other jobs? Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no second job: X4501^=1/X5101^=1) X4510(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5110(#2) And how often (do you/does [he/she]) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no second job: X4501^=1/X5101^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- EMPLOYMENT HISTORY OF HEAD AND SPOUSE/PARTNER ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- #1 refers to head #2 refers to spouse/partner ----------------------------------------------------------------------------- X4511(#1) Thinking about all your (spouse's/partner's) current work X5111(#2) for pay, (do you/does [he/she]) consider (yourself/herself/himself) to be working full-time or part-time? INTERVIEWER: IF R IS LAID OFF OR A SEASONAL WORKER, ASK ABOUT "JOBS WHEN R IS WORKING". 1. Full-time 2. Part-time 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) ----------------------------------------------------------------------------- CURRENTLY WORKING FULL-TIME ----------------------------------------------------------------------------- X4512(#1) (READ SLOWLY) Now I have a few questions about your X5112(#2) (spouse's/partner's) past jobs. Including any periods of self-employment, the military, and (your/her/his) current job, since (you were/[he/she] was) 18, how many years (have you/has [he/she]) worked full-time? (Roughly how many years?) Code number of years -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) ********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 60 ********************************************** X4513(#1) Including any self-employment and your (spouse's/partner's) X5113(#2) current job, for how many different employers (have you/has [he/she]) worked in full-time jobs lasting one year or more? Code number of employers -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1) X4514(#1) Now, not counting (your/her/his) current job, (have you/has X5114(#2) [he/she]) ever had a full-time job that lasted three years or more? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1) X4515(#1) I want to know about the longest such job (you/he/she) had. X5115(#2) Did (you/he/she) work for someone else, (were you/was [he/she]) self-employed, or what? 1. Someone else 2. Self-employed; other non-corporate business owned by PEU 3. Partnership; law firm; medical/dental partnership -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7405(#1) What sort of work (were you/was [he/she]) doing when X7415(#2) (you/he/she) left that job? (Tell me a little more about what (you/he/she) did.) Code Census 1995 3-digit occupation codes See X7401/X7411 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (3 <= 3-digit occ. code <=37) THEN occ. code=1; ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1; ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2; ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2; ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2; ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3; ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3; ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3; ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6; ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4; ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5; ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5; ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5; ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7406(#1) What kind of business or industry did (you/he/she) work X7416(#2) in -- that is, what did they make or do at the place where (you/he/she) worked? Code Census 1995 3-digit industry code See X7402/X7412 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (10 <= 3-digit ind. code <=32) THEN ind. code=1; ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2; ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2; ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3; ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4; ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4; ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5; ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5; ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6; ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6; ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6; ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6; ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) In what year did (you/he/she) start working at that job? X4518(#1) Code year (4 digits) X5118(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7233(#1) Code age X7300(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7234(#1) Code number of years X7301(#2) -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) In what year did (you/he/she) stop working at that job? X4519(#1) Code year (4 digits) X5119(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7235(#1) Code age X7302(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7236(#1) Code number of years X7303(#2) -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X4520(#1) About how much (were you/was [he/she]) earning before taxes X5120(#2) when (you/he/she) stopped? Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X4521(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5121(#2) And how often did (you/he/she) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X4522(#1) Since (you were/[he/she] was) 18, have there been years X5122(#2) when (you/your spouse/partner) only worked part-time? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) X4523(#1) About how many years in total did (you/he/she) work X5123(#2) part-time? Code number of years -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; no part-time work: X4522^=1/X5122^=1) Thinking now of the future, in what year or at what age (do you/does your [spouse/partner]) expect to stop working full-time? X7237(#1) Code year (4-digits_ X7304(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) X7728(#1) Code age X7727(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) X4524(#1) Code number of years X5124(#2) -2. Never stop -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6731/X6741 contain the verbatim response when R originally answered DEPENDS. X6731(#1) Code reason depends X6741(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; original answer not DEPENDS) X4525(#1) (Do you/Does [he/she]) expect to work part-time after that? X5125(#2) 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; answer to future full-time work NEVER STOP: X4524=-2/X5124=-2) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6752/X6762 contain the verbatim response when R originally answered DEPENDS. X6752(#1) Code reason depends X6762(#2) 1. Probably yes 3. If health lasts; if "feel like it"; health of other family members 4. If need the money; if "need to"; the "economy" 5. Probably no 6. If still enjoying work 7. If there is an interesting opportunity 11. If get bored 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; answer to future full-time work NEVER STOP: X4524=-2/X5124=-2; original answer not DEPENDS) In what year (do you/does [he/she]) expect to stop working altogether? X7238(#1) Code year (4 digits) X7305(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) X7700(#1) Code age X7729(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) X4526(#1) Code number of years X5126(#2) -1. Less than a year -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6732/X6742 contain the verbatim response when R originally answered DEPENDS. X6732(#1) Code reason depends X6742(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed ----------------------------------------------------------------------------- CURRENTLY WORKING PART-TIME ----------------------------------------------------------------------------- X4527(#1) Now I have a few questions about your (spouse's/partner's) X5127(#2) past work. Including any self-employment and your current job, since (you were/[he/she] was) 18, about how many years in total (have you/has [he/she]) worked part-time for all or most of the year? Code mnumber of years -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) X4528(#1) Since (you were/[he/she] was) 18, (have you/has [he/she]) X5128(#2) ever worked full-time for pay -- including any self-employment and the military? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) X4529(#1) How many years (have you/has [he/she]) worked full-time for X5129(#2) all or most of the year? Code number of years -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1) ********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 60 ********************************************** X4530(#1) Was that five years or more? X5130(#2) INTERVIEWER CHECKPOINT - SEE X4529/X5129 1. R HAS WORKED FULL-TIME FOR 5 YEARS OR MORE OR DK 2. LESS THAN 5 YEARS 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X4531(#1) In what year did (you/he/she) last work full-time for pay? X5131(#2) Code year (4 digits) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked 5 years or more full-time: X4530=1/X5130=1) X7239(#1) Code age X7306(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked 5 years or more full-time: X4530=1/X5130=1) X7240(#1) Code number of years X7307(#2) -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked 5 years or more full-time: X4530=1/X5130=1) X4532(#1) About how much did (you/he/she) earn before taxes that year? X5132(#2) Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked 5 years or more full-time: X4530=1/X5130=1) X4533(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5133(#2) And how often did (you/he/she) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked 5 years or more full-time: X4530=1/X5130=1) X4534(#1) Including any self-employment and any full-time work on X5134(#2) your (spouse's/partner's) current job, for how many different employers (have you/has [he/she]) worked in full-time jobs lasting one year or more? Code number of employers -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X4535(#1) I want to know about the longest full-time job (you/he/she) X5135(#2) had. Did (you/he/she) work for someone else, (were you/was [he/she]) self-employed, or what? 1. Someone else 2. Self-employed; other non-corporate business owned by PEU 3. Partnership; law firm; medical/dental partnership -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7407(#1) What sort of work (were you/was [he/she]) doing when you X7417(#2) stopped working full-time at that job? (Tell me a little more about what (you/he/she) did.) Code Census 1995 3-digit occupation codes See X7401/X7411 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (3 <= 3-digit occ. code <=37) THEN occ. code=1; ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1; ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2; ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2; ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2; ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3; ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3; ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3; ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6; ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4; ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5; ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5; ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5; ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7408(#1) What kind of business or industry did (you/he/she) work in -- X7418(#2) that is, what did they make or do at the place where (you/he/she) worked? Code Census 1995 3-digit industry code See X7402/X7412 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (10 <= 3-digit ind. code <=32) THEN ind. code=1; ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2; ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2; ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3; ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4; ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4; ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5; ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5; ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6; ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6; ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6; ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6; ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) When did (you/he/she) start working at that job? X4538(#1) Code year (4 digits) X5138(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7241(#1) Code age X7308(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7242(#1) Code number of lears X7309(#2) -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) When did (you/he/she) stop working at that job? X4539(#1) Code year (4 digits) X5139(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7243(#1) Code age X7310(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7244(#1) Code number of years X7311(#2) -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X4540(#1) About how much (were you/was [he/she]) earning before taxes X5140(#2) when (you/he/she) stopped? Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X4541(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5141(#2) And how often did (you/he/she) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) In what year did (you/your spouse/partner) last work full-time for pay? X4542(#1) Code year (4 digits) X5142(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7245(#1) Code age X7312(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7246(#1) Code number of years X7313(#2) -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2); no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X4543(#1) Thinking now of the future, (do you/does your X5143(#2) [spouse/partner]) expect to do any full-time work for pay? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6753/X6763 contain the verbatim response when R originally answered DEPENDS. X6753(#1) Code reaspon depends X6763(#2) 1. Probably yes 3. If health lasts; if "feel like it"; health of other family members 4. If need the money; if "need to"; the "economy" 5. Probably no 6. If still enjoying work 7. If there is an interesting opportunity 11. If get bored 13. Whenever find job, ASAP 15. After school, children 19. Depends on what spouse does; depends on spouse health 21. Depends on whether part-time work is available 22. Depends on when licensed 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; original answer not DEPENDS) In what year (do you/does [he/she]) expect to start working full-time? X7247(#1) Code year (4 digits) X7314(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X4543^=1/X5143^=1) X7248(#1) Code age X7315(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X4543^=1/X5143^=1) X4544(#1) Code number of years X5144(#2) -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X4543^=1/X5143^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6733/X6743 contain the verbatim response when R originally answered DEPENDS. X6733(#1) Code reason depends X6743(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; o future full-time work: X4543^=1/X5143^=1; original answer not DEPENDS) In what year (do you/does [he/she]) expect to stop working full-time? X7249(#1) Code year (4 digits) X7316(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X4543^=1/X5143^=1) X7701(#1) Code age X7730(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X4543^=1/X5143^=1) X4545(#1) Code number of years X5145(#2) -1. Less than a year -2, Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X4543^=1/X5143^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6734/X6744 contain the verbatim response when R originally answered DEPENDS. X6734(#1) Code reason depends X6744(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X4543^=1/X5143^=1; original answer not DEPENDS) In what year (do you/does [he/she]) expect to stop working for pay altogether? X7250(#1) Code year (4 digits) X7317(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) X7702(#1) Code age X7731(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) X4546(#1) Code number of years X5146(#2) -1. Less than a year -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6735/X6745 contain the verbatim response when R originally answered DEPENDS. X6735(#1) Code reason depends X6745(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; original response not DEPENDS) ----------------------------------------------------------------------------- CURRENTLY NOT WORKING ----------------------------------------------------------------------------- X4601(#1) Since (you were/[he/she] was) 18, (have you/has [he/she]) X5201(#2) ever worked full-time for pay? 1. YES 5. NO 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse) X4602(#1) How many years (have you/has [he/she]) worked full-time for X5202(#2) all or most of the year? Include any periods of self-employment, and the military. (Roughly, how many years?) Code number of years -1. None 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1) ********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 60 ********************************************** X4603(#1) Was that five years or more? X5203(#2) INTERVIEWER CHECKPOINT - SEE X4602/X5202 1. R HAS WORKED FULL-TIME FOR 5 YEARS OR MORE OR DK 2. LESS THAN 5 YEARS 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X4604(#1) In what year did (you/he/she) last work full-time for pay? X5204(#2) Code year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; at least 5 years full-time: X4603=1/X5203=1) X7251(#1) Code age X7318(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; at least 5 years full-time: X4603=1/X5203=1) X7252(#1) Code number of years X7319(#2) -1. Less than one 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; at least 5 years full-time: X4603=1/X5203=1) X4605(#1) About how much did (you/he/she) earn before taxes that year? X5205(#2) Code amount -1. Nothing 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; at least 5 years full-time: X4603=1/X5203=1) X4606(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5206(#2) And how often did (you/he/she) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; at least 5 years full-time: X4603=1/X5203=1) X4607(#1) Including any self-employment, for how many different X5207(#2) employers (have you/has [he/she]) worked in full-time jobs lasting one year or more? Code number of employers -1. None 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X4608(#1) I want to know about this full-time job (you/he/she) X5208(#2) I want to know about the longest full-time job (you/he/she) had. Did (you/he/she) work for someone else, (were you/was [he/she]) self-employed, or what? 1. Someone else 2. Self-employed; other non-corporate business owned by PEU 3. Partnership; law firm; medical/dental partnership -7. Other 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7409(#1) What sort of work (were you/was [he/she]) doing when X7419(#2) (you/he/she) left that job? (Tell me a little more about what (you/he/she) did.) Code Census 1995 3-digit occupation codes See X7401/X7411 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (3 <= 3-digit occ. code <=37) THEN occ. code=1; ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1; ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2; ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2; ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2; ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3; ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3; ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3; ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6; ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4; ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5; ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5; ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5; ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3; 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7410(#1) What kind of business or industry did (you/he/she) work in -- X7420(#2) that is, what did they make or do at the place where (you/he/she) worked? Code Census 1995 3-digit industry code See X7402/X7412 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (10 <= 3-digit ind. code <=32) THEN ind. code=1; ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2; ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2; ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3; ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4; ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4; ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5; ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5; ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6; ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6; ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6; ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6; ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7; 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) In what year did (you/he/she) start working at that job? X4611(#1) Code year (4 digits) X5211(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7253(#1) Code age X7320(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7254(#1) Code number of years X7321(#2) -1. Less than a year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) In what year did (you/he/she) stop working at that job? X4612(#1) Code year (4 digits) X5212(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7255(#1) Code age X7322(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7256(#1) Code number of years X7323(#2) -1. Less than a year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X4613(#1) About how much (were you/was [he/she]) earning before taxes X5213(#2) when (you/he/she) stopped? Code amount -1. Nothing 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X4614(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5214(#2) And how often did (you/he/she) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X4615(#1) Since (you were/[he/she] was) 18, were there any years when X5215(#2) (you/he/she) (only) worked part-time for all or most of the year? 1. YES 5. NO 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse) X4616(#1) For about how many years did (you/he/she) work part-time X5216(#2) (for all or most of the year)? Code number of years -1. Less than a year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; no part-time work: X4615^=1/X5215^=1) X4617(#1) (Do you/Does [he/she]) expect to work for pay in the future? X5217(#2) 1. YES 5. NO 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse) In what year (do you/does your [spouse/partner]) expect to start working? X7257(#1) Code year (4 digits) X7324(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) X7258(#1) Code age X7325(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) X4618(#1) Code number of years X5218(#2) -1. Less than a year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6736/X6746 contain the verbatim response when R originally answered DEPENDS. X6736(#1) Code reason depends X6746(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1: original response not DEPENDS) X4619(#1) Will any of that be full-time work? X5219(#2) 1. YES 5. NO 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6754/X6764 contain the verbatim response when R originally answered DEPENDS. X6754(#1) Code reason depends X6764(#2) 4. As soon as can find full-time job 6. Depends on pay 7. Depends on health or health-related issue 8. No particular plans 9. Expect to go into self-employment/expand time for self-employment 10. Depends upon family or child-care issues 11. Depends on opportunities/interest 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; original response not DEPENDS) In what year (do you/does [he/she]) expect to start working full-time? X7259(#1) Code year (4 digits) X7326(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) X7260(#1) Code age X7327(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) X4620(#1) Code number of years X5220(#2) -1. Less than a year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6737/X6747 contain the verbatim response when R originally answered DEPENDS. X6737(#1) Code reason depends X6747(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1; original response not DEPENDS) In what year (do you/does [he/she]) expect to stop working full-time? X7261(#1) Code year (4 digits) X7328(#2) -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) X7703(#1) Code age X7732(#2) -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) X4621(#1) Code number of years X5221(#2) -1. Less than a year -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6738/X6748 contain the verbatim response when R originally answered DEPENDS. X6738(#1) Code reason depends X6748(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1; oroginal response not DEPENDS) In what year (do you/does [he/she]) expect to stop working for pay altogether? X7262(#2) Code year X7329(#2) -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) X7704(#1) Code age X7733(#1) -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) X4622(#1) Code number of years X5222(#2) -1. Less than a year -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6739/X6749 contain the verbatim response when R originally answered DEPENDS. X6739(#1) Code reason depends X6749(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; original response not DEPENDS) ----------------------------------------------------------------------------- INFORMATION LINKED FROM 1995 CURRENT POPULATION SURVEY BY OCCUPATION CODE FOR PRIOR JOB ----------------------------------------------------------------------------- X8171(#1) Recode: Unconditional mean wage for occupation group in 1995 X8172(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** For each occupation group, regressions were run separately for males and females of the log of annualized wages on a constant, a spline on age (AGE, MAX(0, AGE-35), MAX(0,AGE-55)), a dummy variable for part-time employment (1 = working 20 or fewer hours per week), a dummy variable for self-employment (1 = self-employed), a dummy for race (1 = Hispanic or non-white), and dummy variables for years of education (1 = : 12 years of education, some college or an Associate's degree, Bachelor's degree, higher degree than Bachelor's degree). If there were too few people in a CPS 3-digit occupation group, either the SCF case was matched to a neighboring occupation group, or the match was made at the level of the 2-digit occupation code. Some of the model coefficients may be identically zero where there are too few cases in the appropriate cells in the CPS data to identify these coefficients; for example, a coefficient for the [36,55) element of the age spline may be identically zero if there are no CPS cases in that age group for the given occupation. X8125(#1) Recode: 10000 * Intercept X8126(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8119(#1) Recode: For age in [1, 35]: 10000 * Coefficient of AGE X8120(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8121(#1) Recode: For age in [36, 55]: 10000 * Coefficient of MAX(0,AGE-35) X8122(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8123(#1) Recode: For age in [55, 999]: 10000 * Coefficient of MAX(0,AGE-55) X8124(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8332(#1) Recode: 10000 * Coefficient of dummy for part-time employment X8333(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8334(#1) Recode: 10000 * Coefficient of dummy for self-emlpoyment X8335(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8336(#1) Recode: 10000 * Coefficient of dummy for Hispanic or nonwhite X8337(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8338(#1) Recode: 10000 * Coefficient of dummy for 12 years of education X8339(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8340(#1) Recode: 10000 * Coefficient of dummy for some college or X8341(#2) Associate's degree Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8342(#1) Recode: 10000 * Coefficient of dummy for Bachelor's degree X8343(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8344(#1) Recode: 10000 * Coefficient of dummy for higher degree than X8345(#2) Bachelor's degree Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8127(#1) Recode: 10000 * Standard error log regression X8128(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8129(#1) Recode: Annualized level of expected income from regression X8130(#2) (corrected for non-zero expectation of error term for level) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CURRENT BENEFITS FROM SOCIAL SECURITY AND PENSIONS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X5301 Are you or your (spouse/partner) currently receiving Social Security benefit payments? (VERSION ASKED ONLY IF CURRENT JOB PENSION REPORTED AT X4140/X4740) Are you or your (spouse/partner) currently receiving Social Security benefit payments, or any other type of pension, retirement, or disability benefit payment? Are you currently receiving Social Security benefit payments? (VERSION ASKED ONLY IF CURRENT JOB PENSION REPORTED AT X4140/X4740) Are you currently receiving Social Security benefit payments, or any other type of pension, retirement, or disability benefit payment? REMEMBER! 'YOU' HERE MEANS THE DESIGNATED RESPONDENT 'SPOUSE/PARTNER' MEANS SPOUSE/PARTNER OF DESIGNATED R (DO NOT INCLUDE SUPPLEMENTAL SECURITY INCOME [SSI]) 1. YES 5. NO X5302 Do these include Social Security benefit payments? 1. YES 5. NO 0. Inap. (not receiving pension or Social Security benefits: X5301^=1) ----------------------------------------------------------------------------- #1 refers to Social Security benefits of head #2 refers to Social Security benefits of spouse/partner ----------------------------------------------------------------------------- X5303(#1) Are you and your (spouse/partner) currently receiving X5308(#2) Social Security payments or is only one of you? (Which one?) 1. Checked 5. Not checked (including no spouse) 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1; no spouse/partner) X5304(#1) Are the payments you receive for retirement, disability, or X5309(#2) survivors benefits? Are the payments your (spouse/partner) receives for retirement, disability, or survivors benefits? 1. Retirement 2. Disability 3. Survivors 6. Dependent's benefit 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) ******************************************************* FOR THE PUBLIC DATASET, CODE 6 IS COMBINED WITH 3 ******************************************************* How long have you received these benefits? How long has he received these benefits? How long has she received these benefits? X5305(#1) Code number of years X5310(#2) -1. Less than a year 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) X7330(#1) Code age X7331(#2) 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) X7734(#1) Code year (4 digits) X7735(#2) 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) X5306(#1) How much do you receive each month or year? X5311(#2) How much does he receive each month or year? How much does she receive each month or year? Code amount -1. Nothing 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) X5307(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5312(#2) And how often do you receive that amount? And how often does he receive that amount? And how often does she receive that amount? Code frequency 4. Month 5. Quarter 6. Year -7. Other 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) X5313 Are you or your (spouse/partner) currently receiving any other retirement, pensions, or disability payments? Are you currently receiving any other retirement, pensions, or disability payments? 1. YES 5. NO 0. Inap. (not receiving pension or Social Security benefits: X5301^=1) X5314 Not counting Social Security, how many retirement, pension, or disability benefit payments are you and your (spouse/partner) currently receiving? How many retirement, pension, or disability benefit payments are you and your (spouse/partner) currently receiving? Not counting Social Security, how many retirement, pension, or disability benefit payments are you currently receiving? How many retirement, pension, or disability benefit payments are you currently receiving? Including the payments you told me you and your (spouse/partner) are receiving. Including the payments you told me you are receiving. Including the payments you told me your (spouse/partner) is receiving. (DO NOT INCLUDE INCOME FROM IRA AND KEOGH ACCOUNTS ALREADY REPORTED.) Code number 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** X6700 Originally reported value of X5314 (see introduction) Code number 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** ----------------------------------------------------------------------------- #1 refers to the first current pension benefit #2 refers to the second current pension benefit #3 refers to the third current pension benefit #4 refers to the fourth current pension benefit #5 refers to the fifth current pension benefit #6 refers to the sixth current pension benefit ----------------------------------------------------------------------------- X5315(#1) For this benefit, who is receiving these payments, you or X5323(#2) X5331(#3) For the first benefit1, who is receiving these payments, X5415(#4) you or your (spouse/partner)? X5423(#5) X5431(#6) 1. Head 2. Spouse/partner 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1; no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X5314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X5316(#1) Is this a payment from a current job, past job, a X5324(#2) disability or military benefit, spouse's pension, or X5332(#3) something else? X5416(#4) X5424(#5) 1. Current job pension X5432(#6) 2. Past job pension (except military) 3. Disability 4. Military (retirement or disability) 5. Spouse pension 10. Pension through other family member 11. Union pension -7. Other 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1; no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X5314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) ********************************************************* FOR THE PUBLIC DATASET, CODES 2 AND 11 ARE COMBINED WITH 1 ********************************************************* How long have you received these benefits? How long has (he/she) received these benefits? X5317(#1) Code number of years X5325(#2) -1. Less than one year X5333(#3) 0. Inap. (not receiving pension or Social Security X5417(#4) benefits: X5301^=1; no current pension benefits: X5314^=1; X5425(#5) no benefits: X5314<1/less than 2 benefits: X5314<2/ X5433(#6) less than 3 benefits: X5314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X7332(#1) Code age X7333(#2) 0. Inap. (not receiving pension or Social Security X7334(#3) benefits: X5301^=1; no current pension benefits: X5314^=1; X7335(#4) no benefits: X5314<1/less than 2 benefits: X5314<2/ X7336(#5) less than 3 benefits: X5314<3/less than 4 benefits: X7337(#6) X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X7736(#1) Code year (4 digits) X7738(#2) 0. Inap. (not receiving pension or Social Security X7740(#3) benefits: X5301^=1; no current pension benefits: X5314^=1; X7742(#4) no benefits: X5314<1/less than 2 benefits: X5314<2/ X7744(#5) less than 3 benefits: X5314<3/less than 4 benefits: X7746(#6) X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X5318(#1) How much is received each month or year? X5326(#2) X5334(#3) Code amount X5418(#4) 0. Inap. (not receiving pension or Social Security X5426(#5) benefits: X5301^=1; no current pension benefits: X5314^=1; X5434(#6) no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X5314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X5319(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5327(#2) And how often is that amount received? X5335(#3) X5419(#4) Code frequency X5427(#5) 1. Day X5435(#6) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -7. Other 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1; no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X5314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X5320(#1) Has this payment been increased when the cost of living has X5328(#2) increased? X5336(#3) X5420(#4) 1. YES X5428(#5) 5. NO X5436(#6) 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1; no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X5314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X5322(#1) If you were to die, what percent of this payment would your X5330(#2) (husband/wife/partner) continue to receive or would the X5338(#3) payments stop? X5422(#4) X5430(#5) If your (husband/wife/partner) were to die, what percent of X5438(#6) this payment would you continue to receive or would the payments stop? Code percent * 100 -1. Stop -2. Start at a later time, no indication of reduced benefit -3. Start at a later time, indication of reduced benefit -4. Lump sum payout -7. Other arrangement 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1; no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X5314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6; no spouse or partner) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CASH SETTLEMENTS FROM PAST JOBS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X5501 Have you or your (spouse/partner) ever received a cash settlement from a pension or retirement plan of a previous job? Have you ever received a cash settlement from a pension or retirement plan of a previous job? 1. YES 5. NO X5502 How many different cash settlements have you or your (spouse/partner) received? How many different cash settlements have you received? Code number 0. Inap. (no setlements: X5501^=1) X6701 Originally reported value of X5502 (see introduction) Code number 0. Inap. (no setlements: X5501^=1) ----------------------------------------------------------------------------- #1 refers to first settlement #2 refers to second settlement #3 refers to third settlement #4 refers to fourth settlement #5 refers to fifth settlement ----------------------------------------------------------------------------- X5503(#1) Who received this settlement, you or your (spouse/partner)? X5506(#2) X5509(#3) Who received the first cash1 settlement, you or your X5512(#4) (spouse/partner)? X5515(#5) 1. Head 2. Spouse/partner 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/ less than 2 settlements: X5502<2/less than 3 settlements: X5502<3/less than 4 settlements: X5502<4/less than 5 settlements: X5502<5) X5504(#1) What was the amount of this settlement? X5507(#2) X5510(#3) What was the amount of this first cash1 settlement? X5513(#4) X5516(#5) Code amount 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/ less than 2 settlements: X5502<2/less than 3 settlements: X5502<3/less than 4 settlements: X5502<4/less than 5 settlements: X5502<5) In what year was this settlement received? In what year was the first cash1 settlement received? X5505(#1) Code year (4 digits) X5508(#2) 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/ X5511(#3) less than 2 settlements: X5502<2/less than 3 settlements: X5514(#4) X5502<3/less than 4 settlements: X5502<4/less than 5 X5517(#5) settlements: X5502<5) X7338(#1) Code age X7340(#2) 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/ X7342(#3) less than 2 settlements: X5502<2/less than 3 settlements: X7344(#4) X5502<3/less than 4 settlements: X5502<4/less than 5 X7346(#5) settlements: X5502<5) X7339(#1) Code number of years X7341(#2) -1. Less than a year X7343(#3) 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/ X7345(#4) less than 2 settlements: X5502<2/less than 3 settlements: X7347(#5) X5502<3/less than 4 settlements: X5502<4/less than 5 settlements: X5502<5) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- FUTURE PENSION BENEFITS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X5601 Now I want to ask about future pension benefits that you and your (spouse/partner) have earned rights to from past or current jobs. Aside from Social Security and other pensions you have already told me about, do you and your (spouse/partner) expect to receive any (other) pensions in the future? Now I want to ask about future pension benefits that you have earned rights to from past or current jobs. Aside from Social Security and other pensions you have already told me about, do you expect to receive any (other) pensions in the future? 1. YES 5. NO X5602 How many such benefits do you or your (spouse/partner) expect to receive in the future? How many such benefits do you expect to receive in the future? Code number 0. Inap. (no future pensions: X5601^=1) X6702 Originally reported value of X5602 (see introduction) Code number 0. Inap. (no future pensions: X5601^=1) ----------------------------------------------------------------------------- #1 refers to first future pension benefit #2 refers to second future pension benefit #3 refers to third future pension benefit #4 refers to fourth future pension benefit #5 refers to fifth future pension benefit #6 refers to sixth future pension benefit ----------------------------------------------------------------------------- X5606(#1) Who expects to receive this benefit? X5614(#2) X5622(#3) Who expects to receive the largest benefit? X5630(#4) X5638(#5) IF R ANSWERS DK: Tell me about your benefits first. X5646(#6) WE DO NOT CARE WHICH PLAN IS LARGEST, TAKE ANY PLAN. 1. Head 2. Spouse/partner 0. Inap. (no future pensions: X5601^=1; no future benefits: X5602<1/ less than 2 future benefits: X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6) X5603(#1) About this benefit, is this from a pension plan X5611(#2) X5619(#3) About the largest benefit, is this from a pension plan X5627(#4) X5635(#5) where a certain amount of money is accumulated in an X5643(#6) account for you, a formula plan that will give you a specific amount of income each month or year when you retire, or what? where a certain amount of money is accumulated in an account for your (spouse/partner), a formula plan that will give you a specific amount of income each month or year when (he/she) retires, or what? 1. Income formula 2. Account 3. Both 0. Inap. (no future pensions: X5601^=1; no future benefits: X5602<1/ less than 2 future benefits: X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6) X7348(#1) When you retire, will you receive the money in the account X7350(#2) as a lump sum, or will you receive regular payments? X7352(#3) X7354(#4) When your (spouse/partner) retires, will (he/she) receive X7356(#5) the money in the account as a lump sum, or will (he/she) X7358(#6) receive regular payments? 1. Lump sum 2. Regular payments 0. Inap. (no future pensions: X5601^=1; no future benefits: X5602<1/ less than 2 future benefits: X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6; not an account-type plan: X5603^=2/X5611^=2/X5619^=2/X5627^=2/X5635^=2/ X5643^=2) X5604(#1) How much is in the account now? X5612(#2) X5620(#3) Code amount X5628(#4) 0. Inap. (no future pensions: X5601^=1; no future X5636(#5) benefits: X5602<1/ less than 2 future benefits: X5644(#6) X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6; an income formula plan: X5603=1/X5611=1/X5619=1/X5627=1/X5635=1/ X5643=1) When do you expect to receive this pension? When does (he/she) expect to receive this pension? X7751(#1) Code number of years X7752(#2) -1. Less than a year X7753(#3) 0. Inap. (no future pensions: X5601^=1; no future X7754(#4) benefits: X5602<1/ less than 2 future benefits: X7755(#5) X5602<2/less than 3 benefits X5602<3/less than 4 X7756(#6) benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6) X5607(#1) Code age X5615(#2) 0. Inap. (no future pensions: X5601^=1; no future X5623(#3) benefits: X5602<1/ less than 2 future benefits: X5631(#4) X5602<2/less than 3 benefits X5602<3/less than 4 X5639(#5) benefits: X5602<4/less than 5 benefits: X5602<5/ X5647(#6) less than 6 benefits: X5602<6) X7349(#1) Code year (4 digits) X7351(#2) 0. Inap. (no future pensions: X5601^=1; no future X7353(#3) benefits: X5602<1/ less than 2 future benefits: X7355(#4) X5602<2/less than 3 benefits X5602<3/less than 4 X7357(#5) benefits: X5602<4/less than 5 benefits: X5602<5/ X7359(#6) less than 6 benefits: X5602<6) X5608(#1) About how much do you expect them to be? X5616(#2) X5624(#3) About how much does (he/she) expect them to be? X5632(#4) X5640(#5) Code amount X5648(#6) -1. Nothing 0. Inap. (no future pensions: X5601^=1; no future benefits: X5602<1/ less than 2 future benefits: X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6; lump sum benefit: X7348=1/X7350=1/X7352=1/X7354=1/X7356=1/X7358=1) X5609(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5617(#2) And how often do you expect to receive that amount? X5625(#3) X5633(#4) Code frequency X5641(#5) 1. Day X5649(#6) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (no future pensions: X5601^=1; no future benefits: X5602<1/ less than 2 future benefits: X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6; lump sum benefit: X7348=1/X7350=1/X7352=1/X7354=1/X7356=1/X7358=1) X7360 Are any of these part of an IRA, KEOGH, or other pension plan? 1. Yes, IRA/KEOGH 2. Yes, pension 5. No 0. Inap. (no future pensions: X5601^=1) NOTE: All initial YES responses have been reconciled with the IRA/Keogh data and edited out of this grid. ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- INCOME, SUPPORT, ALIMONY ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- We have talked about various sources of income. Now we would like to get the overall picture of all the different sources of income that you had in 1994. We have talked about various sources of income. Now we would like to get the overall picture of all the different sources of income that you and members of your family living here had in 1994. X5701 Did you have income from wages and salaries? 1. YES 5. NO X5702 In total, how much income from wages and salaries did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no wage income: X5701^=1) X5703 Did you have income or losses from Did you or anyone have income or losses from a professional practice, business, or farm? (Other than wages or salaries) 1. YES 5. NO X5704 In total, how much income from a professional practice, business, or farm did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount -1. Nothing -2. Negative value inferred from data on business 0. Inap. (no business income: X5703^=1) X5705 Did you have income from Did you or anyone have income from non-taxable investments such as municipal bonds0? 1. YES 5. NO X5706 In total, how much income from non-taxable investments such as municipal bonds did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no non-taxable income: X5705^=1) X5707 Did you have any other interest income? Did you or anyone have any other interest income? 1. YES 5. NO X5708 In total, how much other interest income In total, how much income from other interest did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no other interest income: X5707^=1) X5709 Did you have income from Did you or anyone have income from dividends? 1. YES 5. NO X5710 In total, how much income from dividends did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no dividend income: X5709^=1) X5711 Did you have income or losses from Did you or anyone have income or losses from net gains or losses from the sale of stocks, bonds, or real estate? 1. YES 5. NO X5712 In total, how much income from net gains or losses from the sale of stocks, bonds, or real estate did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount -1. Nothing 0. Inap. (no capital gains or losses: X5711^=1) X5713 Did you have income from Did you or anyone have income from net rent, trusts, or royalties from any other investment or business? 1. YES 5. NO X5714 In total, how much income from net rent, trusts, or royalties from any other investment or business did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount -1. Nothing 0. Inap. (no rental, trust, or royalty income: X5713^=1) X5715 Did you have income from Did you or anyone have income from unemployment or worker's compensation? 1. YES 5. NO X5716 In total, how much income from unemployment or worker's compensation did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no unemployment income: X5715^=1) X5717 Did you have income from Did you or anyone have income from child support or alimony which you or your family here receive? 1. YES 5. NO X5718 In total, how much income from child support or alimony which you or your family here receive did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no child support or alimony income: X5717^=1) X5719 Did you have income from Did you or anyone have income from ADC, AFDC, food stamps, or other forms of welfare or assistance such as SSI? 1. YES 5. NO X5720 In total, how much income from ADC, AFDC, food stamps, or other forms of welfare or assistance such as SSI did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no welfare income: X5719^=1) X5721 Did you have income from Did you or anyone have income from Social Security or other pensions, annuities, or other disability or retirement programs? 1. YES 5. NO X5722 In total, how much income from Social Security or other pensions, annuities, or other disability or retirement programs did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no Social Security, pension, or annuity income: X5721^=1) X5723 Did you have income from Did you or anyone have income from any other sources? 1. YES 5. NO X5725 What other sources? 1. Settlements; from lawsuits, divorce, insurance 2. Gambling winnings; prize money 3. Education scholarships or grants (not including loans); G.I. Bill; "fellowships" 4. Honorarium 11. "IRA", NFS; IRA withdrawal 12. Inheritance/gifts 13. Other help/support from relatives 14. Repayment of debts 15. Income tax refund 21. Care of foster child in the home 22. Housing subsidy/rent paid by some (government) agency 23. Trustee fee; executor fee 30. Sale of asset (coding as capital gain/loss has priority) 31. Alaska Permanent Fund 0. Inap. (no other income: X5723^=1) ******************************************************** FOR THE PUBLIC DATASET, CODES 3, 4, 21, AND 31 ARE COMBINED WITH -7. ******************************************************** X5724 In total, how much income from any other sources did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount -1. Nothing 0. Inap. (no other income: X5725^=1) X7361 I would like to confirm that your total 1994 income from all I would like to confirm that your family's total 1994 income from all sources was {X5702+X5704+X5706+X5708+X5710+X5712+X5714+ X5716+X5718+X5720+X5722+X5724}. Is that correct? 1. YES 5. NO 0. Inap. (at least one value in {J5702,J5704,J5706, J5708,J5710,J5712,J5714,J5716,J5718,J5720,J5722,J5724} >=90) NOTE: sometimes a respondent may have given an illegal value to one of (X5702 X5704 X5706 X5708 X5710 X5712 X5714 X5716 X5718 X5720 X5722 X5724). Most such values should not have been accepted by the CAPI program, but occasionally the software failed. Such values were generally edited out, and often they were set to a missing value and subsequently imputed. If the respondent did not give any incompete dollar responses to any of the component income questions, then he would be asked to confirm the total amount. In all of these cases, there is inherent complex ambiguity about which income responses are most credible. For these cases, the general policy was to change X7361 to the inapplicable code (zero). X5729 What would be the correct total? How much was the total income you received in 1994 from all sources, before taxes and other deductions were made? How much was the total income you and your family living here received in 1994 from all sources, before taxes and other deductions were made? Code amount -1. Nothing NOTE: if X7361=1, the computed total is held in X5729. NOTE: in the public version of the dataset, the X7361 may be YES, but the value of the income in X5729 may not be equal to X5702+X5704+X5706+X5708+X5710+X5712+X5714+X5716+ X5718+X5720+X5722+X5724 because of various operations applied to the data for disclosure avoidance. The details of this operation cannot be revealed, but a general discription of the process is available in the papers cited in the introduction to this codebook. X7650 Is this income unusually high or low compared to what you would expect in a "normal" year, or is it normal? 1. High 2. Low 3. Normal Note: some respondents reported that their 1994 income was unusually high (low), but gave a normal income figure at X7362 that was higher (lower). These cases appear to be ones where the frame of reference for "normal" has shifted: e.g., a student made an unusually large amount last year as a student, but in a full-time job now makes more. Why is that? X6765 Code reason income unusually high 1. Capital gains 2. Sale of assets 3. Higher business/self-employment income 4. Higher return on investments 5. Worked more; took second job 6. Stopped working since then: child 7. Stopped working since then: retired 8. Stopped working since then: other 9. Pension settlement 10. Other Settlement 11. Bonus 12. Inheritance 13. Good weather/crop 14. Took more money out of business 15. Good economy n.e.c. 16. Unexpected income n.e.c. 17. Change in household composition 18. Salary increase/higher salary; promotion 19. Social security/retirement/support payments began or increased 20. Social security/retirement/support payments stopped or decreased 21. Loans payed off 22. Changed jobs 23. Qualified for unemployment 24. Less able to work/ill since then 0. Inap. (income not unusually high: X7650^=1) X6766 Code reason income unusually low 1. Low business/self-employment income 2. Low returns on investments 3. Worked less; laid off; fired 4. Illness; disability 5. In school 6. Stopped working: child 7. Stopped working: other 8. Current pension or other type of income not started yet 9. Depreciation 10. Business/job startup 11. Bad weather/crop 12. Took less money out of business 13. Bad economy n.e.c. 14. Change in household composition 15. Charitable donation made 16. Decrease in benefits 17. Legal expenses/law suit 18. Not enough tax write-offs/tax problems 19. Bankruptcy 20. Lower salary/wages 21. Capital loss 22. Moved 0. Inap. (income not unusually low: X7650^=2) ********************************************************** FOR THE PUBLIC DATASET, CODE 21 IS INCLUDED WITH 19. ********************************************************** X7362 About what would your income have been if it had been a normal year? Code amount -1. Nothing 0. Inap. (income normal: X7650=3) X304 Over the past five years, did your total income go up more than prices, less than prices, or about the same as prices? Over the past five years, did your total family income go up more than prices, less than prices, or about the same as prices? 1. Up more 2. Up less 3. About the same X7364 Over the next year, do you expect your total income to go up more than prices, less than prices, or about the same as prices? Over the next year, do you expect your total family income to go up more than prices, less than prices, or about the same as prices? 1. Up more 2. Up less 3. About the same X7586 At this time, do you have a good idea of what your income for next year will be? At this time, do you have a good idea of what your family's income for next year will be? 1. YES 5. NO X7366 Do you usually have a good idea of what your next year's income will be? Do you usually have a good idea of what your family's next year's income will be? 1. YES 5. NO X5731 During 1994, did you pay any alimony, separation payments, or child support? During 1994, did you or anyone in your family living here pay any alimony, separation payments, or child support? 1. YES 5. NO X5732 Altogether, how much alimony and/or child support did you pay in 1994? Altogether, how much alimony and/or child support did you and your family pay in 1994? Code amount 0. Inap. (no alimony: X5731^=1) X5733 During 1994, did you provide any other financial support for relatives or friends who do not live here? During 1994, did you provide any financial support for relatives or friends who do not live here? During 1994, did you or anyone in your family living here provide any other financial support for relatives or friends who do not live here? During 1994, did you or anyone in your family living here provide any financial support for relatives or friends who do not live here? 1. YES 5. NO X5734 How much support did you pay? How much support did you and your family pay? Code amount 0. Inap. (no support given: X5733^=1) To whom was this support given? INTERVIEWER: CODE ALL THAT APPLY X5735 Children under 18 X5736 Children 18 and over X5737 Parents (In-Law) X5738 Grandchildren X5739 Grandparents X5740 Siblings (In-Law) X5741 Niece/Nephew X5742 Friend X5743 Other 1. Checked (only for X5735-X5742) 2. Aunt/Uncle (X5743 only) 5. Not checked 9. Ex-spouse (will be edited out if same as payments to separated spouse reported at X5925 or spouse version) (X5743 only) 10. Other relatives (X5743 only) 0. Inap. (no support given: X5733^=1) X5744 Did you or your (spouse/partner) file, or do you expect to file, a 1994 Federal Income tax return? Did you file, or do you expect to file, a 1994 Federal Income tax return? 1. YES - FILED 5. NO - DO NOT EXPECT TO FILE 6. YES - NOT YET FILED X5746 Did you and your (spouse/partner) file a joint return, did you file separately, or did only one of you file? Will you and your (spouse/partner) file a joint return, will you file separately, or will only one of you file? 1. File Jointly 2. File Separately 3. Only R File 4. Only S File 0. Inap. (did not file and does not expect to do so: X5744=5; R not married or living with a partner: X102 not in (2 3); absent spouse/partner: X100=5) ----------------------------------------------------------------------------- #1 refers to joint return #2 refers to separate return for head #3 refers to separate return for spouse/partner ----------------------------------------------------------------------------- Did you and your (spouse/partner) file a schedule C, E, or F with your return? Will you and your (spouse/partner) file a schedule C, E, or F with your return? Did you file a schedule C, E, or F with your return? Will you file a schedule C, E, or F with your return? Did your (spouse/partner) file a schedule C, E, or F with (his/her) return? INTERVIEWER: CODE ALL THAT APPLY. IF R ASKS: SCHEDULE C IS FOR BUSINESS INCOME OR SELF EMPLOYMENT SCHEDULE E IS FOR TRUST AND PARTNERSHIP INCOME SCHEDULE F IS FOR FARM INCOME X5747(#1) Schedule C X7758(#2) X7762(#3) X5748(#1) Schedule E X7759(#2) X7763(#3) X5749(#1) Schedule F X7760(#2) X7764(#3) X5750(#1) None of these X7761(#2) X7765(#3) 1. Checked 5. Not checked 0. Inap. (did not file and does not expect to do so: X5744=5; filed separately: X5746=2; only R filed: X5746=3; only spouse filed: X5746=4 /did not file and does not expect to do so: X5744=5; filed jointly: X5746=1; only spouse filed: X5746=4; /did not file and does not expect to do so: X5744=5; filed jointly: X5746=1; only R filed: X5746=3; no spouse) X7367(#1) Did you itemize deductions? X7368(#2) X7369(#3) Will you itemize deductions? Did (he/she) itemize deductions on the return? Will (he/she) itemize deductions on the return? 1. YES 5. NO 0. Inap. (did not file and does not expect to do so: X5744=5; filed separately: X5746=2; only R filed: X5746=3; only spouse filed: X5746=4 /did not file and does not expect to do so: X5744=5; filed jointly: X5746=1; only spouse filed: X5746=4; /did not file and does not expect to do so: X5744=5; filed jointly: X5746=1; only R filed: X5746=3; no spouse) X5751(#1) What was your and your (spouse/partner)'s total adjusted X7651(#2) gross income (AGI) on your 1994 tax return? (Form 1040, X7652(#3) Line 31) What will be your and your (spouse/partner)'s total adjusted gross income (AGI) on your 1994 tax return? (What do you think it will be?) (Form 1040, Line 31) What was your total adjusted gross income (AGI) on your 1994 tax return? (Form 1040, Line 31) What will be your total adjusted gross income (AGI) on your 1994 tax return? (What do you think it will be?) (Form 1040, Line 31) What was (his/her) total adjusted gross income (AGI) on (his/her) 1994 tax return? What will be (his/her) total adjusted gross income (AGI) on (his/her) 1994 tax return? (What do you think it will be?) Code amount -1. Nothing 0. Inap. (did not file and does not expect to do so: X5744=5; filed separately: X5746=2; only R filed: X5746=3; only spouse filed: X5746=4 /did not file and does not expect to do so: X5744=5; filed jointly: X5746=1; only spouse filed: X5746=4; /did not file and does not expect to do so: X5744=5; filed jointly: X5746=1; only R filed: X5746=3; no spouse) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- INHERITANCES AND CHARITABLE CONTRIBUTIONS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X5801 Have you or your (spouse/partner) ever received an inheritance, or been given substantial assets in a trust or in some other form? Have you ever received an inheritance, or been given substantial assets in a trust or in some other form? Please include any gifts or inheritances you may have told me about earlier. 1. YES 5. NO X5802 How many of these have you or your (spouse/partner) ever received? How many of these have you ever received? Code number 0. Inap. (no inheritances: X5801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** X6703 Originally reported value of X5802 (see introduction) Code number 0. Inap. (no inheritances: X5801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** ----------------------------------------------------------------------------- #1 refers to the first gift/inheritance #2 refers to the second gift/inheritance #3 refers to the third gift/inheritance #4 refers to all remaining gifts/inheritances ----------------------------------------------------------------------------- X5803(#1) Was that an inheritance, a trust, or what? X5808(#2) X5813(#3) Thinking about the largest of these, was that an inheritance, a trust, or what? 1. INHERITANCE 2. TRUST 3. TRANSFER/GIFT 6. INHERITED TRUST -7. OTHER 0. Inap. (no inheritances: X5801^=1; no inheritances: X5802<1/less than 2 inheritances: X5802<2/less than 3 inheritances: X5802<3) NOTE: the large number of -7 codes for this variable reflect a programming error that cause the verbatim response to the question to be skipped. X5804(#1) What was its approximate value at the time it was received? X5809(#2) X5814(#3) Code amount 0. Inap. (no inheritances: X5801^=1; no inheritances: X5802<1/less than 2 inheritances: X5802<2/less than 3 inheritances: X5802<3) X5805(#1) In what year was it received? X5810(#2) X5815(#3) Code year (4 digits) 0. Inap. (no inheritances: X5801^=1; no inheritances: X5802<1/less than 2 inheritances: X5802<2/less than 3 inheritances: X5802<3) ************************************************ FOR THE PUBLIC DATASET, ROUND TO NEAREST 5 ************************************************ X5806(#1) From whom was it received? X5811(#2) X5816(#3) Code person 1. Grandparent 2. Parent 3. Child 4. Aunt/Uncle 5. Sibling 6. Friend 12. Government settlement/compensation -7. Other 0. Inap. (no inheritances: X5801^=1; no inheritances: X5802<1/less than 2 inheritances: X5802<2/less than 3 inheritances: X5802<3) X5818(#4) How much altogether were any others you have received? Code amount 0. Inap. (no inheritances: X5801^=1; less than 4 inheritances: X5802<4) X8451(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no inheritances: X5801^=1; did not break off early in grid) X5819 Do you or your (spouse/partner) expect to receive a substantial inheritance or transfer of assets in the future? Do you expect to receive a substantial inheritance or transfer of assets in the future? 1. YES 5. NO X5820 Is that likely to involve a large amount of money, a moderate amount, or what? 1. Large 2. Moderate 3. Small -7. Other 0. Inap. (no expected future inheritance: X5819^=1) X5821 About how much do you expect? Code amount 0. Inap. (no expected future inheritance: X5819^=1) X5822 During 1994, did you make charitable contributions of money or property totaling $500 or more? During 1994, did you or anyone in your family living here make charitable contributions of money or property totaling $500 or more? (Please do not include political contributions.) 1. YES 5. NO X5823 Roughly, how much did you contribute? Roughly, how much did your family contribute? Code amount 0. Inap. (no charitable contributions: X5822^=1) X7662 During 1994, did you volunteer an average of one hour or more a week to any charitable organizations? During 1994, did you or anyone in your family living here volunteer an average of one hour or more a week to any charitable organizations? (Please do not include time volunteered for political causes.) 1. YES 5. NO X5824 Some people think it is important to leave an estate or inheritance to their surviving heirs, while others don't. Which is closer to your and your (spouse/partner)'s feelings? Would you say it is very important, important, somewhat important, or not important? feelings? Would you say it is very important, important, somewhat important, or not important? 1. Very Important 2. Important 3. R and SP/PARTNER DIFFER 4. Somewhat Important 5. Not Important X5825 Do you and your (spouse/partner) expect to leave a sizable estate to others? Do you expect to leave a sizable estate to others? 1. Yes 3. POSSIBLY 5. No ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- DEMOGRAPHIC CHARACTERISTICS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- #1 refers to characteristics of head #2 refers to characteristics of spouse/partner ----------------------------------------------------------------------------- X5901(#1) I'd like to ask you some questions about your background. X6101(#2) What is the highest grade of school or year of college you completed? I'd like to ask you some questions about your (spouse/partner)'s background. What is the highest grade of school or year of college (he/she) completed? 1. 1ST GRADE 2. 2ND GRADE 3. 3RD GRADE 4. 4TH GRADE 5. 5TH GRADE 6. 6TH GRADE 7. 7TH GRADE 8. 8TH GRADE 9. 9TH GRADE 10. 10TH GRADE 11. 11TH GRADE 12. 12TH GRADE 13. 1 YEAR OF COLLEGE 14. 2 YEARS OF COLLEGE 15. 3 YEARS OF COLLEGE 16. 4 YEARS OF COLLEGE 17. GRADUATE SCHOOL 0. Inap. (/no spouse) X5902(#1) Did you get a high school diploma or pass a high school X6102(#2) equivalency test? Did (he/she) get a high school diploma or pass a high school equivalency test? 1. YES 5. NO 0. Inap. (/no spouse; more than 12 years of education: X5901>12/X6101>12) X5903(#1) Since completing your formal education, have you had X6103(#2) on-the-job training or other vocational training lasting 100 hours or more? Since completing (his/her) formal education, has (he/she) had on-the-job training or other vocational training lasting 100 hours or more? 1. YES 5. NO 0. Inap. (/no spouse; more than 12 years of education: X5901>12/X6101>12) X5904(#1) Did you get a college degree? X6104(#2) Did (he/she) get a college degree? 1. YES 5. NO 0. Inap. (/no spouse; 12 years or less of education: X5901<=12/X6101<=12) X5905(#1) What is the highest degree you have earned? X6105(#2) What is the highest degree (he/she) earned? INTERVIEWER: WE WANT THE DEGREE, NOT A LICENSE Code degree 1. Associate's and other junior college degree 2. Bachelor's 3. MA/MS and other master's except MBA 9. MBA 4. PhD (including post-doctorate) 5. MD; DDS; Doctor of Chiropracty; Doctor of Osteopathy 6. Law (JD) 10. Nursing degree (RN, LPN) 11. Other professional certificate 12. Other doctorate (DVM, Doctor of Divinity, etc.) 0. Inap. (/no spouse; 12 years or less of education: X5901<=12/X6101<=12; did not get a degree: X5904^=1/ X6104^-1) ******************************************************** FOR THE PUBLIC DATASET, CODE 9 IS COMBINED WITH 3; CODES 5, 6, AND 12 ARE COMBINED WITH 4; CODE 10 IS COMBINED WITH 11. ******************************************************** X5906(#1) Has (he/she) ever been in the military service? X6106(#2) Have you ever been in the military service? 1. YES 5. NO 0. Inap. (/no spouse) X5909 Are you Native American, Asian, Hispanic, black, white, or another race? (SHOW CARD 16) Code group 1. Native American/Eskimo/Aleut 2. Asian or Pacific Islander 3. Hispanic 4. Black or African-American 5. White -7. Other ******************************************************** FOR THE PUBLIC DATASET, CODES 1 AND 2 ARE COMBINED WITH -7. ******************************************************** NOTE: This question was asked only of the designated respondent (if X8000=5, this person is the head, otherwise it is the spouse/partner) NOTE: CARD 16 contains the following text printed in a vertical column: "Native American; Eskimo; Aleut," Asian; Pacific Islander," "Hispanic," "Black; African American," "White," "Other." X5910 Now I'd like to ask some questions about your family living elsewhere. Altogether, including children from previous marriages and adopted children, how many sons and daughters do you or your (spouse/partner) have who do not live with you? children, how many sons and daughters do you have who do not live with you? Code number -1. None ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* X5911 How many of them are 25 or older? Is that child 25 or older? Code number -2. All of them -1. None 0. Inap. (no children who do not live with R: X5910=-1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** X5912 How many of them are less than 18 years old? Is that child less than 18 years old? Code number -2. All of them -1. None 0. Inap. (no children who do not live with R: X5910=-1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** X5913(#1) How many living brothers and sisters do you have? X6109(#2) How many living brothers and sisters does (he/she) have? Code number -1. None 0. Inap. (/no spouse or partner in PEU: X107^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* X5914(#1) How many are older than you? X6110(#2) Is he or she older than you? How many are older than (he/she) is? Code number -2. All -1. None 0. Inap. (no siblings: X5913=-1/X6109=-1;/no spouse or partner in PEU: X107^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* How many years have you been married to your current spouse? How many years have you been living with your partner? X7370(#1) Code number of years -1. None 0. Inap. (/no spouse or partner in PEU: X107^=1) ******************************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 60: YEAR AND AGE SIMILARLY ADJUSTED. ******************************************************* X7371(#1) Code age 0. Inap. (/no spouse or partner in PEU: X107^=1) X8005(#1) Code year (4 digits) 0. Inap. (/no spouse or partner in PEU: X107^=1) X7372(#1) What is your current legal marital status? Are you X7018(#2) married, separated, divorced, widowed, or have you never been married? 1. MARRIED 3. SEPARATED 4. DIVORCED 5. WIDOWED 6. NEVER MARRIED 0. Inap. (/no spouse or partner: X102^=2 or 3) X6767(#1) Recode: number of years in previous marriage. X6768(#2) Code number of years -1. Less than one year 0. Inap. (not separated, widowed, or divorced: X8023^=3, 4, or 5 and X7372^=3, 4, or 5; R married and living with a parter: X8023=2 and X7372=1/Sp Married and living with a partner: X8023=2 & X7018=1; no spouse or partner) In what year were you separated from your spouse? In what year were you divorced? In what year were you widowed? In what year were you separated, divorced, or widowed? X8007(#1) Code year (4 digits) 0. Inap. (not separated, widowed, or divorced: X8023^=3, 4, or 5 and X7372^=3, 4, or 5) **************************************************** FOR THE PUBLIC DATASET, ROUNDED TO NEAREST 5. **************************************************** X7373(#1) Code age 0. Inap. (not separated, widowed, or divorced: X8023^=3, 4, or 5 and X7372^=3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7374(#1) Code number of years -1. Less than a year 0. Inap. (not separated, widowed, or divorced: X8023^=3, 4, or 5 and X7372^=3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ In what year did your current marriage begin? In what year did that marriage begin? X8008(#1) Code year 0. Inap. (not separated, widowed, or divorced and not married but living with a partner: X8023^=3, 4, or 5 and X7372^=3, 4, or 5 and [X8023^=1 or X7002^=1] and [X8023^=2 or X7372^=1]) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7375(#1) Code age 0. Inap. (not separated, widowed, or divorced and not married but living with a partner: X8023^=3, 4, or 5 and X7372^=3, 4, or 5 and [X8023^=1 or X7002^=1] and [X8023^=2 or X7372^=1]) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7376(#1) Code number of years -1. Less than a year 0. Inap. (not separated, widowed, or divorced and not married but living with a partner: X8023^=3, 4, or 5 and X7372^=3, 4, or 5 and [X8023^=1 or X7002^=1] and [X8023^=2 or X7372^=1]) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ In what year was your (spouse/partner) (separated/divorced/widowed)? X8016(#2) Code year (4 digits) 0. Inap. (partner not separate, widowed, or divorced: X7018^=3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7383(#2) Code age 0. Inap. (partner not separate, widowed, or divorced: X7018^=3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7384(#2) Code number of years ago -1. Less than a year 0. Inap. (partner not separate, widowed, or divorced: X7018^=3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ In what year did your partner's current marriage begin? In what year did that marriage begin? X8017(#2) Code year (4 digits) 0. Inap. (partner not currently married, separated, divorced, or widowed: X7018^=1, 3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7385(#2) Code age 0. Inap. (partner not currently married, separated, divorced, or widowed: X7018^=1, 3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7386(#2) Code number of years ago -1. Less than a year 0. Inap. (partner not currently married, separated, divorced, or widowed: X7018^=1, 3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X5925(#1) Do you receive support from your (husband/wife), do you pay X7387(#2) support, or is there no support involved? Do you receive support from your wife, do you pay support, or is there no support involved? Do you receive support from your husband, do you pay support, or is there no support involved? Does your partner receive support from his wife, does Does your partner receive support from her husband, does 1. Receive Support 2. No Support Involved 3. Pay Support 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3/no partner or partner not married or separated: [X8023^=2 and X7002^=1] or [(X8023=2 or X7002=2) and X7018=1 or 3]) X5926(#1) How much do you receive? X6650(#2) How much does (he/she) receive? Code amount 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3/no partner or partner not married or separated: [X8023^=2 and X7002^=1] or [(X8023=2 or X7002=2) and X7018=1 or 3]; does not receive support: X5925^=1/X7387^=1) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X5927(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED. X6651(#2) Is that weekly, monthly, quarterly, yearly, or what? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3/no partner or partner not married or separated: [X8023^=2 and X7002^=1] or [(X8023=2 or X7002=2) and X7018=1 or 3]; does not receive support: X5925^=1/X7387^=1) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X5928(#1) How much do you pay? X6652(#2) How much does (he/she) pay? Code amount 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3/no partner or partner not married or separated: [X8023^=2 and X7002^=1] or [(X8023=2 or X7002=2) and X7018=1 or 3]; does not pay support: X5925^=3/X7387^=3) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X5929(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED. X6653(#2) Is that weekly, monthly, quarterly, yearly, or what? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3/no partner or partner not married or separated: [X8023^=2 and X7002^=1] or [(X8023=2 or X7002=2) and X7018=1 or 3]; does not pay support: X5925^=3/X7387^=3) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X5930(#1) Are the assets and debts that you've told me about in this interview owned mainly by you and your partner, are they owned jointly with your (husband/wife), or what? Are the assets and debts that you've told me about in this interview owned mainly by you, are they owned jointly with your (husband/wife), or what? Are the assets and debts that you've told me about in this interview owned mainly by you and your partner, are they owned jointly with your wife, or what? Are the assets and debts that you've told me about in this interview owned mainly by you, are they owned jointly with your wife, or what? Are the assets and debts that you've told me about in this interview owned mainly by you and your partner, are they owned jointly with your husband, or what? Are the assets and debts that you've told me about in this interview owned mainly by you, are they owned jointly with your husband, or what? 1. Owned by R, or others in primary economic unit 2. Owned Jointly 3. Mainly owned by spouse -1. No assets -7. Other 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3) X7377(#1) Was this your first marriage, or had you been married before? X7392(#2) Is your marriage to your absent spouse your first marriage, or have you been married before? Is this your first marriage, or have you been married before? Is this your (spouse/partner)'s first marriage, or has (he/she) been married before? Was this your partner's first marriage, or has (he/she) been married before? 1. First Marriage 2. Married Before 0. Inap. (never married: X8023=6 or X7372=6/no spouse or partner or partner not married before: [X8023^=1 or 2 and X7002^=1] or X7918^-3, 4, or 5) How old were you when you were married the first time? How old was (he/she) when (he/she) was married the first time? X7378(#1) Code year (4 digits) X7393(#2) 0. Inap. (never married: X8023=6 or X7372=6/partner not married before: X105=6; not married before: X7377^=2/ spouse not married before: X7392^=2) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X8011(#1) Code age X8018(#2) 0. Inap. (never married: X8023=6 or X7372=6/partner never married: X105=6) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7379(#1) Code number of years ago X7394(#2) -1. Less than a year 0. Inap. (never married: X8023=6 or X7372=6/partner never married: X105=6) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X6026(#1) Now I'd like to ask about your parents. X6120(#2) Is your mother still living? Is your (spouse/partner)'s mother still living? 1. YES 5. NO 0. Inap. (/no spouse) X6027(#1) What is her age? X6121(#2) Code age 0. Inap. (/no spouse; mother not living: X6026^=1) *************************************************** FOR THE PUBLIC DATASET, ROUNDED TO NEAREST 5. *************************************************** X6028(#1) Is your father still living? X6122(#2) Is your (spouse/partner)'s father still living? 1. YES 5. NO 0. Inap. (/no spouse) X6029(#1) What is his age? X6123(#2) Code age 0. Inap. (/no spoue; father not living: X6028^=1) *************************************************** FOR THE PUBLIC DATASET, ROUNDED TO NEAREST 5. *************************************************** X7380(#1) Now I'd like to ask you some questions about your health; X7395(#2) do you currently smoke? Now I'd like to ask you some questions about your (spouse/partner)'s health; does your (spouse/partner) currently smoke? 1. YES 5. NO 0. Inap. (/no spouse) X6030(#1) Would you say your health is excellent, good, fair, or poor? X6124(#2) Would you say your (spouse/partner)'s health in general is excellent, good, fair, or poor? 1. Excellent 2. Good 3. Fair 4. Poor 0. Inap. (/no spouse) X7381(#1) About how old do you think you will live to be? X7396(#2) If we asked your (spouse/partner), about how old do you think (he/she) would say that (he/she) expects to live to be? Code age 0. Inap. (/no spouse) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- HEALTH INSURANCE ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- For the rest of the questions in the interview, please include everyone in your household who has independent finances, not just the ones listed at the bottom of the card. HOUSEHOLD MEMBERS WITH INDEPENDENT FINANCES RELATIONSHIP SEX AGE MARITAL X6301 Are you or anyone in your family living here, including household members with independent finances, currently eligible to receive benefits from any government health insurance program, such as Medicare, Medicaid, or CHAMPUS, VA, or other military programs? Are you or anyone in your family living here currently eligible to receive benefits from any government health insurance program, such as Medicare, Medicaid, or CHAMPUS, VA, or other military programs? Are you currently eligible to receive benefits from any government health insurance programs, such as Medicare, Medicaid, or CHAMPUS, VA, or other military programs? 1. YES 5. NO Which program is that? (Anything else?) (CODE ALL THAT APPLY.) INTERVIEWER: ONLY PERSONS 65 0R OLDER SHOULD BE ELIGIBLE FOR MEDICARE. ONLY POOR PERSONS SHOULD BE ELIGIBLE FOR MEDICAID. CHAMPUS IS FOR ACTIVE MILITARY. X6302 Medicare X6303 Medicaid X6304 VA X7399 Champus X6305 Other 1. Checked (only for X6302, X6303, X6304, and X7399) 5. Not checked 6. Women, Infants, and Children (WIC), other federal welfare (X6305 only) 7. Other federal government plans (X6305 only) 8. Other local government plans (X6305 only) -7. Other (X6305 only) 0. Inap. (no government insurance: X6301^=1) NOTE: This does not include civil service health plans, which are treated as private plans. X6306 Is everyone living here covered by this program? Is everyone living here covered by one of these programs? 1. YES 5. NO 0. Inap. (no government insurance: X6301^=1) Who is not covered? (CODE ALL THAT APPLY) X6308 Head X6309 Spouse/partner X6310 Child(ren) under 18 X6311 Child(ren) 18 and Over X6312 Father (In-Law) X6313 Mother (In-Law) X6314 Other 1. Checked (only for X6308, X6309, X6310, X6311, X6312, and X6313) 2. Grandchild (X6314 only) 5. Not checked 8. Other relative living there (X6314 only) 9. Paid help (X6314 only) 10. Other unrelated person living there (X6314 only) -7. Other (X6314 only) 0. Inap. (no government insurance: X6301^=1; everyone covered by government plan: X6306=1) X6315 Are you or anyone covered by any (other) type of health coverage such as employer or union plans, or Blue Cross-Blue Shield, a Health Maintenance Organization (HMO), a Medigap plan, or some other health insurance? Are you covered by any other type of health coverage such as employer or union plans, or Blue Cross-Blue Shield, a Health Maintenance Organization (HMO), a Medigap plan, or some other health insurance? 1. YES 5. NO Is this coverage obtained through your employer, former employer, or union, your (spouse/partner)'s employer, former employer, or union, through direct payments to an insurance company, AARP, or somewhere else? Is this coverage obtained through your employer, former employer, or union, through direct payments to an insurance company, AARP, or somewhere else? Is this coverage obtained through your employer or former employer, a union, through direct payments to an insurance company, AARP, or what? X6316 HEAD'S EMPLOYER X6317 HEAD'S FORMER EMPLOYER X6318 R'S UNION X6319 SPOUSE/PARTNER'S EMPLOYER X6320 SPOUSE/PARTNER'S FORMER EMPLOYER X6321 SPOUSE/PARTNER'S UNION X6322 DIRECTLY FROM INSURANCE CO. X7767 AARP X6323 OTHER 1. Checked (only for X6316-X6322 and X7767) 5. Not checked 6. School (X6323 only) 11. Another person in HU (X6323 only) 12. Employer of another person in HU (X6323 only) 13. Another person outside of HU (incl. ex-spouse) (X6323 only) 14. Employer of person outside of HU (X6323 only) 0. Inap. (no private insurance: X6315^=1) NOTE: The point is who gives access. If R pays part and employer pays part, the answer is Employer since it is the employer who provides the option. How is this coverage paid for - by you, by an employer, by you and an employer, by a relative, or what? How is this coverage paid for - by you, by an employer, by you and an employer, by a relative, or what? X6324 Someone in the primary economic unit X6325 Employer X6326 Relative X6327 Former employer X6328 Other 1. Checked (only for X6324-X6327) 5. Not checked 6. Employer of someone else in HH other than R/Spouse (X6328 only) 7. Employer of person outside HH, incl. relatives/ ex-spouse (X6328 only) 8. Ex-spouse (X6328 only) 9. Government (X6328 only) 0. Inap. (no private insurance: X6315^=1) X7666 How much do you pay for this insurance? How much do you and your other household members pay for this insurance? Code amount 0. Inap. (no private insurance: X6315^=1; insurance not paid for by anyone in PEU: X6324^=1) X7667 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED. And is that weekly, monthly, quarterly, yearly, or what? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. In total 11. Twice per year 12. Bimonthly 22. Varies 29. Per visit -7. Other 0. Inap. (no private insurance: X6315^=1; insurance not for by anyone in PEU: X6324^=1) X6329 Is everyone in your household covered by at least one of these private health programs? 1. YES 5. NO 0. Inap. (no private insurance: X6315^=1) Who is not covered (including those with independent finances)? (Anyone else?) (CODE ALL THAT APPLY) X6330 Head X6331 Spouse/partner X6332 Child(ren) under 18 X6333 Child(ren) 18 and Over X6334 Father (incl. In-Law) X6335 Mother (incl. In-Law) X6336 Other 1. Checked (only for X6330, X6331, X6332, X6333, X6334, and X6335) 2. Other adult relative(s) (X6336 only) 5. Not checked 8. Other relative living there (X6336 only) 9. Paid help (X6336 only) 10. Other unrelated person living there (X6336 only) -7. Other (X6336 only) 0. Inap. (no private insurance: X6315^=1; everyone covered: X6329=1) X7397 Is everyone in your family covered by some type of public or private health insurance? 1. YES 5. NO 0. (no government or no private coverage: X6301^=1 or X6315^=1; everyone covered: X6306=1 or X6329=1) NOTE: Due to a CAPI error for cases that had only private health insurance (X6315=1), respondents reporting at X6329 that not everyone was covered by the plan were also asked X7397. When the answer to this question was NO, the value was edited to zero (inapplicable). However, a number of cases answered this question YES; examination of the data suggested that these respondents may have answered X6329 taking into account only a subgroup of people in the household, and that everyone may have been covered by some type of plan. Because there is no certain resolution of this point, this inconsistency between X6329 and X7397 is retained in the final data. X6337 This is a list of reasons why some people don't have health insurance. Which number best describes why (you/some members of your family living here) are not covered? INTERVIEWER: SHOW CARD 17 Code reason 1. Too expensive, can't afford health insurance 2. Can't get health insurance because of poor health, age, or illness 3. Don't believe in health insurance 4. Not much sickness in the family - we haven't needed health insurance 5. Dissatisfied with previous insurance 6. Job layoff or job loss 7. Everyone covered by some health insurance 11. Not covered on job yet, but will be soon; negotiating now 12. Too old for parental coverage 13. Haven't gotten around to it 14. Lost public assistance 15. Not eligible 95. Those without private insurance are already covered by Medicare/Medicaid -7. Other 0. (everyone covered: X6306=1 or X6329=1 or X7397=1) NOTE: CARD 17 contains the following text in a vertical column: "Too expensive, can't afford health insurance," " Can't get insurance because of poor health, age, or illness," "Don't believe in health insurance," "Not much sickness in the family; we haven't needed insurance," "Dissatisfied with previous insurance," "Job layoff or job loss," "Some other reason." ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- INCOME, ASSETS AND DEBTS OF HOUSEHOLD MEMBERS OUTSIDE THE PRIMARY ECONOMIC UNIT ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X6402 I'd like to ask some questions just about the other adults 18 and over who live with you (and your family) but have independent finances. I'd like to ask some questions just about the other adult 18 and over who lives with you (and your family) but has independent finances. Does he receive any income from wages or salaries? Does she receive any income from wages or salaries? Do they receive any income from wages or salaries? Do any of these other adults receive income from wages or salaries? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) X6403 Roughly how much total income did he have from wages and salaries in 1994 before taxes and deductions? Roughly how much total income did she have from wages and salaries in 1994 before taxes and deductions? Roughly how much total income did they have from wages and salaries in 1994 before taxes and deductions? Roughly how much total income did they have from wages and salaries in 1994 before taxes and deductions? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no wages: X6402^=1) X6404 Did you include this amount in the income you told me about earlier in this interview? (Where did you tell me about this income?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no wages: X6402^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X6405 Does he receive income from any other sources (such as social security, a pension, disability payments, public assistance, or income from a business or other assets)? Does she receive income from any other sources (such as social security, a pension, disability payments, public assistance, or income from a business or other assets)? Do they receive income from any other sources (such as social security, a pension, disability payments, public assistance, or income from a business or other assets)? Do they receive income from any other sources (such as social security, a pension, disability payments, public assistance, or income from a business or other assets)? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) What other sources of income does he have? What other sources of income does she have? What other sources of income do they have? What other sources of income do they have? X6406 Social Security X6407 Pensions X6408 Disability X6409 Public Assistance X6410 Interest Income X6411 Dividends X6412 Business X6413 Real Estate X6414 Other 1. Checked (only for X6406-X6413) 5. Not checked 10. Unemployment compensation (X6414 only) 11. Private transfers, including alimony and support (X6414 only) 12. Other government transfers; miscellaneous Alaskan funds (X6414 only) 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other income: X6405^=1) X6415 Roughly how much total income did he have from Roughly how much total income did she have from Roughly how much total income did they have from Roughly how much total income did they have from all these sources in 1994 before taxes and deductions? all this source in 1994 before taxes and deductions? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other income: X6405^=1) X6416 Did you include this amount in the income you told me about earlier in this interview? (Where did you tell me about this income?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other income: X6405^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X6417 Does he have any cars or other vehicles? Does she have any cars or other vehicles? Do they have any cars or other vehicles? Do any of them have any cars or other vehicles? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) X6418 Roughly how much (is this/are these) vehicle(s) worth now? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no vehicles: X6417^=1) X6419 Did you include (this/these) vehicle(s) in the ones you told me about earlier in this interview? (Where did you tell me about this/these vehicles?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no vehicles: X6417^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X6420 Does he have any bank accounts, savings accounts, or savings bonds? Does she have any bank accounts, savings accounts, or savings bonds? Do they have any bank accounts, savings accounts, or savings bonds? Do they have any bank accounts, savings accounts, or savings bonds? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) X6421 Roughly how much in total does he have in bank accounts, savings accounts, or savings bonds? Roughly how much in total does she have in bank accounts, savings accounts, or savings bonds? Roughly how much in total do they have in bank accounts, savings accounts, or savings bonds? Roughly how much in total do they have in bank accounts, savings accounts, or savings bonds? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no bank accounts: X6420^=1) X6422 Did you include this amount when you told me about these items earlier in this interview? (Where did you tell me about this/these items?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no bank accounts: X6420^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X6423 Does he have any other assets (such as stocks, bonds, a business, or any properties, including any part of the [house/apartment] you live in)? Does she have any other assets (such as stocks, bonds, a business, or any properties, including any part of the [house/apartment] you live in)? Do they have any other assets (such as stocks, bonds, a business, or any properties, including any part of the [house/apartment] you live in)? Do they have any other assets (such as stocks, bonds, a business, or any properties, including any part of the [house/apartment] you live in)? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) What other kinds of assets does he have? What other kinds of assets does she have? What other kinds of assets do they have? What other kinds of assets do they have? X6424 R's Home X6425 Stocks X6426 Bonds X6427 Mutual Funds X6428 Money Market Funds X6429 Business X6430 Other Real Estate X6431 Other 1. Checked (only for X6424-X6430) 5. Not checked 9. Life insurance (X6431 only) 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other assets: X6423^=1) NOTE: CARD 18 was available to the interviewer. This card contains the following text arranged in a vertical column: "Your home," "Stocks," "Bonds," "Mutual Funds," "Money market funds," "Business," "Other real estate," "Other kind of asset." X6432 Roughly how much in total does he have in (ASSET TYPES)? Roughly how much in total does she have in (ASSET TYPES)? Roughly how much in total do they have in (ASSET TYPES)? Roughly how much in total do they have in (ASSET TYPES)? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other assets: X6423^=1) X6433 Did you include this amount in the assets you told me about earlier in this interview? (Where did you tell me about (ASSET TYPES)?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other assets: X6423^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X6435 What share of this home does he own? What share of this home does she own? What share of this home do they own? What share of this home do they own? Code percent * 100 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; does not own part of R's home: X6424^=1) X6436 What is the present value of this home? I mean, about what would it bring if it were sold today? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; does not own part of R's home: X6424^=1) X6437 What is the amount still owed on all the mortgages, land contracts, and loans on the home? Code amount -1. Nothing 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; does not own part of R's home: X6424^=1) X6438 Not including any debts he owes you or your (spouse/partner), does he have any debts? Not including any debts he owes you, does he have any debts? Not including any debts she owes you or your (spouse/partner), does she have any debts? Not including any debts she owes you, does she have any debts? Not including any debts they owe you or your (spouse/partner), do they have any debts? Not including any debts they owe you, do they have any debts? Not including any debts they owe you or your (spouse/partner), do they have any debts? Not including any debts they owe you, do they have any debts? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) X6439 Roughly how much in total are these debts? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no non-mortgage debts: X6438^=1) X6440 Did you include these debts when you told me about the household debts earlier in this interview? (Where did you tell me about these debts?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no non-mortgage debts: X6438^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- WRAPUP QUESTIONS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- Earlier you told me about a pension or retirement plan you are included in through your current job. Because pensions are an important part of this study and there are many legal details of plans very few people know, we would like to contract the organization that provides your pension to obtain a legal description of your plan(s). Your name and the fact that you did this interview will not be mentioned. What is the name and address of the organization that provides your pension? Earlier you told me about a pension or retirement plan your (spouse/partner) is included in through (his/her) current job. Because pensions are an important part of this study and few people know all the legal details of their plans, we would like to contact the organization that provides your pension to obtain a legal description of his plan(s). His name and the fact that you did this interview will not be mentioned. description of her plan(s). Her name and the fact that you did this interview will not be mentioned. What is the name and address of the organization that provides (his/her) pension? That finishes the actual interview. Is there anything you would like to add to any of the subjects we've discussed? INTERVIEWER: DO CASE VALIDATION NOW WHILE THE CASE IS FILING. PLEASE THANK THE RESPONDENT! X7398 TIMESTAMP Code length of interview in seconds ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- BANK MARKET STRUCTURE VARIABLES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- The following variables relate to the structure of the banking markets in which the respondent lives. These variables come from files maintained by the Financial Structure Section. This information is matched to the survey data at the level of the MSA where possible, or at the county level otherwise. X8460 Geographic linkage variable used in FRB bank structure data: values less than 1000 are MSA, and other values are 10,000*(state FIPS code)+(county FIPS code). ********************************************************* NOT INCLUDED IN THE PUBLIC DATASET ********************************************************* X8461 Percentage market share of the four largest commercial banks in the MSA or county where the respondent lives. (CM_CR4 in FRB bank structure data: maximum value=100) ********************************************************* NOT INCLUDED IN THE PUBLIC DATASET ********************************************************* X8462 Percentage market share of the four largest commercial banks, thrifts and credit unions in the MSA or county where the respondent lives. (CR4_ALL in FRB bank structure data: maximum value=100) X8463 Herfindahl index (sum of squared percentage market shares of commercial banks in the MSA or county where the respondent lives. (100*CM_HERF in FRB bank structure data: maximum value=100) ********************************************************* NOT INCLUDED IN THE PUBLIC DATASET ********************************************************* X8464 Herfindahl index (sum of squared percentage market shares of commercial banks, thrifts and credit unions in the MSA or county where the respondent lives. (100*HERF_ALL in FRB bank structure data: maximum value=100) ********************************************************* NOT INCLUDED IN THE PUBLIC DATASET ********************************************************* ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- INTERVIEWER REMARKS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- NOTE: The data in this section were obtained in two ways. First, some of the data derive from the "household enumeration folder" (HEF) a largely administrative paper document used by interviewers to select the designated respondent, to update the area-probability sample, to record recontact information, and to record information about non-interviews. Additional data were collected in the HEF on the neighborhood in which the respondent lived and on characteristics of the respondent. Second, other variables (X6523, X6525, X6526, X6527, X6528, X6529, X6530, X6531, X6532, X6533, X6534, X6535, X6536, X6724, X6725, X6726, X6727, X6728, X6729, and X7504) were originally recorded in "Section ZZ," a separate CAPI program used by interviewers after the main interview to record the varibles along with other information about the interview that might be relevant to the data editing. Not all of the variables collected are described in this section; only variables similar to those reported in earlier SCFs are included here. ----------------------------------------------------------------------------- X6504 TYPE OF STRUCTURE IN WHICH R LIVES: (CODE THE FIRST THAT APPLIES) 0. Did not see R's home 1. Trailer, mobile home 2. Detached single-family home 3. Building with 2-9 units 4. Building with 10-49 units 5. Building with 50 or more units 6. Apartment in mostly commercial structure 8. Apartment above garage/barn/basement apt. 9. Attached single-family home (rowhouse, townhouse) 10. Seasonal dwelling 11. No HU at this address (business, church, barn, shed, shelter) 12. No structure at this address (demolished, vacant lot/site) 13. Farm 14. Ethnic dwelling (American Indian hogram, Middle Eastern hosani) 15. Boat/houseboat/yacht -7. Other ************************************************************* FOR THE PUBLIC DATASET, CODE 5 IS INCLUDED WITH 4; CODE 8 IS INCLUDED WITH 6; AND CODES 11, 12, 14, AND 15 ARE INCLUDED WITH -7. ************************************************************* X6521 CONDITION OF STRUCTURE IN WHICH R LIVES 1. Generally clean and sound 2. Some peeling paint or cracks in walls 3. Needs substantial painting, refilling, or repair 4. Dilapidated 0. Inap. (Interview not conducted in R's home) X6520 HOUSING STRUCTURES ON (BLOCK/AREA) ARE: 1. 0-20 feet apart 2. 21-100 feet apart 3. Over 100 feet apart 0. Inap. (Interview not conducted in R's home) THE AREA AROUND R'S HU IS: (CODE ALL THAT APPLY) X50079 HEFNO6: OPEN LAND/FARMS/RANCHES (fairground, forest) X50080 HEFNO6: TRAILER HOME/TRAILER PARK X50081 HEFNO6: DETACHED SINGLE FAMILY HOMES X50082 HEFNO6: ATTACHED SINGLE-FAMILY HOMES X50083 HEFNO6: BUILDINGS WITH 2-9 UNITS X50084 HEFNO6: BUILDINGS WITH 10-49 UNITS X50085 HEFNO6: BUILDINGS WITH 50 OR MORE UNITS X50086 HEFNO6: GOLF COURSE/COUNTRY CLUB/SKI RESORT X50087 HEFNO6: PARK/POOL OR CEMETERY X50088 HEFNO6: COMMERCIAL BUILDINGS X50089 HEFNO6: VACANT BUILDINGS X50090 HEFNO6: SCHOOL/COLLEGE OR OTHER GOV'T BUILDINGS X50091 HEFNO6: OTHER (SPECIFY) 1. Yes 2. No 3. Religious building (church, synagogue) (X50091 only) 4. Community center (X50091 only) 5. Body of water (lake, ocean, river) (X50091 only) 6. Freeway/highway/airport (X50091 only) 7. American Indian reservation (X50091 only) 8. Rail line (X50091 only) 9. Vacation homes (X50091 only) 10. Parking lot (X50091 only) 11. Museum (X50091 only) 12. Stadium/sports arena/convention center (X50091 only) 0. Inap. (Interview not conducted in R's home) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X6519 BUILDINGS IN THE IMMEDIATE NEIGHBORHOOD ARE: 1. All residential 2. Mostly residential 3. About equally residential nad nonresidential 4. None in view 0. Inap. (Interview not conducted in R's home) X6522 GENERAL CONDITION OF THE EXTERIOR OF BUILDINGS AROUND R'S DWELLING LOOKS: 1. Better than R's 2. As good as R's 3. Worse than R's 4. No other buildings in view 0. Inap. (Interview not conducted in R's home) X6524 NEIGHBORHOOD RESIDENTS SEEM TO BE: 1. All or almost all black/African-American 2. All or almost all Hispanic 3. All or almost all non-Hispanic white 4. Mixed black/African-American and Hispanic 5. Mixed black/African-American and non-Hispanic white 6. Mixed Hispanic and non-Hispanic white 7. Mixed black/African-American, Hispanic and non-Hispanic white 8. Other mixed neighborhood 0. Inap. (Interview not conducted in R's home) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X50095 GENERALLY, THE AREA AROUND THE R'S HU APPEARS TO BE: 1. Wealthy 2. Poor 3. Other 0. Inap. (Interview not conducted in R's home) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X6523 Please rate the physical condition of the interior of the HU: 1. EXCELLENT. WALLS AND CEILINGS HAVE NO CRACKS. PAINT OR PANELLING IN GOOD CONDITION 2. GOOD. NEEDS SOME MINOR PAINTING OR REFINISHING. 3. FAIR. NEEDS MAJOR INTERIOR WORK. HOLES AND/OR CRACKS NEED PATCHING. PAINTING NEEDED. ETC. 4. POOR. SOME WALLS OR CEILINGS NEED REPLACEMENT. 5. DON'T KNOW--WASN'T INSIDE HOUSE. X6525 R's understanding of the questions was... 1. EXCELLENT 2. GOOD 3. FAIR 4. POOR X6526 R's ability to express himself/herself was... 1. EXCELLENT 2. GOOD 3. FAIR 4. POOR X6527 Was R suspicious about the study before the interview? 1. NO, NOT AT ALL SUSPICIOUS 2. YES, SOMEWHAT SUSPICIOUS 5. YES, VERY SUSPICIOUS X6528 Was R suspicious about the study after the interview? 1. NO, NOT AT ALL SUSPICIOUS 2. YES, SOMEWHAT SUSPICIOUS 5. YES, VERY SUSPICIOUS X6529 Overall, how great was R's interest in the interview? 1. VERY HIGH 2. ABOVE AVERAGE 3. AVERAGE 4. BELOW AVERAGE 5. VERY LOW Other persons present at the interview: (CODE ALL THAT APPLY) X6530 CHILDREN UNDER AGE 6 X6531 CHILDREN 6 AND OVER X6532 SPOUSE/PARTNER X6533 OTHER RELATIVES X6534 OTHER ADULTS X6535 NO ONE 1. Checked 5. Not checked X6536 Did R refer to documents to answer questions? 1. FREQUENTLY 2. SOMETIMES 3. RARELY 4. NEVER X6724 X6725 X6726 X6727 X6728 X6729 Which documents did R refer to? (CODE ALL THAT APPLY) 1. INCOME TAX RETURNS 2. PENSION DOCUMENTS 3. ACCOUNT STATEMENTS 4. INVESTMENT/BUSINESS RECORDS 5. LOAN DOCUMENTS 7. CREDIT CARDS/CREDIT CARD STATEMENTS 8. CHECK BOOK/CHECK REGISTRY 9. INCOME/PAYCHECK STUB/OTHER INCOME RECORDS 10. COMPUTER/PC/LAPTOP 11. HANDWRITTEN LEGERS/PAPERS/NOTES 12. HEALTH INSURANCE/LIFE INSURANCE 13. TAX BILLS 14. SECRETARY/ACCOUNTANT/FINANCIAL ADVISOR 15. RENT RECEIPT/APARTMENT AGREEMENTS 19. MANY, NEC 20. REAL ESTATE RECORDS 21. SOCIAL SECURITY CHECKS/STATEMENT 22. VEHICLE LEASE 23. EMPLOYMENT RECORDS/EMPLOYEE HANDBOOK 24. PHONE BOOK 25. INHERITANCE PAPERS -7. OTHER .D. DON'T KNOW .N. NOT CODEABLE 0. Inap. (did not refer to any documents: X6536=4) ********************************************************* IN THE PUBLIC DATASET, CODE 25 IS INCLUDED WITH -7. ********************************************************* X7504 In what language was the survey conducted? 1. ENGLISH 2. SPANISH ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ Other than inheritances, do you believe that the R reported the same asset or debt more than once in the interview? Which assets and/or debts are these? Do you believe that any important assets or debts were not collected in the interview? Which assets and/or debts are these? Do you believe there are any important consistency problems with this interview? What are these problems? Is there anything about this case that would be helpful in resolving problems with this case, or anything else you believe we need to know? Please specify. INTERVIEWER: THANK YOU FOR COMPLETING ANOTHER INTERVIEW AND THIS IMPORTANT BACKGROUND INFORMATION. YOUR CARE AND ATTENTION ARE ESSENTIAL TO THE SUCCESS OF THIS PROJECT. ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- END OF QUESTION DEFINITIONS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- SAMPLE DESIGN VARIABLES - NOT INCLUDED ON PUBLIC DATASET ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ZZ1 Internal ID including postcard refusals etc. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30007 SEQID for the 1993 SOI file. ONLY AVAILABLE IN LOCKED LINK FILE NOT TO BE INCLUDED ON ***ANY*** ROUTINE USE FILE! 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2 Interviewer ID Number. 999999. Case not assigned (list sample cases for which postcard returned indicating desire not to be interviewed; stratum 8 cases) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X4 Day case logged in. 1-31 ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X3 Month case logged in. 1. January 2. February Non-interviews cases logged in January and February 1996 5. May A mixture of returned postcard refusals for list cases and a failure of the date stamp for early returns--> fix the latter using the HEF data!!!!! 7. July 8. August 9. September 10. October 11. November 12. December NOTE: The official field period for the survey was between July and December of 1995. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8095 Year case logged in 1995. 1996. NOTE: values of 1996 for completed cases reflects one of two factors: (1) Some completed cases were left on the laptop computers when interviewers returned them to the central office, and the computer date on some of these cases may be in 1996 even though the data were collected in 1995. (2) Other errors. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X9 List sample indicator. 1. List sample case 5. Not list sample case ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- X30006 Sample disposition code. COMPLETE CASES 61 Completed Case (In Person) 62 Completed Case (Telephone) 63 Complete, not otherwise classified 65 Converted Case (In Person) 66 Converted Case (Telephone) 67 Accepted Partial Complete 68 Complete (In Person/Telephone) 69 Converted (In Person/Telephone) INELIGIBLE CASES 71 Vacant HU 72 Not an HU 73 Seasonal HU 75 Vacant Trailer Space 76 Sample Incorrect 77 No Eligible Respondent 81 R Deceased (list sample only) 84 R Moved Out of Range (list sample only) 86 R Institutionalized (list sample only) OTHER NON-INTERVIEWS 80 Refusal/Postcard Returned (list sample only) 74 No Contact 82 Unable to Locate 83 Unavailable During Field Period 88 Closed Domain 90 Language Barrier 91 Refusal by Gatekeeper 92 Refusal/Break-Off/Too Long 93 Refusal/Break-Off/Too Invasive-Personal 94 Refusal Government Involvement 95 Incompetent/Ill/Handicapped 96 HEF Completed/Quex Refusal 97 NIR, not otherwise classified 101 List case deleted in sample review for cases that might be too easily identifiable in the data 102 Stratum 8 list cases deleted from the sample 997 Case did not validate, not redone 998 Technically complete case, but interview done with wrong person (most of these were removed before the shipment of the final control file and main data) 999 Technically complete case, but nearly all data missing. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30001 PSU number SELF-REPRESENTING PSU 1 New York CMSA 2 Los Angeles CMSA 3 Chicago CMSA 4 San Francisco-Oakland-San Jose 5 Philadelphia CMSA 6 Detroit CMSA 7 Dallas-Ft. Worth CMSA 8 Washington DC MSA 9 Houston CMSA 10 Boston NECMA 11 Atlanta MSA 12 Tampa-St. Petersburg-Clearwater 13 St. Louis MSA 14 Minneapolis-St. Paul MSA 15 Phoenix MSA 16 San Diego, CA MSA 17 Baltimore MSA 18 Pittsburgh PMSA 19 Seattle PMSA NON-SELF-REPRESENTING PSU 20 Burlington, VT NECMA 21 Worcester, MA NECMA 22 New Haven, CT NECMA 23 Buffalo PMSA 24 Rochester, NY MSA 25 Allentown-Bethlehem-Easton 26 Syracuse, NY MSA 27 York, PA MSA 28 Eau Claire, WI MSA 29 Evansville, IN MSA 30 Jackson, MI MSA 31 Ft. Wayne, IN MSA 32 Indianapolis, IN MSA 33 Cleveland, OH MSA 34 Cincinnati, OH MSA 35 Columbus, OH MSA 36 Lansing, MI MSA 37 Saginaw-Bay City MSA 38 Kansas City MSA 39 Rapid City, SD MSA 40 Springfield, MO MSA 41 Hickory-Morganton, NC MSA 42 Ft. Myers-Cape Coral MSA 43 West Palm Beach-Boca Raton 44 Charlotte-Gastonia MSA 45 Wilmington, NC MSA 46 Lynchburg, VA MSA 47 Richmond-Petersburg, VA MSA 48 Ft. Lauderdale, FL PMSA 49 Miami, FL PMSA 50 Norfolk-Virginia Beach-Newport 51 Charleston, SC MSA 52 Memphis, TN MSA 53 Birmingham, AL MSA 54 Nashville, TN MSA 55 Knoxville, TN MSA 56 Enid, OK MSA 57 Oklahoma City, OK MSA 58 Waco, TX MSA 59 Austin, TX MSA 60 New Orleans, LA MSA 61 Corpus Christi, TX MSA 62 Pueblo, CO MSA 63 Denver, CO MSA 64 Tucson, AZ MSA 65 Boulder, CO PMSA 66 Bellingham, WA MSA 67 Tacoma, WA 68 Modesto, CA MSA 69 Santa Barbara, CA MSA 70 Windham Co., CT 71 Franklin Co., NY 72 Franklin Co., PA 73 Windham Co., VT 74 Lee Co., IL 75 Lawrence Co., IN 76 Riley Co., KS 77 Allegan Co., MI 78 Crow Wing Co., MN 79 Barry Co., MO 80 Burke Co., ND 81 Sandusky Co., OH 82 Waushara Co., WI 83 Choctaw Co., AL 84 Sussex Co., DE 85 Floyd Co., GA 86 Cumberland Co., KY 87 St. Landry Parish, LA 88 Copiah Co., MS 89 Iredell Co., NC 90 Edgecombe Co., NC 91 Horry County, SC 92 Greene County, TN 93 Chambers Co., TX 94 Hopkins Co., TX 95 Caroline Co., VA 96 Coconino Co., AZ 97 Mesa County, CO 98 Richland Co., MT 99 Wasco County, OR 100 Anchorage MSA ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30055 PSU name (character variable) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30029 State where respondent's residence is located. Standard two-character code ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30030 State where (population center of) PSU is located. Standard two-character code ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30045 State-County (FIPS) code NOTE: this variable is stored as numeric, and all variables are implicitly 5 digits wide: thus, a value of 1001 is implicitly 01001. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30041 Metro indicator for PSU 1 Self-representing PSU 2 Other MSA/NECMA 3 Non-MSA ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30021 Area probability segment number 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30040 Census tract number ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30052 Census block code 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30054 5-digit ZIP code ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30056 Number of segments in PSU 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30042 Number of lines listed in PSU 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30049 Lines listed for AP sample within segment. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30043 Lines in PSU expected from 1990 Census 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30050 Lines expected in segment from 1990 Census. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30044 Number of missed HUs in PSU 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30051 Number of missed HUs in segment. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30002 Number of sample cases in PSU. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30003 Number of ineligible cases in PSU. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30004 Number of completed cases in PSU. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30053 Lines listed in block. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30067 Indicator of cases added to the sample. 1. Missed AP HU 2. Case part of AP replicates added during field period 3. Spouse of a divorced list sample case ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30064 Number of missed HUs found at address. The variable is associated with both the original address and the addresses actually added to the sample. A maximum of 3 misssed addresses were added. In one instance, 33 additional HUs were found, but only 3 cases were added. 0. Inap. (not a missed AP HU; not an AP case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30065 Number of missed HUs added to the sample. This variable has the same value as X30064 except for one value. As noted in the definition of X30064, 33 missed HUs were discovered, but only 3 of these were added to the sample. This variable is associated with both the original address and the addresses added to the sample. 0. Inap. (not a missed AP HU; not an AP case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30033 PSU selection probability. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30015 Original EPSEM weight for AP cases. Total Census households (102263678) divided by (the total number of AP lines originally selected (4466) + the total number of lines from added sample replicates (232)). For all AP cases. Sums to 1990 population. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30005 Design-based nonresponse-adjusted area-probability weight. X30015*(X30002-X30003)/X30004. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30068 Nonresponse and growth-adjusted area-probability weight. X30015*(sample cases in segment/completes in segment)*(lines in segment/1990 census lines in segment) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30025 Paired PSUs (segments for self-representing PSUs) for variance estimation: a 3-digit variable that identifies pseudo-strata combinations by pairing segments in the self-representing PSUs and PSUs in the non-self-representing areas. (X30076 is given in parentheses.) SELF-REPRESENTING PSUs 11 New York CMSA (1) 12 New York CMSA (1) 21 Los Angeles CMSA (2) 22 Los Angeles CMSA (2) 31 Chicago CMSA (3) 32 Chicago CMSA (3) 41 San Francisco-Oakland-San Jose (4) 42 San Francisco-Oakland-San Jose (4) 51 Philadelphia CMSA (5) 52 Philadelphia CMSA (5) 61 Detroit CMSA (6) 62 Detroit CMSA (6) 71 Dallas-Ft. Worth CMSA (7) 72 Dallas-Ft. Worth CMSA (7) 81 Washington DC MSA (8) 82 Washington DC MSA (8) 91 Houston CMSA (9) 92 Houston CMSA (9) 101 Boston NECMA (10) 102 Boston NECMA (10) 111 Atlanta MSA (11) 112 Atlanta MSA (11) 121 Tampa-St. Petersburg-Clearwater (12) 122 Tampa-St. Petersburg-Clearwater (12) 131 St. Louis MSA (13) 132 St. Louis MSA (13) 141 Minneapolis-St. Paul MSA (14) 142 Minneapolis-St. Paul MSA (14) 151 Phoenix MSA (15) 152 Phoenix MSA (15) 161 San Diego, CA MSA (16) 162 San Diego, CA MS (16) 171 Baltimore MSA (17) 172 Baltimore MSA (17) 181 Pittsburgh PMSA (18) 182 Pittsburgh PMSA (18) 191 Seattle PMSA (19) 192 Seattle PMSA (19) NON-SELF-REPRESENTING PSUs 201 Burlington VT (20) 202 Worcester MA (21) 211 New Haven CT (22) 212 Buffalo NY (23) 221 Rochester NY (24) 222 Allentown-Bethlehem-Easton PA (25) 231 Syracuse NY (26) 232 York PA (27) 241 Eau Claire WI (28) 242 Evansville IN, (29) 251 Jackson MI (30) 252 Ft. Wayne IN (31) 261 Indianapolis IN (32) 262 Cleveland OH (33) 263 Kansas City MO (38) 271 Cincinnati OH (34) 272 Columbus OH (35) 281 Lansing MI (36) 282 Saginaw-Bay City MI (37) 291 Rapid City SD (39) 292 Springfield MO (40) 301 Ft. Myers-Cape Coral FL (42) 302 West Palm Beach-Boca Raton FL (43) 311 Hickory-Morganton, NC (41) 312 Charlotte-Gastonia NC (44) 313 Wilmington NC (45) 321 Lynchburg VA (46) 322 Richmond-Petersburg VA (47) 331 Ft. Lauderdale FL (48) 332 Miami FL (49) 341 Norfolk-Virginia Beach-Newport News VA (50) 342 Charleston SC (51) 351 Memphis TN (52) 352 Birmingham AL (53) 361 Nashville TN (54) 362 Knoxville TN (55) 371 Enid OK (56) 372 Oklahoma City OK (57) 381 Waco TX (58) 382 Austin TX (59) 391 New Orleans LA (60) 392 Corpus Christi TX (61) 401 Pueblo CO (62) 402 Denver CO (63) 411 Tucson AZ (64) 412 Boulder CO (65) 421 Bellingham WA (66) 422 Tacoma WA (67) 423 Anchorage AK (100) 431 Modesto CA (68) 432 Santa Barbara CA (69) 441 Windham Co. CT (70) 442 Franklin Co. NY (71) 451 Franklin Co. PA (72) 452 Windham Co. VT (73) 461 Lee Co. IL (74) 462 Lawrence Co. IN (75) 471 Riley Co. KS (76) 472 Allegan Co. MI (77) 481 Crow Wing Co. MN (78) 482 Barry Co. MO (79) 491 Burke Co. IN (80) 492 Sandusky Co. OH (81) 493 Waushara Co WI (82) 501 Sussex Co. DE (84) 502 Floyd Co. GA (85) 511 Cumberland Co. KY (86) 512 St. Landry Parish LA (87) 521 Choctaw Co. AL (83) 522 Copiah Co. MS (88) 523 Iredell Co. NC (89) 531 Edgecombe Co. NC (90) 532 Horry Co. SC (91) 541 Greene Co. TN (92) 542 Chambers Co. TX (93) 551 Hopkins Co. TX (94) 552 Caroline Co. VA (95) 561 Coconino Co. AZ (96) 562 Mesa Co. CO (97) 571 Richland Co. MT (98) 572 Wasco Co. OR (99) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30035 Wealth index estimated by grossing up income flows (1992-type wealth index). 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30037 Regression model based wealth index. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30038 Merged wealth index. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30039 Percentile of wealth index distribution in SOI file. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30009 List sample wealth-index stratum number. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30058 Divorced list case indicator. 1. Both of divorced pair interviewed 2. Only one of divorced pair interviewed 0. Inap. (not a divorced list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30059 Divorce-adjusted wealth index (grossed up income flow version): If list case divorced: X30035/2, Otherwise: X30035. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30060 Divorce-adjusted regression model based wealth index: If list case divorced: X30037/2, Otherwise: X30037. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30061 Divorce-adjusted merged wealth index (average of "centered and rescaled" X30059 and X30060). 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30062 Percentile of divorce-adjusted wealth index distribution in SOI file. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30024 Divorce-adjusted wealth index stratum. When joint filers had divorced since the sample was drawn, the capitalized income flows input to the original wealth index was divided in half and the stratum number was recomputed using the original classes. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30023 List sample financial income post-stratum, defined in terms of all interest and dividend income reported on page 1 of IRS Form 1040. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30063 Divorce-adjusted List sample financial income post-stratum, defined in terms of all interest income reported on page 1 of IRS Form 1040. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30032 List sample type indicator 1. Certainty case 2. Main sample 3. Supplemental sample 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30073 Indicator of PSU that would be selected as self-representing if the measure of size were the number of units in stratum 5 or higher. 1. Self representing 0. Not self-representing; AP case ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30034 Smoothed PSU selection probability. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30031 Original SOI weight for list sample cases 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30069 Population estimate of number of non-certainty cases in list sample stratum. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30070 Number of non-certainty cases in list sample stratum. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30071 Population estimate of number of all cases in list sample stratum. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30072 Number of cases in list sample stratum. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30008 List sample selection weight: For certainty cases=X30031/X30034 For other cases=estimate of total non-certainty cases/number non-certainty sample cases 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30036 List weight at last stage of adjustment before merger with AP sample. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30080 Cases that were subject to special disclosure adjustments. 0. Inap. (not a special disclosure case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- AUTOQUEST (SURVEYCRAFT) PROGRAM FOR MAIN CAPI ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- L000 G L90 209=REFUSED L91 210=DON'T KNOW Q1UT R10 CASEID Q2UT 35 |[PgUp]=Back Up [PgDn]=Return [Ctrl End]=Suspend Q3UT N2 2 ELAPSED SECONDS - START Q4UT 9 CURRENT MONTH Q5UT 8 CURRENT YEAR Q18B PREAMBLE / THIS STATEMENT MUST BE READ TO ALL RESPONDENTS: / / This interview is completely voluntary and confidential. If we should / come to any question you do not want to answer, let me know and we will / go on to the next question. Feel free to consult any knowledgable / person or use any records and notes at any time during this interview. / Your answers will be kept confidential. / / / HAND THE INSTITUTIONS CARD TO THE RESPONDENT. ASK THE RESPONDENT / TO LIST (IN FIRST COLUMN ON LEFT HAND SIDE OF CARD) ALL THE FINANCIAL / INSTITUTIONS WITH WHICH THE HOUSEHOLD CONDUCTS BUSINESS. THEN HAVE / THE RESPONDENT CHECK WHICH SERVICES HE/SHE/THEY USE AT EACH / INSTITUTION LISTED. / / THE PURPOSE OF DOING THIS IS TO HELP THE RESPONDENT BEGIN THINKING / ABOUT HIS/HER FINANCES. / / ^B C0 PRESS [ENTER] TO CONTINUE *>>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN HH LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q6S BEGINNING. C'<1/10( J7 8 6(1)=:1: J7 8 6(2)+23(1)=:3: J7 8 6(2)+20(2)+22(1)=:3: J7 8 6(2)+20(1)+22(1)=:2: J7 8 6(2)+20(1)+22(2)+23(2)=:2: V B Q7B HHL_A.RELATIONSHIP / / / What is the next person's relationship to you? /^C2 / / ^B / C0 C1 RESPONDENT C2 SPOUSE C3 PARTNER C4 CHILD C5 GRANDCHILD C6 PARENT C7 GRANDPARENT C8 AUNT/UNCLE C9 COUSIN C10 NIECE/NEPHEW C11 SISTER/BROTHER C12 GREAT GRANDCHILD C13 CHILD OF PARTNER C29 OTHER RELATIVE C31 ROOMMATE C32 FRIEND C33 RELATIVE OF PARTNER C34 BOARDER OR ROOMER/LODGER C35 PAID HELP C36 FOSTER CHILD C39 OTHER UNRELATED PERSON G 0 G 1=6(1) G 2/3=6(2)+M6(1)+20(1/4)+26(NA) G 13,4,29,6,31,5,32,7,33,8,34,9,35,10,36,11,39,12 G E1/39 J8 7 B7(0+"0")=PLEASE ENTER RESPONSE Q8B HHL_B.SEX /^C1 / / /~IF 6(1) / Before we start the interview, I need to list the people who live with / you to obtain some basic information about each one. Let's start with / you. / /^C1 / CODE SEX WITHOUT ASKING. IF NECESSARY, SAY: I am required to ask / your sex. /~ELSE 7(2/3) / IF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK: / / / What is your ^7's sex? /~ELSE / IF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK: / / / What is that person's sex? /~END / / ^B C0 C1 MALE C2 FEMALE J9 8 B8(0+"0")=PLEASE ENTER RESPONSE J9 10 8(1)=:1: J9 10 8(2)=:2: J9 10 8(N1/2)=:3: Q9B C1 he C2 she C3 that person J10 13 6(G1) Q10UB 2 BMO.BIRTH MONTH / / / What is your date of birth? (USE [Shift][TAB] TO MOVE TO THE / LEFT). / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B ^B / MONTH DAY YEAR V (1/12) Q11UB 2 BDAY.BIRTH DAY V (1/31) Q12UB 4 BYR.BIRTH YEAR V (1880/1994){NNNN} **************** Q13UT 12 13 ASCII BIRTHDATE|11/10/12 Q14UT 26 13 AGE FROM DOB J15 10 B14(0)+10(NK2+NK3)=PLEASE CHECK DATE ENTERED! J15 16 13(A+0) J15 16 6(1)+10(K2.K3) Q15B VERAGE.VERIFY AGE / / / / So, you are ^14 years old? / / ^B C0 C1 YES, CONTINUE C2 NO, FIX BIRTHDATE C3 NO, ENTER AGE J16 10 B15(2)=PLEASE CORRECT BIRTHDATE J16 15 B15(0+"0")=PLEASE ENTER RESPONSE J16 19 6(1)+15(A+N2/3)=:/^14: Q16UB 3 AGE.HOW OLD? / / / /~IF 6(1) / How old are you? /~ELSE / How old is ^9? / /~IF 7(4.5.10.12.13.29.33.36.39) / (CODE LESS THAN ONE YEAR AS 1) /~END /~END / / / AGE: ^B V (1/100){Nnn} J17 19 16(GQ17)=:/^16: J17 19 16(LEQ17)=:/^17: Q17U J19 20 7(3) J19 19 20 6(GE2)+16(K3) Q19B OVER18.18 OR OVER? / / / / Is ^9 18 or older? / / ^B C0 C1 YES C2 NO J20 19 B19(0+"0")=PLEASE ENTER RESPONSE J20 21 7(2).19(2) J20 21 16(1/17)+6(G1) Q20B HHL1.MARITAL STATUS /^C1 / /~IF 6(1) / Are you currently married or living with a partner, separated, / divorced, widowed, or have you never been married? /~ELSE /~IF 7(3) / Is your partner currently married, separated, divorced, / widowed, or has ^9 never been married? /~ELSE / Is your ^7 currently married or living with a partner, / separated, divorced, widowed, or has ^9 never been married? /~END /~END / / / ^B C0 C1 MARRIED C2 LIVING WITH PARTNER C3 SEPARATED C4 DIVORCED C5 WIDOWED C6 NEVER MARRIED G 0/6=7(N3) G 0,1,3/6=7(3) J21 20 B20(0+"0")=PLEASE ENTER RESPONSE J21 22 16(1/17).19(2) J21 22 6(1)=:1: Q21B 19 HHL2.USUALLY LIVE WITH YOU? /^C1 / / Does ^9 usually live with you? / / ^B J22 21 B21(0+"0")=PLEASE ENTER RESPONSE J22 23 6(G1) J22 23 6(1)+20(3/6.K2.K3) J22 23 6(1)+20(2)=:1: Q22B 19 HHL2_1.SPOUSE/PARTNER LIVE WITH YOU NOW? /^C1 / /~IF 6(1)+20(1) / Does your spouse live with you now? /~ELSE 6(1)+20(2) / Does your partner live with you now? /~END / / ^B J23 22 B22(0+"0")=PLEASE ENTER RESPONSE J23 23 24 6(1)+20(K2.3.4.5.6).6(1)+20(1)+22(2) Q23B 19 HHL2_2.LIVE WITH PARTNER? /^C1 / / Do you live with a partner? / / ^B J24 23 B23(0+"0")=PLEASE ENTER RESPONSE J24 25 Q24X C1 his C2 her C3 this person's G 1=8(1) G 2=8(2) G 3=8(N1/2) J25 26 6(1).16(1/17).19(2) J25 26 6(2)+7(2/3)+21(1)=:1: Q25B HHL4.FINANCIALLY DEPENDENT? / / /~IF 6(2)+21(N1)+7(2/3) / Do you and your ^7 have shared finances? /~ELSE 6(N2)+M7(2)+8(1)+25(N2)=MALE SPOUSE / Does your ^7 depend on you and your husband for most / of ^24 support or is ^9 financially independent for the most part? /~ELSE 6(N2)+M7(2)+8(2)+25(N2)=FEMALE SPOUSE / Does your ^7 depend on you and your wife for most / of ^24 support or is ^9 financially independent for the most part? /~ELSE 6(N2)+M7(3)=PARTNER / Does your ^7 depend on you and your partner for most / of ^24 support or is ^9 financially independent for the most part? /~ELSE / Does your ^7 depend on you for most of ^24 support / or is ^9 financially independent for the most part? /~END / / / ^B C0 C1 FINANCIALLY DEPENDENT C2 FINANCIALLY INDEPENDENT J26 25 B25(0+"0")=PLEASE ENTER RESPONSE J26 6 6(1)+20(2)+22(1) J26 6 6(1)+23(1) J26 6 6(1)+20(1.3.4)+(22(1).23(1)) J26 6 6(1)+20(1)+22(2)+23(2) Q26B 21 NEXTHH.ANYONE ELSE LIVE WITH YOU? / / / / Does anyone else live with you? / / ^B J6 26 B26(0+"0")=PLEASE ENTER RESPONSE J6 27 26(2.K2.K3) R6 26 *>>>>>>>>>>>>>>>>>>>>>>>>>>>>END HH LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q27B HH LIST. / / / RELATIONSHIP SEX AGE MARITAL LIVE HERE DEPENDENT / '^7M6(G0)14( '^86( '^164( '^2014( '^21( '^2513( / / / / / ^B C1 CONTINUE C2 ADD MORE V B J28 26 B27(2)=CHANGE ANSWER TO 'YES' TO ADD MORE J28 29 M6(1)+20(1)+22(1)=:1: J28 29 M6(1)+20(1)+23(1)=:2: J28 29 M6(1)+20(3)+23(2)=:3: J28 29 M6(1)+20(3)+23(1)=:4: J28 29 M6(1)+20(5)+23(2)=:5: J28 29 M6(1)+20(5)+23(1)=:6: J28 29 M6(1)+20(4)+23(2)=:7: J28 29 M6(1)+20(4)+23(1)=:8: J28 29 M6(1)+20(6)+23(2)=:9: J28 29 M6(1)+20(6)+23(1)=:10: J28 29 M6(1)+20(2)=:12: J28 29 M6(1)+20(0)+23(2)=:19: J28 29 M6(1)+20(0)+23(1)=:20: J28 29 M6(1)+20(0)+23(0)=:21: J28 29 M7(2)+25(2)=:22: J28 29 Q28U R MARITAL STATUS J29 31 M7(2)=:51: J29 31 M7(3)+20(3)=:52: J29 31 M7(3)+20(5)=:53: J29 31 M7(3)+20(4)=:54: J29 31 M7(3)+20(6)=:55: J29 31 M7(3)+20(1)=:56: J29 31 M7(3)+20(0)=:59: J29 31 Q29U SPOUSE/PARTNER'S MARITAL STATUS Q31B / / I will be asking you about various kinds of household financial / matters during this interview. / / (IF MORE THAN ONE PERSON LISTED BELOW HAVE RESPONDENT WRITE THE / NAMES ON THE BOTTOM OF THE INSTITUTION CARD AND READ: As we / go through the interview, this card will serve as a reminder / of the people we are referring to when we say your "family / living here". (READ RELATIONSHIP OF MEMBERS LISTED BELOW) / / '^7M21(N2)+25(N2)29( / '^7M7(2/3)+21(2)+25(1)41( / / ^B C1 PRESS ENTER TO CONTINUE ******************************************************************************** * SECTION A * ******************************************************************************** Q32B A1.EXPECTATIONS FOR ECONOMY /^C1 / / I'd like to start this interview by asking you about your expectations / for the future. Over the next five years, do you expect the U.S. / economy as a whole to perform better, worse, or about the same as it / has over the past five years? / / ^B C0 C1 Better C2 Worse C3 About the same J33 32 B32(0+"0")=PLEASE ENTER RESPONSE Q33B A2.INTEREST RATES HIGHER/LOWER /^C1 / / Five years from now, do you think interest rates will be higher, / lower, or about the same as today? / / ^B C0 C1 Higher C2 Lower C3 About the same J34 33 B33(0+"0")=PLEASE ENTER RESPONSE Q34B A3.SHOPPING / QxQ / (SHOW CARD 1) / When making major decisions about credit or borrowing, / some people shop around for the very best terms while others don't. /~IF 0A(LE1)=6AM25(N2)= / What number would you be on the scale? /~ELSE / What number would your family be on the scale? /~END / / ^B C0 C1 1. ALMOST NO SHOPPING C2 2. C3 3. MODERATE SHOPPING C4 4. C5 5. A GREAT DEAL OF SHOPPING J35 34 B34(0+"0")=PLEASE ENTER RESPONSE J35 36 Q35X C1 and your husband C2 and your wife C3 and your partner C4 or your husband C5 or your wife C6 or your partner C7 husband C8 wife C9 partner C10 he C11 she C12 his C13 her G 1,4,7,10,12=M6(2)+7(2)+8(1) G 1,4,7,10,12=M6(1)+8(2)+20(3/4)+23(N1) G 2,5,8,11,13=M6(2)+7(2)+8(2) G 2,5,8,11,13=M6(1)+8(1)+20(3/4)+23(N1) G 3,6,9,10,12=M6(2)+7(3)+8(1) G 3,6,9,11,13=M6(2)+7(3)+8(2) Q36MC A3_1.INFO USED FOR BORROW DECISIONS / /~IF M7(2/3)+25(1) / What sort of information do you ^35(1/3) use to make / decisions about credit or borrowing? Do you call around for terms? / Do you read newspapers, magazines, or material that you get in the mail? / Do you get advice from a friend, relative, lawyer, accountant, or / financial planner? Or do you do something else? /~ELSE / What sort of information do you use to make decisions about credit / or borrowing? Do you call around for terms? Do you read newspapers, / magazines, or material that you get in the mail? Do you get advice / from a friend, relative, lawyer, accountant, or financial planner? / Or do you do something else? /~END / (CODE ALL THAT APPLY) C1 Call around C2 Material in the mail C3 Other advertisements C4 Accountant C5 Magazines/newspapers C6 friend/relative C7 Lawyer C8 Financial planner C9 NEVER BORROW C10 Other J37 37 38 36(10) Q37U A3_1V.SPECIFY / / / PLEASE SPECIFY. V M!a_! Q38B 34 A4.PAST 5 YEARS INCOME VS PRICES / QxQ / (SHOW CARD 1) / When making major saving and investment decisions, some people / shop around for the very best terms while others don't. /~IF 0A(LE1)=6AM25(N2)= / What number would you be on the scale? /~ELSE / What number would your family be on the scale? /~END / / ^B J39 38 B38(0+"0")=PLEASE ENTER RESPONSE Q39MC A4_1.HOW MAKE INVESTMENT DECISIONS? /~IF M7(2/3)+25(1) / How do you ^35(1/3) make decisions about saving and / investments? Do you call around for rates? Do you read newspapers, / magazines, or material you get in the mail? Do you get advice from / a friend, relative, lawyer, accountant, or financial planner? / Or do you do something else? /~ELSE / How do you make decisions about saving and investments? Do you call / around for rates? Do you read newspapers, magazines, or material you / get in the mail? Do you get advice from a friend, relative, lawyer, / accountant, or financial planner? Or do you do something else? /~END / (CODE ALL THAT APPLY) C1 CALL AROUND C2 Friend/relative C3 Accountant C4 Lawyer C5 Financial planner/BROKER C6 Magazines/newspapers C7 Self/do not get advice C8 Material in the mail C9 Other C10 DO NOT SAVE/INVEST J40 40 41 39(9) Q40U A4_1V.SPECIFY / / / PLEASE SPECIFY. V M!a_! Q41B A5.ONE OR # OF INSTITUTIONS / QxQ / / The next few questions are about the financial institutions that you do / business with. / /~IF 0A(LE1)=6AM25(N2)= / With how many financial institutions do you currently have accounts / or loans, or regularly do personal financial business? Include banks, / savings and loans, credit unions, brokerages, loan companies, and so / forth, but not institutions where you have only credit cards or business / accounts. /~ELSE / With how many financial institutions do you and your family living / here currently have accounts or loans, or regularly do personal / financial business? Include banks, savings and loans, credit unions, / brokerages, loan companies, and so forth, but not institutions where / you have only credit cards or business accounts. /~END / / INTERVIEWER: (ACCOUNTS USED ONLY FOR BUSINESS SHOULD NOT BE INCLUDED.) / / ^B C0 C1 ONE C2 EXACT NUMBER GIVEN C3 SOME, EXACT NUMBER UNKNOWN C4 NONE J42 41 B41(0+"0")=PLEASE ENTER RESPONSE J42 43 41(1)=:1: J42 43 41(4)=:0: J42 43 41(3) J42 43 41(K3) J42 43 41(K2) Q42UB 2 A5A.# OF INSTITUTIONS / / / (SHOW INSTITUTIONS CARD) / / / / ENTER NUMBER: ^B V !U__!(1/99) J43 60 41(K2) *>>>>>>>>>>>>>>>>>>>>>>>>BEGIN INSTITUTION LOOP 1<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q43S C1 C2 second C3 third C4 fourth C5 fifth C6 sixth J44 45 41(4) Q44UB 40 A5_1.INSTITUTION NAME / QxQ /INSTITUTION ^43 /~IF 42(1) / / / What is the name of this financial institution? /~ELSE 42(N1) / / /~IF 0A(LE1)=6AM25(N2)= / What is the name of the financial institution where you do the / ^43 most business? /~ELSE / What is the name of the financial institution where you and your family / living here do the ^43 most business? /~END / /~END / /^C1 / ^B J45 46 44V(G1)=:/^44: J45 46 43(1)+44(K2.K3)=:1st institution: J45 46 43(2)+44(K2.K3)=:2nd institution: J45 46 43(3)+44(K2.K3)=:3rd institution: J45 46 43(4)+44(K2.K3)=:4th institution: J45 46 43(5)+44(K2.K3)=:5th institution: J45 46 43(6)+44(K2.K3)=:6th institution: J45 46 43(1)=::: J45 46 43(2)=::: J45 46 43(3)=::: J45 46 43(4)=::: J45 46 43(5)=::: J45 46 43(6)=::: Q45UT N A5_1.INSTITUTION NAME J46 44 B44(A)+44V(L2)+44(NK2+NK3)=PLEASE ENTER RESPONSE J46 43 43(LQ42).43(6) J46 43 M46(1.K2.K3) J46 43 41(4) Q46B A5_9.ANOTHER INSTITUTION? / / / /~IF 41(3)+0A(LE1)=6AM25(N2)= / Is there another institution at which you regularly do personal / business? /~ELSE 41(3)+0A(G1)=6AM25(N2)= / Is there another institution at which you and your family living here / regularly do personal business? /~ELSE 0A(LE1)=6AM25(N2)= / Have you included all your accounts? /~ELSE / Have you included the accounts for all the people in your household? /~END / / '^45M45(N"<")41( / / / ^B C0 C1 ALL LISTED C2 ADD MORE J43 46 B46(0+"0")=PLEASE ENTER RESPONSE J44 45 M46(1.K2.K3) R43 46 *>>>>>>>>>>>>>>>>>>>>>>>>>>END INSTITUTION LOOP 1<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< *>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN INSTITUTION LOOP 2<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q47S C01 ^45M43(1)= C02 ^45M43(2)= C03 ^45M43(3)= C04 ^45M43(4)= C05 ^45M43(5)= C06 ^45M43(6)= *G '<1/6(=M43('<1/6()+45(N"<") J48 47 M43(Q47)+45("<") Q48B A6.TYPE OF INSTITUTION / QxQ / ^47 / / About ^45M43(Q47)=, / what kind of institution is this? (Is it a commercial bank, a savings / and loan or savings bank, a credit union, a finance or loan company, a / brokerage, or what?) / / / ^B C0 C11 COMMERCIAL BANK C12 S&L/SAVINGS BANK C13 CREDIT UNION C14 FINANCE/LOAN CO. C16 BROKERAGE C17 OTHER J49 48 B48(0+"0")=PLEASE ENTER RESPONSE J49 50 48(N17) Q49U A6V.SPECIFY / / / PLEASE SPECIFY. V M!a_! Q50MC A7.HOW DO BUSINESS WITH INSTITUTION / QxQ /^47 / /~IF 0A(LE1)=6AM25(N2)= / How do you mainly do business with this institution (-by Cash Machine, / in person, by mail, by phone, by computer, or some other way)? /~ELSE / How does your family mainly do business with this institution (-by Cash / Machine, in person, by mail, by phone, by computer, or some other way)? /~END / CODE ALL THAT APPLY -- CODE MAIN METHOD FIRST C1 BY CASH MACHINE C2 IN PERSON C3 BY MAIL C4 BY PHONE C5 BY COMPUTER C6 DON'T DO REGULAR BUSINESS C7 OTHER C8 ELECTRONIC TRANSFER C10 G 1/5,8,6,7 J51 51 52 50(7) Q51U A7V.SPECIFY / / / PLEASE SPECIFY. V M!a_! Q52B A8.INSTITUTION DISTANCE-CODED / QxQ /^47 / / Roughly, how many miles is the office or cash machine of this / institution from the home or workplace of the person who uses it / most often? IF R ASKS: WE WANT THE CLOSER OF THE DISTANCE FROM / HOME OR WORKPLACE. / / ^B / / / ENTER MILES: ^B / / / / ^B C0 C1 LESS THAN A MILE C2 ENTER EXACT MILES C3 FOREIGN LOCATION C4 LOCATED AT WORK C5 OVER 50 MILES C6 LOCAL PHONE/LOCAL POST BOX G 0,1,2,5,4,6,3 J53 54 52(N2) Q53UB 4 A8A.# OF MILES TO INSTITUTION V !U____!(1/9999) Q54B CAPI. C1 CONTINUE J55 52 B52(0+"0")=PLEASE ENTER RESPONSE J55 52 B52(2)+53(0+"0")=PLEASE ENTER MILES J55 47 47(6) J55 47 0A(GQ47)=43AM45(N"<")= Q55B 21 A9.ANY OTHER INSTITUTIONS? /^C1 / / / Do you have any other financial institutions which we have not / listed yet? / / ^B J56 55 B55(0+"0")=PLEASE ENTER RESPONSE J56 47 55(2.K2.K3) Q56B / / / INSTITUTIONS ALREADY LISTED: / '^45M45(N"<")31( / / ENTER NAME(S) OF NEW INSTITUTION(S): / '^E45M45("<")57( / / / / / ^B C1 PRESS ENTER TO CONTINUE J47 56 B56(0+"0")=PLEASE ENTER RESPONSE R47 56 *>>>>>>>>>>>>>>>>>>>>>>>>>>END INSTITUTION LOOP 2<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q57B INSTITUTIONS. / / /INSTITUTION TYPE METHOD DISTANCE MILES /'^45M47(G0)+48(A)19( '^4817( '^5010( '^5212( '^536( / / / / / / / / / ^B C1 CONTINUE C2 ADD MORE G 1 G 2=47(L6) V B J58 55 B57(2)=CHANGE ANSWER TO 'YES' TO ADD MORE J58 71 M50(1)=:1: J58 71 41(4) Q58B 21 A5_10.CASH CARD? /^C1 / /~IF 0A(LE1)=6AM25(N2)= /~IF 0A(1)=43AM45(N"<")= / Do you have a card that allows you to deposit or withdraw money from / this institution using a cash machine? /~ELSE / Do you have a card that allows you to deposit or withdraw money from / these institutions using a cash machine? /~END / /~ELSE /~IF 0A(1)=43AM45(N"<")= / Do you or your family living here have a card that allows you to deposit / or withdraw money from this institution using a cash machine? /~ELSE / Do you or your family living here have a card that allows you to deposit / or withdraw money from these institutions using a cash machine? /~END / /~END / / ^B J71 58 B58(0+"0")=PLEASE ENTER RESPONSE *A5.10.1-A5.10.5 SHOULD BE ASKED OF ALL RS WHO HAVE AT LEAST ONE *ACCOUNT OR WHO DK/REF NUMBER OF ACCOUNTS AT A5.1... J71 755 42(0+"0") Q71B 19 A5_10_1.DEBIT CARDS? / QxQ / / A debit card is a card that you can present when you buy things that / automatically deducts the amount of the purchase from the money in an / account that you have. / /~IF 0A(LE1)=6AM25(N2)= / Do you use any debit cards? /~ELSE / Does your family use any debit cards? /~END / / INTERVIEWER: WE CARE ABOUT USE, NOT WHETHER R HAS A DEBIT CARD / / ^B J72 71 B71(0+"0")=PLEASE ENTER RESPONSE Q72B 19 A5_10_2.DIRECT DEPOSIT? / / / Some people have their paychecks or Social Security benefits / or other money automatically paid directly into their accounts. / /~IF 0A(LE1)=6AM25(N2)= /~IF 0A(1)=43AM45(N"<")= / Do you have any money directly deposited into your account? /~ELSE / Do you have any money directly deposited into one of your accounts? /~END /~ELSE /~IF 0A(1)=43AM45(N"<")= / Do you or someone in your family living here have any money directly / deposited into your family's account? /~ELSE / Do you or someone in your family living here have any money directly / deposited into one of your family's accounts? /~END /~END / / (IF R ASKS, DO NOT INCLUDE INTEREST PAID ON THE ACCOUNT) / / ^B J73 72 B72(0+"0")=PLEASE ENTER RESPONSE J73 75 72(N1) Q73MC A5_10_3.KINDS OF DEPOSITS / / / / What kinds of deposits are these? (CODE ALL THAT APPLY) C1 PAYCHECK C2 SOCIAL SECURITY C3 OTHER C10 G 1/3 J74 74 75 73(3) Q74U A5_10_3V.SPECIFY / / PLEASE SPECIFY. V M!a_! Q75B 19 A5_10_4.AUTOMATIC PAYMENTS? / / / Some people have their utility bills, mortgage or rent payments, / or other payments automatically paid directly from their accounts / without having to write a check. / /~IF 0A(LE1)=6AM25(N2)= / Do you have any payments that you make in this way? /~ELSE / Do you and your family living here have any payments that you make / in this way? /~END / / ^B J487 75 B75(0+"0")=PLEASE ENTER RESPONSE J487 755 75(N1) Q487MC A5_10_5.SORTS OF PAYMENTS / / / / What sorts of payments are these? (CODE ALL THAT APPLY) C1 UTILITY BILLS C2 MORTGAGE/RENT C3 OTHER C10 G 1/3 J498 498 755 487(3) Q498U A5_10_5V.SPECIFY / / PLEASE SPECIFY. V M!a_! Q755B 19 A5_10_6.SMART CARDS / QxQ / / / A 'smart card' is a type of payment card containing a computer / chip which is set to hold a sum of money. As the card is used, / purchases are subtracted from that sum. / /~IF 0A(LE1)=6AM25(N2)= / Do you have any such cards that you can use for a variety of purchases? /~ELSE / Do you or anyone in your family living here have any such cards that / you can use for a variety of purchases? /~END / / ^B J60 755 B755(0+"0")=PLEASE ENTER RESPONSE ******************************************************************************** * SECTION B: ATTITUDES TOWARD CREDIT/CREDIT CARDS ******************************************************************************** Q60B B1.BUY ON INSTALLMENT / QxQ /^C1 / Now I would like to ask you some questions about how you feel about / credit. In general, do you think it is a good idea or a bad idea / for people to buy things on the installment plan? / / ^B C0 C1 Good idea C2 GOOD IN SOME WAYS, BAD IN OTHERS C3 Bad idea V B J61 60 B60(0+"0")=PLEASE ENTER RESPONSE Q61S C1 first, to cover the expenses of a vacation trip? C2 next, to cover living expenses when income is cut? C3 next, to finance the purchase of a fur coat or jewelry /? C4 next, to finance the purchase of a car? C5 finally, to finance educational expenses? Q62B 19 B2.ALL RIGHT TO BORROW FOR...? / QxQ /~IF 61(1) / / People have many different reasons for borrowing money which they pay / back over a period of time. For each of the reasons I read, please / tell me whether you feel it is all right for someone like yourself to / borrow money... /~END / / ^61 / / ^B R61 62 *ITEM 2.6 ADDED. J63 62 B62(0+"0")=PLEASE ENTER RESPONSE Q63B 19 B2_6.APPLIED FOR CREDIT/LOAN IN LAST 5 YRS? / / /~IF M7(2/3)+25(1) / Have you ^35(1/3) applied for any type of credit or loan / in the last five years? /~ELSE / Have you applied for any type of credit or loan in the / last five years? /~END / / ^B J64 63 B63(0+"0")=PLEASE ENTER RESPONSE J64 69 63(A+N1) Q64B B3.TURNED DOWN IN LAST 5 YRS? / / /~IF M7(2/3)+25(1) / In the past five years, has a particular lender or creditor turned down / any request you ^35(4/6) made for credit, or not given you as much / credit as you applied for? /~ELSE / In the past five years, has a particular lender or creditor turned down / any request you made for credit, or not given you as much credit as you / applied for? /~END / (PROBE: Turned down, or not as much credit?) / IF TURNED DOWN AND NOT AS MUCH CREDIT, ASK WHICH IS MORE RECENT / / ^B C0 C1 Yes, turned down C2 Yes, not as much credit C3 No J65 64 B64(0+"0")=PLEASE ENTER RESPONSE J65 69 64(N1/2) Q65B 19 B3_1.OBTAIN FULL AMOUNT? / / /~IF M7(2/3)+25(1) / Were you later able to obtain the full amount you ^35(4/6) / requested by reapplying to the same institution or by applying / elsewhere? /~ELSE / Were you later able to obtain the full amount you requested by / reapplying to the same institution or by applying elsewhere? /~END / / ^B C3 Did Not Reapply J66 65 B65(0+"0")=PLEASE ENTER RESPONSE Q66U B3_2.REASONS FOR BEING TURNED DOWN / / /~IF M7(2/3)+25(1) / On the most recent occasion, what reasons were you ^35(4/6) /~IF 64(1) / given for being turned down for credit? /~ELSE / given for being unable to get as much credit as you applied for? /~END /~ELSE / On the most recent occasion, what reasons were you given for /~IF 64(1) / being turned down for credit? /~ELSE / being unable to get as much credit as you applied for? /~END /~END V M!a_! *Q3.3 MAY MOVE TO FOLLOW Q.3.1 Q67B B3_3.TYPE OF CREDIT APPLIED FOR / /^C1 / What type of credit did you apply for? / / ^B C0 C1 Mortgage C2 Car loan C3 Other installment loan C4 Credit Card C5 Line of credit C6 Other J68 67 B67(0+"0")=PLEASE ENTER RESPONSE J68 69 67(N6) Q68U B3_3V.SPECIFY / / PLEASE SPECIFY. V M!a_! Q69B 19 B3_4.THOUGHT MIGHT BE TURNED DOWN / QxQ / /~IF M7(2/3)+25(1) / Was there any time in the past five years that you ^35(4/6) / thought of applying for credit at a particular place, but changed / your mind because you thought you might be turned down? /~ELSE / Was there any time in the past five years that you thought of / applying for credit at a particular place, but changed your mind / because you thought you might be turned down? /~END / / ^B J70 69 B69(0+"0")=PLEASE ENTER RESPONSE J70 76 69(A+N1) Q70U B3_5.WHY MIGHT BE TURNED DOWN? / / /~IF M7(2/3)+25(1) / On the most recent occasion, why did you ^35(4/6) think you / might be turned down? /~ELSE / On the most recent occasion, why did you think you might be / turned down? /~END V M!a_! Q76B 19 B5.DO YOU HAVE ANY CREDIT CARDS? / QxQ /^C1 /~IF 0A(LE1)=6AM25(N2)= / Now I have some questions about credit cards and charge cards. / Do you have any credit cards or charge cards? / (Please do not include debit cards.) /~ELSE / Now I have some questions about credit cards and charge cards. / Do you or anyone in your family living here have any credit cards / or charge cards? (Please do not include debit cards.) /~END / / ^B J77 76 B76(0+"0")=PLEASE ENTER RESPONSE J77 91 76(2.K2.K3) *>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN CREDIT CARD LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q77S C1 Visa, Mastercard, Discover, or Optima cards C2 Sears, K-Mart, furniture, clothing and other store car /ds C3 Gasoline Cards such as Shell, Exxon, BP, Texaco, or Am /oco C4 American Express, Diners Club, or Carte Blanche cards C5 Airline, Car Rental, or other cards Q78B 19 B6.DO YOU HAVE ANY (TYPE) CARDS? / QxQ /^C1 /~IF 77(1) / Now I would like to ask you a few questions about your credit cards. / (SHOW CARD 3) /~END / /~IF 0A(LE1)=6AM25(N2)= / Do you have any type of /~ELSE / Do you and your family living here have any type of /~END / ^77? / / ^B J79 78 B78(0+"0")=PLEASE ENTER RESPONSE J79 77 78(A+N1) Q79UB 2 B6_1.# OF (TYPE) CARDS / QxQ /CARD(S): ^77 / / How many? /~IF M77(G0)+79(G0.K2.K3) /~ELSE / (Please do not count duplicate cards for the same account or any business / or company accounts.) /~END / / # OF ACCOUNTS: ^B V !.U__.!(1/99) Q80UB 5 B7.AMOUNT OF NEW CHARGES / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /CARD(S): ^77 / /~IF 79(G1.K2.K3) / On your last bills, roughly how much were the new charges made to / these accounts? /~ELSE / On your last bill, roughly how much were the new charges made to / this account? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___.!("range",0/99999) *******************************CALL DKDOL************************************* J81 82 80(0+"0") Q81T 30 DK.~DKDOL.VQ C1 ^80 C2 8 J82 80 B81("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q82UB 5 B8.BALANCE STILL OWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ /CARD(S): ^77 / /~IF 79(G1.K2.K3) / After the last payments were made on these accounts, roughly what / was the balance still owed on these accounts? /~ELSE / After the last payment was made on this account, roughly what / was the balance still owed on this account? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___.!("range",0/99999) *******************************CALL DKDOL************************************* J83 84 82(0+"0") Q83T 30 DK.~DKDOL.VQ C1 ^82 C2 7 J84 82 B83("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J84 77 77(G1) Q84UB 5 B9.CREDIT LIMIT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /CARD(S): ^77 / /~IF 79(G1.K2.K3) / What is the maximum amount you could borrow on all of these / accounts; that is, what is your total credit limit? /~ELSE / What is the maximum amount you could borrow on this account; / that is, what is your total credit limit? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___.!("range",1/99999) *******************************CALL DKDOL************************************* Q85T 30 DK.~DKDOL.VQ C1 ^84 C2 6 J86 84 B85("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q86UB B9_1.INTEREST ON CARD W/LARGEST BALANCE /CARD(S): ^77 / /~IF 79(G1.K2.K3)+83(G0) / What interest rate do you pay on the card where you have the largest / balance? /~ELSE 79(G1.K2.K3)+83(0) / What is the interest rate on the card you got most recently? /~ELSE 79(1) / What interest rate do you pay on this card? /~END / / INTERVIEWER: WE WANT TO KNOW THE RATE THAT R PAYS ON NEW BALANCES / / ^B% V !.U__._!(0/100) Q88MC B10.INSTITUTION / QxQ /CARD(S): ^77 /^C2 /~IF 79(G1.K2.K3) / Please look at the Institutions Card. Are these credit cards / with any of the institutions on the Institutions Card, or from / someplace else? (CODE ALL THAT APPLY.) / [IF INSTITUTIONS CARD: Which institutions?] / [IF "SOMEPLACE ELSE": What types of institutions?] /~ELSE / Please look at the Institutions Card. Is this credit card with any / institution on the Institutions Card, or from someplace else? / (CODE ALL THAT APPLY.) / [IF INSTITUTIONS CARD: Which institution?] / [IF "SOMEPLACE ELSE": What type of institution?] /~END C1 ^45M43(1)= C2 ^45M43(2)= C3 ^45M43(3)= C4 ^45M43(4)= C5 ^45M43(5)= C6 ^45M43(6)= C7 OTHER C11 COMMERCIAL BANK C12 S&L/SAVINGS BANK C50 SEARS (DISCOVER) C51 AMERICAN EXPRESS(OPTIMA) C52 GASOLINE COMPANY C53 CREDIT UNION C54 MEMBERSHIP ORG. G '<1/6(=M43('<1/6()+45(N"<") G 11,12,53,50/52,54,7 *GO BACK TO Q.6, COL. B *NOTE: WE WILL NOT ADD INSTITUTIONS INTRODUCED ON THIS GRID TO THE INSTITUTION *CARD/LIST. J89 88 B0(GQ79)+79(G0)=88U(1/54)==# OF INST. SHOULD NOT EXCEED / # OF CARDS! J89 89 77 88(7) Q89U B10V.SPECIFY / / / PLEASE SPECIFY. V M!a_! R77 89 *>>>>>>>>>>>>>>>>>>>>>>>>>>END CREDIT CARD LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< J90 90 91 M77(L3)+78(1) Q90B B12.HOW OFTEN PAY TOTAL BALANCE? / QxQ /^C1 / Thinking only about Visa, Mastercard, Discover, Optima and store cards, / do you almost always, sometimes, or hardly ever pay off the total / balance owed on the account each month? / / ^B C0 C1 Always or almost always C2 Sometimes C3 Hardly ever J91 90 B90(0+"0")=PLEASE ENTER RESPONSE Q91B 19 B13.ANY OTHER CHARGE ACCOUNTS? / QxQ / /~IF M77(2)+78(1) /~IF 0A(LE1)=6AM25(N2)= / Other than the store accounts where you have credit cards, do you / have any charge or revolving charge accounts at stores where you owed / money after your last payment? /~ELSE / Other than the store accounts where you have credit cards, do you / or your family living here have any charge or revolving charge accounts / at stores where you owed money after your last payment? /~END /~ELSE /~IF 0A(LE1)=6AM25(N2)= / Do you have any charge or revolving charge accounts at stores where / you owed money after your last payment? /~ELSE / Do you or your family living here have any charge or revolving charge / accounts at stores where you owed money after your last payment? /~END /~END / / ^B J92 91 B91(0+"0")=PLEASE ENTER RESPONSE J92 95 91(A+N1) Q92UB 2 B14.HOW MANY ACCOUNTS WITH BALANCE? / / /~IF 0A(LE1)=6AM25(N2)= / How many such accounts do you have where you owe money? /~ELSE / How many such accounts do you or your family living here have where / you owe money? /~END / / ^B V !.U__.!(1/99) Q93UB 6 B15.BALANCE STILL OWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / /~IF 92(G1) / After the last payments were made on these accounts, what was / the balance still owed on all these accounts? /~ELSE / After the last payment was made on this account, what was the / balance still owed on this account? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___.!("range",0/999999) J94 93 B93(0+"0")+92(G0.K2.K3)=R SAID ^92 ACCOUNTS HAD BALANCE /S! *******************************CALL DKDOL************************************* J94 95 93(0+"0") Q94T 30 DK.~DKDOL.VQ C1 ^93 C2 7 J95 93 B94("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** ******************************************************************************** * SECTION D: HOUSING * ******************************************************************************** Q95B D1.WHERE DOES R LIVE? / QxQ / WHERE DOES R LIVE? / / ^B C0 C1 R LIVES ON A RANCH C2 R LIVES ON A FARM C3 R LIVES IN A MOBILE HOME/RV C4 ALL OTHER TYPES OF HOUSING V B J96 134 95(3) J96 184 95(4) *if 1=2 skip to 11;if 1=3 skip to 16 J96 95 B95(0+"0")=PLEASE ENTER RESPONSE J96 97 Q96X . C1 ranch C2 farm C3 ranches C4 farms G 1,3=95(1) G 2,4=95(2) Q97UB 6 D2.HOW MANY ACRES? / QxQ / Now I have some questions about this property. / / About how many acres is this ^96(1/2), including any acres that / are rented or rented out to others? / / ^B ACRES V !.U___,___.!(1/999999) Q98B 19 D3.FARMING OR RANCHING BUSINESS? / QxQ /~IF 0A(LE1)=6AM25(N2)= / Do you operate a farming or ranching business on this property? /~ELSE / Do you or anyone in your family living here operate a farming or / ranching business on this property? /~END / (IF R CLAIMS THE FARM ON HIS INCOME TAX, THEN THE FARM IS A BUSINESS / FOR OUR PURPOSES.) / / ^B J99 98 B98(0+"0")=PLEASE ENTER RESPONSE J99 107 98(K2.K3) Q99B 98 D3_1.DO YOU RENT PROPERTY? / QxQ /~IF 0A(LE1)=6AM25(N2)= / Do you rent out any part of this property to others? /~ELSE / Do you or anyone in your family living here rent out any part of / this property to others? /~END / / ^B J100 104 99(2.K2.K3) J100 99 B99(0+"0")=PLEASE ENTER RESPONSE Q100UB 5 D3_2.AMOUNT OF RENT COLLECTED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / How much rent do you collect? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___.!("range",0/99999) *******************************CALL DKDOL************************************* J101 104 100(0+"0") Q101T 30 DK.~DKDOL.VQ C1 ^100 C2 6 J102 100 B101("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J102 104 101(0) Q102B D3_2F.FREQUENCY OF RENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is that amount collected? / / ^B C0 C2 Week C3 Biweekly C4 Month C5 Quarter C6 Year C11 Twice per year C12 Bimonthly C20 Other G 0,2,3,4,12,5,11,6,20 J103 102 B102(0+"0")=PLEASE ENTER RESPONSE J103 104 102(N20) Q103U D3_2FV.SPECIFY / / PLEASE SPECIFY V M!a_! J104 184 98(2.K2.K3) Q104B D4.WHAT PART USED FOR FARMING/RANCHING? / / / What part of this property is used for ^96(1/2)ing? / / ^B C0 C1 ENTER PERCENTAGE C2 ENTER ACREAGE C3 Very little C4 Almost all J105 104 B104(0+"0")=PLEASE ENTER RESPONSE J105 106 104(A+N1) Q105UB 6 D4PCT.PERCENTAGE / / ENTER PERCENTAGE: ^B V !.U___.__%!(1/100) *CAPI NOTE PERCENT MUST BE <= 100 ACRES MUST BE <= D2 * *9. QUESTION DELETED. J106 107 104(N2) Q106UB 5 D4ACRES.# OF ACRES / / ENTER ACREAGE: ^B V !.U__,___.!(1/99999) J107 106 B106(GQ97)+97(G0)=ACREAGE USED CANNOT BE > TOTAL ACREAG /E! Q107B D5.LEGAL OWNERSHIP STATUS OF FARM/RANCH / QxQ / / What is the legal ownership status of this ^96(1/2)? /~IF 0A(LE1)=6AM25(N2)= / Do you own this ^96(1/2), do you own part of it, do you rent / it, is it all owned by a business, or what? /~ELSE / Do you or your family living here own this ^96(1/2), do you / own part of it, do you rent it, is it all owned by a business, or what? /~END / / ^B C0 C1 Owns all C2 Owns only part C3 Sharecropper C4 Rents/Leases all C5 Owned by a business C6 Other J108 107 B107(0+"0")=PLEASE ENTER RESPONSE J108 109 107(N6) Q108U D5V.SPECIFY / / PLEASE SPECIFY V M!a_! J109 119 107(2) J109 117 107(3.6.K2.K3) J109 196 107(4) J109 116 107(5) ************************R OWNS ALL OF FARM/RANCH******************************** Q109B 98 D5_1.FARM/RANCHING BUSINESS PAY RENT? / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Does your ^96(1/2)ing business pay any rent for the use of / the property? /~ELSE / Does your family's ^96(1/2)ing business pay any rent for the use of / the property? /~END / / ^B J110 109 B109(0+"0")=PLEASE ENTER RESPONSE J110 114 109(A+N1) Q110UB 5 D5_2.AMOUNT OF RENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / /~IF 0A(LE1)=6AM25(N2)= / How much rent do you collect? /~ELSE / How much rent do you or your family living here collect? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___.!("range",1/99999) *******************************CALL DKDOL************************************* Q111T 30 DK.~DKDOL.VQ C1 ^110 C2 6 J112 110 B111("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J112 114 111(0) Q112B 102 D5_2F.FREQUENCY OF RENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is that amount collected? / / ^B J113 112 B112(0+"0")=PLEASE ENTER RESPONSE J113 114 112(N20) Q113U D5_2FV.SPECIFY / / PLEASE SPECIFY V M!a_! Q114UB 8 D5_3.VALUE OF LAND AND BUILDINGS / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / Could you tell me the current value of all the land and buildings - / that is, what would it bring if it were sold today? Do not include / any farm animals, implements or crops. / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___,___.!("range",0/99999999) * SKIP TO Q.20 *******************************CALL DKDOL************************************* J115 116 114(0+"0") Q115T 30 DK.~DKDOL.VQ C1 ^114 C2 1 J116 114 B115("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J116 209 114(A) *************************FARM/RANCH OWNED BY A BUSINESS************************* Q116B 98 D5_4.PAY BUSINESS RENT FOR FARM/RANCH? / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Do you pay the business any rent for this property? /~ELSE / Do you or your family living here pay the business any rent for / this property? /~END / / ^B J117 196 116(1) J117 116 B116(0+"0")=PLEASE ENTER RESPONSE Q117UB 2 D5_5M.MONTH MOVED INTO FARM/RANCH / / / In what month and year did you move into this ^96(1/2)? / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q118UB 4 D5_5Y.YEAR MOVED INTO FARM/RANCH V (1896/1995){NNNN} J119 117 B117(GQ4)+118(1995)=DATE MUST PRE-DATE DATE OF INTERVIE /W! * (SKIP TO D52) *CAPI NOTE: DATE IN D5.5 MUST PRE-DATE THE DATE OF THE INTERVIEW *************************R OWNS PART OF FARM/RANCH****************************** J119 789 117(A) Q119B 98 D6.FARM/RANCHING BUSINESS PAY RENT? / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Does the ^96(1/2)ing business pay you any rent for the / use of the property? /~ELSE / Does the ^96(1/2)ing business pay you or your family living / here any rent for the use of the property? /~END / / ^B * Yes. . . . . . . . . (GO TO Q.6.1) . . . . . . . . 1 * No . . . . . . . . . (SKIP TO Q.7) . . . . . . . . 2 J120 119 B119(0+"0")=PLEASE ENTER RESPONSE J120 124 119(A+N1) Q120UB 5 D6_1.AMOUNT OF RENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / /~IF 0A(LE1)=6AM25(N2)= / How much rent do you collect? /~ELSE / How much rent do you or your family living here collect? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___.!("range",1/99999) *******************************CALL DKDOL************************************* Q121T 30 DK.~DKDOL.VQ C1 ^120 C2 6 J122 120 B121("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J122 124 121(0) Q122B 102 D6_1F.FREQEUNCY OF RENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is that amount collected? / / ^B J123 122 B122(0+"0")=PLEASE ENTER RESPONSE J123 124 122(N20) Q123U D6_1FV.SPECIFY / / PLEASE SPECIFY V M!a_! Q124B 98 D7.DO YOU PAY RENT FOR PROPERTY? / QxQ / / /~IF 0A(LE1)=6AM25(N2)= / Do you pay any rent for this property? /~ELSE / Do you or anyone in your family living here pay any rent for this / property? /~END / / ^B * Yes. . . . . . . . . (GO TO Q.7.1) . . . . . . . . 1 * No . . . . . . . . . (SKIP TO Q.8) . . . . . . . . 2 J125 124 B124(0+"0")=PLEASE ENTER RESPONSE J125 129 124(A+N1) Q125UB 5 D7_1.AMOUNT OF RENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / /~IF 0A(LE1)=6AM25(N2)= / How much rent do you pay? /~ELSE / How much rent do you or your family living here pay? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___.!("range",1/99999) *******************************CALL DKDOL************************************* Q126T 30 DK.~DKDOL.VQ C1 ^125 C2 6 J127 125 B126("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J127 129 126(0) Q127B 102 D7_1F.FREQUENCY OF RENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is that amount paid? / / ^B J128 127 B127(0+"0")=PLEASE ENTER RESPONSE J128 129 127(N20) Q128U D7_1FV.SPECIFY / / PLEASE SPECIFY V M!a_! Q129B D8.PERCENT OF PROPERTY OWNED / / /~IF 0A(LE1)=6AM25(N2)= / I will ask you more about the business operation later. Now I'd / like to ask about the part of the property that you personally own. / About what percent of the total property is that? /~ELSE / I will ask you more about the business operation later. Now I'd / like to ask about the part of the property that you and your family / living here personally own. About what percent of the total property / is that? /~END / / ^B C0 C1 ENTER PERCENTAGE C2 ENTER ACREAGE J130 129 B129(0+"0")=PLEASE ENTER RESPONSE J130 131 129(A+N1) Q130UB 6 D8PCT.PERCENT OWNED / / ENTER PERCENTAGE: ^B V !.U___.__%!(0/100) *CAPI NOTE PERCENT MUST BE <= 100 ACRES MUST BE <= D2 * *9. QUESTION DELETED. J131 132 129(N2) Q131UB 5 D8ACRES.ACRES OWNED / / ENTER ACREAGE: ^B V !.U__,___.!(0/99999) J132 131 B131(GQ97)+97(G0)=ACREAGE OWNED CANNOT BE > TOTAL ACREA /GE! Q132UB 7 D10.VALUE OF LAND OWNED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / / Could you tell me the current value of the entire part of the land and / building you own? I mean, what would it bring if it were sold today? / Do not include any farm animals, implements or crops. / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",0/9999999) *******************************CALL DKDOL************************************* J133 134 132(0+"0") Q133T 30 DK.~DKDOL.VQ C1 ^132 C2 1 J134 132 B133("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** * SKIP TO Q.20 J134 209 132(A) *******************************MOBILE HOME************************************* Q134B D11.MOBILE HOME-OWN OR RENT? / / /~IF 0A(LE1)=6AM25(N2)= / Now I have some questions about your home. Do you own both this / mobile home and site or lot, do you own only the mobile home, do you / own only the site, do you rent both the home and site, or what? /~ELSE / Now I have some questions about your home. Do you or your family / living here own both this mobile home and site or lot, do you own only / the mobile home, do you own only the site, do you rent both the home / and site, or what? /~END / / ^B C0 C1 Own both home and site C2 Own only site C3 Own only home C4 Rent both C5 Neither own nor rent J135 134 B134(0+"0")=PLEASE ENTER RESPONSE J135 166 134(1) J135 149 134(3) J135 160 134(4) J135 146 134(5) J135 147 134(K2.K3) Q135UB 4 D11_1.AMOUNT OF RENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / About how much rent do you pay on this home? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___.!("range",0/9999) *******************************CALL DKDOL************************************* J136 139 135(0+"0") Q136T 30 DK.~DKDOL.VQ C1 ^135 C2 8 J137 135 B136("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J137 139 136(0) Q137B 102 D11_1FV.FREQUENCTY OF RENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is it paid? / / ^B J138 137 B137(0+"0")=PLEASE ENTER RESPONSE J138 139 137(N20) Q138U D11_1FV.SPECIFY / / PLEASE SPECIFY V M!a_! Q139UB 6 D11_2.CURRENT VALUE OF SITE / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / Could you tell me the current value of the site? I mean, about what / would it bring if it were sold today? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___.!("range",0/999999) *******************************CALL DKDOL************************************* J140 141 139(0+"0") Q140T 30 DK.~DKDOL.VQ C1 ^139 C2 4 J141 139 B140("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q141B D11_3.GIFT/INHERITANCE-R PURCHASED / QxQ / / In what month and year did you purchase the site? / (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) / / ^B / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR C0 C1 GIFT/INHERITANCE C2 R PURCHASED J142 141 B141(0+"0")=PLEASE ENTER RESPONSE Q142UB 2 D11_3M.MONTH PURCHASED/RECEIVED V (1/12){Nn} Q143UB 4 D11_3Y.YEAR PURCHASE/RECEIVED V (1896/1995){NNNN} J144 141 B142(GQ4)+143(1995)=DATE MUST PRE-DATE DATE OF INTERVIE /W! *CAPI NOTE: WILL PUT GIFT/INHERITANCE . . . . . 1 ON SAME SCREEN AS DATE. * DATE FOR D11.3 MUST PREDATE DATE OF THE INTERVIEW Q144UB 6 D11_4.COST OF SITE / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / / How much did this site cost when you originally acquired it? / (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.) / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___.!("range",0/999999) *******************************CALL DKDOL************************************* J145 146 144(0+"0") Q145T 30 DK.~DKDOL.VQ C1 ^144 C2 4 J146 144 B145("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J146 773 144(A) * SKIP TO Q.22 Q146U D11_5. / / / How is that? V M!a_! Q147UB 2 D11_6M.MONTH MOVED INTO MOBILE HOME / / / In what month and year did you move into this mobile home? / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q148UB 4 D11_6Y.YEAR MOVED INTO MOBILE HOME V (1896/1995){NNNN} * SKIP TO D52 J149 789 148(A) ***************************R OWNS ONLY MOBILE HOME****************************** Q149UB 4 D12.AMOUNT OF RENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / About how much rent do you pay on this site? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___.!("range",0/9999) *******************************CALL DKDOL************************************* J150 153 149(0+"0") Q150T 30 DK.~DKDOL.VQ C1 ^149 C2 8 J151 149 B150("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J151 153 150(0) Q151B 102 D12F.FREQUENCY OF RENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is it paid? / / ^B J152 151 B151(0+"0")=PLEASE ENTER RESPONSE J152 153 151(N20) Q152U D12FV.SPECIFY / / PLEASE SPECIFY V M!a_! Q153UB 6 D12_1.CURRENT VALUE OF MOBILE HOME / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / Could you tell me the current value of this mobile home? / I mean, about what would it bring if it were sold today? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___.!("range",0/999999) *******************************CALL DKDOL************************************* J154 155 153(0+"0") Q154T 30 DK.~DKDOL.VQ C1 ^153 C2 6 J155 153 B154("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q155B D12_2GFT.GIFT/INHERITANCE-R PURCHASED / QxQ / In what month and year did you purchase this mobile home? / (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) / / ^B / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR C0 C1 GIFT/INHERITANCE C2 R PURCHASED J156 155 B155(0+"0")=PLEASE ENTER RESPONSE Q156UB 2 D12_2M.MONTH PURCHASED/RECEIVED V (1/12){Nn} Q157UB 4 D12_2Y.YEAR PURCHASE/RECEIVED V (1896/1995){NNNN} J158 155 B156(GQ4)+157(1995)=DATE MUST PRE-DATE DATE OF INTERVIE /W! *CAPI NOTE: TREAT THE SAME AS D11.3. Q158UB 6 D12_3.COST OF MOBILE HOME? / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / / How much did this mobile home cost when you originally acquired it? / / INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___.!("range",0/999999) *******************************CALL DKDOL************************************* J159 160 158(0+"0") Q159T 30 DK.~DKDOL.VQ C1 ^158 C2 6 J160 158 B159("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** * SKIP TO Q.22, PAGE D-21 J160 773 158(A) *************************R RENTS MOBILE HOME AND SITE************************** Q160UB 4 D13.AMOUNT OF RENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / About how much rent do you pay on this home and site? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___.!("range",0/9999) *******************************CALL DKDOL************************************* J161 164 160(0+"0") Q161T 30 DK.~DKDOL.VQ C1 ^160 C2 8 J162 160 B161("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J162 164 161(0) Q162B 102 D13F.FREQUENCY OF RENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is it paid? / / ^B J163 162 B162(0+"0")=PLEASE ENTER RESPONSE J163 164 162(N20) Q163U D13FV.SPECIFY / / PLEASE SPECIFY V M!a_! Q164UB 2 D13_1M.MONTH MOVED INTO MOBILE HOME / / / In what month and year did you move into this mobile home? / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q165UB 4 D13_1Y.YEAR MOVED INTO MOBILE HOME V (1896/1995){NNNN} * SKIP TO D52 J166 789 164(A) *********************R OWNS BOTH MOBILE HOME AND SITE*************************** Q166UB 6 D14.CURRENT VALUE OF HOME AND SITE / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / Could you tell me the current value of this home and site? / I mean, about what would they bring if they were sold today? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___.!("range",0/999999) *******************************CALL DKDOL************************************* J167 168 166(0+"0") Q167T 30 DK.~DKDOL.VQ C1 ^166 C2 5 J168 166 B167("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q168B 98 D15.SITE AND HOME PURCHASE SEPARATELY? / / / Were the site and mobile home purchased separately? / / ^B J169 168 B168(0+"0")=PLEASE ENTER RESPONSE J169 179 168(2.K2.K3) Q169B D15_1.GIFT/INHERITANCE-R PURCHASE / QxQ / In what month and year did you purchase this mobile home? / (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) / / ^B / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR C0 C1 GIFT/INHERITANCE C2 R PURCHASED J170 169 B169(0+"0")=PLEASE ENTER RESPONSE Q170UB 2 D15_1M.MONTH PURCHASED/RECEIVED V (1/12){Nn} Q171UB 4 D15_1Y.YEAR PURCHASED/RECEIVED V (1896/1995){NNNN} J172 169 B170(GQ4)+171(1995)=DATE MUST PRE-DATE DATE OF INTERVIE /W! *CAPI NOTE: TREAT THE SAME AS D11.3 Q172UB 6 D15_2.COST OF MOBILE HOME / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / / How much did the mobile home cost when you originally acquired it? / / INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___.!("range",0/999999) *******************************CALL DKDOL************************************* J173 174 172(0+"0") Q173T 30 DK.~DKDOL.VQ C1 ^172 C2 6 J174 172 B173("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q174B D15_3.GIFT/INHERITANCE-R PURCHASED / QxQ / / In what month and year did you purchase this site? / (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) / / ^B / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR C0 C1 GIFT/INHERITANCE C2 R PURCHASED J175 174 B174(0+"0")=PLEASE ENTER RESPONSE Q175UB 2 D15_3M.MONTH PURCHASE/RECEIVED V (1/12){Nn} Q176UB 4 D15_3Y.YEAR PURCHASED/RECEIVED V (1896/1995){NNNN} J177 174 B175(GQ4)+176(1995)=DATE MUST PRE-DATE DATE OF INTERVIE /W! *CAPI NOTE: TREAT AS D11.3 Q177UB 6 D15_4.COST OF SITE / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / / How much did this site cost when you originally acquired it? / / INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___.!("range",0/999999) *******************************CALL DKDOL************************************* J178 179 177(0+"0") Q178T 30 DK.~DKDOL.VQ C1 ^177 C2 6 J179 177 B178("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** * SKIP TO Q.22, PAGE D-31 J179 773 177(A) Q179B D15_5.GIFT/INHERITANCE-R PURCHASED / QxQ / / In what month and year did you purchase this mobile home and site? / (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) / / ^B / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR C0 C1 GIFT/INHERITANCE C2 R PURCHASED J180 179 B179(0+"0")=PLEASE ENTER RESPONSE Q180UB 2 D15_5M.MONTH PURCHASED/RECEIVED V (1/12){Nn} Q181UB 4 D15_5Y.YEAR PURCHASED/RECEIVED V (1896/1995){NNNN} J182 179 B180(GQ4)+181(1995)=DATE MUST PRE-DATE DATE OF INTERVIE /W! *CAPI NOTE: TREAT AS D11.3 Q182UB 6 D15_6.COST OF HOME/SITE / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / / How much did the mobile home and site cost when you originally / acquired it? / / INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___.!("range",0/999999) *******************************CALL DKDOL************************************* J183 184 182(0+"0") Q183T 30 DK.~DKDOL.VQ C1 ^182 C2 5 J184 182 B183("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** *SKIP TO Q.22, PAGE D-21 J184 773 182(A) *********************OTHER HOUSING ARRANGEMENTS********************************* Q184B D16.OWN, RENT, CONDO ASSOCIATION? / QxQ / / / Now I have some questions about your home. /~IF 0A(LE1)=6AM25(N2)= /~IF 95(1) / Do you own this ranch, do you pay rent, do you own it as a part of / a condo, co-op, townhouse association, or what? /~ELSE 95(2) / Do you own this farm, do you pay rent, do you own it as a part of a / condo, co-op, townhouse association, or what? /~ELSE / Do you own this (house and lot/apartment), do you pay rent, do you / own it as a part of a condo, co-op, townhouse association, or what? /~END /~ELSE /~IF 95(1) / Do you and your family living here own this ranch, do you pay rent, / do you own it as a part of a condo, co-op, townhouse association, / or what? /~ELSE 95(2) / Do you and your family living here own this farm, do you pay rent, / do you own it as a part of a condo, co-op, townhouse association, / or what? /~ELSE / Do you and your family living here own this (house and lot/apartment), / do you pay rent, do you own it as a part of a condo, co-op, townhouse / association, or what? /~END /~END / / ^B C0 C1 Owns or is buying/land contract C2 Pays rent C3 Condo C4 Co-op C5 Townhouse Association C6 Retirement Lifetime Tenancy C7 Neither owns nor rents J193 184 B184(0+"0")=PLEASE ENTER RESPONSE J193 187 184(1.3.4.5.6) J193 196 184(2) J193 194 184(K2.K3) Q193U D16_4.HOW IS HOUSING PROVIDED? / / / How is your housing provided? V M!a_! Q185B 98 D16_05.DO YOU OWN ANY PART? / / /~IF 0A(LE1)=6AM25(N2)= /~IF 95(1) / Do you own any part of this ranch? /~ELSE 95(2) / Do you own any part of this farm? /~ELSE / Do you own any part of this (house and lot/apartment)? /~END /~ELSE /~IF 95(1/2) / Does anyone in your family living here own any part of this ^96(1/2)? /~ELSE / Does anyone in your family living here own any part of this / (house and lot/apartment)? /~END /~END / / ^B J186 185 B185(0+"0")=PLEASE ENTER RESPONSE J186 194 185(2.K2.K3) Q186UB 5 D16_055.WHAT PERCENT DO YOU OWN? / / IN THE FOLLOWING QUESTIONS ABOUT VALUE AND LOANS, INCLUDE ONLY / R'S SHARE; IF R KNOWS ONLY TOTALS FOR THE WHOLE PROPERTY, MAKE / NOTES WHERE APPLICABLE / /~IF 0A(LE1)=6AM25(N2)= / What percent of the property do you own? /~ELSE / What percent of the property do you and your family living here own? /~END / / ^B V !.U__.__%!(1/100) Q187B 98 D16_1.REQUIRED TO PAY FEES? / / / Are you required to pay regular fees to an association or property / management group in order to live here? / / ^B * Yes. . . . . . . . . . . .(GO TO Q.16.2) . . . . . .1 * No . . . . . . . . . . . .(SKIP TO Q.16.3) . . . . .2 J188 187 B187(0+"0")=PLEASE ENTER RESPONSE J188 192 187(A+N1) Q188UB 5 D16_2.HOW MUCH ARE FEES? / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much are your fees? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___.!("range",1/99999) *******************************CALL DKDOL************************************* Q189T 30 DK.~DKDOL.VQ C1 ^188 C2 8 J190 188 B189("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J190 192 189(0) Q190B 102 D16_2F.FREQUENCY OF FEE PAYMENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often do you pay this amount? / / ^B J191 190 B190(0+"0")=PLEASE ENTER RESPONSE J191 192 190(N20) Q191U D16_2FV.SPECIFY / / PLEASE SPECIFY V M!a_! Q192B 98 D16_3.R LIVE IN MUTIPLE HU STRUCTURE? / QxQ / / INTERVIEWER OBSERVATION: / / DOES R LIVE IN MULTIPLE HU STRUCTURE? / (CONFIRM WITH R IF NECESSARY) / / ^B *SKIP TO Q.18 ON YES/ Q.19 ON NO J194 192 B192(0+"0")=PLEASE ENTER RESPONSE J194 204 192(1) J194 207 192(2.K2.K3) Q194UB 2 D16_5M.MONTH MOVED INTO HOME / / / In what month and year did you move into this home? / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q195UB 4 D16_5Y.YEAR MOVED INTO HOME V (1898/1995){NNNN} * SKIP TO D52 J196 301 185(2)+195(G0.K2.K3) J196 789 195(G0.K2.K3) *****************************R PAYS RENT*************************************** Q196UB 5 D17.AMOUNT OF RENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / /~IF 95(1/2) /~IF 0A(LE1)=6AM25(N2)= / How much rent do you pay for this ^96(1/2)? /~ELSE / How much rent do you or your family living here pay for this ^96(1/2)? /~END /~ELSE /~IF 0A(LE1)=6AM25(N2)= / How much rent do you pay for this (house/apartment)? /~ELSE / How much rent do you or your family living here pay for this / (house/apartment)? /~END /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___.!("range",0/99999) *******************************CALL DKDOL************************************* J197 200 196(0+"0") Q197T 30 DK.~DKDOL.VQ C1 ^196 C2 8 J198 196 B197("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J198 200 197(0) Q198B 102 D17F.FREQUENCY OF RENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is that amount paid? / / ^B J199 198 B198(0+"0")=PLEASE ENTER RESPONSE J199 200 198(N20) Q199U D17FV.SPECIFY / / PLEASE SPECIFY V M!a_! Q200B D17_1.INCLUDE SOME OR ALL UTILITIES? / / / Does that include some or all utilities? / / ^B C0 C1 Yes, all C2 Yes, some C3 No J201 200 B200(0+"0")=PLEASE ENTER RESPONSE Q201B D17_2.FURNISHED OR UNFURNISHED? / / / Do you rent it furnished or unfurnished? / / ^B C0 C1 Furnished C2 Partially furnished C3 Unfurnished J202 201 B201(0+"0")=PLEASE ENTER RESPONSE Q202UB 2 D17_3M.MONTH MOVED IN / / /~IF 95(1) / In what month and year did you move into this ranch? /~ELSE 95(2) / In what month and year did you move into this farm? /~ELSE / In what month and year did you move into this (house/apartment)? /~END / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q203UB 4 D17_3Y.YEAR MOVED IN V (1896/1995){NNNN} * SKIP TO D52 J204 789 203(A) ********************R LIVES IN MULTIPLE HU STRUCTURE**************************** Q204B D18.OWN ENTIRE BUILDING OR UNIT? / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Do you own the entire building or just your unit? /~ELSE / Do you and your family living here own the entire building or / just your unit? /~END / / ^B C0 C1 Entire building C2 Just R's unit * Entire building. . . . . .(GO TO Q.18.1) . . . . . .1 * Just R's unit. . . . . . .(SKIP TO Q.19) . . . . . .2 J205 204 B204(0+"0")=PLEASE ENTER RESPONSE J205 207 204(2.K2.K3) Q205UB 4 D18_1.HOW MANY UNITS IN BUILDING? / / / How many housing units are in this building? / / ^B UNITS V !.U_,___.!(2/9999) Q206B 98 D18_2.OWN UNIT SEPARATELY FROM REST OF BUILDING? / / / Do you own your unit separately from the rest of the building? / / ^B Q207UB 8 D19.CURRENT VALUE OF HOME/PROPERTY / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / /~IF 204(2).(204(1)+206(1)) / The following questions about your home refer to your unit only. /~ELSE 204(1)+206(N1) / The following questions refer to the entire building. /~END / What is the current value of this (home and land/apartment/property)? / I mean, about what would it bring if it were sold today? / / INTERVIEWER: PROPERTY REFERS TO WHATEVER PART R OWNS OF THEIR / HOUSE AND LOT, APARTMENT, BUILDING, FARM OR RANCH. INCLUDE THE / PART OF THE PROPERTY THAT R OWNS; FOR FARMS/RANCHES, INCLUDE ALL / OWNED LAND AND STRUCTURES. / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___,___.!("range",0/99999999) *CAPI NOTE: TEXT FILL FOR D19 USED IF D18.1="Y" *******************************CALL DKDOL************************************* J208 209 207(0+"0") Q208T 30 DK.~DKDOL.VQ C1 ^207 C2 3 J209 207 B208("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q209B D20GFT.GIFT/INHERITANCE-R PURCHASED / QxQ / / In what month and year did you first purchase any part of this property? / (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) / / ^B / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR C0 C1 GIFT/INHERITANCE C2 R PURCHASED J210 209 B209(0+"0")=PLEASE ENTER RESPONSE Q210UB 2 D20M.MONTH PURCHASED/RECEIVED V (1/12){Nn} Q211UB 4 D20Y.YEAR PURCHASED/RECEIVED V (1896/1995){NNNN} J212 209 B210(GQ4)+211(1995)=DATE MUST PRE-DATE DATE OF INTERVIE /W! *CAPI NOTE: TREAT THE SAME AS D11.3. Q212UB 8 D21.COST OF HOME/LAND / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / / How much did it cost when you originally acquired it? / / INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___,___.!("range",0/99999999) *******************************CALL DKDOL************************************* J213 773 212(0+"0") Q213T 30 DK.~DKDOL.VQ C1 ^212 C2 4 J773 212 B213("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q773B D21_1.CHANCES OF LIVING HERE / / (SHOW CARD 4) / We are interested in your view of the chance that you will be staying / at your current address for the next two years. Using any number from / zero to 100, where zero equals no chance and 100 equals absolutely / certain, what do you think the chances are that you will be living at / your current address two years from now? / / INTERVIEWER: ROUND TO CLOSEST NUMBER DISPLAYED / / ^B C0 0. No chance C1 C10 10. C20 20. C30 30. C40 40. C50 50. 50-50 chance C60 60. C70 70. C80 80. C90 90. C100 100. Absolutely certain G 1,0,10,20,30,40,50,60,70,80,90,100 J214 773 B773(1)=PLEASE ENTER RESPONSE Q214UB 7 D22.REAL ESTATE TAXES / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / /~IF 134(1) / What are the real estate taxes on this home and land? /~ELSE 134(2) / What are the real estate taxes on this land? /~ELSE 134(3) / What are the real estate taxes on this home? /~ELSE 107(1) /~IF 95(2) / What are the real estate taxes on this farm? /~ELSE 95(1) / What are the real estate taxes on this ranch? /~END /~ELSE 107(2) /~IF 95(1) / What are the real estate taxes on the part of the ranch you own? /~ELSE 95(2) / What are the real estate taxes on the part of the farm you own? /~END /~ELSE 204(2) / What are the real estate taxes on this unit? /~ELSE / What are the real estate taxes on this property? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",0/9999999) *******************************CALL DKDOL************************************* J215 218 214(0+"0") Q215T 30 DK.~DKDOL.VQ C1 ^214 C2 7 J216 214 B215("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J216 218 215(0) Q216B 102 D22F.FREQUENCY OF TAXES / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often do you pay this amount? / / ^B J217 216 B216(0+"0")=PLEASE ENTER RESPONSE J217 218 216(N20) Q217U D22FV. / / PLEASE SPECIFY V M!a_! Q218B D23.MORTGAGE OR LAND CONTRACT? / QxQ / / Is there a mortgage or land contract on this (home/home and land/ / apartment/property)? (Do not include home equity loans or lines / of credit.) / / (IF R SAYS BOTH MORTGAGE AND LAND CONTRACT, CHOOSE MORTGAGE) / / ^B C0 C1 Yes, mortgage C2 Yes, land contract C3 No J219 218 B218(0+"0")=PLEASE ENTER RESPONSE J219 224 218(A+N1) Q219B 98 D24.FHA OR VA? / QxQ / / Is the first or main mortgage a federally guaranteed mortgage, / such as FHA or VA? / / ^B J220 219 B219(0+"0")=PLEASE ENTER RESPONSE J220 221 219(1) Q220B 98 D24_1.PRIVATE MORTGAGE INSURANCE? / QxQ / / Does this mortgage carry any type of private mortgage insurance or / PMI against default? / (IF R ASKS: DO NOT INCLUDE MORTGAGE LIFE INSURANCE.) / / ^B J221 220 B220(0+"0")=PLEASE ENTER RESPONSE J221 224 220(A) Q221B D25.FHA, VA, OR OTHER PROGRAM? / / / Is it an FHA mortgage, a VA mortgage, or is it from some other program? / / ^B C0 C1 FHA C2 VA C3 Other J222 221 B221(0+"0")=PLEASE ENTER RESPONSE J222 223 221(N3) Q222U D25V.SPECIFY / / PLEASE SPECIFY V M!a_! Q223U D26.WHY CHOSEN / / / Why did you choose this type of loan? V M!a_! *>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN MORTGAGE LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q224S STEPTHRU. C1 mortgage/land contract C2 2nd mortgage/land contract C3 loan J225 224 224(1)+218(3.K2.K3) J225 273 224(2)+218(3.K2.K3) J225 224 224(2)+272(3) Q225UB 2 D27M.MONTH MORTGAGE OBTAINED / QxQ / /~IF 224(L3) /~IF 218(1).240(1) / About this mortgage, in what month and year did you obtain or / last refinance it? /~ELSE / About this land contract, in what month and year did you obtain or / last refinance it? /~END /~ELSE / About this loan, in what month and year did you obtain or last / refinance it? /~END / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q226UB 4 D27Y.YEAR MORTGAGE OBTAINED V (1896/1995){NNNN} *IF D27 NE D20 OR D11.3 SKIP TO D27.2. IF D27 = D20 OR D11.3 GO TO *27.1. DK/REF FOLLOWS THE NE PATH. J227 230 224(3) J227 225 B226(LQ211.LQ143)+226(G0)=REFINANCE DATE MUST BE LATER /THAN PURCHASE DATE! J227 225 B225(LQ210)+225(G0)+226(Q211)=REFINANCE DATE MUST BE LA /TER THAN PURCHASE DATE! J227 225 B225(LQ142)+225(G0)+226(Q143)=REFINANCE DATE MUST BE LA /TER THAN PURCHASE DATE! J227 228 226(NQ211)+211(G0) J227 228 226(G0)+211(A+0) J227 228 226(G0)+143(A+0) J227 228 226(NQ143)+143(G0) Q227B 98 D27_1.ASSUMED FROM PREVIOUS OWNER? / / / /~IF 224(1) /~IF 218(1).240(1) / Was this mortgage assumed from the previous owner? /~ELSE / Was this land contract assumed from the previous owner? /~END /~ELSE / Was this second mortgage assumed from the previous owner? /~END / / ^B *(ALL SKIP TO D28) J228 227 B227(0+"0")=PLEASE ENTER RESPONSE J228 230 227(A) J228 230 224(G1) Q228B D27_2.REFINANCE OR ROLLOVER / / / Did you take out this mortgage to: / / ^B C0 C1 refinance or rollover an earlier loan, C2 borrow additional money on your home equity, C3 or to do both? J229 230 228(1.K2.K3) Q229U D27_3. / / / For what purpose was the money used? V M!a_! Q230UB 8 D28.AMOUNT BORROWED OR REFINANCED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much did you borrow or refinance? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___,___.!("range",1/99999999) *******************************CALL DKDOL************************************* Q231T 30 DK.~DKDOL.VQ C1 ^230 C2 4 J232 230 B231("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q232UB 8 D29.AMOUNT STILL OWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much is still owed on this loan? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___,___.!("range",1/99999999) *******************************CALL DKDOL************************************* Q233T 30 DK.~DKDOL.VQ C1 ^232 C2 4 J234 232 B233("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q234B D30.YEARS, PAYMENTS, NO SET # / / / How many years or payments did you agree upon when the loan was / taken out or refinanced? / / ^B C0 C1 ENTER NUMBER OF YEARS C2 ENTER NUMBER OF PAYMENTS C3 NO SET NUMBER OF YEARS OR PAYMENTS J235 234 B234(0+"0")=PLEASE ENTER RESPONSE J235 236 234(2) J235 237 234(K2.K3) J235 241 234(3) Q235UB 2 D30YS.NUMBER OF YEARS / / / NUMBER OF YEARS: ^B V !U__!(1/99) J236 237 234(1) Q236UB 3 D30PAY.NUMBER OF PAYMENTS / / / NUMBER OF PAYMENTS: ^B V !U___!(1/999) Q237UB 6 D31.AMOUNT OF PAYMENTS / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much are the payments? / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO REGULAR PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$___,___.!("range,NT",0/999999) J238 237 B237(GQ230)+230(G0)=PAYMENTS CANNOT BE > THAN AMOUNT BO /RROWED/OWED! J238 237 B237(GQ232)+232(G0)=PAYMENTS CANNOT BE > THAN AMOUNT BO /RROWED/OWED! *******************************CALL DKDOL************************************* J238 241 237(0+"0").237("NT") Q238T 30 DK.~DKDOL.VQ C1 ^237 C2 7 J239 237 B238("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J239 241 238(0) Q239B D31F.FREQUENCY OF PAYMENTS / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often are they due? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J240 239 B239(0+"0")=PLEASE ENTER RESPONSE J240 241 239(N20) Q240U D31FV.SPECIFY / / PLEASE SPECIFY V M!a_! J241 245 238(G0).237(K2) Q241UB 7 D31_1.AMOUNT OF TYPICAL PAYMENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / What is the typical payment? / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO TYPICAL PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$_,___,___.!("range,NT",0/9999999) J242 241 B241(GQ230)+230(G0)=PAYMENTS CANNOT BE > THAN AMOUNT BO /RROWED! *******************************CALL DKDOL************************************* J242 245 241(0+"0").241("NT") Q242T 30 DK.~DKDOL.VQ C1 ^241 C2 7 J243 241 B242("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J243 245 242(0) Q243B D31_1F.FREQUENCY OF PAYMENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is it made? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J244 243 B243(0+"0")=PLEASE ENTER RESPONSE J244 245 243(N20) Q244U D31_1FV.SPECIFY / / PLEASE SPECIFY V M!a_! J245 250 242(0)+241(A) J245 246 237(K2)+238(0) J245 246 224(G1) Q245B D32.PAYMENT INCLUDE TAXES/INSURANCE? / / / Does the amount include property taxes or home owners insurance? / (Which?) / / ^B C0 C1 Taxes only C2 Insurance only C3 Both C4 Neither J246 245 B245(0+"0")=PLEASE ENTER RESPONSE Q246B D33.WILL THERE BE BALLOON PAYMENT? / QxQ / / Will the (regular) payments repay the loan completely, or will there be / a balance payable, or "balloon" payment, when the loan is due? / / ^B C0 C1 Repay completely C2 Balloon *Repay completely (SKIP TO Q.34) *Balloon (GO TO Q.33.1) J247 246 B246(0+"0")=PLEASE ENTER RESPONSE J247 249 246(N2) Q247UB 7 D33_1.AMOUNT OF BALLOON PAYMENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / What will the balance due or balloon payment be? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",1/9999999) *******************************CALL DKDOL************************************* Q248T 30 DK.~DKDOL.VQ C1 ^247 C2 4 J249 247 B248("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J249 250 234(3) Q249B D34.AHEAD, BEHIND, OR ON SCHEDULE? / / / Are you paying off this loan ahead of schedule, behind schedule, / or are the payments about on schedule? / / ^B C0 C1 On schedule C2 Ahead of schedule C3 Behind schedule J250 249 B249(0+"0")=PLEASE ENTER RESPONSE J250 251 249(1) Q250UB 4 D34_1.YEAR EXPECT TO REPAY LOAN / / / When do you expect this loan to be repaid? / / ^B / YEAR V (1995/2030,U2031/2050){NNNN} Q251UB 5 D35.ANNUAL INTEREST RATE ON LOAN / / / What is the current annual rate of interest being charged on the loan? / / ^B V !.U__.__%!(0/100) Q252B D36.INSTITUTION / Please look at the Institutions Card. Is the loan with any of the / institutions on the Institutions Card, or from someplace else? / (IF INSTITUTIONS CARD: Which institution?) / (IF SOMEPLACE ELSE: What type of institution is that?) / / (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS / MENTIONED AT THIS POINT.) /^C2 / ^B C0 C1 ^45M43(1)= C2 ^45M43(2)= C3 ^45M43(3)= C4 ^45M43(4)= C5 ^45M43(5)= C6 ^45M43(6)= C7 OTHER C11 COMMERCIAL BANK C12 S&L/SAVINGS BNK C14 FINANCE/LOAN CO C17 INSURANCE CO C18 MORTGAGE CO C19 CONTRACTOR/DEVELOPER C20 PRIOR OWNER G 0 G '<1/6(=M43('<1/6()+45(N"<")= G '<1/6(=0A('<0/5()=43AM45(N"<")= G 7 G 11,12,14,17/20=0A(6.0)=43AM45(N"<")= G E1/7,11,12,14,17/20 J253 252 B252(0+"0")=PLEASE ENTER RESPONSE J253 253 254 M43(Q252)+45("<") Q253B / / / INSTITUTIONS ALREADY LISTED: / '^45M45(N"<")31( / / ENTER NAME OF NEW INSTITUTION: / '^E45M43(Q252)+45("<")55( / / / / / ^B C1 PRESS ENTER TO CONTINUE J254 255 252(N7) Q254U D36V.SPECIFY / / PLEASE SPECIFY V M!a_! J255 258 227(1) J255 256 224(G1) Q255B 98 D36_1.SAME INSTITUTION AS ORIG. LOAN? / / / Is this the same institution as the one from which you originally / took out this loan? / / ^B J256 255 B255(0+"0")=PLEASE ENTER RESPONSE J256 258 224(1) Q256B D37.LOAN USED TO PURCHASE HOME? / / / Was the money from this loan used for the purchase of this home / or for some other purpose? / / ^B C0 C1 Home purchase C2 Home improvements C7 Other J257 256 B256(0+"0")=PLEASE ENTER RESPONSE J257 258 256(N7) Q257U D37V.PURPOSE OF LOAN / / / What other purpose? V M!a_! * (SKIP TO Q.39) J258 260 224(G1) Q258B D38.REASON CHOSE LENDER / / / (SHOW CARD 5) /~IF 255(2) / What was the most important reason you chose the original lender? /~ELSE / What is the most important reason you chose this lender? /~END / (Was it because they were recommended to you, because they had low / interest rates, because of the location of their offices, because you / had done other business with them, because it was easier to qualify / for the loan, or for some other reason?) / / ^B C0 C1 Recommended C2 Low interest C3 Location C4 Other business C5 Easy to qualify C6 Other J259 258 B258(0+"0")=PLEASE ENTER RESPONSE J259 260 258(N6) Q259U D38V.SPECIFY / / PLEASE SPECIFY V M!a_! Q260B 98 D39.ADJUSTABLE RATE LOAN? / /~IF 224(3) / Is this an adjustable rate loan; that is, does it have / an interest rate that can rise or fall from time to time? /~ELSE / Is this an adjustable rate mortgage; that is, does it have / an interest rate that can rise or fall from time to time? /~END / / ^B J261 260 B260(0+"0")=PLEASE ENTER RESPONSE J261 272 224(1)+260(A+N1) J261 273 224(G1) Q261B 98 D39_1.RATE CHANGE DEPEND ON OTHER INTEREST RATE? / / / Does the change in your interest rate depend on some other interest rate? / / ^B J262 261 B261(0+"0")=PLEASE ENTER RESPONSE J262 263 261(A+N1) Q262U D39_1V.WHAT OTHER RATE? / / / On what other rate does it depend? V M!a_! Q263UB 2 D39_3.HOW OFTEN CAN RATE CHANGE? / / / How often can your interest rate change? / / NUMBER OF TIMES: ^B / / ^B / / / ^B V !U__!(1/99) J264 265 263(0) Q264B D39_3F.FREQUENCY OF RATE CHANGE C0 /12 102 0 C13 Every three years C15 Continuously floating rate/whenever rate changes C16 Per 7 years C19 In total C20 Other G 0,2/4,12,5,6,13,16,15,19,20 Q265B . C1 PRESS [ENTER] TO CONTINUE J266 263 B264(15)+263(N1)=NUMBER OF TIMES MUST BE '1' IF 'Contin /uously floating..'! J266 264 B264(0+"0")=PLEASE ENTER RESPONSE J266 267 264(N20) Q266U D39_3FV.SPECIFY / / PLEASE SPECIFY V M!a_! Q267B 98 D39_4.SIZE OF PAYMENTS CHANGE WITH RATE? / QxQ / / When the interest rate on your mortgage changes, does the size of / your monthly payments also change? / / ^B J268 267 B267(0+"0")=PLEASE ENTER RESPONSE Q268UB 5 D39_5.MOST RATE CAN RISE AT ONE TIME / / / What is the most the rate can rise at any one time? / / (POINTS = PERCENTAGE POINTS) / / IF NO LIMIT, PRESS [F6] KEY. / / ^B/POINTS V !.A__.__%!("NT",0/100) *NO LIMIT. . . . . . . . . . . . . . . . . . . . . . . . . . . .9995 Q269UB 5 D39_6.ORIGINAL INTEREST RATE / / / What was the interest rate on this mortgage when you first got it? / / ^B V !.U__.__%!(0/100) Q270UB 5 D39_7.HIGHEST RATE CAN GO UP / QxQ / / What is the highest the rate can go up to over the life / of the loan? / / INTERVIEWER: WE WANT THE HIGHEST RATE ALLOWED, NOT THE MAXIMUM / AMOUNT BY WHICH THE RATE COULD RISE. / / ^B V !.U__.__%!(0/100) J271 270 B270(LQ251)+270(G0)=PERCENTAGE MUST BE >= TO CURRENT PE /RCENTAGE! J271 270 B270(LQ269)+270(G0)=PERCENTAGE MUST BE >= TO ORIGINAL P /ERCENTAGE! *ITEM 39.7 CHANGED WORDING *CAPI NOTE: D39.7 MUST BE >=D35 Q271B 98 D39_8.CONVERTIBLE MORTGAGE? / / / Is this a convertible mortgage; that is do you have an option to / convert it to a mortgage with a fixed interest rate? / / ^B J272 271 B271(0+"0")=PLEASE ENTER RESPONSE J272 273 224(G1) Q272B D40.SECOND MORTGAGE/LAND CONTRACT? / / / Do you have a second mortgage or a land contract on this property? / (Please do not include any home equity lines of credit.) / / INTERVIEWER: / A HOME EQUITY LINE OF CREDIT IS AN AGREEMENT WHERE THE R CAN BORROW / AT ANY TIME USING THE HOUSE AS COLLATERAL, UP TO SOME LIMIT. / / A HOME EQUITY LOAN IS A FIXED LENGTH, FIXED MONTHLY PAYMENT LOAN. / / ^B C0 C1 Yes, second mortgage C2 Yes, land contract C3 No J273 272 B272(0+"0")=PLEASE ENTER RESPONSE J273 224 272(1.2) J273 274 224(3) Q273B 98 D40_1.OTHER LOANS W/PROPERTY AS COLLATERAL? / QxQ / /~IF 218(L3) / Do you have any other loans that use this property as collateral? /~ELSE / Do you have any loans that use this property as collateral? /~END / (Please do not include any home equity lines of credit.) / / ^B J224 274 273(2.K2.K3) J224 273 B273(0+"0")=PLEASE ENTER RESPONSE R224 273 *>>>>>>>>>>>>>>>>>>>>>>>>>END MORTGAGE LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q274B 19 D41.OWE ON OTHER LOANS FOR PROPERTY? / QxQ / /~IF 0A(LE1)=6AM25(N2)= /~IF 218(L3) / Do you owe money on any other loans used for the purchase of / this property, such as loans from relatives or the seller? /~ELSE / Do you owe money on any loans used for the purchase of / this property, such as loans from relatives or the seller? /~END /~ELSE /~IF 238(L3) / Do you and your family living here owe money on any other loans / used for the purchase of this property, such as loans from / relatives or the seller? /~ELSE / Do you and your family living here owe money on any loans / used for the purchase of this property, such as loans from / relatives or the seller? /~END /~END / (Please do not include any home equity lines of credit.) / / ^B * No.(SKIP TO Q.52) J275 274 B274(0+"0")=PLEASE ENTER RESPONSE J275 789 274(A+N1) Q275UB 2 D42M.MONTH LOAN TAKEN OUT / / / In what month and year was this loan taken out? / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q276UB 4 D42Y.YEAR LOAN TAKEN OUT V (1896/1995){NNNN} J277 276 276(LQ211.LQ143)+276(G0)=REFINANCE DATE MUST BE LATER /THAN PURCHASE DATE! Q277UB 7 D43.AMOUNT BORROWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much was borrowed, not including finance charges? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",0/9999999) *******************************CALL DKDOL************************************* J278 279 277(0+"0") Q278T 30 DK.~DKDOL.VQ C1 ^277 C2 6 J279 277 B278("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q279B D44.REGULAR INSTALLMENT LOAN? / / / Is this a regular installment loan where you pay a fixed dollar / amount each month for a fixed number of months until the loan is / repaid, or some other kind? / / ^B C0 C1 Regular installment C2 Other kind J280 279 B279(0+"0")=PLEASE ENTER RESPONSE J280 288 279(2) Q280B 234 D45.YEARS OR PAYMENTS / / / How many monthly payments or years were agreed upon when the loan / was received? / / ^B J281 280 B280(0+"0")=PLEASE ENTER RESPONSE J281 282 280(A+N1) Q281UB 2 D45YS.NUMBER OF YEARS / / / NUMBER OF YEARS: ^B V !U__!(1/99) J282 283 280(N2) Q282UB 3 D45PAY.NUMBER OF PAYMENTS / / / NUMBER OF PAYMENTS: ^B V !U___!(1/999) J283 284 Q283X C1 other C2 G 1=76(1) G 2=76(N1) J284 283 B283(0+"0")=PLEASE ENTER RESPONSE J284 288 280(3) Q284UB 5 D46.AMOUNT OF PAYMENTS / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much are the payments? / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO TYPICAL PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$__,___.!("range,NT",0/99999) *******************************CALL DKDOL************************************* J285 288 284(0+"0").284("NT") Q285T 30 DK.~DKDOL.VQ C1 ^284 C2 7 J286 284 B285("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J286 288 285(0) Q286B D46F.FREQUENCY OF PAYMENTS / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often are they made? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J287 286 B286(0+"0")=PLEASE ENTER RESPONSE J287 288 286(N20) Q287U D46FV.SPECIFY / / PLEASE SPECIFY V M!a_! J288 292 286(G0).284(K2) Q288UB 6 D47.AMOUNT OF TYPICAL PAYMENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / What is the typical payment? / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO TYPICAL PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$___,___.!("range,NT",0/999999) *******************************CALL DKDOL************************************* J289 292 288(0+"0").288("NT") Q289T 30 DK.~DKDOL.VQ C1 ^288 C2 7 J290 288 B289("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J290 292 289(0) Q290B D47F.FREQUENCY OF TYPICAL PAYMENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is it made? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J291 290 B290(0+"0")=PLEASE ENTER RESPONSE J291 292 290(N20) Q291U D47FV.SPECIFY / / PLEASE SPECIFY V M!a_! J292 293 288(A) Q292B D47_1.AHEAD, BEHIND, OR ON SCHEDULE / / / Are you paying off this loan ahead of schedule, behind schedule, / or are the payments about on schedule? / / ^B C0 C1 On schedule C2 Ahead of schedule C3 Behind schedule J293 292 B292(0+"0")=PLEASE ENTER RESPONSE J293 297 292(1) Q293UB 2 D48M.MONTH EXPECT TO REPAY LOAN / / / In what month and year do you expect this loan to be repaid? / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q294UB 4 D48Y.YEAR EXPECT TO REPAY LOAN V (1995/2030,U2031/2050){NNNN} J295 293 B294(L1995)+294(G0)=DATE CANNOT BE IN THE PAST! J295 293 B294(1995)+293(LQ4)+293(G0)=DATE CANNOT BE IN THE PAST! J295 293 B294(LQ276)+294(G0)=DATE LOAN WAS TAKEN OUT MUST PRECED /E DATE REPAID! J295 297 292(1) Q295UB 7 D49.AMOUNT STILL OWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much is still owed on this loan? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",1/9999999) *******************************CALL DKDOL************************************* Q296T 30 DK.~DKDOL.VQ C1 ^295 C2 6 J297 295 B296("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q297UB 5 D50.ANNUAL INTEREST RATE / / / What is the current annual rate of interest being charged on this loan? / / ^B V !.U__.__%!(0/100) *CAPI NOTE: FI MUST KEY THE DECIMAL POINT Q298B D51.INSTITUTION / / Please look at the Institutions Card. Is the loan with any of the / institutions on the Institutions Card, or from someplace else? / / (IF INSTITUTIONS CARD: Which institution?) / (IF SOMEPLACE ELSE: What type of institution is that?) / / (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS / MENTIONED AT THIS POINT.) /^C2 / ^B C0 C1 ^45M43(1)= C2 ^45M43(2)= C3 ^45M43(3)= C4 ^45M43(4)= C5 ^45M43(5)= C6 ^45M43(6)= C7 OTHER C11 COMMERCIAL BANK C12 S&L/SAVINGS BANK C13 CREDIT UNION C14 FINANCE/LOAN CO G 0 G '<1/6(=M43('<1/6()+45(N"<")= G '<1/6(=0A('<0/5()=43AM45(N"<")= G 7 G 11/14=0A(6.0)=43AM45(N"<")= G E1/14 J299 298 B298(0+"0")=PLEASE ENTER RESPONSE J299 299 300 M43(Q298)+45("<") Q299B / / / INSTITUTIONS ALREADY LISTED: / '^45M45(N"<")31( / / ENTER NAME OF NEW INSTITUTION: / '^E45M43(Q298)+45("<")55( / / / / / ^B C1 PRESS ENTER TO CONTINUE J300 789 298(N7) Q300U D51V.SPECIFY / / PLEASE SPECIFY V M!a_! J789 301 773(A) Q789B 773 D51_1.CHANCES STILL LIVING HERE / / (SHOW CARD 4) / We are interested in your view of the chance that you will be staying / at your current address for the next two years. Using any number from / zero to 100, where zero equals no chance and 100 equals absolutely / certain, what do you think the chances are that you will be living at / your current address two years from now? / / INTERVIEWER: ROUND TO CLOSEST NUMBER DISPLAYED / / ^B J301 789 B789(1)=PLEASE ENTER RESPONSE Q301B 98 D52.HAVE LINES OF CREDIT? / QxQ / /~IF 0A(LE1)=6AM25(N2)= /~IF 107(3.4.6).134(4.5).184(2.7) / Do you have any lines of credit, not counting credit cards / or business lines of credit? Please include such lines of credit / even if you are not currently drawing against them. /~ELSE / Do you have a home equity line of credit or any other lines of / credit, not counting credit cards or business lines of credit? / Please include such lines of credit even if you are not currently / drawing against them. /~END /~ELSE /~IF 107(3.4.6).134(4.5).184(2.7) / Do you or anyone in your family living here have any lines / of credit, not counting credit cards or business lines of credit? / Please include such lines of credit even if you are not currently / drawing against them. /~ELSE / Do you or anyone in your family living here have a home equity line / of credit or any other lines of credit, not counting credit cards or / business lines of credit? Please include such lines of credit even if / you are not currently drawing against them. /~END /~END / / (IF R ASKS: A LINE OF CREDIT IS A FORMAL AGREEMENT WITH A LENDER THAT / ALLOWS R TO BORROW UP TO AN AGREED UPON LIMIT AND PAY IT OFF AS R DESIRES. / A HOME EQUITY LINE OF CREDIT IS A LINE OF CREDIT SECURED BY THE EQUITY IN / R'S HOME.) / / ^B * No . . . . . . . . .(SKIP TO Q.54) . . . . . . . .2 *TEXT FILL ADDED. IF D5=03, 04, 0R 06, OR IF D11 = 04 OR 05, OR IF D16 = 02 * OR 07 OMIT TEXT IN (). ELSE USE TEXT FILL INDICATED ("A HOME EQUITY LINE *OF CREDIT OR ANY OTHER LINES OF CREDIT..."). J302 301 B301(0+"0")=PLEASE ENTER RESPONSE J302 324 301(2.K2.K3) Q302UB 2 D53.# OF LINES OF CREDIT / / /~IF 0A(LE1)=6AM25(N2)= / How many lines of credit do you have? /~ELSE / How many lines of credit do you and your family living here have? /~END / / # LINES OF CREDIT: ^B V !U__!(1/99) *ASK D53.1 ONLY IF TEXT FILL USED IN D52 *>>>>>>>>>>>>>>>>>>>>>BEGIN LINE OF CREDIT LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q303S . C1 LINE OF CREDIT #1 C2 LINE OF CREDIT #2 C3 LINE OF CREDIT #3 J304 305 107(3.4.6).134(4.5).184(2.7) Q304B 98 D53_1.SECURED BY EQUITY IN HOME? / ^303 / /~IF 302(1) / Is this line of credit secured by the equity in your home? /~ELSE 303(1) / Is the largest line of credit secured by the equity in your home? /~ELSE / Is the next line of credit secured by the equity in your home? /~END / / ^B *ITEM D53.2 MOVED J305 304 B304(0+"0")=PLEASE ENTER RESPONSE Q305B 98 D53_2.BORROWING AGAINST LINE OF CREDIT? / ^303 / / Are you currently borrowing any money against this line of credit? / / ^B *Yes. . . . . . . 1 (GO TO Q.53.4) *No. . . . . . . . . . . . . . . 2 (SKIP TO Q.53.8) *ITEM D53.3 ADDED J306 305 B305(0+"0")=PLEASE ENTER RESPONSE J306 316 305(A+N1) Q306UB 7 D53_3.AMOUNT BORROWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / ^303 / / How much did you borrow the most recent time you used this line? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",0/9999999) *******************************CALL DKDOL************************************* J307 308 306(0+"0") Q307T 30 DK.~DKDOL.VQ C1 ^306 C2 6 J308 306 B307("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q308U D53_4.WHAT WAS MONEY USED FOR? / ^303 / / What was the money used for? (What was its major use?) V M!a_! Q309UB 7 D53_5.AMOUNT OWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much is currently owed? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",0/9999999) *******************************CALL DKDOL************************************* J310 311 309(0+"0") Q310T 30 DK.~DKDOL.VQ C1 ^309 C2 6 J311 309 B310("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q311UB 5 D53_6.AMOUNT OF TYPICAL PAYMENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / ^303 / / What is the typical payment? / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO TYPICAL PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$__,___.!("range,NT",0/99999) J312 311 B309(G0)+311(GQ309)=PAYMENTS MUST BE < AMOUNT OWED (^30 /9) *******************************CALL DKDOL************************************* J312 315 311(0+"0").311("NT") Q312T 30 DK.~DKDOL.VQ C1 ^311 C2 8 J313 311 B312("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J313 315 312(0) Q313B D53_6F.FREQUENCY OF TYPICAL PAYMENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is it made? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J314 313 B313(0+"0")=PLEASE ENTER RESPONSE J314 315 313(N20) Q314U D53_6FV.SPECIFY / / PLEASE SPECIFY V M!a_! Q315UB 5 D53_7.ANNUAL INTEREST RATE / ^303 / / What is the current annual rate of interest being charged on this loan? / / ^B V !.U__.__%!(0/100) Q316B D53_8.INSTITITUTION /^303 / / (Please look at the Institutions Card.) Is this line of credit with any / of the institutions on the Institutions Card, or from someplace else? / (IF INSTITUTIONS CARD: Which institution?) / (IF SOMEPLACE ELSE: What type of institution is that?) / / (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS / MENTIONED AT THIS POINT.) /^C2 / ^B C0 C1 ^45M43(1)= C2 ^45M43(2)= C3 ^45M43(3)= C4 ^45M43(4)= C5 ^45M43(5)= C6 ^45M43(6)= C7 OTHER C11 COMMERCIAL BANK C12 S&L/SAVINGS BNK C14 FINANCE/LOAN CO C16 BROKERAGE G 0 G '<1/6(=M43('<1/6()+45(N"<")= G '<1/6(=0A('<0/5()=43AM45(N"<")= G 7 G 11,12,14,16=0A(6.0)=43AM45(N"<")= G E1/7,11,12,14,16 J317 316 B316(0+"0")=PLEASE ENTER RESPONSE J317 317 318 M43(Q316)+45("<") Q317B / ^303 / / INSTITUTIONS ALREADY LISTED: / '^45M45(N"<")31( / / ENTER NAME OF NEW INSTITUTION: / '^E45M43(Q316)+45("<")55( / / / / / ^B C1 PRESS ENTER TO CONTINUE J318 319 316(N7) Q318U D53_8V.SPECIFY / / PLEASE SPECIFY V M!a_! Q319UB 7 D53_9.MAXIMUM AMOUNT CAN BORROW / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / ^303 / /~IF 310(G0) / What is the maximum amount you could borrow on this / line of credit (including what you owe now)? /~ELSE / What is the maximum amount you could borrow on this line of credit? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",1/9999999) *ITEM MOVED AND CHANGED. USE TEXT FILL IF D53.3="Y" *******************************CALL DKDOL************************************* J320 321 319(0+"0") Q320T 30 DK.~DKDOL.VQ C1 ^319 C2 6 J321 319 B320("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J321 322 303(3)+302(G3)=:1: Q321B 98 D53_10.ANOTHER LINE OF CREDIT? / /~IF 303(LQ302) / INTERVIEWER: CAN R PROVIDE INFORMATION ON ANOTHER LINE OF CREDIT? /~ELSE / Is there another line of credit? /~END / / ^B *YES.(REASK Q53.1-53.9) . . 1 *NO. . . (GO TO Q.54). . . . . . . . . . . . . . . 2 J303 321 B321(0+"0")=PLEASE ENTER RESPONSE J303 324 321(2.K2.K3)+302(LE1) J303 322 321(2.K2.K3)+302(G1) R303 321 *>>>>>>>>>>>>>>>>>>>>>>>END LINE OF CREDIT LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< J322 324 321(K2.K3) J322 322 324 321(1).303(LQ302) Q322UB 7 D53_11.AMOUNT OWED ON REMAINING LINES OF CREDIT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / /~IF 0A(LE1)=6AM25(N2)= / What is the total amount that you currently owe on all other / remaining lines of credit? /~ELSE / What is the total amount that you and your family living here / currently owe on all other remaining lines of credit? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",0/9999999) *******************************CALL DKDOL************************************* J323 324 322(0+"0") Q323T 30 DK.~DKDOL.VQ C1 ^322 C2 6 J324 322 B323("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** *IF TEXT FILL NOT USED IN D52, SKIP TO SECTION E. J324 367 107(3.4.6).134(4.5).184(2.7) J324 325 256(2)=:1: Q324B 98 D54.MADE ADDITIONS/REMODELED PROPERTY? / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Have you ever made any major additions or done extensive / remodeling to this property? /~ELSE / Have you and your family living here ever made any major / additions or done extensive remodeling to this property? /~END / / ^B * No . . . . . . . . .(SKIP TO Q.66) . . . . . . . .2 J325 324 B324(0+"0")=PLEASE ENTER RESPONSE J325 361 324(A+N1) Q325UB 7 D54_1.COST OF ADDITIONS/REMODELING / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / Roughly what was the total cost of all remodeling or additions / to this property? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",1/9999999) *******************************CALL DKDOL************************************* Q326T 30 DK.~DKDOL.VQ C1 ^325 C2 5 J327 325 B326("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q327B 98 D54_2.ANY OTHER REMODELING LOANS / / /~IF 0A(LE1)=6AM25(N2)= / Other than what I have already recorded, do you owe any money / on loans taken out for these projects? /~ELSE / Other than what I have already recorded, do you or your family living / here owe any money on loans taken out for these projects? /~END / / ^B * No . . . . . . . . .(SKIP TO Q.66) . . . . . . . .2 *EXACTLY THE SAME SEQUENCE AS D42-D50. J328 327 B327(0+"0")=PLEASE ENTER RESPONSE J328 361 327(A+N1) Q328UB 2 D55M.MONTH LOAN TAKEN OUT / / / In what month and year was the most recent loan taken out? / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q329UB 4 D55Y.YEAR LOAN TAKEN OUT V (1896/1995){NNNN} J330 328 B328(GQ4)+329(1995)=DATE CANNOT BE IN THE FUTURE! J330 328 B329(LQ211.LQ143)+329(G0)=REFINANCE DATE MUST BE LATER /THAN PURCHASE DATE! Q330UB 7 D56.AMOUNT BORROWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much was borrowed, not including finance charges? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",0/9999999) *******************************CALL DKDOL************************************* J331 332 330(0+"0") Q331T 30 DK.~DKDOL.VQ C1 ^330 C2 6 J332 330 B331("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q332B D57.REGULAR INSTALLMENT LOAN? / / / Is this a regular installment loan where you pay a fixed dollar / amount each month for a fixed number of months until the loan is / repaid, or some other kind? / / ^B C0 C1 Regular installment C2 Other kind J333 332 B332(0+"0")=PLEASE ENTER RESPONSE J333 341 332(2) Q333B 234 D58.YEARS OR PAYMENTS? / / / How many monthly payments or years were agreed upon when the loan / was received? / / ^B J334 333 B333(0+"0")=PLEASE ENTER RESPONSE J334 335 333(A+N1) Q334UB 2 D58YS.NUMBER OF YEARS / / / NUMBER OF YEARS: ^B V !U__!(0/99) J335 337 333(N2) Q335UB 3 D58PAY.NUMBER OF PAYMENTS / / / NUMBER OF PAYMENTS: ^B V !U___!(0/999) * NO SET # . . . . . .(SKIP TO Q.60) . . .996 * DON'T KNOW . . . . .(SKIP TO Q.60) . . .998 J337 341 333(3) Q337UB 5 D59.AMOUNT OF PAYMENTS / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much are the payments? / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO REGULAR PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$__,___.!("range,NT",0/99999) *******************************CALL DKDOL************************************* J338 341 337(0+"0").337("NT") Q338T 30 DK.~DKDOL.VQ C1 ^337 C2 8 J339 337 B338("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J339 341 338(0) Q339B D59F.FREQUENCY OF PAYMENTS / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often are they made? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J340 339 B339(0+"0")=PLEASE ENTER RESPONSE J340 341 339(N20) Q340U D59FV.SPECIFY / / PLEASE SPECIFY V M!a_! J341 345 339(G0).337(K2) Q341UB 6 D60.AMOUNT OF TYPICAL PAYMENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / What is the typical payment? / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO TYPICAL PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$___,___.!("range,NT",0/999999) *******************************CALL DKDOL************************************* J342 345 341(0+"0").341("NT") Q342T 30 DK.~DKDOL.VQ C1 ^341 C2 8 J343 341 B342("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J343 345 342(0) Q343B D60F.FREQUENCY OF PAYMENTS / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is it made? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J344 343 B343(0+"0")=PLEASE ENTER RESPONSE J344 345 343(N20) Q344U D60FV.SPECIFY / / PLEASE SPECIFY V M!a_! J345 346 341(A) Q345B D60_1.AHEAD, BEHIND, OR ON SCHEDULE / / / Are you paying off this loan ahead of schedule, behind schedule, / or are the payments about on schedule? / / ^B C0 C1 On schedule C2 Ahead of schedule C3 Behind schedule J346 345 B345(0+"0")=PLEASE ENTER RESPONSE J346 350 345(1) Q346UB 2 D61M.MONTH EXPECT TO REPAY LOAN / / / In what month and year do you expect this loan to be repaid? / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q347UB 4 D61Y.YEAR EXPECT TO REPAY LOAN V (1995/2030,U2031/2050){NNNN} J348 346 347(1995)+346(G0+LQ4)=DATE MUST NOT BE IN THE PAST! J348 347 347(LQ211.LQ143)+347(G0)=REFINANCE DATE MUST BE LATER /THAN PURCHASE DATE! J348 350 345(1) Q348UB 7 D62.AMOUNT STILL OWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much is still owed on this loan? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",1/9999999) *******************************CALL DKDOL************************************* Q349T 30 DK.~DKDOL.VQ C1 ^348 C2 6 J350 348 B349("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** *(SKIP TO Q.63) Q350UB 5 D63.CURRENT INTEREST RATE CHARGED / / / What is the current annual rate of interest being charged on this loan? / / ^B% V !.U__.__!(0/100) Q351B D64.INSTITUTION / Please look at the Institutions Card. Is the loan with any of the / institutions on the Institutions Card, or from someplace else? / / (IF INSTITUTIONS CARD: Which institution?) / (IF SOMEPLACE ELSE: What type of institution is that?) / / (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS / MENTIONED AT THIS POINT.) /^C2 / ^B C0 C1 ^45M43(1)= C2 ^45M43(2)= C3 ^45M43(3)= C4 ^45M43(4)= C5 ^45M43(5)= C6 ^45M43(6)= C7 OTHER C11 COMMERCIAL BANK C12 S&L/SAVINGS BNK C13 CREDIT UNION C14 FINANCE/LOAN CO G 0 G '<1/6(=M43('<1/6()+45(N"<")= G '<1/6(=0A('<0/5()=43AM45(N"<")= G 7 G 11/14=0A(6.0)=43AM45(N"<")= G E1/14 J352 351 B351(0+"0")=PLEASE ENTER RESPONSE J352 352 353 M43(Q351)+45("<") Q352B / / / INSTITUTIONS ALREADY LISTED: / '^45M45(N"<")31( / / ENTER NAME OF NEW INSTITUTION: / '^E45M43(Q351)+45("<")55( / / / / / ^B C1 PRESS ENTER TO CONTINUE J353 354 351(N7) Q353U D64V.SPECIFY / / PLEASE SPECIFY V M!a_! Q354B 98 D65.OWE ON MORE IMPROVEMENT LOANS? / / / Do you owe money on more than one loan for home additions or / improvements to this property? / / ^B *No . . . . . . . . .(SKIP TO Q.66) . . . . . . . .2 J355 354 B354(0+"0")=PLEASE ENTER RESPONSE J355 361 354(A+N1) Q355UB 7 D65_1.AMOUNT OWED ON OTHER LOANS / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / Altogether, how much is still owed on all other loans for additions / or improvements to this property? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",0/9999999) *******************************CALL DKDOL************************************* J356 357 355(0+"0") Q356T 30 DK.~DKDOL.VQ C1 ^355 C2 7 J357 355 B356("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q357UB 6 D65_2.AMOUNT OF PAYMENTS / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / Altogether, how much are the payments? / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO TYPICAL PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$___,___.!("range,NT",0/999999) *******************************CALL DKDOL************************************* J358 361 357(0+"0").357("NT") Q358T 30 DK.~DKDOL.VQ C1 ^357 C2 8 J359 357 B358("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J359 361 358(0) Q359B D65_2F.FREQUENCY OF PAYMENTS / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often are they made? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J360 359 B359(0+"0")=PLEASE ENTER RESPONSE J360 361 359(N20) Q360U D65_2FV.SPECIFY / / PLEASE SPECIFY V M!a_! J361 362 95(1/2)=:1: J361 362 95(N1/2)=:2: Q361 98 D66.FARM OR RANCH? / / / INTERVIEWER: DOES R LIVE ON A RANCH OR FARM? *Yes..(SKIP TO SECTION E) J362 361 B361(0+"0")=PLEASE ENTER RESPONSE J362 367 361(1) Q362B 98 D67.RENT ANY PORTION OF HOUSE/LOT/APARTMENT? / / /~IF 0A(LE1)=6AM25(N2)= / Do you rent out any portion of this (house or lot/apartment/mobile / home/building) to others? /~ELSE / Do you or anyone in your family here rent out any portion of this / (house or lot/apartment/mobile home/building) to others? /~END / / ^B *No . . . . . . . . .(SKIP TO SECTION E). . . . . .2 J363 362 B362(0+"0")=PLEASE ENTER RESPONSE J363 367 362(A+N1) Q363UB 5 D67_1.AMOUNT OF RENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / / / How much rent do you collect? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___.!("range",0/99999) *******************************CALL DKDOL************************************* J364 367 363(0+"0") Q364T 30 DK.~DKDOL.VQ C1 ^363 C2 8 J365 366 B364("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J365 367 364(0) Q365B 102 D67_1F.FREQUENCY OF RENT / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is that amount collected? / / ^B J366 365 B365(0+"0")=PLEASE ENTER RESPONSE J366 367 365(N20) Q366U D67_1FV. / / PLEASE SPECIFY V M!a_! ******************************************************************************** * SECTION E: OTHER PROPERTIES,LAND CONTRACTS * ******************************************************************************** Q367B 19 E1. LOANED BUYER MONEY / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Have you ever sold any real estate for which you loaned money to / the buyer? Please include accepting a note, land contract, or / mortgage from the buyer. /~ELSE / Have you or anyone in your family living here ever sold / any real estate for which you loaned money to the buyer? / Please include accepting a note, land contract, or mortgage / from the buyer. /~END / / ^B V B J368 367 B367(0+"0")=PLEASE ENTER RESPONSE J368 401 367(A+N1) Q368B 19 E2. BUYER STILL OWE / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Does the buyer still owe you money on any of these notes, / land contracts, or mortgages? /~ELSE / Does the buyer still owe your family money on any / of these notes, land contracts, or mortgages? /~END / / ^B J369 368 B368(0+"0")=PLEASE ENTER RESPONSE J369 401 368(A+N1) Q369UB 2 E2_1. HOW MANY LOANS / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Altogether, on how many such loans are you owed money? /~ELSE / Altogether, on how many such loans is your family owed money? /~END / / ^B V (1/10,U11/99){Nn} *>>>>>>>>>>>>>>>>>>>BEGIN MORTGAGE OWED TO R LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q370S MORTGAGE STEP-THROUGH C1 1 C2 2 C3 3 Q371B E3. LAND/MORTGAGE/ELSE /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / /~IF 369(1)+370(1) / About this loan, is it a land contract, a mortgage, or something else? /~ELSE /~IF 370(1) / About the largest loan, is it a land contract, a mortgage, /~ELSE / About the next largest loan, is it a land contract, a mortgage, /~END / or something else? /~END / / ^B C0 C1 land contract C2 mortgage C3 something else J373 371 B371(0+"0")=PLEASE ENTER RESPONSE J372 373 Q372X C1 land contract C2 mortgage C3 loan G 1=371(1) G 2=371(2) G 3=371(3.K2.K3) J373 376 371(N3) Q373U E3V. COMMENT FOR SOMETHING ELSE /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / / / /INTERVIEWER, ASK: / / What would that be? / / V M!a_! Q374UB 8 E4. HOW MUCH OWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / /~IF 0A(LE1)=6AM25(N2)= / How much are you owed on this note? /~ELSE / How much are you and your family owed on this note? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___,___.!("range",1/99999999) *******************************CALL DKDOL************************************* Q375T 30 DK.~DKDOL.VQ C1 ^374 C2 3 J376 374 B375("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J376 392 374(A) Q376UB 2 E5M. MONTH TAKEN OUT /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / / / In what month and year was this ^372 / taken out? / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q377UB 4 E5Y. YEAR TAKEN OUT V (1896/1995){NNNN} J378 376 B376(GQ4)+377(1995)=DATE CANNOT BE IN THE FUTURE! Q378UB 8 E6. HOW MUCH LEND / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / /~IF 0A(LE1)=6AM25(N2)= / How much money did you lend the borrower? /~ELSE / How much money did your family lend the borrower? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___,___.!("range",1/99999999) *******************************CALL DKDOL************************************* Q379T 30 DK.~DKDOL.VQ C1 ^378 C2 3 J380 378 B379("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q380UB 8 E7. HOW MUCH STILL OWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / / / How much is still owed on this ^372? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___,___.!("range",1/99999999) *******************************CALL DKDOL************************************* Q381T 30 DK.~DKDOL.VQ C1 ^380 C2 3 J382 380 B381("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q382UB 7 E8. AMOUNT OF PAYMENTS / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / / / How much are the ^372 payments? / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO REGULAR PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$_,___,___.!("range,NT",0/9999999) *******************************CALL DKDOL************************************* J383 386 382(0+"0").382("NT") Q383T 30 DK.~DKDOL.VQ C1 ^382 C2 7 J384 382 B383("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J384 386 383(0) Q384B E8F.FREQUENCY OF PAYMENTS /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often are they due? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J385 384 B384(0+"0")=PLEASE ENTER RESPONSE J385 386 384(N20) Q385U E8FV. /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / / PLEASE SPECIFY V M!a_! J386 382 B379(G0)+379(LQ383)=PAYMENTS ARE GREATER THAN AMOUNT LE /NT TO BORROWER! J386 392 382("NT") Q386B 234 E9. YEARS OR PAYMENTS /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / / / When the ^372 was taken out, was it agreed upon that there / were going to be a number of years , a number of payments , / or was there no set number of years or payments? /^C1 / ^B J387 386 B386(0+"0")=PLEASE ENTER RESPONSE J387 388 386(A+N1) Q387UB 2 E9YRS.NUMBER OF YEARS /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / / / NUMBER OF YEARS: ^B V !.U__.!(1/99) J388 389 386(N2) Q388UB 3 E9PAY.NUMBER OF PAYMENTS /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / / / NUMBER OF PAYMENTS: ^B V !.U___.!(1/999) Q389B E10. PAY OFF OR BALLOON /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / / / Will the regular payments pay off the ^372 / completely or will there be a balance payable or "balloon" / when the ^372 is due? /^C1 / ^B C0 C1 BALANCE PAYABLE OR BALLOON C2 REPAID COMPLETELY J390 389 B389(0+"0")=PLEASE ENTER RESPONSE J390 392 389(A+N1) Q390UB 7 E10_1. BALLOON BALANCE / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / / / What will the balance payable or balloon payment be? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",0/9999999) J391 390 B379(G0)+390(GQ379)=:~:PAYMENT SHOULD BE LESS THAN AMOU /NT BORROWED *******************************CALL DKDOL************************************* J391 392 390(0+"0") Q391T 30 DK.~DKDOL.VQ C1 ^390 C2 3 J392 390 B391("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q392B 19 E11. STILL OWE MONEY? /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Do you still owe any money on loans for this property? /~ELSE / Do you or your family living here still owe any money / on loans for this property? /~END / / ^B J393 392 B392(0+"0")=PLEASE ENTER RESPONSE J393 395 392(A+N1) Q393UB 7 E11_1. AMOUNT STILL OWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / / / How much do you still owe? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$_,___,___.!("range",0/9999999) J394 393 B379(G0)+393(GQ379)=:~:AMOUNT OWED SHOULD BE LESS THAN /AMOUNT BORROWED *******************************CALL DKDOL************************************* J394 395 393(0+"0") Q394T 30 DK.~DKDOL.VQ C1 ^393 C2 3 J395 393 B394("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J395 396 370(3)+369(G3)=:1: Q395B 19 E12. ANOTHER LOAN/LAND CONTRACT? /~IF 370(LEQ369) /LOAN: ^370 OF ^369 /~ELSE /LOAN: ^370 /~END / QxQ / /~IF 370(LQ369) / INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER / LOAN/LAND CONTRACT? /~ELSE / Are there any other such real estate loans or land contracts / where the buyer owes you money? /~END / /^C1 / / ^B J370 398 395(2.K2.K3)+369(L1) J370 401 395(2.K2.K3)+369(1) J370 396 395(2.K2.K3)+369(G1) J370 395 B395(0+"0")=PLEASE ENTER RESPONSE R370 395 *>>>>>>>>>>>>>>>>>>>>>>>END MORTGAGE OWED TO R LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<< J396 401 395(K2.K3) J396 396 401 395(1).370(LQ369) Q396UB 9 E13. AMOUNT OWED IN REMAINING LOANS / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / /~IF 0A(LE1)=6AM25(N2)= / About how much in total is owed to you on the remaining notes, / land contracts, or mortgages? /~ELSE / About how much in total is owed to your family on the remaining / notes, land contracts, or mortgages? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___,___.!("range",0/999999999) *******************************CALL DKDOL************************************* J397 398 396(0+"0") Q397T 30 DK.~DKDOL.VQ C1 ^396 C2 3 J398 396 B397("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q398B 19 E13_1. STILL OWE ON OTHER? / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Do you still owe any money on loans for these other properties? /~ELSE / Do you or your family here still owe any money on loans / for these other properties? /~END / / ^B J399 398 B398(0+"0")=PLEASE ENTER RESPONSE J399 401 398(A+N1) Q399UB 9 E13_2. AMOUNT OWE IN REMAINING LOANS / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Altogether how much do you still owe? /~ELSE / Altogether how much does your family still owe? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___,___.!("range",0/999999999) *******************************CALL DKDOL************************************* J400 401 399(0+"0") Q400T 30 DK.~DKDOL.VQ C1 ^399 C2 3 J401 399 B400("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J401 402 206(1)=:1: Q401B 19 E14. OWN OTHER REAL ESTATE? / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Do you own any (other) real estate such as a lot, vacation home, / timeshare, apartment building, commercial property, or other / investment property, including properties owned in partnership with / other people? /~ELSE / Do you or anyone in your family living here own any (other) real / estate such as a lot, vacation home, timeshare, apartment building, / commercial property, or other investment property, including / properties owned in partnership with other people? /~END / / / ^B J402 401 B401(0+"0")=PLEASE ENTER RESPONSE J402 481 401(A+N1) J402 403 206(1)=:2: Q402B 19 E14_1. OWNED BY BUSINESS? / QxQ / / / Are any of these properties owned by a business? /^C1 / / ^B / / (IF YES, SAY: I'll ask about those properties later). J403 402 B402(0+"0")=PLEASE ENTER RESPONSE Q403UB 3 E15. PROPERTIES W/INTEREST IN / QxQ / /~IF 0A(LE1)=6AM25(N2)= / How many properties that are not owned by a business do / you own or have an interest in? /~ELSE / How many properties that are not owned by a business do you / and your family living here own or have an interest in? /~END /~IF 206(1) /~IF 205(1/2) / Earlier you told me you own your home separately from the other / unit you own on the property. Please include the rest of the / property here. /~ELSE / Earlier you told me you own your home separately from the other / units you own on the property. Please include the rest of the / property here. /~END /~END / / ^B V (0/50,U51/999){Nnn} J404 403 B403(0+"0")+401(1)+402(2)=R HAS OTHER REAL ESTATE THAT /IS NOT OWNED BY BUSINESSES J404 481 403(0+"0").403(K2) *>>>>>>>>>>>>>>>>>>>>>>>>>>>BEGIN PROPERTY LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< Q404S PROPERTY STEP-THROUGH C1 1 C2 2 C3 3 Q405U E16. TYPE OF PROPERTY /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 206(1)+403(G1)+404(1) / I want to ask first about the property where you live. / In the questions that follow, please give me the amounts / for the building excluding your unit. /~ELSE 206(1)+403(1)+404(1) / I want to ask about the property where you live. / In the questions that follow, please give me the amounts / for the building excluding your unit. /~ELSE 206(N1)+403(G1.K2.K3)+404(1) / I want to ask first about the most valuable property. /~ELSE 206(N1)+403(1) / About the property..... /~ELSE 404(G1) / About the next most valuable property..... /~END / / What type of property is this? / V M!a_! Q406B E17. OWNED BY YOU, JOINTLY, PARTNER... /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Is this property owned by you, is it owned jointly with others, / owned by a partnership, is it a timeshare, or what? /~ELSE / Is this property owned by you and your family living here, / is it owned jointly with others, owned by a partnership, / is it a timeshare, or what? /~END / / ^B C0 C1 OWNED BY R OR FAMILY LIVING THERE C2 OWNED JOINTLY C3 PARTNERSHIP C4 REAL ESTATE INVESTMENT, TRUST C5 TIMESHARE C7 OTHER J407 406 B406(0+"0")=PLEASE ENTER RESPONSE J407 409 406(1.5) J407 408 406(N7) Q407U E17V. SPECIFY /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / / / What would that be? / / V M!a_! Q408UB 5 E17_1. PERCENTAGE OWNED /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 0A(LE1)=6AM25(N2)= / What percentage of the property do you own? /~ELSE / What percentage of the property do you and your family / living here own? /~END / / ^B V !.U___.__%!(1/100) Q409UB 9 E18. WORTH IF SOLD TODAY / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 406(5) / How much in total is this timeshare worth? /~ELSE / How much in total is this property worth? /~END / I mean, what would it bring if it were sold today? / /~IF 406(N5) / INTERVIEWER: WE WANT THE TOTAL VALUE OF THE PROPERTY, NOT JUST R'S SHARE. /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___,___.!("range",1/999999999) *******************************CALL DKDOL************************************* Q410T 30 DK.~DKDOL.VQ C1 ^409 C2 1 J411 409 B410("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q411B E19. GIFT/INHERITANCE-R PURCHASED /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 406(1) / In what month and year did you first purchase this property? /~ELSE 406(N5) / In what month and year did you first purchase any part of / this property? /~ELSE / In what month and year did you first purchase this timeshare? /~END / (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) / / ^B / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR C0 C1 GIFT/INHERITANCE C2 R PURCHASED J412 411 B411(0+"0")=PLEASE ENTER RESPONSE Q412UB 2 E19M.MONTH PURCHASED V (1/12){Nn} Q413UB 4 E19Y.YEAR PURCHASED V (1896/1995){NNNN} J414 412 B413(1995)+412(GQ4)=DATE MUST PRECEDE TODAYS DATE! Q414UB 9 E20. TOTAL PURHCASE PRICE / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 411(1) / What was the value of the property when received? /~ELSE /~IF 406(5) / What was the purchase price of your timeshare? /~ELSE / What was the total purchase price? /~END /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___,___.!("range",0/999999999) *******************************CALL DKDOL************************************* J415 416 414(0+"0") Q415T 30 DK.~DKDOL.VQ C1 ^414 C2 1 J416 414 B415("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q416B 19 E21. ANY OUTSTANDING LOANS? /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 406(5) / Are there any outstanding loans or mortgages on this / timeshare? /~ELSE / Are there any outstanding loans or mortgages on this / property? /~END / / ^B J417 416 B416(0+"0")=PLEASE ENTER RESPONSE J417 444 416(A+N1) Q417UB 2 E22. MONTH TAKEN OUT /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / / / In what month and year did you obtain or last refinance the loan? / / JAN = 1 APR = 4 JUL = 7 OCT = 10 / FEB = 2 MAY = 5 AUG = 8 NOV = 11 / MAR = 3 JUN = 6 SEP = 9 DEC = 12 / / ^B ^B / MONTH YEAR V (1/12){Nn} Q418UB 4 E22. YEAR TAKEN OUT V (1896/1995){NNNN} J419 417 B418(LQ413)+418(G0)=DATE CANNOT PRECEDE PURCHASE DATE! J419 417 B418(Q413)+418(G0)+417(LQ412)+417(G0)=DATE CANNOT PRECE /DE PURCHASE DATE! Q419UB 9 E23. AMOUNT BORROWED/REFINANCED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 406(5) / How much was borrowed or refinanced for your timeshare? /~ELSE / In total, how much was borrowed or refinanced? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___,___.!("range",0/999999999) *******************************CALL DKDOL************************************* J420 421 419(0+"0") Q420T 30 DK.~DKDOL.VQ C1 ^419 C2 1 J421 419 B420("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q421UB 9 E24. AMOUNT STILL OWED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 406(5) / How much is still owed? /~ELSE / In total, how much is still owed? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___,___.!("range",0/999999999) *******************************CALL DKDOL************************************* J422 423 421(0+"0") Q422T 30 DK.~DKDOL.VQ C1 ^421 C2 1 J423 421 B422("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** *J423 421 B422(GQ420)+420(G0)=AMOUNT OWED CANNOT EXCEED AMOUNT B */RROWED! Q423B 234 E25. PAYMENTS OR YEARS? /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 406(5) / How many years or what number of payments were agreed upon / when the loan was taken out? /~ELSE / In total, how many years or what number of payments were agreed / upon when the loan was taken out? /~END / / ^B J424 423 B423(0+"0")=PLEASE ENTER RESPONSE J424 425 423(A+N1) Q424UB 2 E25YRS. NUMBER OF YEARS /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / / / / NUMBER OF YEARS: ^B V !.U__.!(1/99) J425 426 423(N2) Q425UB 3 E25PAY. NUMBER OF PAYMENTS /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / / / / NUMBER OF PAYMENTS: ^B V !.U___.!(1/999) J426 430 423(3) Q426UB 7 E26. AMOUNT OF PAYMENTS / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 406(5) / How much are the payments? /~ELSE / In total, how much are the payments? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO REGULAR PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$_,___,___.!("range,NT",0/9999999) *******************************CALL DKDOL************************************* J427 430 426(0+"0").426("NT") Q427T 30 DK.~DKDOL.VQ C1 ^426 C2 6 J428 426 B427("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J428 430 427(0) Q428B E26F.FREQUENCY OF PAYMENTS /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often are they due? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J429 428 B428(0+"0")=PLEASE ENTER RESPONSE J429 430 428(N20) Q429U E26FV.SPECIFY /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / / PLEASE SPECIFY V M!a_! J430 434 427(G0) J430 435 426(K2) Q430UB 7 E27. AMOUNT OF TYPICAL PAYMENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / / / What is the typical payment? / / IF R GIVES RANGE, PRESS [F9] KEY. / IF NO TYPICAL PAYMENTS, PRESS [F6] KEY. / / ^B V !.A$_,___,___.!("range,NT",0/9999999) *******************************CALL DKDOL************************************* J431 434 430(0+"0").430("NT") Q431T 30 DK.~DKDOL.VQ C1 ^430 C2 6 J432 430 B431("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J432 434 431(0) Q432B E27F.FREQUENCY OF TYPICAL PAYMENT /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / / / INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED / / And how often is it made? / / ^B C0 /6 102 0 C8 Lump sum/one payment only C11 /20 102 11 G 0,2/4,12,5,11,6,8,20 J433 432 B432(0+"0")=PLEASE ENTER RESPONSE J433 434 432(N20) Q433U E27FV.SPECIFY /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / / PLEASE SPECIFY V M!a_! J434 439 430(A+0)+431(0) Q434B E28. INCLUDE TAXES OR INSURANCE? /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / / / Does this amount include property taxes or insurance? / / INTERVIEWER: PROBE FOR WHICH. /^C1 / ^B C0 C1 TAXES ONLY C2 INSURANCE ONLY C3 BOTH C4 NEITHER J435 434 B434(0+"0")=PLEASE ENTER RESPONSE Q435B E29. REPAY OR BALLOON /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / / / Will the regular payments repay the loan completely or will there / be a balance payable, or "balloon" payment when the loan is due? / / ^B C0 C1 REPAY COMPLETELY C2 BALLOON J436 435 B435(0+"0")=PLEASE ENTER RESPONSE J436 438 435(N2) Q436UB 8 E29_1. AMOUNT OF BALLOON PAYMENT / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / / / What will the balance due or balloon payment be? / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$__,___,___.!("range",1/99999999) *******************************CALL DKDOL************************************* Q437T 30 DK.~DKDOL.VQ C1 ^436 C2 1 J438 436 B437("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J438 439 435(N2)+(426("NT").430("NT")) J438 439 423(3) Q438B E30. AHEAD, BEHIND, OR ON SCHEDULE /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / / / Is this loan being paid off ahead of schedule, behind / schedule, or are the payments about on schedule? /^C1 / ^B C0 C1 ON SCHEDULE C2 AHEAD OF SCHEDULE C3 BEHIND SCHEDULE J439 438 B438(0+"0")=PLEASE ENTER RESPONSE J439 440 438(1) Q439UB 4 E30_1. YEAR TO BE REPAID /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / / / When do you expect this loan to be repaid? / / ^B / YEAR V (1995/2030,U2031/2050){NNNN} Q440UB 4 E31. ANNUAL INTEREST RATE /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / / / What is the current annual interest rate being charged / on the loan? / / ^B V !.U__.__%!(0/100) Q441B 19 E32. ADJUSTABLE RATE? /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / / / Does this loan have an adjustable rate? That is, does it / have an interest rate that can rise and fall from time to time? /^C1 / ^B J442 441 B441(0+"0")=PLEASE ENTER RESPONSE Q442B E33. INSTITUTION /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / Please look at the Institutions Card. Is this loan with / any of the institutions on the card, or from someplace else? / (IF INSTITUTIONS CARD: Which institution?) / (IF SOMEPLACE ELSE: What type of institution is that?) / / (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS / MENTIONED AT THIS POINT.) /^C2 / ^B C0 C1 ^45M43(1)= C2 ^45M43(2)= C3 ^45M43(3)= C4 ^45M43(4)= C5 ^45M43(5)= C6 ^45M43(6)= C7 OTHER C11 COMMERCIAL BANK C12 S&L/SAVINGS BNK C14 FINANCE/LOAN CO C17 INSURANCE CO C18 MORTGAGE CO C19 CONTRACTOR/DEVELOPER C20 PRIOR OWNER G 0 G '<1/6(=M43('<1/6()+45(N"<")= G '<1/6(=0A('<0/5()=43AM45(N"<")= G 7 G 11,12,14,17/20=0A(6.0)=43AM45(N"<")= G E1/7,11,12,14,17/20 J443 442 B442(0+"0")=PLEASE ENTER RESPONSE J443 443 444 M43(Q442)+45("<") Q443B /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / / INSTITUTIONS ALREADY LISTED: / '^45M45(N"<")31( / / ENTER NAME OF NEW INSTITUTION: / '^E45M43(Q442)+45("<")55( / / / / / ^B C1 PRESS ENTER TO CONTINUE J444 445 442(N7) Q444U E33V.SPECIFY / / PLEASE SPECIFY V M!a_! Q445B 19 E34. RECEIVE PROPERTY INCOME IN 94? /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Did you receive any income from this property in 1994? /~ELSE / Did your family living here receive any income from this / property in 1994? /~END / / ^B J446 445 B445(0+"0")=PLEASE ENTER RESPONSE J446 448 445(A+N1) Q446UB 7 E34_1. GROSS INCOME RECEIVED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / QxQ / /~IF 0A(LE1)=6AM25(N2)= / How much gross income did you receive? /~ELSE / How much gross income did your family receive? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ANNUAL AMOUNT : ^B IN '94 V !.A$_,___,___.!("range",0/9999999) *******************************CALL DKDOL************************************* J447 448 446(0+"0") Q447T 30 DK.~DKDOL.VQ C1 ^446 C2 6 J448 446 B447("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** J448 449 404(3)+403(G3)=:1: Q448B 19 E35. ANOTHER PROPERTY? /~IF 404(LEQ403) /PROPERTY: ^404 OF ^403 /~ELSE /PROPERTY: ^404 /~END / /~IF 404(LQ403) / INTERVIEWER: CAN R PROVIDE INFORMATION ABOUT ANOTHER PROPERTY? /~ELSE / Is there another such property in which you have an interest? /~END /^C1 / ^B J404 448 B448(0+"0")=PLEASE ENTER RESPONSE J404 450 448(2.K2.K3)+403(L1) J404 481 448(2.K2.K3)+403(1) J404 449 448(2.K2.K3)+403(G1) R404 448 *>>>>>>>>>>>>>>>>>>>>>>>>>>>END PROPERTY LOOP<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<< J449 481 448(K2.K3) J449 449 481 448(1).404(LQ403) Q449B 19 E36. VACATION HOMES? / QxQ / /~IF 0A(LE1)=6AM25(N2)= / About the remaining properties that you own, are any of these / vacation homes or land you use for recreational purposes? /~ELSE / About the remaining properties that you and your family / living here own, are any of these vacation homes or land / you use for recreational purposes? /~END / / ^B J450 449 B449(0+"0")=PLEASE ENTER RESPONSE J450 466 449(A+N1) Q450UB 9 E36_1. VACATION HOME WORTH / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / /~IF 0A(LE1)=6AM25(N2)= / How much in total is your share of these vacation homes or / recreational property worth? /~ELSE / How much in total is your family's share of these vacation / homes or recreational property worth? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___,___.!("range",0/999999999) *******************************CALL DKDOL************************************* J451 452 450(0+"0") Q451T 30 DK.~DKDOL.VQ C1 ^450 C2 1 J452 450 B451("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q452B 141 E36_2.GIFT/INHERITANCE-R PURCHASED / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / /~IF 0A(LE1)=6AM25(N2)= / What was your total purchase price for these properties? /~ELSE / What was your family's total purchase price for these / properties? /~END / / (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.) / / ^B / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B Q453UB 7 E36_2AMT. PURCHASE PRICE OF VACATION HOME V !.A$_,___,___.!("range",0/9999999) *******************************CALL DKDOL************************************* J454 455 453(0+"0") Q454T 30 DK.~DKDOL.VQ C1 ^453 C2 1 J455 453 B454("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q455B 19 E36_3. MORTGAGES/LOANS OUTSTANDING / QxQ / / / Are there any mortgages or loans outstanding against / these vacation homes or recreational land? /^C1 / ^B J456 455 B455(0+"0")=PLEASE ENTER RESPONSE J456 462 455(A+N1) Q456UB 9 E36_4. AMOUNT OWED ON VACATION PROPERTY / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / /~IF 0A(LE1)=6AM25(N2)= / Altogether, about how much is owed on your share of these / mortgages or loans? /~ELSE / Altogether, about how much is owed on your family's share / of these mortgages or loans? /~END / / IF R GIVES RANGE, PRESS [F9] KEY. / / ^B V !.A$___,___,___.!("range",1/999999999) *******************************CALL DKDOL************************************* J457 458 456(0+"0") Q457T 30 DK.~DKDOL.VQ C1 ^456 C2 1 J458 456 B457("X")=PLEASE ENTER CORRECT AMOUNT ****************************************************************************** Q458UB 6 E36_5.AMOUNT OF PAYMENTS-VACATION / / INTERVIEWER: DO NOT USE [F2] TO ENTER A COMMENT ON THIS SCREEN / QxQ / / / How much are the payments on these loans or mortgages? / / IF R GIVES RANGE, PRESS [F9] KEY