Building Sustainable Homeownership:
Responsible Lending and Informed Consumer Choice
Federal Reserve Bank of Atlanta
1000 Peachtree Street N.E., Atlanta, Georgia 30309
July 11, 2006
Agenda* | Transcript
| 8:30 a.m. | Welcome and Opening Remarks | |
| Sandra F. Braunstein, Director, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System | ||
| 9:00 a.m. | The Impact of Federal and State Predatory Lending Laws and Developments in Subprime Lending: Consumer and Industry Perspectives | |
| Panel: |
Wright Andrews, National Home Equity Mortgage Association William Brennan Jr., Director, Home Defense Program, Atlanta Legal Aid Gail Burks, Executive Director, Nevada Fair Housing Center; Board Member, National Community Reinvestment Coalition Harry Dinham, National Association of Mortgage Brokers Barbara Kent, Director, Consumer Affairs and Financial Products, New York State Banking Department Margot Saunders, Of Counsel, National Consumer Law Center |
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| 10:30 a.m. | Break | |
| 10:45 a.m. | Nontraditional Mortgages: Understanding the Market and Informed Consumer Choice | |
| Panel: |
Alys Cohen, Staff Attorney, National Consumer Law Center Glenn T. Costello, Managing Director, Residential-Mortgaged Backed Securities Group, Fitch Ratings Kathleen Crawford, Consumer Protection Chair & Affordable Housing Chair, National Association of Mortgage Brokers Doug Duncan, Senior Vice President and Chief Economist, Mortgage Bankers Association Allen Fishbein, Director, Housing and Credit Policy, Consumer Federation of America Ken Logan, Chairman-Elect, National Home Equity Mortgage Association George A. Reynolds, Senior Deputy Commissioner, Georgia Department of Banking and Finance Mike Wright, Managing Broker, Prudential Georgia Realty |
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| 12:30 p.m. | Break for Lunch | |
| 1:30 p.m. | The Impact of Disclosures on Consumer Choice | |
| Panel: |
Susan Kleimann, President, Kleimann Communication Group John C. Kozup, Assistant Professor, Department of Marketing, and Director, Center for Marketing and Public Policy, Villanova University Patricia McCoy, Professor of Law, University of Connecticut School of Law Janis K. Pappalardo, Economist, Bureau of Economics, Federal Trade Commission Vanessa Gail Perry, Assistant Professor, George Washington University, School of Business and Public Policy |
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| 3:00 p.m. | Open Microphone | |
| 4:00 p.m. | Adjourn | |