The Fed: DDP: Consumer Credit (G.19)

Notice regarding inadvertent email alert

2025-12-18T12:04:00-05:00

An email alert for the G.19 was inadvertently sent on December 18, 2025, due to some formatting changes to the page. No data were impacted.

Improved Charting Feature on Federal Reserve Economic Data (FRED) Website

2025-12-18T10:00:00-05:00

As part of ongoing improvements to enhance the user experience for the Board's Data Download Program (DDP), the "View chart" feature in the DDP was retired on December 18, 2025. Users seeking interactive charts for Board DDP data releases can access expanded functionality for customizing, sharing, and accessing charts through the Federal Reserve Bank of St. Louis's Federal Reserve Economic Data (FRED), as part of the DDP and FRED partnership.

Improved Charting Feature on Federal Reserve Economic Data (FRED) Website

2025-10-31T10:00:00-04:00

As part of ongoing improvements to enhance the user experience for the Board's Data Download Program (DDP), the view chart feature on federalreserve.gov will be retired on December 18. Users seeking interactive charts for DDP data releases can access them through the Federal Reserve Bank of St. Louis's Federal Reserve Economic Data (FRED). We encourage users to explore FRED's expanded charting tools for visualizing and customizing DDP data. Learn more about the DDP and FRED partnership. If you have any questions or concerns, please contact us.

Correction to G.19 Consumer Credit data in DDP

2025-09-09T15:00:00-04:00

In the September 8, 2025, G.19 Consumer Credit release, flows series shown in the Data Download Program (DDP) were calculated for time periods prior to the start of the actual data in the series. The issue has been fixed and the corrected flows data has been republished on September 9, 2025. This issue only affected the flows data in the DDP. No data in recent months were affected. The PDF and HTML versions of the release as well as the historical data tables were not changed.

Data Download Program and Federal Reserve Economic Data Partnership

2025-04-11T11:00:00-04:00

The Board and the Federal Reserve Bank of St. Louis's Federal Reserve Economic Data (FRED) are adding more options for the Board's Data Download Program (DDP) in FRED. Recent updates include direct links to FRED for every DDP data release, options to view charts in FRED, and a crosswalk—a comprehensive file mapping of DDP data series and their FRED counterparts. Learn more about the DDP and FRED partnership.

Upcoming changes to the Consumer Credit (G.19) release

2025-04-07T15:00:00-04:00

The Federal Reserve Board announced on April 7, 2025 the following changes to the Consumer Credit (G.19) statistical release: Beginning with the May 2025 release, scheduled to be published on July 8, 2025, consumer credit estimates for the nonfinancial business sector will no longer be reported. This change reflects greatly diminished balances in the sector due to changes in the loan origination and ownership structure of retail consumer loans and the discontinuation of available source data from the U.S. Census Bureau. Data for the nonfinancial business sector through 2019, the last year of available benchmark source data, will continue to be available on the Data Download Program (DDP). Total balances of consumer credit will include the estimates of nonfinancial business holdings through 2019. To ensure break-adjusted flows and growth rates are not affected, a break will be added at the end of 2019.

Federal Reserve Board seeks DDP users for online survey

2024-06-20T10:00:00-04:00

The Federal Reserve Board is conducting an online survey to collect data on online usage and consumption preferences of users of the Board's Data Download Program (DDP) website.Visit our website to take the survey: https://boardofgovernors.gov1.qualtrics.com/jfe/form/SV_a2UMGs63ePVhzOm

Data Download Program and Federal Reserve Economic Data Partnership

2024-04-05T15:01:00-04:00

The Board of Governors of the Federal Reserve System and the Federal Reserve Bank of St. Louis's Federal Reserve Economic Data (FRED) program are working together to expand options for finding, accessing, and visualizing data from the Board's Data Download Program (DDP) in FRED. Learn more about the DDP and FRED partnership.

Upcoming changes to the Consumer Credit (G.19) release

2024-03-07T15:20:00-05:00

The Federal Reserve Board announced on March 7, 2024 the following changes to the Consumer Credit (G.19) statistical release: Beginning with the April 2024 G.19 Consumer Credit release, scheduled to be published on June 7, 2024, data for the Finance Companies New Car Loan Terms of Credit series will be produced from Experian's Velocity Risk Report instead of Experian's Autocount Risk Report. The updated source data will affect only data from the first quarter of 2024 forward; previous data will not be affected. The types of measures shown will not change.

Upcoming changes to the Consumer Credit (G.19) release

2023-08-01T13:00:00-04:00

The Federal Reserve Board announced on August 1, 2023 the completion of the 2020 Census and Survey of Finance Companies. These data have been collected every five years to provide a comprehensive and accurate statistical snapshot of the financial information of the finance company industry. Collection and incorporation of these data were delayed by the COVID-19 pandemic. The statistical results of the 2020 survey will be incorporated in the June Consumer Credit (G.19) statistical release that is scheduled to be published on Monday, August 7th. In addition, the survey results will be incorporated in the June Finance Companies (G.20) statistical release scheduled to be published later in August and the second quarter 2023 Financial Accounts of the United States (Z.1) statistical release scheduled to be published in September.

Federal Reserve Board to make formatting changes to DDP XML files

2023-03-09T15:04:00-05:00

On March 26, 2023, the Federal Reserve will make minor changes to the format of all XML files released through the Data Download Program (DDP). The changes include- adding line breaks in message headers to improve readability; - removing extra spaces before closing tags of observations; - and some long description text that was previously truncated will no longer be truncated. To see a sample file for this data release, click here: https://www.federalreserve.gov/data/sampleDDP/g19_data.zip These changes will help expedite the release of some public DDP releases and lay the groundwork for continued improvements in the future.

Federal Reserve Board seeks DDP users for online survey

2022-08-15T16:35:00-04:00

The Federal Reserve Board is conducting an online survey to collect data on online usage and consumption preferences of users of the Board's Data Download Program (DDP) website. Visit our website to take the survey: https://boardofgovernors.gov1.qualtrics.com/jfe/form/SV_1I95KuU02McZSwS

Federal Reserve Board seeks DDP users for focus groups

2022-05-19T10:40:00-04:00

The Federal Reserve Board is conducting focus groups to collect data on online usage and consumption preferences of users of the Board's Data Download Program (DDP) website.Visit our Contact Us page, enter your information, and write "volunteer" in the comment box to sign up: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/ddpfeedback/

Upcoming changes to the Consumer Credit (G.19) release

2022-03-07T15:00:00-05:00

The Federal Reserve Board announced on March 7, 2022 the following changes to the Consumer Credit (G.19) statistical release. Beginning with the April 2022 G.19 Consumer Credit release, scheduled to be published on June 7, 2022, the release will no longer report the Commercial Bank Interest Rates for 48-month New Car Loans. Instead, the release will report the Commercial Bank Interest Rates for 72-month New Car Loans. The change reflects a continued trend of rising loan maturities in the auto loan market. The Commercial Bank Interest Rates for 48-month New Car Loans will remain available from the Data Download Program (DDP).

Consumer Credit - G.19

2022-01-20T10:38:00-05:00

The G.19 release for January 7, 2022 was incorrectly dated as January 7, 2021. The date was corrected to January 7, 2022 and the data in the release are unchanged.

Upcoming changes to the Consumer Credit (G.19) release

2020-03-06T15:00:00-05:00

The Federal Reserve Board announced on Friday the following changes to the Consumer Credit (G.19) statistical release. Starting with the April 2020 G.19 Consumer Credit release, scheduled to be published on June 5, 2020, the release will no longer report the levels and flows of on-book loan balances and off-book securitized loan balances as separate line items. Instead, the release will report aggregate balances of total owned and managed receivables—the sum of on-book and off-book loan balances—for each sector. As a result of the FASB 166/167 accounting rules implementation in 2010, which required the majority of securitized assets to be reported as on-book, off-book asset balances have diminished, with most of them becoming and remaining at zero in recent years. The on-book and off-book levels and flows series will remain available from the Data Download Program (DDP). In addition, the total owned and managed receivables series will be available from the DDP.

G.19 Consumer Credit data in DDP now available

2019-12-06T17:33:00-05:00

The October 2019 G.19 Consumer Credit data were temporarily unavailable in the Data Download Program (DDP). The data are now available at: http://www.federalreserve.gov/datadownload/Choose.aspx?rel=G19

G.19 Consumer Credit data in DDP temporarily unavailable

2019-12-06T15:56:00-05:00

The G.19 Consumer Credit Data Download Program (DDP) is temporarily unavailable due to technical difficulties. A notice will be posted when the data are published to the DDP. The data are available at http://www.federalreserve.gov/releases/g19/current/default.htm

G.19 Consumer Credit data in DDP now available

2019-07-08T16:35:00-04:00

The May 2019 G.19 Consumer Credit data was temporarily unavailable in the Data Download Program (DDP). The data is now available at: http://www.federalreserve.gov/datadownload/Choose.aspx?rel=G19

G.19 Consumer Credit update

2018-08-07T15:00:00-04:00

The Historical Data table of Consumer Credit Outstanding (Flows) for Memo items (Student Loans and Motor Vehicle Loans) has been correctly labeled as flows at a Quarterly rate. The data were previously mislabeled as a Monthly rate. Data in the table were unchanged.

Upcoming changes to the Consumer Credit (G.19) release

2017-09-07T15:00:00-04:00

The Federal Reserve Board announced on Thursday the completion of the 2015 Census and Survey of Finance Companies. These data have been collected every five years to provide a comprehensive and accurate statistical snapshot of the financial information of the finance company industry. The statistical results of the 2015 surveys will be incorporated in the July Consumer Credit (G.19) statistical release that is scheduled to be published on Friday, September 8th. In addition, the survey results will be incorporated in the July Finance Companies (G.20) and the second quarter Financial Accounts of the United States (Z.1) statistical releases that are scheduled to be published later in September.

Revisions to the G.19

2016-04-07T15:00:00-04:00

The April 7, 2016 release contains revisions extending back to January 2006 that are primarily caused by updated seasonal factors and the benchmarking of estimates to data released by the Department of Education and the U.S. Census Bureau.

Addition to the Consumer Credit (G.19) release

2015-12-07T15:00:00-05:00

Starting with December 7th, 2015, the G.19 statistical release will include an additional series for 60-month new car loan interest rates at commercial banks. Both the 48- and 60-month new car loan interest rates are estimated using data collected in the Quarterly Report of Interest Rates on Selected Direct Consumer Installment Loans (FR 2835). The series extends back to 2006:Q3, and can be accessed through the data download program (DDP).

Revisions of G.19 - Consumer Credit for July 8, 2015

2015-07-10T13:10:00-04:00

The May commercial bank interest rate numbers were inadvertently omitted from the G.19 statistical release of consumer credit posted on July 8th. The interest rate numbers are now included, and the release has been reposted. No other data on the release were changed.

Upcoming changes to the May 7th Consumer Credit (G.19) release

2015-05-05T15:00:00-04:00

Starting on May 7th, 2015, publication of finance company auto loan terms of credit series will resume using a new source. The new series will be produced on a quarterly basis and will extend back to 2008Q1. The replaced finance company terms of credit series shown on prior G.19 releases will continue to be made available in the G.19 Data Download. The release will also contain revisions extending back to January 2006 that are primarily caused by updated seasonal factors and the benchmarking of estimates to data released by the Department of Education and the U.S. Census Bureau.

G.19 Consumer Credit data in DDP now available

2014-07-08T18:50:00-04:00

The May 2014 G.19 Consumer Credit data are now available in the Data Download Program (DDP). The data are available at: http://www.federalreserve.gov/datadownload/Choose.aspx?rel=G19

G.19 Consumer Credit data in DDP temporarily unavailable

2014-07-08T16:15:00-04:00

Revisions to the G.19

2014-05-07T15:00:00-04:00

Revisions to the March 2014 G.19 extending back to January 2006 were primarily caused by updated seasonal factors, the incorporation of data from the U.S. Census' latest Annual Retail Trade Report, and the incorporation of student loan data released by the Department of Education.

Upcoming changes to the Consumer Credit (G.19) Data Download Program

2014-04-30T11:30:00-04:00

Starting on May 7th, 2014, all Commercial Banks and Savings Institutions series will be discontinued in the Data Download Program (DDP), with a series ending date of February 2011. The historical data will continue to be made available in the DDP. Publication of estimates for the Depository Institutions sector, the sum of Commercial Banks and Savings Institutions, will continue unaffected.

G.19 Consumer Credit Update

2013-10-07T15:05:00-04:00

Starting with the current month, the G.19 statistical release incorporates student loan debt held by an additional category of holders--Nonprofit and Educational Institutions. In addition, consumer credit held by the federal government has been revised back to January 2006 as a result of changes in source data. Total consumer credit outstanding, flows, and growth rates have been revised accordingly. Moreover, two memo items are added to the release, providing quarterly outstanding and flows data for student and motor vehicle loans. Details about the revisions are included in technical documentation that can be found here: http://www.federalreserve.gov/releases/g19/revisions/.

Upcoming changes to the Consumer Credit (G.19) release

2013-09-16T14:00:00-04:00

Starting with October 7, 2013, the G.19 statistical release will incorporate student loan debt held by an additional category of holders--Nonprofit and Educational Institutions. In addition, consumer credit held by the federal government will be revised back to January 2006 as a result of changes in source data. Total consumer credit outstanding, flows, and growth rates will be revised accordingly. Moreover, two memo items will be added to the release, providing quarterly outstanding and flows data for student and auto loans. Details about the revisions will be included in technical documentation to be released with the G.19 on October 7.

G.19 Consumer Credit update

2012-11-26T13:30:00-05:00

On November 26, 2012, the HTML version of the third table (Consumer Credit Outstanding (Flows)) for the April, May, and June 2012 G. 19 statistical releases were updated to correct a data error in the Finance Companies row for the year 2011. Please note: the PDF, historical data, and the data downloading program (DDP) were unchanged.

Upcoming changes to the Consumer Credit (G.19) release

2012-09-07T10:45:00-04:00

The Federal Reserve Board announced on Friday the completion of the 2010 Census of Finance Companies and Survey of Finance Companies. These data have been collected every five years to provide a comprehensive and accurate statistical snapshot of the balance sheet of the finance company industry. The statistical results of the 2010 surveys will be incorporated in the July Consumer Credit (G.19) statistical release that is scheduled to be published on Monday, September 10th. In addition, the survey results will be incorporated in the July Finance Companies (G.20) and Flows of Funds (Z.1) statistical releases that are scheduled to be published later in September.

G.19 Historical page update

2012-07-09T15:02:00-04:00

On July 9, 2012, Depository Institutions (levels and flows) pages were added to the historical data "Major holders" (levels and flows). http://www.federalreserve.gov/releases/g19/HIST/default.htm

G.19 Consumer Credit DDP update

2012-06-07T16:10:00-04:00

On June 7, 2012, the G.19 Consumer Credit Data Download Program (DDP) historical data were updated to add data omitted in the 3 p.m. release of the DDP. http://www.federalreserve.gov/datadownload/Choose.aspx?rel=G19

Upcoming changes to the Consumer Credit (G.19) release

2012-06-04T14:01:00-04:00

Federal Reserve Board announces upcoming changes to its Consumer Credit (G.19) release: http://www.federalreserve.gov/newsevents/press/other/20120604a.htm

Table style refresh now available for Consumer Credit--G.19 (no data changes)

2011-12-30T15:35:00-05:00

On December 30, 2011, G.19 users will notice an updated style and layout. The new style does not change any previously published G.19 data. It will also be easier for users to create and retrieve interactive charts of data series included in G.19. The charts can be saved in PDF format or in PNG (image file) format. http://www.federalreserve.gov/releases/g19/current/default.htm

New graphics options are now available from the Data Download Program (DDP)

2011-11-08T15:00:00-05:00

Users can now view plotted data as column charts, and add U.S. recession shading, while using the "View chart" function of the Data Download Program (DDP).

No data published for new car loans at auto finance companies

2011-04-07T16:00:00-04:00

The statistical foundation for these series has deteriorated in the past few months. Therefore, publication of these series is temporarily being suspended. The statistical foundation is in the process of being improved, and publication will resume as soon as possible.

New interactive graphics feature of Data Download Program (DDP)

2010-12-02T11:00:00-05:00

Users will now be able to create and view interactive graphics of data packages from the program before downloading the underlying data and charts. The charting feature allows users to view multiple data series on a single chart as well as to display individual data points. The charts can be saved as PDFs or in a standard image file format (PNG) for publication and redistribution.

"Graphics play an important role in identifying data trends and relationships," said Federal Reserve Vice Chair Janet L. Yellen. "With the help of this intuitive new user interface, it's now possible to create customized charts directly from Federal Reserve statistical data."

Revisions to student loan data in the G.19

2009-12-07T15:05:00-05:00

Starting with March 2009 numbers, data are revised to incorporate loans purchased by the Department of Education under the 2007-08 and 2008-09 Loan Purchase Programs. More information on these programs is available at http://federalstudentaid.ed.gov/ffelp/. In addition, with this release the "Federal government and Sallie Mae" sector is relabeled the "Federal government" sector to reflect that Sallie Mae completed its transition to a finance company in 2004. Sallie Mae's data before the completion of the privatization remains in the Federal government sector. This change affects the labeling solely and not the underlying data.

Correction to Consumer Credit interest rate observation

2008-01-10T15:00:00-05:00

The interest rate on 48-month car loans for November was incorrectly reported as 8.41% in the release and data published on January 8. The release and data in the Data Download Program (DDP) have been corrected to show an interest rate of 7.59%.

Consumer credit data are now available from the Data Download Program

2007-12-10T09:00:00-05:00

Data from the Consumer Credit release (G.19) are now available for customizable download through the Federal Reserve Board's Data Download Program (DDP). These data will updated monthly with the G.19 release around the fifth business day of the month.