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<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/alvarez20120517a.htm">
<title>Alvarez, Settlement Practices</title>
<link>http://www.federalreserve.gov/newsevents/testimony/alvarez20120517a.htm</link>
<description>Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</description> 
<dc:date>2012-05-17T10:00:00-04:00</dc:date> 
<dcterms:audience>Committee on Financial Services, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Settlement practices</cb:simpleTitle> 
  <cb:occurrenceDate>2012-05-17T10:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Scott</cb:givenName>
      <cb:surname>Alvarez</cb:surname>
      <cb:personalTitle>Mr.</cb:personalTitle>
      <cb:nameAsWritten>Scott G. Alvarez</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>General Counsel</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on Financial Services, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/gibson20120516a.htm">
<title>Gibson, Systemically important financial institutions and the Dodd-Frank Act</title>
<link>http://www.federalreserve.gov/newsevents/testimony/gibson20120516a.htm</link>
<description>Testimony before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</description> 
<dc:date>2012-05-16T10:00:00-04:00</dc:date> 
<dcterms:audience>Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Systemically important financial institutions and the Dodd-Frank Act</cb:simpleTitle> 
  <cb:occurrenceDate>2012-05-16T10:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Michael</cb:givenName>
      <cb:surname>Gibson</cb:surname>
      <cb:personalTitle>Dr.</cb:personalTitle>
      <cb:nameAsWritten>Michael S. Gibson</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Director, Division of Banking Supervision and Regulation</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/braunstein20120329a.htm">
<title>Braunstein, Mobile Payments</title>
<link>http://www.federalreserve.gov/newsevents/testimony/braunstein20120329a.htm</link>
<description>Testimony before the Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.</description> 
<dc:date>2012-03-29T10:00:00-04:00</dc:date> 
<dcterms:audience>Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Mobile Payments</cb:simpleTitle> 
  <cb:occurrenceDate>2012-03-29T10:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Sandra</cb:givenName>
      <cb:surname>Braunstein</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Sandra F. Braunstein</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Director, Division of Consumer and Community Affairs</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/kamin20120327a.htm">
<title>Kamin, The European Economic and Financial Situation</title>
<link>http://www.federalreserve.gov/newsevents/testimony/kamin20120327a.htm</link>
<description>Testimony before the , Washington, D.C.</description> 
<dc:date>2012-03-27T10:00:00-04:00</dc:date> 
<dcterms:audience></dcterms:audience>
<cb:speech>
  <cb:simpleTitle>The European Economic and Financial Situation</cb:simpleTitle> 
  <cb:occurrenceDate>2012-03-27T10:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Steven</cb:givenName>
      <cb:surname>Kamin</cb:surname>
      <cb:personalTitle>Mr.</cb:personalTitle>
      <cb:nameAsWritten>Steven B. Kamin</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Director, Division of International Finance</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue></cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/tarullo20120322a.htm">
<title>Tarullo, Regulatory Reform</title>
<link>http://www.federalreserve.gov/newsevents/testimony/tarullo20120322a.htm</link>
<description>Testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.</description> 
<dc:date>2012-03-21T16:40:00-04:00</dc:date> 
<dcterms:audience>Committee on Banking, Housing, and Urban Affairs, U.S. Senate</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Regulatory Reform</cb:simpleTitle> 
  <cb:occurrenceDate>2012-03-22T09:45:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Daniel</cb:givenName>
      <cb:surname>Tarullo</cb:surname>
      <cb:personalTitle>Mr.</cb:personalTitle>
      <cb:nameAsWritten>Daniel K. Tarullo</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on Banking, Housing, and Urban Affairs, U.S. Senate</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/bernanke20120321a.htm">
<title>Bernanke, The European Economic and Financial Situation</title>
<link>http://www.federalreserve.gov/newsevents/testimony/bernanke20120321a.htm</link>
<description>Testimony before the Committee on Government Oversight and Reform, U.S. House of Representatives, Washington, D.C.</description> 
<dc:date>2012-03-20T17:33:00-04:00</dc:date> 
<dcterms:audience>Committee on Government Oversight and Reform, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>The European Economic and Financial Situation</cb:simpleTitle> 
  <cb:occurrenceDate>2012-03-21T09:30:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Ben</cb:givenName>
      <cb:surname>Bernanke</cb:surname>
      <cb:personalTitle>Dr.</cb:personalTitle>
      <cb:nameAsWritten>Ben S. Bernanke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Chairman</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on Government Oversight and Reform, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/killian20120319a.htm">
<title>Suzanne G. Killian, Foreclosures and the Housing Market</title>
<link>http://www.federalreserve.gov/newsevents/testimony/killian20120319a.htm</link>
<description>Testimony before the Committee on Oversight and Government Reform, U.S. House of Representatives, Field Hearing, Brooklyn, New York</description> 
<dc:date>2012-03-19T09:30:00-04:00</dc:date> 
<dcterms:audience>Committee on Oversight and Government Reform, U.S. House of Representatives, Field Hearing</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Foreclosures and the Housing Market</cb:simpleTitle> 
  <cb:occurrenceDate>2012-03-19T09:30:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Suzanne</cb:givenName>
      <cb:surname>Killian</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Suzanne G. Killian</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Senior Associate Director, Division of Consumer and Community Affairs</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on Oversight and Government Reform, U.S. House of Representatives, Field Hearing</cb:venue>
    <cb:locationAsWritten>Brooklyn, New York</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>NY</cb:locationState>
    <cb:locationCity>Brooklyn</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/bernanke20120229a.htm">
<title>Bernanke, Semiannual Monetary Policy Report to the Congress</title>
<link>http://www.federalreserve.gov/newsevents/testimony/bernanke20120229a.htm</link>
<description>Testimony before the Committee on Financial Services, U.S. House of Representatives, Washington, D.C.. Chairman Bernanke presented identical remarks before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate on March 1, 2012</description> 
<dc:date>2012-02-29T10:00:00-05:00</dc:date> 
<dcterms:audience>Committee on Financial Services, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Semiannual Monetary Policy Report to the Congress</cb:simpleTitle> 
  <cb:occurrenceDate>2012-02-29T10:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Ben</cb:givenName>
      <cb:surname>Bernanke</cb:surname>
      <cb:personalTitle>Dr.</cb:personalTitle>
      <cb:nameAsWritten>Ben S. Bernanke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Chairman</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on Financial Services, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/duke20120228a.htm">
<title>Duke, The Housing Market</title>
<link>http://www.federalreserve.gov/newsevents/testimony/duke20120228a.htm</link>
<description>Testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.</description> 
<dc:date>2012-02-28T08:15:00-05:00</dc:date> 
<dcterms:audience>Committee on Banking, Housing, and Urban Affairs, U.S. Senate</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>The Housing Market</cb:simpleTitle> 
  <cb:occurrenceDate>2012-02-28T10:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Elizabeth</cb:givenName>
      <cb:surname>Duke</cb:surname>
      <cb:personalTitle>Ms.</cb:personalTitle>
      <cb:nameAsWritten>Elizabeth A. Duke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on Banking, Housing, and Urban Affairs, U.S. Senate</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/kamin20120216a.htm">
<title>Testimony by Steven B. Kamin, Director, Division of International Finance on the European financial situation</title>
<link>http://www.federalreserve.gov/newsevents/testimony/kamin20120216a.htm</link>
<description>Testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.</description> 
<dc:date>2012-02-16T10:00:00-05:00</dc:date> 
<dcterms:audience>Committee on Banking, Housing, and Urban Affairs, U.S. Senate</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>The European Financial Situation</cb:simpleTitle> 
  <cb:occurrenceDate>2012-02-16T10:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Steven B.</cb:givenName>
      <cb:surname>Kamin</cb:surname>
      <cb:personalTitle>Mr.</cb:personalTitle>
      <cb:nameAsWritten>Steven B. Kamin</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Director, Division of International Finance</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on Banking, Housing, and Urban Affairs, U.S. Senate</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/bernanke20120202a.htm">
<title>Bernanke, The Economic Outlook and the Federal Budget Situation</title>
<link>http://www.federalreserve.gov/newsevents/testimony/bernanke20120202a.htm</link>
<description>Testimony before the Committee on the Budget, U.S. House of Representatives, Washington, D.C.. Chairman Bernanke presented identical remarks before the Committee on the Budget, U.S. Senate on February 7, 2012</description> 
<dc:date>2012-02-02T10:00:00-05:00</dc:date> 
<dcterms:audience>Committee on the Budget, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>The Economic Outlook and the Federal Budget Situation</cb:simpleTitle> 
  <cb:occurrenceDate>2012-02-02T10:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Ben</cb:givenName>
      <cb:surname>Bernanke</cb:surname>
      <cb:personalTitle>Dr.</cb:personalTitle>
      <cb:nameAsWritten>Ben S. Bernanke</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Chairman</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Committee on the Budget, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/bertsch20120201a.htm">
<title>Bertsch, Banking Supervision</title>
<link>http://www.federalreserve.gov/newsevents/testimony/bertsch20120201a.htm</link>
<description>Testimony before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</description> 
<dc:date>2012-02-01T14:00:00-05:00</dc:date> 
<dcterms:audience>Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Banking Supervision</cb:simpleTitle> 
  <cb:occurrenceDate>2012-02-01T14:00:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Kevin</cb:givenName>
      <cb:surname>Bertsch</cb:surname>
      <cb:personalTitle>Mr.</cb:personalTitle>
      <cb:nameAsWritten>Kevin M. Bertsch</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Associate Director, Division of Banking Supervision and Regulation</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/tarullo20120118a.htm">
<title>Tarullo, The Volcker Rule</title>
<link>http://www.federalreserve.gov/newsevents/testimony/tarullo20120118a.htm</link>
<description>Testimony before the Subcommittee on Capital Markets and Government Sponsored Enterprises and the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives, Washington, D.C.</description> 
<dc:date>2012-01-18T09:30:00-05:00</dc:date> 
<dcterms:audience>Subcommittee on Capital Markets and Government Sponsored Enterprises and the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>The Volcker Rule</cb:simpleTitle> 
  <cb:occurrenceDate>2012-01-18T09:30:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Daniel</cb:givenName>
      <cb:surname>Tarullo</cb:surname>
      <cb:personalTitle>Mr.</cb:personalTitle>
      <cb:nameAsWritten>Daniel K. Tarullo</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Governor</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Subcommittee on Capital Markets and Government Sponsored Enterprises and the Subcommittee on Financial Institutions and Consumer Credit, Committee on Financial Services, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/kamin20111216a.htm">
<title>Kamin, The Economic Situation in Europe</title>
<link>http://www.federalreserve.gov/newsevents/testimony/kamin20111216a.htm</link>
<description>Testimony before the Subcommittee on TARP, Financial Services, and Bailouts of Public and Private Programs, Committee on Oversight and Government Reform, U.S. House of Representatives, Washington, D.C.</description> 
<dc:date>2011-12-15T18:20:00-05:00</dc:date> 
<dcterms:audience>Subcommittee on TARP, Financial Services, and Bailouts of Public and Private Programs, Committee on Oversight and Government Reform, U.S. House of Representatives</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>The Economic Situation in Europe</cb:simpleTitle> 
  <cb:occurrenceDate>2011-12-16T09:30:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Steven</cb:givenName>
      <cb:surname>B. Kamin</cb:surname>
      <cb:personalTitle>Mr.</cb:personalTitle>
      <cb:nameAsWritten>Steven B. Kamin</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>Director, Division of International Finance</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Subcommittee on TARP, Financial Services, and Bailouts of Public and Private Programs, Committee on Oversight and Government Reform, U.S. House of Representatives</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  




<item rdf:about="http://www.federalreserve.gov/newsevents/testimony/alvarez20111213a.htm">
<title>Alvarez, The Foreclosure Review Process</title>
<link>http://www.federalreserve.gov/newsevents/testimony/alvarez20111213a.htm</link>
<description>Testimony before the Subcommittee on Housing, Transportation, and Community Development,Committee on Banking, Housing, and Urban Affairs, U.S. Senate, Washington, D.C.</description> 
<dc:date>2011-12-13T14:30:00-05:00</dc:date> 
<dcterms:audience>Subcommittee on Housing, Transportation, and Community Development,Committee on Banking, Housing, and Urban Affairs, U.S. Senate</dcterms:audience>
<cb:speech>
  <cb:simpleTitle>Statement on the foreclosure review process</cb:simpleTitle> 
  <cb:occurrenceDate>2011-12-13T14:30:00</cb:occurrenceDate> 
  <cb:person type="speaker">
      <cb:givenName>Scott</cb:givenName>
      <cb:surname>Alvarez</cb:surname>
      <cb:personalTitle>Mr.</cb:personalTitle>
      <cb:nameAsWritten>Scott G. Alvarez</cb:nameAsWritten>
      <cb:role>
        <cb:jobTitle>General Counsel</cb:jobTitle>
        <cb:affiliation>Board of Governors of the Federal Reserve System</cb:affiliation>
      </cb:role>
  </cb:person> 
  <cb:venue>Subcommittee on Housing, Transportation, and Community Development,Committee on Banking, Housing, and Urban Affairs, U.S. Senate</cb:venue>
    <cb:locationAsWritten>Washington, D.C.</cb:locationAsWritten>
    <cb:locationCountry>US</cb:locationCountry>
    <cb:locationState>DC</cb:locationState>
    <cb:locationCity>Washington</cb:locationCity>
</cb:speech>
</item>  

</rdf:RDF>

