Publications
Annual Report
July 2022
This report covers the calendar-year operations and activities carried out by the Board in its five key functional areas.
Profitability of Credit Card Operations of Depository Institutions
July 2022
This report analyzes the profitability over time of credit card operations by examining the performance of institutions that specialize in such activities.
Cybersecurity and Financial System Resilience Report
July 2022
This report describes current and emerging cyber threats that may pose a risk to the financial system.
Most Requested Publications
Publications A-Z
Fed Financial Reports
Annual Report to the Congress on the Presidential $1 Coin Program
- A User's Guide for the Bank Holding Company Performance Report
Analyzing Racial and Ethnic Data in the Survey of Young Workers
- Annual Report
- Annual Report Budget Review
- Annual Report on Promoting Minority Depository Institutions
- Bank Holding Company Supervision Manual
Bank Secrecy Act Anti-Money Laundering Examination Manual
- Beige Book
- Browsing to Borrow: "Mom & Pop" Small Business Perspectives on Online Lenders
- Buy American Act
Calibrating the Single-Counterparty Credit Limit between Systemically Important Financial Institutions
- Changes in U.S. Payments Fraud from 2012 to 2016
Check Clearing for the 21st Century Act of 2003
- Commercial Bank Examination Manual
- Community Bank Access to Innovation through Partnerships
Compliance with the National Flood Insurance Program
- Comprehensive Capital Analysis and Review (CCAR) Publications
- Comprehensive Capital Analysis and Review (CCAR) Q&As
- Conducting Due Diligence on Financial Technology Firms: A Guide for Community Banks
- Consumer & Community Context
- Consumer Compliance Handbook
- Consumer Compliance Handbook December 2016 Update
- Consumer Compliance Supervision Bulletin
Consumer Identifying Information and Financial Fraud (PDF)
- Consumer Information
Consumers and Mobile Financial Services
Credit Scoring and Its Effects on the Availability and Affordability of Credit
- Cybersecurity and Financial System Resilience Report
Data Releases
Disclosure of Point-of-Sale Debit Fees (PDF)
- Disclosures Regarding the Emergency Lending Response to COVID-19, Pursuant to Section 11(s) of the Federal Reserve Act
- Diversity and Inclusion Strategic Plan
- Dodd-Frank Act Stress Test Publications
- Economic Research and Data
- Economic Well-Being of U.S. Households (SHED)
Efforts of the Private Sector to Implement the Interagency Paper on Sound Practices to Strengthen the Resilience of the U.S. Financial System (PDF)
Electronic Stored-Value Products (PDF)
- Examination Manual for U.S. Branches and Agencies of Foreign Banking Organizations
Fair Credit Reporting Act Dispute Process
- Feature Publications
- Fed Listens: Perspectives from the Public
- Federal Reserve Act
- Federal Reserve Balance Sheet Developments
Federal Reserve Banks Combined Quarterly Financial Reports (Unaudited)
- Federal Reserve Bulletin
Regulatory Service
- Federal Reserve Regulatory Service (FRRS)
- Federal Reserve Supervision and Regulation Report
- FEDS Notes
- Fees and Services of Depository Institutions
FFIEC Information Technology (IT) Examination Handbook
Finance and Economics Discussion Series
Finance Charges for Consumer Credit (PDF)
Financial Holding Companies under the Gramm-Leach-Bliley Act (PDF)
- Financial Stability Report
- FR Y-14 Information Collection Q&As
Funds Availability and Check Fraud (PDF)
Further Restrictions on Unsolicited Written Offers (PDF)
- Global Insurance Regulatory or Supervisory Forums
- Government Performance and Results Act (GPRA)
- Government-Administered, General-Use Prepaid Cards
- Guide to the Flow of Funds Accounts
Home-Equity Credit (PDF)
How to File a Consumer Complaint about a Bank
- How to Order Board Publications
Incentive Compensation Practices: A Report on the Horizontal Review of Practices at Large Banking Organizations
- Independent Foreclosure Review
Interagency Review of Foreclosure Policies and Practices
International Finance Discussion Papers
- International Journal of Central Banking
Joint Implementation Plan: 301-326 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (PDF)
- Living Wills (Resolution Plans) Q&As, Foreign Banking Organizations
- Markets for Small-Business- and Commercial-Mortgage-Related Securities
- Monetary Policy Report
- Money and Payments: The U.S. Dollar in the Age of Digital Transformation
- Monthly Report on Credit and Liquidity Programs and the Balance Sheet
- No FEAR Act
- Other Reports
- Perspectives from Main Street: Bank Branch Access in Rural Communities
- Perspectives from Main Street: Stakeholder Feedback on Modernizing the Community Reinvestment Act
Practices of the Consumer Credit Industry in Soliciting and Extending Credit and their Effects on Consumer Debt and Insolvency
- Presidential $1 Coin Program
Putting Data to Work: Data-Driven Approaches to Strengthening Neighborhoods
Quarterly Federal Reserve Banks Combined Financial Reports (Unaudited)
- Regulations
- Report on Efforts to Increase Transparency at Meetings of the International Association of Insurance Supervisors
- Report to the Congress on College Credit Card Agreements
Report to the Congress on Credit Ratings
- Report to the Congress on Implementation of Enhanced Prudential Standards
Report to the Congress on Reductions of Consumer Credit Limits Based on Certain Information as to Experience or Transactions of the Consumer
- Report to the Congress on Regarding Differences in Accounting and Capital Standards Among the Federal Banking Agencies
Report to the Congress on Risk Retention
- Report to the Congress on the Availability of Credit to Small Businesses
- Report to the Congress on the Effect of Capital Rules on Mortgage Servicing Assets
- Report to the Congress on the Office of Minority and Women Inclusion
- Report to the Congress on the Profitability of Credit Card Operations of Depository Institutions
Report to the Congress on the Use of Credit Cards by Small Businesses and the Credit Card Market for Small Businesses
- Report to the Congress on the Use of the ACH System and Other Payment Mechanisms for Remittance Transfers to Foreign Countries
- Reports to Congress Pursuant to Section 13(3) of the Federal Reserve Act in response to COVID-19
Review of Regulations Affecting Online Delivery of Financial Products and Services (PDF)
Risk Management Supervision of Designated Clearing Entities
Roles and Responsibilities of Federal Reserve Directors
- Semiannual Reports on Banking Applications Activity
Staff Studies
Statistical Digest | Order Form (PDF)
Structure of the Federal Reserve System
Study on International Coordination Relating to Bankruptcy Process for Nonbank Financial Institutions
Study on the Resolution of Financial Companies under the Bankruptcy Code
- Supervision Manuals
- The Fed Explained
- The U.S. Housing Market: Current Conditions and Policy Considerations
- Trading and Capital-Markets Activities Manual
Truth in Lending Act and the Real Estate Settlement Procedures Act (PDF)
- Uncertain Terms: What Small Business Borrowers Find When Browsing Online Lender Websites
- Use and Counterfeiting of United States Currency Abroad, Part 3