Legal Developments: First Quarter, 2007

Orders Issued under Section 3

• Bank of America Corporation
  Order Approving the Acquisition of a Bank Holding Company
• Community Bankshares, Inc.
  Order Approving the Acquisition of a Bank Holding Company
• The Industrial Bank of Taiwan Co., Ltd. and IBT Holdings Corp.
  Order Approving the Formation of a Bank Holding Company
• The PNC Financial Services Group, Inc.
  Order Approving the Merger of Bank Holding Companies

• Banco Santander Totta, S.A.
  Order Approving Establishment of a Representative Office
• The Bank of Nova Scotia
  Order Approving Establishment of a Branch

• Seresa T. Morgan
  A Former Institution-Affiliated Party of Civitas BankGroup, Inc.
  Docket No. 06-020-E-I