Federal Reserve Bulletin, Volume 93, 2007 Current Bulletin

Profits and Balance Sheet Developments at U.S. Commercial Banks in 2007

Figure A. Delinquency rates on mortgages for one- to four-family homes, by state, December 31, 2007. Data plotted as a shaded map of the United States. The map uses five shades to indicate five ranges of delinquency rates. The five ranges and the states in each range are as follows: (1) less than 1.30 percent: Arizona, California, Hawaii, Idaho, New Hampshire, New Mexico, Oregon, Rhode Island, Utah; (2) 1.30 percent through 1.67 percent: Alaska, Colorado, Connecticut, Massachusetts, Maine, North Dakota, New Jersey, Nevada, New York, Wyoming; (3) 1.68 percent through 2.37 percent: Iowa, Kansas, Montana, North Carolina, Nebraska, Pennsylvania, South Carolina, Texas, Vermont, Washington; (4) 2.38 percent through 2.87 percent: Alabama, Illinois, Indiana, Minnesota, Missouri, Ohio, Tennessee, Virginia, Wisconsin, West Virginia; (5) greater than 2.87 percent: Arkansas, Florida, Georgia, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Oklahoma.

Note: Delinquency rates for Delaware and South Dakota are not shown because the data are unrepresentative of conditions in those states. Delinquency rate is the percent of loans 30 days or more past due or not accruing interest.

Source: Federal Financial Institutions Examination Council, Consolidated Reports of Condition and Income (Call Report).

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