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The Credit Application Process

Sources of Technical Assistance

If Your Application Is Not Approved

Equal Credit Opportunity Act

If You Need Help

Federal Enforcement Agencies

Alternative Sources of Capital

 A Guide to Business Credit for Women, Minorities and Small Businesses: Alternative Sources of Capital. Words appear next to an image of a mixed-race group of two women and a man in an office.

The U.S. Small Business Administration (SBA), the federal agency created specifically to assist and counsel small businesses, suggests the following sources of capital in addition to banks:

Friends, Relatives, Individuals
Savings and Loan Associations
Insurance Companies
Finance Companies
Mortgage Companies
Small Business Investment Companies
Venture Capital Firms
State Government Financing Sources
Pension Funds
Government Agencies (such as SBA)
Private Foundations

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Last update: June 27, 2001