Finance and Economics Discussion Series: Data for paper 2010-23
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Credit Where None is Due? Authorized User Account Status and "Piggybacking Credit"
Figure 1: Simulated Score Change by Original FRB Base Score with 95 Percent Confidence Interval
| FRB Base Score | Simulated Score Change | 95% Confidence Interval Lower Bound | 95% Confidence Interval Upper Bound |
|---|---|---|---|
| 7.0360264 | 6.8179399244 | 7.2541128756 | |
| 2.0408163 | 9.1971595 | 9.1105745792 | 9.2837444208 |
| 4.0816327 | 10.080613 | 9.9981705588 | 10.1630554412 |
| 6.122449 | 10.156921 | 10.082795368 | 10.231046632 |
| 8.1632653 | 9.7267296 | 9.6621518532 | 9.7913073468 |
| 10.204082 | 9.0080123 | 8.949448284 | 9.066576316 |
| 12.244898 | 8.1413183 | 8.0848025624 | 8.1978340376 |
| 14.285714 | 7.2689513 | 7.211353662 | 7.326548938 |
| 16.326531 | 6.499592 | 6.4381120332 | 6.5610719668 |
| 18.367347 | 5.8458457 | 5.778037148 | 5.913654252 |
| 20.408163 | 5.2810762 | 5.2052019932 | 5.3569504068 |
| 22.44898 | 4.7867194 | 4.6999589612 | 4.8734798388 |
| 24.489796 | 4.525465 | 4.4263928604 | 4.6245371396 |
| 26.530612 | 4.6053754 | 4.4946109 | 4.7161399 |
| 28.571429 | 4.9517098 | 4.8293670116 | 5.0740525884 |
| 30.612245 | 5.8489249 | 5.7146574324 | 5.9831923676 |
| 32.653061 | 7.456068 | 7.311451458 | 7.600684542 |
| 34.693878 | 9.2342701 | 9.0805456144 | 9.3879945856 |
| 36.734694 | 10.680539 | 10.519031374 | 10.842046626 |
| 38.77551 | 11.908864 | 11.740973732 | 12.076754268 |
| 40.816327 | 12.584886 | 12.412059864 | 12.757712136 |
| 42.857143 | 12.740961 | 12.564212022 | 12.917709978 |
| 44.897959 | 12.398 | 12.2188752472 | 12.5771247528 |
| 46.938776 | 11.75758 | 11.5775954736 | 11.9375645264 |
| 48.979592 | 10.865683 | 10.6867516012 | 11.0446143988 |
| 51.020408 | 10.560231 | 10.3844474984 | 10.7360145016 |
| 53.061224 | 10.346753 | 10.1758199104 | 10.5176860896 |
| 55.102041 | 10.112216 | 9.9474022068 | 10.2770297932 |
| 57.142857 | 10.279687 | 10.1221875544 | 10.4371864456 |
| 59.183673 | 10.643242 | 10.4936622088 | 10.7928217912 |
| 61.22449 | 10.462433 | 10.3202316484 | 10.6046343516 |
| 63.265306 | 9.6835316 | 9.5499773568 | 9.8170858432 |
| 65.306122 | 8.5919603 | 8.4676821488 | 8.7162384512 |
| 67.346939 | 7.3446976 | 7.2286071724 | 7.4607880276 |
| 69.387755 | 6.2565448 | 6.1486023864 | 6.3644872136 |
| 71.428571 | 5.511627 | 5.4124901216 | 5.6107638784 |
| 73.469388 | 5.0794083 | 4.9892434392 | 5.1695731608 |
| 75.510204 | 4.8768563 | 4.7955833124 | 4.9581292876 |
| 77.55102 | 4.9651696 | 4.8928119076 | 5.0375272924 |
| 79.591837 | 4.6008669 | 4.5363330768 | 4.6654007232 |
| 81.632653 | 4.0308538 | 3.9727407604 | 4.0889668396 |
| 83.673469 | 3.3789076 | 3.3247620512 | 3.4330531488 |
| 85.714286 | 2.730004 | 2.677969234 | 2.782038766 |
| 87.755102 | 2.143341 | 2.0925474628 | 2.1941345372 |
| 89.795918 | 1.4875241 | 1.4358681236 | 1.5391800764 |
| 91.836735 | 0.84243609 | 0.7868882396 | 0.8979839404 |
| 93.877551 | 0.13956231 | 0.0760494508 | 0.2030751692 |
| 95.918367 | -0.61671729 | -0.6874135492 | -0.5460210308 |
| 97.959184 | -1.4029523 | -1.4781291388 | -1.3277754612 |
| 100 | -1.5225689 | -1.7177688672 | -1.3273689328 |
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