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Finance and Economics Discussion Series: Data for paper 201346

Analysis of Wealth Using Micro and Macro Data: A Comparison of the Survey of Consumer Finances and Flow of Funds Accounts

Alice M. Henriques and Joanne W. Hsu

Figure 1

  1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010
FFA Net Worth B.100 19.9276127053995 20.2615945824581 21.6792709533894 22.5958106299022 24.2191680106777 25.2892218659873 27.537314879119 29.6902441991819 33.4400513455161 35.1072352816534 39.5245853689255 44.4597939921803 41.4113292831269 40.7355743516346 45.5198811233773 52.0898484381747 59.3893988842245 63.7465291884384 67.4592283462473 58.8874892487232 54.6295128985031 57.0801598617432
FFA Net Worth Removing Nonprofits 19.2715287053995 19.6067645824581 21.0664529533894 22.0487856299022 23.6969640106777 24.7389658659873 26.959324879119 29.1139811991819 32.7328973455161 34.2687022816534 38.6449253689255 43.4399109921803 40.3178393831269 39.6440424516346 44.2979442233773 50.6346235381747 57.7285809842245 61.7930452884384 65.2052944462473 56.7468603487232 53.3097579985031 55.6082969617432
SCF Adjusted FFA' 16.4456768515955 16.6511770910134 17.7146439533894 18.4680906299022 19.6826980106777 20.4721398659873 22.121537879119 23.8653391991819 26.6308133455161 27.9282242816534 31.5712313689255 35.5250079921803 32.9902483831269 32.4808344516346 36.1655912233773 41.6929705381747 48.0061319842245 51.3725962884384 53.7772144462473 46.2322433487232 43.1486200297531 44.9936827429932

Figure 2

  1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010
SCF Adjusted FFA' 16.4456768515955 16.6511770910134 17.7146439533894 18.4680906299022 19.6826980106777 20.4721398659873 22.121537879119 23.8653391991819 26.6308133455161 27.9282242816534 31.5712313689255 35.5250079921803 32.9902483831269 32.4808344516346 36.1655912233773 41.6929705381747 48.0061319842245 51.3725962884384 53.7772144462473 46.2322433487232 43.1486200297531 44.9936827429932
  1989 1992 1995 1998 2001 2004 2007 2010                            
SCF 16.094180574461 16.23878592093 19.351409898616 27.039705253732 39.772761438077 47.4009548 61.1649054 54.5242423                            

Figure 3

1989 1992 1995 1998 2001 2004 2007 2010
0.981571181782247 0.881528958150477 0.877960058257127 0.963641853238868 1.20366517147674 1.13758508200372 1.14686681515343 1.21381637893503
1.01822913217933 0.956843650864175 0.91531508596927 0.988065585836398 1.03932143359573 1.08267481399982 1.20079207302833 1.28950191736371
0.860965037545557 0.764649137037769 0.806949092874244 0.908798397855101 1.25212703256969 1.10453439407634 0.968249710791917 1.01214457186587
0.798923734481856 0.828369679199208 0.796189438534691 0.866873603514299 0.814808481569302 0.897462824287609 0.867610618657022 0.913494083739196

Figure 4

1989 1992 1995 1998 2001 2004 2007 2010
1.04103113449642 1.00827320635224 1.00873727409044 1.09028242612805 1.0702804981139 1.17459293100862 1.30762129577376 1.39722273128335
0.56396798710709 0.475907163552839 0.575745904651403 0.575663096838943 0.629125507392866 0.655195647548548 0.618381009782558 0.601914105335183
1.25939616263424 1.17903220201166 0.945251083433441 1.03154380485524 1.21610361357876 1.07623874394693 1.23070428739273 1.48318066817983

Figure 5

AHS:1989 5.842
AHS:1991 6.06
AHS:1993 6.458
AHS:1995 7.021
AHS:1997 7.565
AHS:1999 8.694
AHS:2001 10.36
AHS:2003 12.98
AHS:2005 15.51
AHS:2007 22.33
AHS:2009 20.16
SCF:1989 5.848785
SCF:1992 6.2004975
SCF:1995 6.9063338
SCF:1998 8.4924717
SCF:2001 10.783879
SCF:2004 14.224561
SCF:2007 21.59571
SCF:2010 18.967454

Figure 6

  25th percentile Median 75th Percentile 90th percentile
AHS:1989 45000 75000 125000 200000
AHS:1991 48000 80000 135000 220000
AHS1993 50000 85000 140000 220000
AHS1995 58000 90000 150000 225000
AHS1997 60000 100000 150000 235000
AHS1999 69000 109500 175000 270000
AHS2001 75000 125000 200000 320000
AHS2003 83500 140000 245000  
AHS2005 100000 175000 300000 500000
AHS2007 112500 200000 350000 580000
AHS2009 100000 179000 300000 490000
SCF1989 40000 70000 130000 225000
SCF1992 45000 80000 135000 200000
SCF1995 54000 90000 140000 200000
SCF1998 65000 100000 160000 270000
SCF2001 75000 123000 201000 350000
SCF2004 95000 160000 290000 500000
SCF2007 112000 200000 350000 600000
SCF2010 100000 170000 300000 500000

Figure 7

  1989 1992 1995 1998 2001 2004 2007 2010
Safe 0.636612122551942 0.557966043540617 0.534696326688704 0.577807555516494 0.769244898639599 0.726321370485343 0.594368135842041 0.643756641526392
Risky 1.18666196611623 1.00745175575829 1.00521855421037 1.11655401874118 1.6140844076856 1.33553246656825 1.15081384282504 1.22684717430051
401(k) 1.16875174699429 0.984928028341406 1.17297437988756 1.0843855264476 1.4588862740478 1.56231945824899 1.4348534271449 1.6300287256226

Figure 8

  1989 1992 1995 1998 2001 2004 2007 2010
Mortgages 0.84777696329616 0.899335778614143 0.885394076051213 0.963089120939084 0.917958739890636 0.982005017478855 0.921670503736884 0.959066246238839
Consumer Credit 0.661248299684905 0.581029741342481 0.531787971496009 0.594652347059151 0.518746737496218 0.600973635891218 0.640073536974392 0.720336800554173

Figure 9

Credit Card Balances (Dollars) SCF 2010: Proportion of households CCP 2010: Proportion of households
0.01 - 125 0.0627404 0.076
125 - 250 0.0535191 0.054
250 - 375 0.0483165 0.048
375 - 500 0.0613834 0.047
500 - 750 0.0640321 0.068
750 - 1000 0.0596834 0.056
1000 - 1750 0.1124774 0.122
1750 - 2500 0.093744 0.080
2500 - 3750 0.0932391 0.090
3750 - 5000 0.0729151 0.062
5000 - 7500 0.0789256 0.081
7500 - 10000 0.0462495 0.051
10000 - 17500 0.0742442 0.079
17500 - 25000 0.0317244 0.035
25000 - 37500 0.0268549 0.028
37500 - 50000 0.0098908 0.011
50000 and above 0.0100601 0.011
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