----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CODEBOOK FOR 1983-1989 PANEL SCF ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- Survey of Consumer Finances Board of Governors of the Federal Reserve System Mail Stop 153 Washington, DC 20551 ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- To: Users of the 1983-89 SCF Panel Data From: Arthur Kennickell, SCF Project Director Date: March 5, 1996 ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- NOTE: THIS DATASET IS NOT INTENDED TO REPRODUCE THE CROSS-SECTION RESULTS FROM THE 1983 OR 1989 SCF This codebook describes briefly the construction of the 1983-1989 SCF panel dataset. It also provides the authoritative descriptions of the variables in the dataset. For additional detail the user is referred to the codebooks for the 1983, 1986 and 1989 surveys and to Kennickell and McManus [1994] ("Multiple Imputation of the 1983 and 1989 Waves of the SCF"). The 1983 SCF was the first comprehensive wealth survey since the 1963 Survey of Financial Characteristics of Consumers and the 1964 reinterview which were conducted by Dorothy Projector at the Federal Reserve. In 1986 a very brief reinterview was conducted with the 1983 SCF respondents. The 1989 SCF has a complex sample design which provides both cross-section representation as well as information on a subset of the 1983 respondents. The 1983 SCF was based on a dual-frame design. One part was an area-probability sample, which was intended to provide good coverage of assets and liabilities that are broadly distributed in the population (such as cars, mortgages, etc.). The second part of the sample was a list of names developed from a sample of tax files maintained by the Statistics of Income Division of the Internal Revenue Service. The list sample was designed to improve the precision of estimates of assets and liabilities that are held more narrowly by relatively wealthy households. For more detail on the sample, see the 1983 cross-section codebook. In 1989, there was a need to collect cross-section information on household finances. In addition, there was a strong interest in following the behavior of the 1983 SCF respondents. A complex sample design was created to meet these objective and to control costs. The final sample design for the 1989 SCF falls into two large pieces, a completely new cross-section sample of 2000 completed cases and a group of 1803 cases from an overlapping panel/cross-section design. This second part of the sample consists of three major parts. First, there is a list sample developed in 1983 using tax records. Since the cross-section representation of these cases is not known, they are counted only as panel cases. The remaining cases derive from a modification of an area-probability sample generated for the 1983 SCF. An interviewer was sent to a subsample of 1983 addresses, which is described more fully below. If the person living at that address was a respondent to the 1983 SCF or the spouse or partner of that person, an attempt was made to obtain an interview. If the person living there was a new person, an interview was attempted, and for a subsample the original respondent was also pursued. The new person had only cross-section representation and the 1983 respondent had only panel representation. In general, the sample followed both 1983 respondents and the spouses or partners of 1983 respondents in cases where the original couple had dissolved. A small supplemental sample was added to the panel/cross-section to compensate for new construction. For more detail, see the 1989 cross-section codebook and the Sample Design and Weighting Documentation (Heeringa, Connor & Woodburn, 1994). The cleaned and imputed versions of the entire 1983 and 1986 surveys have been released to the public. The public version of the 1986 SCF is cleaned and imputed using information for the first two waves of the survey. Previously only the cross-section part of the 1989 survey has been made available. The dataset accompanying this documentation includes all cases that were interviewed in 1989 that have either cross-section and panel representation or only panel representation. Of the 1479 cases in the panel dataset, 849 were included in the cross-section data release (these are households in the area-probability sample that did not move from their 1983 residence). In the 1989 survey, the questionnaires for the panel and cross-section cases differed mainly in two areas. Unlike the cross-section questionnaire, the panel questionnaire assumed the availability of information reported earlier on marital history and work history. Data from the earlier surveys were used to construct variables for the panel cases that are comparable to those available directly for the cross-section cases. Thus, the panel cases contain original or recoded information corresponding to all of the variables described in the codebook for the 1989 cross-section, a version of which is included as Section V of this codebook. Not all variables in the codebook are available on the public use dataset. The definitive list of the variables included in the public dataset is given at the end of this codebook. The editing and imputation of panel data raises many problems (Kennickell and McManus 1994). There is an immense amount of information in the 1983, 1986 and 1989 surveys that could be checked for inconsistencies and imputed for missing information. There are several thousand variables available in each survey. In principle, all of these variables form a joint distribution to be edited and imputed simultaneously. While the editing task is very complicated, the imputation task is much more formidable. A respondent may have very complicated patterns of missing data over time. All missing data should, in principle, be imputed conditioning on information available regardless of the year of the survey. Thus, one should reimpute earlier data to account for any new information. To reduce the problems of processing the 1983-1989 panel data to a managable level, a decision was made to limit the problem in significant ways. First, the 1986 SCF is treated only as a source of limited information for the construction of the cross-section variables mentioned above and for some very limited editing. No other information from the 1986 SCF is used in the construction of the 1983-1989 panel file and 1986 variables were not used to condition either the 1983 or 1989 imputations. Thus, USERS ARE ADVISED NOT TO USE THE IMPUTED DATA IN THIS FILE TOGETHER WITH IMPUTED 1986 DATA WITHOUT DETAILED CONSIDERATION. Second, to reduce the scale of the editing and imputation problem further, a summary version of the 1983 SCF was created to serve as a basis for editing and imputation. Most of the variables described in the first three sections of this codebook are summary variables created from the 1983 dataset. Finally, retrospective data collected in the 1989 panel questionnaire on changes between 1983 and 1989 are generally not cleaned or imputed. Our analysis indicates that these variables provide an unusably noisy picture of change (see Kennickell and Starr-McCluer 1995). This weakness in the data is not surprising given the length of the period over which respondents were asked to recall information. For cleaning and imputation, it is critical that we know what items were reported by respondents and what items have missing values. In the 1989 and later SCFs, shadow variables ("J-variables") are available for all data values indicating whether the value in the final dataset is one given by a respondent, whether it was imputed using range information provided by a respondent, whether it was originally missing altogether, and other situations. Unfortunately, such information is not available for the 1983 SCF. Moreover, the raw and the cleaned and imputed datasets are contained in different files with different forms of organization. Often changes were made in the cleaned file based on additional information from the respondents or from further editing of the paper questionnaires. In addition, data were rearranged in the cleaned file to make the reported data correspond more closely to a desired analytical arrangement. Very few of these changes appear to heve been incorporated in the raw data. To complete the processing of the panel in a reasonable time, it was necessary to develop some rules to describe the original status of the 1989 data. These rules embody some compromises. A pair of shadow variables was constructed for most 1983 summary variables--a J-variable comparable to those for the 1989 and later surveys (see below for the definitions of the legal codes), and for money variables, a variable that indicates what part of the variable was originally provided by the respondent ("K-variable"). If the raw data item (or items) most directly underlying a variable in the cleaned dataset contained a missing value code and it could not be determined within a simple set of alternatives that the original data had been moved to or from another location, the 1983 summary variable was assigned a J-variable code indicating that the data were originally missing. If it could be determined that some part of the original data had been given by the respondent, this amount was included in the K-variables. If the underlying data item was the same as a related variable in the imputed dataset, the information was taken to have been reported by the respondent, the J-variable was given a code to indicate this fact and the K-variable was assigned the same value as the variable in the imputed dataset. In the event that an item in the imputed dataset could not be linked to either a missing value or a reported item in the raw dataset, it was assumed that the data derived from editing or retrieval activities performed after the creation of the raw dataset and the information was treated as if it had been reported by the respondent. There is some unknown degree of error in this series of assumptions used to determine the original status of the data. Missing values in the data were multiply-imputed (three times) using a modified version of the software designed to impute the 1989 cross-section data, and additional software created specifically to impute the 1983 summary data. Two facts are particulatly important to note. First, the multiple imputations are stored as separate replicates ("implicates") of each record. Thus, the public dataset contains 4,437 observations. Because muiltiple imputation seeks to proxy the *distribution* of the missing information, there is no "correct" implicate to use. Users are advised to use all three implicates, but to beware (particularly in regressions) that the degrees of freedom in their calculations will often be spuriously inflated by standard computer packages unless users take appropriate action (see Donald Rubin, *Multiple Imputation*, Wiley). Second, users should note that the imputed values in this dataset may differ from those in the public versions of the 1983 and 1989 datasets. The 1983 cases and the 1989 panel cases with cross-section representation in 1989 were imputed using only cross-section information. The imputations in this panel dataset are conditioned on information from both the 1983 and 1989 surveys. The imputations we provide are the result of an intensive effort that frequently employs information that would not be available to outside users. However, because the imputations in the dataset are flagged, users are free to perform their own imputations or to devise other treatments for the missing data. Users may also wish to treat the limited 1983 imputations provided as a core for their own imputations of additional 1983 variables. IT IS VERY IMPORTANT TO NOTE that statistics computed using the panel file may differ from estimates made using either the full 1983 cross-section or the full 1989 cross-section. These differences may be attributable to sampling error and our limited ability to make corrections for nonresponse. It is also important to note the nature of the population included in the panel. Obviously, everyone must have been a respondent in 1983. Thus, immigrants since that time are included only if they became a part of an existing sample family. Another important group missing from the panel is most families with heads under the age of 28 in 1989. Those heads of households would have been under the age of 22 in 1983. Because of the fraction of people in their late teens and early 20s who are attending college, in the military, or living with their family, it is very unlikely that the sample of independent young people observed in 1983 is at all representative of householders in 1989. For this reason, the design of the sample excludes households with heads under the age of 22 in 1983. A small number of such households appear in the panel sample because the sample design followed both halves of couples that separated since 1983. To protect the confidentiality of information provided by respondents, we have systematically altered the information in the public use file according to rules developed jointly by the SCF staff at the FRB, SOI, and SRC. The general outline of the procedure is as follows. All dollar figures were rounded using the the SAS code provided at the end of this introduction. For some categorical variables, cells were collapsed--in particular, three-digit occupation codes have been reduced to one digit. Many other unspecified alterations of the data were made, and these changes cannot be determined from any publicly-available information. This class of changes is specifically designed to generate very little distortion of the statistical properties of the data overall while substantially reducing the probability that the data for any given case represents an identifiable individual in the population. Two analysis weights are available for the panel: WGT0195 and WGT0296. WGT0195 is based on the FRB full sample weight for the 1983 cross section data (B3016). The weight is adjusted separately for list and area cases using the adjustments computed by University of Michigan's Survey Research Center (see Sample Design and Weighting Documentation, Heeringa et. al.,1994). For the list cases, a nonresponse adjustment is computed by 1983 income half-quantiles (i.e. the 12.5, 25.0, 37.5, 50.0, ... percentiles). These adjustments range from 1.14 to 1.330. For the area probability cases, there are subsampling adjustments for the subselection by age and PSU, as well as a nonresponse adjustment. The PSU selection factors range from 1 to 2, the age adjustment factor ranges from 1 to 4 and the nonresponse adjustment ranges from 1.17 to 2.89. In creating the merged sample analysis weights, the weights resulting from this procedure were trimmed at the 95th percentile in cross categories of 1983 net worth vs 1989 net worth and the cell frequencies were then adjusted to the original weighted frequencies. The weight total was adjusted to the 1983 total of households with the age of the household head > 22 which is 81,425,929, as estimated using the 1983 SCF cross sectional data. WGT0296 is a refined version of WGT0195 developed for the purpose of estimating changes in wealth between 1983 and 1989. For this purpose, WGT0195 was subjected to a series of post-statification (age and homeownership categories) and a three-stage raking (using net worth categories for comparable age groups in the 1983 and 1989 SCF cross-sections) designed to provide better estimates of saving. We use this weight for all calculations of changes in wealth in the panel sample. A discussion of the WGT0296 weight is given in Kennickell and Woodburn 1996. The main data values are stored using variable names corresponding to the numbers given in the codebook below and having a prefix of "X." The corresponding K-variables (only for dollar values in the 1983 recode variables) and J-variables described above are addressed using the same numbers, but with a prefix of "K" or "J" respectively. Legal values for the J-variables for variables recoded from 1983 data are: 0 = value reported on original tape (includes values reported in the questionnaire that were alered during editing). 1 = question is inapplicable (e.g., R has no checking account so value of checking account is coded as zero -- NOTE: zero is a legitimate value for X-variables only for this value of the associated J-variable). 46 = less that 30 percent of the original 1983 imputed value was imputed. 50 = original response was DK. 51 = original response was NA (includes refusals, interviewer errors, and missing data resulting from editing decisions). Does not include data missing as a result of missing higer-order questions. 52 = original response missing as a result of missing information for a higher-order question (typically a YES/NO cut question). In this case, the higher-order question has been imputed in such a way as to render response appropriate. 71 = more than 30 percent of the 1983 imputed value was imputed. Legal J-variable values for 1989 variables are given in Section V below. The user will notice that we do not provide the sort of summary variables that were given in the codebook for the 1983 SCF. It is our strong belief that users should consider carefully the variables that underlie summary concepts, such as "financial assets." Guidance to what we consider to be appropriate definitions for our purposes is usually given in our published analysis (e.g., see Kennickell and Starr-McCluer in the Federal Reserve Bulletin for October 1994). Data for the survey were collected by the Survey Research Center at the University of Michigan. Officers for the project at SRC were Richard T. Curtin (1983 and 1986 SCF) and F. Thomas Juster (1989 SCF). Others at SRC making particularly valuable contributions to the panel survey include Stephen Heeringa, Dorothy Kempter, and Joan Schleffer. Fritz Scheuren, former director of Statistics of Income at the IRS provided unending intellectual and other support for the project, and without his participation it is certain that we would not have been as successful. Louise Woodburn, Barry Johnson, Tom Petska and Bill Wong at SOI have contributed in a major way to sampling and data processing. Major funding for the 1989 reinterview survey was provided by the Federal Reserve and the National Institute on Aging. Particular thanks are due to Richard Suzman at NIA for his support and encouragement. Additional funding was provided by the Department of Health and Human Services, the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the General Accounting Office, and the Joint Committee on Taxation. Thanks to the Board of Governors and the official staff at the Federal Reserve, particularly James Kichline, Michael Prell, Edward Ettin, Myron Kwast, and Barbara Lowrey. Research assistance for the SCF at the Federal Reserve has been provided by Aliki Antonatas, Phoebe Roaf, Daniel Kelley, Kurt Strovink, Alex Wright, Robert Denk, James Faulkner, and Todd King. Other SCF staff at the Federal Reserve have included Robert Avery, Gregory Elliehausen, Gerhard Fries, Arthur Kennickell, Douglas McManus, Janice Shack-Marquez, and Martha Starr-McCluer. Although we have devoted considerable time to searching for inconsistencies in the data, some of these problems seem to have no obvious reconcilliation. Thus, seeming conflicts may remain. Other types of inconsistencies may have been induced during imputation, in spite of the elaborate checks that are built into the imputation routines. We ask our colleagues who use this dataset to help us find the remaining irritating inconsistencies. It is likely that some users will have trouble dealing with the data at first. If after having framed a focused question and exhausted all of your local resources your problem persists, you may call Gerhard Fries at ((202) 452-2578 or e-mail m1gxf00@frb.gov) or me ((202)-452-2247 or e-mail m1abk00@frb.gov)). We prefer correspondence via e-mail. While we would like to be helpful to you, please realize that we have very limited resources to devote to user services. We hope that by persistence, you will almost always be able to figure out what you need by consulting the questionnaire (available separately) and the codebook below. ----------------------------------------------------------------------------- SAS CODE for rounding of dollar amounts for public use dataset ARRAY AMT {*} X412-X414 X420 X421 X423 X424 X426 X427 X429 X430 X505 X510 X512 X513 X518 X521 X525 X526 X602 X604 X607 X612 X614 X617 X619 X623 X627 X631 X635 X703 X708 X716 X717 X721 X804 X805 X808 X812 X813 X904 X905 X908 X912 X913 X1004 X1005 X1008 X1012 X1013 X1035 X1039 X1040 X1044 X1104 X1108 X1109 X1115 X1119 X1120 X1126 X1130 X1131 X1136 X1202 X1206 X1210 X1211 X1215 X1219 X1220 X1224 X1302 X1405 X1408-X1410 X1415 X1417 X1505 X1508-X1510 X1515 X1517 X1605 X1608-X1610 X1615 X1617 X1619 X1621 X1706 X1709 X1714 X1715 X1718 X1722 X1723 X1730 X1806 X1809 X1814 X1815 X1818 X1822 X1823 X1830 X1906 X1909 X1914 X1915 X1918 X1922 X1923 X1930 X2002 X2003 X2006 X2007 X2010 X2012 X2013 X2016 X2017 X2020 X2105 X2112 X2117 X2209 X2213 X2214 X2218 X2309 X2313 X2314 X2318 X2409 X2413 X2414 X2418 X2422 X2424 X2425 X2506 X2510 X2514 X2515 X2519 X2606 X2610 X2614 X2615 X2619 X2623 X2625 X2626 X2714 X2718 X2719 X2723 X2731 X2735 X2736 X2740 X2814 X2818 X2819 X2823 X2831 X2835 X2836 X2840 X2914 X2918 X2919 X2923 X2931 X2935 X2936 X2940 X3121 X3124 X3126 X3129-X3133 X3221 X3224 X3226 X3229-X3233 X3321 X3324 X3326 X3329-X3333 X3335-X3337 X3408-X3410 X3412-X3414 X3416-X3418 X3420-X3422 X3424-X3426 X3428-X3430 X3506 X3510 X3514 X3518 X3522 X3526 X3529 X3610 X3620 X3630 X3706 X3711 X3716 X3718 X3721 X3804 X3807 X3810 X3813 X3816 X3818 X3822 X3824 X3826 X3828 X3830 X3833 X3835 X3902 X3906 X3908 X3910 X3912 X3915 X3918 X3920 X3922 X3930 X3932 X3939 X3942 X4003 X4005 X4006 X4010 X4011 X4014 X4018 X4022 X4026 X4030 X4032 X4112 X4131 X4204 X4207 X4210 X4214 X4220 X4224 X4226 X4229 X4304 X4307 X4310 X4314 X4320 X4324 X4326 X4329 X4404 X4407 X4410 X4414 X4420 X4424 X4426 X4429 X4436 X4509 X4520 X4532 X4540 X4605 X4613 X5306 X5311 X5318 X5326 X5334 X5418 X5426 X5434 X5504 X5507 X5510 X5513 X5516 X5604 X5608 X5612 X5616 X5620 X5624 X5628 X5632 X5636 X5640 X5644 X5648 X5702 X5704 X5706 X5708 X5710 X5712 X5714 X5716 X5718 X5720 X5722 X5724 X5726 X5729 X5732 X5734 X5751 X5804 X5809 X5814 X5818 X5821 X5823 X5926 X5928 X6403 X6415 X6418 X6421 X6432 X6436 X6437 X6439 X4712 X4731 X4804 X4807 X4810 X4814 X4820 X4824 X4826 X4829 X4904 X4907 X4910 X4914 X4920 X4924 X4926 X4929 X5004 X5007 X5010 X5014 X5020 X5024 X5026 X5029 X5036 X5109 X5120 X5132 X5140 X5205 X5213 X8163 X8164 X8166 X8167 X8168 X50002 X50004 X50006 X50008 X50010 X50012 X50014 X50016 X50018 X50020 X50022 X50024 X50026 X50028 X50030 X50032 X50034 X50036 X50053 X50055 X50061 X50064 X50067 X50069 X50072 X50073 X50075 X50076 X50078 X50079 X50080 X50082 X50083 X50084 X50086 X50087 X50089 X50091 X50092 X50094 X50095 X50097 X50100 X50228 X50231 X50232 X50248 X50251 X50252 X50261 X50263 X50265 X50267 X50269 X50271 X50273 X50275 X50277 X50279 X50281 X50283 X50286 K50002 K50004 K50006 K50008 K50010 K50012 K50014 K50016 K50018 K50020 K50022 K50024 K50026 K50028 K50030 K50032 K50034 K50036 K50053 K50055 K50061 K50064 K50067 K50069 K50072 K50073 K50075 K50076 K50078 K50079 K50080 K50082 K50083 K50084 K50086 K50087 K50089 K50091 K50092 K50094 K50095 K50097 K50100 K50228 K50231 K50232 K50248 K50251 K50252 K50261 K50263 K50265 K50267 K50269 K50271 K50273 K50275 K50277 K50279 K50281 K50283 K50286 X24103 X24703 X25852 X25854 X25859 X25861 X26005 X26008 X26012 X26015 X26017 X26023 X26025 X26027 X26029 X26032 X26034 X26036 X26041 X26045 X26046 X26048 X26105 X26134 X26108 X26137 X26111 X26140 X26114 X26143 X26117 X26146 X26120 X26149 X26123 X26152 X26126 X26155 X26202 X26203 X26206 X26207 X26216 X26218 X26220 X26222 X26224 X26228 X26232 X26317 X26334 X26404 X26432 X26318 X26335 X26405 X26433 X26323 X26342 X26424 X26457 X26325 X26344 X26426 X26459 X26327 X26346 X26418 X26446 X26328 X26347 X26419 X26447 X26412 X26414; DO I = 1 TO DIM(AMT); IF (0 < AMT{I} < 5) THEN AMT{I}=1; IF (5 <= (AMT{I}) < 1000) THEN DO; AMT{I}=MAX(1,ROUND(AMT{I},10)); END; IF (1000 <= AMT{I} < 10000) THEN DO; AMT{I}=ROUND(AMT{I},100); END; IF (10000 <= AMT{I} < 100000) THEN DO; AMT{I}=ROUND(AMT{I},1000); END; IF (100000 <= AMT{I} < 1000000) THEN DO; AMT{I}=ROUND(AMT{I},10000); END; IF (1000000 <= AMT{I}) THEN DO; AMT{I}=ROUND(AMT{I},100000); END; IF AMT{I} > 25000000 THEN AMT{I}=25000000; IF (-1000 < (AMT{I}) <= - 5) THEN DO; AMT{I}=ROUND(AMT{I},10); END; IF (-10000 < AMT{I} <= -1000) THEN DO; AMT{I}=ROUND(AMT{I},100); END; IF (-100000 < AMT{I} <= -10000) THEN DO; AMT{I}=ROUND(AMT{I},1000); END; IF (-1000000 < AMT{I} <= -100000) THEN DO; AMT{I}=ROUND(AMT{I},10000); END; IF .Z < AMT{I} <= -1000000 THEN AMT{I}=-1000000; END; ***************************************************************************** ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- TABLE OF CONTENTS ----------------- I. 1989 control file variables relevant only to the panel II. Additional 1989 household listing variables for panel III. 1989 variables collected only for the panel (including Section V) Employment Work History 1986-87 Income Marital Status Demographics IV. 1983 recodes variables Attitudes Toward Credit/Credit Cards Housing Land Contracts Other Properties Additions and Repairs Vehicles HH Durables and Other Debt Other Loans Savings Attitudes Business Assets Financial Assets Employment Income V. 1989 variables VI. Editing instructions ***************************************************************************** IMPORTANT NOTE: not all variables listed below appear in the public use dataset -- see list of included variables near the end of this file. ***************************************************************************** I. 1989 CONTROL FILE VARIABLES RELEVANT ONLY TO THE PANEL ---------------------------------------------------------- 8000 R: Respondent and spouse variables reversed to male and spouse/partner in all subsequent occurences in dataset (data rearranged except when male not living at sampled address). Also, all response categories altered to reflect this change. 1. REVERSED 5. NOT REVERSED 40001 1989 ID number 40002 Respondent type 1 Original Panel Member 2 '86 Splitoff 3 '89 Splitoff 0 Cross-Section Only 40003 '83 PSU number 40004 '83 SEGMENT number 40005 '83 LINE number 40006 Field Area Code 40007 COVERSHEET COLOR 1 Green (define..... 2 Yellow ( 3 Pink ( 4 White ( 40008 STRATA 01 1983 Area Sample R Age 22-44 02 1983 Area Sample R Age 45+ 03 1983 Area Sample R Less than 22 years - Not Panel 04 1983 Area Sample R - Not Panel due to Item MData 05 1983 Area Sample Refusal 06 1983 Area Sample NonInterview 07 1983 Area Sample NonSample 08 1983 High Income Sample Age 22-44 09 1983 High Income Sample Age 45+ 11 1986 Splitoff 00 1989 Cross-Section only 40009 SEGMENT SUBSAMPLE 0 Area Sample: Not in Segment Subsample 1 Area Sample: Included in Segment Subsample 9 High Income Sample 40010 SAMPLE TYPE 1 List Sample (Panel Only) 2 Area Sample (Potential Panel/Cross-Section) 3 Area Sample (Cross-Section Only) 40011 '86 MOVE CODE 1 Yes, moved 5 No, didn't move 0 Not interviewed in '86 40012 TRACKING CODE 1 Track Respondent only 2 Track Respondent and '83 Spouse 3 Do not track 4 Cross-Section Only 5 See Tracking Memo (Special instructions for selected splitoff pairs) different housing units 40013 '83 CASE ID 40014 '83 RESULT CODE 40015 '86 CASE ID 40016 '86 RESULT CODE 40017 '86 MARITAL STATUS 1 Married in '83; no spouse in '86 2 Not married in '83; married in '86 3 Married in both '83 and '86 - same spouse 4 Married in both '83 and '86 - different spouse 5 Not married in either '83 or '86 6 Married in '83; not interviewed in '86 7 Not married in '83; not interviewed in '86 9 NA 0 Cross-Section Only 40018 SPLIT-OFF INDICATOR 0 Only R in sample 1 R and '83 spouse in sample independently 40019 INITIAL INTERVIEW MODE INDICATOR 1 Face-to-face 2 Telephone 0 Cross-Section Only 40021 INITIAL INTERVIEWER 40022 IINTERVIEWER OF RECORD 40023 REFUSAL CONVERSION INDICATOR 40024 OTHER INTERVIEWER (involved in RC situation) 40025 VERIFICATION INDICATOR 40026 PROBLEM CODE 40027 INTERVIEWER TO WHOM PROBLEM SENT 40028 DATE PROBLEM SENT 40029 PROBLEM RESOLUTION INDICATOR 40030 DATE RESOLUTION RETURNED 40031 '89 CASE# 2001 Cross-section only Interview series start 3001 Panel/Cross-section Interview series start 4001 Panel only Interview series start 5001 Cross-section only NonInterview series start 6001 Panel/Cross-section NonInterview series start 7001 Panel only NonInterview series start 8001 Cross-section only NonSample series start 9001 Panel/Cross-section NonSample series start 9501 Panel only NonSample series start 40032 SAMPLE GROUP Sample Group 1 Cross-section only (at '83 sample address but not '83 R or spouse) 2 Panel/Cross-section ('83 R or spouse still at '83 sample address) 3 Panel Only ('83 R or spouse not at '83 sample address) 40033 RECEIPT DATE 40034 RECEIPT MONTH 99 NA 40035 RECEIPT DAY 99 NA 40036 INTERVIEWER INTERVIEW NUMBER 999 NA 000 INAP., not an interview 40037 INTERVIEW LENGTH (in minutes) 999 NA 000 INAP., not an interview 40038 EDIT LENGTH (in minutes) 999 NA 000 INAP., not an interview 40039 PERSUASION LETTER REQUIRED? 1 Yes 5 No 9NA 40040 TOTAL CALLS (call # of final call) 99 NA 40041 DATE OF FINAL RESULT 40042 MONTH OF FINAL RESULT 99 NA 40043 DAY OF FINAL RESULT 99 NA 40044 '89 FINAL RESULT CODE 40045 INTERVIEW MODE 1 Face-to-face 2 Telephone 9 NA 0 INAP., not an interview 40046 DOES R LIVE AT HU? 1 Yes 5 No 9 NA 0 INAP., white (cross only)/pink (split-off) coversheet 40047 DOES R'S SPOUSE LIVE AT HU? 1 Yes 5 No 9 NA 0 INAP., white (cross only)/pink (split-off) coversheet; R not married in '83 40048 CURRENTLY LIVING AT '83 SAMPLE ADDRESS? 1 Yes, R living at '83 sample address 2 Yes, '83 spouse only living at '83 sample address 3 Yes, current resident living at '83 sample address (not R or '83 spouse) 5 No, HU not '83 sample address 9 NA 0 INAP., white (cross only)/pink (split-off) coversheet 40049 NUMBER OF ADDITIONAL HU'S AT '83 SAMPLE ADDRESS 9 NA 0 INAP., not a cross-section only coversheet 40050 HAS '83 SPOUSE SPLITOFF SINCE LAST INTERVIEW? 1 Yes 5 No 9 NA 0 INAP., cross-section only; not married in '83; splitoff prior to '86 iw. 40051 ADDITIONAL HU GENERATION SOURCE 1 Green Panel/Cross-section coversheet (mover from '83 sample address - determined by iwer). 2 An HU structure added to Listing Sheet and selected for this study. 3 An added HU found at a listed and selected line. 4 Green Panel/Cross-section coversheet (mover from '83 sample address - determined prior to field period; panel R put on yellow coversheet and cross-section coversheet labeled. 0 INAP., not an additional cross-section coversheet 40070 LOG DATE 40071 TRANSFERS 40072 TRANSFER IWER 40073 TRANSFER RESULT 40074 TRANSFER REPORT 40075 TRANSFER DATE 40076 TRANSFER LOG DATE 40089 CASETYPE X40084 if X40084 > 0 (89 SOI) 20 if X40010 = 1 (83 SOI) 30 if XX1 > 3000 and X40010 ne 1 (PANEL AREA PROB) 40 otherwise (89 AREA PROB) WGT0195 This variable is the nonresponse-adjusted weight for the 1983-89 panel. (see description in introduction.) WGT0296 This variable is the WGT0195 after adjustment by a 2-stage post-stratification (age and homeownership categories) and a three-level raking (using net worth categories for comparable age groups in the 1983 and 1989 SCF cross-sections). (see description in introduction.) We have used this weight for all our tabulations of changes in the panel. II. ADDITIONAL 1989 HOUSEHOLD LISTING VARIABLES FOR PANEL VARIABLES IN THIS SECTION ARE NOT IMPUTED OR COMPLETELY CLEANED! 27201 HHL1. Would you please tell me your current marital status--are you married, living with a partner, separated, divorced, widowed, or have you never been married? 1. MARRIED 2. PARTNER 3. SEPARATED 4. DIVORCED 5. WIDOWED 6. NEVER MARRIED 27202 HHL2. Are you (married to/living with) the same person that you were when we interviewed you on (DATE OF '83 INTERVIEW), (married to/living with) a different person, or were you not (married to/living with) anyone at that time? 1. SAME 2. DIFFERENT 3. NOT MARRIED 0. Inap. 27203 HHL3. Were you married when we interviewed you on (DATE OF '83 INTERVIEW)? 1. YES 5. NO 0. Inap. 27204 HHL8h.Total number of family members who moved out since last IW Code actual NUMBER 27205 HHL13h. Total number of family members who moved in since last IW Code actual NUMBER 27206 HHLx. History of 1989 R Code 1st number precoded at bottom of HHL sheet 01. Respondent in '83, '86 and '89 02. Respondent in '83, '89; no interview in '86 03. Spouse in '83; split-off R in '86; R in '89 04. Spouse in '83; no interview in '86; split-off R in '89 05. Spouse in '83, '86; split-off R in '89 R/S Reversals - Deaths/Institutionalization of R (For Supervisor's Use Only) ** 10. Spouse in '83; no interview in '86; R in '89 ** 11. * Spouse in '83, '86; R in '89 ** 12. * Spouse in '83; R in '86, '89 13. R in '83; Spouse in '86; R in '89 ** 20. * Not in HH in '83; Spouse in '86; R in '89 99. NA ** '89 R/S data needs switching; Done in editing * '86 R/S data needs switching 27207 HHLy. History of 1989 Spouse Code 2nd number precoded at bottom of HHL sheet 00. No spouse in '83, '86, '89 01. Same spouse in '83, '86, '89 02. Spouse present in '83; no interview in '86; same spouse in '89 03. Spouse present in '83; no interview in '86; new spouse in '89 04. Spouse present in '83; new spouse in '86, '89 05. Spouse present in '83; new spouse #1 in '86; new spouse #2 in '89 06. No spouse in '83; new spouse in '86, '89 07. No spouse in '83; new spouse #1 in '86; new spouse #2 in '89 08. No spouse in '83, '86; new spouse in '89 09. No spouse in '83; no interview in '86; new spouse in '89 10. Spouse present in '83, '86; no spouse in '89 11. Spouse present in '83; no interview in '86; no spouse in '89 12. No spouse in '83; no interview in '86; no spouse in '89 13. Spouse present in '83; no spouse in '86, '89 14. No spouse in '83; new spouse in '86; no spouse in '89 15. Spouse present in '83; no spouse in '86; new spouse in '89 16. Spouse present in '83, '86; new spouse in '89 17. Spouse present in '83; new spouse in '86; no spouse in '89 19. Other situation not described in 01-16 Split-off R in 1986 50. No spouse in '86, '89 51. Same spouse in '86, '89 52. Spouse present in '86; new spouse in '89 53. No spouse in '86; new spouse in '89 54. Spouse present in '86; no spouse in '89 Split-off R in 1989 60. No interview in '86; no spouse in '89 61. No interview in '86; split-off spouse in '89 62. No spouse in '89 63. Split-off spouse in '89 R/S Reversals 70. '83 spouse is '89 R while '89 spouse is '83 R; no interview in '86 71. '83, '86 spouse is '89 R while '89 spouse is '83 R 72. '83 spouse is '89 R because '83 R died; no spouse in '86, '89 73. Same spouse in '83, '89 but '83 R was '86 spouse 74. '83 spouse is '89 R because '83 R died; no interview in '86; no spouse in '89 75. '83 spouse was also spouse in '86; then '83 R died/institutionalized and '83 spouse correctly became '89 R; no spouse or absent spouse in '89 76. '83 spouse taken as R in '86; then '83 R died and '83 spouse remained '89 R; no spouse in '89 77. No spouse in '83; new spouse in '86; '86 spouse taken as '89 R 78. '83 spouse is '86 R and '89 R, while '83 R is '86 and '89 spouse 79. Other situation not described in 50-75 99. NA 27208 HHLz. Extent of problems in HHL data Code 3rd number precoded at bottom of HHL sheet 00. No problems noted; all listings are accurate and consistent. No corrections to the data. 01. Corrections to '83 ages only 02. Corrections to '86 ages only 03. Corrections to both '83 and '86 ages 04. Birthdate(s) changed in '89 HHL to be consistent with age 05. Birthdate(s) changed on '83 data listing to be consistent with age 06. Sex of child(ren)/grandchild(ren) changed on '83 data listing 07. Sex of child(ren)/grandchild(ren) changed on '86 data listing 08. Sex changes to R/S in '83 listing (see Supervisor before using) 09. Sex changes to R/S in '86 listing (see Supervisor before using) 10. Corrections to '89 "Movers in" 11. Corrections to '89 "Movers out" 12. Corrections to both "Movers in" and "Movers out" 20. People missing on '89 pre-printed listing; were there but not coded in '83; added to '83 and '89 listing 21. People missing on '89 pre-printed listing; were there but not coded in '86; added to '86 and '89 listing 22. People removed from '86 and '89 listing (R did not live with them) 23. People removed from '83 listing 30. Corrections to relationship codes (other than R/S) in '83 list 31. Corrections to relationship codes (other than R/S) in '86 list 32. Corrections to relationship codes (other than R/S) in both '83 and '86 list 40. R/S reversed on '83 listing 41. R/S reversed on '86 listing 42. R/S reversed on both '83 and '86 listing 50. "Spouse" changed to "partner" (or vice versa) in '83 51. "Spouse" changed to "partner" (or vice versa) in '86 90. Both age and sex changes made to '83 data listing 91. Both age and sex changes made to '86 data listing 96. No listing sheet found--made up by edit supervisor 97. Other 99. NA 27209 SUMMARY: # persons in Household Listing (includes movers out) Code total # of persons in HHL HHL4. When we last spoke with you in 1983 we listed the people living in your household. We'd like to update that listing. HHL-B. Relationship to Respondent 27210(#1) 27220(#2) 01. RESPONDENT 27230(#3) 02. Spouse of Respondent (same as last interview) 27240(#4) 03. "Partner" of Respondent 27250(#5) (same as last interview) 27300(#6) 04. Child (incl. in-laws, step and adopted children, 27310(#7) and child's spouse.) 27320(#8) 13. Child of Partner 27330(#9) 05. Grandchild 27340(#10) 06. Parent (incl. in-laws) 27350(#11) 07. Grandparent (incl. in-laws) 08. Aunt/uncle 09. Cousin 10. Niece/nephew 11. Sister/brother (incl. in-laws) 12. Great grandchild 21. Ex-spouse, estranged spouse 22. Deceased spouse 23. New spouse since last interview 24. New partner since last interview 25. Ex-partner 26. Deceased partner 29. Other relative 31. Roommate 32. "Friend" (exc. 03) 33. Relative of Partner (except Child, code 13) 34. Boarder or roomer/lodger 35. Paid help (maid, etc.) 36. Foster child 39. Other unrelated person 00. Inap. HHL10.What is the sex, age and relationship to you of each of the new household members? 27211(#1) 27221(#2) 1. Male 27231(#3) 2. Female 27241(#4) 0. Inap, no further persons 27251(#5) 27301(#6) 27311(#7) 27321(#8) 27331(#9) 27341(#10) 27351(#11) 27212(#1) HHL-D. AGE 27222(#2) 27232(#3) Code AGE (01-95) 27242(#4) 27252(#5) 01. One year or less 27302(#6) 95. 95 years or older 27312(#7) 00. Inap, no further persons, person known to be 27322(#8) deceased. 27332(#9) 27342(#10) 27352(#11) For the public use dataset, the year is rounded to the nearest 5 for all non-respondents. 27213(#1) HHL-E. MARITAL STATUS 27223(#2) 27233(#3) Code number precoded in Col. E. 27243(#4) 27253(#5) 1. (M) Married 27303(#6) 2. (P) Living with a partner If Person is 17 or 27313(#7) 3. (S) Separated less, assume marital 27323(#8) 4. (D) Divorced status=6, do not code 27333(#9) 5. (W) Widowed NA for persons 0-17. 27343(#10) 6. (NM) Never married 27353(#11) 7. Married but spouse in institution (nursing home/jail) or outside U.S. (not available to be sampled elsewhere) 8. Married but spouse not current resident of HU or in institution (samplable at another residence) 9. NA 0. Inap. (No further persons, person known to be deceased; person under 18) NOTE: in some cases, interviewers asked this question of people who were aged less than 18. These cases were reviewed, and all responses were set to zero except for a few cases where the person might plausibly be married. However, it is important to note that because this question was not asked of everyone under 18, this set of married people under 18 is not indicative of the true number of such individuals. For the public use dataset, responses (7), and (8) are combined in 1. HHL5.In what month and year was (PERSON) born? HHL11. In what month and year was (PERSON) born? 27214(#1) HHL-F. MONTH OF BIRTH 27224(#2) 27234(#3) Code actual MONTH (01-12) 27244(#4) 27254(#5) 98. DK 27304(#6) 99. NA 27314(#7) 00. Inap, no further persons, person known to be deceased 27324(#8) 27334(#9) 27344(#10) 27354(#11) 27215(#1) HHL-F. YEAR OF BIRTH 27225(#2) 27235(#3) Code actual YEAR (1890-1990) 27245(#4) 27255(#5) 9998. DK 27305(#6) 9999. NA 27315(#7) 0000. Inap, no further persons, person known to be 27325(#8) deceased 27335(#9) 27345(#10) 27355(#11) For the public use dataset, the year is bottom-coded at 1900, and rounded to the nearest 5. HHL6. Is (PERSON) living in your household now? 27216(#1) 27226(#2) 27236(#3) Codes 2-4 edited in green 27246(#4) 27256(#5) 1. YES (incl. R and Spouse/Partner) 27306(#6) 2. Child (17 and under) living in HU for part of each 27316(#7) year 27326(#8) 3. Child (18 and over) away at college part of year 27336(#9) 4. Other adult living in this HU for part of each year 27346(#10) 5. NO 27356(#11) 6. Mover In--Lives here full time or NFS 7. Mover In--Lives here part time 8. Been there all along but no in LB (not a mover-in) 9. NA 0. Inap, no further persons HHL7.When did (PERSON) (move out/die)? HHL12. When did (PERSON) move in with you? 27217(#1) HHL-H. MONTH MOVED OUT OR IN 27227(#2) 27237(#3) Code actual MONTH (01-12) 27247(#4) 27257(#5) 98. DK 27307(#6) 99. NA 27317(#7) 00. Inap, has not moved in/out; no further persons 27327(#8) 27337(#9) 27347(#10) 27357(#11) 27218(#1) HHL-H. YEAR MOVED OUT OR IN 27228(#2) 27238(#3) Code actual YEAR (1983-1990) 27248(#4) 27258(#5) 9998. DK 27308(#6) 9999. NA 27318(#7) 0000. Inap, has not moved in/out; no further persons 27328(#8) 27338(#9) 27348(#10) 27358(#11) HHL8. (ASK ABOUT ALL [related] ADULTS 22 YEARS AND OLDER EXCEPT RESPONDENT AND SPOUSE) Is (PERSON) financially independent? HHL13. (ASK FOR EACH NEW HOUSEHOLD ADULT 22 YEARS AND OLDER.) Is (PERSON) financially independent? 27219(#1) HHL-K. 27229(#2) 27239(#3) 1. FINANCIALLY DEPENDENT; R (Unit #1) 27249(#4) 2. INDEPENDENT FINANCES--Unit #2 27259(#5) 3. " " --Unit #3 27309(#6) 4. " " --Unit #4 27319(#7) 5. " " --Unit #5 27329(#8) 9. NA 27339(#10) 0. Inap. (No further persons; person green 27349(#11) under 22) 27359(#12) NOTE: in some cases, interviewers asked this question of people who were aged less than 22. However, it is important to note that because this question was not asked of everyone under 22, this distinction does not necessarily reflect the true distribution of the population. III. 1989 VARIABLES COLLECTED ONLY FOR THE PANEL ------------------------------------------------- VARIABLES IN THIS SECTION ARE NOT IMPUTED UNLESS OTHERWISE INDICATED VIRTUALLY NO CLEANING ASIDE FROM CHECKING THE SIMPLEST QUESTIONNAIRE LOGIC HAS BEEN PERFORMED ON VARIABLES IN THIS SECTION 24103 R1e. About how much were you earning when you (retired/became disabled)? (Is that per hour, per week, month, year, or what?)--$ 24703 S1e. About how much was (he/she) earning when (he/she) (retired/became disabled)? (Is that per hour, per week, month, year, or what?)--$ Code actual amount (Convert $ per hr. to weekly amount using 40hrs/wk for men and 35hrs/wk for women and code 8 at X4104.) -1. Zero; take no pay out of business 0. Inap. 24104 R1e. PER 24704 S1e. PER 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year -7. Other 8. Wages per hour edited to $ per week 0. Inap. WORK HISTORY FOR THOSE CURRENTLY WORKING FULL-TIME 24515 R45. Now I have a few questions about your past jobs. Were you working for pay in January 1983? 25115 S45. Now I have a few questions about (his/her) past jobs. Was (he/she) working for pay in January 1983? 1. YES 5. NO 0. Inap. 24516 R45a. Was that January 1983 job with your present employer, another employer, were you self-employed, or what? (IF SELF-EMPLOYED BOTH IN 1983 AND NOW, CHECK "PRESENT EMPLOYER") 25116 S45a. Was that January 1983 job with (his/her) present employer, another employer, was (he/she) self-employed, or what? (IF SELF-EMPLOYED BOTH IN 1983 AND NOW, CHECK "PRESENT EMPLOYER") 1. PRESENT EMPLOYER 2. DIFFERENT EMPLOYER 3. SELF-EMPLOYED IN 1983, NOT NOW 4. SELF-EMPLOYED NOW, NOT IN 1983 -7. OTHER 0. Inap. 24517 R45b. What was the reason you left (that job/self-employment)? Did you retire, become disabled, quit, were you laid off, did the business close, or what? 25117 S45b. What was the reason (he/she) left (that job/self- employment)? Did (he/she) retire, become disabled, quit, was (he/she) laid off, did the business close, or what? 1. RETIRED 2. DISABLED 3. QUIT 4. LAID OFF 5. BUSINESS CLOSED 6. FIRED -7. OTHER 0. Inap. For the public use dataset, LAID OFF (4) and BUSINESS CLOSED (5) are combined in 5, and FIRED (6) and OTHER (-7) are combined in -7. 24518 R45c. Were you included in a pension or retirement plan on that job? 25118 S45c. Was (he/she) included in a pension or retirement plan on that job? 1. YES 5. NO 0. Inap. R45d. Did you get a cash settlement from that pension plan, do you expect to get retirement benefits from that plan in the future, are you getting retirement benefits from that plan now, or what? (CHECK ALL THAT APPLY) S45d. Did (he/she) get a cash settlement from that pension plan, does (he/she) expect to get retirement benefits from that plan in the future, is (he/she) getting retirement benefits from that plan now, or what? (CHECK ALL THAT APPLY) 24519 R45d. A. CASH SETTLEMENT 25119 S45d. A. CASH SETTLEMENT 24520 R45d. B. EXPECT FUTURE BENEFITS 25120 S45d. B. EXPECT FUTURE BENEFITS 24521 R45d. C. GETTING BENEFITS NOW 25121 S45d. C. GETTING BENEFITS NOW 24522 R45d. D. NO BENEFITS 25122 S45d. D. NO BENEFITS 24523 R45d. E. OTHER 25123 S45d. E. OTHER 1. Checked 5. Not checked 0. Inap. 24524 R45e. During the past 36 months, that is the last three years, how many months have you worked full-time? 25124 S45e. During the past 36 months, that is the last three years, how many months has (he/she) worked full-time? Code # MONTHS -1. Zero; none 0. Inap. 24525 R45f. How many different employers have you had on full-time jobs over the past 36 months? 25125 S45f. How many different employers has (he/she) had on full-time jobs over the past 36 months? Code # OF EMPLOYERS -1. NONE 0. Inap. For the public use dataset, the number of such employers is top-coded at 20. 24526 R45g. Have there been any months over this period when you only worked part-time? 25126 S45g. Have there been any months over this period when (he/she) only worked part-time? 1. YES 5. NO 0. Inap. 24527 R45h. How many of the past 36 months have you only worked part-time? 25127 S45h. How many of the past 36 months has (he/she) only worked part-time? Code # MONTHS 0. Inap. WORK HISTORY FOR THOSE CURRENTLY WORKING PART-TIME 24531 R46. Now I have a few questions about your past jobs. Were you working for pay in January 1983? 25131 S46. Now I have a few questions about (his/her) past jobs. Was (he/she) working for pay in January 1983? 1. YES 5. NO 0. Inap. 24532 R46a. Was that January 1983 job with your present employer, another employer, were you self-employed, or what? (IF SELF-EMPLOYED BOTH IN 1983 AND NOW, CHECK "PRESENT EMPLOYER") 25132 S46a. Was that January 1983 job with (his/her) present employer, another employer, was (he/she) self-employed, or what? (IF SELF-EMPLOYED BOTH IN 1983 AND NOW, CHECK "PRESENT EMPLOYER") 1. PRESENT EMPLOYER 2. DIFFERENT EMPLOYER 3. SELF-EMPLOYED IN 1983, NOT NOW 4. SELF-EMPLOYED NOW, NOT IN 1983 -7. OTHER 0. Inap. 24533 R46b. What was the reason you left (that job/self-employment)? Did you retire, become disabled, quit, were you laid off, did the business close, or what? 25133 S46b. What was the reason (he/she) left (that job/self- employment)? Did (he/she) retire, become disabled, quit, was (he/she) laid off, did the business close, or what? 1. RETIRED 2. DISABLED 3. QUIT 4. LAID OFF 5. BUSINESS CLOSED 6. FIRED -7. OTHER 0. Inap. For the public use dataset, LAID OFF (4) and BUSINESS CLOSED (5) are combined in 5, and FIRED (6) and OTHER (-7) are combined in -7. 24534 R46c. Were you included in a pension or retirement plan on that job? 25134 S46c. Was (he/she) included in a pension or retirement plan on that job? 1. YES 5. NO 0. Inap. R46d. Did you get a cash settlement from that pension plan, do you expect to get retirement benefits from that plan in the future, are you getting retirement benefits from that plan now, or what? (CHECK ALL THAT APPLY) S46d. Did (he/she) get a cash settlement from that pension plan, does (he/she) expect to get retirement benefits from that plan in the future, is (he/she) getting retirement benefits from that plan now, or what? (CHECK ALL THAT APPLY) 24535 R46d. A. CASH SETTLEMENT 25135 S46d. A. CASH SETTLEMENT 24536 R46d. B. EXPECT FUTURE BENEFITS 25136 S46d. B. EXPECT FUTURE BENEFITS 24537 R46d. C. GETTING BENEFITS NOW 25137 S46d. C. GETTING BENEFITS NOW 24538 R46d. D. NO BENEFITS 25138 S46d. D. NO BENEFITS 24539 R46d. E. OTHER 25139 S46d. E. OTHER 1. Checked 5. Not checked 0. Inap. 24540 R46e. During the past 36 months, that is the last three years, how many months have you worked part-time? 25140 S46e. During the past 36 months, that is the last three years, how many months has (he/she) worked part-time? Code # MONTHS 0. Inap. 24541 R46f. Have there been any months over this period when you worked full-time? 25141 S46f. Have there been any months over this period when (he/she) worked full-time? 1. YES 5. NO 0. Inap. 24542 R46g. How many of the past 36 months have you worked full-time? 25142 S46g. How many of the past 36 months has (he/she) worked full-time? Code # OF MONTHS 00. Inap. 24543 R46h. How many different employers have you had on full-time jobs over this time? 25143 S46h. How many different employers has (he/she) had on full-time jobs over this time? Code # OF EMPLOYERS 0. Inap. 24544 R46i. When did you last work full-time for pay?--MONTH 25144 S46i. When did (he/she) last work full-time for pay?--MONTH Code MONTH 0. Inap. 24545 R46i. When did you last work full-time for pay?--YEAR 25145 S46i. When did (he/she) last work full-time for pay?--YEAR Code YEAR 0. Inap. WORK HISTORY FOR THOSE CURRENTLY RETIRED/DISABLED, HOMEMAKER, STUDENT, OR OTHER 24601 R47. Now I have a few questions about your past jobs. Were you working for pay in January 1983? 25201 S47. Now I have a few questions about (his/her) past jobs. Was (he/she) working for pay in January 1983? 1. YES 5. NO 0. Inap. 24602 R47a. What was the reason you left that job? Did you retire, become disabled, quit, were you laid off, did the business close, or what? 25202 S47a. What was the reason (he/she) left that job? Did (he/she) retire, become disabled, quit, was (he/she) laid off, did the business close, or what? 1. RETIRED 2. DISABLED 3. QUIT 4. LAID OFF 5. BUSINESS CLOSED 6. FIRED -7. OTHER 0. Inap. For the public use dataset, LAID OFF (4) and BUSINESS CLOSED (5) are combined in 5, and FIRED (6) and OTHER (-7) are combined in -7. 24603 R47b. Were you covered by a pension or retirement plan on that job? 25203 S47b. Was (he/she) covered by a pension or retirement plan on that job? 1. YES 5. NO 0. Inap. R47c. Did you get a cash settlement from that pension plan, do you expect to get retirement benefits from that plan in the future, are you getting retirement benefits from that plan now, or what? (CHECK ALL THAT APPLY) S47c. Did (he/she) get a cash settlement from that pension plan, does (he/she) expect to get retirement benefits from that plan in the future, is (he/she) getting retirement benefits from that plan now, or what? (CHECK ALL THAT APPLY) 24604 R47c. A. CASH SETTLEMENT 25204 S47c. A. CASH SETTLEMENT 24605 R47c. B. EXPECT FUTURE BENEFITS 25205 S47c. B. EXPECT FUTURE BENEFITS 24606 R47c. C. GETTING BENEFITS NOW 25206 S47c. C. GETTING BENEFITS NOW 24607 R47c. D. NO BENEFITS 25207 S47c. D. NO BENEFITS 24608 R47c. E. OTHER 25208 S47c. E. OTHER 1. Checked 5. Not checked 0. Inap. 24609 R47d. During the last three years, or 36 months, have you done any work for pay? 25209 S47d. During the last three years, or 36 months, has (he/she) done any work for pay? 1. YES 5. NO 0. Inap. 24610 R47e. How many months over this period have you worked full-time? 25210 S47e. How many months over this period has (he/she) worked full-time? Code # MONTHS -1. NONE 0. Inap. 24611 R47f. How many different employers have you had on full-time jobs over this time? 25211 S47f. How many different employers has (he/she) had on full-time jobs over this time? Code # OF EMPLOYERS 0. Inap. 24612 R47g. How many months over this period have you only worked part-time? 25212 S47g. How many months over this period has (he/she) only worked part-time? Code # MONTHS -1. NONE 0. Inap. 25852 T8. Now I'd like to ask you some questions about your (family's) income in previous years. How much was the total income you (and your family living here) received in 1987 from all sources, before taxes and other deductions were made? 25854 T10. How much was the total income you (and your family living here) received in 1986 from all sources, before taxes and other deductions were made? Code actual amount -1. Zero; no income .R REFUSED .D DON'T KNOW .N NOT AVAILABLE 25853 T9. Did you (and your family living here) receive more than $30,000 in 1987? T9a. Was it $50,000 or more? T9b. Was it $100,000 or more? T9c. Was it $250,000 or more? T9d. Was it $5,000 or more? T9e. Was it $10,000 or more? T9f. Was it $20,000 or more? 25855 T11. Did you (and your family living here) receive more than $30,000 in 1986? T11a. Was it $50,000 or more? T11b. Was it $100,000 or more? T11c. Was it $250,000 or more? T11d. Was it $5,000 or more? T11e. Was it $10,000 or more? T11f. Was it $20,000 or more? 01. Less than $5,000 (NO at T9d) 02. $5,000-$10,000 (NO at T9e) 03. $10,000-$20,000 (NO at T9f) 04. $20,000-$30,000 (YES at T9f) 05. $30,000-$50,000 (NO at T9a) 06. $50,000-$100,000 (NO at T9b) 07. $100,000-$250,000 (NO at T9c) 08. $250,000 or more (YES at T9c) .R REFUSED .D DON'T KNOW .N NOT AVAILABLE 0. Inap. 25856 T12. During either 1986 or 1987, did you (or anyone in your family living there) receive any income from ADC, AFDC, SSI, or other public assistance? 1. YES 5. NO 25857 T13. During either 1986 or 1987, did you (or anyone in your family living there) receive any worker's compensation or unemployment benefits? 1. YES 5. NO 25858 T14. During either 1986 or 1987, did you (or anyone in your family living there) receive any financial support from relatives or friends who do not live here, or receive any alimony or child support payments? 1. YES 5. NO 25859 T14a. Altogether, about how much such support did you (and your family) receive in 1986 and 1987? Code actual amount -1. Zero; nothing 0. Inap. 25860 T15. During either 1986 or 1987, did you (or anyone in your family living there) provide any financial support for relatives or friends who do not live here, or pay any alimony or child support payments? 1. YES 5. NO 25861 T15a. Altogether, about how much such support did you (and your family) provide in 1986 and 1987? Code actual amount -1. Zero; nothing 0. Inap. 26001 V1. Now I'd like to ask you some questions about the changes to your (family's) finances over the past several years. Since January 1983, have you (or anyone living here) bought or sold a home that was your primary residence? 1. YES 5. NO 26002 V1a. Did you only buy, only sell, both buy and sell, or what? 1. ONLY BOUGHT 2. ONLY SOLD 3. BOTH BOUGHT AND SOLD 0. Inap. 26003 V1b. In what month and year did you most recently sell a home? --MONTH Code MONTH 0. Inap. 26004 V1b. In what month and year did you most recently sell a home? --YEAR Code YEAR 0. Inap. 26005 V1c. What was the selling price? Code actual amount 0. Inap. 26006 V1d.And when did you buy that home?--MONTH Code MONTH 0. Inap. 26007 V1d. And when did you buy that home?--YEAR Code YEAR 0. Inap. For the public use dataset, the year is rounded to the nearest 5. 26008 V1e. What was the purchase price? Code actual amount 0. Inap. 26009 V1f. Since January 1983, have you sold any other home that was your primary residence? 1. YES 5. NO 0. Inap. 26010 V1g. In what month and year was this other home sold? (IF MORE THAN ONE, RECORD MOST RECENT SALE)--MONTH Code MONTH 0. Inap. 26011 V1g. In what month and year was this other home sold? (IF MORE THAN ONE, RECORD MOST RECENT SALE)--YEAR Code YEAR 0. Inap. 26012 V1h. What was the selling price? Code actual amount 0. Inap. 26013 V1j. And when did you buy that home?--MONTH Code MONTH 0. Inap. 26014 V1j. And when did you buy that home?--YEAR Code YEAR 0. Inap. For the public use dataset, the year is rounded to the nearest 5. 26015 V1k. What was the purchase price? Code actual amount 0. Inap. 26016 V2. Since January 1983, did you (or anyone in your family living here) make any major additions or home improvements to a primary residence that you owned? (Do not count general maintenance or upkeep.) 1. YES 5. NO 26017 V2a. What was the dollar cost of these additions and improvements, plus the value of any work you may have done yourself? Code actual amount 0. Inap. 26018 V4. Since January 1983, have you (or anyone in your family living here) sold any real estate other than your principal residence, such as a vacation home, land, or rental or investment property? 1. YES 5. NO 26019 V4a. Have you bought any such real estate properties since January 1983? 1. YES 5. NO 0. Inap. 26020 V4b. How many such real estate properties have you sold since January 1983? Code # PROPERTIES SOLD 0. Inap. For the public use dataset, the number of such properties is top-coded at 25. 26021 V4c. In what month and year did you sell that property?--MONTH Code MONTH 0. Inap. 26022 V4c. In what month and year did you sell that property?--YEAR Code YEAR 0. Inap. 26023 V4d. About how much did you sell it for? Code actual amount 0. Inap. 26024 V5. Have you also bought any such real estate properties since January 1983? 1. YES 5. NO 0. Inap. 26025 V5a. About how much in total did you pay for this real estate? Code actual amount 0. Inap. 26026 V6. Did you also buy any real estate of this sort since January 1983? 1. YES 5. NO 0. Inap. 26027 V6a. About how much in total was the dollar value of the real estate you sold since January 1983? Code actual amount 0. Inap. 26028 V6b. Overall, was the dollar value of the real estate you bought greater than the dollar value of what you sold, less than the value of what you sold, about equal, or what? 1. BOUGHT MORE THAN SOLD 2. BOUGHT LESS THAN SOLD 3. BOUGHT AND SOLD ABOUT EQUAL AMOUNTS 0. Inap. 26029 V6c. Roughly, about how much (more/less) did you buy than you sold? Code actual amount 0. Inap. 26030 V6d. INTERVIEWER CHECKPOINT 1. R ANSWERED "YES"--OWNS REAL ESTATE 2. R ANSWERED "NO" 0. Inap. 26031 V7. Since January 1983, did you (or anyone in your family living here) make any major additions or home improvements to any real estate properties that you own? (Do not count general maintenance or upkeep.) 1. YES 5. NO 0. Inap. 26032 V7a. What was the dollar cost of these additions and improvements, plus the value of any work you may have done yourself? Code actual amount 0. Inap. 26033 V8. Since January 1983, have you (or anyone in your family living here) put personal funds into a privately held business, professional practice, partnership or farm that you own or share ownership in? 1. YES 5. NO 26034 V8a. Altogether, about how much new money did you (or your family living here) put into that, including any funds that you borrowed personally? Code actual amount 0. Inap. 26035 V9. Since January 1983, have you (or anyone in your family living here) sold part or all of any interest in a privately held business, professional practice, partnership, or farm? 1. YES 5. NO 26036 V9a. Altogether, about how much did you (or your family living here) sell your interest for? (What was the selling price?) (IWER: WE WANT THE PRICE THE BUYER PAID.) Code actual amount 0. Inap. 26037 V9b. In what month and year did you sell that? (MOST RECENT SALE, IF MORE THAN ONE.)--MONTH Code MONTH 0. Inap. 26038 V9b. In what month and year did you sell that? (MOST RECENT SALE, IF MORE THAN ONE.)--YEAR Code YEAR 0. Inap. 26039 V10. Since January 1983, have you (or anyone in your family living here) put money into or taken money out of an IRA or Keogh accounts? 1. YES 5. NO 26040 V10a. Did you (or anyone in your family) put money in or take money out? 1. PUT IN 2. TAKE OUT 3. BOTH 0. Inap. 26041 V10b. Altogether, about how much did you (put in/take out)? Code actual amount 0. Inap. 26042 V11. Not counting any IRAs, Keoghs or pension accounts, since January 1983, did you (or anyone in your family living here) bought any shares of stock in publicly held corporations, or put money into mutual funds, managed investment accounts or trusts, including any automatic reinvestments? 1. YES 5. NO 26043 V12. Did you (or your family living with you) also sell or cash in any such assets? 1. YES 5. NO 0. Inap. 26044 V13. Did you but more or sell more--that is, overall, did you put money into stocks, mutual funds, managed investment accounts or trusts, take money out of them, or put in about as much as you took out? 1. PUT MONEY IN 2. TAKE MONEY OUT 3. PUT IN ABOUT AS MUCH AS TOOK OUT 0. Inap. 26045 V13a. About how much more money did you (or your family living here) (put in/take out)? Code actual amount 0. Inap. 26046 V14. Altogether, how much money (including any automatic reinvestment) did you (or your family living here) put in? Code actual amount 0. Inap. 26047 V15. Since January 1983, have you (or anyone in your family living here) sold any shares of stock in publicly held corporations, or taken money out of mutual funds, managed investment accounts or trusts? 1. YES 5. NO 0. Inap. 26048 V15a. Altogether, how much money did you (or your family living here) get from that? Code actual amount 0. Inap. 26049 V16. Since January 1983 have you done any work for pay? 26129 V19. Since January 1983 has your (husband/wife) done any work for pay? 1. YES 5. NO 26101 V17. Not counting IRAs or Keoghs, have you been included in any employer-sponsored pension or retirement plan, or in any tax-deferred saving plan, since January 1983? 26130 V19a. Not counting IRAs or Keoghs, has (he/she) been included in any employer-sponsored pension or retirement plan, or in any tax-deferred saving plan, since January 1983? 1. YES 5. NO 0. Inap. 26102 V17a. Have you contributed to any of these plans, such as by having money deducted from your pay? (INCLUDE CONTRIBUTIONS THROUGH UNION DUES OR OTHER SOURCES) 26131 V19b. Has (he/she) contributed to any of these plans, such as by having money deducted from (his/her) pay? (INCLUDE CONTRIBUTIONS THROUGH UNION DUES OR OTHER SOURCES) 1. YES 5. NO 0. Inap. 26103 V17b. For each year beginning with 1983, about what percent of pay or amount of money per month or year have you contributed to these plans? 26132 V19c. For each year beginning with 1983, about what percent of pay or amount of money per month or year has (he/she) contributed to these plans? 1. Year-by-year figure(s) given 8. DON'T KNOW YEAR-BY-YEAR 0. Inap. 26104 V17c. Altogether during this period, about how much would you guess?--% 26133 V19d. Altogether during this period, about how much would you guess?--% Code % -1. None that year -2. 99.6 percent or above 0. Inap. 26105 V17c. Altogether during this period, about how much would you guess?--$ 26134 V19d. Altogether during this period, about how much would you guess?--$ Code actual amount 0. Inap. 26106 V17c. Altogether during this period, about how much would you guess?--PER 26135 V19d. Altogether during this period, about how much would you guess?--PER 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year -7. Other 8. Total amount 1983-1989 0. Inap. (About what percent of pay or amount of money per month or year have you contributed...) 26107 V17d. First, in 1983?--% OF PAY 26136 V19e. First, in 1983?--% OF PAY 26110 V17e. ... in 1984?--% OF PAY 26139 V19f. ... in 1984?--% OF PAY 26113 V17f. ... in 1985?--% OF PAY 26142 V19g. ... in 1985?--% OF PAY 26116 V17g. ... in 1986?--% OF PAY 26145 V19h. ... in 1986?--% OF PAY 26119 V17h. ... in 1987?--% OF PAY 26148 V19j. ... in 1987?--% OF PAY 26122 V17j. ... in 1988?--% OF PAY 26151 V19k. ... in 1988?--% OF PAY 26125 V17k. ... in 1989?--% OF PAY 26154 V19m. ... in 1989?--% OF PAY Code % 0. Inap. 26108 V17d. First, in 1983?--$ 26137 V19e. First, in 1983?--$ 26111 V17e. ... in 1984?--$ 26140 V19f. ... in 1984?--$ 26114 V17f. ... in 1985?--$ 26143 V19g. ... in 1985?--$ 26117 V17g. ... in 1986?--$ 26146 V19h. ... in 1986?--$ 26120 V17h. ... in 1987?--$ 26149 V19j. ... in 1987?--$ 26123 V17j. ... in 1988?--$ 26152 V19k. ... in 1988?--$ 26126 V17k. ... in 1989?--$ 26155 V19m. ... in 1989?--$ Code actual amount 0. Inap. 26109 V17d. PER 26138 V19e. PER 26112 V17e. PER 26141 V19f. PER 26115 V17f. PER 26144 V19g. PER 26118 V17g. PER 26147 V19h. PER 26121 V17h. PER 26150 V19j. PER 26124 V17j. PER 26153 V19k. PER 26127 V17k. PER 26156 V19m. PER 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year -7. Other 0. Inap. 26201 V20. Sometimes changes in a family's savings or assets are due to people joining or leaving the family. Was there anyone living with you in 1983 who doesn't live with you now who took $5,000 or more in assets or debts away with them? (IF R ASKS: DO NOT INCLUDE SPOUSE) 1. YES 3. Yes, but HHL sheet does not indicate that anyone moved out 5. NO 26202 V20a. Altogether, what is the total dollar value of assets that were removed that way? Code actual amount -1. Zero; nothing 0. Inap. 26203 V20b. Altogether, what is the total dollar value of debts that were removed that way? Code actual amount -1. Zero; nothing 0. Inap, 5, 8-9 in 6201 26205 V22. Is there anyone in your family living with you now who has joined the family since 1983 and who had $5,000 or more in assets or debts at the time they joined the family? (IF R ASKS: DO NOT INCLUDE NEW SPOUSE) 1. YES 3. Yes, but HHL sheet does not indicate that anyone moved out 5. NO 0. Inap. 26206 V22a. Altogether, what is the total dollar value of assets that were brought into the family in that way? Code actual amount -1. Zero; nothing 0. Inap. 26207 V22b. Altogether, what is the total dollar value of debts that were brought into the family in that way? Code actual amount -1. Zero; nothing 0. Inap. 26208 V26. Since 1983, have you (or your [husband/wife]) or any of your children attended college or trade school? 1. YES 5. NO V26a. Did you attend school, (did your [husband/wife]), or did your children? (CHECK ALL THAT APPLY, AND ASK ALL FOLLOWUP QUESTIONS) 26209 V26a. A. RESPONDENT 26210 V26a. B. SPOUSE 26211 V26a. C. CHILDREN 1. Checked 5. Not checked 0. Inap. 26212 V26b. Did you get a degree? 26214 V26d. Did your (husband/wife) get a degree? 1. YES 5. NO 0. Inap. 26213 V26c. What degree did you earn? (What was the highest?) 26215 V26e. What degree did (he/she) earn? (What was the highest?) 1. ASSOCIATES 2. BACHELORS 3. MA/MBA 4. PHD 5. MD 6. LAW -7. OTHER 0. Inap. For the public use dataset, PHD (4), MD (5), and LAW (6) are combined in 4. 26216 V27. How much in total did you (and your [husband/wife]) personally have to pay for all these college or trade school expenses since 1983, including any loans you may have taken out? Code actual amount -1. NOTHING 0. Inap. 26217 V28. Since 1983 did you (or your [husband/wife]) pay any (other) tuition expenses for a private or parochial school for anyone? 1. YES 5. NO 26218 V28a. In total, how much did you pay for private or parochial school tuition expenses during that period? Code actual amount 0. Inap. 26219 V29. Now I have some questions about the past three years. During the past three years, have you (or anyone in your family living here) purchased any kind of vehicle--car, business or any leased vehicles? 1. YES 5. NO 26220 V29a. About how much in total was the purchase price of these vehicles? Code actual amount 0. Inap. 26221 V30. During the past three years have you (or anyone in your family living here) made purchases totaling $3,000 or more for any furniture, appliances, or recreation items? 1. YES 5. NO 26222 V30a. About how much did these items cost in total? Code actual amount 0. Inap. 26223 V31. During the past three years did you (or anyone in your family living here) have a major illness or disability which required hospitalization or cost more than $1,000? 1. YES 5. NO 26224 V31a. Not including the costs paid for by insurance, during the past three years how much in total did you (or anyone in your family living here) personally have to pay for expenses related to such illnesses or disabilities? Code actual amount -1. NOTHING 0. Inap. 26225 V32. During the past three years, did you (or anyone in your family living here) have any unusually large expenses that you paid for yourself, such as a child's marriage, a lawsuit, or any other large expenses you have not mentioned already? 1. YES 5. NO 26226 V32a. What was that expense for? (Were there any other 26227 unusually large expenses?) Code 2 mentions 01. Special occasions: wedding/funeral/graduation 02. Medical/dental 03. Home repairs or improvements 04. Purchase of consumer goods; vacations 05. Gifts to children (incl. money for their home purchase) 11. Legal fees and expenses; "lawsuit"; "divorce"--NFS 12. Business or investment related expenses -7. Other 0. Inap. 26228 V32b. How much did it cost you in total (for all these expenses)? Code actual amount 0. Inap. 26229 V33. During the past three years, did you (or anyone in your family living here) receive any unusually large amounts of money or property, such as an insurance or legal award, winning the lottery, or any other unusually large financial benefits that you have not already mentioned? 1. YES 5. NO 26230 V33a. From what source did you receive this money or property? 26231 (Were there any other sources?) Code 2 mentions 01. Insurance settlement 02. Lottery winnings 03. Divorce settlement 04. Other legal judgments; lawsuits 05. Employer 06. Gifts (from relatives) 07. Profits in savings/investments -7. Other 0. Inap. 26232 V33b. How much did you receive in total from (this/all these) sources? Code actual amount 0. Inap. 26317 Y7a. We are interested in how changes in marital status affect people's financial well-being. At the time of your marriage, about how much did your (husband/wife) have in assets? 26334 Y8a. We are interested in how changes in marital status affect people's financial well-being. At the time of your marriage, about how much did your (husband/wife) have in assets? 26404 Y9b. We are interested in how changes in living situations affect people's financial well-being. At the time you began living together, about how much did your partner have in assets? 26432 Y10c. We are interested in how changes in marital status affect people's financial well-being. At the time of your marriage, about how much did your (husband/wife) have in assets? Code actual amount -1. NONE 0. Inap. 26318 Y7b. At that time, about how much did (he/she) have in debts? 26335 Y8b. At this time, about how much did (he/she) have in debts? 26405 Y9c. At this time, about how much did (he/she) have in debts? 26433 Y10d. At this time, about how much did (he/she) have in debts? Code actual amount -1. NONE 0. Inap. 26322 Y7g. At the time of your (husband's/wife's) death, were any assets given to charities or to anyone not living with you now? 26341 Y8g. At the time of your (husband's/wife's) death, were any assets given to charities or to anyone not living with you now? 26423 Y9y. At the time of your (husband's/wife's) death, were any assets given to charities or to anyone not living with you now? 26456 Y12c. At the time of your (husband's/wife's) death, were any assets given to charities or to anyone not living with you now? 1. YES 5. NO 0. Inap. 26323 Y7h. About how much was that? 26342 Y8h. About how much was that? 26424 Y9z. About how much was that? 26457 Y12d. About how much was that? Code actual amount 0. Inap. 26324 Y7j. Did you receive any settlements from life insurance on your (husband/wife)? 26343 Y8j. Did you receive any settlements from life insurance on your (husband/wife)? 26425 Y9aa. Did you receive any settlements from life insurance on your (husband/wife)? 26458 Y12e. Did you receive any settlements from life insurance on your (husband/wife)? 1. YES 5. NO 0. Inap. 26325 Y7k. About how much was that? 26344 Y8k. About how much was that? 26426 Y9bb. About how much was that? 26459 Y12f. About how much was that? Code actual amount 0. Inap. 26326 Y7m. At the time of your divorce, was there a division of assets? 26345 Y8m. At the time of your divorce, was there a division of assets? 26417 Y9s. At the time of your divorce, was there a division of assets? 26445 Y11c. At the time of your divorce, was there a division of assets? 1. YES 5. NO 0. Inap. 26327 Y7n. What was the total dollar value of the assets that you retained, including your share of the financial assets, the home and other real estate and any other property that you received? 26346 Y8n. What was the total dollar value of the assets that you retained, including your share of the financial assets, the home and other real estate and any other property that you received? 26418 Y9t. What was the total dollar value of the assets that you retained, including your share of the financial assets, the home and other real estate and any other property that you received? 26446 Y11d. What was the total dollar value of the assets that you retained, including your share of the financial assets, the home and other real estate and any other property that you received? Code actual amount 0. Inap. 26328 Y7p. What was the total dollar value of the assets that your (ex-husband/ex-wife) retained? 26347 Y8p. What was the total dollar value of the assets that your (ex-husband/ex-wife) retained? 26419 Y9u. What was the total dollar value of the assets that your (ex-husband/ex-wife) retained? 26447 Y11e. What was the total dollar value of the assets that your (ex-husband/ex-wife) retained? Code actual amount 0. Inap. 26329 Y7q. Were you required to pay alimony, were you supposed to receive alimony, or was no alimony involved in the settlement? 26348 Y8q. Were you required to pay alimony, were you supposed to receive alimony, or was no alimony involved in the settlement? 26420 Y9v. Were you required to pay alimony, were you supposed to receive alimony, or was no alimony involved in the settlement? 26448 Y11f. Were you required to pay alimony, were you supposed to receive alimony, or was no alimony involved in the settlement? 1. PAY ALIMONY 2. RECEIVE ALIMONY 5. NO ALIMONY INVOLVED 0. Inap. 26330 Y7r. Did you receive custody of your children, did your former (husband/wife) receive custody, do you have joint custody, or were no children involved in the settlement? 26349 Y8r. Did you receive custody of your children, did your former (husband/wife) receive custody, do you have joint custody, or were no children involved in the settlement? 26421 Y9w. Did you receive custody of your children, did your former (husband/wife) receive custody, do you have joint custody, or were no children involved in the settlement? 26449 Y11g. Did you receive custody of your children, did your former (husband/wife) receive custody, do you have joint custody, or were no children involved in the settlement? 1. R CUSTODY 2. SPOUSE CUSTODY 3. JOINT CUSTODY 5. NO CHILD 0. Inap. 26331 Y7s. Were you required to pay child support, were you supposed to receive child support, or was child support not involved in the settlement? 26350 Y8s. Were you required to pay child support, were you supposed to receive child support, or was child support not involved in the settlement? 26422 Y9x. Were you required to pay child support, were you supposed to receive child support, or was child support not involved in the settlement? 26450 Y11h. Were you required to pay child support, were you supposed to receive child support, or was child support not involved in the settlement? 1. PAY 2. RECEIVE 5. NO SUPPORT 0. Inap. 26411 Y9n. Do you receive support from your (husband/wife), do you pay support, or is there no support involved? 1. RECEIVE SUPPORT 2. NO SUPPORT INVOLVED 3. PAY SUPPORT 0. Inap. 26412 Y9p. How much do you receive? Code actual amount 0 000 000. Inap. 26413 Y9p. PER 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year -7. Other 0. Inap. 26414 Y9q. How much do you pay? Code actual amount 0. Inap. 26415 Y9q. PER 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year -7. Other 0. Inap. 26416 Y9r. Are the assets and debts that you've told me about in this interview owned mainly by you, are they owned jointly with your (husband/wife), or what? 26439 Y10h. Are the assets and debts that you've told me about in this interview owned mainly by you, are they owned jointly with your (husband/wife), or what? 1. OWNED BY R 2. OWNED JOINTLY -7. OTHER 0. Inap. IV. 1983 RECODES ---------------- ******************************************************************************* ******************************************************************************* The 1983 question identifier is given just to the right of the recode variable number. Where possible, question information is given from either the 1983 Technical Manual and Codebook or from the 1983 questionnaire itself. The variable to the far right is the set of 1983 variables from which the recode was derived. Most of the time, the variable from the 1983 cleaned and imputed dataset was used. The responses given are those for the recode variable. For internal users, additional comments from the creation of these variables can be found in the following files: /mfs/scf2/scf89/doc/panel8389, or /mfs/scfa/create/doc/89p/panel8389 on MP1 ******************************************************************************* ******************************************************************************* CREDIT ATTITUDES 50040 A1. General credit attitude (B5501) Respondents were asked: "Do you think it is a good idea or a bad idea for people to buy things on the installment plan?" 1. Good idea 3. Good in some ways, bad in others 5. Bad idea (A) Expenses of vacation trip (B) Living expenses when income is cut (C) Finance the purchase of a fur coat or jewelry (D) Finance the purchase of a car (E) Finance educational expenses A2. Reasons for borrowing 50041(A) For each of the potential reasons for (B5504) 50042(B) borrowing given in (A) - (E), respondents were (B5505) 50043(C) asked: "Tell me if it is all right for someone (B5507) 50044(D) like yourself to borrow money to .. (each reason (B5509) 50045(E) asked)?" (B5511) 1. Yes 5. No 50046 A6. Turned down for credit in last few years? (B5522) Respondents were asked if he/she (or their spouse) had had a request for credit turned down by a particular lender or creditor in the past few years, or had been unable to get as much credit as he/she had applied for. 1. Yes, turned down 3. Yes, unable to get as much credit as he/she wanted 5. Not turned down 50047 A6b., A6c. Reapply for credit (B5525) Respondents were asked if he/she (or their spouse) reapplied for credit at the same lender or any other institution after he/she was turned down for credit (or did not get as much as he/she asked for). If he/she had reapplied he/she was asked whether or not he/she eventually received as much credit as he/she had originally wanted. 1. Reapplied for credit and received as much as he/she wanted 2. Reapplied for credit and were again denied or did not receive as much as he/she wanted 3. Reapplied for credit and NA whether he/she received as much as he/she wanted 5. Did not reapply 0. Inap. 50048 A7. Dissuaded from applying for credit? (B5526) Respondents were asked if there had been any time in the past few years that he/she (or their spouse) had thought about applying for credit at a particular place, but changed their mind because he/she thought he/she might be turned down. 1. Yes 5. No CREDIT CARDS AND REVOLVING DEBT (A) Gasoline company credit cards (B) Bank credit cards (Visa, Mastercard, Choice) (C) General purpose credit cards (American Express, Diners Club, Carte Blanche) (D) National retailer credit cards (Sears, Penneys, Wards) (E) Other store or retailer credit cards (F) Other credit cards (rental car, airline etc.) 50049 B1. Does household have any credit cards? (B4103) 1. Yes 5. No 50050 B2a. - B2f. Number of credit cards (B4105+B4108+ B4111+B4114+ Excludes cards owned by business or,multiple B4117+B4120) cards per account. Code # cards 0. none, inap. no credit cards For the public use dataset, the number of credit cards is top-coded at 20. 50055 B4a. - B4f. Total credit card debt (B4102) The sum of the amount owed on gasoline, bank, general purpose, national retail, other retail, and other credit card debt after payment of last bill. Code actual amount -1. None 0. Inap. 50051 B5a. Payment patterns (B4123) Asked of all respondents owning bank, national retail, or other store credit cards. 1. Always pay full amount of credit card bills 3. Sometimes pay full amount or always pay some bills in full 5. Hardly ever pay full amount of bills 0. Inap. 50052 B6. Does household have lines of credit? (B4104) 1. Yes 5. No 50053 B6a. Amount owed on lines of credit (B4125) The amount currently owed on open-ended lines of credit such as checking account overdrafts or credit union borrowing. Code actual amount -1. None 0. Inap. 50054 B6c. Lines of credit secured by equity in home? (B4130) Is home used as collateral for any lines of credit? 1. Yes 5. No 0. Inap. HOUSING 50060 C2. Residential ownership code (B3702) 1. Own; buying; or land contract 2. Pays rent 3. Neither owns nor rents - live-in servant; housekeeper; gardener; farm laborer; others for whom housing is part of compensation (janitors, nurses) 4. Neither owns nor rents - house is a gift paid for by someone outside household, household pays only taxes 8. Other arrangement 50061 C4. Amount of rent per month (B3705) Code actual amount 0. Inap. 50062 C4a. Utilities included (B3706) 1. Includes utilities 3. Some utilities included 5. Does not iclude utilities 0. Inap. 50063 C4b. Rented Furnished (B3707) 1. Furnished 3. Partially furnished 5. Unfurnished 0. Inap. 50064 C5. Current value of home (B3708) Code actual amount