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1992 Survey of Consumer Finances Here: Editing Instructions Next: Net Worth Program Previous: Question Text, Variable Names, & Responses |
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1992 SURVEY OF CONSUMER FINANCES
REVISED EDITING INSTRUCTIONS
GENERAL EDITING INSTRUCTIONS
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Recording 1. FM's must write in the interviews in GREEN ink only. Editors
must use RED ink only. The Editing Supervisors must use BLUE
pencil and must initial all decisions they make.
Deleting Items 2. Never erase an interviewer's entries. Instead, delete
them by circling them out. The interviewer's entries
must always remain readable even after deletion. Editing
marks may be erased if editing changes are made.
Moving Items 3. When it is necessary to move a response from one part of
the interview to another, circle the item out, and enter
it in the new place. Be sure to place a note at the old
place stating where the item was moved to and why. Add
another note at the new place stating where the item was
moved from.
Explanatory 4. Explanatory notes should also be made (in addition to
Notes item 3 above) whenever a decision is made which
might not be apparent to someone
reviewing the interview. THE REASON FOR YOUR
EDITING SHOULD BE MADE CLEAR.
Missing 5. Edit a response missing whenever a question was skipped
Responses which should have been asked.
The Golden Rule 6. READ ALL MARGINAL NOTES and the THUMBNAIL SKETCH (on the
back page) and utilize the information contained in them
in your editing. If any information from them will be
lost due to following the editing instructions, or if it
contradicts other information, or you do not know how to
incorporate it, see the Editing Supervisor. WE DO NOT
WANT TO LOSE ANY IMPORTANT INFORMATION CONTAINED IN
MARGINAL NOTES.
Multiple 7. If more than one response is given by R, for questions
Responses where we code only one response, code the first answer
given (lowest coded response).
Filter 8. MAKE SURE FILTER QUESTIONS ARE CHECKED
Questions
a. If a filter question was left blank but the
questions contingent upon it were answered, you
can edit the filter question to agree with the
contingent Q's.
b. If a filter question was left blank and the questions
contingent upon it were also left blank, the filter
question should be NA'd, unless the I'wer has circled or
underlined a skip instruction at the filter Q indicating
which box was meant. Then the appropriate
filter box may be edited in.
c. If, however, the filter question was checked and the
series of questions contingent upon it were left blank,
the filter question should be left as is and the
contingent questions that follow should be NA'd.
Ranges and 9. If a range is given, circle it out and edit it to the midpoint
Rounding of the range.
Range Card 10. Whenever Range Card was used, the I'wer should have recorded
a letter. Editors should edit the range card letter to a
leading 9, zero fill plus the numerical equivalent of the
alphabet (A=1, B=2, C=3, etc).
RANGE CARD
A $1 to $100
B $101 to $500
C $501 to $750
D $751 to $1,000
E $1,001 to $2,500
F $2,501 to $5,000
G $5,001 to $7,500
H $7,501 to $10,000
I $10,001 to $25,000
J $25,001 to $50,000
K $50,001 to $75,000
L $75,001 to $100,000
M $100,001 to $250,000
N $250,001 to $1,000,000
O $1,000,001 to$5,000,000
P $5,000,001 to $10,000,000
Q $10,000,001 to $25,000,000
R $25,000,001 to $50,000,000
S $50,000,001 to $100,000,000
T More than $100,000,000
Cents Recorded 11. If dollars and cents are recorded in amount fields OTHER
THAN HOURLY WAGES, circle out the cents portion.
However, if you are using such a number for calculations,
use the cents.
Supervisor's 12. When an editor makes a decision with the help of an
Decisions editing supervisor or a study director, he/she
should record the initials of the person who
helped them next to the explanatory note.
Editors' Problem 13. The purpose of the "Problem Sheet" is to provide a more
Case Summary complete description of certain types of problem cases.
There is no formal "Problem Sheet". Use the
inside back cover and post-it notes as your
"Problem Sheet. The information will be used to
review decisions made, to provide additional data
for the imputation process, and to give a more
complete picture of the case than the data alone
allows. Information should be added in all the
following circumstances:
a. Whenever there are marginal notes or other volunteered
information that is not captured in the editing/coding,
especially dollar amounts and including responses to
questions that Interviewers asked in error.
b. When a decision has been made that was somewhat arbitrary
and could have been made another way using the information
provided. In these cases, all information relevant to the
decision should be recorded.
c. Wherever specifically instructed to do so in the Edit
Instructions.
d. When requested to do so by the Editing Supervisor.
e. When an item must be NA'd because only "partial"
information is known, record the "partial" information
which would otherwise be lost.
f. When significant detail is volunteered about assets or
debts in "mop-up" questions which will not otherwise be
incorporated into the data.
g. When certain "wide" ranges are edited to their midpoints
they should also be recorded. These "wide" ranges are
whenever:
THE TOP OF THE RANGE WIDTH
THE RANGE IS... AND IS AT LEAST...
UNDER 100,000 10,000 or more
100,000-1,000,000 100,000 or more
OVER 1,000,000 1,000,000 or more
Problem Sheets should be written in BLACK PENCIL or INK.
Complicated or complex marginal notes and problems can be
xeroxed and attached. They should be left in the
Interview and removed by the check-editor.
Double Counting 14. Editors need to be continually on the lookout for
instances where the respondent has reported the same
information twice. In many cases, a marginal note from
the I'wer will signal double-counting; if the note is
clear, edit accordingly; if it is not so clear, you
will have to use your best judgment and, if necessary,
see the Editing Supervisor. In all cases, where a
marginal note leaves significant doubt about whether or
not an amount is double-counted, put it on a Problem
Sheet, whether your best judgment has led you to edit
it out or not.
In some cases, you will suspect double-counting only because
the same amount occurs in two different places. If the number
is a simple, whole amount (such as $2,000), you will only be
able to suspect, but do nothing. If, however, the number is
precise (say, $2,212, or better yet, $2,212.48), you may
(depending on the circumstances) have clear evidence for
double-counting. See the Editing Supervisor if it is not
certain.
The question-by-question instructions that follow will include
specific instructions where double-counting is likely to occur
and should be watched for, so be especially alert in these
places.
In some cases where double-counting is found, data will be
removed from one location; in other cases, the double counting
will be allowed to stay in both places. Cases of special note
follow:
Section F: A debt owed by R or other PEU member
to a family
(F12-F123)
business listed at F12-
F12.3 can also be
reported at I4-I14.
Section R: Amounts listed as cash settlements at
R98.3 can be double-
(R98-R98.5) counted in other sections. If the cash
settlement is the source of funds, they may
be validly double-counted as investments or
holdings in accounts.
Section Y: Information that appears in Section Y
as assets or debts of
(Y33-Y40.3) Financially Independent household members
and in the other sections of the I'w will
be removed from the other sections and left
in Y33-Y40.3, with the exception of the
data on R's home (Y39-Y39.3).
Section X: Assets that appear in Section X and
also in earlier sections may be left
in both places, since Section X
refers to the source of the assets,
and the earlier sections about how
it's currently held.
Section T: Income amounts that are reported in
other places in the interview and in
Section T should be left in both
places. Section T asks for all
income and stands independently of
the other sections except where
noted.
General Rule 15. If it is necessary to split $ amounts in order to move
for Splitting only a part of a debt, income, or asset to either a
Items different place in the Interview or out of the
interview, one should use all available
evidence and common sense to decide on the
proportions. If no evidence at all is
available, you should split the amount(s) in
equal parts. IN ALL UNCLEAR CASES, however,
you must get the help and advice of the
Editing Supervisor or have the Editing
Supervisor review the procedure you used and
you must write it on a Problem Sheet.
Financially 16. The information about financially independent adults
Independent living in the HU is to be edited out of all
Adults sections except the HHL and:
a. F9.2, where they can legitimately be
recorded as working in R/S's business.
b. Section Y, where their assets, and health
insurance debts are recorded.
Editing 17. a. When adding or deleting columns to or
Grids from a grid be sure the checkpoints
at the bottom of the grid are edited
to reflect the changes made; also
change the #'s in the phrase "ONLY
___ LOANS (SAVINGS ACCTS, etc.)" so
they agree.
b. After editing out columns, renumber the
remaining columns by circling out the #'s
in the column headings.
c. If an item is edited out of a full grid,
thus creating an empty column, and there
is information entered in the
following mop-up Q's, move it forward into
the empty column.
d. If amounts from the "mop-up" questions following a grid
must be entered into a grid column and the amount in the
mop-up Q is a lump sum of more than one item, split the
amount proportionately. If unclear how to split, see the
Editing Supervisor. In any case, write up what you did on
a Problem Sheet.
e. After all deletions or additions to a grid take care to
edit the filter # entered in the box before the grid to
the correct new total # of items (i.e., after editing a
"tractor" out of the vehicle grid, which also contains a
car and pick-up truck, be sure to edit the control box at
G25.1 to "2").
"Partners" 18. For the purposes of this study, a "Partner" is
assumed to play the same financial role in a P.E.U.
as does a "Spouse" and, for this reason, "Partners"
are handled in the Interview exactly the same as
"Spouses." If you, however, think you have found
evidence that an Interviewer did not treat a
"Partner" the same or that a particular "Partner"
might be better considered (financially) a "Friend"
or "Roommate", bring the problem to the attention of
the Editing Supervisor and write them on a Problem Sheet.
Confidential 19. If confidential information (such as names,
Info names of businesses, etc.) is found
in the interview or in the TN, you should blot
it out with a black pen. If information
would be lost because of this, edit
non-identifying information in to replace it in
green pencil (i.e., if the name of R's
business is written in the TN, blacken it out
and write in "R's business").
Loan/Mortgage 20. If a marginal note indicates that a Mortgage or
Payments Reg. Installment payment reported is not the
payment amount agreed on (for example, if
R is "prepaying" on a loan), edit the payment to
the payment amount formally agreed to (or NA it
if that amount is not known) and write it and the
amount actually being paid on a Problem Sheet.
Checking Type of 21. In the grid in Section A, R is asked to enter
Financial Inst. information on the financial institution he/she
does business with in columns labelled
"INSTITUTION #1-#6". In later grids at Q's D36,
D51, D53.8, D64, D69.7, E33, G22, G38, H15, I14,
N4, N19 and N24, these "INSTITUTIONS" are
referred to in code boxes 01-06. In these Q's
only one box should be checked in each column of
the grid. If more than one is checked you
should edit it to one using the following rules:
a. If category 1-6 and category 11-97 are checked,
edit it to only category 1-6 if, on checking at
A6, it is found that category 1-6 is the same
type of financial institution as category 11-97.
b. If they are found to be different types, or more
than one of category 11-97 boxes are checked, see
the Editing Supervisor.
IF "FINANCIAL INST" Q IS "CHECK ALL THAT APPLY"
However, at B8, B10, N13, N22.3, N40.1 and N45 the
instructions in the questions are to "(CHECK ALL THAT
APPLY)". For these you should ONLY make sure that the
number of items mentioned at the beginning of the
sequenceis not LESS THAN the number of
institutions checked. If they are, then see the
Editing Supervisor, unless rule a. above applies.
INSTITUTIONS CARD
The types of accounts listed on the institutions card will
not always correspond to the organization of the data in
the questionnaire. For example, some people may list a
money market account on the card, but report the account
in the checking account grid in Section N. Some people
list institutions where they formerly held accounts.
However, the card may also be useful as an editing device.
For example, a respondent may report that she has a
checking account at a commercial bank while the
institutions card shows a checking account at an
institutions that we know is a commercial bank from the
information in Section A. In some cases, when a
respondent is asked directly, he may refuse to tell us if
he has some type of asset or debt that he has already
revealed to us on the card. In such cases, you may edit
in the asset or liability.
Edit Fractional 22. At various places in the Interview (D30, D45,
Years D58, E9, E25, G16, G32, H10, I8)
R is asked to respond with ___# YRS or ___#
PYMTS. If the responses to any of these is a
fractional number of years in the # YRS blank
(e.g., "1-1/2" YRS), these should be edited
out of the # YRS blank and the corresponding
number of payments should be computed and
edited into the # PYMTS blank,
as per the following:
a. At D30, E9 and E25 the Q just before or following
specifies the frequency with which the payments are made
(i.e., $___ PER ___) and the number of payments would be
computed from that (e.g., if "1-1/2 YEARS" paid PER
"QUARTER" to "6" # PYMTS).
b. For the rest, the # of payments should be computed
assuming one payment per month (e.g., "1-1/2" YRS = "18"
# PYMTS).
c. If any marginal notes or information should indicate that
some other "regular" frequency of payments is reported
than the frequency formally agreed on (because the loan is
being prepaid, for instance), then use the frequency
agreed upon to compute the # of payments and it should
also be noted on the Problem Sheet.
$___ PER ___ 23. Throughout this interview, dollar amounts are asked for as
$___ PER___ where the PER frequency is left optional for
the R. These are coded in two variables and the "PER"
variable contains codes for "WEEK", "BIWEEKLY", "MONTH",
"QUARTER", "YEAR" and "Other-MAKE A CARD" and, in
addition, "DAY" when wages are asked for. Thus, THERE IS
NO REASON FOR YOU TO EDIT THESE UNLESS SPECIALLY
INSTRUCTED, even if the Q asks for an answer in a
different time period than the R answers in (e.g., N49.10
asks for "yearly premium"; you should not edit a response
of $"20" PER "MONTH").
Grid Control 24. At the beginning of most of the grids in the
Questions interview (D53, E2.1, E15, F2, Boxes F4.1, G2,
G7.1, G7.1, G25.1, H2, I3, N3, N16.1, N23.1,
R18, R97.1, R98.1 and X2) are large boxes which
function as CONTROL BOXES for the grid. The
number in the box should be equal to or greater
than the number of items recorded in the grid.
a. If the grid does not have a set of "mop-up" questions at
the end of it, in which more than one item may be lumped,
then the number in the grid will match or be greater than
the number of items entered in the columns of the grid.
b. If the grid does have a set of "mop-up" questions at the
end, then the number in the box must be at least as large
as the number of columns in the grid plus the number known
to be in the mop-up questions.
c. If you edit items into or out of a grid, you must edit the
filter box for it, to keep it consistent with the grid and
mop-up questions.
Gift/Inheritance 25. Throughout the interview (at D11.3, D12.2,
Boxes D15.1, D15.3, D15.5, D20, E19, E36.2, and
E37.1), when the value of an asset
is asked, a "GIFT/INHERITANCE" checkpoint is
included. Whenever you encounter one of these
and marginal notes or information says that the
asset, or part of the asset, was a gift or
inheritance, you should:
a. Make sure the 1 is circled.
b. Make sure the value given was the value of the asset when
it was received.
c. If an asset was received as a gift or inheritance in
parts, at different times, see the Editing Supervisor.
d. If 1 is not circled, editors should circle 2.
Business Debts 26. In Sections G, H, I, N and at E1-E13.2 you are
and Assets instructed to edit out "business"
debt or assets in order not to double-count
them, as they are assumed to be included in
Section F. Whenever so instructed, we mean
"business" debts and assets to be defined as
follows:
a. The "business" is a business that R or some other PEU
member owns or has an interest in which is included in
Section F as an active or passive business.
If R or a PEU member does self-employed work but does not
consider it to constitute a "business" (and does not list
it in Section F), then any income producing assets they
use or debt they incur for it are "personal" and these
assets and debts and should be left in.
An example of this would be an R who owns a tow truck
(which he still owes money on) to do part-time towing, but
does not consider that he has a business, so answers F3
"NO". You would leave his tow truck in the Section G
grid.
b. The "business asset" should be owned "in the name of" the
business rather than being owned as a "personal" asset by
the PEU. Likewise, the business should be liable for the
debt rather than the PEU.
Thus, if R borrows money for his business in his name and
he is liable for it, it is not "business debt." Also, if
R's business owns an asset (like a car), but R uses it, it
is a "business asset."
NOTE: Solely owned proprietorships (see F9-4) are
particular problems and in general you should consult the
Editing Supervisor if you encounter "business" debt or
assets for a solely owned proprietorship outside of
Section F.
Seasons 27. If MONTH is NA, but season is given, code:
Winter = 02 Summer = 08 Spring = 05
Fall = 11
# of years = 28. For all Q's asking "# of years", code "01"
less than 1 will include one year or less but will not
include "NONE".
ABBREVIATIONS USED IN EDITING
DU Dwelling Unit = HU Housing Unit I'w Interview
EU Economic Unit Mtg Mortgage
Ed. Sup. Editing Supervisor NA Not Ascertained
FU Family Unit OCC Occupation
HU Housing Unit PEU Primary Economic Unit
Inap Inapplicable Unit Pmt Payment
I'er Interviewer R Respondent
IND Industry S Spouse
USEFUL DEFINITIONS
1. HOUSING UNIT (HU):
a. A one-family house or half of a two-family house, or
b. An apartment or flat in an apartment house or other building,
or
c. A trailer or mobile home (as long as it has cooking
facilities), or
d. Living quarters in back of stores, over garages, etc., or
e. A rooming house.
We do not sample institutions such as old people's homes,
sanitariums, convents, military bases, dormitories, etc., which
contain ten or more unrelated families.
2. FAMILY UNIT (FU): A Family Unit is a group of persons living in
the same Housing Unit who are related to each other by blood,
marriage, or adoption. Couples who are living as married are
treated as if they were married.
3. PRIMARY ECONOMIC UNIT (PEU): The members of the FU that includes
the Respondent, who are Financially Dependent upon the R. For our
purposes, the PEU consists of all the people listed in the HH
Listing Box who are not checked "INDEP" in Column F.
LISTING BOX -- P. 1, HHL1-HHL5
FS INITIAL THE INTERVIEW AT THE TOP LEFT OF PAGE 1
TN READ THE THUMBNAIL ON LAST PAGE AND Y41 FOR ADDITIONAL INFORMATION
AND TO LOCATE TROUBLE SPOTS IN THE INTERVIEW. UNDERLINE USEFUL
INFORMATION IN RED.
HHL CHECK WHETHER THE INTERVIEW SHOULD HAVE BEEN TAKEN. If you find
BOX an interview taken:
1. where the current PEU did not live in the HU at the time
the I'wer first went to the HU (except for list sample
cases).
2. where the R is not a member of the PEU.
3. at a place which does not fit our definition of a HU.
Take it to the Editing Supervisor. The decision whether to accept
it or not will be made elsewhere.
HHL CHECK THE LISTING BOX AND EDIT OUT NON-HU MEMBERS
BOX
1. The listing box should contain all persons living in the
housing unit at the time the interviewer first had contact
with the household.
2. It should not include visitors or persons who are not
currently living in the HU.
3. Edit out non-HU members (by circling in red) and writing an
explanatory note. Use information from the HHL as well as the
rest of the Interview and the TN. In cases where the
situation is complex, the final test is whether or not the
person could have, theoretically speaking, been interviewed
somewhere else at the time that the interviewer CALLED ON THE
HU for the first time. In order to ascertain the date of the
interviewer's first call it is necessary to obtain this
information from the Cover Sheet in the Field Control Office.
See a Check Editor or Supervisor for this. As much as
possible, the judgment of the Interviewer should be
maintained. If it is unclear if a person should be included
or not and the Interviewer has included them (and thus their
financial information), then usually we should include them.
Likewise, if it would mean NA'ing a lot of data because the
Interviewer did not not include them, then we shouldn't.
4. If you edit anyone out of the HHL box you must also edit out
any financial information for the person from the interview.
You should take any such cases to the Editing Supervisor and
you must write it up on a Problem Sheet.
5. If you edit any children of R, Spouse or Partner out of the
Listing Box you must edit them into Y5-Y5.2 (the number of
children of R and Spouse/Partner living elsewhere).
HHL COL D CHECK MARITAL STATUS AND MOVE SPOUSE/PARTNER TO LINE 2:
1. Check that the marital status for R and Spouse/Partner is the
same -- either both married or both living with a partner (M
or P). If there are any discrepancies, bring them to the
attention of a supervisor.
2. If R reports "married," but is not currently living with
his/her spouse, the R may either be separated or the
spouse may be living in an institution, be away in the
military, maintain a separate address during the week,
etc.
a. If the R and spouse are actually separated, change the
marital status and edit the questionnaire to remove the
spouse to the degree this is possible and mark the case
for review by an editing supervisor.
b. If the spouse is temporarily away or regularly returns, we
would like to include the spouse in the questionnaire.
Code the spouse marital status using the "7" or "8" code
and leave any assets and liabilities reported in the
questionnaire. If the R does not include all of the
assets and liabilities of the spouse, make the case for
review by an editing supervisor. Code residence status
4 (see below for explanation).
3. If the spouse/partner is not listed on the second line,
renumber the HH members, giving the spouse/partner #2. Draw
an arrow from the S/P to line 2 indicating that the
spouse/partner should be entered on Line 2.
4. NOTE: "S" means "Separated" (not "single"). "NM" means
"Never Married."
5. If a child/stepchild of R/S is over 18 and marital status is
not marked, code it missing.
HHL COL E PRECODE RESIDENT STATUS
Read over any marginal notes and use the following code for each
person in the HHL box.
RESIDENT STATUS CODE
For codes 2-4 and 7, circle out the YES or NO response and enter the new
code in the middle of COL. E. For codes '1' and '2', underline the "1" or
"2" in green.
HHL COL F PRECODE THE ECONOMIC UNIT
Code the "economic unit" to which each person in the listing box
belongs. Enter the code to the left of the center bar of COL. F,
under 'FINANC DEPEND'. Use the following code; R is always coded
'1'.
If it is unclear whether a person is FINANCIALLY DEPENDENT or
INDEPENDENT or which EU a person should be a member of, see the
Editing Supervisor.
EU MEMBERS The debts, assets and income of all PEU members (coded 1) should
be included in
FINANCIAL Sections A-X and none of them should be included in Y33-Y43.
Likewise, all
INFO IN all persons not in the PEU (i.e., in 2nd, 3rd, etc. EU) should
have their finances
WRONG PLACE reported in Y33-Y40.2 and should not be reported in Sections A-X
(with the exception of house value and mortgage information to be
explained later). Thus, if you edit anyone into or out of the PEU
or you find any evidence that anyone's finances are reported in
the wrong place, you must edit them to agree with the HHL box and
it should be entered on a Problem Sheet. If there are any doubts
concerning this issue, you should bring the Interview to the
Editing Supervisor.
PARTNER If any Spouse or Partner is marked "FINANC INDEP":
OR SPOUSE
MARKED 1. If it is a partner marked "INDEP" and their finances are
clearly reported in
INDEP. Y33-Y43 and not in Sections A-X the "partner" should be
edited to "friend" in the HHL box. If their finances are
included in Sects. A-X and not in Y33/Y43, edit COL F of
the HHL box to 'FINANC DEPEND'.
2. If it is a spouse marked "INDEP", COL F should be edited to
"FINANC DEPEN". In either of the above cases, the Interview
should be taken to the Editing Supervisor and a Problem Sheet
written up.
UNDER 18 If a person under 18 years old is marked "INDEP":
MARKED
INDEP 1. If it is clear that their finances are reported in Y33-Y43 and
not in Sections A-X, leave things as they are.
2. If their finances have not been included in Y33-Y43, but
instead in Sections A-X, edit them to "FINANC DEPEND".
SECTION A: ATTITUDES AND FINANCIAL INSTITUTIONS
A5, A5.11 Check that the number entered at A5 agrees with the number entered
in the box at A5.11. If does not, see the Editing Supervisor.
A5.11 Edit the # INST entered in the box at A5.11 is equal to or greater
than the number of Institutions recorded in A6-A9 for Columns #1-
#6. If R reports more than 6 institutions, the number in this box
may be greater than 6 even though only 6 institutions will be
listed in the grid.
A6-A9 FINANCIAL INSTITUTIONS GRID
1. Columns should be neither added to this grid nor deleted. If,
however, more than six institutions are entered in the
columns, edit those beyond six out. There should only be six
institutions listed in the columns. See the Editing
Supervisor if there is any confusion here concerning which
institution R regarded as #1, #2, etc.
A7 If R chose more than one response, take the first one in the list.
SECTION B: ATTITUDES TOWARD CREDIT/CREDIT CARDS
B6-B10 CREDIT CARD GRID
1. If R does not know how many cards of a particular type other
family members have, or the balance on those cards, the
interviewer is instructed to make a marginal note. Enter this
information on a Problem Sheet.
2. Edit out all credit cards in the name of a business (including
businesses that the PEU has an interest). Do not, however,
edit out credit cards in R's or PEU members' names but which
may be used for business.
3. Check Column E credit card type. If it is clear that a credit
card listed in COL E really belongs in one of the other
columns, edit the information into its proper location. Most
commonly a store credit card will have been entered here and
should be edited to COL B.
a. Telephone cards (other than cards like the AT&T Universal
Card which are a Visa/Mastercard and a telephone credit
card) should be removed.
B6,B10 Check the Number of Financial Institutions against the Number of
Bank-Type Cards. COL A If there are more institutions
checked at B10 than the # of
accounts entered at B6, see the
Editing Supervisor.
SECTION D: HOUSING STATUS (D1-D22)
D1 1. Check that the correct sequence was followed at interviewer
checkpoint. Check ZZ2 and D16 to help in identifying
problems.
2. See farm guidelines, p. 24.
D5 OWNERSHIP STATUS OF FARM/RANCH
1. Check that R's who live on farms or ranches have gone through
the own/rent sequence appropriately. Look for marginal notes
that explain any unusual situations, and bring these to the
attention of the supervisor if the sequence marked does not
appear to incorporate all information.
2. If PEU are tenant farmers: A tenant farmer rents his farm
and pays rent in cash. For people in these classifications,
make sure the "RENTS" box is checked at D5. Check the rent
amount given at D17; if it is given as a dollar amount, leave
it as is. If R "doesn't know", edit it to DK. In either
case, write it on the Problem Sheet if the rent, or part of
the rent, is not paid in money.
3. If the "OTHER" box at D5 is marked, examine the response to
see if it should be edited to boxes 1-4 only if the proper
skips have been followed. If the response should remain in
the 'OTHER' box, write it on a Problem Sheet.
D5.3 Edit as per D19 below.
FARM EDIT GUIDELINES
We have arrived at a set of guidelines for handling farms that we think will be
fairly clear in most cases. The guidelines are:
For farm owners and operators:
1. D5.3 (or D10) will contain the value of all the land and
structures on the farm that the PEU owns; and D20 should be the
total cost of all the property and structures on the farm that the
PEU owns.
2. Frequently farmland that is not adjacent to the land the home is
located on is reported in section E. Such property and any
associated debt should be moved from the E section to the
appropriate section D sequences.
3. The above assumes that the PEU actively manages a farming business
that is reported in the F15-F19 sequence. The amounts in F14 and
F15 will contain the following:
F14 Only the value of implements, crops, farm animals, and
anything else except the value of the land and structures.
F15 The amount that was paid for all of the above.
In all cases these items will need to be checked by the Editing
Supervisor.
For all cases that do not fit the situations outlined above, see the Editing
Supervisor.
D11, D11.5 MOBILE HOMES:
1. Look for marginal notes that explain any unusual situations,
and bring these to the attention of the supervisor if the
sequence marked does not incorporate all relevant information.
Write such cases on a Problem Sheet.
2. If "NEITHER OWNS NOR RENTS" is marked, examine the responses
to see if R owns any part of the site or mobile home. If so,
edit D11 and follow-up questions appropriately to agree with
the information you have. If there is any uncertainty about
how to code D11, see the Editing Supervisor.
D16-D16.2 HOUSE/APARTMENT/FARMHOUSE OWNERSHIP STATUS:
1. Look for marginal notes that explain any unusual situations.
If the sequence marked does not appear to incorporate all
information, bring these to the attention of the Editing
Supervisor. Write up any problem cases on a Problem Sheet.
2. If R mentions Homeowners' Association at D16, edit it to '5.
TOWNHOUSE ASSOC.'
3. a. If the home is owned wholly or partly by a business owned
by the PEU (in Section F), see the Editing Supervisor.
b. If R owns the home with people in the household who are
not part of the PEU, be sure the value and mortgage
reported in Section D corresponds ONLY to R's share. The
entire value of the property and the mortgage are reported
in Section Y, Q.39.2 and Q.39.3.
4. If "R LIVES IN MULTIPLE HU STRUCTURE" is checked at D16.3,
check the responses to D18 and D18.1.
5. If "NEITHER OWNS NOR RENTS" is checked, read the explanation
given at D16.4 and check that the correct sequence was taken.
a. If it appears that R owns any part of his/her home, edit
D16 to "OWNS OR IS BUYING" and edit the follow-up
questions appropriately, using all the information given.
If there is any uncertainty, see the Editing Supervisor
and write any problem cases on the Problem Sheet.
b. If R's housing is fully subsidized by the government,
including military personnel, edit D16 to "PAYS RENT".
DEFINITIONS
D16.3 In principle, when R lives in a multiple HU structure and R owns more than
the unit he lives in, we only want the details on only R's unit in Section
D with the remaining value reported in Section E. Where possible, edit
the data in this way. However, particularly for smaller structures
(duplexes, triplexes, houses with basement or garage apartments), it will
be virtually impossible to make a separation. In such cases, make a note
on the problem sheet and accept the data for the entire structure.
D17-D17.3 IF PEU PAYS RENT:
1. If R pays for both room and board, edit out the amount paid
for board. If the amount paid is not known, assume half of
what is paid is rent. If this seems unreasonable, see the
Editing Supervisor.
2. We want the rent most recently paid (or due). For example, if
"the rent was just raised to $275, but when the rent was paid
last it was $260," edit it to $260 per month. If R mentions
several different rents paid over the past year and gives an
average, edit to the rent last paid (or due).
3. If the rent is shared with other EU's, edit D17 to the PEU's
share only. If several "Independent Adult" roommates share
the rent with R and the proportions are unknown, split the
total rent equally among them and edit D17 to R's share. If
the situation is more complex, see the Editing Supervisor.
4. FOR TENANT FARMERS -- see D5.
D17.1 Water is not assumed to be a utility for purposes of D17.1. If
"Yes, water" or "only water," edit the response to "NO"
D17.2 If only stove and/or refrigerator are provided, edit D17.2 to
"UNFURNISHED" if it is not already so marked.
D17.3 If R "lived here before," moved out and then moved back, edit
D17.3 to date R moved back this time. If R lived in another
apartment in this building or project before moving to this
apartment, edit D17.3 to date R moved to this apartment.
D18, D18.1 Look for marginal notes here explaining any unusual situations.
If it is unclear how such information should be coded, see the
Editing Supervisor. Write it up on a Problem Sheet if there are
any unusual or confusing situations. Check ZZ2 for clarification.
D19 FOR HOME (FARM) OWNERS:
1. The house value at D19 should include the part R owns. For
farmers this includes the house, farm buildings, and
contiguous farm land.
2. If R says they have been offered $80,000 but wouldn't take
less than $100,000, code the midpoint.
3. If R has been offered more than the actual value of the
property ("I've been offered $50,000, but it's actually worth
only $30,000"), code the amount offered.
D19 4. If part of the house is owned by persons with independent
finances or with people who do not live in the HU, include
only the part of the property actually owned by the PEU. The
total value of the property owned by all people in the HU
should be given at Y39.2 when there are HU members with
independent finances. If a part of the house is owned by
someone outside the HU, mark the case for review by an editing
supervisor.
D20 DATE OF PURCHASE:
1. In cases where multiple dates are given at D21 (purchase date,
the house occupancy date, and/or the date of the mortgage),
edit in the date as per the following priorities:
Record the uncoded dates on the Problem Sheet.
2. If the house was purchased/inherited/built in increments, edit
it to the priorities above for the earliest increment of the
house itself (not incl. land purchases).
3. If farmers bought their farm in increments, use the date the
earliest part was purchased.
4. If the house was inherited (the GIFT/INHERITANCE box at D20 is
checked), this date should be the date inherited.
D21 If R bought a house furnished, do not attempt to separate out the
value of the furnishings.
D22 Add land and house taxes together if they are given separately.
If the period of taxes is not given, write in "YEAR."
D23 If R reports both "YES, MORTGAGE" and "YES, LAND CONTRACT" at D23,
check the grid to make sure that at least two columns of the grid
have been filled out. If they have, edit D23 to "YES, MORTGAGE"
and follow that sequence.
If at least two columns of the mortgage grid have not been filled
out, see the Editing Supervisor.
D27-D40.1 THE MORTGAGE GRID
1. Be on the lookout for any unusual or confusing mortgage
arrangements which may be problems. Take them to the Editing
Supervisor and, if necessary, write them up on the Problem
Sheet.
2. Mortgages reported in this grid should always be left in
unless it is clear:
a. that it is not the home the PEU is currently living in
(move these debts to E15-E34, "Other Property");
b. the home the PEU is currently living in is not collateral
for the mortgage (these may be moved to D41-D51, D54-D65.2
or elsewhere) depending on the purpose and type of the
loan;
c. the PEU is not liable for the mortgage.
d. NOTE: Another exception would be a HOME EQUITY LINE OF
CREDIT (see Quick Reference Guide for definition) that was
NOT a first mortgage. These should be edited out of COL
B or C for D27-D40 or D41-D51 and moved to D53-D53.9.
In all these cases see the Editing Supervisor and the case
should be written up on the Problem Sheet.
3. If it is discovered that the PEU does not own any of the home
and are living rent-free, D16 will have to be edited to
NEITHER OWNS NOR RENTS, and Section D re-edited. If R only
owns part of the property, only include the part of the
mortgage that R is responsible for. The total amount
outstanding on the mortgage that is the responsibility of the
R and any people with independent finances should be reported
in Section Y, Q.39.3. See the Editing Supervisor and write
this up on a Problem Sheet.
4. If it is found that the mortgage is partly or wholly assumed
or paid for by a business in Section F owned by the PEU, you
should see the Editing Supervisor.
5. If marginal notes indicate that the payments change during the
life of the mortgage for reasons other than variable interest
or balloon payments (which are handled by the grid), see the
Editing Supervisor and put it on the Problem Sheet. Examples
of these would be "negative amortization" or "graduated
payments".
6. Co-ops may have mortgages on the entire building, as well as
on the PEU's unit. If you encounter any such as these, edit
them to include only PEU's unit.
D27, D28, In the case of assumed mortgages, the data in D27, D28, and D30
D30 should be as of the date that the mortgage was assumed by the PEU,
not the date it was originally taken out by the seller.
D27.1 Beware of confusions between "seller-provided" mortgages (where
the seller provides the financing for the mortgage and the PEU
pays the seller) and "assumed" mortgages where the PEU takes over
the payments from the seller. For "seller-provided" mortgages,
D27.1 should be edited to "NO".
D29 If D29 is NA, do NOT compute it from D30 and D31; leave it blank.
D30 1. If D30 is answered in a fractional # of years, edit it as per
the GENERAL INSTRUCTION 22a.
2. If "NO SET #" is checked, check D52-D53.10 for possible
double-counting. If double-counting is found, see the Editing
Supervisor.
D36 Edit the Type of Institution at D36 as per GENERAL INSTRUCTION 21.
D37 Precode the purpose of the 2nd mortgage at D37 using the LOAN
PURPOSE CODE.
D40, D40.1 Check that the D40 and D40.1 boxes are checked correctly after all
editing of this section is finished.
D41-D51 OTHER HOME LOANS
1. Watch for cases here which have:
a. HOME EQUITY LINE OF CREDIT loans, which should be in D52-
D53.10.
b. 2nd and 3rd Mortgages (for which the home is clearly noted
as being collateral) which should be in COLUMNS B & C of
the D27-D40 mortgage grid;
c. Home improvement loans (purpose clearly stated), for which
the home is not collateral, should be in D54-D65.2.
If you think you have found any of these, see the Editing
Supervisor. They should be edited to their proper place. If
you find such a loan here double-counted with one in D52-
D53.10, the Section I loan grid, or D54-D65.2, edit it out
here and leave it in its proper place. These should be
written on the Problem Sheet.
2. If more than one "other" loan is itemized here, leave the
largest (in terms of the amount borrowed) here and move any
other to the grid at I3-I15 (where they should be coded "01"
for loan purpose).
D45 If D45 is answered in a fractional # of years, edit it as per the
GENERAL INSTRUCTION 22.
D51 Edit the type of institution at D51 as per GENERAL INSTRUCTION 21.
D53 Edit the # LINES OF CREDIT entered in the box at D53 to be
consistent with the number recorded in Columns #1-#3 of the grid
and D53.10 as per GENERAL INSTRUCTION 24.
D53.1-D53.10 THE HOME EQUITY LINES OF CREDIT (HELC) GRID
1. If a HELC here is double counted in the Mortgage grid at D27-
D39, leave it in there if it is the first mortgage; leave it
in here if it is not a first mortgage; put it on a Problem
Sheet in either case.
2. Check for Credit Cards which may be included or double-counted
here. They should be edited out of this sequence to Section
B. If they are double counted, remove them from Section B and
put the information on a Problem Sheet. If they can't be
separated out of Section B, see the Editing Supervisor.
3. Edit out any business lines of credit found here.
D53.4 Pre-code the purpose of the loan using the LOAN PURPOSE CODE
If the purpose of the loan is coded "10" (to purchase a car),
check the "owned vehicle" grid (G8-G23) to see if this loan is
double-counted there.
a. If it clearly is, edit the debt out of the vehicle grid.
b. If it may be, but it is not clear, see the Editing
Supervisor.
NOTE: A car used for business purposes (but not owned by
the business) may be left here.
D53.8 Edit the type of institution at D53.8 as per GENERAL INSTRUCTION
21.
D53.10 If the PEU has more than three HELC, any money owed on these
surplus lines will be entered at D53.10.
D54-D65.2 ADDITIONS AND IMPROVEMENTS
1. Check marginal notes to make sure R has not failed to include
an addition such as "landscaping", "built a garage", or some
other exterior addition which he/she thought should not be
included but which is an addition. If you find such cases,
bring them to the Editing Supervisor.
2. Additions on farms and businesses should be edited out. But
additions on the farmhouse, or that part of a business which
contains the PEU's home, should be left in.
3. If a home was built in increments and an addition seems to be
one or more of the increments, take it to the Editing
Supervisor. Building of the home and its cost and loans
should not be here.
LOANS FOR ADDITIONS
1. If a loan here is clearly collateralized by the house, it
should be moved to column 2 or 3 in the mortgage grid.
2. If you find a loan here that is clearly a Home Equity Line of
Credit, it should be moved to D53-D53.10.
3. Loans here that are double-counted in the mortgage or HELC
sections should be edited out here and left in those sections.
D58 If D58 is answered in a fractional # of years, edit it as per the
GENERAL INSTRUCTION 22.
D64 Edit the type of institution at D64 as per GENERAL INSTRUCTION 21.
D65-D65.2 If another home addition and improvement loan is at D65-D65.2 and
marginal notes provide more information on it than can be
contained in D65.1 and D65.2, move it to the loan grid at I1-I15,
if there is an available column there.
LINES OF CREDIT FOR NON-OWNERS ONLY:
D69.7 Edit the type of institution at D69.7 as per GENERAL INSTRUCTION
21--"CHECK ALL THAT APPLY".
D68.1 Check that the # LINES OF CREDIT (LOC) recorded in the
& D69 blank at D68d is the same number as is entered in the
box at D69 on the next page. If it is not, see the
Editing Supervisor.
D69 Edit the # LINES OF CREDIT (LOC) entered in the box at D69 to be
consistent with the number recorded in Columns #1-#3 of
the grid.
SECTION E: OTHER PROPERTIES, LAND CONTRACTS
E2.1 Edit the # NOTES/LAND CONTRACTS/MORTGAGES entered in the box at
E2.1 to be consistent with the number recorded in Columns #1-#3
of the grid and E13-E13.2 as per GENERAL INSTRUCTION 24.
E3-E13.2 NOTES/LAND CONTRACTS/MORTGAGES OWNED
1. Check for double-counting of properties between E3-E11 (sold)
and E16-E34.1 (currently owned). If a property is clearly
listed in both places, leave it here and edit it out of E16-
E34.1. If you suspect double-counting but it's not clear,
take it to the Editing Supervisor.
2. Edit out all notes, land contracts or mortgages held or owned
by any business that the PEU owns or has an interest in.
E9 If E9 is answered in a fractional # of years, edit it as per
GENERAL INSTRUCTION 22.
E11.1 If E11 is YES: Check the amount the PEU still owes at E11.1 and
the amount it is still owed at E4 or E7. If the amount at E11.1
is considerably larger than the amount at E4 or E7, and there are
marginal notes, write them on the Problem Sheet.
E15 Edit the # PROPERTIES entered in the box at E15 to be consistent
with the number recorded in Columns #1-#3 of the grid and E36-
E37.6, as per GENERAL INSTRUCTION 24.
E15-E37.6 THE OTHER PROPERTY OWNED GRID
1. Do NOT edit out "any property owned by a business that [PEU]
has an interest in" as instructed by the question at E14,
unless it is perfectly clear that the property is included or
is the same as the business listed in Section F. If you
suspect that it is, but it is not perfectly clear, see the
Editing Supervisor. These will be flagged with a special code
(see PROPERTY LINK CODE below).
2. Do edit out properties owned by limited partnerships where R
is a limited partner if you find them in this section (UNLESS
R or the PEU member owning them are GENERAL PARTNERS). Edit
them out of here (E16-E34.1) AND edit them into the F20-F24.6
section on passive businesses. See the Editing Supervisor for
such cases and write them up on the Problem Sheet.
3. Burial Plots, if listed here, should be moved to N52.1-N52.3.
If there is any debt on them, move that to the Section I loan
grid.
4. Mobile Homes should be included here, unless they are the
current residence of the PEU. (See definition at G8, note 3.)
5. Be particularly alert in this section for unusual or confusing
situations. Take anything that seems suspicious to the
Editing Supervisor.
E16 Precode each property, using the PROPERTY LINK CODE, above the
PROPERTY # heading for each column. If you are unsure which code
to use for a property, see the Editing Supervisor.
E17 1. If "Limited Partnerships" are noted here, see E15-E37.6, item
2 above.
2. Box 1 "OWNED BY R" is meant to include ownership by R's
Spouse, either with R or alone.
E17.1-E33 Value and Debt on Property
1. If marginal notes indicate that only the PEU's share is
recorded in E18-E29, compute and edit E18, E20, E23, E24 and
E26 to the totals for the property using the PEU's share at
E17.1.
2. If the PEU owns TIMESHARE property, then leave E18-E29 as only
the PEU's share and edit E17 to "OWNED BY R unless the share
is owned together with other people outside the PEU.". If the
entire value and debt on TIMESHARE property is given, compute
and edit it to the PEU's share only.
3. Except for item 2 above, if E17.1 is NA or DK and it appears
that E18, E20, E23 and E24 are only the PEU's share, then NA
E18, E20, E23 and E24 and put this on the Problem Sheet.
E25 If E25 is answered in a fractional # of years, edit it as per
GENERAL INSTRUCTION 22a.
E33 Edit the Type of Institution at E33 as per GENERAL INSTRUCTION 21.
E34.1 Gross Income from Property
E36.7
E37.6 1. If there is any clear indication at E34.1, E36.7 or E37.6 that
the income amount given is "net" (see definition in Quick
Reference Guide) instead of "gross", NA the amount and write
the details on the Problem Sheet.
2. If Income was received from the property other than RENTAL
income (such as parking fees, etc.) include them in the total.
Total income from the property is wanted here, despite the
wording ("renting out") of the questions at E36.6 and E37.5.
SECTION F: BUSINESSES
F1, F2 Check D1; if "R LIVES ON A RANCH AND FARM" is checked AND D3 is
checked "YES", then box "R OR R"S FAMILY OPERATE FARM/RANCH BUSINESS
ON THEIR PROPERTY" should be checked at F1 and there should be at
least one business at F2 connected to the farm or ranch. If not,
bring the Interview to the Editing Supervisor.
F2, F4.1, Edit the number entered in "# BUSINESSES" at F4.1 to be
F5 consistent with the number entered in the control
box at F5. If R reports a business that is
double-counted at N35 as publicly-traded stock,
remove the business from Section F.
F5 Edit the # OF BUSINESSES entered in the box at F5 to be consistent
with the number recorded in Columns #1-#3 and F19.1-F19.3 of the
grid.
F6 If more than one box is checked or marginal notes are inconsistent
with the box checked at F6, edit the boxes to one choice to indicate
how the PEU originally acquired the business.
If necessary, edit the date at F8 to agree with the editing of F6.
F9.4 If R reports that a business is a "limited partnership" at F9.4, it
should be moved to F20-F24.6 (PASSIVE BUSINESSES), but only if it is
clearly stated that they (the PEU) are "limited partners" and not
general partners.
If the limited partnership is moved to F20-F24.6, all the details of
the business should be written on the Problem Sheet and, if it is
the only business, F4 should be edited to "NO".
F10, F10.1 CHECK FOR CURRENT COLLATERALIZED LOAN
1. If F10 has been marked YES, but the answer to F10.1 indicates
that R does not currently have a personal loan (i.e., F10.1 is
"nothing"), edit F10 to NO.
F14, F15 Edit to include only PEU's share.
F16, F17 If the net income reported in F17 exceeds the gross receipts
reported in F16, leave the inconsistency unless there are
explanatory notes which support reversing the figures at F16 &
F17. If any explanatory information is available, write it on
the Problem Sheet.
F20.1, Check the number of other (non-actively managed) businesses
F21.1-21.6 reported at F20.1. It should be equal to or greater than the
number of types of businesses ("YES" boxes) checked for F21.1 -
F21.6. See the Editing Supervisor if it is not.
SECTION G: VEHICLES
G2 Edit the # LEASED VEHICLES entered in the box at G2 to be consistent
with the number recorded in Columns #1, #2 and G6.1 as per GENERAL
INSTRUCTION 24.
G3-G6.1 THE LEASED VEHICLE GRID
1. Move any vehicles which are leased by a business but used by the
PEU for personal purposes to G24. These would include those
leased by a business that the PEU has an interest in. If the
vehicle is leased by a business but not used by PEU for personal
purposes, then edit them out.
2. Edit out all leased motorhomes, travel trailers, motorcycles,
snowmobiles, all-terrain vehicles as well as tractors and mowers
from G3-G6.1
G7.1 Edit the # OWNED VEHICLES entered in the box at G7.1 to be
consistent with the number recorded in Columns #1-#3 and G23.1-
G23.4, as per GENERAL INSTRUCTION 24.
G8-G23.4 THE OWNED VEHICLE GRID
1. Move any vehicles owned by a business (including any the PEU has
an interest in) but used by the PEU for personal
purposes to G24. If there are already vehicles at G24,
and you are not sure whether the ones you are moving
are already included there, leave them out and record
all details on the Problem Sheet. Those owned by a
business but not used for personal purposes should be
edited out.
2. Edit out any vehicles:
a. not in running order
b. not licensed now nor planned for licensing in 1993
c. not yet purchased, or ordered but not yet received
d. not owned by the PEU.
3. Check for double-counting of debt in Section I. If you find any,
edit it out of Section I and leave it here. If it is a part of
a larger debt in Section I, leave it in Section I and remove the
debt from Section G.
G8 Type of Vehicle
1. Move all motorhomes, travel trailers, motorcycles, snowmobiles,
and all-terrain vehicles to G25.1-G39.4 and write the description
of the vehicle on a Problem Sheet.
2. Edit tractors/mowers out. If they are for personal use and have
debt, move debt to Section I.
3. Edit mobile homes to Section D and the mortgage grid if it is the
current residence of the PEU or to the Section E Other Property
Grid if it is not.
DEFINITION
G16 If G16 is answered in a fractional # of years, edit it as per
GENERAL INSTRUCTION 22.
G22 Edit the type of institution at G22 as per GENERAL INSTRUCTION 21.
G23.1-G23.4 If there is more information about cars and the debt volunteered at
G23.1-G23.4 than can be captured in the Q's, write it on the Problem
Sheet.
G24 Do not include vehicles leased by a business which the PEU uses
regularly for personal purposes; write these on the Problem Sheet if
found.
G25.1 Edit the # (Other) VEHICLES box at G25.1 to be consistent with the
number recorded in Columns #1, #2 and G39.1-G39.4 in the OTHER
VEHICLE GRID as per GENERAL INSTRUCTION 24.
G26-G39.4 THE OTHER VEHICLE GRID
Edit as per the Car Grid, G8-G23.4, items 2a-d & 3 and G8, items 2
& 3.
G32 If G32 is answered in a fractional # of years, edit it as per
GENERAL INSTRUCTION 22.
G38 Edit the type of institution at G38 as per GENERAL INSTRUCTION 21.
G39.1-G39.4 If there is more information on the vehicles in G39.1-G39.4
volunteered than can be captured in the Q's, write it on the Problem
Sheet.
SECTION H: EDUCATION LOANS
H2 Edit the # OF LOANS entered in the box at H2 to be consistent with the
number recorded in Columns #1-#6 (including LOANS #4-#6 on the EXTRA
LOANS PAGES), as well as the number of loans from the grid that were
moved to N53.1, as per GENERAL INSTRUCTION 24.
H3 If the loan was taken out in several parts over time, we want the date
that the earliest part was taken out.
H4 If the loan was taken out in several parts over time, we want the total
of all the borrowing.
H8 R may have started paying on a loan more than once and then had payments
deferred because she returned to school. In such cases, take the most
recent date that payments began. In cases where the R has stopped
paying at some point for reasons other than an official deferral, we
want the date that payments were last official scheduled to begin.
H10 If H10 is answered in a fractional # of years, edit it as per GENERAL
INSTRUCTION 22.
H11 For regular installment loans where payments are not currently being
made, edit H11 to '9995. No payment being made.' If they are behind
or not paying the full payment amount, edit H11 to the amount they
should pay and put the other information on a Problem Sheet.
H11.1 For loans and debts on which payments are not being made, edit the
"typical payment" to
$"0" PER _____.
H15 Edit the type of institution at H15 as per GENERAL INSTRUCTION 21.
SECTION I: LOANS
I1.1-1.4 1. In general, the number of loans recorded in I1.1-1.4 should sum
to the number recorded in the box at I3, except when 2 or more
smaller loans have been combined into one column to fit into the
grid and are counted as only one loan there. In that case, I1.1-
1.4 will sum to the actual number of loans and the box at I3 will
reflect the number after being combined. If you edit loans into
or out of the grid you must change the numbers recorded in I1.1-
1.4, as well as the I3 control box.
2. If it should be necessary to distinguish between the categories of
I1.1-1.4 assume 1.1 and 1.2 have high priority and 1.4 has low
priority.
I3 Edit the # OF LOANS entered in the box at I3 to be consistent with the
number recorded in Columns #1-#6 (including LOANS #4-#6 on the EXTRA
LOAN PAGES), as well as the number of loans from the grid that were
moved to N53.1, as per GENERAL INSTRUCTION 24.
I4-I15 THE (OTHER) LOAN GRID
1. EXCLUDE:
a. Business or farm debt that the PEU is not personally
liable for. If it is unclear whether the business/farm or
the PEU is liable, check F10-F10b. If it is still
unclear, leave it in and write it on the Problem Sheet.
b. Past due bills, UNLESS:
1) a specific repayment arrangement has been made;
or
2) the bill is more than 3 months past due; or
3) it amounts to $200 or more.
c. Debts which R clearly has no intention of repaying.
d. Credit card debt (this should be edited to Section B).
e. Intra-PEU debt (i.e., owed by one PEU member to another
PEU member).
f. Education loans (these should be edited to Section H)
2. INCLUDE:
a. Back taxes.
b. Money borrowed from a pension plan.
c. Medical debt (of $200 or more).
d. Loans for home improvements which R listed here (unless it
is double-counted at D55-D65.2, then it should be left
there only).
e. Defaulted co-signed notes: loans which a PEU member had
co-signed for someone else and for which the PEU member
now assumes the obligation. These must also be written on
the Problem Sheet.
f. Intra-HU debt: debt that a PEU member owes to an
Independent Adult living in the HU.
g. All other debts or loans owed by a member of the PEU
listed by R in this section and not edited out or moved by
any of the other instructions here, or found anywhere else
in the interview and not excluded by any instructions
here.
I4 Code the purpose of the loan at I4 using the LOAN PURPOSE CODE.
Code the first two mentions if more than one is given. If the
purpose of a loan is investment in a business reported in Section F
and the loans shows up at F10-F10.1, edit F10.2 to "YES" and note
the appropriate loan in Section I at F10.3.
I5 1. For REGULAR INSTALLMENT loans (I7=1), if marginal notes
indicate that the date that the loan was taken out is
different than when the payments started, edit I5 to the date
the payments started. If it is known that the date is
different, but it is not known the date they started, write it
on the Problem Sheet.
2. If payments haven't started yet, but date is known when they
will start, edit I5 to that date.
I7 1. I7 should be edited to "REGULAR PAYMENTS" in all cases in
which current regular monthly payments have been agreed upon,
including overdue bills which the PEU has made "arrangements"
for.
2. I7 should be edited to "OTHER KIND" for:
a. loans not yet due or not yet being paid on;
b. past due bills on which no "arrangements" have been made;
c. loans for which the regular payments agreed on are not
monthly (i.e., "twice a month," "quarterly").
NOTE: In these cases, payments, and the frequency of
them, should be edited to I10. You will have to NA I11 &
I12 UNLESS R volunteered them.
I8 If I8 is answered in a fractional # of years, edit it as per GENERAL
INSTRUCTION 22.
I9 For regular installment loans where payments are not currently being
made, edit I9 to '9995. No payment being made.' If they are behind
or not paying the full payment amount, edit I9 to the amount they
should pay and put other information on a Problem Sheet.
I10 For loans and debts on which payments are not yet being made, edit
the "typical payment" to $"0" PER ___.
I13 If the current interest rate for medical bills owed to doctors,
dentists and medical facilities is NA or DK, leave it NA/DK.
I14 1. Edit the type of institution at I14 as per GENERAL INSTRUCTION
21.
2. For medical debts owed to doctors, hospitals or dentists,
precode "22".
I18 Edit the number of miles written in the blank to check boxes "LESS
THAN A MILE" or "OVER 50 MILES" whenever appropriate.
LOAN PURPOSE MASTER CODE
Precode purpose of loan at D37, D53.4, D70 and I4 using this code.
Precode up to 2 mentions in each location.
HOME PURCHASE, ADDITION OR REPAIR OF CURRENT RESIDENCE
01. Own home purchase
03. Home improvement or addition (incl. assessments for sewer/
sidewalk, etc.)
04. Home repairs/maintenance/upkeep
CAR/HOUSEHOLD DURABLE GOODS
10. Car
11. Refrigerator
12. Stove/Range; microwave oven
13. Dishwasher
14. Freezer
15. Air conditioner
16. Washing machine (incl. washer/dryer combination)
17. Dryer
18. Furniture (excluding pianos and organs--see 34); lamps;
mattress and spring combinations; rug and/or carpet; other
household furnishings
20. Vacuum cleaners
23. Home computer; calculator; computer terminal
24. Truck/jeep/utility vehicle
25. Combination of appliances (incl. TV); "appliances"--NA type
26. Combination of furniture + appliances
29. Other appliances or durable goods; sewing machine; typewriter
SMALL/INDOOR HOBBY OR ENTERTAINMENT GOODS
31. Stereo; phonograph (may include radio); include sound
equipment, amplifiers here; radio (AM or FM); tuner; CB
equipment; tape recorder, tape player (cassette or reel-to-
reel); CD player
34. Piano; organ
35. Musical instruments (excluding pianos and organs)
36. TV--color or black and white; "home entertainment center"
(incl. combination TV, radio, phonograph); video cassette
recorder/player (VCR); video camera (Cam-corder)
49. Other small/indoor hobby or entertainment items (incl. pool
tables and regular cameras)
50. Power tools and yard equipment
OUTDOOR HOBBY AND RECREATION GOODS
61. Boat; boating equipment (including trailer)
63. Motorcycles; bicycle; moped; snowmobiles; off-road vehicles
65. Camper-trailers; "RV"--NFS
67. Cottage; vacation property; mobile homes--seasonal residence
(if current residence, code 01); "motorhome"; "second home"
69. Other outdoor recreation items; horse
SAVINGS AND INVESTMENTS
71. Invest in Bus #1 (from Section F)
72. " " Bus #2 " " "
73. " " Bus #3 " " "
74. Invest in own business, other than 71-73 or NA
which or all
78. Investment real estate (incl. cemetery plots and
additions and repairs to investment property);
farmland (exc. 71-74); include businesses of
self-employed R's who don't report
a business in the F section
79. Other investments
SPECIAL EXPENSES
81. Travel/vacation expenses
82. Medical/dental expenses; attorney's fees
83. Education/school expenses
84. Tax and insurance expenses (exc. vehicle, code 93)
85. Weddings/funerals
88. Moving expenses
89. Other special expenses; encyclopedia; health membership
MISCELLANEOUS PERSONAL NEEDS
90. "Personal loan"--NA what for
91. Bill consolidation; "bills"
92. Personal items, incl. clothing, jewelry
93. Vehicle repair/upkeep (incl. insurance)
94. Gifts; goods or gifts of money; "Christmas"
95. Living/general expenses
97. Other (incl. combinations)
98. DK
99. NA
SECTION N: FINANCIAL ASSETS
N1-N43.1 GENERAL SECTION N
INSTRUCTIONS
1. Watch for accounts and assets that belong wholly or partly to
a business or to persons not in the PEU.
a. If they belong wholly to the business or person outside
the HU, edit them out unless the business is a "sole
proprietorship", in which case see the Editing
Supervisor.
b. If they belong to an INDEPENDENT ADULT, check to make
sure they are included at Y37-Y38.3, and edit them out
here.
c. If they are owned jointly with the PEU, and it is not
clear how to split them, leave them in, but NA the
amount. Write these on the Problem Sheet.
2. Watch for margin notes or specific $ amounts reoccurring in
different places which would indicate the double-counting of
assets within Section N.
Amounts double-counted in two different places in Section N
should be left in the most specific type of account, unless
otherwise instructed (e.g., if listed in a savings account and
as an IRA--edit it out of the savings account and leave it in
the IRA).
3. Assets from pension and profit sharing plans may be held in a
variety of ways and could be double counted in both Section N
and Section R. Check assets and accounts in this section
against pension accounts for current jobs at R21, R32, R69 and
R80 and against pension accounts from past jobs at R99.3 and
R99.4. If double counting is found, edit it out of Section N
and leave it in Section R, except for IRA's which may be left
in the R99.2 - R99.7 future pension grid and the N11-N14 IRA
grid if R99.7 is marked "YES, IRA/KEOGH".
If assets are found in this Section N which are clearly
labelled as being part of R's or S's current or future pension
or profit-sharing plans and which are not double-counted in
Section R see the Editing Supervisor. For SEP-IRAs, see Note
2 at N12.
4. Check for instances where a R has not known total figures
because they did not know a component -- possibly because an
account belongs to another FU member (for example, R may not
know the amount of a daughter's U.S. Government bonds, but
does know the amount of his/her own bonds). In these cases,
NA the amount and write the known, given amount on the Problem
Sheet, as well as noting there that there is also an unknown
amount.
5. Edit out any accounts that were not set-up at the time of the
first contact for the Interview.
6. Be sure that accounts which are jointly held by two people in
the PEU are only counted once.
7. If margin notes anywhere in Section N, except at N41-N46,
indicate that the assets listed are part of a CMA or FMA, take
it to the Editing Supervisor.
N3 Edit the # of Checking ACCOUNTS entered in the box at N3 to be
consistent with the number recorded in Columns #1-#6 of the Checking
Account Grid and N8 as per GENERAL INSTRUCTION 24.
THE CHECKING ACCOUNT GRID
N4 Edit the type of institution at N4 as per GENERAL INSTRUCTION 21.
N6 Check all accounts checked "YES" at N6 against the money market grid
at N17-N20 for double-counting. If any of them are clearly double-
counted, edit them out of the checking account grid and leave them
in the money market grid. NOTE: If that would edit all of the PEU
checking accounts out, leave the first one listed in, and edit its
counterpart out of the money market grid.
NEVER edit the main checking account (account #1) out of
the checking account grid. See the Editing Supervisor
in such cases.
N8 If more detail is given concerning the remaining checking accounts
than is asked for at N8, enter it on the Problem Sheet.
N10-N14 THE IRA, KEOGH ACCOUNT GRID
1. Watch particularly for double-counting here with pension plans
as per instruction 3 at the beginning of this section.
2. However, if a SEP-IRA (Simplified Employee Pension) is listed
here and is not double-counted in Section R, leave it in this
grid and precode a "2" under the "IRA" box at N12.
N11, N13 Edit the type of institution at N13 as per GENERAL INSTRUCTION 21
--"CHECK ALL THAT APPLY".
N14.1 Be sure the correct skips are marked at the bottom of each column.
(This grid is not filled in sequentially, but in order of who has an
IRA/KEOGH account.)
THE MONEY MARKET GRID
N16.1 Edit the # OF MONEY MARKET ACCOUNTS entered in the box at N16.1 to
agree with the number recorded in Columns #1-#3 and N21.1 as per
GENERAL INSTRUCTION 24.
N19 Edit the type of institution at N19 as per GENERAL INSTRUCTION 21.
N21.1 If more detail is given concerning the remaining money market
accounts than is asked for at N21.1, enter it on the Problem Sheet.
N22-N22.5 CERTIFICATES OF DEPOSIT
1. Be particularly alert to double-counting with IRA's at N11-
N14; edit them out of here if such double-counting is found.
2. Watch for double-counting also with Section R. See GENERAL
SECTION N INSTRUCTIONS item 3 if you find any.
N22.1, Edit the type of institution at N22.3 as per GENERAL
INSTRUCTION 21--"CHECK ALL
N22.3 THAT APPLY".
N23.1 Edit the # of Savings ACCOUNTS entered in the box at N23.1 to agree
with the number of savings accounts recorded in Columns #1-#5 and
N26.1 as per GENERAL INSTRUCTIONS 24.
N24-N26 THE SAVINGS ACCOUNT GRID
1. This grid is intended to pick up any other savings-type
accounts that have not been included in earlier grids.
Watch for double-counting with checking account, IRA, CD and
Money Market grids; edit them out of here if found. Move any
such assets to their proper grids if they are found clearly
marked here and not there.
2. Include here passbook, statement savings and credit union
share accounts, Christmas Clubs and all other savings
accounts, as well as accounts at foreign banks, unions, AARP
or other organizations, building and loan associations, and
colleges.
N24 Edit the type of institution at N24 as per GENERAL INSTRUCTION 21.
N26.1 If more detail is given concerning the remaining savings accounts
than is asked for at N26.1, enter it on the Problem Sheet.
N28.1-N28.5 MUTUAL FUND GRID
1. Watch for double-counting of mutual funds with
pension funds in Sections R as per instruction 3 for
this section.
2. Check for double-counting of:
a. STOCK FUNDS at N28.1 and stock at N37 & N39, and
b. BOND FUNDS at N28.2-N28.4 and bonds at N31.1, N32.1 or
N33.1-N33.4.
If any are found, leave them here at N28.1-N28.4 and edit them
out of the later section(s).
N32 BONDS AND BILLS
Check that the number entered in the # BONDS OR BILLS blank is not
less than the number of boxes checked "YES" at N33.1-N33.4.
N33.1- Watch for double-counting of bonds with pension funds in
N33.4 Section R as per instruction 3 for this section.
N37, N39 PUBLICLY TRADED STOCK
1. Watch for double-counting with pension or profit sharing funds
in Section R as per instruction 3 for this section.
2. Check for consistency between N37 & N39.1 if N39 is "YES".
a. N39.1 must be equal to or less than N37.
b. If N36 is "1", then N37 and N39.1 must be the same.
If either of the above is not true, see the Editing
Supervisor.
3. If there is any indication that the amount of N39.1 includes
stock in a business in Section F, see the Editing Supervisor.
4. Stock which is clearly not publicly traded and can be
separated from publicly traded stock should be moved to N52--
"other assets." You should check Section F for double-
counting.
N40.1-N40.6 BROKERAGE ACCOUNTS
If any significant extra detail (not codeable in N40.1-N40.6)
regarding a brokerage account (such as the amount due on a margin
account) is volunteered by R, add it to the Problem Sheet.
N41-N46 TRUSTS, ANNUITIES, AND MANAGED INVESTMENT ACCOUNTS
1. Check the margin notes in this sequence for any indication
that the assets recorded are double-counted in any of the
accounts reported earlier in this section. If you find any,
see the Editing Supervisor.
2. If R mentions a "limited time annuity" and any details are
given in margin notes, add them to the Problem Sheet.
N47-N50 LIFE INSURANCE
Exclude life insurance policies whose beneficiary is a business in
Section F.
N48, N48.1 If "burial insurance" is mentioned at N48-N48.1, leave it.
N49.5 If the loan is reported earlier in the interview, edit the loan out
of the earlier location and change N49.5 to 3. If there is any
ambiguity about the loan, see the Editing Supervisor.
N51, N51.1 MONEY OWED TO THE PEU
1. Exclude:
a. money owed to a PEU business;
b. money owed to one PEU member by another PEU member
c. money that R doesn't expect to be repaid, including
"probably won't."
2. If at N51 a note says the PEU is owed money by a business in
Section F, check F11-F11.1 to determine if it is included
there:
a. if it is, edit it out of here (N51-N51.1).
b. if it is not, move it to F11-F11.1.
c. if you are unsure about the double-counting, take it to
the Editing Supervisor.
3. Money owed to the PEU by a business that has been sold should
be left here.
N52-N52.3 OTHER ASSETS
1. Move items that should be included in other sections to their
appropriate place. If you have doubts concerning whether or
not to move something, see the Editing Supervisor.
a. Move any vehicles found here (including antique and
valuable vehicles) to Section G. Assume that there is
no debt on them unless there is contrary evidence.
2. Some items which should be included here:
a. antique and valuable items and collections
b. silver, gold, jewelry
c. cash
3. Do not edit items out just because the value seems small.
4. Move any future inheritances or estates mentioned here to X9
and delete them from here.
N53-N53.1 OTHER DEBTS
1. Edit out any debts which have been listed in other sections.
2. Move all bills of $200 or more whose purpose is clear to the
Section I loan grid if they meet the qualifications there.
3. Debts for business purposes should be moved to the Section I
loan grid if is clear that the PEU is personally liable. (A
bankruptcy debt for an unincorporated business or debt on a
business no longer in operation would be examples.)
SECTION R: EMPLOYMENT OF RESPONDENT
R1 1. Check that a two-digit occupation status code has been
precoded in green next to the status boxes. If not, see an
occupation coder or the Editing Supervisor.
2. If R mentions here that his/her work is 'volunteer' work, see
the Editing Supervisor.
R1.4 RETIREMENT DATE
1. If both "RETIRED" and "DISABLED" are checked at R1 AND two
dates are given at R1.4, edit R1.4 to the date which is
consistent with the green two-digit occupation status code.
2. If R has retired twice (2 dates are given), keep only the most
recent date. Put the other date on a Problem Sheet. This
will occur often with career military persons who go on to
second careers.
R2 CHECK SELF-EMPLOYMENT
1. If the "RUN MY OWN BUSINESS" box at R2 is checked, edit R2 to
"SELF-EMPLOYED."
2. Make sure no self-employed persons followed the "SOMEONE ELSE"
sequence. If they did, move the information in R3-R12 to the
appropriate matching questions at R14-R13. R8 should be moved
to R14.8 and R15 to R14.13.
3. If you are unsure whether you should consider someone "SELF-
EMPLOYED," see the Editing Supervisor.
NOTE: A person does not need to have a business listed in Section
F to be self-employed. Not all self-employed people own businesses.
R3, R4 MAIN OCCUPATION: R WORKS FOR SOMEONE ELSE
1. Check that there is a three-digit green precode to the left of
R3 and R5. If either is missing, see an occupation coder or
the Editing Supervisor.
2. If R's response to R3 and R4 seems to include two different
jobs, one of them should have been moved to R's second job at
R40-R44. Check in these cases to see that a second job is at
R40-R44; if it is not, see an occupation coder or the Editing
Supervisor.
R7 EDIT WEEKS WORKED
1. Edit any non-week response to # of WEEKS normally worked,
assuming 4.3 weeks to a month.
2. For teachers and other school personnel:
a. Do not edit teachers or "school personnel" to 52 weeks
worked, if the answer is less.
b. Check that the salary reported at R8 is consistent with
the # WEEKS R reported at R7. If not, edit the salary
to an annual basis.
3. Note that Q reads "...in a normal year." If R answers that
he/she hasn't worked for a full year yet and it is reasonably
clear that the job is not seasonal, edit R7 to 52 weeks.
R8 1. If the salary/wages are given "after taxes", NA R8 and record the
details on the Problem Sheet.
2. If R says he/she isn't paid:
a. If R does volunteer work (such as with United Way,
church work, etc.), take it to the Editing Supervisor
and put it on a Problem Sheet if R works more than 35
hrs/week.
b. For those whose income is "paid in kind", include the
value of the "in kind payment" in or as their wage
(e.g., someone who manages an apartment building and
receives their own rent free as their wage earns the
value of their rent).
c. Whenever the marginal notes or amounts for the above are
unclear, write the information on the Problem Sheet.
R14, R14.1 MAIN OCCUPATION: SELF-EMPLOYED
1. Check that the three digit occupation and industry codes are
precoded to the left of R14 and R14.1. See an occupation coder
or the Editing Supervisor if they are missing.
2. If R's response to R14 and R14.1 seems to be two different jobs,
edit as per instruction 2 for R3, R4.
R14.6 Edit R14.6 as per instructions for R7.
R14.7- Edit R14.7-R14.10 using all information available. If it is not
clear which box should be
R14.10 checked, see the Editing Supervisor.
R14.8 or For those who work in a family business or farm without wages, edit
R14.10 to '0' per 'WK'.
R14.10
R17.1 IF RECEIVING BENEFITS
1. If R17.1 is "YES", check R97.3 to verify that "CURR JOB PENS" is
checked, for at least one column, for this R. (NOTE: RECIPIENT
is found checked at the top of the column).
2. If R17.1 is "NO", check that the # PLANS entered in R17 agrees
exactly with the # OF PLANS entered in the box at R18. If they
do not, see the Editing Supervisor.
R17.2 If R17.2 is "YES", check that the # PLANS--NOT YET RECEIVING
BENEFITS at R17.3 agrees exactly with the # OF PLANS entered in the
box at R18. If they do not, see the Editing Supervisor.
R18 Edit the # OF Pension or Retirement PLANS entered in the box at R18
to be consistent with the number of plans recorded in Columns #1-#3
and R39-R39.1 as per GENERAL INSTRUCTION 24.
R21 Double-check that amounts at R21 are not double-counted in Section
N. If they are, edit them out of Section N.
R23 If "Employer Contributions" are mentioned, write this on the Problem
Sheet.
R26 If more than one box is checked, priority code the lowest number and
the benefit amount at R26.1, consistently if possible.
R30.1, R31.1 Check these questions for complex responses (e.g., "match 2% and
then 1/2 of next 4%). If you find one, take it to the Editing
Supervisor and put it on the Problem Sheet.
R32 Double-check N14, N20, N25 and N28.1-N28.5 to make sure the amounts
mentioned here at R32 are not double-counted there. If they are,
edit them out of the location in Section N and leave them here in
Section R.
R36 Check for write-in responses at R36.
1. If "I wouldn't get anything until I retire," check the "OTHER"
box and NA the "PERCENT" at R36.1.
2. If "It would roll over into another account," check the "NONE"
box, unless marginal notes indicate this is not true.
R39.1 If anything is entered in R39.1, enter it on the Problem Sheet.
R41-R43 If it is necessary to edit in R's second job at R40-R40.2 and it is
clear that R has already included all of his HOURS, WEEKS and INCOME
for this job in R6-R8 with his main job and it is unclear how to
separate them you should leave them in R6-R8 and code R41-R43 "0",
unless the job being edited in is Military Reserve or National
Guard. In that case, see R41, R42 below.
R41, R42 If R's second job is the Military Reserve or the National Guard and
R41 (# HOURS) and R42 (# WEEKS) are NA or DK, assume 20 hours per
week for 13 weeks.
R43 EDIT SECOND JOB EARNINGS
1. Edit any dollars per hour responses at R43 to dollars per week
using the hours given at R41.
2. Edit other responses to R43 as per R8.
3. In addition, edit the following cases to $"0" per week if their
earnings are NA:
a. Wives who work on the family farm or in the family
business but who haven't reported it as their main job
and report no second job. (For wives who do report it
as a job, but without pay--see note 4b at R8.)
b. Those cases specified for R41-R43 above.
WORK HISTORY--FULL TIME NOW
R45.4 & Check that three-digit OCC and IND codes have been precoded to the
left of R45.4 and R45.5.
R45.5
R45.6 & 1. Edit "YEARS AGO" to "19___" by subtracting the number of "years
ago" given from
R45.7 the year of the Interview.
2. If there was a break in service between the 'START' date at R45.6
and the 'STOP' date at R45.7, write the break details on the
Problem Sheet.
R45.11, 1. If R answers with a range, edit it to the midpoint and
record the range on a Problem
R45.13 Sheet.
2. The intention of the question is to find when R plans to stop
working full-time for good. If R answers that he/she plans to
stop, but then start again at a later date, NA the response or
edit it to the data consistent with the intent of the question,
if that is known.
WORK HISTORY--PART TIME NOW
R46.4 Edit "# YEARS AGO" to "19___" as per instructions for R45.6 and
45.7.
R46.8 & Check that three-digit OCC and IND codes have been precoded to the
left of R46.8 AND
R46.9. R46.9.
R46.10 & Edit "# YEARS AGO" to "19___" as per instructions for R45.6 and
R45.7.
R46.11
WORK HISTORY--NOT WORKING NOW
R47.7 & Check that three-digit OCC and IND codes have been precoded to the
left of R47.7 and 47.8.
R47.8
R47.15 - 1. Edit "AT AGE" to "IN ___ YEARS" as per instructions for R45.13
R47.14 and R45.16.
R47.15 - 2. If R answers with a range, edit it to the midpoint and record the
range on a Problem
R47.19 Sheet.
R49 CHECK FOR CONSISTENCY BETWEEN R49 AND HHL BOX
1. If R49 is checked "R. IS MARRIED/LIVING WITH PARTNER" then:
a. R should have "M" or "P" circled in column D of the
b. The SPOUSE SECTION should be completed.
c. If the SPOUSE SECTION is blank, see the Editing
Supervisor.
2. If R49 is checked "ALL OTHERS" then R will not have "M" or "P"
circled box nor should a SPOUSE SECTION be included with the
Interview.
a. If a SPOUSE SECTION is complete in this case, see the
Editing Supervisor and then print "DO NOT CODE" in large
letters across the cover of the booklet.
R49-R95.2 Edit the SPOUSE SECTION as per R1-R47.19 above. All Q #s in the
SPOUSE SECTION correspond to the Qs in the R Section.
R96.4-R96.6 SOCIAL SECURITY PAYMENTS
1. Edit out all non-Social Security payments; if in doubt, see the
Editing Supervisor.
2. Edit out SSI payments (Supplemental Security Income) and if it
was received in 1992, check T1.11 & T2.11 to make sure it is
included there.
3. Edit out all Social Security benefits for anyone except the
Respondent and the Spouse/Partner (however, make sure they are
included at T2.12 before you do).
4. "SURVIVORS BENEFITS":
a. if they are for a widowed person 62 or over, leave them
here and edit R96.4. "RETIRE";
b. Otherwise, leave as it is.
5. If Social Security benefits for minor HH children are being
received (e.g., disability), include the amount with the payment
of the adult who is receiving them.
R96.4 If both "RETIRE" and "DISAB" are checked, and there are no notes to
explain why:
1. If the person is 62 years old or older, edit to "RETIRE".
2. If under 62, edit to "DISAB".
R96.5 Edit "SINCE" to "# YEARS" for both columns as per instructions at
R10.
R96.6 1. Check that R96.6 (S.S. benefits being received) is not double-
counted at R97.5 (other benefits being received) or at R97.7
(benefits expected to be received in the future). If any are,
edit them out of the inappropriate place.
NOTE: Benefits for which no payment has yet been received are
expected benefits.
2. If a single amount is given for both R & S, and is based all or
mostly on the earnings of one individual, split the amount and
allocate 2/3 to the primary wage earner and 1/3 to the other
person.
R97.1 1. Edit the # PENSIONS/DISABILITY PAYMENTS entered in the box at
R97.1 to agree with the number recorded in columns 1-6 (FIRST
BENEFIT-SIXTH BENEFIT) as per GENERAL INSTRUCTION 24.
R97.3 If "CURR JOB PENS" is checked in any column, after ascertaining the
RECIPIENT from the top of the column:
1. Check the Recipient's job status at R1-R6 or R49-R55 to verify
they have a current job.
2. Check R17.1 or R63 to verify that they reported that they are
receiving benefits from it.
3. If information is inconsistent, see the Editing Supervisor.
4. Delete SSI if reported here. If it was received in 1992, check
T1.11 and T2.11 to make sure it is included there.
R98.1 Edit the # CASH SETTLEMENTS entered in the box at R98.1 to be
consistent with the number recorded in Rows #1-#5.
R98.2-R98.4 CASH SETTLEMENT GRID
Cash settlements may match assets reported elsewhere, especially in
Section N. Leave any double reporting, since the question is
concerned only with the source of the asset.
SECTION T: INCOME
T1-T7.8 GENERAL SECTION INSTRUCTIONS
1. Section T should contain the 1991 income of all of the current
PEU, i.e., the PEU members who are included in the HHL box. This
may be a problem for recently married, divorced, or separated Rs.
Edit out any income clearly not belonging to the current PEU and
bring to the Editing Supervisor any unclear cases or cases where
1991 income of a current PEU member has been left out.
NOTE: If a deceased spouse was in the Household during 1991,
include his/her income.
2. If income of a financially independent household member is
reported in Section T, it should be moved to Section Y, if it is
not already included there.
3. Do not force consistency between this section (T) and any of the
other sections of the Interview unless specifically directed to
by these instructions or unless important 1991 income information
will not be reported anywhere else in the Interview. Thus, for
example, if R reports an income amount at E34.1 (where income
from property is asked for), but does not report any income at
T1.7, you should not change T1.7. However, if R mentions an
income component in a margin note somewhere in the Interview
which will not be coded anywhere else, edit it in to T2.1-T2.12
if it is not there. In all cases, check with the Editing
Supervisor before editing any income into the T section.
T1.1-T1.12 & Check consistency between T1 and T2 for income
T2.1-T2.12 components 1-12.
1. If T1 is checked "NO" or left blank and an amount is entered in
T2, edit T1 to "YES", unless it is clear that the Interviewer
checked the wrong box or entered the amount in the wrong place.
2. If T1 is checked "YES" but T2 is left blank, NA T2, unless there
is some indication what the amount should be (e.g., "I already
told you that").
3. Otherwise, the boxes at T1 should not be changed, unless
specifically directed to by these instructions or the Editing
Supervisor, even if T1 is checked "NO" but you know from evidence
in other sections of the Interview that the PEU had income from
this source (e.g., an amount is reported at E34.1 but T1.7 is
checked "NO").
4. Losses are only expected to appear at T2.2, T2.6, T2.7, and
T2.11. Mark all losses clearly with parentheses. If losses are
reported at any other location, see the Editing Supervisor.
T2.1-T2.12 1991 INCOME COMPONENTS
Edit all non-yearly amounts in T2.1-T2.12 to annual amounts for
1991. Use all information given in margin notes and, in the absence
of other evidence, assume 12 months, 52 weeks and 26 bi-weekly
periods in a year and 4.3 weeks in a month.
T2.3 This should include income from tax-free bonds/mutual funds/money
market funds. If these are reported elsewhere in T2.1-T2.12, move
them here to T2.3, but only if clearly specified as 'tax-free'.
T2.10 If R's housing is partially or fully subsidized by a governmental
unit (learned from the TN or marginal notes), check T1.10 "YES" and
write in 'SUBSIDIZED RENT'. Enter the amount at T2.10 if it is
known, NA if it is not. If the rent subsidy is included in the
amount given at T2.10, move it to T1.12 if the amount is known. If
it can't be separated, code T2.10 as given and record on the Problem
Sheet that Subsidized Rent is included.
T2.12 1. Move items listed at T2.12 that belong in T2.1-T2.11 to their
proper location. Move the types below to the locations noted:
TYPE OF INCOME
MOVE TO:
Net gain from sale of business............................T2.6
Child care income.........................................T2.1
U.S. Army VAQ (HOUSING ALLOWANCE) pay.....................T2.1
Jury duty pay.............................................T2.1
Corporate Board of Directors fees.........................T2.1
Deferred compensation (from a job)........................T2.1
2. Edit out: Tax refunds
Student Loans
Employer contributions to Pension Plans
3. Leave in T1.12: Money from relatives
IRA withdrawals
T3 Do not edit T3 for consistency with its components. In general, T3
should not be edited at all (i.e., it should be kept as independent
as possible from T2.1-T2.12) EXCEPT:
1. If T3 is missing (i.e., left blank), edit NA into the blank.
2. If R volunteers information in marginal notes at T3 which is a
codeable response or which must be added or subtracted from the
response given, you should edit it in. E.g., "$25,000" (at T3)
"and the commission I mentioned before" (volunteered).
Otherwise, you should leave any codeable response at T3 unedited.
a. If R volunteers "just add it up", then just add it up
(i.e., sum T2.1-T2.12).
3. As indicated at T4-T4.6 below.
T4-T4.6 If, in the process of responding to T4-T4.6, R volunteers a codeable
response for T3 (e.g., at T4.6 R states "more like $150,000" or T4.2
R volunteers "$24,000"), you should move the response to T3 and edit
out the DK/REF box checked there.
T6 1. DO NOT edit out gifts or presents to others (including to
relatives and friends). Thus, you would not edit out "Christmas
present to mother" and "We gave brother $2000 for his birthday".
2. Edit charitable contributions to other than relatives and friends
to X10.1. Thus, "sent $40 per month to an orphan child in
Mexico" should be moved to X10.1.
3. Also, edit out loans which it is clear are expected to
be repaid.
T7 For R's recently divorced or separated, and not living with their
spouse, check T7.1-7.4 to make sure they are edited as follows:
1. T7.1 must be checked "ALL OTHERS".
2. T7.4 should be only the AGI of the current PEU. If it includes
the income of the separated/divorced spouse, or may include it,
leave T7.4 as is but write it on the Problem Sheet.
3. If there is any indication that R and the divorced/separated
spouse filed their 1991 taxes jointly (i.e., box is checked or
marginal note says so), put this information on a Problem Sheet.
SECTION X: CHARITY AND INTER-FAMILY TRANSFERS
X1-X8 Assets mentioned in Section X may match amounts listed in Section N
or other places in the I'w. Leave the double counting, since this
section is concerned with the source of the asset. We want all of
the assets reported as inherited in Sections D, E, and F to appear
here as well.
X2 Edit the # OF INHERITANCES, TRUSTS, OTHER TRANSFERS entered in the
box at X2 to be consistent with the number recorded in Columns #1-#3
and X8 as per GENERAL INSTRUCTION 24.
X5 If more than one date is given at X5, indicating more than one
inheritance from the same source, leave the earliest and move the
other(s) to the next columns, if they are available. If there are
no empty column(s) to edit them to, move them to the mop-up Q at X8.
X10 If R volunteered time (not money or property) and gave charitable
contributions in that way, edit it out.
SECTION Y: RESPONDENT DEMOGRAPHICS
GENERAL INSTRUCTIONS ON DEMOGRAPHICS
Y7-Y23.2 Edit these questions to agree with other information in the
Interview and in the HHL box. See the Editing Supervisor if you
are unsure.
Y5 If R mentions "children" in the Interview but none are in the HHL
box and "NONE" is checked at Y5, see the Editing Supervisor.
Y7 Check the CHECKPOINT at Y7 for accuracy and make sure the
appropriate sequence has been followed.
Y8.5 For separated Rs: This question should be consistent with the
information reported in other sections. If R reports, for example,
assets are mostly 'OWNED BY R', edit all sections to reflect only
the R's assets, debts, and income. If they are 'OWNED JOINTLY',
make the sections consistent with this response. If you have reason
to believe the data do not reflect what the R reported in Y8.5, take
the interview to the Editing Supervisor.
Y16 Check the CHECKPOINT at Y16 to agree with the HHL box and to make
sure the appropriate sequence was followed.
Y25 Check the CHECKPOINT at Y25 to agree with the HHL box and to make
sure the appropriate sequence has been followed.
Y33 Check the CHECKPOINT at Y33 to agree with the HHL box and to make
sure the appropriate sequence has been followed.
Y34.2 1. If Y34.2 is checked "YES", edit the amount reported at Y34.1 out
of T2.1-T2.12 and T3. Then edit this question (Y34.2) from "YES"
to "3" to indicate that the information was double-counted but
is now corrected.
2. If it is unclear where or whether the amount at Y34.3 is double-
counted, see the Editing Supervisor and put the information on
the Problem Sheet. If the amount is not moved out of the income
section, leave Y34.2 marked "YES". Pg. 56, Y35.3: Copy question
at Y34.2 with necessary changes
Y36.2 If Y36.2 is checked "YES", check the vehicle grids at G8-G23.4 and
G2.2-G39.1 and see if you can determine with assurance which of the
vehicles there is the one whose value is specified at Y36.1. If you
can, edit that vehicle out of the G section and edit this Q as per
Y34.2, item 1.
If it is not clear which vehicle is specified, then do nothing and
leave Y34.2 checked "YES".
Y37.2 If Y37.2 is checked "YES" edit the amount reported at Y37.1 out of:
ACCOUNT
LOCATION PAGE #
N5 & N8 74, 75
N14 77
N20 & N22.1 78, 79
N22.2 79
N25 & N26.1 80, 81
N31.1 83
and edit Y37.2 as per instruction for Y34.2, item 1.
If it is clear that the amount at Y37.1 is only part of the amount
in the account (i.e., it is a joint account with a PEU member), edit
out only the amount specified. If, however, the amount is the whole
account, then edit the account out, remembering to adjust the # of
accounts at that location.
Y38.2 If Y38.3 is checked "YES", edit the amount reported at Y38.2 (except
for the amount which is reported at Y39.2, if yes at Y38.1 is
checked) out of the following locations depending on which boxes are
checked at Y38.1:
Edit Y38.3 as per instructions for Y34.2 (unless 01 is circled at
Y38.1 in which case you should leave Y38.1 "YES").
Y39 Check the CHECKPOINT at Y39 to agree with Y38.1 and to make sure the
appropriate sequence has been followed.
Y39.1 If the house is owned only by people actually living there, this
should be the percent no owned by the PEU. If the house is owned in
part by people who do not live there, this figure should be the
percent of the part of the house owned by the PEU and the people
with independent finances.
Y39.2-Y39.3 Be sure that the dollar figures reported here are the total for all
people living in the HU, not just the share belonging to the people
with independent finances. If the PEU owns any part of the house or
is responsible for any of the mortgage, the share of the PEU should
show up in Section D
Y42-Y43 CHECK FOR ACCURACY OF THESE CHECKPOINTS
If R is covered by a pension on a current job, 1 at Y42 should be
circled; if S is covered by a pension on a current job, 2 at Y43
should be circled. If either of these are not consistent, bring to
the Editing Supervisor.
SECTION ZZ: OBSERVATION
ZZ2 CHECK TYPE OF STRUCTURE
There should be just one box checked at ZZ2. If more than one is
checked, edit out all but one. You can probably determine which is
right by checking Section D. If not, see Editing Supervisor.