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IMPORTANT NOTE: not all variables listed below appear in the public use dataset -- see the Public Data Set Variable List for included variables.
IMPORTANT NOTE: there is SAS code for defining assets, debt, and net worth (Net Worth Program) at the end of the codebook.
LIST OF VARIABLES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- MISC. CONTROL FILE DATA AND WEIGHTS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- XX1 Internal case ID (4-digit) -- identical for all imputation replicates Area Prob, original sample: 5xxxxx Area Prob, added sample: 505xxx Area Prob, missed HU: 01xxxx 02xxxx . . 09xxxx 10xxxx 11xxxx 12xxxx 21xxxx 22xxxx List, original cases: 00xxxx List, divorced spouse: 60xxxx ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1 Internal ID/replicate number -- XX1*10 + imputation replicate number (1-5) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** YY1 Case ID for external users 0. Inap. (not a completed interview) Y1 Equivalent for X1 for external users 0. Inap. (not a completed interview) X30022 Census region 1. Northeast 2. North central 3. South 4. West X30074 9-level Census division code 1. Northeast: New England Division (CT, ME, MA, NH, RI, VT) 2. Northeast: Middle Atlantic Division (NY, NJ, PA) 3. South: South Atlantic Division: (DE, DC, FL, GA, MD, NC SC, VA, WV) 4. South: East South Central Division: (AL, KY, MS, TN) 5. South: West South Central Division: (AR, LA, OK TX) 6. Midwest: East North Central Division (IL, IN, MI OH WI) 7. Midwest: West North Central Division (IA, KS, MN, MO, NE, ND, SD) 8. West: Mountain Division (AZ, CO, ID, MT, NV, UT, WY, NM) 9. West: Pacific Division (AK, CA, HI, OR, WA) X42000 Original Kennickell-Woodburn consistent weight. X42001 Revised Kennickell-Woodburn consistent weight: accounts for systemative deviations from CPS estimates of homeownership by racial/ethnic groups. This weight should be used for all estimations using the final 1995 SCF data for which weights are appropriate. ----------------------------------------------------------------------------- REPLICATE WEIGHTS AND MULTIPLICITY FACTORS ----------------------------------------------------------------------------- As noted in the introduction, there are two additional data files which contains replicate weights and multiplicity factor to be used in estimating sampling variances. The files correspond to the main weights X42000 and X42001. The replicate weights are of the form WT1Bi, where i=1,...999 The multiplicity factors are of the form MMi, where i=1,...999 Replicate weights with a given index correspond to multiplicity factors with the same index. ********************************************* INCLUDED IN A SEPARATE PUBLIC DATASET ********************************************* Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- HOUSEHOLD LISTING ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X8000 Original respondent and spouse/partner variables reversed. THE PERSON REFERRED TO AS THE "HEAD" IN THIS CODEBOOK IS EITHER THE MALE IN A MIXED-SEX COUPLE OR THE OLDER INDIVIDUAL IN A SAME-SEX COUPLE. WHERE X8000=1, ALL VARIABLES IN THE DATASET THAT ORIGINALLY REFERRED TO "RESPONDENT" AND "SPOUSE/PARTNER" AND ALL CODES THAT CONTAIN THE SAME REFERENCES HAVE BEEN REVERSED. THIS CHANGE IS MADE FOR CONVENIENCE IN PROCESSING THE DATA AND INDICATES NO JUDGMENT WHATSOEVER ABOUT THE ARRANGEMENTS OF INDIVIDUAL FAMILIES. THE QUESTION TEXT AND ASSOCIATED CODES GIVEN HERE HAVE NOT BEEN ALTERED TO USE THE WORD "HEAD." NO CHANGE IS MADE WHERE THE SPOUSE/PARTNER IS ABSENT FROM THE HOUSEHOLD AND IS NOT INCLUDED IN THE INTERVIEW (X100=5). 1. Reversed 5. Not reversed X100 Indicator for inclusion of income, debt, assets, etc. of an absent spouse/partner in the interview. Technically, this indicator reflects whether the spouse/partner is a part of the primary economic unit. 1. Included in Iw 5. Not included in Iw 0. Inap. (Spouse present; legally married and partner present; no spouse/partner) X101 Number of people in the household according to the HHL. Code total # of persons in HHL 10. 10 or more people X7001 Number of people in the primary economic unit. Code total # of persons 10. 10 or more people X8020(#1) Before we start the interview, I need to list the people who X102(#2) live here and obtain some basic information about each one. X108(#3) Let's start with you. X114(#4) X120(#5) What is the next person's relationship to you? X126(#6) X132(#7) 1. RESPONDENT X202(#8) 2. Spouse of R X208(#9) 3. Partner of R X214(#10) 4. Child (incl. in-laws) X220(#11) 13. Child of partner (only if volunteered) 5. Grandchild 6. Parent (incl. in-laws) 7. Grandparent (incl. in-laws) 8. Aunt/uncle 9. Cousin 10. Niece/nephew 11. Sister/brother (incl. in-laws) 12. Great grandchild 29. Other relative 31. Roommate 32. Friend 33. Relative of Partner 34. Boarder or roomer/lodger 35. Paid help (maid, etc.) 36. Foster child 39. Other unrelated person 45. Absent spouse, treated as PEU member 0. Inap. (No further persons) NOTE: position #2 contains only spouse/partner information; in all other cases the #2 position contains all zeroes. X8021(#1) IF POSSIBLE, CODE WITHOUT ASKING. IF NECESSARY, ASK: X103(#2) (I am required to ask your sex./What is that person's sex?) X109(#3) X115(#4) 1. Male X121(#5) 2. Female X127(#6) 0. Inap. (No further persons) X133(#7) X203(#8) X209(#9) X215(#10) X221(#11) What is your date of birth? What is (his/her) date of birth? X5907(#1) Code month X6107(#2) 0. Inap. (/no spouse or partner) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7003(#1) Code day of month X7382(#2) 0. Inap. (/no spouse or partner) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X5908(#1) Code year (4 digits) X6108(#2) 0. Inap. (/no spouse or partner) X8022(#1) FOR THE RESPONDENT, THIS VARIABLE CONTAINS THE DATE-OF-BIRTH X104(#2) AGE UNLESS HE/SHE REJECTS THAT AGE WHEN ASKED FOR CONFIRMATION X110(#3) AND PROVIDES ANOTHER AGE (SEE X14 BELOW). X116(#4) X122(#5) How old is (he/she/that person)? X128(#6) X134(#7) Code AGE X204(#8) -1. Less than one year X210(#9) 0. Inap. (No further persons) X216(#10) X222(#11) ********************************************************** FOR THE PUBLIC DATASET, X104 AND X8022 ARE TOP-CODED CODED AT 95 ********************************************************** X14 Respondent: "Reconciled age" X19 Spouse: "Reconciled age" IN THE CAPI PROGRAM USED IN THE 1995 SURVEY, DESIGNATED Rs WERE FIRST ASKED THEIR DATE OF BIRTH (X5907/X7003/X5908 OR X6107/X7382/X6108 DEPENDING ON THE VALUE OF X8000). THE COMPUTER CALCULATED THEIR AGE AND THEN THE INTERVIEWER ASKED FOR CONFIRMATION (X7005/X7015). AT THAT POINT, A RESPONDENT COULD AGREE TO THE COMPUTED AGE, CORRECT THEIR BIRTH DATE, OR PROVIDE A DIFFERENT AGE (X8022/X104). FOR THE DESIGNATED R, THIS VARIABLE CONTAINS THE DOB AGE UNLESS A DIFFERENT AGE WAS REPORTED SUBSEQUENTLY. FOR THE R'S SPOUSE/PARTNER, ONLY AGE WAS ASKED DURING THE HOUSEHOLD LISTING AND DATE OF BIRTH WAS ASKED LATER IN THE QUESTIONNIARE. HOWEVER, THERE WAS NO CONFIRMATION/ RECONCILIATION BUILT INTO THE PROGRAM FOR THE SPOUSE/PARTNER. THIS AGE VARIABLE WAS USED IN ALL CONVERSIONS OR CALCULATIONS INVOLVING AGES OF R/S. Code age 0. Inap. (No further persons) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 95 ********************************************* X13 Respondent: Age computed from date of birth X18 Spouse: Age computed from date of birth (BASED ON X5907/X7003/X5908 OR X6107/X7382/X6108 DEPENDING ON THE VALUE OF X8000) Code age 0. Inap. (No further persons) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7005(#1) So, you are (COMPUTED AGE) years old? X7015(#2) (ASKED ONLY OF DESIGNATED RESPONDENT) 1. YES 3. NO, FIX AGE 5. Missing value for year of birth 9. Not asked 0. Inap. (No spouse/partner) X7006(#3) Is (he/she/that person) 18 or older? X7007(#4) X7008(#5) 1. YES X7009(#6) 5. NO X7010(#7) 0. Inap. (No further persons) X7011(#8) X7012(#9) X7013(#10) X7014(#11) X8023(#1) (Are you/Is [RELATIONSHIP] currently married or X105(#2) living with a partner, separated, divorced, X111(#3) widowed, or (have you/has [he/she]) never been married? X117(#4) (NOTE: if R lives with a partner who is financially X123(#5) interdependent, this variable is always coded '2' for the X129(#6) head and partner. The legal marital status of each is X135(#7) given by X7372 and X7018 respectively.) X205(#8) X211(#9) 1. (M) Married X217(#10) 2. (P) Living with a partner X223(#11) 3. (S) Separated 4. (D) Divorced 5. (W) Widowed 6. (NM) Never married 0. Inap. (Person not over 18; no further persons) NOTE: for the person in position #1, this variable contains the current living arrangement, which is not necessarily the information reported in the interview. For example, a respondent may have answered "married" to this question, but actually be living with a partner; in this case, the variable has been recoded coded "partner." X7000(#1) Does your (spouse/partner) live with you now? 1. YES 5. NO 0. Inap. (No spouse/partner) X7002(#1) Do you live with a partner? 1. YES 5. NO X8024(#1) Does (he/she) usually live here? X106(#2) (FILLED IN FOR RESPONDENT) X112(#3) X118(#4) 1. YES (incl. R and Spouse/Partner) X124(#5) 5. NO X130(#6) 0. Inap. (Person not over 18; no further persons) X136(#7) X206(#8) X212(#9) X218(#10) X224(#11) X8098(#1) Do you and your (husband/wife/partner) have shared X107(#2) finances? X113(#3) (ASKED ONLY IF SPOUSE/PARTNER DOES NOT USUALLY LIVE X119(#4) THERE, OTHERWISE ASSUMED TO BE SHARED FINANCES.) X125(#5) X131(#6) Does (RELATIONSHIP) depend on you (and your X137(#7) [husband/wife/partner]) for most of (his/her) X207(#8) support or is (he/she) financially independent for X213(#9) the most part? X219(#10) (THIS QUESTION IS KEY IN DEFINING THE PRIMARY X225(#11) ECONOMIC UNIT--SEE INTRODUCTION. A SPOUSE/PARTNER WHO LIVES THERE AT THE TIME OF THE INTERVIEW OR WHO USUALLY LIVES THERE IS ASSUMED TO BE FINANCIALL INTERRELATED WITH THE R. SIMILARLY, CHILDREN UNDER THE AGE OF 18 ARE ALSO ASSUMED TO BE FIANCIALLY DEPENDENT ON THE R, EVEN THOUGH IT IS POSSIBLE THAT SOME CHILDRENT OF PEOPLE OUTSIDE THE PEU MAY BE INCLUDED BY THIS RULE.) 1. FINANCIALLY DEPENDENT (TRIVIALLY FOR R) 5. FINANCIALLY INDEPENDENT 0. Inap. (No further persons) Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- FINANCIAL INSTITUTIONS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- I will be asking you about various kinds of household financial matters during this interview. (IF MORE THAN ONE PERSON LISTED BELOW HAVE RESPONDENT WRITE THE NAMES ON THE BOTTOM OF THE INSTITUTION CARD AND READ: As we go through the interview, this card will serve as a reminder of the people we are referring to when we say your "family living here". (READ RELATIONSHIP OF MEMBERS LISTED BELOW) X301 I'd like to start this interview by asking you about your expectations for the future. Over the next five years, do you expect the U.S. economy as a whole to perform better, worse, or about the same as it has over the past five years? 1. Better 2. Worse 3. About the same X302 Five years from now, do you think interest rates will be higher, lower, or about the same as today? 1. Higher 2. Lower 3. About the same X7100 (SHOW CARD 1) When making major decisions about credit or borrowing, some people shop around for the very best terms while others don't. (What number would you be on the scale?/What number would your family be on the scale?) 1. ALMOST NO SHOPPING 2. 3. MODERATE SHOPPING 4. 5. A GREAT DEAL OF SHOPPING NOTE: CARD 1 contains the following information: The numbers 1 through 5 in a horizonal row bounded by dark lines. Below 1 is printed "Almost no shopping"; below 3 is printed "Moderate shopping"; and below 5 is printed "A great deal of shopping." Nothing is printed below 2 and 4. X7101 What sort of information do you and your (spouse/partner) X7102 use to make decisions about credit or borrowing? Do you X7103 call around for terms? Do you read newspapers, magazines, X7104 or material that you get in the mail? Do you get advice X7105 from a friend, relative, lawyer, accountant, or financial X7106 planner? Or do you do something else? X7107 X7108 What sort of information do you use to make decisions about X7109 credit or borrowing? Do you call around for terms? Do X7110 you read newspapers, magazines, or material that you get in the mail? Do you get advice from a friend, relative, lawyer, accountant, or financial planner? Or do you do something else? (CODE ALL THAT APPLY, in order reported) 1. Call around 2. Material in the mail 3. Other advertisements 4. Accountant 5. Magazines/newspapers 6. Friend/relative 7. Lawyer 8. Financial planner 9. Never borrow or haven't borrowed lately 11. Information from store/dealer 12. Bankers; other lenders 13. Television; cable; radio 14. Computerized data services; other data services 15. Don't shop around; always use same institution 16. Past experience 17. Material from work/business contacts 18. Self; No information other than what R/family knows 19. Other personal research 21. Real estate broker; builder 22. Other institutional source (e.g., college, social service agency, etc.) -7. Other types of information X7111 (SHOW CARD 1) When making major saving and investment decisions, some people shop around for the very best terms while others don't. What number would you be on the scale? What number would your family be on the scale? 1. ALMOST NO SHOPPING 2. 3. MODERATE SHOPPING 4. 5. A GREAT DEAL OF SHOPPING NOTE: See X7100 for a description of CARD 1. X7112 How do you and your (spouse/partner) make decisions about X7113 saving and investments? Do you call around for rates? Do X7114 you read newspapers, magazines, or material you get in the X7115 mail? Do you get advice from a friend, relative, lawyer, X7116 accountant, or financial planner? Or do you do somethingelse?/ X7117 X7118 How do you make decisions about saving and investments? Do X7119 you call around for rates? Do you read newspapers, X7120 magazines, or material you get in the mail? Do you get X7121 advice from a friend, relative, lawyer, accountant, or financial planner? Or do you do something else? (CODE ALL THAT APPLY, in order reported) 1. CALL AROUND 2. Friend/relative 3. Accountant 4. Lawyer 5. Financial planner/BROKER 6. Magazines/newspapers 8. Material in the mail 10. DO NOT SAVE/INVEST 11. Other advertisements 12. Bankers; other institutions 13. Television; cable; radio 14. Computerized data services; other data services 15. Don't shop around, always use same institution 16. Past experience 17. Material from work/business contacts 18. Self; No information other than what R/family knows 19. Investment club 20. Investment seminars 21. Other personal research 23. Shop around -7. Other types of information X305 The next few questions are about the financial institutions that you do business with. With how many financial institutions do you currently have accounts or loans, or regularly do personal financial business? Include banks, savings and loans, credit unions, brokerages, loan companies, and so forth, but not institutions where you have only credit cards or business accounts. With how many financial institutions do you and your family living here currently have accounts or loans, or regularly do personal financial business? Include banks, savings and loans, credit unions, brokerages, loan companies, and so forth, but not institutions where you have only credit cards or business accounts. X8300 Inferred number of institutions. When institutions were reported (or in some cases, imputed) after the institution data were collected (except in the case of bank-type credit cards) the CAPI program returned to the institution questions for the added institutions. In some cases, interviewers failed to enter the new institution properly, so the followup questions were not generated by the CAPI program. X8300 takes the originally reported value of X305 as its base and adds additional institutions whenever a commercial bank, savings and loan, credit union, brokerage, money market fund, finance company, or mortgage company was reported without an initial link to the institution data. Where there were more than the 6 institutions on which detailed information was collected, the total number of institutions was augmented and stored in X8300. In cases where any of the first six institutions have been inferred from an interviewer error, the detailed information (location and how R does business) has been imputed. Code NUMBER -1. NONE Institutions were enumerated by name, and the name was used as a text fill later in the interview when, e.g., the R was asked to identify the institution where the main checking account was held. To protect the privacy of respondents, this variable was not retained in the dataset. (What is the name of this financial institution?/ What is the name of the financial institution where you do the most business?/What is the name of the financial institution where you and your family living here do the most business?) [What is the name of the financial institution where you do the (second/third/fourth/fifth/sixth) most business?/ What is the name of the financial institution where you and your family living here do the (second/third/fourth/fifth/sixth) most business? Once the program had generated questions about the number of institutions specified by X305, the program asked: Do you have any other financial institutions which we have not listed yet? (Have you included all your accounts?/Have you included the accounts for all the people in your household?) If the R recalled an additional account, the program was set up to augment the list of institutions until the respondent said there were no more. If X305 contained a value that indicated that there were accounts, but the number was a missing value, the R was asked: X308(#1) About (name of institution), what kind of institution is X312(#2) this? (Is it a commercial bank, a savings and loan or X316(#3) savings bank, a credit union, a finance or loan company, a X320(#4) brokerage, or what?) X324(#5) X328(#6) Now, I need a little more information on the institutions we've added to the card since the start of the interview. (If R added institutions during the interview, the CAPI program generated the detailed questions on those institutions after the section on financial assets was completed.) MASTER INSTITUTION LIST 11. Commercial bank; "trust company 12. Savings & Loan association or savings bank 13. Credit union 14. Finance or loan company 15. Store or dealer 16. Brokerage company; "mutual fund" -- NFS 17. Insurance company 18. Mortage company 19. Contractor or developer 20. Prior owner 21. Automobile finance company; GMAC, Ford CDT 22. Doctor or hospital; dentist 23. Lawyer 24. Accountant 25. Employer 26. Friend or Relative (not codeable above) 27. Individual Lender/Advisor (not codeable above) 28. Pension Administrator 31. Real estate (investment) company 32. School/college/university 33. Local/county/state government (except code 42) 34. Special federal government agency; FMHA, SBA, VA, FHA, HUD, NDSL 35. Federal government general or NA agency; IRS 37. Self/spouse (manages own trust) 38. Bank or general purpose credit card company; Visa, Carte Blanche, Master Card (except American Express code 51) 39. Union 40. Church 41. American Association of Retired Persons (AARP) 42. Courts 50. Discover card (Sears) (V415-418 only) ("Sears" only use code 15) 51. American Express/Optima card 52. AT&T card 61. Other membership organization; AAA, NEA, NTA (V415-418 only) 62. Tribal and similar organizations 75. Foreign institution type 80. Direct student loan NEC (include references to Stafford, Perkins, Ford, etc. student loans when a more specific institution reference is not available). 92. Money market (mutual) funds, NFS 93. Farm-related lenders (not codeable above), or NA if membership group or government agency 94. Investment/management companies or consultants (not elsewhere classified) 95. Non-financial institution (except codes 40-42 and 61) -1. Combinations of TYPES of financial institutions -7. Other 0. Inap. (no institutions: X8300=-1/fewer than 2 institutions: X8300<2/fewer than 3 institutions: X8300<3/ fewer than 4 institutions: X8300<4/fewer than 5 institutions: X8300<5/fewer than 6 instiutions: X8300<6) NOTE: CARD 2 was available to the interviewer. This card contains the following in a vertical column: "Commercial Bank," "Savings and Loan or Savings Bank," "Credit Union," "Finance or Loan Company," "Brokerage," and "Other." Institution 1: X6600 X6601 X6602 X6603 X6604 X6605 X6606 X6607 Institution 2: X6608 X6609 X6610 X6611 X6612 X6613 X6614 X6615 Institution 3: X6616 X6617 X6618 X6619 X6620 X6621 X6622 X6623 Institution 4: X6624 X6625 X6626 X6627 X6628 X6629 X6630 X6631 Institution 5: X6632 X6633 X6634 X6635 X6636 X6637 X6638 X6639 Institution 6: X6640 X6641 X6642 X6643 X6644 X6645 X6646 X6647 How do you mainly do business with this institution (-by Cash Machine, in person, by mail, by phone, by computer, or some other way)? How does your family mainly do business with this institution (-by Cash Machine, in person, by mail, by phone, by computer, or some other way)? (CODE ALL THAT APPLY -- CODE MAIN METHOD FIRST) 1. By cash machine, ATM 2. In person (R or R's messenger) 3. By mail 4. By phone 5. Payroll deduction; direct deposit 6. Don't do regular business 9. Electronic transfer 10. Check, NFS 11. R's agent or manager 12. BY COMPUTER -7. OTHER 0. Inap. (no institutions: X8300=-1/fewer than 2 institutions: X8300<2/fewer than 3 institutions: X8300<3/ fewer than 4 institutions: X8300<4/fewer than 5 institutions: X8300<5/fewer than 6 instiutions: X8300<6) X310(#1) Roughly, how many miles is the office or cash machine of X314(#2) this institution from the home or workplace of the person X318(#3) who uses it most often? IF R ASKS: WE WANT THE CLOSER OF X322(#4) THE DISTANCE FROM HOME OR WORKPLACE. X326(#5) X330(#6) Code number of miles -1. LESS THAN A MILE 992. FOREIGN LOCATION 993. LOCATED AT WORK 51. OVER 50 MILES -7. LOCAL PHONE OR POST BOX 0. Inap. (no institutions: X8300=-1/fewer than 2 institutions: X8300<2/fewer than 3 institutions: X8300<3/ fewer than 4 institutions: X8300<4/fewer than 5 institutions: X8300<5/fewer than 6 instiutions: X8300<6) X306 Do you have a card that allows you to deposit or withdraw money from this institution using a cash machine? Do you have a card that allows you to deposit or withdraw money from these institutions using a cash machine? Do you or your family living here have a card that allows you to deposit or withdraw money from this institution using a cash machine? Do you or your family living here have a card that allows you to deposit or withdraw money from these institutions using a cash machine? 1. YES 5. NO 0. Inap. (no institutions: X8300=-1) X7582 A debit card is a card that you can present when you buy things that automatically deducts the amount of the purchase from the money in an account that you have. Do you use any debit cards? Does your family use any debit cards? INTERVIEWER: WE CARE ABOUT USE, NOT WHETHER R HAS A DEBIT CARD 1. YES 5. NO X7122 Some people have their paychecks or Social Security benefits or other money automatically paid directly into their accounts. (Do you have any money directly deposited into your account?/ Do you have any money directly deposited into one of your accounts?/ Do you or someone in your family living here have any money directly deposited into your family's account?/ Do you or someone in your family living here have any money directly deposited into one of your family's accounts?) (IF R ASKS, DO NOT INCLUDE INTEREST PAID ON THE ACCOUNT) 1. YES 5. NO 0. Inap. (no institiutions: X8300=-1) What kinds of deposits are these? (CODE ALL THAT APPLY) X7123 PAYCHECK/OTHER INCOME FROM WORK (e.g., consulting fees) X7124 SOCIAL SECURITY/RAILROAD RETIREMENT 1. Checked 5. Not checked 0. Inap. (no institutions, no automatic deposit: X7122=(0, 5)) X7125 OTHER 4. Disability payments; VA disability benefits 6. Supplemental Security Income (SSI) and other types of welfare 7. Automatic transfers from another account 8. Automatic payments on loans made by R (i.e., loans from shich R receives income) 9. Royalties and other investment income (Not Elsewhere Classified) 10. Alimony/support 12. Pension or other retirement income 13. Insurance reimbursement -7. Combination of Types 5. Not checked 0. Inap. (no institutions, no automatic deposit: X7122=(0, 5)) X7126 Some people have their utility bills, mortgage or rent payments, or other payments automatically paid directly from their accounts without having to write a check. (Do you have any payments that you make in this way?/ Do you and your family living here have any payments that you make in this way?) 1. YES 5. NO 0. Inap. (no accounts: X8300=-1) What sorts of payments are these? (CODE ALL THAT APPLY) X7127 UTILITY BILLS X7128 MORTGAGE/RENT 1. Checked 5. Not checked 0. Inap. (no accounts, no pre-auth. debits: X7126=(0, 5)) X7129 OTHER 4. Condominium/Coop fees 6. Lease payments 7. Insurance 8. Automatic transfers to other accounts/investments 9. Cable; newspapers; magazines 10. Gifts to charities/non-profits 11. Tuition 12. Health club; YMCA/YWCA/YMHA/YWHA 13. Other payments of irregular bills (e.g., credit card bills) 14. Alimony/support; other transfers to family members 16. Car loans; other non-mortgage loan payments (except credit cards) 17. Security system; garbage fees; other regular home maintenance fees 18. Safety deposit box 19. Internet provider payment -7. Other regular payments; combination of types 5. Not checked 0. Inap. (no accounts, no pre-auth. debits: X7126=(0, 5)) X7130 A 'smart card' is a type of payment card containing a computer chip which is set to hold a sum of money. As the card is used, purchases are subtracted from that sum. (Do you have any such cards that you can use for a variety of purchases?/ Do you or anyone in your family living here have any such cards that you can use for a variety of purchases?) 1. YES 5. NO Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CREDIT ATTITUDES AND CREDIT CARDS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X401 Now I would like to ask you some questions about how you feel about credit. In general, do you think it is a good idea or a bad idea for people to buy things on the installment plan? 1. Good idea 3. GOOD IN SOME WAYS, BAD IN OTHERS 5. Bad idea People have many different reasons for borrowing money which they pay back over a period of time. For each of the reasons I read, please tell me whether you feel it is all right for someone like yourself to borrow money... X402 first, to cover the expenses of a vacation trip? X403 next, to cover living expenses when income is cut? X404 next, to finance the purchase of a fur coat or jewelry? X405 next, to finance the purchase of a car? X406 finally, to finance educational expenses? 1. YES 5. NO X7131 [Have you and your (spouse/partner) applied for any type of credit or loan in the last five years?/ Have you applied for any type of credit or loan in the last five years?] 1. YES 5. NO X407 [In the past five years, has a particular lender or creditor turned down any request you or your (spouse/partner) made for credit, or not given you as much credit as you applied for?/ In the past five years, has a particular lender or creditor turned down any request you made for credit, or not given you as much credit as you applied for?] (PROBE: Turned down, or not as much credit?) IF TURNED DOWN AND NOT AS MUCH CREDIT, ASK WHICH IS MORE RECENT 1. Yes, turned down 3. Yes, not as much credit 5. No 0. Inap. (no credit application in previous 5 years: X7131=5) X408 [Were you later able to obtain the full amount you or your (spouse/partner) requested by reapplying to the same institution or by applying elsewhere?/ Were you later able to obtain the full amount you requested by reapplying to the same institution or by applying elsewhere?] 1. YES 3. Did Not Reapply 5. NO 0. Inap. (no credit application in previous 5 years: X7131=5; not turned down: X407=5) X7585 [On the most recent occasion, what reasons were you or your (spouse/partner) (given for being turned down for credit?/given for being unable to get as much credit as you applied for?)/ On the most recent occasion, what reasons were you given for (being turned down for credit?/being unable to get as much credit as you applied for?)] Personal Characteristics of Borrower 50. Family background/life history; who your parents (relatives) are 51. Family size; number of children or dependents 52. Marital status 53. Sex 54. Combination of marital status and sex, "single men", "married women" 55. Age 56. Race 57. Personal character/reputation, whether borrower is stable, honest; known by other people trusted by institution 58. Health 59. Other personal characteristics of borrower Credit Characteristics of Borrower 61. Need to have a checking/savings account (at institution) 62. Haven't established a credit history 63. Credit rating service/credit bureau reports 64. Credit records/history from other institution; other loans or charge account; previous payment records; bankruptcy 65. Lack of/not enough assets/collateral/property to secure the loan (except home ownership, code 74); size of down payment; financial status 66. Amount of debt; size of other payments; ability to repay loan 69. Other credit characteristics of borrower Financial Characteristics of Borrower 70. Bad Credit, NEC 71. Time on current job 72. Job; type of work; steady/secure employment; good job 73. Lack of job; not working; on welfare 74. Lack of homeownership 75. Time at current address; time in community or state 76. Amount of income; "income" 77. Source of income; retired 78. Where you live; what type of neighborhood/area of city you live in; if you live in the state/county 79. Other financial characteristics of borrower Miscellaneous 81. Lack of familiarity/experience; don't have an account there; I'm not a credit union member 82. Previous bad experience (N.E.C); had difficulty/been turned down NA why 83. Institution is more "strict" in lending requirements, NA in what areas 87. "Discrimination"; references to red-lining, NA basis 88. Inconvenient/difficult, not codeable above 89. Other miscellaneous 90. Didn't approve of purpose for which money was to be borrowed 91. Loan was too large for source to handle; source doesn't have much money to lend; money reserves of source are low 92. Interest 93. Insufficient collateral/equity -1. None; no reason was given; "bank policy -7. Other -- N.E.C 0. Inap. (no credit application in previous 5 years: X7131=5; not turned down: X407=5) X7584 What type of credit did you apply for? 1. Mortgage 2. Car loan 3. Other installment loan 4. Credit Card 6. Store account 17. Equity loan 18. Business/Investment loan 19. Line of credit 20. Personal loan 21. Consolidation loan -7. Other 0. Inap. (no credit application in previous 5 years: X7131=5; not turned down: X407=5) X409 [Was there any time in the past five years that you or your (spouse/partner) thought of applying for credit at a particular place, but changed your mind because you thought you might be turned down?/ Was there any time in the past five years that you thought of applying for credit at a particular place, but changed your mind because you thought you might be turned down?0 1. YES 5. NO X7583 [On the most recent occasion, why did you or your (spouse/partner) think you might be turned down?/ On the most recent occasion, why did you think you might be turned down?] Personal Characteristics of Borrower 50. Family background/life history; who your parents (relatives) are 51. Family size; number of children or dependents 52. Marital status 53. Sex 54. Combination of marital status and sex, "single men", "married women" 55. Age 56. Race 57. Personal character/reputation, whether borrower is stable, honest; known by other people trusted by institution 58. Health 59. Other personal characteristics of borrower Credit Characteristics of Borrower 61. Need to have a checking/savings account (at institution) 62. Haven't established a credit history 63. Credit rating service/credit bureau reports 64. Credit records/history reom other institiuon; other loans or charge account; previous payment records; bankruptcy 65. Lack of/not enough assets/collateral/property to secure the loan (except home ownership, code 74); size of down payment; financial status 66. Amount of debt; size of other payments; ability to repay loan 69. Other credit characteristics of borrower Financial Characteristics of Borrower 70. Bad Credit, NEC 71. Time on current job 72. Job; type of work; steady/secure employment; good job 73. Lack of job; not working; on welfare 74. Lack of homeownership 75. Time at current address; time in community or state 76. Amount of income; "income" 77. Source of income; retired 78. Where you live; what type of neighborhood/area of city you live in; if you live in the state/county 79. Other financial characteristics of borrower Miscellaneous 81. Lack of familiarity/experience; don't have an account there; I'm not a credit union member 82. Previous bad experience (N.E.C); had difficulty/been turned down NA why 83. Instutution is more "strict" in lending requirements, NA in what areas 87. "Discrimination"; references to red-lining, NA basis 88. Inconvenient/difficult, not codeable above 89. Other miscellaneous 90. Didn't approve of purpose for which money was to be borrowed 91. Loan was too large for source to handle; source doesn't have much money to lend; money reserves of source are low 92. Interest 93. Insufficient collateral/equity -1. None; no reason was given; "bank policy" -7. Other -- N.E.C 0. Inap. (did not expect to be turned down: X7583=5) X410 Now I have some questions about credit cards and charge cards. (Do you have any credit cards or charge cards?/ Do you or anyone in your family living here have any credit cards or charge cards?) (Please do not include debit cards.) 1. YES 5. NO X7973(#1) Now I would like to ask you a few questions about your credit cards. (SHOW CARD 3) (Do you have any type of/ Do you and your family living here have any type of) Visa, Mastercard, Discover, or Optima cards? X7974(#2) (Do you have any type of/ Do you and your family living here have any type of) Sears, K-Mart, furniture, clothing and other store cards? X7975(#3) (Do you have any type of/ Do you and your family living here have any type of) Gasoline Cards such as Shell, Exxon, BP, Texaco, or Amoco? X7976(#4) (Do you have any type of/ Do you and your family living here have any type of) American Express, Diners Club, or Carte Blanche cards? X7977(#5) (Do you have any type of/ Do you and your family living here have any type of) Airline, Car Rental, or other cards? 1. YES 5. NO 0. Inap. (no credit cards: X410=5) NOTE: SHOW CARD 3 contains the following in a vertical column: "Visa, MasterCard, Discover, Optima," "Sears, K-Mart, furniture, clothing and other store cards," "Gasoline cards such as Shell, Exxon, BP, TExaco, and Amoco," "American Express, Diners, Carte Blanche," and "Airline, Car Rental, or other credit cards." X411(#1) How many? X419(#2) (Please do not count duplicate cards for the same account or X422(#3) any business or company accounts.) X425(#4) X428(#5) Code number -1. None 0. Inap. (no credit cards: X410=5; no cards of type) ********************************************************* FOR THE PUBLIC DATASET, THE NUMBER OF #1/2 CARDS IS TOP-CODED AT 10, #3/4/5 CARDS ARE TOP-CODED AT 5 ********************************************************* X412(#1) (On your last bills, roughly how much were the new charges X420(#2) made to these accounts?/ X423(#3) On your last bill, roughly how much were the new charges X426(#4) made to this account?) X429(#5) Code number -1. None 0. Inap. (no credit cards: X410=5; no cards of type) X413(#1) (After the last payments were made on these accounts, X421(#2) roughly what was the balance still owed on these accounts?/ X424(#3) After the last payment was made on this account, roughly X427(#4) what was the balance still owed on this account?) X430(#5) Code number -1. None 0. Inap. (no credit cards: X410=5; no cards of type) X414(#1) (What is the maximum amount you could borrow on all of these accounts; that is, what is your total credit limit?/ What is the maximum amount you could borrow on this account; that is, what is your total credit limit?) Code number -1. None 0. Inap. (no credit cards: X410=5; no cards of type) X7132(#1) What interest rate do you pay on the card where you have the largest balance? What is the interest rate on the card you got most recently? What interest rate do you pay on this card? INTERVIEWER: WE WANT TO KNOW THE RATE THAT R PAYS ON NEW BALANCES Code percent * 100 0. Inap. (no credit cards: X410=5; no cards of type) (#1) only: X415 X416 X417 X418 X7500 X6648 X6649 X6720 [Please look at the Institutions Card. Are these credit cards with any of the institutions on the Institutions Card, or from someplace else?/ Please look at the Institutions Card. Is this credit card with any institution on the Institutions Card, or from someplace else?] (CODE ALL THAT APPLY.) [IF INSTITUTIONS CARD: Which institution?] [IF "SOMEPLACE ELSE": What type of institution?] 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no credit cards: X410=5; no cards of type) (#1) only: X9082 X9151 X9152 X9153 X9202 X9216 X9221 X9222 Recode: type of insitution See MASTER INSTITIUTION LIST for codes (See X308) 0. Inap. (no credit cards: X410=5; no cards of type) X432 Thinking only about Visa, Mastercard, Discover, Optima and store cards, do you almost always, sometimes, or hardly ever pay off the total balance owed on the account each month? 1. Always or almost always 3. Sometimes 5. Hardly ever 0. Inap. (no credit cards: X410=5; no #1 or #2 cards) X7577 (Other than the store accounts where you have credit cards, do you have any charge or revolving charge accounts at stores where you owed money after your last payment?/ Other than the store accounts where you have credit cards, do you or your family living here have any charge or revolving charge accounts at stores where you owed money after your last payment?/ Do you have any charge or revolving charge accounts at stores where you owed money after your last payment?/ Do you or your family living here have any charge or revolving charge accounts at stores where you owed money after your last payment?) 1. YES 5. NO X7576 (How many such accounts do you have where you owe money?/ How many such accounts do you or your family living here have where you owe money?) Code number 0. Inap. (no accounts: X7577=5) X7575 (After the last payments were made on these accounts, what was the balance still owed on all these accounts?/ After the last payment was made on this account, what was the balance still owed on this account?) Code number 0. Inap. (no accounts: X7577=5) Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- PRINCIPAL RESIDENCE ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X501 INTERVIEWER CHECKPOINT: WHERE DOES R LIVE? 4. R LIVES ON A RANCH 5. R LIVES ON A FARM 2. R LIVES IN A MOBILE HOME/RV 3. ALL OTHER TYPES OF HOUSING X7136 (SHOW CARD 4) We are interested in your view of the chance that you will be staying at your current address for the next two years. Using any number from zero to 100, where zero equals no chance and 100 equals absolutely certain, what do you think the chances are that you will be living at your current address two years from now? INTERVIEWER: ROUND TO CLOSEST NUMBER DISPLAYED -1. No chance (recoded from zero) 10. 20. 30. 40. 50. 50-50 chance 60. 70. 80. 90. 100. Absolutely certain NOTE: CARD 4 contains the following information: The numbers 0, 10, 20, ..., 100 in a horizonal row bounded by dark lines. Below 0 is printed "Absolutely no chance"; in the space below 20 and 30 is printed "Possible but not likely"; below 50 is printed "50-50 chance"; in the space below 70 and 80 is printed "Likely but not certain"; and below 100 is printed "Absolutely certain." ----------------------------------------------------------------------------- R LIVES ON A FARM ----------------------------------------------------------------------------- X502 Now I have some questions about this property. About how many acres is this (farm/ranch), including any acres that are rented or rented out to others? Code acres 0. Inap. (R does not live on farm/rance: X501^=4) *********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 1000 *********************************************** X503 (Do you operate a farming or ranching business on this property?/ Do you or anyone in your family living here operate a farming or ranching business on this property?) (IF R CLAIMS THE FARM ON HIS INCOME TAX, THEN THE FARM IS A BUSINESS FOR OUR PURPOSES.) 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4) X504 (Do you rent out any part of this property to others?/ Do you or anyone in your family living here rent out any part of this property to others?) 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4; R operates farm/ranch as a business: X503=1)) X505 How much rent do you collect? Code amount -1. None 0. Inap. (R does not live on farm/rance: X501^=4; R operates farm/ranch as a business: X503=1); R does not rent out part of property: X504=5) X506 And how often is that amount collected? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -1. No rent collected 0. Inap. (R does not live on farm/rance: X501^=4; R operates farm/ranch as a business: X503=1; R does not rent out part of property: X504=5) What part of this property is used for (farm/ranch)ing? X507 Code percent * 100 -1. Very little 9995. Almost all 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1) X7574 Code number of acres -1. Very little 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1) *********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 1000 *********************************************** X508 What is the legal ownership status of this (farm/ranch)? [Do you own this (farm/ranch), do you own part of it, do you rent it, is it all owned by a business, or what?/ Do you or your family living here own this (farm/ranch), do you own part of it, do you rent it, is it all owned by a business, or what?] 1. Owns all 2. Owns only part 5. Sharecropper 3. Rents/Leases all 4. Owned by a business -7. Other R OWNS ALL X509 [Does your (farm/ranch)ing business pay any rent for the use of the property?/ Does your family's (farm/ranch)ing business pay any rent for the use of the property?] 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own all of farm/ranch: X508^=1) X510 (How much rent do you collect?/ How much rent do you or your family living here collect?) Code amount 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own all of farm/ranch: X508^=1; business does not pay rent: X509^=1)) X511 And how often is that amount collected? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own all of farm/ranch: X508^=1; business does not pay rent: X509^=1)) X513 Could you tell me the current value of all the land and buildings - that is, what would it bring if it were sold today? Do not include any farm animals, implements or crops. Code amount 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own all of farm/ranch: X508^=1) OWNED BY A BUSINESS X514 (Do you pay the business any rent for this property?/ Do you or your family living here pay the business any rent for this property?) 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; farm/ranch not owned by a business: X508^=4) X515 In what month and year did you move into this (farm/ranch)? Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; farm/ranch not owned by a business: X508^=4) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X516 Code year (4 digits) 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; farm/ranch not owned by a business: X508^=4) R OWNS PART X517 [Does the (farm/ranch)ing business pay you any rent for the use of the property?/ Does the (farm/ranch)ing business pay you or your family living here any rent for the use of the property?] 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2) X518 (How much rent do you collect?/ How much rent do you or your family living here collect?) Code amount 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2; business does not pay rent to R: X517^=1) X519 And how often is that amount collected? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2; business does not pay rent to R: X517^=1) X520 (Do you pay any rent for this property?/ Do you or anyone in your family living here pay any rent for this property?) 1. YES 5. NO 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2) X521 (How much rent do you pay?/ How much rent do you or your family living here pay?) Code amount -1. None 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2; R does not pay rent to business: X520^=1) X522 And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -1. No rent 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2; R does not pay rent to business: X520^=1) (I will ask you more about the business operation later. Now I'd like to ask about the part of the property that you personally own. About what percent of the total property is that?/ I will ask you more about the business operation later. Now I'd like to ask about the part of the property that you and your family living here personally own. About what percent of the total property is that?) X523 Code percent * 100 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2) X7573 Code acres 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2) *********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 1000 *********************************************** X526 Could you tell me the current value of the entire part of the land and building you own? I mean, what would it bring if it were sold today? Do not include any farm animals, implements or crops. Code amount 0. Inap. (R does not live on farm/rance: X501^=4; R does not operate farm/ranch as a business: X503^=1; R does not own only part of farm/ranch: X508^=2) ----------------------------------------------------------------------------- R LIVES IN MOBILE HOME ----------------------------------------------------------------------------- X601 (Now I have some questions about your home. Do you own both this mobile home and site or lot, do you own only the mobile home, do you own only the site, do you rent both the home and site, or what?/ Now I have some questions about your home. Do you or your family living here own both this mobile home and site or lot, do you own only the mobile home, do you own only the site, do you rent both the home and site, or what?) 1. Own both home and site 2. Own only site 3. Own only home 4. Rent both -7. Neither own nor rent RENTS HOME, OWNS SITE X602 About how much rent do you pay on this home? Code number -1. None 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) X603 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is it paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) X604 Could you tell me the current value of the site? I mean, about what would it bring if it were sold today? Code number 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) In what month and year did you purchase the site? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) X605 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X606 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) X608 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) X607 How much did this site cost when you originally acquired it? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.) Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=2) NEITHER OWNS NOR RENTS MH X609 How is that? 1. Housing is part of job compensation; live-in servant; housekeeper; gardener; farm laborer 2. Housing is a gift paid for by someone outside HU; owned by relative outside HU; R pays only taxes 3. Sold home, has not moved yet 4. Living in house which will inherit; estate in process 5. Living in temporary quarters (garage, shed) while home is under construction 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=-7) In what month and year did you move into this mobile home? X610 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=-7) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X611 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=-7) OWNS HOME, RENTS SITE X612 About how much rent do you pay on this site? Code amount -1. None 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) X613 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is it paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) X614 Could you tell me the current value of this mobile home? I mean, about what would it bring if it were sold today? Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) In what month and year did you purchase this mobile home? X615 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X616 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) X618 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) X617 How much did this mobile home cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=3) RENTS HOME AND SITE X619 About how much rent do you pay on this home and site? Code amount -1. None 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=4) X620 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is it paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=4) In what month and year did you move into this mobile home? X621 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=4) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X622 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=4) OWNS HOME AND SITE X623 Could you tell me the current value of this home and site? I mean, about what would they bring if they were sold today? Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1) X624 Were the site and mobile home purchased separately? 1. YES 5. NO 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1) In what month and year did you purchase this mobile home? X625 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X626 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) X628 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) X627 How much did the mobile home cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) In what month and year did you purchase this site? X629 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X630 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) X632 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchased separately: X624^=1) X631 How much did this site cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site not purchases separately: X624^=1) In what month and year did you purchase this mobile home and site? X633 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site purchased separately: X624=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X634 Code year (4 digits) 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site purchased separately: X624=1) X636 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site purchased separately: X624=1) X635 How much did the mobile home and site cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. Code amount 0. Inap. (R does not live in MH: X501^=2; other MH ownership: X601^=1; home and site purchased separately: X624=1) ----------------------------------------------------------------------------- R LIVES IN HU OTHER THAN FARM/RANCH OR MOBILE HOME ----------------------------------------------------------------------------- X701 Now I have some questions about your home. Do you own this ranch, do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? Do you own this farm, do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? Do you own this (house and lot/apartment), do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? Do you and your family living here own this ranch, do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? Do you and your family living here own this farm, do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? Do you and your family living here own this (house and lot/apartment), do you pay rent, do you own it as a part of a condo, co-op, townhouse association, or what? 1. Owns or is buying/land contract 2. Pays rent 3. Condo 4. Co-op 5. Townhouse Association 6. Retirement Lifetime Tenancy -7. Neither owns nor rents --> -7 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1) NEITHER OWNS NOR RENTS X705 How is your housing provided? 1. Housing is part of job compensation; live-in servant; house-keeper; gardener; farm laborer 2. Housing is a gift paid for by someone outside HU; owned by relative outside HU; R pays only taxes 3. Sold home, has not moved yet 4. Living in house which will inherit; estate in process 5. Living in temporaty quarters (garage, shed, etc.) while home is under construction 6. Public Housing 8. Living in home of relatives/friends without paying rent 9. House owned by trust created by R -7. Other 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than neither owns nor rents: X701^=-7) ********************************************************* FOR THE PUBLIC DATASET, CODE 9 IS COMBINED WITH -7; CODE 8 IS COMBINED WITH 2 ********************************************************* X7133 Do you own any part of this ranch? Do you own any part of this farm? Do you own any part of this (house and lot/apartment)? Does anyone in your family living here own any part of this (farm/ranch)? Does anyone in your family living here own any part of this (house and lot/apartment)? 1. YES 5. NO 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than neither owns nor rents: X701^=-7) X7134 IN THE FOLLOWING QUESTIONS ABOUT VALUE AND LOANS, INCLUDE ONLY R'S SHARE; IF R KNOWS ONLY TOTALS FOR THE WHOLE PROPERTY, MAKE NOTES WHERE APPLICABLE What percent of the property do you own? What percent of the property do you and your family living here own? Code percent * 100 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than neither owns nor rents: X701^=-7; R does not own any part: X7133=5) In what month and year did you move into this home? X706 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than neither owns nor rents: X701^=-7; R does not own any part: X7133=5) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X707 Code year (4 digits) 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than neither owns nor rents: X701^=-7; R does not own any part: X7133=5) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1920 ************************************************** RENTS HOME (INCLUDES FARM WITH NO FARM BUSINESS/RENTED FARM) X708 How much rent do you pay for this (farm/ranch)? How much rent do you or your family living here pay for this (farm/ranch)? How much rent do you pay for this (house/apartment)? How much rent do you or your family living here pay for this (house/apartment)? Code amount -1. None 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents rents: X701^=2) X709 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents rents: X701^=2) X710 Does that include some or all utilities? 1. Yes, all 3. Yes, some 5. No 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents rents: X701^=2) X711 Do you rent it furnished or unfurnished? 1. Furnished 3. Partially furnished 5. Unfurnished 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents rents: X701^=2) In what month and year did you move into this ranch? In what month and year did you move into this farm? In what month and year did you move into this (house/apartment)? X712 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents rents: X701^=2) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X713 Code year (4 digits) 0. Inap. (R lives in MH: X501=2; R lives on farm operated as a business, but does not rent: X501=4 or 5 and X503=1 and X508^=3; some living arrangement other than rents rents: X701^=2) R OWNS SOME PART (INCLUDES FARM WITH NO FARM BUSINESS) X7572 Are you required to pay regular fees to an association or property management group in order to live here? 1. YES 5. NO 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1) X703 How much are your fees? Code amount -1. None 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1; no fees: X7572^=1) X704 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often do you pay this amount? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1; no fees: X7572^=1) X702 INTERVIEWER OBSERVATION: DOES R LIVE IN MULTIPLE HU STRUCTURE? (CONFIRM WITH R IF NECESSARY) 1. YES 5. NO 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1 X714 Do you own the entire building or just your unit? Do you and your family living here own the entire building or just your unit? 1. Entire building 2. Just R's unit 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1 X715 How many housing units are in this building? Code number of units 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1; does not own entire building: X714^=1) X7135 Do you own your unit separately from the rest of the building? 1. YES 5. NO 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1; does not own entire building: X714^=1) X716 The following questions about your home refer to your unit only. The following questions refer to the entire building. What is the current value of this (home and land/apartment/property)? I mean, about what would it bring if it were sold today? INTERVIEWER: PROPERTY REFERS TO WHATEVER PART R OWNS OF THEIR HOUSE AND LOT, APARTMENT, BUILDING, FARM OR RANCH. INCLUDE THE PART OF THE PROPERTY THAT R OWNS; FOR FARMS/RANCHES, INCLUDE ALL OWNED LAND AND STRUCTURES. Code value 0. Inap. (R lives in MH: X501=2; R lives on farm and farm is operated as a business: X501=4 or 5 and X503=1; some living arrangement other than owns: X701^=1 and X7133^=1) In what month and year did you first purchase any part of this property? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) X719 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (R lives in MH: X501=2; R lives on farm and farm not owned at least in part: X501=4 or 5 and X508^=1 or 2; some living arrangement other than owns: X701^=1 and X7133^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X720 Code year (4 digits) 0. Inap. (R lives in MH: X501=2; R lives on farm and farm not owned at least in part: X501=4 or 5 and X508^=1 or 2; some living arrangement other than owns: X701^=1 and X7133^=1) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1920 ************************************************** X718 CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (R lives in MH: X501=2; R lives on farm and farm not owned at least in part: X501=4 or 5 and X508^=1 or 2; some living arrangement other than owns: X701^=1 and X7133^=1) (ALL OWNERS EXCEPT MH) X717 How much did it cost when you originally acquired it? INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED. Code value 0. Inap. (R lives in MH: X501=2; R owns neither farm nor other type of dwelling: X508^=1 or 2 and X701^=1, 3, 4, 5, or 6 and X7133^=1) (ALL TYPES OF OWNERS) X721 What are the real estate taxes on this home and land? What are the real estate taxes on this land? What are the real estate taxes on this home? What are the real estate taxes on this farm? What are the real estate taxes on this ranch? What are the real estate taxes on the part of the ranch you own? What are the real estate taxes on the part of the farm you own? What are the real estate taxes on this unit? What are the real estate taxes on this property? Code amount -1. None 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) X722 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often do you pay this amount? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly 22. Varies -7. Other -1. None 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) X723 Is there a mortgage or land contract on this (home/home and land/apartment/property)? (Do not include home equity loans or lines of credit.) (IF R SAYS BOTH MORTGAGE AND LAND CONTRACT, CHOOSE MORTGAGE) 1. Yes, mortgage 2. Yes, land contract 5. No 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) X830 Do you have a second mortgage or a land contract on this property? (Please do not include any home equity lines of credit.) INTERVIEWER: A HOME EQUITY LINE OF CREDIT IS AN AGREEMENT WHERE THE R CAN BORROW AT ANY TIME USING THE HOUSE AS COLLATERAL, UP TO SOME LIMIT. A HOME EQUITY LOAN IS A FIXED LENGTH, FIXED MONTHLY PAYMENT LOAN. 1. Yes, second mortgage 2. Yes, land contract 5. No 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723=5) X931 Do you have any other loans that use this property as collateral? Do you have any loans that use this property as collateral? (Please do not include any home equity lines of credit.) 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; first mortgage but no second mortgage: X723=1 and X830^=1) ----------------------------------------------------------------------------- MORTGAGES/LAND CONTRACTS/EQUITY LOANS ON PRINCIPAL RESIDENCE #1 refers to first mortgage #2 refers to second mortgage #3 refers to other home equity loan other than a home equity line of credit ----------------------------------------------------------------------------- X724(#1) Is the first or main mortgage a federally guaranteed mortgage, such as FHA or VA? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5) X726(#1) Is it an FHA mortgage, a VA mortgage, or is it from some other program? 1. Federal Housing Administration (FHA) 2. Veteran's Administration (VA) 3. Federal land bank 4. Federal National Mortgage Association ("Fannie Mae") 5. Federal Home Loan Mortgage Corp. ("Freddie Mac") 10. State housing programs 11. First-time buyer program, n.e.c. 12. Other Federal loan program -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5; not federally guaranteed: X724^=1) X727(#1) Why did you choose this type of loan? Credit Terms/Cost Of Loan 1. Interest rate -- low (er) / reasonable/best available rates 4. Finance charges low (er) or none (other than interest or NA if includes interest.) 5. Amount of the down payment 6. Size of (monthly) payments; payment amount; longer contracts -- more time to pay off loan 9. Easier to get credit -- require less information/collateral; less stringent rules for giving credit; get credit approval faster; no red tape 25. Credit terms/arrangements -- NA what: "affordable terms" 26. Give the best (a better) deal -- NA how 29. Other credit terms or cost of loan 83. Recommended 90. Assumed or assumable; seller-financed 80. No Choice, NEC 81. Used before, always use -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5; not federally guaranteed: X724^=1) X725(#1) Does this mortgage carry any type of private mortgage insurance or PMI against default? (IF R ASKS: DO NOT INCLUDE MORTGAGE LIFE INSURANCE.) 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5; has VA/FHA: X724=1) About this mortgage, in what month and year did you obtain or last refinance it? About this land contract, in what month and year did you obtain or last refinance it? About this loan, in what month and year did you obtain or last refinance it? X801(#1) Code month X901(#2) 1. January X1001(#3) 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X802(#1) Code year (4 digits) X902(#2) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X1002(#3) X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5) X803(#1) Was this mortgage assumed from the previous owner? X903(#2) Was this land contract assumed from the previous owner? Was this second mortgage assumed from the previous owner? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5; year of mortgage not same as year of purchase: X802^=X611, X616, X626, X630, X634, and X720) X7137(#1) Did you take out this mortgage to: refinance or rollover an earlier loan, borrow additional money on your home equity, or to do both? 1. Refinance or rollover an earlier loan, 2. Borrow additional money on your home equity, 3. Do both? 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5; year of mortgage same as year of purchase: X802=one of X606, X611, X616, X626, X630, X634, or X720) X6723(#1) For what purpose was the money used? LOAN PURPOSE MASTER CODE LIST Home Purchase, Addition or Repair of Current Residence 1. Own home purchase 3. Home improvements or additions (incl. assessments for sewer/sidewalk, etc.) 4. Home repairs/maintenance/upkeep 10. Car 11. Refrigerator 12. Stove/range; microwave oven 13. Dishwasher 14. Freezer 15. Air conditioner 16. Washing machine (incl. washer/dryer combination) 17. Dryer 18. Furniture (excluding pianos and organs -- see code 34); lamps; mattress and spring combinations; rug and/or carpet; other household furnishings 20. Vaccum cleaners 23. Home computer; calculator; computer terminal 24. Truck/jeep/utility vehicle 25. Combination of appliances (incl. TV); "appliances" -- NA type 26. Combination of furniture and appliances 29. Other appliances or durable goods; sewing machine; typewriter 31. Stereo; phonograph (may include radio); include sound equipment; amplifiers here; radio (AM or FM); tuner; CB equipment; tape recorder, tape player (cassette or reel-to-reel); CD player 34. Piano; Organ 35. Musical instruments (excl. piano and organ) 36. TV -- color or black and white; "home entertainment center" (including combination TV, radio, phonograph); video cassette recorder/player (VCR); video camera (Cam-corder) 49. Other small/indoor hobby and entertainment items (incl. pool tables and regular cameras) 50. Power tools and yard equipment 61. Boat; boating equipment (incl. trailer), airplane, airplane equipment 63. Montorcycles; bicycle; moped; snowmobiles; off-road vehicles 65. Camper-trailers; RV -- NFS 67. Cottage; vacation property; mobile homes -- seasonal residence (if current residence, code 01); "motorhome" 69. Other outdoor recreation items; horse 71. Invest in Bus #1 72. Invest in Bus #2 73. Invest in Bus #3 74. Invest in own business, other than 71-73 or NA which or all 75. Business investment (own) (exc. 71-74), incl. businesses now defunct 76. Other asset investment; bought stocks/bonds; IRA deposit; gold; "investment" -- NFS 78. Investment real estate (incl. cemetery plots and additions and repairs to investment property); farmland (exc. 71-74); include businesses of self-employed R's who don't report a business in the F section 79. Other investments 80. Divorce/separation expenses 81. Travel/vacation expenses 82. Medical/dental expenses; attorney's fees 83. Education/school expenses 84. Tax and insurance expenses (exc. vehicle, code 93) 85. Weddings/funerals/other "occasions" 88. Moving expenses 89. Other special expenses; encyclopedia; health membership 90. "Personal loan"--NA what for 91. Bill consolidation; "bills" 92. Personal items, incl. clothing, jewelry 93. Vehicle repair/upkeep (incl. insurance) 94. Gifts; goods or gifts of money; "Christmas" 95. Living/general expenses 96. Loans made to others; "loaned friend/son money for a house" -7. Other (including combinations) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no mortgage: X723=5; year of mortgage same as year of purchase: X802=one of X611, X616, X626, X630, X634, or X720; additional money not taken out on loan: X7137^=2 or 3) X804(#1) How much did you borrow or refinance? X904(#2) X1004(#3) Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/no third mortgage: X930^=1 or (X723=5 and X830^=1)) X805(#1) How much is still owed on this loan? X905(#2) X1005(#3) Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/no third mortgage: X930^=1 or (X723=5 and X830^=1)) How many years or payments did you agree upon when the loan was taken out or refinanced? X806(#1) NUMBER OF YEARS X906(#2) X1006(#3) Code number of years -1. NO SET NUMBER OF YEARS -7. Unable to calculate from number of payments 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/no third mortgage: X930^=1 or (X723=5 and X830^=1)) X807(#1) NUMBER OF PAYMENTS X907(#2) X1007(#3) Code number of payments -1. NO SET NUMBER OF PAYMENTS -7. Unable to calculate from number of years 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/no third mortgage: X930^=1 or (X723=5 and X830^=1)) X9154(#1) Recode: Term of loan in months X9155(#2) X9156(#3) Code number of months -1. NO SET NUMBER OF YEARS/PAYMENTS -7. Unable to calculate from number of payments/years 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/no third mortgage: X930^=1 or (X723=5 and X830^=1)) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X808(#1) How much are the payments? X908(#2) X1008(#3) Code amount -1. None -2. NO REGULAR PAYMENTS 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/no third mortgage: X930^=1 or (X723=5 and X830^=1); no set number of payments: X806/X906/X1006=-1 or X807/X907/X1007=-1) X809(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X909(#2) And how often are they due? X1009(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/no third mortgage: X930^=1 or (X723=5 and X830^=1); no set number of payments: X806/X906/X1006=-1 or X807/X907/X1007=-1) X813(#1) What is the typical payment? X913(#2) X1013(#3) Code amount -1. None -2. NO TYPICAL PAYMENTS 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/no third mortgage: X930^=1 or (X723=5 and X830^=1); set number of payments and positive payment: X806/X906/X1006^=-1 and X807/X907/X1007^=-1 and X808/X908/X1008>0) X814(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X914(#2) And how often is it made? X1014(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO TYPICAL PAYMENTS -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/no third mortgage: X930^=1 or (X723=5 and X830^=1); set number of payments and positive payment: X806/X906/X1006^=-1 and X807/X907/X1007^=-1 and X808/X908/X1008>0) X810(#1) Does the amount include property taxes or home owners insurance? (Which?) 1. Taxes only 2. Insurance only 3. Both 4. Neither 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1; no typical payment: X813=-1 or -2/X913=-1 or -2/X1013=-1 or -2) X811(#1) Will the (regular) payments repay the loan completely, or X911(#2) will there be a balance payable, or "balloon" payment, when X1011(#3) the loan is due? 1. Repay completely 2. Balloon 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/ no third mortgage: X930^=1 or (X723=5 and X830^=1; no typical payment: X813=-1 or -2/X913=-1 or -2/X1013=-1 or -2) X812(#1) What will the balance due or balloon payment be? X912(#2) X1012(#3) Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/ no third mortgage: X930^=1 or (X723=5 and X830^=1; no typical payment: X813=-1 or -2/X913=-1 or -2/ X1013=-1 or -2; no balloon payment: X811^=2/X911^=2/X1011^=2) X7571(#1) Are you paying off this loan ahead of schedule, behind X7570(#2) schedule, or are the payments about on schedule? X7569(#3) 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/ no third mortgage: X930^=1 or (X723=5 and X830^=1; no set number of payments: X811=-1/X911=-1/X1011=-1; no typical payment: X813=-1 or -2/X913=-1 or -2/ X1013=-1 or -2) X815(#1) When do you expect this loan to be repaid? X915(#2) X1015(#3) Code year (4 digits) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/ no third mortgage: X930^=1 or (X723=5 and X830^=1; no set number of payments: X811=-1/X911=-1/X1011=-1; loan on schedule: X7571=1/X7570=1/X7569=1) X816(#1) What is the current annual rate of interest being charged X916(#2) on the loan? X1016(#3) Code percent * 100 -1. No interest 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/ no third mortgage: X930^=1 or (X723=5 and X830^=1) X817(#1) Please look at the Institutions Card. Is the loan with any X917(#2) of the institutions on the Institutions Card, or from X1017(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/ no third mortgage: X930^=1 or (X723=5 and X830^=1) X9083(#1) Recode: type of institution X9084(#2) X9085(#3) See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/ no third mortgage: X930^=1 or (X723=5 and X830^=1) X7568(#1) Is this the same institution as the one from which you originally took out this loan? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1) X819(#1) (SHOW CARD 4) What was the most important reason you chose the original lender? What is the most important reason you chose this lender? (Was it because they were recommended to you, because they had low interest rates, because of the location of their offices, because you had done other business with them, because it was easier to qualify for the loan, or for some other reason?) 1. Recommended 2. Low interest 3. Location of offices 4. Other business 5. Easy to qualify (for credit); only place that would give us a loan 6. Many services in one place 10. Low fees/service charges 11. Personal relationship; they know me; know/like them; R/Spouse works there 21. No choice -- assumed existing debt and lender from previous owner 22. No choice--financed through contractor/developer/prev. owner/builder and this was their financial institution/ land contract 23. No choice (n.e.c.) 24. Flexible loan terms; choice of loan terms 25. Handled VA loans 26. Participated in first time buyer program 27. Government-sponsored program n.e.c. -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1) NOTE; SHOW CARD 5 contained a vertical column of the following items: "Recommended," "Low interest rates," "Location of offices," "Other business with them," "Easier to quality," " Other reason." X918(#2) Was the money from this loan used for the purchase of this X1018(#3) home or for some other purpose? 1. Home purchase 3. Home improvements See LOAN PURPOSE MASTER CODE LIST at X6723 for other codes 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no second mortgage: X830^=1/no third mortgage: X930^=1 or (X723=5 and X830^=1) X820(#1) Is this an adjustable rate loan; that is, does it have X920(#2) an interest rate that can rise or fall from time to time? X1020(#3) Is this an adjustable rate mortgage; that is, does it have an interest rate that can rise or fall from time to time? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1/no second mortgage: X830^=1/ no third mortgage: X930^=1 or (X723=5 and X830^=1) X821(#1) Does the change in your interest rate depend on some other interest rate? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1; not adjustable rate: X820^=1) X822(#1) On what other rate does it depend? 1. Consumer Price Index (CPI); "cost of living 2. GNP (Gross National Product) Deflater 3. Prime (interest) Rate 4. Treasury Bill Rate (T-Bill rate) 5. "Current rate" or "going rate" -- NFS 6. District/regional rate 7. Other index; index NEC 8. CD rate 9. Other rate 11. FHLBB (Federal Home Loan Bank Board) 12. FSLIC (Federal Savings and Loan Ins. Corp) 13. Ginny Mae rate -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1; not adjustable rate: X820^=1) How often can your interest rate change? X823(#1) Code number of times 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1; not adjustable rate: X820^=1) X824(#1) Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly; every two months 13. Every three years 15. Continuously floating rate/whenever rate changes 16. Per 7 years 18. Hour 22. Varies 25. Every two years 26. Every four years 27. Every five years 28. Every ten years 30. At seven years -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1; not adjustable rate: X820^=1) X825(#1) When the interest rate on your mortgage changes, does the size of your monthly payments also change? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1; not adjustable rate: X820^=1) X826(#1) What is the most the rate can rise at any one time? (POINTS = PERCENTAGE POINTS) Code percent * 1 -2. No limit 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1; not adjustable rate: X820^=1) X828(#1) What was the interest rate on this mortgage when you first got it? Code percent * 1 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1; not adjustable rate: X820^=1) X827(#1) What is the highest the rate can go up to over the life of the loan? INTERVIEWER: WE WANT THE HIGHEST RATE ALLOWED, NOT THE MAXIMUM AMOUNT BY WHICH THE RATE COULD RISE. Code percent * 1 -2. No limit 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1; not adjustable rate: X820^=1) X829(#1) Is this a convertible mortgage; that is do you have an option to convert it to a mortgage with a fixed interest rate? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no first mortgage: X723^=1; not adjustable rate: X820^=1) ----------------------------------------------------------------------------- OTHER LOAN USED TO PURCHASE PROPERTY ----------------------------------------------------------------------------- X1032(#1) Do you owe money on any other loans used for the purchase of this property, such as loans from relatives or the seller? Do you owe money on any loans used for the purchase of this property, such as loans from relatives or the seller? Do you and your family living here owe money on any other loans used for the purchase of this property, such as loans from relatives or the seller? Do you and your family living here owe money on any loans used for the purchase of this property, such as loans from relatives or the seller? (Please do not include any home equity lines of credit.) 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) In what month and year was this loan taken out? X1033 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1034 Code year (4 digits) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) X1035 How much was borrowed, not including finance charges? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) X1036 Is this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind? 1. Regular installment 2. Other kind 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) How many monthly payments or years were agreed upon when the loan was received? X1038 Code number of years -1. No set number of years -7. Unable to calculate from number of payments 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not a regular loan: X1036^=1) X1037 Code number of payments -1. No set number of payments -7. Unable to calculate from number of years 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not a regular loan: X1036^=1) X9160 Recode: term of loan in months -1. No set number of years/payments -7. Unable to calculate from number of years/payments 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not a regular loan: X1036^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1039 How much are the payments? Code amount -1. Nothing -2. No regular payment 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not a regular loan: X1036^=1; no set number of payments: X1038=-1) X7567 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often are they made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not a regular loan: X1036^=1; no set number of payments: X1038=-1) X1040 What is the typical payment? Code amount -1. Nothing -2. No typical payment 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; regular loan and regular payments: X1036=1 and X1039>0) X1041 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is it made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; regular loan and regular payments: X1036=1 and X1039>0) X7566 Are you paying off this loan ahead of schedule, behind schedule, or are the payments about on schedule? 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; not regular loan: X1036^=1; no regular payment: X1039<=0) In what month and year do you expect this loan to be repaid? X1042 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; payments on schedule: X7566=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1043 Code year (4 digits) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1; payments on schedule: X7566=1) X1044 How much is still owed on this loan? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) X1045 What is the current annual rate of interest being charged on this loan? Code percent * 100 -1. Nothing 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) X1046 Please look at the Institutions Card. Is the loan with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) X9086(#1) Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no other loan for home purchase: X1032^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- LINES OF CREDIT ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X1101 Do you have any lines of credit, not counting credit cards or business lines of credit? Please include such lines of credit even if you are not currently drawing against them. Do you have a home equity line of credit or any other lines of credit, not counting credit cards or business lines of credit? Please include such lines of credit even if you are not currently drawing against them. Do you or anyone in your family living here have any lines of credit, not counting credit cards or business lines of credit? Please include such lines of credit even if you are not currently drawing against them. Do you or anyone in your family living here have a home equity line of credit or any other lines of credit, not counting credit cards or business lines of credit? Please include such lines of credit even if you are not currently drawing against them. (IF R ASKS: A LINE OF CREDIT IS A FORMAL AGREEMENT WITH A LENDER THAT ALLOWS R TO BORROW UP TO AN AGREED UPON LIMIT AND PAY IT OFF AS R DESIRES. A HOME EQUITY LINE OF CREDIT IS A LINE OF CREDIT SECURED BY THE EQUITY IN R'S HOME.) 1. YES 5. NO X1102 How many lines of credit do you have? How many lines of credit do you and your family living here have? Code number 0. Inap. (no lines of credit: X1101=5) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** X6686 Originally reported value of X1102 (see introduction) Code number 0. Inap. (no lines of credit: X1101=5) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** ----------------------------------------------------------------------------- #1 refers to first line of credit #2 refers to second line of credit #3 refers to third line of credit #4 refers to all remaining lines of credit ----------------------------------------------------------------------------- X1103(#1) Is this line of credit secured by the equity in your home? X1114(#2) X1125(#3) Is the largest line of credit secured by the equity in your home? Is the next line of credit secured by the equity in your home? 1. YES 5. NO 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) X1105(#1) Are you currently borrowing any money against this line of X1116(#2) credit? X1127(#3) 1. YES 5. NO 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3) X7141(#1) How much did you borrow the most recent time you used this X7142(#2) line? X7143(#3) Code amount 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1106(#1) What was the money used for? (What was its major use?) X1117(#2) X1128(#3) See LOAN PURPOSE MASTER CODE LIST at X6723 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1108(#1) How much is currently owed? X1119(#2) X1130(#3) Code amount 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1109(#1) What is the typical payment? X1120(#2) X1131(#3) Code amount -1. Nothing -2. No typical payment 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1110(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X1121(#2) And how often is it made? X1132(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. In total 11. Twice per year 12. Bimonthly 22. Varies 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1111(#1) What is the current annual rate of interest being charged X1122(#2) on this loan? X1133(#3) Code percent * 100 -1. Nothing 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3; not currently borrowing: X1105^=1/X1116^=1/X1127^=1) X1112(#1) (Please look at the Institutions Card.) Is this line of X1123(#2) credit with any of the institutions on the Institutions X1134(#3) Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3) X9087(#1) Recode: type of institution X9088(#2) X9089(#3) See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3) X1104(#1) What is the maximum amount you could borrow on this X1115(#2) line of credit (including what you owe now)? X1126(#3) What is the maximum amount you could borrow on this line of credit? Code amount 0. Inap. (no lines of credit: X1101=5/no second line of credit: X1102<2/no third line of credit: X1102<3) X1136(#4) What is the total amount that you currently owe on all other remaining lines of credit? What is the total amount that you and your family living here currently owe on all other remaining lines of credit? Code amount -1. Nothing 0. Inap. (no lines of credit: fewer than four lines credit: X1102<4) X8401(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (Does not have any lines of credit: X1101=5; fewer than four lines of credit: X1102<4; did break off early in grid) ----------------------------------------------------------------------------- HOME IMPROVEMENTS ----------------------------------------------------------------------------- X1201 Have you ever made any major additions or done extensive remodeling to this property? Have you and your family living here ever made any major additions or done extensive remodeling to this property? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1) X1202 Roughly what was the total cost of all remodeling or additions to this property? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1) X1203 Other than what I have already recorded, do you owe any money on loans taken out for these projects? Other than what I have already recorded, do you or your family living here owe any money on loans taken out for these projects? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1) In what month and year was the most recent loan taken out? X1204 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1205 Code year (4 digits) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1) X1206 How much was borrowed, not including finance charges? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1) X1207 Is this a regular installment loan where you pay a fixed dollar amount each month for a fixed number of months until the loan is repaid, or some other kind? 1. Regular installment 2. Other kind 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1) How many monthly payments or years were agreed upon when the loan was received? X1209 Code number of years -1. No set number of years -7. Unable to calculate from number of payments 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; not a regular loan: X1207^=1) X1208 Code number of payments -1. No set number of payments -7. Unable to calculate from number of years 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; not a regular loan: X1207^=1) X9161 Recode: term of loan in months -1. No set number of years/payments -7. Unable to calculate from number of years/payments 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; not a regular loan: X1207^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1210 How much are the payments? Code amount -1. Nothing -2. No regular payment 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; not a regular loan: X1207^=1; no set number of payments: X1209=-1) X7565 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often are they made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; not a regular loan: X1207^=1; no set number of payments: X1209=-1) X1211 What is the typical payment? Code amount -1. Nothing -2. No typical payment 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; not a regular loan and regular payments: X1210>0) X1212 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is it made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; not a regular loan and regular payments: X1210>0) X7564 Are you paying off this loan ahead of schedule, behind schedule, or are the payments about on schedule? 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; not a regular loan: X1207^=1; no regular payment: X1210<=0) In what month and year do you expect this loan to be repaid? X1213 Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; payments on schedule: X7564=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1214 Code year (4 digits) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1; payments on schedule: X7564=1) X1215 How much is still owed on this loan? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1) X1216 What is the current annual rate of interest being charged on this loan? Code percent * 100 -1. Nothing 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1) X1217 Please look at the Institutions Card. Is the loan with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1) X9090(#1) Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no loan for home improvements: X1203^=1) X1218 Do you owe money on more than one loan for home additions or improvements to this property? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1) X1219 Altogether, how much is still owed on all other loans for additions or improvements to this property? Code amount 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; no additional home improvement loans: X1218^=1) X1220 Altogether, how much are the payments? Code amount -1. None 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; no additional home improvement loans: X1218^=1) X1221 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often are they made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; no improvements: X1201^=1; no home improvement loan: X1203^=1; no additional home improvement loans: X1218^=1) ----------------------------------------------------------------------------- RENT OUT ANY PORTION OF PROPERTY ----------------------------------------------------------------------------- X1223 Do you rent out any portion of this (house or lot/apartment/mobile/home/building) to others? Do you or anyone in your family here rent out any portion of this (house or lot/apartment/mobile home/building) to others? 1. YES 5. NO 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; R lives on farm: X501=4 or 5) X1224 How much rent do you collect? Code amount -1. Nothing 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; R lives on farm: X501=4 or 5; does not rent part of home: X1223^=1) X1225 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount collected? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly -1. No rent collected 0. Inap. (Does not own any part of HU: X508^=1 or 2 and X601^=1, 2, or 3 and X701^=1, 3, 4, 5, or 6 and X7133^=1; R lives on farm: X501=4 or 5; does not rent part of home: X1223^=1) Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- LAND CONTRACTS AND NOTES GIVEN BY R ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X1401 Have you ever sold any real estate for which you loaned money to the buyer? Please include accepting a note, land contract, or mortgage from the buyer. Have you or anyone in your family living here ever sold any real estate for which you loaned money to the buyer? Please include accepting a note, land contract, or mortgage from the buyer. 1. YES 5. NO X1402 Does the buyer still owe you money on any of these notes, land contracts, or mortgages? Does the buyer still owe your family money on any of these notes, land contracts, or mortgages? 1. YES 5. NO 0. Inap. (Never made any such loans: X1401=5) X1403 Altogether, on how many such loans are you owed money? Altogether, on how many such loans is your family owed money? Code number 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 15 ********************************************* X6687 Originally reported value of X1403 (see introduction) Code number 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 15 ********************************************* ----------------------------------------------------------------------------- #1 refers to first loan #2 refers to second loan #3 refers to third loan #4 refers to all remaining loans ----------------------------------------------------------------------------- X1404(#1) About this loan, is it a land contract, a mortgage, or X1504(#2) something else? X1604(#3) About the largest loan, is it a land contract, a mortgage, About the next largest loan, is it a land contract, a mortgage, or something else? 1. land contract/lease purchase 2. mortgage 3. something else 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3) X1405(#1) How much are you owed on this note? X1505(#2) X1605(#3) How much are you and your family owed on this note? Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is land contract or mortgage: X1401=1 or 2/X1504=1 or 2/X1604=1 or 2) In what month and year was this loan taken out? X1406(#1) Code month X1506(#2) 1. January X1606(#3) 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1407(#1) Code year (4 digits) X1507(#2) 0. Inap. (Never made any such loans: X1401=5; no such X1607(#3) loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) X1408(#1) How much money did you lend the borrower? X1508(#2) X1608(#3) How much money did your family lend the borrower? Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) X1409(#1) How much is still owed on this loan? X1509(#2) X1609(#3) Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) X1410(#1) How much are the loan payments? X1510(#2) X1610(#3) Code amount -1. Nothing -2. No regular payments 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) X1411(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X1511(#2) And how often are they due? X1611(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. In total 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payments 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) When the loan was taken out, was it agreed upon that there were going to be a number of years , a number of payments, or was there no set number of years or payments? X1412(#1) Code number of years X1512(#2) -1. No set number of years X1612(#3) -7. Unable to calculate from number of payments 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) X1413(#1) Code number of payments X1513(#2) -1. No set number of payments X1613(#3) -7. Unable to calculate from number of years 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2) X1414(#1) Will the regular payments pay off the loan completely or X1514(#2) will there be a balance payable or "balloon" when the loan X1614(#3) is due? 1. REPAID COMPLETELY 5. BALANCE PAYABLE OR BALLOON 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2; no set number of payments: X1413=-1/X1513=-1/X1613=-1) X1415(#1) What will the balance payable or balloon payment be? X1515(#2) X1615(#3) Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; loan is not land contract or mortgage: X1401^=1 or 2/X1504^=1 or 2/X1604^=1 or 2; no set number of payments: X1413=-1/X1513=-1/X1613=-1; no balloon payment: X1414^=5/X1514^=5/X1614^=5) X1416(#1) Do you still owe any money on loans for this property? X1516(#2) X1616(#3) Do you or your family living here still owe any money on loans for this property? 1. YES 5. NO 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3) X1417(#1) How much do you still owe? X1517(#2) X1617(#3) Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1/fewer than 2 loans: X1403<2/ fewer than 3 loans: X1403<3; R owes no money on property X1416^=1/X1516^=1/X1616^=1) X1619(#4) About how much in total is owed to you on the remaining notes, land contracts, or mortgages? About how much in total is owed to your family on the remaining notes, land contracts, or mortgages? Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; fewer than 4 loans: X1403<4) X8402(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; did not break off early in grid) X1620(#4) Do you still owe any money on loans for these other properties? Do you or your family here still owe any money on loans for these other properties? 1. YES 5. NO 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; fewer than 4 loans: X1403<4) X8403(#4) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; did not break off early in grid) X1621(#4) Altogether how much do you still owe? Altogether how much does your family still owe? Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; fewer than 4 loans: X1403<4; R owes no money on properties: X1620^=1) X8404(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (Never made any such loans: X1401=5; no such loans currently: X1402^=1; did not break off early in grid; no money owed on properties underlying loans: X8403^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- INVESTMENT REAL ESTATE AND VACATION PROPERTIES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X1700 Do you own any (other) real estate such as a lot, vacation home, timeshare, apartment building, commercial property, or other investment property, including properties owned in partnership with other people? Do you or anyone in your family living here own any (other) real estate such as a lot, vacation home, timeshare, apartment building, commercial property, or other investment property, including properties owned in partnership with other people? 1. YES 5. NO X7555 Are any of these properties owned by a business? 1. YES 5. NO 0. Inap. (No properties: X1700=5) X1701 How many properties that are not owned by a business do you own or have an interest in? How many properties that are not owned by a business do you and your family living here own or have an interest in? Earlier you told me you own your home separately from the other unit you own on the property. Please include the rest of the property here. Earlier you told me you own your home separately from the other units you own on the property. Please include the rest of the property here. Code number -1. None 0. Inap. (No properties: X1700=5) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 20 ********************************************* X6688 Originally reported value of X1701 (see introduction) Code number -1. None 0. Inap. (No properties: X1700=5) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 20 ********************************************* ----------------------------------------------------------------------------- #1 refers to first property #2 refers to second property #3 refers to third property #4 refers to all remaining vacation properties #5 refers to all remaining properties other than vacation properties ----------------------------------------------------------------------------- X1703(#1) I want to ask first about the property where you live. X1803(#2) In the questions that follow, please give me the amounts X1903(#3) for the building excluding your unit. I want to ask about the property where you live. In the questions that follow, please give me the amounts for the building excluding your unit. I want to ask first about the most valuable property. About the property..... About the next most valuable property..... What type of property is this? 10. Farm/Ranch -- any mention 11. Land only: Lot, tract, acreage; building lots; "farmland" 12. Land and (seasonal) residence (exc. 14); "house + 50 acres" 13. Land and some other type of structure 14. Land and trailer/mobile home 21. Seasonal/vacation house (winter/summer home; cottage; etc.) 22. Trailer/Mobile Home 24. Mobile home park 25. Time-share ownership -- any 40. One single family house 41. Multiple single family houses 42. Duplex 2 unit residence 43. Triplex - 3 unit residence 44. Fourplex - 4 unit residence 45. 5 or more unit residence 46. "Apartment house" -- NA # of units; "rental" units or property NFS 47. Other business/commercial property (exc. 41-46) 48. Business/commercial and residentaial combination 49. Condominium 50. Residential 51. Garage 52. Burial lot -7. Other, including combinations 999. Misc. vacation property mapped from mop-up question 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1) ******************************************************* FOR THE PUBLIC DATASET, CODES 12, 13, 14, 22, AND 24 ARE COMBINED WITH 12; CODE 25 IS COMBINED WITH 21; CODES 43 AND 44 COMBINED WITH 42; CODE 48 IS COMBINED WITH 47; CODE 46 IS COMBINED WITH 45; CODE 52 IS COMBINED WITH -7. ******************************************************* X1704(#1) Is this property owned by you, is it owned jointly with X1804(#2) others, owned by a partnership, is it a timeshare, or what? X1904(#3) Is this property owned by you and your family living here, is it owned jointly with others, owned by a partnership, is it a timeshare, or what? 1. OWNED BY R (AND FAMILY LIVING THERE) 2. OWNED JOINTLY 3. PARTNERSHIP; limited partnership 4. REAL ESTATE INVESTMENT TRUST (REIT) 5. TIMESHARE 8. Property moved from mopup and assumed to be all R's (value collected in mopup is R's share) 10. Corporation NEC -7. Other; including combinations 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) X1705(#1) What percentage of the property do you own? X1805(#2) X1905(#3) What percentage of the property do you and your family living here own? Code percent * 100 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) X1706(#1) How much in total is this timeshare worth? X1806(#2) X1906(#3) How much in total is this property worth? I mean, what would it bring if it were sold today? INTERVIEWER: WE WANT THE TOTAL VALUE OF THE PROPERTY, NOT JUST R'S SHARE. (asked if property not a time share) Code value -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) In what month and year did you first purchase this property? In what month and year did you first purchase any part of this property? In what month and year did you first purchase this timeshare? (INTERVIEWER: IF GIFT/INHERITANCE, ASK WHEN RECEIVED.) X1707(#1) Code month X1807(#2) 1. January X1907(#3) 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1708(#1) Code year (4 digits) X1808(#2) 0. Inap. (No properties: X1700=5; no properties not owned X1908(#3) by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1920 ************************************************** X1710(#1) CODE GIFT/INHERITANCE X1810(#2) 1. GIFT/INHERITANCE X1910(#3) 5. R PURCHASED 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) X1709(#1) What was the value of the property when received? X1809(#2) X1909(#3) What was the purchase price of your timeshare? What was the total purchase price? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) X1711(#1) Are there any outstanding loans or mortgages on this timeshare? X1811(#2) X1911(#3) Are there any outstanding loans or mortgages on this property? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) In what month and year did you obtain or last refinance the loan? X1712#1) Code month X1812(#2) 1. January X1912(#3) 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1713(#1) Code year (4 digits) X1813(#2) 0. Inap. (No properties: X1700=5; no properties not owned X1913(#3) by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1714(#1) How much was borrowed or refinanced for your timeshare? X1814(#2) X1914(#3) In total, how much was borrowed or refinanced? Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1715(#1) How much is still owed? X1815(#2) X1915(#3) In total, how much is still owed? Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) How many years or what number of payments were agreed upon when the loan was taken out? In total, how many years or what number of payments were agreed upon when the loan was taken out? X1716(#1) Code number of years X1816(#2) -1. No set number of years X1916(#3) -7. Unable to calculate from number of payments 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1717(#1) Code number of payments X1817(#2) -1. No set number of payments X1917(#3) -7. Unable to calculate from number of years 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X9157(#1) Recode: Term of loan in months X9158(#2) X9159(#3) Code months -1. No set number of years/payments -7. Unable to calculate from number of payments/years 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X1718(#1) How much are the payments? X1818(#2) X1918(#3) In total, how much are the payments? Code amount -1. Nothing -2. No regular payments 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no set number of payments: X1716=-1/X1816=-1/X1916=-1) X1719(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X1819(#2) And how often are they due? X1919(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no set number of payments: X1716=-1/X1816=-1/X1916=-1) X1723(#1) What is the typical payment? X1823(#2) -1. None X1923(#3) -2. NO TYPICAL PAYMENTS 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; set number of payments and positive amount of payments: X1716^=-1 and X1718>0/ /X1816^=-1 ad X1818>0/X1916^=-1 and X1918>0) X1724(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X1824(#2) And how often is it made? X1924(#3) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO TYPICAL PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; set number of payments and positive amount of payments: X1716^=-1 and X1718>0/ /X1816^=-1 ad X1818>0/X1916^=-1 and X1918>0) X1720(#1) Does this amount include property taxes or insurance? X1820(#2) INTERVIEWER: PROBE FOR WHICH. X1920(#3 1. Taxes only 2. Insurance only 3. Both 4. Neither 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no typical payment: X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2) X1721(#1) Will the regular payments repay the loan completely or will X1821(#2) there be a balance payable, or "balloon" payment when the X1921(#3) loan is due? 1. Repay completely 5. Balloon 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no typical payment: X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2) X1722(#1) What will the balance due or balloon payment be? X1822(#2) X1922(#3) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no typical payment: X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2; no balloon payment: X1721^=2/X1821^=2/X1921^=2) X7554(#1) Is this loan being paid off ahead of schedule, behind X7553(#2) schedule, or are the payments about on schedule? X7552(#3) 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no set number of payments: X1716=-1/X1816=-1/X1916=-1; no typical payment: X1723=-1 or -1/X1823=-1 or -2/X1923=-1 or -2) X1725(#1) When do you expect this loan to be repaid? X1825(#2) X1925(#3) Code year (4 digits) 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1; no set number of payments: X1716=-1/X1816=-1/X1916=-1; loan on schedule: X7554=1/ X7553=1/X7552=1) X1726(#1) What is the current annual interest rate being charged on X1826(#2) the loan? X1926(#3) Code percent * 100 -1. No interest 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1727(#1) Does this loan have an adjustable rate? That is, does it X1827(#2) have an interest rate that can rise and fall from time to time? X1927(#3) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1728(#1) Please look at the Institutions Card. Is the loan with any X1828(#2) of the institutions on the Institutions Card, or from X1928(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X9099(#1) Recode: type of institution X9100(#2) X9101(#3) See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no loan on property: X1711^=1/X1811^=1/X1911^=1) X1729(#1) Did you receive any income from this property in 1994? X1829(#2) X1929(#3) Did your family living here receive any income from this property in 1994? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3) X1730(#1) How much gross income did you receive? X1830(#2) X1930(#3) How much gross income did your family receive? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1/fewer than 2 properties: X1701<2/ fewer than 3 properties: X1701<3; no income from property: X1719^-1/X1819^=1/X1929^=1) X2001(#4) About the remaining properties that you own, are any of these vacation homes or land you use for recreational purposes? About the remaining properties that you and your family living here own, are any of these vacation homes or land you use for recreational purposes? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4) X8405(#4) Original value of total for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid) X2002(#4) How much in total is your share of these vacation homes or recreational property worth? How much in total is your family's share of these vacation homes or recreational property worth? Code value 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1) X8406(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1) X2003(#4) What was your total purchase price for these properties? What was your family's total purchase price for these properties? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.) Code value 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties X1701<4; 4 or more properties, but no vacation: properties beyond 3rd property: X1701>=4 and X2001^=1) X8407(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1) X2004(#4) CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1) X8408(#4) Original value for Rs who did not provide complete information within the grid structure (see introduction) Code gift/inheritance 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1) X2005(#4) Are there any mortgages or loans outstanding against these vacation homes or recreational land? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1) X8409(#4) Original value for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1) X2006(#4) Altogether, about how much is owed on your share of these mortgages or loans? Altogether, about how much is owed on your family's share of these mortgages or loans? Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1; no loans on property: X2005^=1) X8410(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1; no mortgages on residual vacation properties: X8409^=1) X2007(#4) How much are the payments on these loans or mortgages? Code amount -1. Nothing -2. No regular payments 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1; no loans on property: X2005^=1) X2008(#4) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1; no loans on property: X2005^=1) X8411(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1; no mortgages on residual vacation properties: X8409^=1) X8412(#4) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1; no mortgages on residual vacation properties: X8409^=1) X2009(#4) Did you receive any income in 1994 from renting out these vacation homes or recreational land? Did you or your family living here receive any income in 1994 from renting out these vacation homes or recreational land? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1) X8413(#4) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1) X2010(#4) Altogether, how much gross income did you receive? Altogether, how much gross income did your family receive? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 or more properties, but no vacation properties beyond 3rd property: X1701>=4 and X2001^=1; no income from property: X2009^=1) X8414(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no vacation properties among residual: X8405^=1; no rental income on residual vacation properties X8413^=1) X2011(#5) Are there any remaining properties you own that you have not told me details about? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 properties and one vacation properties beyond 3rd property: X1701=4 and X2001=1) X8415(#5) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid) X2012(#5) For the remaining properties that you own, about how much in total is your share worth? I mean, what could you sell them for? For the remaining properties that you own, about how much in total is your family's share worth? I mean, what could you sell them for? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 properties and one vacation properties beyond 3rd property: X1701=4 and X2001=1) X8416(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1) X2013(#5) About how much was your total purchase price for these properties? About how much was your family's total purchase price for these properties? (INTERVIEWER: IF GIFT/INHERITANCE, ASK VALUE WHEN RECEIVED.) Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 properties and one vacation properties beyond 3rd property: X1701=4 and X2001=1) X8417(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1) X2014(#5) CODE GIFT/INHERITANCE 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 properties and one vacation properties beyond 3rd property: X1701=4 and X2001=1) X8418(#5) Original value for Rs who did not provide complete information within the grid structure (see introduction) Code gift/inheritance 1. GIFT/INHERITANCE 5. R PURCHASED 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1) X2015(#5) Are there mortgages or loans outstanding against these properties? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 properties and one vacation properties beyond 3rd property: X1701=4 and X2001=1) X8419(#5) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1) X2016(#5) Altogether, about how much is owed on your share of these mortgages or loans? Altogether, about how much is owed on your family's share of these mortgages or loans? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 properties and one vacation properties beyond 3rd property: X1701=4 and X2001=1; no loans on property: X2015^=1) X8420(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1; no mortgages on remaining properites: X8419^=1) X2017(#5) How much are the payments on these loans or mortgages? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 properties and one vacation properties beyond 3rd property: X1701=4 and X2001=1; no loans on property: X2015^=1) X2018(#5) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 properties and one vacation properties beyond 3rd property: X1701=4 and X2001=1; no loans on property: X2015^=1) X8421(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1; no mortgages on remaining properites: X8419^=1) X8422(#5) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1; no mortgages on remaining properites: X8419^=1) X2019(#5) Did you receive any income in 1994 from renting out any of these properties? Did you or your family living here receive any income in 1994 from renting out any of these properties? 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 properties and one vacation properties beyond 3rd property: X1701=4 and X2001=1) X8423(#5) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1) X2020(#5) Altogether, how much gross income from these properties did you receive in 1994? Altogether, how much gross income from these properties did your family receive in 1994? Code amount -1. Nothing 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; fewer than 4 properties: X1701<4; 4 properties and one vacation properties beyond 3rd property: X1701=4 and X2001=1; no income from property: X2019^=1) X8424(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (No properties: X1700=5; no properties not owned by a business: X1701=-1; did not break off early in grid; no remaining properties among residual: X8415^=1; no income from remaining properties: X8423^=1) Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- BUSINESSES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X3101 DOES R OPERATE A FARM/RANCH BUSINESS ON THEIR PROPERTY? (Coded automatically by CAPI program: X503=1 implies YES, otherwise NO) 1. YES 5. NO X3103 Now I would like to ask you about businesses you may own. Do you own or share ownership in any privately-held businesses, farms, professional practices, limited partnerships or any other types of partnerships? Do not include corporations with publicly-traded stock or any property partnerships that have already been recorded earlier. Now I would like to ask you about businesses you may own. Do you and your family living here own or share ownership in any privately-held businesses, farms, professional practices, limited partnerships or any other types of partnerships? Do not include corporations with publicly-traded stock or any property partnerships that have already been recorded earlier. 1. YES 5. NO (value set to YES when R reported having a farm business: X3101=YES) ----------------------------------------------------------------------------- ACTIVELY MANAGED BUSINESSES ----------------------------------------------------------------------------- X3104 Do you have an active management role in any of these businesses? Do you or anyone in your family living here have an active management role in any of these businesses? INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITED PARTNERSHIP, BUT NOT THE LIMITED PARTNERS. IF R OWNS A HOLDING COMPANY OR MANAGED INVESTMENTS ACOUNTS, REPORT THE COMPONENTS SEPARATELY. 1. YES 5. NO 0. Inap. (no businesses: X3103^=1) (value set to YES when R reported having a farm business: X3101=YES) X3105 Including your (farm/ranch) business here, in how many (farms/ranches), privately-held businesses, professional practices, limited partnerships, or any other types of partnership do you own or share ownership in and have an active management role? Do not include corporations with publicly-traded stock or any property partnerships that have already been recorded earlier. Including your (farm/ranch) business here, in how many (farms/ranches), privately-held businesses, professional practices, limited partnerships, or any other types of partnership do you or your family living here own or share ownership in and have an active management role? Do not include corporations with publicly-traded stock or any property partnerships that have already been recorded earlier. INTERVIEWER: INCLUDE THE GENERAL PARTNERS IN A LIMITED PARTNERSHIP, BUT NOT THE LIMITED PARTNERS. IF R OWNS A HOLDING COMPANY OR MANAGED INVESTMENTS ACCOUNTS, REPORT THE COMPONENTS SEPARATELY. In how many businesses do you have an active management role? In how many businesses do you or anyone in your family living here have an active management role? Code number 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1) I will ask you first about your (farm/ranch) business. When we talk about the value of (farm/ranch) assets and liabilities here, we are referring to (farm/ranch) implements, livestock, crops, etc., and operating loans other than your mortgages. INTERVIEWER: DO NOT INCLUDE THE VALUE OF THE PROPERTIES AND LOANS ALREADY RECORDED. ********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 25 ********************************************** X6689 Originally reported value of X3105 (see introduction) Code number 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1) ********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 25 ********************************************** ----------------------------------------------------------------------------- #1 refers to first actively managed business #2 refers to second actively managed business #3 refers to third actively managed business #4 refers to all remaining actively managed businesses ----------------------------------------------------------------------------- X3107(#1) What kind of business is it/the largest business/the next X3207(#2) business/that is, what does the business make of do? X3307(#3) 1. Farm; nursery; train dogs; forest management; agricultural services; landscaping 2. Restaurant; bar 3. Auto repair; car wash 4. Direct sales: Amway; Avon; Mary Kay; Tupperware; Stanley Home Products 5. Contracting; construction services; plastering; painting; plumbing 6. Real Estate; insurance 7. Professional practice, incl. law, medicine, architecture; accounting; bookkeeping 8. Beauty shop; barber shop 9. Manufacturing, incl. printing/publishing 10. Gas station 11. Food/liquor stores 12. Other retail and/or wholesale business (exc. 02, 04, 10, 11) 13. Trucking; moving and storage; warehousing 14. Repair services (exc. auto, 03) 15. Personal services; (exc. beauty shop, code 08) hotel, dry cleaners, etc. 16. Entertainment services, incl. movie house, dance studio, etc 17. Business management and consulting services 18. Other business services (exc. 17): advertising, equipment rental, computer programming, auctioneering, pest control, industrial recycling 19. Banks and brokerage firms; mortage/finance company 20. Communications; cable tv or radio stations 21. Mining, extraction; oil, gas and water services 22. Art, crafts, related areas 23. Writing, training, speaking services 24. Transportation services (exc. 13), parking -7. Other; incl. foreign-operated business 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) ****************************************************** THE FOLLOWING NEW CATEGORIES HAVE CREATED FOR THE PUBLIC DATASET: IF (business type=1) THEN newcode=1; ELSE IF (business type=5 or 21) THEN newcode=2; ELSE IF (business type=9 or 22) THEN newcode=3; ELSE IF (business type=2, 4, 10, 11, or 12) THEN newcode=4; ELSE IF (business type=3, 6, 16, 18, or 19) THEN newcode=5; ELSE IF (business type=7, 8, 13, 14, 15, 17, 20, 23, or 24) THEN newcode=6; ****************************************************** X3108(#1) How did you first acquire this business; was it bought or X3208(#2) invested in, started by you, inherited, given to you, or what? X3308(#3) How did you or your family living here first acquire this business; was it bought or invested in, started by you, inherited, given to you, or what? 1. BOUGHT/INVEST 2. STARTED 3. INHERITED 4. GIVEN 5. Joined/became partner/promotion -7. OTHER 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) ****************************************************** FOR THE PUBLIC DATASET, CODE 4 HAS BEEN COMBINED WITH CODE 3 ****************************************************** X3110(#1) In what year did you start the business? X3210(#2) X3310(#3) In what year did you acquire the business? Code year (4 digits) 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3111(#1) How many employees does it have including you? X3211(#2) X3311(#3) How many employees does it have including you and members of your family? Code number -1. None 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) ************************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 5,000 ************************************************* X3112(#1) INTERVIEWER CHECKPOINT X3212(#2) 1. R LIVES ALONE X3312(#3) 2. ALL OTHERS 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) Which members of your family living here work in or participate in the operation of the business? INTERVIEWER: CODE ALL THAT APPLY ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X3113(#1) RESPONDENT X3213(#2) X3313(#3) 1. Checked 5. Not checked 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3114(#1) SPOUSE/PARTNER X3214(#2) X3314(#3) 1. Checked 5. Not checked 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R lives alone: X101=1) X3115(#1) ADULT CHILD; child; child-in-law; grandchild X3215(#2) X3315(#3) 1. Checked 5. Not checked 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R lives alone: X101=1) X3116(#1) OTHER ADULT IN HOUSEHOLD X3216(#2) X3316(#3) 1. Checked 5. Not checked 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R lives alone: X101=1) X3117(#1) OTHER --> -7 X3217(#2) X3317(#3) 1. Checked 5. Not checked 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R lives alone: X101=1) X3118(#1) Other than you and your (spouse/partner), how many hours X3218(#2) does the other family member work in this business in a X3318(#3) normal week? Other than you and your (spouse/partner), how many hours does the most involved family member work in this business in a normal week? Other than you, how many hours does the other family member work in this business in a normal week? Other than you, how many hours does the most involved family member work in this business in a normal week? How many hours does the other family member work in this business in a normal week? How many hours does the most involved family member work in this business in a normal week? Code number of hours -1. None 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R lives alone: X101=1; no one in PEU besides R/Spouse work in business: X3115^=1 and X3116^=1 and X3117^=1/X3215^=1 and X3216^=1 and X3217^=1/X3315^=1 and X3316^=1 and X3317^=1/) X3119(#1) Is it a partnership, a sole proprietorship, a subchapter S X3219(#2) corporation, another type of corporation, or what? X3319(#3) 1. PARTNERSHIP 2. SOLE PROPRIETORSHIP 3. SUBCHAPTER S 4. OTHER CORPORATION (including C chapter corps) 6. Foreign business type 11. Limited partnership -7. OTHER; not a formal business type 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3120(#1) These next few questions are about the relationship between X3220(#2) your personal finances and the finances of your business. X3320(#3) These next few questions are about the relationship between your family's personal finances and the finances of your family's business. Are you using personal assets as collateral or did you have to cosign or guarantee any loans for this business? Are you or your family living here using personal assets as collateral or did you have to cosign or guarantee any loans for this business? 1. YES 2. NO 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X7144(#1) Which of these did you do? Collateralize a loan, guarantee X7145(#2) a loan, or both? X7146(#3) 1. COLLATERALIZE 2. GUARANTEE 3. BOTH 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; did not guarantee or collateralize: X3120^=1/X33220^=1/X332-^=1) X3121(#1) How much is collateralized? X3221(#2) X3321(#3) How much is guaranteed? How much is guaranteed or collateralized? Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; did not guarantee or collateralize: X3120^=1/X33220^=1/X332-^=1) X3122(#1) Did I record this earlier? X3222(#2) X3322(#3) 1. YES 4. R reported YES, but no apparent match in data 5. NO 6. R reported YES, partially recorded earlier 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; did not guarantee or collateralize: X3120^=1/X33220^=1/X332-^=1) NOTE: where (X3122 X3222 X3322)=1, the amount of the loan is not edited out of the earlier location. See model SAS code definition of net worth later in this codebook for one possible treatment. X7551(#1) Which loan was that? X7550(#2) X7549(#3) 1. Credit Card 2. 1st Mortgage 3. 2nd Mortgage 4. Home Equity Loan 5. Line of Credit 6. Other Real Estate Loan 13. More than one mortgage on principal residence 14. Combination of line of credit and other real estate loan -7. Other 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; did not guarantee or collateralize: X3120^=1/X33220^=1/X332-^=1; loan not reported earlier: X3122^=1/X3221^=1/X3321^=1) X3123(#1) Other than guarantees, does the business owe you any money? X3223(#2) X3323(#3) Does the business owe you any money? Other than guarantees, does the business owe you or your family living here any money? Does the business owe you or your family living here any money? 1. YES 5. NO 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3124(#1) How much is owed? X3224(#2) X3324(#3) Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; business does not owe R any money: X3123^=1/X3223^=1/X3323^=1) X3125(#1) Do you owe the business any money? X3225(#2) X3325(#3) Do you or your family living here owe the business any money? 1. YES 5. NO 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3126(#1) How much do you owe? X3226(#2) X3326(#3) Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R does not owe business any money: X3125^=1/X3225^=1/X3325^=1) X3127(#1) Did I record this earlier? X3227(#2) X3327(#3) 1. YES 4. R reported YES, but no apparent match in data 5. NO 6. R reported YES, partially recorded earlier 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R does not owe business any money: X3125^=1/X3225^=1/X3325^=1) Note: this variable was extensively edited to verify amounts reported earlier X7548(#1) When was it mentioned? X7547(#2) X7546(#3) 1. Credit Card 2. 1st Mortgage 3. 2nd Mortgage 4. Home Equity Loan 5. Line of Credit 6. Other Real Estate Loan 13. More than one mortgage on principal residence 14. Combination of line of credit and other real estate loan -7. Other 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3; R does not owe business any money: X3125^=1/X3225^=1/X3325^=1; amount owed to business not reported earlier: X3127^=1/X3227^=1/X3327^=1) X3128(#1) What percentage of the business do you own? X3228(#2) X3328(#3) What percentage of the business do you and your family living here own? Code percent * 100 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3129(#1) What is the net worth of this business? X3229(#2) X3329(#3) What is the net worth of your share of this business? What could you sell it for? Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3130(#1) If you sold the business now, what would be the cost basis X3230(#2) for tax purposes of this share? (What was your original X3330(#3) investment)? Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3131(#1) What were the gross receipts or gross sales of the business X3231(#2) as a whole in 1994? X3331(#3) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3132(#1) What was the business's total net income before taxes in 1994? X3232(#2) X3332(#3) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1/fewer than 2 actively managed businesses: X3105<2/fewer than 3 actively managed businesses X3105<3) X3335(#4) For the remaining business you own and actively manage, what could you sell your share for? (What is your share worth?) For the remaining businesses you own and actively manage, what could you sell your share for? (What is your share worth?) For the remaining business you and your family living here own and actively manage, what could you sell your share for? (What is your share worth?) For the remaining businesses you and your family living here own and actively manage, what could you sell your share for? (What is your share worth?) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; fewer than 2 actively managed businesses: fewer than 4 actively managed businesses: X3105<4) X8425(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; did not break off early in grid) X3336(#4) If you sold this business now, what would be the cost basis for tax purposes of your share? (What was your original investment?) If you sold these businesses now, what would be the cost basis for tax purposes of your share? (What was your original investment?) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; fewer than 2 actively managed businesses: fewer than 4 actively managed businesses: X3105<4) X8426(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; did not break off early in grid) X3337(#4) What was the total net income you received from this business in 1994? What was the total net income you received from these businesses in 1994? What was the total net income you and your family living here (received from this business in 1994?/received from these businesses in 1994?) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; fewer than 2 actively managed businesses: fewer than 4 actively managed businesses: X3105<4) X8427(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1; no actively managed businesses: X3104^=1; did not break off early in grid) ----------------------------------------------------------------------------- NON-ACTIVELY MANAGED BUSINESSES ----------------------------------------------------------------------------- X3401 Do you own or have an interest in any other businesses or any type of partnership where you do not have an active management role? Do you or anyone in your family living here own or have an interest in any other businesses or any type of partnership where you do not have an active management role? 1. YES 5. NO 0. Inap. (no businesses: X3103^=1) X3402 How many of these businesses or partnerships do you own or share ownership in? How many of these businesses or partnerships do you and your family living here own or share ownership in? Code number 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 25 ********************************************* ----------------------------------------------------------------------------- #1 refers to limited partnerships #2 refers to other partnerships #3 refers to subchapter S corporations #4 refers to other types of corporations #5 refers to sole proprietorships #6 refers to all other non-actively managed businesses ----------------------------------------------------------------------------- Is it a sole-proprietorship, a limited partnership, another type of partnership, a Subchapter S corporation, another type of corporation, or what? X3407(#1) (I need to know what type of businesses these are.) Are any of them limited partnership? X3411(#2) Are any of them other partnership? X3415(#3) Are any of them subchapter S corporation? X3419(#4) Are any of them other corporation? X3423(#5) Are any of them sole proprietorship? X3427(#6) Are any of them some other kind of business? 1. YES 5. NO 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1) What could you sell your share for? (What is it worth?) What could you sell your family's share for? (What is it worth?) X3408(#1) What could you sell your share of all these Limited Partnerships for? (What is it worth?) What could you sell your family's share of all these Limited Partnerships for? (What is it worth?) X3412(#2) What could you sell your share of all these Other partnerships for? (What is it worth?) What could you sell your family's share of all these Other partnerships for? (What is it worth?) X3416(#3) What could you sell your share of all these Subchapter S Corporations for? (What is it worth?) What could you sell your family's share of all these Subchapter S Corporations for? (What is it worth?) X3420(#4) What could you sell your share of all these Other Corporations for? (What is it worth?) What could you sell your family's share of all these Other Corporations for? (What is it worth?) X3424(#5) What could you sell your share of all these Sole Proprietorships for? (What is it worth?) What could you sell your family's share of all these Sole Proprietorships for? (What is it worth?) X3428(#6) What could you sell your share of all these (other type) for? (What is it worth?) What could you sell your family's share of all these (other type) for? (What is it worth?) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1; no non-actively managed businesses of type: X3407^=1/X3411^=1/X3415^=1/X3419^=1/ X3423^=1/X3427^=1) X8452 Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1 no non-actively managed businesses: X3401^=1; did not break off early in grid) If you sold this business now, what would be the cost basis for tax purposes? (What was your original investment?) X3409(#1) If you sold these Limited Partnerships now, what would be the cost basis for tax purposes? (What was your original investment?) X3413(#2) If you sold these Other partnerships now, what would be the cost basis for tax purposes? (What was your original investment?) X3417(#3) If you sold these Subchapter S Corporations now, what would be the cost basis for tax purposes? (What was your original investment?) X3421(#4) If you sold these Other Corporations now, what would be the cost basis for tax purposes? (What was your original investment?) X3425(#5) If you sold these Sole Proprietorships now, what would be the cost basis for tax purposes? (What was your original investment?) X3429(#6) If you sold these (other type) now, what would be the cost basis for tax purposes? (What was your original investment?) Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1; no non-actively managed businesses of type: X3407^=1/X3411^=1/X3415^=1/X3419^=1/ X3423^=1/X3427^=1) X8453 Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1 no non-actively managed businesses: X3401^=1; did not break off early in grid) What was the total net income you received from this business in 1994? What was the total net income you and your family living here received from this business in 1994? X3410(#1) What was the total net income you received from all such Limited Partnerships in 1994? What was the total net income you and your family living here received from all such Limited Partnerships in 1994? X3414(#2) What was the total net income you received from all such Other partnerships in 1994? What was the total net income you and your family living here received from all such Other partnerships in 1994? X3418(#3) What was the total net income you received from all such Subchapter S Corporations in 1994? What was the total net income you and your family living here received from all such Subchapter S Corporations in 1994? X3422(#4) What was the total net income you received from all such Other Corporations in 1994? What was the total net income you and your family living here received from all such Other Corporations in 1994? X3426(#5) What was the total net income you received from all such Sole Proprietorships in 1994? What was the total net income you and your family living here received from all such Sole Proprietorships in 1994? X3430(#6) What was the total net income you received from all such (other type) in 1994? What was the total net income you and your family living here received from all such (other type) in 1994? Code amount -1. Nothing 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1; no non-actively managed businesses of type: X3407^=1/X3411^=1/X3415^=1/X3419^=1/ X3423^=1/X3427^=1) X8454 Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no businesses: X3103^=1 no non-actively managed businesses: X3401^=1; did not break off early in grid) X7545 Were you ever involved in the active management of the businesses? Were you ever involved in the active management of the business? Were you or any of your family living here ever involved in the active management of the businesses? Were you or any of your family living here ever involved in the active management of the business? 1. Yes 5. No 0. Inap. (no businesses: X3103^=1; no non-actively managed businesses: X3401^=1) Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- VEHICLES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- VEHICLES SUPPLIED BY A BUSINESS ----------------------------------------------------------------------------- X2501 Now I'd like to get some information on your vehicles. Some people have cars or other vehicles provided to them by a business for personal and business use. Do you have any such business vehicles? Now I'd like to get some information on your family's vehicles. Some people have cars or other vehicles provided to them by a business for personal and business use. Do you or anyone in your family have any such business vehicles? 1. YES 5. NO X2502 How many such vehicles do you regularly use? How many such vehicles do you or someone in your family living here regularly use? Code number 0. Inap. (no vehicles supplied by a business: X2501^=1) X7149 Does the business lease this vehicle? Does the business lease any of these vehicles? 1. YES 5. NO 0. Inap. (no vehicles supplied by a business: X2501^=1) ----------------------------------------------------------------------------- LEASED VEHICLES ----------------------------------------------------------------------------- X2101 Other than any vehicles provided by a business... Are you currently leasing any cars or other vehicles? Are you or anyone in your family living here currently leasing any cars or other vehicles? 1. YES 5. NO X2102 Not counting vehicles leased by a business, how many cars or other vehicles do you lease? Not counting vehicles leased by a business, how many cars or other vehicles do you and your family living here lease? Code number 0. Inap. (no personally leased vehicles: X2101^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 3 ******************************************** X6690 Originally reported value of X2101 (see introduction) Code number 0. Inap. (no personally leased vehicles: X2101^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 3 ******************************************** ----------------------------------------------------------------------------- #1 refers to first personally leased vehicle #2 refers to second personally leased vehicle #3 refers to all other personally leased vehicles ----------------------------------------------------------------------------- X2103(#1) What make and model is this vehicle? X2110(#2) What make and model is the newest vehicle? What make and model is the next vehicle? Code make and model 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2101<2) ******************************************* NOT INCLUDED IN THE PUBLIC DATASET ******************************************* X2104(#1) What model year is it? X2111(#2) Code year (4 digits) 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2101<2) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1975 ************************************************** X8163(#1) Recode: prevailing retail VALUE OF VEHICLE as of fall 1995 X8164(#2) according to industry guidebook Code value 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2101<2) X2105(#1) How much are your lease payments? X2112(#2) Code amount -1. Nothing -2. No regular payments 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2101<2) X2106(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X2113(#2) And how often are they due? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2101<2) How many years or months was the original lease? X2107(#1) Code number of years X2114(#2) 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2101<2; answer given in months: X2108^=0) X2108(#1) Code number of months X2115(#2) 0. Inap. (no personally leased vehicles: X2101^=1/fewer than 2 leased vehicles: X2101<2; answer given in years: X2107^=0) X2117(#3) Altogether, about how much are the lease payments on your other leased vehicles? Altogether, about how much are the lease payments on your other leased vehicle? Code amount -1. Nothing -2. No regular payments 0. Inap. (no personally leased vehicles: X2101^=1; fewer than 3 leased vehicles: X2101<3) X2118(#3) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (no personally leased vehicles: X2101^=1; fewer than 3 leased vehicles: X2101<3) X8428(#3) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no personally leased vehicles: X2101^=1; did not break off early in grid) X8429(#3) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 23. 13 times a year; every 4 weeks 24. Every 6 weeks 22. Varies -1. NO PAYMENT -2. NO REGULAR PAYMENTS -7. Other 0. Inap. (no personally leased vehicles: X2101^=1; did not break off early in grid) ----------------------------------------------------------------------------- OWNED CARS, TRUCKS, VANS, AND SPORT UTILITY VEHICLES ----------------------------------------------------------------------------- X2201 Do you own any cars, or any kind of truck, van or jeep-type vehicle? Do you or anyone in your family here own any cars, or any kind of truck, van or jeep-type vehicle? Do not include motorcyles, tractors, snow blowers, etc., or any vehicles owned by a business. 1. YES 5. NO X2202 Altogether, how many such cars or vehicles do you own? Altogether, how many such cars or vehicles do you and your family living here own? Code number 0. Inap. (no owned cars etc.: X2201^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* X6691 Originally reported value of X2202 (see introduction) Code number 0. Inap. (no owned cars etc.: X2201^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* ----------------------------------------------------------------------------- #1 refers to first personally owned car #2 refers to second personally owned car #3 refers to third personally owned car #4 refers to fourth personally owned car #5 refers to all other personally owned cars ----------------------------------------------------------------------------- X2203(#1) What type of vehicle is it? X2303(#2) X2403(#3) What type of vehicle is the newest one? X7150(#4) What type of vehicle is the next one? INTERVIEWER: PROBE IF NECESSARY. Is it a car, a van or minivan, a jeep or sport-utility vehicle, a pickup, or what? 1. Car 2. Van/minivan 3. Jeep/sport-utility vehicle 4. Pickup 5. Antique/classic/collector vehicle 6. Truck (except pickup) -7. Other 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) ******************************************************** FOR THE PUBLIC DATASET, CODES 5 AND 6 ARE COMBINED WITH -7 ******************************************************** X2204(#1) What make and model is it? X2304(#2) X2404(#3) Code make and model X7151(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) ******************************************* NOT INCLUDED IN THE PUBLIC DATASET ******************************************* X2205(#1) What model year is it? X2305(#2) X2405(#3) Code year (4 digits) X7152(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1975 ************************************************** X8166(#1) Recode: prevailing retail VALUE OF VEHICLE as of fall 1995 X8167(#2) according to industry guidebook X8168(#3) X8188(#4) Code value 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) X7543(#1) Did you buy it new or used? X7542(#2) X7541(#3) 1. New X7153(#4) 2. Used 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) X7540(#1) In what year did you buy it? X7539(#2) X7538(#3) Code year (4 digits) X7154(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; did not buy car used: X7543^=1/X7542^=1/X7541^=1/ X7153^=1) ************************************************** FOR THE PUBLIC DATASET, BOTTOM-CODED AT 1975 ************************************************** X2206(#1) Not counting any loans I've already recorded, is any money X2306(#2) still owed on loans for this (make and model)? X2406(#3) X7155(#4) 1. YES 5. NO 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) In what month and year was the loan taken out? X2207(#1) Code month X2307(#2) 1. January X2407(#3) 2. February X7156(#4) 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2208(#1) Code year (4 digits) X2308(#2) X2408(#3) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X7157(#4) X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1) X2209(#1) How much was borrowed or financed? X2309(#2) X2409(#3) Code amount X7158(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1) X2210(#1) Is this a regular installment loan where you pay a fixed X2310(#2) dollar amount each month for a fixed number of months until X2410(#4) the loan is repaid, or some other kind? X7159(#4) 1. Regular Installment 2. Other Kind 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1) How many monthly payments or years were agreed upon when the loan was received? X2212(#1) Code number of years X2312(#2) -1. No set number of years X2412(#3) -7. Unable to calculate from number of payments X7161(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X7159^=1) X2211(#1) Code number of payments X2311(#2) -1. No set number of payments X2411(#3) -7. Unable to calculate from number of years X7160(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X7159^=1) X9162(#1) Recode: term of loan in months X9163(#2) -1. No set number of years/payments X9164(#3) -7. Unable to calculate from number of years/payments X9179(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X7159^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2213(#1) How much are the payments? X2313(#2) X2413(#3) Code amount X7162(#4) -1. Nothing -2. No regular payment 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X7159^=1; no set number of payments: X2212=-1/ X2312=-1/X2412=-1/X7161=-1) X7537(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7536(#2) And how often are they made? X7535(#3) X7163(#4) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X7159^=1; no set number of payments: X2212=-1/ X2312=-1/X2412=-1/X7161=-1) X2214(#1) What is the typical payment? X2314(#2) X2414(#3) Code amount X7164(#4) -1. Nothing -2. No typical payment 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; regular loan and regular payments: X2210=1 and X2213>0/X2310=1 and X2313>0/X2410=1 and X2413>0/ X7159=1 and X7162>0) X2215(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X2315(#2) And how often is it made? X2415(#3) X7165(#4) Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; regular loan and regular payments: X2210=1 and X2213>0/X2310=1 and X2313>0/X2410=1 and X2413>0/ X7159=1 and X7162>0) X7534(#1) Is this loan being paid off ahead of schedule, behind X7533(#2) schedule, or are the payments about on schedule? X7532(#3) X7166(#4) 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; not a regular loan: X2210^=1/X2310^=1/ X2410^=1/X2410^=1/X7159^=1; no regular payment: X2213<=0/X2313<=0/X2413<=0/X7161<=0) In what month and year do you expect this loan to be repaid? X2216(#1) Code month X2316(#2) 1. January X2416(#3) 2. February X7167(#4) 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; payments on schedule: X7534=1/X7533=1/X75323=1/ X7166=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2217(#1) Code year (4 digit) X2317(#2) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2417(#3) X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X7168(#3) X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1; payments on schedule: X7534=1/X7533=1/X75323=1/ X7166=1) X2218(#1) How much is still owed on this loan? X2318(#2) X2418(#3) Code amount X7169(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4; no loan on car: X2206^=1/X2306^=1/X2406^=1/ X7155^=1) X2219(#1) What is the current annual rate of interest being charged X2319(#2) on this loan? X2419(#3) X7170(#4) Code percent * 100 -1. Nothing 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) X2220(#1) Please look at the Institutions Card. Is the loan with any X2320(#2) of the institutions on the Institutions Card, or from X2420(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) X7171(#4) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) X9102(#1) Recode: type of institution X9103(#2) X9104(#3) See MASTER INSTITIUTION LIST for other codes (See X308) X9215(#4) 0. Inap. (no owned cars etc.: X2201^=1/fewer than 2 cars: X2202<2/fewer than 3 cars: X2202<3/fewer than 4 cars: X2202<4) X2422(#5) How much are all the other such vehicles that you own worth in today's prices? How much is the other such vehicle that you own worth in today's prices? How much are all the other such vehicles that you and others in your family living here own worth in today's prices? How much is the other such vehicle that you and others in your family living here own worth in today's prices? Code value 0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars: X2202<5); X8430(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no owned cars etc.: X2201^=1; did not break off early in grid) X2423(#5) Not counting loans I have already recorded, is any money still owed on loans for these vehicles? Not counting loans I have already recorded, is any money still owed on a loan for this vehicle? 1. YES 5. NO 0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars: X2202<5); X8431(#5) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (no owned cars etc.: X2201^=1; did not break off early in grid) X2424(#5) Altogether, about how much is still owed on these loans? Altogether, about how much is still owed on this loan? Code amount 0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars: X2202<5; no loan on car: X2423^=1); X8432(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no owned cars etc.: X2201^=1; did not break off early in grid; no money owned on residual vehicles: X8430^=1) X2425(#5) How much are the total payments on these loans? How much are the total payments on this loan? Code amount -1. Nothing -2. No regular payment 0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars: X2202<5; no loan on car: X2423^=1); X2426(#5) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no owned cars etc.: X2201^=1; fewer than 5 cars: X2202<5; no loan on car: X2423^=1); X8433(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no owned cars etc.: X2201^=1; did not break off early in grid; no money owned on residual vehicles: X8430^=1) X8434(#5) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no owned cars etc.: X2201^=1; did not break off early in grid; no money owned on residual vehicles: X8430^=1) ----------------------------------------------------------------------------- OTHER OWNED VEHICLES ----------------------------------------------------------------------------- X2503 Do you own any other vehicles such as a motorhome, RV, motorcycle, boat, or airplane? Do you or anyone in your family living here own any other vehicles such as a motorhome, RV, motorcycle, boat, or airplane? INTERVIEWER: DO NOT INCLUDE TRACTORS AND LAWN MOWERS 1. YES 5. NO X2504 Altogether, how many of these other vehicles do you own? Altogether, how many of these other vehicles do you or someone in your family living here own? Code number 0. Inap. (no other vehicles: X2503^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** X6692 Originally reported value of X2504 (see introduction) Code number 0. Inap. (no other vehicles: X2503^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** ----------------------------------------------------------------------------- #1 refers to first other owned vehicle #2 refers to second other owned vehicle #3 refers to third other owned vehicle #4 refers to all remaining other owned vehicle ----------------------------------------------------------------------------- X2505(#1) What type of vehicle is it? X2605(#2) What type of vehicle is the newest one? What type of vehicle is the next one? INTERVIEWER: PROBE IF NECESSARY. Is it a motorhome, RV, airplane, boat, or what? 1. Motorhome 2. RV 3. Airplane; helicopter 4. Boat 9. Tractor 11. Motorcycle; motor scooter 12. Snowmobile 13. Golf cart 14. Non-automobile off-road vehicle 15. Miscellaneous construction vehicle -7. Other 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3) ****************************************************** FOR THE PUBLIC DATASET, CODE 2 HAS BEEN COMBINED WITH CODE 1; CODE 4 HAS BEEN COMBINED WITH CODE 3; CODE 9 HAS BEEN COMBINED WITH CODE 15; CODE 13 HAS BEEN COMBINED WITH CODE 12. ****************************************************** X2506(#1) About how much is this (vehicle type) worth? X2606(#2) About how much is this vehicle worth? Code amount 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3) X2507(#1) Not counting any loans that I have already recorded, is any X2607(#2) money still owed on loans for this (vehicle type)? owed on loans for this vehicle? 1. YES 5. NO 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3) In what month and year was the loan taken out? X2508(#1) Code month X2608(#2) 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2509(#1) Code year (4 digits) X2609(#2) 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1) X2510(#1) How much was borrowed or financed, not counting the X2610(#2) finance charges? 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1) X2511(#1) Is this a regular installment loan where you pay a fixed X2611(#2) dollar amount each month for a fixed number of months until the loan is repaid, or some other kind? 1. Regular Installment 2. Other Kind 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1) How many monthly payments or years were agreed upon when the loan was received? X2513(#1) Code number of years X2613(#2) -1. No set number of years -7. Unable to calculate from number of payments 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1) X2512(#1) Code number of payments X2612(#2) -1. No set number of payments -7. Unable to calculate from number of years 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1) X9165(#1) Recode: term of loan in months X9166(#2) -1. No set number of years/payments -7. Unable to calculate from number of years/payments 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2514(#1) How much are the payments? X2614(#2) Code amount -1. Nothing -2. No regular payment 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1; no set number of payments: X2512=-1/X2612=-1) X7531(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7530(#2) And how often are they due? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1; no set number of payments: X2512=-1/X2612=-1) X2515(#1) What is the typical payment? X2615(#2) Code amount -1. Nothing -2. No typical payment 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1; regular loan and regular payments: X2511=1 and X2514>0/X2611=1 and X2614>0) X2516(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X2616(#2) And how often is it made? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1; regular loan and regular payments: X2511=1 and X2514>0/X2611=1 and X2614>0) X7529(#1) Is this loan being paid off ahead of schedule, behind X7528(#2) schedule, or are the payments about on schedule? 1. On schedule 2. Ahead of schedule 3. Behind schedule 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1; not a regular loan: X2511^=1/X2611^=1; no regular payment: X2514<=0/X2614<=0) In what month and year do you expect this loan to be repaid? X2517(#1) Code month X2617(#2) 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1; payments on schedule: X7529=1/X7528=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2518(#1) Code year X2618(#2) 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1; payments on schedule: X7529=1/X7528=1) X2519(#1) How much is still owed on this loan? X2619(#2) Code amount 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1) X2520(#1) What is the current annual rate of interest being charged X2620(#2) on this loan? -1. Nothing 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1) X2521(#1) Please look at the Institutions Card. Is the loan with any X2621(#2) of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1) X9105(#1) Recode: type of institution X9106(#2) See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no other vehicles: X2503^=1/fewer than 2 other vehicles: X2504<2/fewer than 3 other vehicles: X2404<3; no loan on vehicle: X2507^=1/X2607^=1) X2623(#3) How much are all the other such vehicles that you own worth? How much is the other such vehicle that you own worth? How much are all the other such vehicles that you and others in your family living here own worth? How much is the other such vehicle that you and others in your family living here own worth? Code amount 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<2) X8435(#3) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no other vehicles: X2503^=1; did not break off early in grid) X2624(#3) Not counting loans I have already recorded, is any money still owed on loans for these vehicles? Not counting loans I have already recorded, is any money still owed on loans for this vehicle? 1. YES 5. NO 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<2) X8436(#3) Original value for Rs who did not provide complete information within the grid structure (see introduction) 1. YES 5. NO 0. Inap. (no other vehicles: X2503^=1; did not break off early in grid) X2625(#3) Altogether, about how much is still owed on these loans? Altogether, about how much is still owed on this loan? Code amount 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<2; no money owed on vehicle: X2624^=1) X8437(#3) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no other vehicles: X2503^=1; did not break off early in grid; no loans on residual vehicles: X8436^=1) X2626(#3) How much are the total payments on these loans? How much are the total payments on this loan? Code amount -1. Nothing -2. No regular payment 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<2; no money owed on vehicle: X2624^=1) X2627(#3) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<2; no money owed on vehicle: X2624^=1) X8438(#3) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no other vehicles: X2503^=1; did not break off early in grid; no loans on residual vehicles: X8436^=1) X8439(#3) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no other vehicles: X2503^=1; fewer than 3 other vehicles: X2504<2; no money owed on vehicle: X2624^=1) Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- EDUCATION LOANS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X7801 Not counting credit cards or loans you may have told me about in detail, do you owe any money or have any loans for educational expenses? Not counting credit cards or loans you may have told me about in detail, do you and your family living here owe any money or have any loans for educational expenses? 1. YES 5. NO X7802 How many such loans are there? Code number 0. Inap. (no education loans: X7801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** X6693 Originally reported value of X7802 (see introduction) Code number 0. Inap. (no education loans: X7801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** ----------------------------------------------------------------------------- #1 refers to first education loan #2 refers to second education loan #3 refers to third education #4 refers to fourth education #5 refers to fifth education #6 refers to sixth education #7 refers to all remaining education loans ----------------------------------------------------------------------------- In what month and year was this loan taken out? About the largest loan, in what month and year was this loan taken out? About the next loan, in what month and year was this loan taken out? X7803(#1) Code month X7826(#2) 1. January X7849(#3) 2. February X7903(#4) 3. March X7926(#5) 4. April X7949(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7804(#1) Code year (4 digits) X7827(#2) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7850(#3) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7904(#4) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7927(#5) X7802<6) X7950(#6) X7805(#1) How much was borrowed or financed, not counting the finance X7828(#2) charges? X7851(#3) X7905(#4) Code amount X7928(#5) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7951(#6) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) X7806(#1) Are you paying on this loan now? X7829(#2) X7852(#3) 1. YES X7906(#4) 5. NO X7929(#5) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7952(#6) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) X7173(#1) Are the payments on this loan deferred? X7174(#2) X7175(#3) 1. YES X7176(#4) 5. NO X7177(#5) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7178(#6) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/ X7806^=5;/X7929^=5/X7952^=5) When will you start paying on this loan? X7807(#1) Code month X7830(#2) 1. January X7853(#3) 2. February X7907(#4) 3. March X7930(#5) 4. April X7953(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/ X7806^=5;/X7929^=5/X7952^=5; payments not deferred: X7173^=1/X7174^=1/X7175^=1/X7176^=1/X7177^=1/X7178^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7808(#1) Code year (4 digits) X7831(#2) 0. Inap. X7854(#3) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7908(#4) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7931(#5) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7954(#6) X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/ X7806^=5;/X7929^=5/X7952^=5; payments not deferred: X7173^=1/X7174^=1/X7175^=1/X7176^=1/X7177^=1/X7178^=1) X7809(#1) Is this loan accumulating interest which you will have to X7832(#2) pay? X7855(#3) X7909(#4) 1. YES X7932(#5) 5. NO X7955(#6) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; paying on loan now: X7806^=5/X7829^=5/X7852^=5/ X7806^=5;/X7929^=5/X7952^=5; payments not deferred: X7173^=1/X7174^=1/X7175^=1/X7176^=1/X7177^=1/X7178^=1) When did you start paying on this loan? X7810(#1) Code month X7833(#2) 1. January X7856(#3) 2. February X7910(#4) 3. March X7933(#5) 4. April X7956(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7811(#1) Code year X7834(#2) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7857(#3) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7911(#4) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7934(#5) X7802<6; not paying on loan now and payments deferred: X7957(#6) X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1) X7812(#1) Is this a regular installment loan where you pay a fixed X7835(#2) dollar amount each month for a fixed number of months until X7858(#3) the loan is repaid,or some other kind? X7912(#4) X7935(#5) 1. Regular Installment X7958(#6) 2 Other Kind 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1) How many monthly payments or years were agreed upon when the loan was received? X7813(#1) Code number of years X7836(#2) -1. No set number of years X7859(#3) -7. Unable to calculate from number of payments X7913(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7936(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7959(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1); X7814(#1) Code number of payments X7837(#2) -1. No set number of payments X7860(#3) -7. Unable to calculate from number of years X7914(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7937(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7960(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1); X9173(#1) Recode: term of loan in months X9174(#2) -1. No set number of years/payments X9175(#3) -7. Unable to calculate from number of years/payments X9176(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X9177(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X9178(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1); ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7815(#1) How much are the payments? X7838(#2) X7861(#3) Code amount X7915(#4) -1. Nothing X7938(#5) -2. No regular payment X7961(#6) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1; no set number of payments: X7813=-1/ X7836=-1/X7859=-1/X7913=-1/X7936=-1/X7959=-1) X7816(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7839(#2) And how often are they made? X7862(#3) X7916(#4) Code frequency X7939(#5) 2. Week X7962(#6) 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1; no set number of payments: X7813=-1/ X7836=-1/X7859=-1/X7913=-1/X7936=-1/X7959=-1) X7817(#1) What is the typical payment? X7840(#2) X7863(#3) Code amount X7917(#4) -1. Nothing X7940(#5) -2. No typical payment X7963(#6) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; regular loan and regular payments: X7812=1 and X7815>0/ X7835=1 and X7838>0/X7858=1 and X7861>0/ X7912=1 and X7915>0/X7935=1 and X7938>0/X7958=1 and X7961>0) X7818(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7841(#2) And how often is it made? X7864(#3) X7918(#4) Code frequency X7941(#5) 2. Week X7964(#6) 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; regular loan and regular payments: X7812=1 and X7815>0/ X7835=1 and X7838>0/X7858=1 and X7861>0/ X7912=1 and X7915>0/X7935=1 and X7938>0/X7958=1 and X7961>0) X7821(#1) Is this loan being paid off ahead of schedule, behind X7844(#2) schedule, or are the payments about on schedule? X7867(#3) X7921(#4) 1. On schedule X7944(#5) 2. Ahead of schedule X7967(#6) 3. Behind schedule 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; not a regular loan: X7812^=1/X7835^=1/X7858^=1/X7912^=1/ X7935^=1/X7958^=1; no set number of payments: X7813=-1/ X7836=-1/X7859=-1/X7913=-1/X7936=-1/X7959=-1) In what month and year do you expect this loan to be repaid? X7819(#1) Code month X7842(#2) 1. January X7865(#3) 2. February X7919(#4) 3. March X7942(#5) 4. April X7965(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; payments on schedule: X7821=1/X7844=1/X7867=1/X7921=1/ X7944=1/X7967=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X7820(#1) Code year (4 digit) X7843(#2) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7866(#3) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7920(#4) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7943(#5) X7802<6; not paying on loan now and payments deferred: X7966(#6) X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; payments on schedule: X7821=1/X7844=1/X7867=1/X7921=1/ X7944=1/X7967=1) X7822(#1) What is the current annual rate of interest being charged X7845(#2) on this loan? X7868(#3) X7922(#4) Code percent * 100 X7945(#5) -1. Nothing X7968(#6) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6; not paying on loan now and payments deferred: X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7806=5 & X7173=1/X7829=5 and X7174=1/X7852=5 and X7175=1/ X7906=5 & X7176=1/X7929=5 and X7177=1/X7952=5 and X7178=1; interest not accumulating: X7809=5/X7832=5/X7855=5/ X7909=5/X7932=5/X7955=5) X7823(#1) Please look at the Institutions Card. Is the loan with any X7846(#2) of the institutions on the Institutions Card, or from X7869(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) X7923(#4) (IF SOMEPLACE ELSE: What type of institution is that?) X7946(#5) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW X7969(#6) INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) X9203(#1) Recode: type of institution X9204(#2) X9205(#3) See MASTER INSTITIUTION LIST for other codes (See X308) X9206(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X9207(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X9208(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) X7824(#1) How much is still owed on this loan? X7847(#2) X7870(#3) Code amount X7924(#4) 0. Inap. (no education loans: X7801^=1/less than 2 loans; X7947(#5) X7802<2/less than 3 loans: X7802<3/less than 4 loans: X7970(#6) X7802<4/less than 5 loans: X7802<5/less than 6 loans: X7802<6) X7179(#7) How much in total is owed on all the remaining loans? Code amount 0. Inap. (no education loans: X7801^=1; less than 7 loans) X8440(#7) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no education loans: X7801^=1; did not break off early in grid) X7180(#7) How much in total are all the payments you are making on all the remaining loans? Code amount -1. Nothing -2. No regular payment 0. Inap. (no education loans: X7801^=1; less than 7 loans) X7181(#7) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no education loans: X7801^=1; less than 7 loans) X8441(#7) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount -1. Nothing -2. No regular payment 0. Inap. (no education loans: X7801^=1; did not break off early in grid) X8442(#7) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no education loans: X7801^=1; did not break off early in grid) Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- OTHER CONSUMER LOANS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X7182 Now I want to ask you about the loans you have. Not counting credit cards or loans you have told me about in detail, do you owe any money or have any loans for any reason on this card (SHOW CARD 6)? These are loans for household appliances, furniture, hobby or recreational equipment, medical bills, loans from friends or relatives or other loans. Now I want to ask you about the loans you and anyone in your family living here have. Not counting credit cards or loans you have told me about in detail, do you or anyone in your family living here owe any money or have any loans for any reason on this card (SHOW CARD 6)? These are loans for household appliances, furniture, hobby or recreational equipment, medical bills, loans from friends or relatives or other loans. (DO NOT INCLUDE GIFTS FROM FAMILY MEMBERS YOU ARE NOT EXPECTED TO RE-PAY) 1. YES 5. NO NOTE: CARD 6 contains the following text in a vertical column: "Loans for household applicances, furniture," "Loans for hobby or recreational equipment," "Loans for medical bills," "Loans from friends or relatives," "Other loans or money owed." X2709 How many such loans do you have? Code number 0. Inap. (no such loans: X7182=5) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** X6694 Originally reported value of X2709 (see introduction) Code number 0. Inap. (no such loans: X7182=5) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** ----------------------------------------------------------------------------- #1 refers to first consumer loan #2 refers to second consumer loan #3 refers to third consumer loan #4 refers to fourth consumer loan #5 refers to fifth consumer loan #6 refers to sixth consumer loan #7 refers to all remaining consumer loans ----------------------------------------------------------------------------- X2710(#1) What was the loan for? X2727(#2) X2810(#3) What was the largest loan for? X2827(#4) X2910(#5) What was the next loan for? X2927(#6) See LOAN PURPOSE MASTER CODE LIST at X6723 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) In what month and year was this loan taken out? X2712(#1) Code month X2729(#2) 1. January X2812(#3) 2. February X2829(#4) 3. March X2912(#5) 4. April X2929(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2713(#1) Code year (4 digits) X2730(#2) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2813(#3) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2830(#4) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X2913(#5) X2930(#6) X2714(#1) How much was borrowed or financed, not counting the X2731(#2) finance charges? X2814(#3) X2831(#4) Code amount X2914(#5) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2931(#6) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X2715(#1) Is this a regular installment loan where you pay a fixed X2732(#2) dollar amount each month for a fixed number of months until X2815(#3) the loan is repaid, or some other kind? X2832(#4) X2915(#5) 1. Regular Installment X2932(#6) 2. Other Kind 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) How many monthly payments or years were agreed upon when the loan was received? X2717(#1) Code number of years X2734(#2) -1. No set number of years X2817(#3) -7. Unable to calculate from number of payments X2834(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2917(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2934(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1) X2716(#1) Code number of payments X2733(#2) -1. No set number of payments X2816(#3) -7. Unable to calculate from number of years X2833(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2916(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2933(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1) X9167(#1) Recode: term of loan in months X9168(#2) -1. No set number of years/payments X9169(#3) -7. Unable to calculate from number of years/payments X9170(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X9171(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X9172(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2718(#1) How much are the payments? X2735(#2) X2818(#3) Code amount X2835(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2918(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2935(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1; no set number of payments: X2717=-1/ X2734=-1/X2817=-1/X2834=-1/X2917=-1/X2934=-1) X7527(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7526(#2) And how often are they due? X7525(#3) X7524(#4) Code frequency X7523(#5) 2. Week X7522(#6) 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1; no set number of payments: X2717=-1/ X2734=-1/X2817=-1/X2834=-1/X2917=-1/X2934=-1) X2719(#1) What is the typical payment? X2736(#2) X2819(#3) Code amount X2836(#4) -1. Nothing X2919(#5) -2. No typical payment X2936(#6) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; regular loan and regular payments: X2715=1 and X2718>0/ X2732=1 and X2735>0/X2815=1 and X2818>0/X2832=1 and X2835>0/X2915=1 and X2918>0/X2932=1 and X2935>0) X2720(#2) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X2737(#2) And how often is it made? X2820(#3) X2837(#4) Code frequency X2920(#5) 2. Week X2937(#6) 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; regular loan and regular payments: X2715=1 and X2718>0/ X2732=1 and X2735>0/X2815=1 and X2818>0/X2832=1 and X2835>0/X2915=1 and X2918>0/X2932=1 and X2935>0) X7521(#1) Is this loan being paid off ahead of schedule, behind X7520(#2) schedule, or are the payments about on schedule? X7519(#3) X7518(#4) 1. On schedule X7517(#5) 2. Ahead of schedule X7516(#6) 3. Behind schedule 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; not a regular loan: X2715^=1/X2732^=1/X2815^=1/X2832^=1/ X2915^=1/X2932^=1; no regular payment: X2718<=0/ X2735<=0/X2818<=0/X2835<=0/X2918<=0/X2935<=0) In what month and year do you expect this loan to be repaid? X2721(#1) Code month X2738(#2) 1. January X2821(#3) 2. February X2838(#4) 3. March X2921(#5) 4. April X2938(#6) 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; payments on schedule: X7521=1/X7520=1/X7519=1/X7518=1/ X7517=1/X7516=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2722(#1) Code year X2739(#2) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2822(#3) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2839(#4) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6; X2922(#5) payments on schedule: X7521=1/X7520=1/X7519=1/X7518=1/ X2939(#6) X7517=1/X7516=1) X2723(#1) How much is still owed on this loan? X2740(#2) X2823(#3) Code amount X2840(#4) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2923(#5) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X2940(#6) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X2724(#1) What is the current annual rate of interest being charged X2741(#2) on this loan? X2824(#3) X2841(#4) Code percent * 100 X2924(#5) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X2941(#6) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X2725(#1) Please look at the Institutions Card. Is the loan with any X2742(#2) of the institutions on the Institutions Card, or from X2825(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) X2842(#4) (IF SOMEPLACE ELSE: What type of institution is that?) X2925(#5) (INTERVIEWER: CHECK INSTITUTION CARD AND UPDATE IF A NEW X2942(#6) INSTITUTION IS MENTIONED AT THIS POINT.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X9107(#1) Recode: type of institution X9108(#2) See MASTER INSTITIUTION LIST for other codes (See X308) X9109(#3) 0. Inap. (no such loans: X7182=5/fewer than 2 loans: X2709<2/ X9110(#4) fewer than 3 loans: X2709<3/fewer than 4 loans: X2709<4/ X9111(#5) fewer than 5 loans: X2709<5/fewer than 6 loans: X2709<6) X9112(#6) X7183(#7) How much in total is owed on all the remaining loans? Code amount 0. Inap. (no such loans: X7182=5; fewer than 7 loans: X2709<7) X8443(#7) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no such loans: X7182^=1; did not break off early in grid) X7184(#7) How much in total are all the payments you are making on all the remaining loans? Code amount -1. Nothing -2. No regular payment 0. Inap. (no such loans: X7182=5; fewer than 7 loans: X2709<7) X7185(#7) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no such loans: X7182=5; fewer than 7 loans: X2709<7) X8444(#7) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount -1. Nothing -2. No regular payment 0. Inap. (no such loans: X7182=5; did not break off early in grid) X8445(#7) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no such loans: X7182=5; did not break off early in grid) ----------------------------------------------------------------------------- PAYMENTS ON SCHECULE ON ALL TYPES OF LOANS ----------------------------------------------------------------------------- X3004 Now thinking of all the various loan or mortgage payments you made during last year, were all the payments made the way they were scheduled, or were payments on any of the loans sometimes made later or missed? 1. All paid as scheduled or ahead of schedule 5. Sometimes got behind or missed payments 0. Inap. (no types of loans: ...... X3005 Were you ever behind in your payments by two months or more? 1. YES 5. NO 0. Inap. (no types of loans: ...... not late with payments: X3004=1) Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- MISCELLANEOUS OPINION VARAIBLES ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- (#1-#5 in order reported by R) X3006(#1) Now I'd like to ask you a few questions about your savings. X3007(#2) People have different reasons for saving, even though they X7513(#3) may not be saving all the time. What are your most X7514(#4) important reasons for saving? X7515(#5) Now I'd like to ask you a few questions about your family's savings. People have different reasons for saving, even though they may not be saving all the time. What are your family's most important reasons for saving? (Anything else?) 1. Children's education; education of grandchildren 2. Own education; spouse's education; education -- NA for whom 3. "For the children/family" -- NFS; "to help the kids out"; estate 5. Wedding, Bar Mitzvah, and other ceremonies (ex 17) 11. Buying own house (code summer cotage in 12) 12. Purchase of cottage or second home for own use 13. Buy a car, boat or other vehicle 14. Home improvements/repairs 15. To travel; take vacations; take other time off 16. Buy durable household goods, appliances, home furnishings; hobby items; for other purchases not codeable above or not further specifiec; "buy things when we need/want them"; moving/special occasions 17. Burial/funeral expenses 18. Charitable or religious contributions 21. Buying (investing in) own business/farm; equipment for business/farm 22. Retirement/old age 23. Reserves in case of unemployment 24. In case of illness; medical/dental expenses 25. Emergencies; "rainy days"; other unexpected needs; for "security" and independence 26. Investments reasons (to get interest, to be diversified, to buy other forms of assets) 27. To meet contractual commitments (debt repayment, insurance, taxes, etc.) to pay off house 28. "To get ahead;" for the future; to advance standard of living 29. Ordinary living expenses/bills 31. No reason (except 90, 91, 92) 90. Had extra income; saved becaused had the money left over -- no other purpose specified 91. Wise/prudent thing to do; good discipline to save; habit 92. Liquidity; to have cash available/on hand -1. Don't/can't save; "have no money" -7. Other X3010 In the next five to ten years, are there any foreseeable major expenses that you expect to have to pay for yourself, such as educational expenses, purchase of a new home, health care costs, support for other family members, or anything else? In the next five to ten years, are there any foreseeable major expenses that you and your family expect to have to pay for yourselves, such as educational expenses, purchase of a new home, health care costs, support for other family members, or anything else? 1. YES 5. NO (#1-#6 in order reported by R) X3011(#1) INTERVIEWER: SHOW CARD 7 X3012(#2) What kinds of obligations are these? X3013(#3) CODE ALL THAT APPLY X7512(#4) X7511(#5) 1. EDUCATION OF CHILDREN (incl. step and adopted); grandkids X6667(#6) 2. EDUCATION: OTHERS (incl. R & spouse) 3. HEALTH CARE: SELF/SPOUSE 4. HEALTH CARE: OTHERS (incl. elderly parents/disabled child) 5. Health care/medical expenses -- NA for whom 11. General support for R/spouse in Retirement or old age 12. General support for child/grandchild; 13. General support for parents 14. General support for others or NA for whom 21. Home purchase (incl. vacation home) 22. Purchase of car or other large durable goods 23. Burial expenses 24. Taxes 25. Home repairs/improvements 26. Weddings, vacations, moving and other special expenditures 31. Business/investment; start/expand own business 32. Divorce, legal expenses 33. Investment, major purchase 34. Charitable expense 41. Bills/living expenses --NFS -7. OTHER 0. Inap. (no expected major expenses: X3010^=1) NOTE: CARD 7 contains the following text in a vertical column: "Education for your children," "Education for others," "Future health care for self/spouse," "Health care for others," "Purchase of new home," "Other major financial obligation." X7186 Are you saving for these expenses now? Are you saving for this expense now? 1. YES 5. NO 0. Inap. (no expected major expenses: X3010^=1) X3008 INTERVIEWER: SHOW CARD 8 In planning your saving and spending, which of the time periods listed on this page is most important to you? In planning your family's saving and spending, which of the time periods listed on this page is most important to you and your (spouse/partner)? In planning your family's saving and spending, which of the time periods listed on this page is most important to you? 1. NEXT FEW MONTHS 2. NEXT YEAR 3. NEXT FEW YEARS 4. NEXT 5-10 YEARS 5. LONGER THAN 10 YEARS NOTE: CARD 8 contains the following text in a vertical column: "Next few months," " Next year," "Next 5 to 10 years," "Longer than 10 years." X3014 INTERVIEWER: SHOW CARD 9 Which of the statements on this page comes closest to the amount of financial risk that you and your (spouse/partner) are willing to take when you save or make investments? Which of the statements on this page comes closest to the amount of financial risk that you are willing to take when you save or make investments? INTERVIEWER: READ ANSWERS ONLY IF NECESSARY. IF MORE THAN ONE RESPONSE IS GIVEN USE THE FIRST CATEGORY THAT APPLIES. 1. TAKE SUBSTANTIAL FINANCIAL RISKS EXPECTING TO EARN SUBSTANTIAL RETURNS 2. TAKE ABOVE AVERAGE FINANCIAL RISKS EXPECTING TO EARN ABOVE AVERAGE RETURNS 3. TAKE AVERAGE FINANCIAL RISKS EXPECTING TO EARN AVERAGE RETURNS 4. NOT WILLING TO TAKE ANY FINANCIAL RISKS NOTE: CARD 9 contains the following text in a vertical column: "Take substantial financial risks expecting to earn substantial returns," "Take above average financial risks expecting to earn above average returns," "Take average financial risks expecting to earn average returns," "Not willing to take any financial risks." INTERVIEWER: SHOW CARD 10 Which of the following statements on this page comes closest to describing your and your (spouse/partner)'s saving habits? Which of the following statements on this page comes closest to describing your saving habits? INTERVIEWER: DO NOT PROBE FOR MORE THAN ONE RESPONSE. ENTER MULTIPLE RESPONSES ONLY IF R VOLUNTEERS THEM X3015 DON'T SAVE - USUALLY SPEND MORE THAN INCOME X3016 DON'T SAVE - USUALLY SPEND ABOUT AS MUCH AS INCOME X3017 SAVE WHATEVER IS LEFT OVER AT THE END OF THE MONTH - NO REGULAR PLAN X3018 SAVE INCOME OF ONE FAMILY MEMBER, SPEND THE OTHER X3019 SPEND REGULAR INCOME, SAVE OTHER INCOME X3020 SAVE REGULARLY BY PUTTING MONEY ASIDE EACH MONTH 1. Checked 5. Not checked NOTE: CARD 10 contains the following text in a vertical column: "Don't save -- Usually spend more than income," "Don't save -- Usually spend about as much as income," "Save whatever is left over at the end of each month -- No regular plan," "Save income of one family member, spend the other," "Save regularly by putting money aside each month." X3023 INTERVIEWER: SHOW CARD 11 Looking at this card, how would you rate the retirement income you (receive or expect to receive) from Social Security and job pensions? 1. TOTALLY INADEQUATE 2. 3. ENOUGH TO MAINTAIN LIVING STANDARDS 4. 5. VERY SATISFACTORY X7510 Over the past year, would you say that your spending exceeded your income, that it was about the same as your income, or that you spent less than your income? Over the past year, would you say that your family's spending exceeded your family's income, that it was about the same as your income, or that you spent less than your income? (Spending should not include any investments you have made.) 1. SPENDING EXCEEDED INCOME 2. SPENDING EQUALLED INCOME 3. SPENDING WAS LESS THAN INCOME NOTE: CARD 11 contains the following information: The numbers 1 through 5 in a horizonal row bounded by dark lines. Below 1 is printed "Totally inadequate"; below 3 is printed "Enough to maintain standard"; and below 5 is printed "Very satisfactory." Nothing is printed below 2 and 4. X7509 Did any of that spending include purchases of a home or automobile or spending for any investments? 1. YES 5. NO 0. Inap. (spending less than income: X7510=3) X7508 Including only monthly payments on your house or car and leaving aside any spending on investments, over the past year, would you say that your spending exceeded your income, that it was about the same as your income, or that you spent less than your income? Including only monthly payments on your house or car and leaving aside any spending on investments, over the past year, would you say that your family's spending exceeded your family's income, that it was about the same as your income, or that you spent less than your income? 1. SPENDING EXCEEDED INCOME 2. SPENDING EQUALLED INCOME 3. SPENDING WAS LESS THAN INCOME 0. Inap. (spending less than or equal to income: X7510=2 or 3; spending did not include durables purchases: X7509^=1) X7507 To make up the difference, did you borrow additional money, did you spend out of savings or investments, or did you do something else? 1. BORROWED MONEY 2. SPENT OUT OF SAVINGS INVESTMENTS 3. Got behind on payments; didn't pay bills 4. Help from others 5. (Possible respondent error #1) Cut bock on expenses 6. (Possible respondent error #2) Got additional income -7. OTHER 0. Inap. (spending less than or equal to income) X7187 About how much do you think you need to have in savings for unanticipated emergencies and other unexpected things that may come up? About how much do you think you and your family need to have in savings for unanticipated emergencies and other unexpected things that may come up? Code amount -1. Nothing Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- FINANCIAL ASSETS (ALSO INCLUDES SOME MISC. ASSETS AND DEBTS) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CHECKING ACCOUNTS ----------------------------------------------------------------------------- X3501 Now I'd like to ask about different types of financial assets that you might have. First, do you have any checking accounts at any type of institution? you might have. First, do you or anyone in your family living here have any checking accounts at any type of institution? PROBE: Please do not include any money market accounts unless you use them regularly as checking accounts. 1. YES 5. NO X3502 Have you ever had a checking account? Have you or anyone in your family living here ever had a checking account? 1. YES 5. NO 0. Inap. (R has a checking account: X3501=1) X3503 (SHOW CARD 12) Looking at this list, please tell me which is the most important reason you don't have a checking account. important reason your family doesn't have a checking account. 1. Don't write enough checks to make it worthwhile 2. Minimum balance is too high 3. Do not like dealing with banks 4. Service charges are too high 5. No bank has convenient hours or location 12. Checkbook has been/could be lost/stolen 13. Haven't gotten around to it 14. R has alternative source of checking services (MMA, MIA, etc) (does not include individuals who write checks for R) 15. R not allowed to have account (e.g., asset test for welfare) 20. R does not need/want a checking account (NEC) 21. Credit problems; bankruptcy; R does not meet depository's qualifications for having an account 95. Don't have (enough) money -1. Can't manage/balance a checking account -7. Other 0. Inap. (R has a checking account: X3501=1) NOTE: CARD 12 contains the following text in a vertical column: "Don't write enough checks to make it worthwhile," " Minimum balance too high," "Do not like dealing with banks," "Service charges too high," "No bank has convenient hours or location," "Some other reason." X3504 How many checking accounts do you have? How many checking accounts do you and your family living here have? (IF R ASKS: INCLUDE MONEY MARKET ACCOUNTS ONLY IF THEY ARE USED AS CHECKING ACCOUNTS) Code number of accounts 0. Inap. (R has no checking account: X3501^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* X6695 Originally reported value of X3504 (see introduction) Code number of accounts 0. Inap. (R has no checking account: X3501^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* ----------------------------------------------------------------------------- #1 refers to the first checking account #2 refers to the second checking account #3 refers to the third checking account #4 refers to the fourth checking account #5 refers to the fifth checking account #6 refers to the sixth checking account #7 refers to the remaining checking accounts ----------------------------------------------------------------------------- X3505(#1) Please look at the Institutions Card. Thinking about your X3509(#2) checking account, is this account with any of the X3513(#3) institutions on the Institutions Card, or from someplace X3517(#4) else? (IF INSTITUTIONS CARD: Which institution?) (IF X3521(#5) SOMEPLACE ELSE: What type of institution is that?) X3525(#6) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) Please look at the Institutions Card. Thinking about your main checking account, the one used to write most of your checks, is this account with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) Please look at the Institutions Card. Thinking about the next account, is this account with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (R has no checking account: X3501^=1/fewer than 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/ fewer than 4 accounts: X3504<4/fewer than 5 accounts: X3504<5/fewer than 6 accounts: X3504<6) X9113(#1) Recode: type of institution X9114(#2) X9115(#3) See MASTER INSTITIUTION LIST for other codes (See X308) X9116(#4) 0. Inap. ( (R has no checking account: X3501^=1/fewer than X9117(#5) 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/ X9118(#6) fewer than 4 accounts: X3504<4/fewer than 5 accounts: X3504<5/fewer than 6 accounts: X3504<6) X3506(#1) How much is in this account? (What was the average over the X3510(#2) last month?) X3514(#3) X3518(#4) Code amount X3522(#5) -1. Nothing X3526(#6) 0. Inap. ( (R has no checking account: X3501^=1/fewer than 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/ fewer than 4 accounts: X3504<4/fewer than 5 accounts: X3504<5/fewer than 6 accounts: X3504<6) X3507(#1) Is this a money market-type account? X3511(#2) X3515(#3) 1. YES X3519(#4) 5. NO X3523(#5) 0. Inap. (R has no checking account: X3501^=1/fewer than X3527(#6) 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/ fewer than 4 accounts: X3504<4/fewer than 5 accounts: X3504<5/fewer than 6 accounts: X3504<6) X7601(#1) Is this a joint checking account, or is the account in your X7603(#2) name, in your husband's name, or something else? X7605(#3) X7607(#4) Is this a joint checking account, or is the account in your X7609(#5) name, in your wife's name, or something else? X7611(#6) Is this a joint checking account, or is the account in your name, in your partner's name, or something else? Is this checking account in your name, or something else? Is this a joint checking account, or is the account in your name? 1. Joint account 2. R's account 3. Spouse's/partner's account 4. Other family member's account 5. Child only 6. Child and respondent or spouse 7. Other relative 8. Other relative with respondent or spouse 9. Unrelated person, NFS 10. Unrelated person with respondent or spouse 50. Trust account 51. Personal business account -7. Other 0. Inap. (R has no checking account: X3501^=1/fewer than 2 accounts: X3504<2/fewer than 3 accounts: X3504<3/ fewer than 4 accounts: X3504<4/fewer than 5 accounts: X3504<5/fewer than 6 accounts: X3504<6; R lives alone: X101=1) X3529(#7) How much is in all your remaining checking accounts? (What was the average over the last month?) How much is in all your family's remaining checking accounts? (What was the average over the last month?) Code amount -1. Nothing 0. Inap. (R has no checking account: X3501^=1; fewer than 7 accounts: X3504<7) X8446(#7) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no checking account: X3501^=1; did not break off early in grid) X3530 (SHOW CARD 13) Which of the reasons on this card is the most important reason you chose the institution that you did for your main checking account? Was it because of the location of their offices, because they had the lowest fees or minimum balance requirement, because you were able to obtain many services at one place, because they offered safety and an absence of risk, or some other reason? (SHOW CARD 13) Which of the reasons on this card is the most important reason your family living here chose the institution that you did for your main checking account? Was it because of the location of their offices, because they had the lowest fees or minimum balance requirement, because you were able to obtain many services at one place, because they offered safety and an absence of risk, or some other reason? 1. Recommended 2. High interest rates 3. Location of offices 4. Other business done here 5. Easy to qualify (for credit); only place that would give us a loan 6. Many services in one place 7. Low fees or service charge 8. Safety 9. Other convenience mentions/payroll deduction 11. Personal relationship; they know me; R/spouse works there; small institution 12. Staff qualifications 13. Bank bought by another institution 14. Always done business there; banked there a long time 23. Advertisement 24. Convenient hours 25. No particular reason 26. No other institutions 27. Gift for opening account; other promotion 28. Interest rates on deposits 29. Reputation 30. Unable to open an account at another instituions 31. Dissatisfaction with previous institution -7. Other 0. Inap. (R has no checking account: X3501^=1) NOTE: CARD 13 contains the following text in a vertical column: "Location of their offices," "Had the lowest fees or minimum balance requirement," "Able to obtain many services at one place," "Offered safety and absence of risk," "Some other reason." X3531 For how many years have you done business with this institution? For how many years has someone in your family living here done business with this institution? Code number of years -1. Less than a year 0. Inap. (R has no checking accounts: X3501^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 60 ******************************************** ----------------------------------------------------------------------------- IRA/KEOGH ACCOUNTS ----------------------------------------------------------------------------- X3601 Do you have any Individual Retirement Accounts, that is, IRA or Keogh accounts? Do you or anyone in your family here have any Individual Retirement Accounts, that is, IRA or Keogh accounts? 1. YES 5. NO ----------------------------------------------------------------------------- #1 refers to IRA/Keogh account of R #2 refers to IRA/Keogh account of spouse/partner #3 refers to IRA/Keogh account of other PEU member ----------------------------------------------------------------------------- X3602(#1) Are any of the IRA or Keogh accounts yours? X3612(#2) Does your spouse have IRA or Keogh accounts? Does your partner have IRA or Keogh accounts? X3622(#3) Do any other family members have IRA or Keogh accounts? 1. YES 5. NO (or: no spouse or partner in PEU: X107^=1/no other PEU members: (X113, X125, X131, X137, X207, X213, X219, X225)^=1) 0. Inap. (No IRA/Keogh accounts: X3601^=1) X3603(#1) How many IRA and Keogh accounts do you have? X3613(#2) How many IRA and Keogh accounts does your spouse have? How many IRA and Keogh accounts does your partner have? X3623(#3) How many IRA and Keogh accounts do your other family members have? Code number of accounts 0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs: X3601^=1/no spouse or partner in PEU: X107^=1/no other PEU members: X113^=1; person has no account: X3602^=1/ X3612^=1/X3622^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** About your (account, is this an/accounts, are these) IRA or Keogh account(s)? About your spouse's (account, is this an/accounts, are these) IRA or Keogh account(s)? About your partner's (account, is this/accounts, are these) IRA or Keogh account(s)? About your other family member's (account, is this/accounts, are these) IRA or Keogh(s)? X3604(#1) IRA X3614(#2) X3624(#3) X3605(#1) KEOGH X3615(#2) X3625(#3) 1. Checked 5. Not checked 0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs: X3601^=1/no spouse or partner in PEU: X107^=1/no other PEU members: X113^=1; person has no account: X3602^=1/ X3612^=1/X3622^=1; if only one account either IRA or KEOGH is inap.) X3610(#1) How much in total is in your [IRA(s)/Keogh account(s)/IRA X3620(#2) and Keogh accounts]? X3630(#3) How much in total is in your spouse's [IRA(s)/Keogh account(s)/IRA and Keogh accounts]? How much in total is in your partner's [IRA(s)/Keogh account(s)/IRA and Keogh accounts]? Code amount 0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs: X3601^=1/no spouse or partner in PEU: X107^=1/no other PEU members: X113^=1; person has no account: X3602^=1/ X3612^=1/X3622^=1) (#1): X3606 X3607 X3608 X3609 X7501 X6721 (#2): X3616 X3617 X3618 X3619 X7502 X6722 (#3): X3626 X3627 X3628 X3629 X7503 Please look at the Institutions Card. Q778(5.6) with any of the institutions on the Institutions Card, or from someplace else? (CODE ALL THAT APPLY.) (IF INSTITUTIONS CARD: Which institution(s)?) (IF SOMEPLACE ELSE: What type(s) of institution(s)? (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs: X3601^=1/no spouse or partner in PEU: X107^=1/no other PEU members: X113^=1; person has no account: X3602^=1/ X3612^=1/X3622^=1; at least one institution field must be filled out, but higher order fields may be inap.) (#1): X9119 X9120 X9121 X9122 X9209 X9223 (#2): X9123 X9124 X9125 X9126 X9210 X9224 (#3): X9127 X9128 X9129 X9130 X9211 Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (No IRA/Keogh accounts: X3601^=1; no IRA/Keoghs: X3601^=1/no spouse or partner in PEU: X107^=1/no other PEU members: X113^=1; person has no account: X3602^=1/ X3612^=1/X3622^=1; at least one institution field must be filled out, but higher order fields may be inap.) X3631 How is the money in (this/all of these) IRA and Keogh accounts(s) invested? Is most of it in CDs or other bank accounts, most of it in stocks, most of it in bonds or similar assets, or what? How is the money in (all) your family's IRA and Keogh account(s) invested? Is most of it in CDs or other bank accounts, most of it in stocks, most of it in bonds or similar assets, or what? 1. CDs/Bank accounts; "money market" 2. Stock; "mutal funds" 3. Bonds/Similar assets; T-Bills; treasury notes 4. Combinations of 1, 2, & 3 ; "mixed"/"diversified" -- NFS 5. Combiantion of 2 & 3 above 6. Combination of 1 & 2 above 11. Universal life policy or other similar insurance product 12. Annuity 13. Commodities 14. Real estate/mortgages 15. Limited partnership/other similar investment 16. Brokerage account/cash management account (CMA) -7. Other 0. Inap. (No IRA/Keogh accounts: X3601^=1) ----------------------------------------------------------------------------- MONEY MARKET ACCOUNTS ----------------------------------------------------------------------------- X3701 Not including any accounts I have already recorded, do you have any money market accounts? Not including any accounts I have already recorded, do you or anyone in your family here have any money market accounts? 1. YES 5. NO X3702 Altogether, how many of these money market accounts do you have? Altogether, how many of these money market accounts do you and your family living here have? Code number of accounts 0. Inap. (no money market accounts: X3701^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* X6696 Originally reported value of X3702 (see ingroduction) Code number of accounts 0. Inap. (no money market accounts: X3701^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* ----------------------------------------------------------------------------- #1 refers to the first money market account #2 refers to the second money market account #3 refers to the third money market account #4 refers to the remaining money market accounts ----------------------------------------------------------------------------- X3703(#1) Does this account have check-writing privileges? X3708(#2) X3713(#3) Does the largest account have check-writing privileges? Does the next largest account have check-writing privileges? 1. YES 5. NO 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4) X3704(#1) Is this a tax-free money market account? X3709(#2) X3714(#3) 1. YES 5. NO 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4) X3705(#1) Please look at the Institutions Card. Is this account with X3710(#2) any of the institutions on the Institutions Card, or from X3715(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4) X9131(#1) Recode: type of institution X9132(#2) X9133(#3) See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4) X3706(#1) How much is in this account? X3711(#2) X3716(#3) Code amount -1. Nothing 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4) X7613(#1) Is this a joint money market account, or is the account in X7615(#2) your name, in your husband's name, or something else? X7617(#3) Is this a joint money market account, or is the account in your name, in your wife's name, or something else? Is this a joint money market account, or is the account in your name, in your partner's name, or something else? Is this money market account in your name or something else? Is this a joint money market account, or is the account in your name? 1. Joint account 2. R's account 3. Spouse's/partner's account 4. Other family member's account 5. Child only 6. Child and respondent or spouse 7. Other relative 8. Other relative with respondent or spouse 9. Unrelated person, NFS 10. Unrelated person with respondent or spouse 50. Trust account 51. Personal business account -7. Other 0. Inap. (no money market accounts: X3701^=1/fewer than 2 accounts: X3702<2/fewer than 3 account: X3702<3/fewer than 4 accounts: X3703<4; R lives alone: X101=1) X3718(#4) How much is in all your remaining money market accounts? How much is in all your family's remaining money market accounts? Code amount -1. Nothing 0. Inap. (no money market accounts: X3701^=1; fewer than 4 accounts: X3702<4) X8447(#4) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no money market accounts: X3701^=1; did not break off early in grid) ----------------------------------------------------------------------------- CERTIFICATES OF DEPOSIT ----------------------------------------------------------------------------- X3719 Not including CDs that are part of IRAs or Keoghs, do you have any CDs or certificates of deposit at financial institutions? Not including CDs that are part of IRAs or Keoghs, do you or anyone in your family here have any CDs or certificates of deposit at financial institutions? (IF R ASKS: CDs ARE CERTIFICATES HELD FOR A SET PERIOD OF TIME THAT MUST BE CASHED OR RENEWED AT THE MATURITY DATE.) 1. YES 5. NO X3720 Altogether, how many such CDs do you have? Altogether, how many such CDs do you and your family living here have? Code number 0. Inap. (no certificates of deposit: X3719^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 20 ********************************************* X3721 What is the total dollar value of all these CDs? What is the total dollar value of this CD? Code amount 0. Inap. (no certificates of deposit: X3719^=1) X3722 X3723 X3724 X3725 X7618 X6654 X6655 (Please look the at Institutions Card.) Is this CD with any of the institutions on the Institutions Card, or from someplace else? (CODE ALL THAT APPLY) (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) (Please look the at Institutions Card.) Are these CDs with any of the institutions on the Institutions Card, or from someplace else? (CODE ALL THAT APPLY) (IF INSTITUTIONS CARD: Which institutions?) (IF SOMEPLACE ELSE: What types of institutions?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no certificates of deposit: X3719^=1; if there are any CDs, the first field must be non-zero, but higher order fields may be inap.) X9134 X9135 X9136 X9137 X9214 X9217 X9218 Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no certificates of deposit: X3719^=1; if there are any CDs, the first field must be non-zero, but higher order fields may be inap.) X7620 Is this CD held jointly, or is it in your name, in your husband's name, or something else? Is this CD held jointly, or is it in your name, in your wife's name, or something else? Is this CD held jointly, or is it in your name, in your partner's name, or something else? Is this CD in your name or something else? Is this CD held jointly, or is it in your name? Is most of the money in these CDs held jointly, or is most of it in your name, in your husband's name, or something else? Is most of the money in these CDs held jointly, or is most of it in your name, in your wife's name, or something else? Is most of the money in these CDs held jointly, or is most of it in your name, in your partner's name, or something else? Is most of the money in these CDs in your name or something else? Is most of the money in these CDs held jointly, or is most of it in your name? 1. Joint account 2. R's account 3. Spouse's/partner's account 4. Other family member's account 5. Child only 6. Child and respondent or spouse 7. Other relative 8. Other relative with respondent or spouse 9. Unrelated person, NFS 10. Unrelated person with respondent or spouse 11. Equal amounts in R/spouse names 50. Trust account 51. Personal business account -7. Other 0. Inap. (no certificates of deposit: X3719^=1; R lives alone: X101=1) ----------------------------------------------------------------------------- SAVINGS ACCOUNTS ----------------------------------------------------------------------------- X3801 Do you have any other accounts at banks, savings and loan associations, or credit unions? These could be passbook accounts, share accounts, Christmas Club accounts, or any other type of savings account. Do you or anyone in your family living here have any other accounts at banks, savings and loan associations, or credit unions? These could be passbook accounts, share accounts, Christmas Club accounts, or any other type of savings account. 1. YES 5. NO X3802 How many such accounts do you have? How many such accounts do you and your family living here have? Code number of accounts 0. Inap. (no savings accoutnsL X3801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 10 ******************************************** X6697 Originally reported value of X3802 (see introduction) Code number of accounts 0. Inap. (no savings accounts: X3801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 10 ******************************************** ----------------------------------------------------------------------------- #1 refers to the first savings account #2 refers to the second savings account #3 refers to the third savings account #4 refers to the fourth savings account #5 refers to the fifth savings account #6 refers to the remaining savings accounts ----------------------------------------------------------------------------- X3803(#1) Please look at the Institutions Card. Is this account with X3806(#2) any of the institutions on the Institutions Card, or from X3809(#3) someplace else? (IF INSTITUTIONS CARD: Which institution?) X3812(#4) (IF SOMEPLACE ELSE: What type of institution is that?) X3815(#5) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) Please look at the Institutions Card. Is the largest account with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) Please look at the Institutions Card. Is the next largest account with any of the institutions on the Institutions Card, or from someplace else? (IF INSTITUTIONS CARD: Which institution?) (IF SOMEPLACE ELSE: What type of institution is that?) (INTERVIEWER: CHECK THE INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no savings accounts: X3801^=1/fewer than 2 accounts: X3802<2/fewer than 3 account: X3802<3/fewer than 4 accounts: X3802<4/fewer than 5 accounts: X3802<5) X9138(#1) Recode: type of institution X9139(#2) X9140(#3) See MASTER INSTITIUTION LIST for other codes (See X308) X9141(#4) 0. Inap. (no savings accounts: X3801^=1/fewer than 2 X9142(#5) accounts: X3802<2/fewer than 3 account: X3802<3/fewer than 4 accounts: X3802<4/fewer than 5 accounts: X3802<5) X3804(#1) How much is in this account? X3807(#2) X3810(#3) Code amount X3813(#4) -1. Nothing X3816(#5) 0. Inap. (no savings accounts: X3801^=1/fewer than 2 accounts: X3802<2/fewer than 3 account: X3802<3/fewer than 4 accounts: X3802<4/fewer than 5 accounts: X3802<5) ***Many unresolved -7's as no verbatim responses were recorded X7622(#1) Is this a joint savings account, or is the account in your X7624(#2) name, in your husband's name, or something else? X7626(#3) X7628(#4) Is this a joint savings account, or is the account in your X7630(#5) name, in your wife's name, or something else? Is this a joint savings account, or is the account in your name, in your partner's name, or something else? Is this savings account in your name or something else? Is this a joint savings account, or is the account in your name? 1. Joint account 2. R's account 3. Spouse's/partner's account 4. Other family member's account 5. Child only 6. Child and respondent or spouse 7. Other relative 8. Other relative with respondent or spouse 9. Unrelated person, NFS 10. Unrelated person with respondent or spouse 50. Trust account 51. Personal business account -7. Other 0. Inap. (no savings accounts: X3801^=1/fewer than 2 accounts: X3802<2/fewer than 3 account: X3802<3/fewer than 4 accounts: X3802<4/fewer than 5 accounts: X3802<5) NOTE: program error on this question resulted in failure to capture verbatim responses to "other." X3818(#6) How much is in all your remaining savings accounts? (What was the average over the last month?) How much is in all your family's remaining savings accounts? (What was the average over the last month?) Code amount -1. Nothing 0. Inap. (no savings accounts: X3801^=1; fewer than 6 accounts: X3802<6) X8448(#6) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no savings accounts: X3801^=1; did not break off early in grid) ----------------------------------------------------------------------------- MUTUAL FUNDS ----------------------------------------------------------------------------- X3819 Not including any pension-type, thrift-saving, 401K, or IRA/Keogh plans, do you have any shares in mutual funds? do you or anyone in your family here have any shares in mutual funds? 1. YES 5. NO X3821 I need to know what types of mutual funds you have. Do you have. . . Stock Funds? 1. YES 5. NO 0. Inap. (no mutual funds: X3819^=1) X3822 What is the total market value of all of the Stock Funds that you have? What is the total market value of all of the Stock Funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; no stock funds: X3821^=1) X3823 Do you have. . . Tax-Free Bond Funds? 1. YES 5. NO 0. Inap. (no mutual funds: X3819^=1) X3824 What is the total market value of all of the Tax-Free Bond Funds that you have? What is the total market value of all of the Tax-Free Bond Funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; no tax-free bond funds: X3823^=1) X3825 Do you have. . . Government or Government backed Bond Funds? 1. YES 5. NO 0. Inap. (no mutual funds: X3819^=1) X3826 What is the total market value of all of the Government or Government backed Bond Funds that you have? What is the total market value of all of the Government or Government backed bond funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; no government or government backed bond funds: X3825^=1) X3827 Do you have. . . Other Bond Funds? 1. YES 5. NO 0. Inap. (no mutual funds: X3819^=1) X3828 What is the total market value of all of the Other Bond Funds that you have? What is the total market value of all of the Other Bond Funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; no other bond funds: X3827^=1) X3829 Do you have. . . Combination funds or any other mutual funds? 1. YES 5. NO 0. Inap. (no mutual funds: X3819^=1) X3830 What is the total market value of all of the Combination funds or any other mutual funds that you have? What is the total market value of all of the Combination funds or any other mutual funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; no combination or other types of mutual funds: X3829^=1) If the R reported having a mutual fund (X3819=1) , but answered NO to having all types (X3821=5, X3823=5, X3825=5, X3827=5, and X3829=5), the the CAPI program asked what type of fund the R had and requested the total amount in mutual funds; based on the information provided, these funds were reclassified. If the R gave a missing value response to the value of all types of mutual funds that R reported having (J3821<90 and J3822>91, J3823<90 and J3824>91, J3825<90 and J3826>91, J3827<90 and J3828>91, and J3829<90 and J3830>91) then the total amount was asked. As in the cases where R broke off before completing a grid, this total amount was used as a constraint in the imputation of the individual components. X6704 What is the total market value of all of the mutual funds that you have? What is the total market value of all of the mutual funds that you and your family living here have? Code amount 0. Inap. (no mutual funds: X3819^=1; R either provided nonmissing responses for at least one of the relevant amounts for applicable types) X3820 In how many different mutual funds do you own shares? In how many different mutual funds does your family own shares? (INTERVIEWER: WE WANT THE NUMBER OF FUNDS, NOT THE NUMBER OF FUND MANAGEMENT COMPANIES.) Code number of plans 0. Inap. (no mutual funds: X3819^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 25 ******************************************** X3831 Overall has there been a gain or loss in the value of all these mutual fund shares since you obtained them? Overall has there been a gain or loss in the value of all these mutual fund shares since you or someone in your family here obtained them? 1. Gain 3. Neither gain nor loss 5. Loss 0. Inap. (no mutual funds: X3819^=1) How much have they gained in value since they were obtained? X3832 Code percent gain * 100 -2. Virtually all 0. Inap. (no mutual funds: X3819^=1; no gain: X3831^=1) X3833 Code amount -2. Virtually all 0. Inap. (no mutual funds: X3819^=1; no gain: X3831^=1) How much have they lost in value since they were obtained? X3834 Code percent * 100 -2. Virtually all 0. Inap. (no mutual funds: X3819^=1; no loss: X3831^=5) X3835 Code amount -2. Virtually all 0. Inap. (no mutual funds: X3819^=1; no loss: X3831^=5) ----------------------------------------------------------------------------- SAVINGS BONDS ----------------------------------------------------------------------------- X3901 Do you have any U.S. government savings bonds? (THESE MAY BE CALLED SERIES EE OR HH. ONE WAY THEY CAN BE PURCHASED IS BY PAYROLL DEDUCTION.) Do you or anyone in your family here have any U.S. government savings bonds? (THESE MAY BE CALLED SERIES EE OR HH. ONE WAY THEY CAN BE PURCHASED IS BY PAYROLL DEDUCTION.) 1. YES 5. NO X3902 What is the total face value of all the savings bonds that you have? and your family have? Code amount 0. Inap. (no savings bonds: X3901^=1) ----------------------------------------------------------------------------- BONDS OTHER THAN SAVINGS BONDS ----------------------------------------------------------------------------- X3903 Not including any bonds or bills held in pension accounts or trusts, or in accounts I have already recorded, do you have any other corporate, municipal, government, or other type of bonds or bills? Not including any bonds or bills held in pension accounts or trusts, or in accounts I have already recorded, do you or anyone here have any other corporate, municipal, government, or other type of bonds or bills? 1. YES 5. NO X3905 I need to know what types of bonds or bills you have. Do you have. . . Mortgage-backed bonds such as those from "Ginnie-Mae", "Fannie-Mae" or "Freddie-Mac"? 1. YES 5. NO 0. Inap. (no bonds: X3903^=1) X3906 What is the face value of all of the Mortgage-backed bonds that you have? What is the face value of all of the Mortgage-backed bonds that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; no mortgage backed bonds: X3905^=1) X7635 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; no mortgage backed bonds: X3905^=1) X3907 Do you have. . . U.S. Government bonds or Treasury bills? 1. YES 5. NO 0. Inap. (no bonds: X3903^=1) X3908 What is the face value of all of the U.S. Government bonds or Treasury bills that you have? What is the face value of all of the U.S. Government bonds or Treasury bills that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; no govenment bonds or bills: X3907^=1) X7636 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; no govenment bonds or bills: X3907^=1) X3909 Do you have. . . State or municipal bonds, or other taxfree bonds? 1. YES 5. NO 0. Inap. (no bonds: X3903^=1) X3910 What is the face value of all of the State or municipal bonds, or other taxfree bonds that you have? What is the face value of all of the State or municipal bonds, or other taxfree bonds that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; no taxfree bonds: X3909^=1) X7637 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; no taxfree bonds: X3909^=1) X7631 Do you have. . . Foreign bonds? 1. YES 5. NO 0. Inap. (no bonds: X3903^=1) X7633 What is the face value of all of the Foreign bonds that you have? What is the face value of all of the Foreign bonds that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; no foreign bonds: X7631^=1) X7638 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; no foreign bonds: X7631^=1) X7632 Do you have. . . Corporate or any other type of bonds? 1. YES 5. NO 0. Inap. (no bonds: X3903^=1) X7634 What is the face value of all of the Corporate or any other type of bonds that you have? What is the face value of all of the Corporate or any other type of bonds that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; no corporate bonds: X7632^=1) X7639 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; no corporate bonds: X7632^=1) If the R reported having some type of bonds (X3903=1) , but answered NO to having all types (X3905=5, X3907=5, X3909=5, X7631=5, and X7632=5), the the CAPI program asked what type of bond the R had and requested the total face and market value of all bonds; based on the information provided, these bonds were reclassified. If the R gave a missing value response to the face value of all types of bonds that R reported having (J3905<90 and J3906>91, J3907<90 and J3908>91, J3909<90 and J3910>91, J7631<90 and J7633>91, and J7632<90 and J7634>91) then the total face value was asked. As in the cases where R broke off before completing a grid, this total amount was used as a constraint in the imputation of the individual components. X6705 What is the face value of all of the bonds that you have? What is the face value of all of the bonds that you and your family living here have? Code amount 0. Inap. (no bonds: X3903^=1; R either provided nonmissing responses for at least one of the relevant amounts for applicable types) If the R reported having some type of bonds (X3903=1) , but answered NO to having all types (X3905=5, X3907=5, X3909=5, X7631=5, and X7632=5), the the CAPI program asked what type of bond the R had and requested the total face and market value of all bonds; based on the information provided, these bonds were reclassified. If the R gave a missing value response to the market value of all types of bonds that R reported having (J3905<90 and J7635>91, J3907<90 and J7636>91, J3909<90 and J7637>91, J7631<90 and J7638>91, and J7632<90 and J7639>91) then the total market value was asked. As in the cases where R broke off before completing a grid, this total amount was used as a constraint in the imputation of the individual components. X6706 What is the total market value? Code amount 0. Inap. (no bonds: X3903^=1; R either provided nonmissing responses for at least one of the relevant amounts for applicable types) X3904 How many different bonds or bills do you own? How many different bonds or bills do you or your family own? Code number 0. Inap. (no bonds: X3903^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 150 ********************************************* ----------------------------------------------------------------------------- PUBLICLY TRADED STOCK ----------------------------------------------------------------------------- X3913 Not including any stock held through mutual funds, pension accounts or trusts, or in accounts or businesses that I have already recorded, do you own any stock which is publicly traded? Not including any stock held through mutual funds, pension accounts or trusts, or in accounts or businesses that I have already recorded, do you or anyone in your family living here own any stock which is publicly traded? 1. YES 5. NO X3914 In how many different companies do you own stock? In how many different companies do you or your family living here own stock? Code number 0. Inap. (no stocks: X3913^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 150 ********************************************* X3915 What is the total market value of this stock? Code amount 0. Inap. (no stocks: X3913^=1) X3921 Of your publicly-traded stock, is any of it stock in a company where you work or have worked? Of your family's publicly-traded stock, is any of it stock in a company where you or anyone in your family living here work or have worked? 1. YES 5. NO 0. Inap. (no stocks: X3913^=1) X7191 Is this stock included in the totals you gave before? 1. YES 3. NO initially, but fixed in editing YES 0. Inap. (no stocks: X3913^=1; no stock in company where work: X3921^=1) X3922 What is the total market value of your stock in the company? Code amount 0. Inap. (no stocks: X3913^=1; no stock in company where work: X3921^=1) X7640 Of your stock, is any of it stock in a company headquartered outside of the United States? Of your family's stock, is any of it stock in a company headquartered outside of the United States? 1. YES 5. NO 0. Inap. (no stocks: X3913^=1) X7192 Is this stock included in the totals you gave before? 1. YES 3. NO initially, but fixed in editing YES 0. Inap. (no stocks: X3913^=1; no foreign stock: X7640^=1) X7641 What is the total market value in dollars of this stock? Code amount 0. Inap. (no stocks: X3913^=1; no foreign stock: X7640^=1) X3916 Overall has there been a gain or loss in the value of this stock since you obtained it? Overall has there been a gain or loss in the value of all of your family's stock since you or someone in your family here obtained it? 1. Gain 3. Neither gain nor loss 5. Loss 0. Inap. (no stocks: X3913^=1) How much has it gained in value since it was obtained? X3917 Code percent * 100 -2. Virtually all 0. Inap. (no stocks: X3913^=1; no gain: X3916^=1) X3918 Code amount -2. Virtually all 0. Inap. (no stocks: X3913^=1; no gain: X3916^=1) How much has it lost in value since it was obtained? X3919 Code percent * 100 -2. Virtually all 0. Inap. (no stocks: X3913^=1; no loss: X3916^=5) X3920 Code amount -2. Virtually all 0. Inap. (no stocks: X3913^=1; no loss: X3916^=5) ----------------------------------------------------------------------------- BROKERAGE ACCOUNTS ----------------------------------------------------------------------------- X3923 Do you have a brokerage account for the purchase or sale of stocks and other securities? Do you or anyone in your family here have a brokerage account for the purchase or sale of stocks and other securities? 1. YES 5. NO X3924 X3925 X3926 X3927 X7642 X6668 X6669 Please look at the Institutions Card. (Is this/Are these) account(s) with any of the institutions on the Institutions Card, or from someplace else? (CODE ALL THAT APPLY.) (IF INSTITUTIONS CARD: Which institution(s)?) (IF SOMEPLACE ELSE: What type(s) of institution(s)?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no brokerage account: X3923^=1) X9143 X9144 X9145 X9146 X9212 X9219 X9220 Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no brokerage account: X3923^=1) Over the past year, about how many times did you buy or sell stocks or other securities through a broker? Over the past year, about how many times did you or anyone in your family living here buy or sell stocks or other securities through a broker? X3928 Code number -1. None 0. Inap. (no brokerage account: X3923^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 300 ********************************************* X7193 Code frequency 1. DAILY 2. WEEKLY 3. Biweekly 4. MONTHLY 5. QUARTERLY 6. YEARLY 8. In total 11. Twice per year; every six months 12. Bimonthly 18. Hour 22. Varies 25. Over 2 years -1. None -7. OTHER 0. Inap. (no brokerage account: X3923^=1) X3929 Not including any accounts you've told me about, do you have a "cash" or "call money" account at a stock brokerage? Not including any accounts you've told me about, do you or anyone in your family living here have a "cash" or "call money" account at a stock brokerage? (IF R ASKS: CASH OR CALL MONEY ACCOUNTS HOLD MONEY RECEIVED FROM THE SALE OF STOCK UNTIL THE MONEY IS REINVESTED.) 1. YES 5. NO 0. Inap. (no brokerage account: X3923^=1) X3930 What is the total dollar value of all the cash or call money accounts that you have? that you and your family living here have? Code amount -1. Nothing 0. Inap. (no brokerage account: X3923^=1; no call account: X3929^=1) X3931 Other than loans you have already told me about, do you have any margin loans at a stock brokerage? Other than loans you have already told me about, do you or anyone in your family living here have any margin loans at a stock brokerage? 1. YES 5. NO 0. Inap. (no brokerage account: X3923^=1) X7194 Did you tell me about this loan earlier? 1. YES 4. originaly reported YES, but no apparent match in data 5. NO 6. originally reported YES, partially recorded earlier 0. Inap. (no brokerage account: X3923^=1; no margin loan: X3931^=1) X7195 Which loan was that? 1. Credit Card 2. 1st Mortgage 3. 2nd Mortgage 4. Home Equity Loan 5. Line of Credit 6. Other Real Estate Loan 7. Other --> -7 8. vehicle loan 9. education loan 10. other "section I" loan 12. remodeling loan 13. More than one mortgage on principal residence 14. Combination of line of credit and other real estate loan 0. Inap. (no brokerage account: X3923^=1; no margin loan: X3931^=1; not reported earlier: X7194^=1 or 6) X3932 Altogether, what is the current balance on these margin loans? Code amount 0. Inap. (no brokerage account: X3923^=1; no margin loan: X3931^=1) ----------------------------------------------------------------------------- TRUSTS, ANNUITIES, AND MANAGED INVESTMENT ACCOUNTS ----------------------------------------------------------------------------- X3933 Not including pension-type accounts, or any assets that I have already recorded, do you receive income from or have assets in a trust, annuity, or managed investment account that you have not already told me about? Not including pension-type accounts, or any assets that I have already recorded, do you or anyone in your family here receive income from or have assets in a trust, annuity, or managed investment account that you have not already told me about? 1. YES 5. NO What are these; are they legal trusts, annuities, or managed investment accounts? (CODE ALL THAT APPLY) X3934 TRUSTS X3935 ANNUITIES X3936 MANAGED INVESTMENT ACCOUNTS X3937 OTHER 1. Checked 5. Not checked 0. Inap. (no trusts, annuites or MIAs: X3933^=1) X3938 Are any of these set up so that you are legally entitled only to the income and do not have an equity interest? Are any of these set up so that you or your family living here are legally entitled only to the income and do not have an equity interest? 1. YES 5. NO 0. Inap. (no trusts, annuites or MIAs: X3933^=1) X3939 How much income did you receive from these income-only trusts, annuities, or accounts in 1994? How much income did your family living here receive from these income-only trusts, annuities, or accounts in 1994? Code amount 0. Inap. (no trusts, annuites or MIAs: X3933^=1; no income-only trusts: X3938^=1) X3940 Do you also have annuities, trusts, or managed investment accounts in which you have an equity interest? Do you or your family living here also have annuities, trusts, or managed investment accounts in which you or your family have an equity interest? 1. YES 5. NO 0. Inap. (no trusts, annuites or MIAs: X3933^=1; no income-only trusts: X3938^=1) X3942 What is the total dollar amount of your interest in these accounts? What is the total dollar amount of your family's interest in these accounts? What is the total dollar value of your interest in all annuities, trusts, or managed investment accounts? What is the total dollar value of your family's interest in all annuities, trusts, or managed investment accounts? Code amount 0. Inap. (no trusts, annuites or MIAs: X3933^=1; income-only trusts but no equity interest: X3938=1 and X3940=5) X3943 X3944 X3945 X3946 X7643 Who manages your trusts, annuities, or investment accounts,--is it any of the institutions on the Institutions Card, or are they managed by someone else? (CODE ALL THAT APPLY.) Who manages your family's trusts, annuities, or investment accounts,--is it any of the institutions on the Institutions Card, or are they managed by someone else? (CODE ALL THAT APPLY.) (IF INSTITUTIONS CARD: Which institution(s)?) (IF SOMEPLACE ELSE: What type of institution(s) or who manages them?) (INTERVIEWER: CHECK INSTITUTIONS CARD AND UPDATE IF A NEW INSTITUTION IS MENTIONED.) 1. Institution 1 2. Institution 2 3. Institution 3 4. Institution 4 5. Institution 5 6. Institution 6 See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no trusts, annuites or MIAs: X3933^=1) X9147 X9148 X9149 X9150 X9213 Recode: type of institution See MASTER INSTITIUTION LIST for other codes (See X308) 0. Inap. (no trusts, annuites or MIAs: X3933^=1) X3947 How is the money in these trusts and managed accounts invested? Is most of it in stocks, most of it in bonds or other interest-earning assets, or what? 1. Stocks; "mutual fund" (except money market) 2. Bonds/Interest/CDs/Money Market 3. Real estate 5. Combination of 1 & 2; mutual funds and CD's 6. "Mixed"; "diversified" 7. Life insurance; fixed contract; annuities 8. Tangible assets other than real estate 9. Intangible assets, N.E.C. -7. Other ----------------------------------------------------------------------------- LIFE INSURANCE ----------------------------------------------------------------------------- X4001 Do you have any life insurance? Please include individual and group policies, but not accident insurance. Do you or anyone in your family living here have any life insurance? Please include individual and group policies, but not accident insurance. 1. YES 5. NO X4002 The two major types of life insurance are term and cash-value policies. Term policies pay a benefit if the insured person dies, but otherwise have no value. They are often provided through an employer or union, but may also be bought by individuals. Cash-value policies also pay a death benefit, but differ in that they build up a value as premimums are paid. Other names for types of cash value policies are "whole life" and "universal life." Are any of your policies individual term insurance? Are any of your family's policies individual term insurance? 1. YES 5. NO 0. Inap. (no life insurance: X4001^=1) X4003 What is the current face value of all the term life policies that you have? What is the current face value of all the term life policies that you and your family living here have? (THE FACE VALUE OF A POLICY IS WHAT THE POLICY WOULD PAY IN THE EVENT OF DEATH) Code amount 0. Inap. (no life insurance: X4001^=1; no term insurance: X4002^=1) X4004 Do you have any policies that build up a cash value or that you can borrow on? (IF R ASKS: THESE ARE SOMETIMES CALLED "WHOLE LIFE" OR "STRAIGHT LIFE".) 1. YES 5. NO 0. Inap. (no life insurance: X4001^=1) X4005 What is the current face value of all of the policies that build up a cash value that you have? (THE FACE VALUE OF A POLICY IS WHAT THE POLICY WOULD PAY IN THE EVENT OF DEATH.) What is the current face value of all of the policies that build up a cash value that you and your family living here have? (THE FACE VALUE OF A POLICY IS WHAT THE POLICY WOULD PAY IN THE EVENT OF DEATH.) Code amount 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1) X4006 What is the total cash value of these policies? (THE CASH VALUE OF A POLICY IS WHAT THE INSURANCE COMPANY WOULD PAY IF THE POLICY WERE SURRENDERED BEFORE DEATH.) Code amount -1. Nothing 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1) X4007 Are you borrowing against these policies? Are you or your family borrowing against these policies? 1. YES 5. NO 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1) X4008 Is the cash value you just gave me the net cash value, that is the total cash value minus the loan, or is it the gross cash value? 2. Gross 3. Originally reported net, but edited gross 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1) X4009 Did I record these loans earlier in the interview? 1. YES 5. NO 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1) X7645 Where did you tell me about these loans? 1. Credit Card 2. 1st Mortgage 3. 2nd Mortgage 4. Home Equity Loan 5. Line of Credit 6. Other Real Estate Loan -7. Other 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1; loan not reported earlier: X4009^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8175 Recode: Link code for loan mentioned earlier 1. X415 2. X416 3. X717 4. X418 5. X7500 6. X6648 7. X6649 8. X6720 9. X817 10. X917 11. X1017 12. X1046 13. X1112 14. X1123 15. X1134 16. X1217 17. X1728 18. X1828 19. X1928 20. X2220 21. X2320 22. X2420 23. X7171 24. X2521 25. X2621 26. X7823 27. X7846 28. X7869 29. X7923 30. X7946 31. X7969 32. X2725 33. X2742 34. X2825 35. X2842 36. X2925 37. X2942 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1; loan not reported earlier: X4009^=1) X4010 How much is currently borrowed? Code amount 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1) X4011 Typically how much are the payments on these loans? Code amount -1. Nothing -2. No typical payment 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1) X4012 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -1. Nothing -2. No regular payment -7. Other 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1) X4013 What is the current annual rate of interest being charged on these loans? Code percent * 100 -1. Nothing 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1; not borrowing on policy: X4007^=1) X4014 How much are the premiums for these policies that build up a cash value? Code amount -1. Nothing -2. No typical payment 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1) X4015 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED. And how often is that amount paid? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 11. Twice per year 12. Bimonthly 21. Policy paid up -1. Nothing -2. No typical payment -7. Other 0. Inap. (no life insurance: X4001^=1; no cash value insurance: X4004^=1) If R reported having life insurance (X4001=1), but reports no term insurance (X4002=5) and no whole life insurance (X4004=5), then the CAPI program asked R the total face value of all types of life insurance. R might also have reported having term insurance, DK whether other insurance is whole life but still know the face value or the remaining insurance. If an amount was provided, it was used as a constraint on the imputation of the face value of term/cash value insurance. X4016 Other than this term insurance, what is the current face value of all the life insurance you own? What is the current face value of all the life insurance you own? Other than this term insurance, what is the current face value of all the life insurance you and your family living here own? What is the current face value of all the life insurance you and your family living here own? Code amount 0. Inap. (no life insurance: X4001^=1; whole life insurance: X4004=1; term insurance and not DK existence of whole life insurance: X4002=1 and J4004^=2050) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- MISCELLANEOUS ASSETS AND DEBTS ----------------------------------------------------------------------------- X4017 We have talked about various types of savings, investments, and loans. Other than what I have already recorded, are you owed any money by friends, relatives outside the immediate family, businesses, or others? (WE DO NOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENT FAMILY MEMBERS.) We have talked about various types of savings, investments, and loans. Other than what I have already recorded, are you or anyone in your family living here owed any money by friends, relatives outside the immediate family, businesses, or others? (WE DO NOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENT FAMILY MEMBERS.) 1. YES 5. NO X4018 Altogether, how much are you owed? Code amount 0. (R not owed money: X4017^=1) X4019 Other than pension assets, do you have any other substantial assets that I haven't already recorded -- for example, artwork, precious metals, antiques, oil and gas leases, futures contracts, future proceeds from a lawsuit or estate that is being settled, royalties, or something else? (DO NOT INCLUDE PENSION-TYPE OR EMPLOYER PROFIT-SHARING ACCOUNTS HERE.) Other than pension assets, do you or anyone in your family living here have any other substantial assets that I haven't already recorded -- for example, artwork, precious metals, antiques, oil and gas leases, futures contracts, future proceeds from a lawsuit or estate that is being settled, royalties, or something else? (DO NOT INCLUDE PENSION-TYPE OR EMPLOYER PROFIT-SHARING ACCOUNTS HERE.) 1. YES 5. NO ----------------------------------------------------------------------------- #1 refers to the first misc. asset #2 refers to the second misc. asset #3 refers to the third misc. asset ----------------------------------------------------------------------------- X4020(#1) About the most valuable of these .. X4024(#2) What kind of asset is it? X4028(#3) 1. Gold 2. Silver (incl. silverware) 3. Other metals or metals NA type 10. Jewelry; gem stones (incl. antique) 11. Cars (antique or classic) 12. Antiques; furniture 13. Art objects; paintings, sculpture, textile art, ceramic art, photographs 14. (Rare) books 15. Coin collections 16. Stamp collections 17. Guns 18. Real estate (exc. cemetery) 19. Cemetery plots 20. China; figurines; crystal/glassware 21. Musical instruments 22. Livestock; horses; crops 23. Oriental rugs 24. Furs 25. Other collections, incl. baseball cards, records, wine 61. Loans to friends/relatives 62. Other loans/debts owed to R 63. Cash, n.e.c. 64. Future proceeds from a lawsuit 65. Future proceeds from an estate 66. Deferred compensation 71. Oil/gas/mineral leases or investments 72. (Commodity) futures contracts 73. Royalties 74. Non-publicly traded stock 75. Computer 76. Equipment/tools, NEC 77. Future lottery/prize receipts 78. Association or exchange membership 79. Other obligations to R; tax credits -7. Other 0. Inap. (no misc. assets: X4019^=1; no further misc. assets) ****************************************************** FOR THE PUBLIC DATASET, CODES 14 AND 23 ARE COMBINED WITH 12; CODE 61 IS COMBINED WITH 62; CODE 65 IS COMBINED WITH 64; CODE 72 HAS BEEN COMBINED WITH CODE 71; CODES 77 AND 79 HAVE BEEN COMBINED WITH -7. ****************************************************** X4022(#1) What is the total dollar value that you have in X4026(#2) this asset? X4030(#3) What is the total dollar value that you and your family living here have in this asset? Code amount 0. Inap. (no misc. assets: X4019^=1/no second asset: X4023^=1/no third asset: X4027^=1) X4023(#2) Do you have any other such substantial assets? X4027(#3) 1. YES 5. NO 0. Inap. (no misc. assets: X4019^=1/no third asset: X4027^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X4031 Do you owe any other money not recorded earlier? (WE DO NOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENT FAMILY MEMBERS.) Do you or anyone in your family living here owe any other money not recorded earlier? (WE DO NOT WANT TO INCLUDE LOANS BETWEEN FINANCIALLY DEPENDENT FAMILY MEMBERS.) 1. YES 5. NO X4032 How much is owed? Code amount 0. Inap. (no misc. debts: X4031^=1) ----------------------------------------------------------------------------- ACCOUNTS IN FOREIGN CURRENCY ----------------------------------------------------------------------------- X7647 Thinking about all the accounts we have talked about, are any of the accounts you have told me about held in some currency other than U.S. dollars? 1. YES 5. NO Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CURRENT MAIN JOB OF HEAD AND SPOUSE/PARTNER ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- #1 refers to current job information for head #2 refers to current job information for spouse/partner ----------------------------------------------------------------------------- X7196(#1) INTERVIEWER: IF SPOUSE/PARTNER IS PRESENT, TRY TO OBTAIN X7263(#2) EMPLOYMENT INFORMATION FROM (HIM/HER) DIRECTLY. INTERVIEWER: WHO IS PROVIDING EMPLOYMENT INFORMATION ABOUT THE RESPONDENT? 1. RESPONDENT 2. SPOUSE/PARTNER 3. Case was a breakoff/data missing because of iwer/CAPI error 0. Inap. (/no spouse) (#1) X6670 X6671 X6672 X6673 X6674 X6675 X6676 X6677 (#2) X6678 X6679 X6680 X6681 X6682 X6683 X6684 X6685 We are interested in your (spouse's/partner's) present job status. (Are you/Is [he/she]) working now, temporarily laid off, unemployed and looking for work, disabled and unable to work, retired, a student, a homemaker, or what? CODE ALL THAT APPLY (SHOW CARD 14) 1. Working now or on strike 2. Temporarily laid off - on sick or other leave; seasonal work and not working now 3. Unemployed and looking for work 4. Student 5. Homemaker 6. Disabled 7. Retired 10. Unpaid volunteer -7. Other 0. Inap. (no further instances; for R at least the first field must be filled out/no spouse or no further instances beyond the first field) NOTE: CARD 14 contains the following text in a vertical column: "Working now or on strike," "Temporarily laid off; on sick leave or other type of leave," "Unemployed and looking for work," "Student," "Homemaker," "Disabled," "Retired," "Other." X4101(#1) (Do you/Does [he/she]) expect to go back to this job? X4701(#2) 1. YES 5. NO 0. Inap. (not laid off: X6670-X6677^=2/X6678-X6685^=2;/ no spouse) X4102(#1) When did (you/he/she) last work on this job? X4702(#2) Code month 1. January 2. February 3. March 4. April 5. May 6. June 7. July 8. August 9. September 10. October 11. November 12. December 0. Inap. (not laid off: X6670-X6677^=2/X6678-X6685^=2;/ no spouse) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X4103(#1) Code year (4 digits) X4703(#2) 0. Inap. (not laid off: X6670-X6677^=2/X6678-X6685^=2;/ no spouse) When did (you/your spouse/partner) become disabled? When did (you/your spouse/partner) retire? X4104(#1) Code year (4 digits) X4704(#2) 0. Inap. (not retired or disabled: X6670-X6677^=6 or 7/ X6678-X6685^=6 or 7;/no spouse) X7197(#1) Code age X7264(#2) 0. Inap. (not retired or disabled: X6670-X6677^=6 or 7/ X6678-X6685^=6 or 7;/no spouse) X7198(#1) Code mumber of years past X7265(#2) -1. 1995 0. Inap. (not retired or disabled: X6670-X6677^=6 or 7/ X6678-X6685^=6 or 7;/no spouse) X4105(#1) (Are you/Is [he/she]) doing any work for pay at the present X4705(#2) time? 1. YES 5. NO 0. Inap. (any work status working or laid off but not expecting to go back: X6670-X6677=1 or X6670-X6677=2 and X4101=5/X6678-X6685=1 or X6678-X6685=2 and X4701=5;/no spouse) X4100(#1) Recode: current work status X4700(#2) 11. Worker only 12. Worker + disabled 13. Worker + retired 14. Worker + student 15. Worker + homemaker 16. Worker + unemployed/looking for work 17. Worker + temporarily laid off 20. Temporarily laid off only 21. Temporarily laid off--does not expect to return to job and no current work 30. Unemployed and looking for work 50. Retired only 52. Disabled only 70. Student only 80. Homemaker/other not in labor force only 85. Unpaid volunteer 90. Unpaid family workers: R's who volunteer that they work in a family business or farm and are unpaid. (Do not include here "volunteer work" for charitable or non-profit organizations.) 96. Other combination incl. WORKER 97. Other (incl. combination) not including WORKER 199. Absent spouse not included in IW 0. Inap. (/no spouse) X4106(#1) Next are some questions about your (spouse's/partner's) X4706(#2) current, main job. (Do you/Does [he/she]) work for someone else, (are you/is [he/she]) self-employed, or what? IF R SAYS "I RUN MY OWN BUSINESS", CODE AS SELF-EMPLOYED 1. Someone else 2. Self-employed; non-corporate business owned by PEU 3. Partnership; law firm; medical/dental partnership 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) -7. Other X7401(#1) What is the official title of your (spouse's/partner's) job? X7411(#2) (The title that (your/her/his) employer uses?) What sort of work (do you/does [he/she]) do on (your/her/his) job? (Tell me little more about what (you do/[he/she] does).) Code Census 1995 3-digit occupation codes Code Occupation 000-199 MANAGERIAL AND PROFESSIONAL SPECIALTY OCCUPATIONS 000-037 EXECUTIVE, ADMINISTRATIVE, AND MANAGERIAL OCCUPATIONS 000-002 Not used 003 Legislators 004 Chief executives and general administrators, public administration 005 Administrators and officials, public administration 006 Administrators, protective services 007 Financial managers 008 Personnel and labor relations managers 009 Purchasing managers 010-012 Not used 013 Managers, marketing, advertising and public relations 014 Administrators, education and related fields 015 Managers, medicine and health 016 Postmasters and mail superintendents 017 Managers, food serving and lodging establishments 018 Managers, properties and real estate 019 Funeral directors 020 Not used 021 Managers, service organizations, n.e.c. 022 Managers and administrators, n.e.c. 023-037 Management Related Occupations 023 Accountants and auditors 024 Underwriters 025 Other financial officers 026 Management analysts 027 Personnel, training, and labor relations specialists 028 Purchasing agents and buyers, farm products 029 Buyers, wholesale and retail trade except farm products 030-032 Not used 033 Purchasing agents and buyers, n.e.c. 034 Business and promotion agents 035 Construction inspectors 036 Inspectors and compliance officers, except construction 037 Management related occupations, n.e.c. 038-042 Not used 043-199 PROFESSIONAL SPECIALTY OCCUPATIONS 043-063 Engineers, Architects, and Surveyors 043 Architects 044-059 Engineers 044 Aerospace 045 Metallurgical and materials 046 Mining 047 Petroleum 048 Chemical 049 Nuclear 050-052 Not used 053 Civil 054 Agricultural 055 Electrical and electronic engineers 056 Industrial 057 Mechanical 058 Marine and naval architects 059 Engineers, n.e.c. 060-062 Not used 063 Surveyors and mappin scientists 064-068 Mathematical and Computer Scientists 064 Computer systems analysts and scientists 065 Operations and systems researchers and analysts 066 Actuaries 067 Statisticiais 068 Mathematical scientists, n.e.c. 069-083 Natural Scientists 069 Physicists and astronomers 070-072 Not used 073 Chemists, except bibchemists 074 Atmospheric and space scientists 075 Geologists and geodesists 076 Physical scientists, n.e.c. 077 Agricultural and food scientists 078 Biological and life scientists 079 Forestry and conservation scientists 080-082 Not used 083 Medical scientists 084-089 Health Diagnosing Occupations 084 Physicians Q85 Dentists 086 Veterinarians 087 Optometrists 088 Podiatrists 089 Health diagnosing practitioners, n.e.c. 090-094 Not used 095-106 Health Assessment and Treating Occupations 095 Registered nurses 096 Pharmacists 097 Dietitians 098-105 Therapists 098 Respiratory therapists 099 Occupational therapists 100-102 Not used 103 Physical therapists 104 Speech therapists 105 Therapists, n.e.c. 106 Physicians' assistants 107-112 Not used 113-154 Teachers, Postsecondary 113 Earth, environmental, and marine science teachers 114 Biological science teachers 115 Chemistry teachers 116 Physics teachers 117 Natural science teachers, n.e.c. 118 Psychology teachers 119 Economics teachers 120-122 Not used 123 History teachers 124 Political science teachers 125 Sociology teachers 126 Social science teachers, n.e.c. 127 Engineering teachers 128 Mathematical science teachers 129 Computer science teachers 130-132 Not used 133 Medical science teachers 134 Health specialties teachers 135 Business, commerce, and marketing teachers 136 Agriculture and forestry teachers 137 Art, drama, and music teachers 138 Physical education teachers 139 Education teachers 140-142 Not used 143 English teachers 144 Foreign language teachers 145 Law teachers 146 Social work teachers 147 Theology teachers 148 Trade and industrial teachers 149 Home economics teachers 150-152 Not used 153 Teachers, postsecondary, n.e.c. 154 Postsecondary teachers, subject not specified 155-159 Teachers, Except Postsecondary 155 Teachers, prekindergarten and kindergarten 156 Teachers, elementary school 157 Teachers, secondary school 158 Teachers, special education 159 Teachers, n.e.c. 160-162 Not used 163 Counselors, Educational and Vocational 164-165 Librarians, Archivists, and Curators 164 Librarians 165 Archivists and curators 166-173 Social Scientists and Urban Planners 166 Economists 167 Psychologists 168 Sociologists 169 Social scientists, n.e.c. 170-172 Not used 173 Urban planners 174-177 Social, Recreation, and Religious Workers 174 Social workers 175 Recreation workers 176 Clergy 177 Religious workers, n.e.c. 178-179 Lawyers and Judges 178 Lawyers 179 Judges 180-182 Not used 183-199 Writers, Artists, Entertainers, and Athletes 183 Authors 184 Technical writers 185 Designers 186 Musicians and composers 187 Actors and directors 188 Painters, sculptors, craft-artists, and artist printmakers 189 Photographers 190-192 Not used 193 Dancers 194 Artists, performers, and related workers, n.e.c. 195 Editors and reporters 196 Not used 197 Public relations specialists 198 Announcers 199 Athletes 200-202 Not used 203-389 TECHNICAL, SALES, AND ADMINISTRATIVE SUPPORT OCCUPATIONS 203-235 TECHNICIANS AND RELATED SUPPORT OCCUPATIONS 203-208 Health Technologists and Technicians 203 Clinical laboratory technologists and technicians 204 Dental hygienists 205 Health record technologists and technicians 206 Radiologic technicians 207 Licensed practical nurses 208 Health technologists and technicians, n.e.c. 209-212 Not used 213-235 Technologists and Technicians, Except Health 213-218 Engineering and Related Technologists and Technicians 213 Electrical and electronic technicians 214 Industrial engineering technicians 215 Mechanical engineering technicians 216 Engineering technicians, n.e.c. 217 Drafting occupations 218 Surveying and mapping technicians 219-222 Not used 223-225 Science Technicians 223 Biological technicians 224 Chemical technicians 225 Science technicians, n.e.c. 226-235 echnicians, Except Health, Engineering, and Science 226 Airplane pilots and navigators 227 Air traffic controllers 228 Broadcast equipment operators 229 Computer programmers 230-232 Not used 233 Tool programmers, numerical control 234 Legal assistants 235 Technicians, n.e.c. 236-242 Not used 243-285 SALES OCCUPATIONS 243 Supervisors and Proprietors, Sales Occupations 244-252 Not used 253-257 Sales Representatives, Finance and Business Services 253 Insurance sales occupations 254 Real estate sales occupations 255 Securities and financial services sales occupations 256 Advertising and related sales occupations 257 Sales occupations, other business services 258-259 Sales Representatives, Commodities, Except Retail 258 Sales engineers 259 Sales representatives, mining. manuftcturing, and wholesale 260-262 Not used 263-278 Sales Workers, Retail and Personal Services 263 Sales workers, motor vehicles and boats 264 Sales workers, apparel 265 Sales workers, shoes 266 Sales workers, furniture and home furnishings 267 Sales workers, radio, TV, hi-fi and appliances 268 Sales workers, hardware and building supplies 269 Sales workers, parts 270-273 Not used 274 Sales workers, other commodities 275 Sales counter clerks 276 Cashiers 277 Street and door-to-door sales workers 278 News vendors 279-282 Not used 283-285 Sales Related Occupations 283 Demonstrators, promoters and models, sales 284 Auctioneers 285 Sales support occupations, n.e.c. 286-302 Not used 303-389 ADMINISTRATIVE SUPPORT OCCUPATIONS, INCLUDING CLERICAL 303-307 Supervisors, Administrative Support Occupations 303 Supervisors, general office 304 Supervisors, computer equipment operators 305 Supervisors, financial records processing 306 Chief communications operators 307 Supervisors, distribution, scheduling, and adjusting clerks 308-309 Computer Equipment Operators 308 Computer operators 309 Peripheral equipment operators 310-312 Not used 313-315 Secretaries, Stenographers, and Typists 313 Secretaries 314 Stenographers 315 Typists 316-323 Information Clerks 316 Interviewers 317 Hotel clerks 318 Transportation ticket and reservation agents 319 Receptionists 320-322 Not used 323 Information clerks, n.e.c. 324 Not used 325-336 Records Processing Occupations, Except Financial 32S Classified-ad clerks 326 Correspondence clerks 327 Order clerks 328 Personnel clerks, except payroll and timekeeping 329 Library clerks 330-334 Not used 335 File clerks 336 Records clerks 337-344 Financial Records Processing Occupations 337 Bookkeepers, accounting, and auditing clerks 338 Payroll and timekeeping clerks 339 Billing clerks 340-342 Not used 343 Cost and rate clerks 344 Billing, posting, and calculating machine operators 345-347 Duplicating, Mail and Other Office Machine Operators 345 Duplicating machine operators 346 Mail preparing and paper handling machine operators 347 Office machine operators, n.e.c. 348-353 Communications Equipment Operators 348 Telephone operators 350-352 Not used 353 Communications equipment operators, n.e.c. 354-357 Mail and Message Distributing Occupations 354 Postal clerks, except mail carriers 355 Mail carriers, postal service 356 Mail clerks, except postal service 357 Messengers 358 Not used 359-374 Material Recording Scheduling, and Distributing Clerks 359 Dispatchers 360-362 Not used 363 Production coordinators 364 Traffic, shipping, and receiving clerks 365 Stock and inventory clerks 366 Meter readers 367 Not used 368 Weighers, measurers, checkers, and samplers 369-372 Not used 373 Expediters 374 Material recording, scheduling, and distributing clerks, n.e.c. 375-378 Adjusters and Investigators 375 Insurance adjusters, examiners, and investigators 376 Investigators and adjusters, except insurance 377 Eligibility clerks, social welfare 378 Bill and account collectors 379-389 Miscellaneous Administrative Support Occupations 379 General office clerks 380-382 Not used 383 Bank tellers 384 Proofreaders 385 Data-entry keyers 386 Statistical clerks 387 Teachers' aides 388 Not used 389 Administrative support occupations, n.e.c. 390-402 Not used 403-469 SERVICE OCCUPATIONS 403-407 PRIVATE HOUSEHOLD OCCUPATIONS 403 Launderers and ironers 404 Cooks, private household 405 Housekeepers and butlers 406 Child care workers, private household 407 Private household cleaners and servants 408-412 Not used 413-427 PROTECTIVE SERVICE OCCUPATIONS 413-415 Supervisors, Protective Service Occupations 413 Supervisors, firefighting and fire prevention occupations 414 Supervisors, police and detectives 415 Supervisors, guards 416-417 Firefighting and Fire Prevention Occupations 416 Fire inspection and fire prevention occupations 417 Firefighting occupations 418-424 Police and Detectives 418 Police and detectives, public service 419-422 Not used 423 Sheriffs, bailiffs, and other law enforcement officers 424 Correctional institution officers 425-432 Guards 425 Crossing guards 426 Guards and police, except public service 427 Protective service occupations, n.e.c. 428-432 Not used 433-469 SERVICE OCCUPATIONS, EXCEPT PROTECTIVE AND HOUSEHOLD 433-444 Food Preparation and Service Occupations 433 Supervisors, food preparation and service occupations 434 Bartenders 435 Waiters and waitresses 436 Cooks 437 Not used 438 Food counter, fountain and related occupations 439 Kitchen workers, food preparation 440-442 Not used 443 Waiters'/waitresses' assistants 444 Miscellaneous food preparation occupations 445-447 Health Service Occupations 445 Dental assistants 446 Health aides, except nursing 447 Nursing aides, orderlies, and attendants 448-455 Cleaning and Building Service Occupations, Except Household 448 Supervisors, cleaning and building service workers 449 Maids and housemen 450-452 Not used 453 Janitors and cleaners 454 Elevator operators 455 Pest control occupations 456-469 Personal Service Occupations 456 Supervisors, personal service occupations 457 Barbers 458 Hairdressers and cosmetologists 459 Attendants, amusement and recreation facilities 460 Not used 461 Guides 462 Ushers 463 Public transportation attendants 464 Baggage porters and bellhops 465 Welfare service aides 466 Family child care providers 467 Early childhood teacher's assistants 468 Child care workers, n.e.c. 469 Personal service occupations, ne.c. 470-472 Not used 473-499 FARMING, FORESTRY, AND FISHING OCCUPATIONS 473-476 Farm Operators and Managers 473 Farmers, except horticultural 474 Horticultural specialty farmers 475 Managers, farms, except horticultural 476 Managers, horticultural specialty farmi 477-489 Other Agricultural and Related Occupations 477-484 Farm Occupations, Except Managerial 477 Supervisors, farm workers 478 Not used 479 Farm workers 480-482 Not used 483 Marine life cultivation workers 484 Nursery workers 485-489 Related Agricultural Occupations 485 Supervisors, related agricultural occupations 486 Groundskeepers and gardeners, except farm 487 Animal caretakers, except farm 488 Graders and sorters, agricultural products 489 Inspectors, agricultural products 490-493 Not used 494-496 Forestry and Logging Occupations 494 Supervisors, forestry and logging workers 495 Forestry workers, except logging 496 Timber cutting and logging occupations 497-499 Fishers, Hunters, and Trappers 497 Captains and other officers, fishing vessels 498 Fishers 499 Hunters and trappers 500-502 Not used 503-699 PRECISION PRODUCTION, CRAFT, AND REPAIR OCCUPATIONS 503-552 Mechanics and Repairers 503 Supervisors, mechanics and repairers 504 Not used 505-549 Mechanics and Repairers, Except Supervisors 505-517 Vehicle and Mobile Equipment Mechanics and Repairers 505 Automobile mechanics 506 Automobile mechanic apprentices 507 Bus, truck, and stationary engine mechanics 508 Aircraft engine mechanics 509 Small engine repairers 510-513 Not used 514 Automobile body and related repairers 515 Aircraft mechanics, except engine 516 Heavy equipment mechanics 517 Farm equipment mechanics 518 Industrial machinery repairers 519 Machinery maintenance occupations 520-522 Not used 523-533 Electrical and Electronic Equipment Repairers 523 Electronic repairers, communications and industrial equipment 524 Not used 525 Data processing equipment repairers 526 Household appliance and power tool repairers 527 Telephone line installers and repairers 528 Not used 529 Telephone installers and repairers 530-532 Not used 533 Miscellaneous electrical and electronic equipment repairers 534 Heating air conditioning, and refrigeration mechanics 535-549 Miscellaneous Mechanics and Repairers 535 Camera, watch, and musical instrument repairers 536 Locksmiths and safe repairers 537 Not used 538 Office machine repairers 539 Mechanical controls and valve repairers 540-542 Not used 543 Elevator installers and repairers 544 Millwrights 545-546 Not used 547 Specified mechanics and repairers, n.e.c. 548 Not used 549 Not specified mechanics and repairers 550-552 Not used 553-599 Construction Trades 553-558 Supervisors, Construction Occupations 553 Supervisors, brickmasons, stonemasons, and tile setters 554 Supervisors, carpenters and related workers 555 Supervisors, electricians and power transmission installers 556 Supervisors, painters, paperhangers, and plasterers 557 Supervisors, plumbers, pipefitters, and stearnfitters 558 Supervisors, construction, n.e.c. 559-562 Not used 563-599 Construction Trades, Except Supervisors 563 Brickmasons and stonemasons 564 Brickmason and stonemason apprentices 565 Tile setters, hard and soft 566 Carpet installers 567 Carpenters 568 Not used 569 Carpenter apprentices 570-572 Not used 573 Drywall installers 574 Not used 575 Electricians 576 Electrician apprentices 577 Electrical power installers and repairers 578 Not used 579 Painters, construction and maintenance 582 Not used 583 Paperhangers 584 Plasterers 585 Plumbers, pipefitters, and stearnfitters 586 Not used 587 Plumber, pipefitter, and stearnfitter apprentices 588 Concrete and terrazzo finishers 589 Glaziers, 590-592 Not used 593 Insulation workers 594 Paving. surfacing, and tamping equipment operators 595 Roofers 596 Sheetmetal. duct installers 597 Structural metal workers 598 Drillers, earth 599 Construction trades, nec. 600-612 Not used 613-617 Extractive Occupations 613 Supervisors, extractive occupations 614 Drillers, oil well 615 Explosives workers 616 Mining machine operators 617 Mining occupations, n.e.c. 618-627 Not used 628-699 Precision Production Occupations 628 Supervisors, production occupations 629-633 Not used 634-655 Precision Metal Working Occupations 634 Tool and die makers 635 Tool and die maker apprentices 636 Precision assemblers, metal 637 Machinists 638 Not used 639 Machinist apprentices 640-642 Not used 643 Boilermakers 644 Precision grinders, filers, and tool sharpeners 645 Patternmakers and model makers, metal 646 Lay-outworkers 647 Precious stones and metals workers (Jewelers) 648 Not used 649 Engravers, metal 650-652 Not used 653 Sheet metal workers 654 Sheet metal worker apprentices 655 Miscellaneous precision metal workers 656-659 Precision Woodworking Occupations 656 Patternmakers and model makers, wood 657 Cabinet makers and bench carpenters 658 Furniture and wood finishers 659 Miscellaneous precision woodworkers 660-665 Not used 666-674 Precision Textile, Apparel, and Furnishings Machine Workers 666 Dressmakers 667 Tailors 668 Upholsterers 669 Shoe repairers 670-673 Not used 674 Miscellaneous precision apparel and fabric workers 675-684 Precision Workers, Assorted Materials 675 Hand molders and shapers, except jewelers 676 Patternmakers, lay-out workers, and cutters 677 Optical goods workers 678 Dental laboratory and medical appliance technicians 679 Bookbinders 680-682 Not used 683 Electrical and electronic equipment assemblers 684 Miscellaneous precision workers, nec. 685 Not used 686-688 Precision Food Production Occupations 686 Butchers and meat cutters 687 Bakers 688 Food batchmakers 689-693 Precision Inspectors, Testers, and Related Workers 689 Inspectors, testers, and graders 690-692 Not used 693 Adjusters and calibrators 694-699 Plant and System Operators 694 Water and sewage treatment plant operators 695 Power plant operators 696 Stationary engineers 697-698 Not used 699 Miscellaneous plant and system operators 700-702 Not used 703-889 OPERATORS, FABRICATORS, AND LABORERS 703-799 MACHINE OPERATORS, ASSEMBLERS, AND INSPECI'ORS 703-779 Machine Operators and Tenders, Except Precision 703-715 Metal Working and Plastic Working Machine Operators 703 Lathe and turning machine set-up operators 704 Lathe and turning machine operators 705 Milling and planing machine operators 706 Punching and stamping press machine operators 707 Rolling machine operators 708 Drilling and boring machine operators 709 Grinding. abrading, buffing, and polishing machine operators 710-712 Not used 713 Forging machine operators 714 Numerical control machine operators 715 Miscellaneous metal, plastic, stone, and glass working machine operators 716 Not used 717 Fabricating machine operators, n.e.c. 718 Not used 719-725 Metal and Plastic Processing Machine Operators 719 Molding and casting machine operators 720-722 Not used 723 Metal plating machine operators 724 Heat treating equipment operators 725 Miscellaneous metal and plastic processing machine operators 726-733 Woodworking Machine Operators 726 Wood lathe, routing, and planing machine operators 727 Sawing machine operators 728 Shaping and joining machine operators 729 Nailing and tacking machine operators 730-732 Not used 733 Miscellaneous woodworking machine operators 734-737 Printing Machine Operators 734 Printing press operators 735 Photoengravers and lithographers 736 Typesetters and compositors 737 Miscellaneous printing machine operators 738-749 Textile, Apparel, and Furnishings Machine Operators 738 Winding and twisting machine operators 739 Knitting looping, taping, and weaving machine operators 740-742 Not used 743 Textile cutting machine operators 744 Textile sewing machine operators 745 Shoe machine operators 746 Not used 747 Pressing machine operators 748 Laundering and dry cleaning machine operators 749 Miscellaneous textile machine operators 750-752 Not used 753-779 Machine Operators, Assorted Materials 753 Cementing and gluing machine operators 754 Packaging and filling machine operators 755 Extruding and forming machine operators 756 Mbdng and blending machine operators 757 Separating, filtering, and clarffying machine operators 758 Compressing and compacting machine operators 759 Painting and paint spraying machine operators 760-762 Not used 763 Roasting and baking machine operators, food 764 Washing, cleaning and pickling machine operators 765 Folding machine operators 766 Furnace, kiln, and oven operators, except food 767 Not used 768 Crushing and grinding machine operators 769 Slicing and cutting machine operators 770-772 Not used 773 Motion picture protectionists 774 Photographic process machine operators 775-776 Not used 777 Miscelk neous machine operators, n.e.c. 778 Not used 779 Machine operators, not specified 780-782 Not used 783-795 Fabricators, Assemblers, and Hand Working Occupations 783 Welders and cutters 784 Solderers and brazers 785 Assemblers 786 Hand cutting and trimming occupations 787 Hand molding, casting, and forming occupations 798 Not used 789 Hand painting, coating, and decorating occupations 790-792 Not used 793 Hand engraving and printing occupations 794 Not used 795 Miscellaneous hand working occupations 796-799 Production Inspectors, Testers, Samplers, and Weighers 796 Production inspectors, checkers, and examiners 797 Production testers 798 Production samplers and weighers 799 Graders and sorters, except agricultural 800-802 Not used 803-859 TRANSPORTATION AND MATERIAL MOVING OCCUPATIONS 803-814 Motor Vehicle Operators 803 Supervisors, motor vehicle operators 804 Truck drivers 805 Not used 806 Driver-sales workers 807 Not used 808 Bus drivers 809 Taxicab drivers and chauffeurs 810-812 Not used 813 Parking lot attendants 814 Motor transportation occupations, n.e.c. 815 Not used 823-834 Transportation Occupations, Except Motor Vehicles 823-826 Rail Transportation Occupations 823 Railroad conductors and yardmasters 824 Locomotive operating occupations 825 Railroad brake, signal, and switch operators 826 Rail vehicle operators, n.e.c. 827 Not used 828-834 Water Transportation Occupations 828 Ship captains and mates, except fishing boats 829 Sailors and deckhands 830-832 Not used 833 Marine engineers 834 Bridge, lock, and lighthouse tenders 835-842 Not used 843-959 Material Moving Equipment Operators 843 Supervisors, material moving equipment operators 844 Operating engineers 845 Longshore equipment operators 846-847 Not used 848 Hoist and winch operators 849 Crane and tower operators 850-852 Not used 853 Excavating and loading machine operators 854 Not used 855 Grader, dozer, and scraper operators 856 Industrial truck and tractor equipment operators 857-858 Not used 859 Miscellaneous material moving equipment operators 860-863 Not used 864-889 HANDLERS EQUIPMENT CLEANERS, HELPERS, AND LABORERS 864 Supervisors, handlers, equipment cleaners, and laborers, n.e.c. 865 Helpers, mechanics, and repairers 866-868 Helpers, Construction, and Extractive Occupations 866 Helpers, construction trades 867 Helpers, surveyor 868 Helpers, extractive occupations 869 Construction laborers 870-873 Not used 874 Production helpers 875-883 Freight, Stock, and Material Handlers 875 Garbage collectors 876 Stevedores 877 Stock handlers and baggers 878 Machine feeders and offbearers 879-882 Not used 883 Freight, stock, and material handlers, ne.c. 884 Not used 885 Garage and service station related occupations 886 Not used 887 Vehicle washers and equipment cleaners 888 Hand packers and packagers 889 Laborers, cocept construction 890-904 Not used 905 Assigned to persons whose current labor force status is unemployed and whose last job was Armed Forces. In the public version of the dataset, these codes have been collapsed in the following way: IF (3 <= 3-digit occ. code <=37) THEN occ. code=1; ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1; ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2; ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2; ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2; ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3; ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3; ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3; ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6; ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4; ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5; ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5; ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5; ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X7402(#1) What kind of business or industry (do you/does your X7412(#2) [spouse/partner]) work in -- that is, what do they make or do at the place where (you/he/she) work(s)? Code Census 1995 3-digit industry code Code Industry 000-009 Not used 010-030 AGRICULTURE 010 Agricultural production, crops O1l Agricultural production, livestock 012 Veterinary services 013-019 Not used 020 Landscape and horticultural services 021-029 Not used 030 Agricultural services, n.e.c. 031-032 FORESTRY AND FISIHERIES 031 Forestry 032 Fishing, hunting, and trapping 033-039 Not used 040-050 MINING 040 Metal mining 041 Coal mining 042 Oil and gas extraction 043-049 Not used 050 Nonmetallic mining and quarrying, except fuel 051-059 Not used 060 CONSTRUCMON 061-099 Not used 100-392 MANUFACTURING 100-222 NONDURABLE GOODS 100-122 Food and kindred products 100 Meat products 101 Dairy products 102 Canned, frozen and preserved fruits and vegetables 103-109 Not used 110 Grain mill products 111 Bakery products 112 Sugar and confectionery products 113-119 Not used 120 Beverage industries 121 Miscellaneous food preparations and kindred products 122 Not specified food industries 123-129 Not used 130 Tobacco manufactures 131 Not used 132-150 Textile mill products 132 Knitting mills 133-139 Not used 140 Dyeing and finishing textiles, except wool and knit goods 141 Carpets and rugs 142 Yarn, thread, and fabric mills 143-149 Not used 150 Miscellaneous textile mill products 151-152 Apparel and other finished textile products 151 Apparel and accessories, except knit 152 Miscellaneous fabricated textile products 153-159 Not used 160-162 Paper and allied products 160 Pulp, paper, and paperboard mills 161 Miscellaneous paper and pulp products 162 Paperboard containers and boxes 163-170 Not used 171-172 Printing, publishing, and allied industries 171 Newspaper publishing and printing 172 Printing, publishing and allied industries, except newspapers 173-179 Not used 180-192 Chemicals and allied products 180 Plastics, synthetics, and resins 181 Drugs 182 Soaps and cosmetics 183-189 Not used 190 Paints, varnishes, and related products 191 Agricultural chemicals 192 Industrial and miscellaneous chemicals 193-199 Not used 200-201 Petroleum and coal products 200 Petroleum refining 201 Miscellaneous petroleum and coal products 202-209 Not used 210-212 Rubber and miscellaneous plastics products 210 Tires and inner tubes 211 Other rubber products, and plastics footwear and belting 212 Miscellaneous plastics products 213-219 Not used 220 Leather and leather products 220 Leather tanning and finishing 221 Footwear, except rubber and plastic Leather products, except footwear 223-229 Not used 230-392 DURABLE GOODS 230-241 Lumber and wood products, except furniture 230 Logging(241) 231 Sawmills,planning mills, and millwork 232 Wood buildings and mobile homes 233-240 Not used 241 Miscellaneous wood products 242 Furniture and fissures 243-249 Not used 250-262 tone, clay, glass, and concrete products 250 Glass and glass products 251 Cement, concrete, gypsum, and plaster products 252 Structural clay products 253-260 Not used 261 Pottery and related products 262 Miscellaneous nonmetallic mineral and stone products 263-269 Not used 270-301 Metal industries 270 Blast furnaces, steelworks, rolling and finishing mills 271 Iron and steel foundries 272 Primary aluminum industries 273-279 Not used 280 Other primary metal industries 3369,339) 281 Cutlery, handtools, and general hardware 282 Fabricated structural metal products 283-289 Not used 290 Screw machine products 291 Metal forgings and stamping 292 Ordnance 293-299 Not used 300 Miscellaneous fabricated metal products 301 Not specified metal industries 302-309 Not used 310-332 Machinery and computing equipment 310 Engines and turbines 311 Farm machinery and equipment 312 Construction and material handling machines 313-319 Not used 320 Metalworking machinery 321 Office and accounting machines 322 Computers and related equipment 323-330 Not used 331 Machinery, except electrical, n.e.c. 332 Not specified machinery 333-339 Not used 340-350 Electrical machinery, equipment, and supplies 340 Household appliances 341 Radio, TV, and communication equipment 342 Electrical machinery, equipment, and supplies, n.e.c. 343-349 Not used 350 Not specified electrical machinery, equipment, and supplies 351-370 Transportation equipment 351 Motor vehicles and motor vehicle equipment 352 Aircraft and parts 353-359 Not used 360 Ship and boat building and repairing 361 Railroad locomotives and equipment 362 Guided missiles, space vehicles, and parts 363-369 Not used 370 Cycles and miscellaneous transportation equipment 371-381 Professional and photographic equipment, and watches 371 Scientific and controlling instruments 372 Medical, dental, and optical instruments and supplies 373-379 Not used 380 Photographic equipment and supplies 381 Watches, clocks, and clockwork operated devices 382-389 Not used 390 Toys, amusement, and sporting goods 391 Miscellaneous manufacturing industries 392 Not specified manufacturing industries 393-399 Not used 400-472 TRANSPORTATION, COMMUNICATIONS, AND OTHER PUBLIC UTILITIES 400-432 TRANSPORTATION 400 Railroads 401 Bus service and urban transit 402 Taxicab service 403-409 Not used 410 Trucking service 411 Warehousing and storage 412 U.S. Postal Service 413-419 Not used 420 Water transportation 421 Air transportation 422 Pipe lines, except natural gas 423-431 Not used 432 Services incidental to transportation 433-439 Not used 440-442 COMMUNICATIONS 440 Radio and television broadcasting and cable 441 Telephone communications 442 Telegraph and miscellaneous communications services 443-449 Not used 450-472 UTILITIES AND SANITARY SERVICES 450 Electric light and power 451 Gas and steam supply systems 452 Electric and gas, and other combinations 453-469 Not used 470 Water supply and irrigation 471 Sanitary services 472 Not specified utilities 473-499 Not used 500-571 WHOLESALE TRADE 500-532 Durable Goods 500 Motor vehicles and equipment 501 Furniture and home furnishings 502 Lumber and construction materials 503-509 Not used 510 Professional and commercial equipment and supplies 511 Metals and minerals, except petroleum 512 Electrical goods 513-520 Not used 521 Hardware, plumbing and heating supplies 522-529 Not used 530 Machinery, equipment, and supplies 531 Scrap and waste materials 532 Miscellaneous wholesale, durable goods 533-539 Not used 540-571 Nondurable Goods 540 Paper and paper products 541 Drugs, chemicals and allied products 542 Apparel, fabrics, and notions 543-549 Not used 550 Groceries and related products 551 Farm-product raw materials 552 Petroleum products 553-559 Not used 560 Alcoholic beverages 561 Farm supplies 562 Miscellaneous wholesale, nondurable goods 563-570 Not used 571 Not specified wholesale trade 572-579 Not used 580-691 RETAIL TRADE 580 Lumber and building material retailing 581 Hardware stores 582 Retail nurseries and garden stores 583-589 Not used 590 Mobile home dealers 591 Department stores 592 Variety stores 593-599 Not used 600 Miscellaneous general merchandise stores 601 Grocery stores 602 Dairy products stores 603-609 Not used 610 Retail bakeries 611 Food stores, n.e.c. 612 Motor vehicle dealers 613-619 Not used 620 Auto and home supp@y stores 621 Gasoline service stations 622 Miscellaneous vehicle dealers 623 Apparel and accessory stores, except shoe 624-629 Not used 630 Shoe stores 631 Furniture and home furnishings stores 632 Household appliance stores 633 Radio ,TV, and computer stores 634-639 Not used 640 Music stores 641 Eating and drinking places 642 Drug stores 643-649 Not used 650 Liquor stores 651 Sporting goods, bicycles, and hobby stores 652 Book and stationery stores 653-659 Not used 660 Jewelry stores 661 Gift, novelty, and souvenir shops 662 Sewing, needlework and piece goods stores 663 Catalog and mail order houses 664-669 Not used 670 Vending machine operators 671 Direct selling establishments 672 Fuel dealers 673-680 Not used 681 Retail florists 682 Miscellaneous retail stores 683-690 Not used 691 Not specified retail trade 692-699 Not used 700-712 FINANCE, INSURANCE, AND REAL ESTATE 700 Banking 701 Savings institutions, including credit unions 702 Credit agencies, n.e.c. 703-709 Not used 710 Security, commodity brokerage, and investment companies 711 Insurance 712 Real estate, including real estate-insurance offices 713-720 Not used 721-760 BUSINESS AND REPAIR SERVICES 721 Advertising 722 Services to dwellings and other buildings 723-730 Not used 731 Personnel supply services 732 Computer and data processing services 733-739 Not used 740 Detective and protective services 741 Business services, n.e.c. 742 Automotive rental and leasing, without drivers 743-749 Not used 750 Automotive parking and carwashes. 751 Automotive repair and related services 752 Electrical repair shops 753-759 Not used 760 Miscellaneous repair services 761-791 PERSONAL SERVICES 761 PRIVATE HOUSEHOLDS 762-791 PERSONAL SERVICES, EXCEPT PRIVATE HOUSEHOLD 762 Hotels and motels 763-769 Not used 770 Lodging places, except hotels and motels 771 Laundry, cleaning and garment services 772 Beauty shops 773-779 Not used 780 Barber shops 781 Funeral service and crematories 782 Shoe repair shops 783-789 Not used 790 Dressmaking shops 791 Miscellaneous personal services 792-799 Not used 800-810 ENTERTAINNIENT AND RECREATION SERVICES 800 Theaters and motion pictures 801 Video tape rental 802 Bowling centers 803-809 Not used 810 Miscellaneous entertainment and recreation services 811 Not used 812-893 PROFESSIONAL AND RELATED SERVICES 812-840 MEDICAL SERVICES, EXCEPT HOSPITALS 812 Offices and clinics of physicians 813-819 Not used 820 Offices and clinics of dentists 821 Offices and clinics of chiropractors 822 Offices and clinics of optometrists 823-829 Not used 830 Offices and clinics of health practitioners, n.e.c. 831 HOSPITALS 832 Nursing and personal care facilities 833-839 Not used 840 Health services, n.e.c. 841 OTHER PROFESSIONAL SERVICES 841 Legal services 842-860 EDUCATIONAL SERVICES 842 Elementary and secondary schools 843-849 Not used 850 Colleges and universities 851 Vocational schools 852 Libraries 853-859 Not used 860 Educational services, n.e.c. 861-971 SOCIAL SERVICES 861 Job training and vocational rehabilitation services 862 Child day care services 863 Family child care homes 864-869 Not used 970 Residential care facilities, without nursin 871 Social services, n.e.c. 872-893 OTHER PROFESSIONAL SERVICES 872 Museums, art galleries, and zoos 873 Labor unions 874-879 Not used 880 Religious organizations 881 Membership organizations, n.e.c. 882 Engineering, architectural and surveying services 883-889 Not used 890 Accounting auditing, and bookkeeping services 891 Research, development, and testing services Management and public relations services 893 Miscellaneous professional and related services 894-899 Not used 900-932 PUBLIC ADMINISTRATION 900 Executive and legislative offices 901 General government, n.e.c. 902-909 Not used 910 Justice, public order, and safety 911-920 Not used 921 Public finance, taxation, and monetary policy 922 Administration of human resources programs 923-929 Not used 930 Administration of environmental quality and housing programs 931 Administration of economic programs 932 National security and international affairs 933-939 Not used 940-960 MILITARY 940 Army 941 Air Force 942 Navy 943-949 Not used 950 Marine Corps 951 Coast Guard 952 Military, n.f.s. 953-959 Not used 960 Military Reserves, n.f.s. 961-990 Not used 991 Assigned to persons whose labor force status is unemployed and whose last job was Armed Forces In the public version of the dataset, these codes have been collapsed in the following way: IF (10 <= 3-digit ind. code <=32) THEN ind. code=1; ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2; ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2; ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3; ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4; ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4; ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5; ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5; ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6; ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6; ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6; ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6; ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) ----------------------------------------------------------------------------- INFORMATION LINKED FROM 1995 CURRENT POPULATION SURVEY BY OCCUPATION CODE ----------------------------------------------------------------------------- X8112(#1) Recode: Average for occupation group of fraction of last 52 X8113(#2) weeks worked; multipled by 10 Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8114(#1) Recode: Average for occupation group of hours worked per year X8115(#2) in 1995; multiplied by 10 Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8116(#1) Recode: Fraction of occupation group unemployed in 1995; X8117(#2) multiplied by 1000 Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8169(#1) Recode: Unconditional mean wage for occupation group in 1995 X8170(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** For each occupation group, regressions were run separately for males and females of the log of annualized wages on a constant, a spline on age (AGE, MAX(0, AGE-35), MAX(0,AGE-55)), a dummy variable for part-time employment (1 = working fewer than 20 hours per week), a dummy variable for self-employment (1 = self-employed), a dummy for race (1 = Hispanic or non-white), and dummy variables for years of education (1 = : 12 years of education, some college or an Associate's degree, Bachelor's degree, higher degree than Bachelor's degree). If there were too few people in a CPS 3-digit occupation group, either the SCF case was matched to a neighboring occupation group, or the match was made at the level of the 2-digit occupation code. Some of the model coefficients may be identically zero where there are too few cases in the appropriate cells in the CPS data to identify these coefficients; for example, a coefficient for the [36,55) element of the age spline may be identically zero if there are no CPS cases in that age group for the given occupation. X8105(#1) Recode: 10000 * Intercept X8106(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8099(#1) Recode: For age in [1, 35]: 10000 * Coefficient of AGE X8100(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8101(#1) Recode: For age in [36, 55]: 10000 * Coefficient of MAX(0,AGE-35) X8102(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8103(#1) Recode: For age in [55, 999]: 10000 * Coefficient of MAX(0,AGE-55) X8104(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8318(#1) Recode: 10000 * Coefficient of dummy for part-time employment X8319(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8320(#1) Recode: 10000 * Coefficient of dummy for self-emlpoyment X8321(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8322(#1) Recode: 10000 * Coefficient of dummy for Hispanic or nonwhite X8323(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8324(#1) Recode: 10000 * Coefficient of dummy for 12 years of education X8325(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8326(#1) Recode: 10000 * Coefficient of dummy for some college or X8327(#2) Associate's degree Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8328(#1) Recode: 10000 * Coefficient of dummy for Bachelor's degree X8329(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8330(#1) Recode: 10000 * Coefficient of dummy for higher degree than X8331(#2) Bachelor's degree Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8107(#1) Recode: 10000 * Standard error log regression X8108(#2) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8109(#1) Recode: Annualized level of expected income from regression X8111(#2) (corrected for non-zero expectation of error term for level) Code number 0. Inap. (/no spouse; no job: X7401=0/X7411=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- X4110(#1) How many hours (do you/does [he/she]) work on X4710(#2) (your/her/his) main job in a normal week? Code number of hours 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X4111(#1) INTERVIEWER: READ SLOWLY X4711(#2) Counting paid vacations as weeks of work, how many weeks (do you/does your [spouse/partner]) work on this job in a normal year? Code number of weeks 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X4125(#1) How (are you/is [he/she]) paid? (Are you/Is [he/she]) paid X4725(#2) a regular salary or wages? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not self-employed: X4106^=2 or 3/ X4706^=2 or 3) X4112(#1) About how much (do you/does [he/she]) earn before taxes X4712(#2) on (your/her/his) main job? (NOT SELF-EMPLOYED) How much in salary or wages (are you/is [he/she]) paid before taxes? (SELF-EMPLOYED) Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed and not receiving salary: X4106=1 and X4125^=1/X4706=1 and X4725^=1) X4113(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4713(#2) And how often (do you/does [he/she]) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed and not receiving salary: X4106=1 and X4125^=1/X4706=1 and X4725^=1) X4127(#1) (Do you/Does [he/she]) also receive a portion of the net X4727(#2) earnings, or some other kind of income? (Do you/Does [he/she]) receive a portion of the net earnings, or some other kind of income? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not self-employed: X4106^=2 or 3/ X4706^=2 or 3) X4131(#1) In addition to regular salary, how much (do you/does X4731(#2) [he/she]) personally receive from the business before taxes? How much (do you/does [he/she]) personally receive from the business before taxes? (What did (you/he/she) get in 1994?) Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not self-employed: X4106^=2 or 3/ X4706^=2 or 3; no net earnings from business: X4127^=1/X4727^=1) X4132(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4732(#2) And how often (do you/does [he/she]) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not self-employed: X4106^=2 or 3/ X4706^=2 or 3; no net earnings from business: X4127^=1/X4727^=1) X4114(#1) About how many employees work for this company or X4714(#2) organization, including all locations? (Is it fewer than 10, 10 to 19, 20 to 99, 100 to 499, or 500 or more?) 1. Less than 10 2. 10 to 19 3. 20 to 99 4. 100 to 499 5. 500 or MORE 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) How many years in total (have you/has [he/she]) worked for this employer? X4115(#1) Code number of years X4715(#2) -1. Less than one year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) ******************************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 60: AGE AND YEAR ALTERED ACCORDINGLY ******************************************************* X7199(#1) Code age X7266(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X7679(#1) Code year (4 digits) X7706(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) How many years (do you/does [he/she]) expect to continue working for this employer? X4116(#1) Code number of years X4716(#2) -1. Less than a year -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X7680(#1) Code age X7707(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X7200(#1) Code year (4 digits) X7267(#2) -2. Never stop X4117(#1) (Are you/Is [he/she]) covered on this job by a union or X4717(#2) employee-association contract? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X7681(#1) (Do you/Does [he/she]) have any type of insurance other X7708(#2) than Social Security, that would help provide (you/her/him) with income in the event that (you/he/she) became disabled? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- PENSION FOR HEAD AND SPOUSE/PARTNER FROM CURRENT MAIN JOB ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- #1 refers to current job pension of head #2 refers to current job pension of spouse/partner ----------------------------------------------------------------------------- #1a refers to first current job pension of head #1b refers to seond current job pension of head #1c refers to third current job pension of head #1d refers to all remaining current job pensions of head #2a refers to first current job pension of spouse/partner #2b refers to seond current job pension of spouse/partner #2c refers to third current job pension of spouse/partner #2d refers to all remaining current job pensions of spouse/partner ----------------------------------------------------------------------------- X4135(#1) Aside from IRA or KEOGH plans, (are you/is [he/she]) X4735(#2) included in any pension plans or tax-deferred savings plans through (your/her/his) work/the business? (SELF-EMPLOYED) Many employers have pension plans, and some provide tax-deferred plans such as thrift, savings, 401Ks, profit sharing, or stock ownership plans. Some plans span multiple jobs, for example TIAA-CREF, union plans, etc. (Are you/Is [he/she]) included in any pension or retirement plans, or in any tax-deferred savings plans connected with the job you just told me about? (DO NOT INCLUDE SOCIAL SECURITY.) INTERVIEWER: IF R MENTIONS IRA OR KEOGH PLANS, MAKE A NOTE AND SAY: "We covered those earlier in the interview. Here, I just want to find out about other plans operated through your (spouse's/partner's) employer." (NOT SELF-EMPLOYED) 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) X4136(#1) Does (your/her/his) employer offer any such plans? X4736(#2) 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; included in pension plan on main job: X4135=1/X4735=1) X4137(#1) (Are you/Is [he/she]) eligible to be included in any of X4737(#2) these plans? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; included in pension plan on main job: X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1) What kinds of plans are these? (CHECK ALL THAT APPLY) X6708(#1) Savings/Thrift X6713(#2) X6709(#1) 401K/403B X6714(#2) X6710(#1) Profit sharing X6715(#2) X6711(#1) Tax-deferred Annuity X6716(#2) X6712(#1) Other X6717(#2) 1. Checked (only for X6708-X6711/X6713-X6716) 5. Not checked Responses 7-17 valid only for X6712/X6717 7. Stock purchase/ESOP 8. Deferred compensation 9. IRA-SEP (not to be confused with a regular IRA) 10. Defined-contribution plan; TIAA-CREF (Teachers Insurance and Annuity Association/College Retirement Equity Fund) 11. Money purchase plan 17. Other type of annuity 13. Other salary reduction plan 14. Other state/local government plan 15. Other federal government plan 16. Other type of account 17. Defined benefit plan 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; included in pension plan on main job: X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1) X4138(#1) Will (you/he/she) be eligible if (you/he/she) continue(s) X4738(#2) to work for this employer? 1. YES 5. NO -7. DEPENDS 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; included in pension plan on main job: X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1; eligible to be included: X4137=1/X4737=1) X6751(#1) Code reason DEPENDS X6761(#2) 10. If change to full-time; change employment status/hour/grade 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; included in pension plan on main job: X4135=1/X4735=1; no such plans: X4136^=1/X4736^=1; eligible to be included: X4137=1/X4737=1; answer to future eligibility question not DEPENDS: X4138^=-7/X4738^=-7) X4139(#1) In how many different plans of this sort (are you/is X4739(#2) [he/she]) included on this job? 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; no pensions: X4135^=1/X4735^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 5 ********************************************* X4140(#1) (Are you/Is [he/she]) currently receiving retirement X4740(#2) payments from any pension plans from this job? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1) X4141(#1) I'll ask you about the payments later. Are there any X4741(#2) retirement or savings plans from this job where (you are/[he/she] is) not yet drawing benefit payments? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1) X6698(#1) Originally reported value of X4201 (see introduction) X6699(#2) Originally reported value of X4801 (see introduction) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 5 ********************************************* X4201(#1) How many such plans (do you/does your [spouse/partner]) have? X4801(#2) Code number of plans 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 5 ********************************************* X4202(#1a) Is this a pension or retirement plan, or a tax-deferred X4302(#1b) saving plan of some sort? X4402(#1c) X4802(#2a) About the most important of these plans, is it a pension or X4902(#2b) tax-deferred saving plan of some sort? X5002(#2c) About the next most important of these plans, is it a pension or retirement plan, or a tax-deferred savings plan of some sort? 1. Pension or retirement 2. Tax-deferred savings 15. Other federal government plan 17. Other type of annuity/defined benefit plan 19. Other state/local government plan 35. Combination plan -7. OTHER 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3) X4203(#1a) (SHOW CARD 15) X4303(#1b) I would like to know what general type of plan this is. X4403(#1c) In the most common pension or retirement plan, the monthly X4803(#2a) retirement benefit paid is based on a formula usually X4903(#2b) involving age, years of service, and salary. In other X5003(#2c) plans, money is accumulated in an account for (you/her/him) until (your/her/his) retirement. Is this plan like the formula plan or account plan? 1. Formula 2. Account 3. Both 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3) NOTE: CARD 15 contained the three large blocks of text centered in a vertical column: Under the heading "FORMULA PLAN" is printed "The monthly retirement benefit is usally based on a formula involving age, years of work and final salary. Sometimes called a 'defined-benefit' plan". Under the heading "ACCOUNT PLAN" is printed "Money is accumulated in an account for you until retirement. For example: TIAA/CREF. 401(k) and 403(b) plans, thrift plans or ESOPs, defined contribution plans, salary-reduction plans, etc." Under the heading "COMBINATION OF BOTH TYPES" is printed "Some combination plans allow employees to take a lump sum settlement instead od regular retirement benefits if they leave the employer before retirement age. The most common such plan is the pre-1984 Federal pension plan or CSRS." Printed below these items is "If you have both a formula and an account plan, please report them separately." X4204(#1a) For that part of your (spouse's/partner's) plan where X4304(#1b) money is accumulated in an account, how much is in the X4404(#1c) account? X4804(#2a) X4904(#2b) Code amount X5004(#2c) -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; type of plan is not "both": X4203^=3/X4303^=3/X4404^=3/ X4803^=3/X4903^=3/X5003^=3) X7205(#1a) Can (you/he/she) borrow against that account? X7214(#1b) X7223(#1c) 1. YES X7272(#2a) 5. NO X7281(#2b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7290(#2c) no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; type of plan is not "both": X4203^=3/X4303^=3/X4404^=3/ X4803^=3/X4903^=3/X5003^=3) How long (have you/has [he/she]) been in the plan? X7685(#1a) Code number of years X7687(#1b) -1. Less than a year X7689(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7712(#2a) no spouse; no pensions: X4135^=1/X4735^=1; no plans where X7714(#2b) not currently drawing benefits: X4141^=1/X4741^=1; X7716(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) X7206(#1a) Code age X7215(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7224(#1c) no spouse; X7273(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X7282(#2b) currently drawing benefits: X4141^=1/X4741^=1; X7291(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) X7207(#1a) Code year (4 digits) X7216(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7225(#1c) no spouse; X7274(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X7283(#2b) currently drawing benefits: X4141^=1/X4741^=1; X7292(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) X4205(#1a) (Do you/Does [he/she]) currently make contributions to X4305(#1b) this plan? IF R ASKS, INCLUDE CONTRIBUTIONS THROUGH X4405(#1c) SALARY DEDUCTIONS, UNION DUES OR OTHER SOURCES X4805(#2a) 1. YES X4905(#2b) 5. NO X5005(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) What percent of (your/her/his) pay or amount of money per month or year (do you/does [he/she]) currently contribute? X4206(#1a) Code percent * 100 X4306(#1b) -2. Cannot convert amount to percent (negative or zero income) X4406(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4806(#2a) no spouse; X4906(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5006(#2c) currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not make personal contributions: X4205^=1/X4305^=1/X4405^=1/X4805^=1/ X4905^=1/X5005^=1) X4207(#1a) Code amount X4307(#1b) -2. Cannot convert amount to percent (negative or zero income) X4407(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4807(#2a) no spouse; X4907(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5007(#2c) currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not make personal contributions: X4205^=1/X4305^=1/X4405^=1/X4805^=1/ X4905^=1/X5005^=1) X4208(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4308(#1b) And how often did (you/he/she) contribute that amount? X4408(#1c) X4808(#2a) Code frequency X4908(#2b) 1. Day X5008(#2c) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year; every six months 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -1. Nothing -2. Cannot convert amount to percent (negative or zero income) -7. Other number or interval 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not make personal contributions: X4205^=1/X4305^=1/X4405^=1/X4805^=1/ X4905^=1/X5005^=1) Where possible, X4112/X4712 was used to compute the percent when the amount was given (and vice versa). Where X4112/X4712 was negative or zero, and X4112+X4131/X4712+X4731 was positive, the latter figure was used to make the conversion. At what age (do you/does your [spouse/partner]) expect to start receiving benefits from this plan? X4209(#1a) Code age X4309(#1b) -2. Do not expect benefits X4409(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4809(#2a) no spouse; X4909(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5009(#2c) currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) X7686(#1a) Code number of years X7688(#1b) -2. Do not expect benefits X7690(#1c) -1. Less than a year X7713(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7715(#2b) no spouse; X7717(#2c) no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) X7208(#1a) Code year (4 digits) X7217(#1b) -2. Do not expect benefits X7226(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7275(#2a) no spouse; X7284(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X7293(#2c) currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2) About how much (do you/does [he/she]) expect (your/her/his) benefits to be? (As a proportion of (your/her/his) pay at retirement, or as an amount per month or year when (you/he/she) start(s) receiving them?) X4210(#1a) Code amount X4310(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4410(#1c) no spouse; X4810(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X4910(#2b) currently drawing benefits: X4141^=1/X4741^=1; X5010(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1; percent benefit figure given: X4212^=0/X4312^=0/ X4412^=0/X4812^=0/X4912^=0/X5012^=0) X4211(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4311(#1b) and how often would (you/he/she) receive that amount? X4411(#1c) X4811(#2a) Code frequency X4911(#2b) 1. Day X5011(#2c) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year; every six months 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -7. Other number or interval 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1; percent benefit figure given: X4212^=0/X4312^=0/ X4412^=0/X4812^=0/X4912^=0/X5012^=0) X4212(#1a) Code percent X4312(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4412(#1c) no spouse; X4812(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X4912(#2b) currently drawing benefits: X4141^=1/X4741^=1; X5012(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1; dollar benefit figure given: X4210^=0/X4310^=0/ X4410^=0/X4810^=0/X4910^=0/X5010^=0) X4213(#1a) If (you/your spouse/partner) were to leave this job now, X4313(#1b) would (you/he/she) start receiving a monthly or annual X4413(#1c) pension benefit now, would (you/he/she) receive one later, X4813(#2a) would (you/he/she) get a cash settlement now, would X4913(#2b) (you/he/she) get nothing, or what? X5013(#2c) If (you/your spouse/partner) were to sell this business now, would (you/he/she) start receiving a monthly or annual pension benefit now, would (you/he/she) receive one later, would (you/he/she) get a cash settlement now, would (you/he/she) get nothing, or what? If (you/your spouse/partner) were to (leave this job/sell this business) now, would (you/he/she) start receiving a monthly or annual pension benefit now, would (you/he/she) receive one later, would (you/he/she) get a cash settlement now, would (you/he/she) get nothing, or what? 1. Benefit now 2. Benefit later 3. Cash settlement/lump sum 4. Nothing 6. ROLLOVER 7. Cash settlement and monthly pension 8. Choice of Payment Method -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1) X4214(#1a) About how much would (you/he/she) receive? X4314(#1b) X4414(#1c) Code amount X4814(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4914(#2b) no spouse; X5014(#2c) no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1) X7691(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7692(#1b) And how often would (you/he/she) receive that amount? X7693(#1c) X7718(#2a) Code frequency X7719(#2b) 1. Day X7720(#2c) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year; every six months 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -7. Other number or interval 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is account type: X4203=2/X4303=2/X4404=2/ X4803=2/X4903=2/X5003=2; does not expect benefits: X4209=-1/X4309=-1/X4409-01/X4809=-1/X4909=-1/X5009=-1) X4216(#1a) Can you tell me a little more about this plan? X4316(#1b) Is it a thrift or savings plan, a 401K, Supplemental X4416(#1c) Retirement Annuity (SRA), a profit-sharing plan, or what? X4816(#2a) X4916(#2b) 1. Thrift or Savings X5016(#2c) 2. 401K/403B/SRA 3. Profit Sharing 4. Stock purchase/ESOP 7. Deferred compensation 11. IRA-SEP (not to be confused with a regular IRA) 12. Defined-contribution plan; TIAA-CREF (Teachers Insurance and Annuity Association/College Retirement Equity Fund) 13. Money purchase plan 14. Tax-deferred annuity (TDA); tax-sheltered annuity (TSA) 17. Other type of annuity 18. Other salary reduction plan 24. Other state/local government plan 25. Other federal government plan 26. Other type of account -7. Other; combination 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) For how many years altogether (have you/has [he/she]) been included in this plan? (INCLUDE YEARS WITH OTHER EMPLOYERS, IF SAME PLAN.) X4217(#1a) Code number of years X4317(#1b) -1. Less than a year X4417(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4817(#2a) no spouse; X4917(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5017(#2c) currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X7209(#1a) Code age X7218(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7227(#1c) no spouse; X7276(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X7285(#2b) currently drawing benefits: X4141^=1/X4741^=1; X7294(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X7210(#1a) Code year (4 digits) X7219(#1b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7228(#1c) no spouse; X7277(#2a) no pensions: X4135^=1/X4735^=1; no plans where not X7286(#2b) currently drawing benefits: X4141^=1/X4741^=1; X7295(#2c) no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X4218(#1a) Does your (spouse's/partner's) employer make contributions X4318(#1b) to this plan? X4418(#1c) X4818(#2a) Does the business make contributions to this plan? X4918(#2b) X5018(#2c) [Does your (spouse's/partner's) employer/Does the business] make contributions to this plan? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) What percent of (your/her/his) pay or amount of money per month or year does (your/her/his) employer currently contribute? X4219(#1a) Code percent * 100 X4319(#1b) -1. Nothing X4419(#1c) -2. Cannot convert amount to percent (negative or zero income) X4819(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4919(#2b) no spouse; X5019(#2c) no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; employer not contributing: X4218^=1/X4318^=1/X4418^=1/X4818^=1/X4918^=1/X5018^=1) Where possible, X4112/X4712 was used to compute the percent when the amount was given (and vice versa). Where X4112/X4712 was negative or zero, and X4112+X4131/X4712+X4731 was positive, the latter figure was used to make the conversion. X4220(#1a) Code amount X4320(#1b) -1. Nothing X4420(#1c) -2. Cannot convert amount to percent (negative or zero income) X4820(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4920(#2b) no spouse; X5020(#2c) no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; employer not contributing: X4218^=1/X4318^=1/X4418^=1/X4818^=1/X4918^=1/X5018^=1) X4221(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4321(#1b) And how often did (you/he/she) contribute that amount? X4421(#1c) X4821(#2a) Code frequency X4921(#2b) 1. Day X5021(#2c) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year; every six months 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -1. Nothing -2. Cannot convert amount to percent (negative or zero income) -7. Other number or interval 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; employer not contributing: X4218^=1/X4318^=1/X4418^=1/X4818^=1/X4918^=1/X5018^=1) X4231(#1a) If (you/your spouse/partner) needed money in an emergency, X4331(#1b) could (you/he/she) withdraw some of the funds in the account? X4431(#1c) (CODE "YES" EVEN IF WITHDRAWAL INVOLVES PENALTY.) X4831(#2a) X4931(#2b) 1. YES X5031(#2c) 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X4227(#1a) Can (you/he/she) borrow against the account? X4327(#1b) X4427(#1c) 1. YES X4827(#2a) 5. NO X4927(#2b) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X5027(#2c) no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X4228(#1a) (Do you/Does [he/she]) currently have a loan against the X4328(#1b) account? X4428(#1c) X4828(#1a) 1. YES X4928(#2b) 5. NO X5028(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1) X4229(#1a) What is the amount of the loan balance? X4329(#1b) X4429(#1c) Code amount X4829(#2a) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4929(#2b) no spouse; X5029(#2c) no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1; no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/ X4928^=1/X5028^=1) X4230(#1a) Did you tell me about this loan earlier? X4330(#1b) X4430(#1c) 1. YES X4830(#2a) 4. R reported YES, but no apparent match in data X4930(#2b) 5. NO X5030(#2c) 6. R reported YES, partially recorded earlier 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1; no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/ X4928^=1/X5028^=1) NOTE: where (X4230 X4330 X4430 X4830 X4930 X5030)=1, the amount of the loan is not edited out of the earlier location. See model SAS code definition of net worth later in this codebook for one possible treatment. X7694(#1a) Where did you tell me about this loan? X7695(#1b) X7696(#1c) 1. Credit card X7721(#2a) 2. 1st Mortgage X7722(#2b) 3. 2nd Mortgage X7723(#2c) 4. Home Equity Loan 5. Line of Credit 6. Other Real Estate Loan 8. vehicle loan 9. education loan 10. Other consumer loans (X2710 etc.) 11. "Other loans" (X4032) 12. Remodeling loan 13. More than one mortgage on principal residence 14. Combination of line of credit and other real estate loan -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1; no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/ X4928^=1/X5028^=1; did not report loan earlier: X4230^=1/X4330^=1/X4430^=1/X4830^=1/X4930^=1/X5030^=1) X7211(#1a) How much are the payments? X7220(#1b) X7229(#1c) Code amount X7278(#2a) -1. Nothing X7287(#2b) -2. No typical payments X7296(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1; no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/ X4928^=1/X5028^=1) X7212(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X7221(#1b) And how often are the payments made? X7230(#1c) X7279(#2a) Code frequency X7288(#2b) 2. Week X7297(#2c) 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -1. Nothing -2. No regular payment -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; borrowing not allowed: X4227^=1/X4327^=1/X4427^=1/X4827^=1/X4927^=1/X5027^=1; no loan on account: X4228^=1/X4328^=1/X4428^=1/X4828^=1/ X4928^=1/X5028^=1) X4222(#1a) Not including repayment of the loan, X4322(#1b) X4422(#1c) (Do you/Does [he/she]) currently make contributions to X4822(#2a) this plan? X4922(#2b) INTERVIEWER: IF R ASKS, INCLUDE CONTRIBUTIONS THROUGH X5022(#2c) SALARY DEDUCTIONS, UNION DUES OR OTHER SOURCES 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) Not including repayment of the loan, What percent of your (spouse's/partner's) pay or amount of money per month or year (do you/does your [spouse/partner]) currently contribute? X4223(#1a) Code percent * 100 X4323(#1b) -2. Cannot convert amount to percent (negative or zero income) X4423(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4823(#2a) no spouse; X4923(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5023(#2c) currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; does not contribute to pension: X2822^=1/X4322^=1/X4422^=1/X4822^=1/X4922^=1/X5022^=1) X4224(#1a) Code amount X4324(#1b) -2. Cannot convert amount to percent (negative or zero income) X4424(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4824(#2a) no spouse; X4924(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5024(#2c) currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; does not contribute to pension: X2822^=1/X4322^=1/X4422^=1/X4822^=1/X4922^=1/X5022^=1) X4225(#1a) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X4325(#1b) And how often did (you/he/she) contribute that amount? X4425(#1c) X4825(#2a) Code frequency X4925(#2b) 1. Day X5025(#2c) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year; every six months 12. Bimonthly 14. By the job/piece 18. Hour 22. Varies -1. Nothing -2. Cannot convert amount to percent (negative or zero income) -7. Other number or interval 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; does not contribute to pension: X2822^=1/X4322^=1/X4422^=1/X4822^=1/X4922^=1/X5022^=1) Where possible, X4112/X4712 was used to compute the percent when the amount was given (and vice versa). Where X4112/X4712 was negative or zero, and X4112+X4131/X4712+X4731 was positive, the latter figure was used to make the conversion. X4226(#1a) How much money is in your (spouse's/partner's) account at X4326(#1b) present? X4426(#1c) X4826(#2a) Code amount X4926(#2b) -1. Nothing X5026(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X4232(#1a) If (you/your spouse/partner) were to leave this job now, X4332(#1b) would (you/he/she) lose all, some, or none of the money in X4432(#1c) this account? X4832(#2a) X4932(#2b) If (you/your spouse/partner) were to sell the business X5032(#2c) now, would (you/he/she) lose all, some, or none of the money in this account? If (you/your spouse/partner) were to (leave this job/sell the business) now, would (you/he/she) lose all, some, or none of the money in this account? 1. LOSE ALL 3. LOSE SOME 5. LOSE NONE -7. OTHER 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) What proportion would (you/he/she) lose? X4233(#1a) Code percent * 100 X4333(#1b) -1. Nothing X4433(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X4833(#2a) no spouse; X4933(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X5033(#2c) currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; would lose none: X4232=5/ X4332=5/X4432=5/X4832=5/X4932=5/X5032=5) X7697(#1a) Code amount X7698(#1b) -1. Nothing X7699(#1c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ X7724(#2a) no spouse; X7725(#2b) no pensions: X4135^=1/X4735^=1; no plans where not X7726(#2c) currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2; would lose none: X4232=5/ X4332=5/X4432=5/X4832=5/X4932=5/X5032=5) X4234(#1a) How is the money in this account invested? Is it mostly X4334(#1b) in stocks, mostly in interest earning assets, is it split X4434(#1c) between these, or what? X4834(#2a) X4934(#2b) 1. Mostly or all stock; stock in company X5034(#2c) 2. Mostly or all interest earning; guaranteed; cash; bank account 3. Split between stock and interest earning assets 4. Real estate 5. Insurance / Retirement Plan -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X7213(#1a) (Do you/Does [he/she]) have any choices about how the X7222(#1b) money is invested? X7231(#1c) X7280(#2a) 1. YES X7289(#2b) 5. NO X7298(#2c) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; no pensions: X4201<1/X4801<1/fewer than 2 pensions: X4201<2/X4802<2/fewer than 3 pensions: X42012<3/X4802<3; plan is not account type: X4203^=2/X4303^=2/X4404^=2/ X4803^=2/X4903^=2/X5003^=2) X4436(#1d) Altogether, how much (do you/does your [spouse/partner]) X5036(#2d) have in (your/her/his) account balance for any other pension plan or savings plan from this job? balances for any other pension plans or savings plans from this job? Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; fewer than 4 pensions: X4201<4/X4801<4) X8449(#1d) Original value of remaining total for Rs who did not X8450(#2d) provide complete information within the grid structure (see introduction) Code amount 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; did not break off early in grid) X4437(#1d) Altogether, what other retirement payments (do you/does X5037(#2d) [he/she]) expect to receive from this other pension plan from this job? expect to receive from these other pension plans from this job? 1. Thrift or Savings 2. 401K/403B/SRA 3. Profit sharing 4. Stock purchase/ESOP 7. Deferred compensation 11. IRA-SEP (not to be confused with a regular IRA) 12. Defined-contribution plan; TIAA-CREF (Teachers Insurance and Annuity Association/College Retirement Equity Fund) 13. Money purchase plan 14. Tax-deferred savings/annuity (TDA); tax-sheltered annuity (TSA) 17. Other type of annuity 18. Other salary reduction plan 24. Other state/local government plan 25. Other federal government plan 26. Other type of account 27 Combination -7. Other type of annuity/defined benefit plan 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; fewer than 4 pensions: X4201<4/X4801<4) X7232(#1) Does (your/her/his) employer offer any kind of tax-deferred X7299(#2) savings, 401K, or other such account plans for which (you are/[he/she] is) eligible but choose not to participate in? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; self-employed: X4106=2 or 3/X4706=2 or 3; no pensions: X4135^=1/X4735^=1; no plans where not currently drawing benefits: X4141^=1/X4741^=1; at least one account-type plan: X4203=2 or X4303=2 or X4403=2/X4803=2 or X4903=2 or X5003=2) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- SECOND JOB OF HEAD AND SPOUSE/PARTNER ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- #1 refers to second job of head #2 refers to second job of spouse/partner ----------------------------------------------------------------------------- X4501(#1) (Are you/Is [he/she]) doing any work for pay now, other X5101(#2) than (your/her/his) main job, such as a second job, the military services, or (another) business of (your/her/his) own? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) Is this a second job, the military services, your (spouse's/partner's) own business, or what? (CODE ALL THAT APPLY) X4502(#1) Second job X5102(#2) X4503(#1) Military X5103(#2) X4504(#1) Business X5104(#2) X4505(#1) Other X5105(#2) 1. Checked (only for X4502-X4504/X5102-X5104) 5. Not checked Other non-inap responses for X4505/X5105 only 6. Consultant 7. Director; board member 8. Hobby 9. Manage investments/real estate 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no second job: X4501^=1/X5101^=1) X4507(#1) How many hours (do you/does [he/she]) work on these jobs X5107(#2) How many hours (do you/does [he/she]) work on this job in a normal week? Code number -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no second job: X4501^=1/X5101^=1) X4508(#1) Counting paid vacations as weeks of work, how many weeks X5108(#2) (do you/does [he/she]) work on these jobs in a normal year? Code number 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no second job: X4501^=1/X5101^=1) X4509(#1) About how much (do you/does [he/she]) earn before taxes X5109(#2) from these other jobs? Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no second job: X4501^=1/X5101^=1) X4510(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5110(#2) And how often (do you/does [he/she]) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; no second job: X4501^=1/X5101^=1) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- EMPLOYMENT HISTORY OF HEAD AND SPOUSE/PARTNER ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- #1 refers to head #2 refers to spouse/partner ----------------------------------------------------------------------------- X4511(#1) Thinking about all your (spouse's/partner's) current work X5111(#2) for pay, (do you/does [he/she]) consider (yourself/herself/himself) to be working full-time or part-time? INTERVIEWER: IF R IS LAID OFF OR A SEASONAL WORKER, ASK ABOUT "JOBS WHEN R IS WORKING". 1. Full-time 2. Part-time 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse) ----------------------------------------------------------------------------- CURRENTLY WORKING FULL-TIME ----------------------------------------------------------------------------- X4512(#1) (READ SLOWLY) Now I have a few questions about your X5112(#2) (spouse's/partner's) past jobs. Including any periods of self-employment, the military, and (your/her/his) current job, since (you were/[he/she] was) 18, how many years (have you/has [he/she]) worked full-time? (Roughly how many years?) Code number of years -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) ********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 60 ********************************************** X4513(#1) Including any self-employment and your (spouse's/partner's) X5113(#2) current job, for how many different employers (have you/has [he/she]) worked in full-time jobs lasting one year or more? Code number of employers -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1) X4514(#1) Now, not counting (your/her/his) current job, (have you/has X5114(#2) [he/she]) ever had a full-time job that lasted three years or more? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of full-time employment: X4512<1/X5112<1) X4515(#1) I want to know about the longest such job (you/he/she) had. X5115(#2) Did (you/he/she) work for someone else, (were you/was [he/she]) self-employed, or what? 1. Someone else 2. Self-employed; other non-corporate business owned by PEU 3. Partnership; law firm; medical/dental partnership -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7405(#1) What sort of work (were you/was [he/she]) doing when X7415(#2) (you/he/she) left that job? (Tell me a little more about what (you/he/she) did.) Code Census 1995 3-digit occupation codes See X7401/X7411 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (3 <= 3-digit occ. code <=37) THEN occ. code=1; ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1; ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2; ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2; ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2; ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3; ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3; ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3; ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6; ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4; ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5; ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5; ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5; ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7406(#1) What kind of business or industry did (you/he/she) work X7416(#2) in -- that is, what did they make or do at the place where (you/he/she) worked? Code Census 1995 3-digit industry code See X7402/X7412 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (10 <= 3-digit ind. code <=32) THEN ind. code=1; ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2; ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2; ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3; ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4; ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4; ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5; ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5; ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6; ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6; ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6; ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6; ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) In what year did (you/he/she) start working at that job? X4518(#1) Code year (4 digits) X5118(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7233(#1) Code age X7300(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7234(#1) Code number of years X7301(#2) -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) In what year did (you/he/she) stop working at that job? X4519(#1) Code year (4 digits) X5119(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7235(#1) Code age X7302(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X7236(#1) Code number of years X7303(#2) -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X4520(#1) About how much (were you/was [he/she]) earning before taxes X5120(#2) when (you/he/she) stopped? Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X4521(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5121(#2) And how often did (you/he/she) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; less than one year of ful-time employment: X4512<1/X5112<1; no jobs longer than a year: X4513<1/X5113<1; no job longer than 3 years: X4514^=1/X5114^=1) X4522(#1) Since (you were/[he/she] was) 18, have there been years X5122(#2) when (you/your spouse/partner) only worked part-time? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) X4523(#1) About how many years in total did (you/he/she) work X5123(#2) part-time? Code number of years -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; no part-time work: X4522^=1/X5122^=1) Thinking now of the future, in what year or at what age (do you/does your [spouse/partner]) expect to stop working full-time? X7237(#1) Code year (4-digits_ X7304(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) X7728(#1) Code age X7727(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) X4524(#1) Code number of years X5124(#2) -2. Never stop -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6731/X6741 contain the verbatim response when R originally answered DEPENDS. X6731(#1) Code reason depends X6741(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 95. Uncodable response 98. Don't know 99. Refused 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; original answer not DEPENDS) X4525(#1) (Do you/Does [he/she]) expect to work part-time after that? X5125(#2) 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; answer to future full-time work NEVER STOP: X4524=-2/X5124=-2) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6752/X6762 contain the verbatim response when R originally answered DEPENDS. X6752(#1) Code reason depends X6762(#2) 1. Probably yes 3. If health lasts; if "feel like it"; health of other family members 4. If need the money; if "need to"; the "economy" 5. Probably no 6. If still enjoying work 7. If there is an interesting opportunity 11. If get bored 95. Uncodable response 98. Don't know/maybe 99. Refused 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; answer to future full-time work NEVER STOP: X4524=-2/X5124=-2; original answer not DEPENDS) In what year (do you/does [he/she]) expect to stop working altogether? X7238(#1) Code year (4 digits) X7305(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; answer to future full-time work NEVER STOP: X4524=-2/X5124=-2) X7700(#1) Code age X7729(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; answer to future full-time work NEVER STOP: X4524=-2/X5124=-2) X4526(#1) Code number of years X5126(#2) -1. Less than a year -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working full-time: X4511^=1/ X5111^=1; answer to future full-time work NEVER STOP: X4524=-2/X5124=-2) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6732/X6742 contain the verbatim response when R originally answered DEPENDS. X6732(#1) Code reason depends X6742(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 95. Uncodable response 98. Don't know 99. Refused ----------------------------------------------------------------------------- CURRENTLY WORKING PART-TIME ----------------------------------------------------------------------------- X4527(#1) Now I have a few questions about your (spouse's/partner's) X5127(#2) past work. Including any self-employment and your current job, since (you were/[he/she] was) 18, about how many years in total (have you/has [he/she]) worked part-time for all or most of the year? Code mnumber of years -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) X4528(#1) Since (you were/[he/she] was) 18, (have you/has [he/she]) X5128(#2) ever worked full-time for pay -- including any self-employment and the military? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) X4529(#1) How many years (have you/has [he/she]) worked full-time for X5129(#2) all or most of the year? Code number of years -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1) ********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 60 ********************************************** X4530(#1) Was that five years or more? X5130(#2) INTERVIEWER CHECKPOINT - SEE X4529/X5129 1. R HAS WORKED FULL-TIME FOR 5 YEARS OR MORE OR DK 2. LESS THAN 5 YEARS 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X4531(#1) In what year did (you/he/she) last work full-time for pay? X5131(#2) Code year (4 digits) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked 5 years or more full-time: X4530=1/X5130=1) X7239(#1) Code age X7306(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked 5 years or more full-time: X4530=1/X5130=1) X7240(#1) Code number of years X7307(#2) -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked 5 years or more full-time: X4530=1/X5130=1) X4532(#1) About how much did (you/he/she) earn before taxes that year? X5132(#2) Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked 5 years or more full-time: X4530=1/X5130=1) X4533(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5133(#2) And how often did (you/he/she) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; worked 5 years or more full-time: X4530=1/X5130=1) X4534(#1) Including any self-employment and any full-time work on X5134(#2) your (spouse's/partner's) current job, for how many different employers (have you/has [he/she]) worked in full-time jobs lasting one year or more? Code number of employers -1. None 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X4535(#1) I want to know about the longest full-time job (you/he/she) X5135(#2) had. Did (you/he/she) work for someone else, (were you/was [he/she]) self-employed, or what? 1. Someone else 2. Self-employed; other non-corporate business owned by PEU 3. Partnership; law firm; medical/dental partnership -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7407(#1) What sort of work (were you/was [he/she]) doing when you X7417(#2) stopped working full-time at that job? (Tell me a little more about what (you/he/she) did.) Code Census 1995 3-digit occupation codes See X7401/X7411 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (3 <= 3-digit occ. code <=37) THEN occ. code=1; ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1; ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2; ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2; ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2; ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3; ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3; ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3; ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6; ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4; ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5; ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5; ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5; ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7408(#1) What kind of business or industry did (you/he/she) work in -- X7418(#2) that is, what did they make or do at the place where (you/he/she) worked? Code Census 1995 3-digit industry code See X7402/X7412 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (10 <= 3-digit ind. code <=32) THEN ind. code=1; ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2; ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2; ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3; ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4; ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4; ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5; ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5; ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6; ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6; ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6; ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6; ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7; 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) When did (you/he/she) start working at that job? X4538(#1) Code year (4 digits) X5138(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7241(#1) Code age X7308(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7242(#1) Code number of lears X7309(#2) -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) When did (you/he/she) stop working at that job? X4539(#1) Code year (4 digits) X5139(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7243(#1) Code age X7310(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7244(#1) Code number of years X7311(#2) -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X4540(#1) About how much (were you/was [he/she]) earning before taxes X5140(#2) when (you/he/she) stopped? Code amount -1. Nothing 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X4541(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5141(#2) And how often did (you/he/she) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) In what year did (you/your spouse/partner) last work full-time for pay? X4542(#1) Code year (4 digits) X5142(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7245(#1) Code age X7312(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X7246(#1) Code number of years X7313(#2) -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2); no full-time jobs: X4528^=1/X5128^=1; did not work 5 years or more full-time: X4530=^1/X5130^=1) X4543(#1) Thinking now of the future, (do you/does your X5143(#2) [spouse/partner]) expect to do any full-time work for pay? 1. YES 5. NO 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6753/X6763 contain the verbatim response when R originally answered DEPENDS. X6753(#1) Code reaspon depends X6763(#2) 1. Probably yes 3. If health lasts; if "feel like it"; health of other family members 4. If need the money; if "need to"; the "economy" 5. Probably no 6. If still enjoying work 7. If there is an interesting opportunity 11. If get bored 13. Whenever find job, ASAP 15. After school, children 19. Depends on what spouse does; depends on spouse health 21. Depends on whether part-time work is available 22. Depends on when licensed 95. Uncodable response 98. Maybe/Don't know 99. Refused 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; original answer not DEPENDS) In what year (do you/does [he/she]) expect to start working full-time? X7247(#1) Code year (4 digits) X7314(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X6643^=1/X5143^=1) X7248(#1) Code age X7315(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X6643^=1/X5143^=1) X4544(#1) Code number of years X5144(#2) -1. Less than a year 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X6643^=1/X5143^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6733/X6743 contain the verbatim response when R originally answered DEPENDS. X6733(#1) Code reason depends X6743(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 95. Uncodable response 98. Don't know 99. Refused 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; o future full-time work: X6643^=1/X5143^=1; original answer not DEPENDS) In what year (do you/does [he/she]) expect to stop working full-time? X7249(#1) Code year (4 digits) X7316(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X6643^=1/X5143^=1) X7701(#1) Code age X7730(#2) 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X6643^=1/X5143^=1) X4545(#1) Code number of years X5145(#2) -1. Less than a year -2, Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X6643^=1/X5143^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6734/X6744 contain the verbatim response when R originally answered DEPENDS. X6734(#1) Code reason depends X6744(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 95. Uncodable response 98. Don't know 99. Refused 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; no future full-time work: X6643^=1/X5143^=1; original answer not DEPENDS) In what year (do you/does [he/she]) expect to stop working for pay altogether? X7250(#1) Code year (4 digits) X7317(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) X7702(#1) Code age X7731(#2) -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) X4546(#1) Code number of years X5146(#2) -1. Less than a year -2. Never stop 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6735/X6745 contain the verbatim response when R originally answered DEPENDS. X6735(#1) Code reason depends X6745(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 95. Uncodable response 98. Don't know 99. Refused 0. Inap. (not doing any work for pay: X4105=5/X4705=5;/ no spouse; not currently working part-time: X4511^=2/ X5111^=2; original response not DEPENDS) ----------------------------------------------------------------------------- CURRENTLY NOT WORKING ----------------------------------------------------------------------------- X4601(#1) Since (you were/[he/she] was) 18, (have you/has [he/she]) X5201(#2) ever worked full-time for pay? 1. YES 5. NO 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse) X4602(#1) How many years (have you/has [he/she]) worked full-time for X5202(#2) all or most of the year? Include any periods of self-employment, and the military. (Roughly, how many years?) Code number of years -1. None 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1) ********************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 60 ********************************************** X4603(#1) Was that five years or more? X5203(#2) INTERVIEWER CHECKPOINT - SEE X4602/X5202 1. R HAS WORKED FULL-TIME FOR 5 YEARS OR MORE OR DK 2. LESS THAN 5 YEARS 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X4604(#1) In what year did (you/he/she) last work full-time for pay? X5204(#2) Code year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; more than 5 years full-time: X4603=1/X5203=1) X7251(#1) Code age X7318(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; more than 5 years full-time: X4603=1/X5203=1) X7252(#1) Code number of years X7319(#2) -1. Less than one 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; more than 5 years full-time: X4603=1/X5203=1) X4605(#1) About how much did (you/he/she) earn before taxes that year? X5205(#2) Code amount -1. Nothing 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; more than 5 years full-time: X4603=1/X5203=1) X4606(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5206(#2) And how often did (you/he/she) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; more than 5 years full-time: X4603=1/X5203=1) X4607(#1) Including any self-employment, for how many different X5207(#2) employers (have you/has [he/she]) worked in full-time jobs lasting one year or more? Code number of employers -1. None 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X4608(#1) I want to know about this full-time job (you/he/she) X5208(#2) I want to know about the longest full-time job (you/he/she) had. Did (you/he/she) work for someone else, (were you/was [he/she]) self-employed, or what? 1. Someone else 2. Self-employed; other non-corporate business owned by PEU 3. Partnership; law firm; medical/dental partnership -7. Other 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7409(#1) What sort of work (were you/was [he/she]) doing when X7419(#2) (you/he/she) left that job? (Tell me a little more about what (you/he/she) did.) Code Census 1995 3-digit occupation codes See X7401/X7411 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (3 <= 3-digit occ. code <=37) THEN occ. code=1; ELSE IF (43 <= 3-digit occ. code <=199) THEN occ. code=1; ELSE IF (203 <= 3-digit occ. code <=235) THEN occ. code=2; ELSE IF (243 <= 3-digit occ. code <=285) THEN occ. code=2; ELSE IF (303 <= 3-digit occ. code <=389) THEN occ. code=2; ELSE IF (403 <= 3-digit occ. code <=407) THEN occ. code=3; ELSE IF (413 <= 3-digit occ. code <=427) THEN occ. code=3; ELSE IF (433 <= 3-digit occ. code <=469) THEN occ. code=3; ELSE IF (473 <= 3-digit occ. code <=499) THEN occ. code=6; ELSE IF (503 <= 3-digit occ. code <=699) THEN occ. code=4; ELSE IF (703 <= 3-digit occ. code <=799) THEN occ. code=5; ELSE IF (803 <= 3-digit occ. code <=859) THEN occ. code=5; ELSE IF (863 <= 3-digit occ. code <=889) THEN occ. code=5; ELSE IF (903 <= 3-digit occ. code <=905) THEN occ. code=3; 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7410(#1) What kind of business or industry did (you/he/she) work in -- X7420(#2) that is, what did they make or do at the place where (you/he/she) worked? Code Census 1995 3-digit industry code See X7402/X7412 for definitions In the public version of the dataset, these codes have been collapsed in the following way: IF (10 <= 3-digit ind. code <=32) THEN ind. code=1; ELSE IF (40 <= 3-digit ind. code <=50) THEN ind. code=2; ELSE IF (60 <= 3-digit ind. code <=60) THEN ind. code=2; ELSE IF (100 <= 3-digit ind. code <=392) THEN ind. code=3; ELSE IF (500 <= 3-digit ind. code <=571) THEN ind. code=4; ELSE IF (580 <= 3-digit ind. code <=691) THEN ind. code=4; ELSE IF (700 <= 3-digit ind. code <=712) THEN ind. code=5; ELSE IF (721 <= 3-digit ind. code <=760) THEN ind. code=5; ELSE IF (400 <= 3-digit ind. code <=472) THEN ind. code=6; ELSE IF (761 <= 3-digit ind. code <=791) THEN ind. code=6; ELSE IF (800 <= 3-digit ind. code <=802) THEN ind. code=6; ELSE IF (810 <= 3-digit ind. code <=893) THEN ind. code=6; ELSE IF (900 <= 3-digit ind. code <=960) THEN ind. code=7; 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) In what year did (you/he/she) start working at that job? X4611(#1) Code year (4 digits) X5211(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7253(#1) Code age X7320(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7254(#1) Code number of years X7321(#2) -1. Less than a year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) In what year did (you/he/she) stop working at that job? X4612(#1) Code year (4 digits) X5212(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7255(#1) Code age X7322(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X7256(#1) Code number of years X7323(#2) -1. Less than a year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X4613(#1) About how much (were you/was [he/she]) earning before taxes X5213(#2) when (you/he/she) stopped? Code amount -1. Nothing 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X4614(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5214(#2) And how often did (you/he/she) receive that amount? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; never worked full-time: X4601^=1/X5201^=1; less than 5 years full-time: X4603=2/X5203=2) X4615(#1) Since (you were/[he/she] was) 18, were there any years when X5215(#2) (you/he/she) (only) worked part-time for all or most of the year? 1. YES 5. NO 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse) X4616(#1) For about how many years did (you/he/she) work part-time X5216(#2) (for all or most of the year)? Code number of years -1. Less than a year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; no part-time work: X4615^=1/X5215^=1) X4617(#1) (Do you/Does [he/she]) expect to work for pay in the future? X5217(#2) 1. YES 5. NO 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse) In what year (do you/does your [spouse/partner]) expect to start working? X7257(#1) Code year (4 digits) X7324(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) X7258(#1) Code age X7325(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) X4618(#1) Code number of years X5218(#2) -1. Less than a year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6736/X6746 contain the verbatim response when R originally answered DEPENDS. X6736(#1) Code reason depends X6746(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 95. Uncodable response 98. Don't know 99. Refused 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1: original response not DEPENDS) X4619(#1) Will any of that be full-time work? X5219(#2) 1. YES 5. NO 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6754/X6764 contain the verbatim response when R originally answered DEPENDS. X6754(#1) Code reason depends X6764(#2) 4. As soon as can find full-time job 6. Depends on pay 7. Depends on health or health-related issue 8. No particular plans 9. Expect to go into self-employment/expand time for self-employment 10. Depends upon family or child-care issues 11. Depends on opportunities/interest 95. Uncodable response 98. Don't know 99. Refused 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; original response not DEPENDS) In what year (do you/does [he/she]) expect to start working full-time? X7259(#1) Code year (4 digits) X7326(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) X7260(#1) Code age X7327(#2) 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) X4620(#1) Code number of years X5220(#2) -1. Less than a year 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6737/X6747 contain the verbatim response when R originally answered DEPENDS. X6737(#1) Code reason depends X6747(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 95. Uncodable response 98. Don't know 99. Refused 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1; original response not DEPENDS) In what year (do you/does [he/she]) expect to stop working full-time? X7261(#1) Code year (4 digits) X7328(#2) -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) X7703(#1) Code age X7732(#2) -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) X4621(#1) Code number of years X5221(#2) -1. Less than a year -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6738/X6748 contain the verbatim response when R originally answered DEPENDS. X6738(#1) Code reason depends X6748(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 95. Uncodable response 98. Don't know 99. Refused 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; does not expect to work full-time: X4619^=1/X5219^=1; oroginal response not DEPENDS) In what year (do you/does [he/she]) expect to stop working for pay altogether? X7262(#2) Code year X7329(#2) -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) X7704(#1) Code age X7733(#1) -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) X4622(#1) Code number of years X5222(#2) -1. Less than a year -2. Never stop 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1) DEPENDS was allowed as an response to this question. However, in processing, this answer was coded as a missing value and imputed. X6739/X6749 contain the verbatim response when R originally answered DEPENDS. X6739(#1) Code reason depends X6749(#2) 6. As long as health lasts, as long as I can 7. Until have children 8. Until return to school; until get married; until other non-work activity 9. Until finances are adequate; depends on finances 10. Depends on Interest, How I feel 11. Depends upon opportunities/economy 12. Never go back full time 13. Whenever find job, ASAP 14. Depends upon health 15. After school, children 16. Only if need to, no plan 17. When R can turn over/sell the business 18. Depends on retirement age/incentives in future 19. Depends on what spouse does; depends on spouse health 20. Depends on family needs/situation 21. Depends on whether part-time work is available 22. Depends on when licensed 95. Uncodable response 98. Don't know 99. Refused 0. Inap. (doing any work for pay: X4106^=0/X4706^=0;/ no spouse; does not expect to work in future: X4617^=1/X5217^=1; original response not DEPENDS) ----------------------------------------------------------------------------- INFORMATION LINKED FROM 1995 CURRENT POPULATION SURVEY BY OCCUPATION CODE FOR PRIOR JOB ----------------------------------------------------------------------------- X8171(#1) Recode: Unconditional mean wage for occupation group in 1995 X8172(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** For each occupation group, regressions were run separately for males and females of the log of annualized wages on a constant, a spline on age (AGE, MAX(0, AGE-35), MAX(0,AGE-55)), a dummy variable for part-time employment (1 = working 20 or fewer hours per week), a dummy variable for self-employment (1 = self-employed), a dummy for race (1 = Hispanic or non-white), and dummy variables for years of education (1 = : 12 years of education, some college or an Associate's degree, Bachelor's degree, higher degree than Bachelor's degree). If there were too few people in a CPS 3-digit occupation group, either the SCF case was matched to a neighboring occupation group, or the match was made at the level of the 2-digit occupation code. Some of the model coefficients may be identically zero where there are too few cases in the appropriate cells in the CPS data to identify these coefficients; for example, a coefficient for the [36,55) element of the age spline may be identically zero if there are no CPS cases in that age group for the given occupation. X8125(#1) Recode: 10000 * Intercept X8126(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8119(#1) Recode: For age in [1, 35]: 10000 * Coefficient of AGE X8120(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8121(#1) Recode: For age in [36, 55]: 10000 * Coefficient of MAX(0,AGE-35) X8122(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8123(#1) Recode: For age in [55, 999]: 10000 * Coefficient of MAX(0,AGE-55) X8124(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8332(#1) Recode: 10000 * Coefficient of dummy for part-time employment X8333(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8334(#1) Recode: 10000 * Coefficient of dummy for self-emlpoyment X8335(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8336(#1) Recode: 10000 * Coefficient of dummy for Hispanic or nonwhite X8337(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8338(#1) Recode: 10000 * Coefficient of dummy for 12 years of education X8339(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8340(#1) Recode: 10000 * Coefficient of dummy for some college or X8341(#2) Associate's degree Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8342(#1) Recode: 10000 * Coefficient of dummy for Bachelor's degree X8343(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8344(#1) Recode: 10000 * Coefficient of dummy for higher degree than X8345(#2) Bachelor's degree Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8127(#1) Recode: 10000 * Standard error log regression X8128(#2) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8129(#1) Recode: Annualized level of expected income from regression X8130(#2) (corrected for non-zero expectation of error term for level) Code number 0. Inap. (/no spouse; no 3-digit occupation code for past job: X7405=0 and X7407=0 and X7409=0/X7415=0 and X7417=0 and X7419=0) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CURRENT BENEFITS FROM SOCIAL SECURITY AND PENSIONS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X5301 Are you or your (spouse/partner) currently receiving Social Security benefit payments? (VERSION ASKED ONLY IF CURRENT JOB PENSION REPORTED AT X4140/X4740) Are you or your (spouse/partner) currently receiving Social Security benefit payments, or any other type of pension, retirement, or disability benefit payment? Are you currently receiving Social Security benefit payments? (VERSION ASKED ONLY IF CURRENT JOB PENSION REPORTED AT X4140/X4740) Are you currently receiving Social Security benefit payments, or any other type of pension, retirement, or disability benefit payment? REMEMBER! 'YOU' HERE MEANS THE DESIGNATED RESPONDENT 'SPOUSE/PARTNER' MEANS SPOUSE/PARTNER OF DESIGNATED R (DO NOT INCLUDE SUPPLEMENTAL SECURITY INCOME [SSI]) 1. YES 5. NO X5302 Do these include Social Security benefit payments? 1. YES 5. NO 0. Inap. (not receiving pension or Social Security benefits: X5301^=1) ----------------------------------------------------------------------------- #1 refers to Social Security benefits of head #2 refers to Social Security benefits of spouse/partner ----------------------------------------------------------------------------- X5303(#1) Are you and your (spouse/partner) currently receiving X5308(#2) Social Security payments or is only one of you? (Which one?) 1. Checked 5. Not checked (including no spouse) 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1) X5304(#1) Are the payments you receive for retirement, disability, or X5309(#2) survivors benefits? Are the payments your (spouse/partner) receives for retirement, disability, or survivors benefits? 1. Retirement 2. Disability 3. Survivors 6. Dependent's benefit 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) ******************************************************* FOR THE PUBLIC DATASET, CODE 6 IS COMBINED WITH 3 ******************************************************* How long have you received these benefits? How long has he received these benefits? How long has she received these benefits? X5305(#1) Code number of years X5310(#2) -1. Less than a year 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) X7330(#1) Code age X7331(#2) 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) X7734(#1) Code year (4 digits) X7735(#2) 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) X5306(#1) How much do you receive each month or year? X5311(#2) How much does he receive each month or year? How much does she receive each month or year? Code amount -1. Nothing 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) X5307(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5312(#2) And how often do you receive that amount? And how often does he receive that amount? And how often does she receive that amount? Code frequency 4. Month 5. Quarter 6. Year -7. Other 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; not receiving Social Security: X5302^=1;/no spouse; not receiving Social Security: X5303^=1/X5308^=1) X5313 Are you or your (spouse/partner) currently receiving any other retirement, pensions, or disability payments? Are you currently receiving any other retirement, pensions, or disability payments? 1. YES 5. NO 0. Inap. (not receiving pension or Social Security benefits: X5301^=1) X5314 Not counting Social Security, how many retirement, pension, or disability benefit payments are you and your (spouse/partner) currently receiving? How many retirement, pension, or disability benefit payments are you and your (spouse/partner) currently receiving? Not counting Social Security, how many retirement, pension, or disability benefit payments are you currently receiving? How many retirement, pension, or disability benefit payments are you currently receiving? Including the payments you told me you and your (spouse/partner) are receiving. Including the payments you told me you are receiving. Including the payments you told me your (spouse/partner) is receiving. (DO NOT INCLUDE INCOME FROM IRA AND KEOGH ACCOUNTS ALREADY REPORTED.) Code number 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** X6700 Originally reported value of X5314 (see introduction) Code number 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 7 ******************************************** ----------------------------------------------------------------------------- #1 refers to the first current pension benefit #2 refers to the second current pension benefit #3 refers to the third current pension benefit #4 refers to the fourth current pension benefit #5 refers to the fifth current pension benefit #6 refers to the sixth current pension benefit ----------------------------------------------------------------------------- X5315(#1) For this benefit, who is receiving these payments, you or X5323(#2) X5331(#3) For the first benefit1, who is receiving these payments, X5415(#4) you or your (spouse/partner)? X5423(#5) X5431(#6) 1. Head 2. Spouse/partner 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1; no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X4314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X5316(#1) Is this a payment from a current job, past job, a X5324(#2) disability or military benefit, spouse's pension, or X5332(#3) something else? X5416(#4) X5424(#5) 1. Current job pension X5432(#6) 2. Past job pension (except military) 3. Disability 4. Military (retirement or disability) 5. Spouse pension 10. Pension through other family member 11. Union pension -7. Other 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1; no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X4314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) ********************************************************* FOR THE PUBLIC DATASET, CODES 2 AND 11 ARE COMBINED WITH 1 ********************************************************* How long have you received these benefits? How long has (he/she) received these benefits? X5317(#1) Code number of years X5325(#2) -1. Less than one year X5333(#3) 0. Inap. (not receiving pension or Social Security X5417(#4) benefits: X5301^=1; no current pension benefits: X5314^=1; X5425(#5) no benefits: X5314<1/less than 2 benefits: X5314<2/ X5433(#6) less than 3 benefits: X4314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X7332(#1) Code age X7333(#2) 0. Inap. (not receiving pension or Social Security X7334(#3) benefits: X5301^=1; no current pension benefits: X5314^=1; X7335(#4) no benefits: X5314<1/less than 2 benefits: X5314<2/ X7336(#5) less than 3 benefits: X4314<3/less than 4 benefits: X7337(#6) X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X7736(#1) Code year (4 digits) X7738(#2) 0. Inap. (not receiving pension or Social Security X7740(#3) benefits: X5301^=1; no current pension benefits: X5314^=1; X7742(#4) no benefits: X5314<1/less than 2 benefits: X5314<2/ X7744(#5) less than 3 benefits: X4314<3/less than 4 benefits: X7746(#6) X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X5318(#1) How much is received each month or year? X5326(#2) X5334(#3) Code amount X5418(#4) 0. Inap. (not receiving pension or Social Security X5426(#5) benefits: X5301^=1; no current pension benefits: X5314^=1; X5434(#6) no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X4314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X5319(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5327(#2) And how often is that amount received? X5335(#3) X5419(#4) Code frequency X5427(#5) 1. Day X5435(#6) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -7. Other 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1; no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X4314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X5320(#1) Has this payment been increased when the cost of living has X5328(#2) increased? X5336(#3) X5420(#4) 1. YES X5428(#5) 5. NO X5436(#6) 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1; no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X4314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6) X5322(#1) If you were to die, what percent of this payment would your X5330(#2) (husband/wife/partner) continue to receive or would the X5338(#3) payments stop? X5422(#4) X5430(#5) If your (husband/wife/partner) were to die, what percent of X5438(#6) this payment would you continue to receive or would the payments stop? Code percent * 100 -1. Stop -2. Start at a later time, no indication of reduced benefit -3. Start at a later time, indication of reduced benefit -4. Lump sum payout -7. Other arrangement 0. Inap. (not receiving pension or Social Security benefits: X5301^=1; no current pension benefits: X5314^=1; no benefits: X5314<1/less than 2 benefits: X5314<2/ less than 3 benefits: X4314<3/less than 4 benefits: X5314<4/less than 5 benefits: X5314<5/less than 6 benefits: X5314<6; no spouse or partner) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- CASH SETTLEMENTS FROM PAST JOBS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X5501 Have you or your (spouse/partner) ever received a cash settlement from a pension or retirement plan of a previous job? Have you ever received a cash settlement from a pension or retirement plan of a previous job? 1. YES 5. NO X5502 How many different cash settlements have you or your (spouse/partner) received? How many different cash settlements have you received? Code number 0. Inap. (no setlements: X5501^=1) X6701 Originally reported value of X5502 (see introduction) Code number 0. Inap. (no setlements: X5501^=1) ----------------------------------------------------------------------------- #1 refers to first settlement #2 refers to second settlement #3 refers to third settlement #4 refers to fourth settlement #5 refers to fifth settlement ----------------------------------------------------------------------------- X5503(#1) Who received this settlement, you or your (spouse/partner)? X5506(#2) X5509(#3) Who received the first cash1 settlement, you or your X5512(#4) (spouse/partner)? X5515(#5) 1. Head 2. Spouse/partner 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/ less than 2 settlements: X5502<2/less than 3 settlements: X5502<3/less than 4 settlements: X5502<4/less than 5 settlements: X5502<5) X5504(#1) What was the amount of this settlement? X5507(#2) X5510(#3) What was the amount of this first cash1 settlement? X5513(#4) X5516(#5) Code amount 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/ less than 2 settlements: X5502<2/less than 3 settlements: X5502<3/less than 4 settlements: X5502<4/less than 5 settlements: X5502<5) In what year was this settlement received? In what year was the first cash1 settlement received? X5505(#1) Code year (4 digits) X5508(#2) 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/ X5511(#3) less than 2 settlements: X5502<2/less than 3 settlements: X5514(#4) X5502<3/less than 4 settlements: X5502<4/less than 5 X5517(#5) settlements: X5502<5) X7338(#1) Code age X7340(#2) 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/ X7342(#3) less than 2 settlements: X5502<2/less than 3 settlements: X7344(#4) X5502<3/less than 4 settlements: X5502<4/less than 5 X7346(#5) settlements: X5502<5) X7339(#1) Code number of years X7341(#2) -1. Less than a year X7343(#3) 0. Inap. (no setlements: X5501^=1; no settlements: X5502<1/ X7345(#4) less than 2 settlements: X5502<2/less than 3 settlements: X7347(#5) X5502<3/less than 4 settlements: X5502<4/less than 5 settlements: X5502<5) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- FUTURE PENSION BENEFITS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X5601 Now I want to ask about future pension benefits that you and your (spouse/partner) have earned rights to from past or current jobs. Aside from Social Security and other pensions you have already told me about, do you and your (spouse/partner) expect to receive any (other) pensions in the future? Now I want to ask about future pension benefits that you have earned rights to from past or current jobs. Aside from Social Security and other pensions you have already told me about, do you expect to receive any (other) pensions in the future? 1. YES 5. NO X5602 How many such benefits do you or your (spouse/partner) expect to receive in the future? How many such benefits do you expect to receive in the future? Code number 0. Inap. (no future pensions: X5601^=1) X6702 Originally reported value of X5602 (see introduction) Code number 0. Inap. (no future pensions: X5601^=1) ----------------------------------------------------------------------------- #1 refers to first future pension benefit #2 refers to second future pension benefit #3 refers to third future pension benefit #4 refers to fourth future pension benefit #5 refers to fifth future pension benefit #6 refers to sixth future pension benefit ----------------------------------------------------------------------------- X5606(#1) Who expects to receive this benefit? X5614(#2) X5622(#3) Who expects to receive the largest benefit? X5630(#4) X5638(#5) IF R ANSWERS DK: Tell me about your benefits first. X5646(#6) WE DO NOT CARE WHICH PLAN IS LARGEST, TAKE ANY PLAN. 1. Head 2. Spouse/partner 0. Inap. (no future pensions: X5601^=1; no future benefits: X5602<1/ less than 2 future benefits: X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6) X5603(#1) About this benefit, is this from a pension plan X5611(#2) X5619(#3) About the largest benefit, is this from a pension plan X5627(#4) X5635(#5) where a certain amount of money is accumulated in an X5643(#6) account for you, a formula plan that will give you a specific amount of income each month or year when you retire, or what? where a certain amount of money is accumulated in an account for your (spouse/partner), a formula plan that will give you a specific amount of income each month or year when (he/she) retires, or what? 1. Income formula 2. Account 3. Both 0. Inap. (no future pensions: X5601^=1; no future benefits: X5602<1/ less than 2 future benefits: X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6) X7348(#1) When you retire, will you receive the money in the account X7350(#2) as a lump sum, or will you receive regular payments? X7352(#3) X7354(#4) When your (spouse/partner) retires, will (he/she) receive X7356(#5) the money in the account as a lump sum, or will (he/she) X7358(#6) receive regular payments? 1. Lump sum 2. Regular payments 0. Inap. (no future pensions: X5601^=1; no future benefits: X5602<1/ less than 2 future benefits: X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6; not an account-type plan: X5603^=2/X5611^=2/X5619^=2/X5627^=2/X5635^=2/ X5643^=2) X5604(#1) How much is in the account now? X5612(#2) X5620(#3) Code amount X5628(#4) 0. Inap. (no future pensions: X5601^=1; no future X5636(#5) benefits: X5602<1/ less than 2 future benefits: X5644(#6) X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6; not an account-type plan: X5603^=2/X5611^=2/X5619^=2/X5627^=2/X5635^=2/ X5643^=2) When do you expect to receive this pension? When does (he/she) expect to receive this pension? X7751(#1) Code number of years X7752(#2) -1. Less than a year X7753(#3) 0. Inap. (no future pensions: X5601^=1; no future X7754(#4) benefits: X5602<1/ less than 2 future benefits: X7755(#5) X5602<2/less than 3 benefits X5602<3/less than 4 X7756(#6) benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6) X5607(#1) Code age X5615(#2) 0. Inap. (no future pensions: X5601^=1; no future X5623(#3) benefits: X5602<1/ less than 2 future benefits: X5631(#4) X5602<2/less than 3 benefits X5602<3/less than 4 X5639(#5) benefits: X5602<4/less than 5 benefits: X5602<5/ X5647(#6) less than 6 benefits: X5602<6) X7349(#1) Code year (4 digits) X7351(#2) 0. Inap. (no future pensions: X5601^=1; no future X7353(#3) benefits: X5602<1/ less than 2 future benefits: X7355(#4) X5602<2/less than 3 benefits X5602<3/less than 4 X7357(#5) benefits: X5602<4/less than 5 benefits: X5602<5/ X7359(#6) less than 6 benefits: X5602<6) X5608(#1) About how much do you expect them to be? X5616(#2) X5624(#3) About how much does (he/she) expect them to be? X5632(#4) X5640(#5) Code amount X5648(#6) -1. Nothing 0. Inap. (no future pensions: X5601^=1; no future benefits: X5602<1/ less than 2 future benefits: X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6; lump sum benefit: X7348=1/X7350=1/X7352=1/X7354=1/X7356=1/X7358=1) X5609(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED X5617(#2) And how often do you expect to receive that amount? X5625(#3) X5633(#4) Code frequency X5641(#5) 1. Day X5649(#6) 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only/in total 11. Twice per year; every six months 12. Bimonthly 14. By the piece/job 18. Hour 22. Varies -1. Nothing -7. Other 0. Inap. (no future pensions: X5601^=1; no future benefits: X5602<1/ less than 2 future benefits: X5602<2/less than 3 benefits X5602<3/less than 4 benefits: X5602<4/less than 5 benefits: X5602<5/ less than 6 benefits: X5602<6; lump sum benefit: X7348=1/X7350=1/X7352=1/X7354=1/X7356=1/X7358=1) X7360 Are any of these part of an IRA, KEOGH, or other pension plan? 1. Yes, IRA/KEOGH 2. Yes, pension 5. No 0. Inap. (no future pensions: X5601^=1) NOTE: All initial YES responses have been reconciled with the IRA/Keogh data and edited out of this grid. Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- INCOME, SUPPORT, ALIMONY ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- We have talked about various sources of income. Now we would like to get the overall picture of all the different sources of income that you had in 1994. We have talked about various sources of income. Now we would like to get the overall picture of all the different sources of income that you and members of your family living here had in 1994. X5701 Did you have income from wages and salaries? 1. YES 5. NO X5702 In total, how much income from wages and salaries did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no wage income: X5701^=1) X5703 Did you have income or losses from Did you or anyone have income or losses from a professional practice, business, or farm? (Other than wages or salaries) 1. YES 5. NO X5704 In total, how much income from a professional practice, business, or farm did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount -1. Nothing -2. Negative value inferred from data on business 0. Inap. (no business income: X5703^=1) X5705 Did you have income from Did you or anyone have income from non-taxable investments such as municipal bonds0? 1. YES 5. NO X5706 In total, how much income from non-taxable investments such as municipal bonds did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no non-taxable income: X5705^=1) X5707 Did you have any other interest income? Did you or anyone have any other interest income? 1. YES 5. NO X5708 In total, how much other interest income In total, how much income from other interest did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no other interest income: X5707^=1) X5709 Did you have income from Did you or anyone have income from dividends? 1. YES 5. NO X5710 In total, how much income from dividends did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no dividend income: X5709^=1) X5711 Did you have income or losses from Did you or anyone have income or losses from net gains or losses from the sale of stocks, bonds, or real estate? 1. YES 5. NO X5712 In total, how much income from net gains or losses from the sale of stocks, bonds, or real estate did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount -1. Nothing 0. Inap. (no capital gains or losses: X5711^=1) X5713 Did you have income from Did you or anyone have income from net rent, trusts, or royalties from any other investment or business? 1. YES 5. NO X5714 In total, how much income from net rent, trusts, or royalties from any other investment or business did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount -1. Nothing 0. Inap. (no rental, trust, or royalty income: X5713^=1) X5715 Did you have income from Did you or anyone have income from unemployment or worker's compensation? 1. YES 5. NO X5716 In total, how much income from unemployment or worker's compensation did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no unemployment income: X5715^=1) X5717 Did you have income from Did you or anyone have income from child support or alimony which you or your family here receive? 1. YES 5. NO X5718 In total, how much income from child support or alimony which you or your family here receive did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no child support or alimony income: X5717^=1) X5719 Did you have income from Did you or anyone have income from ADC, AFDC, food stamps, or other forms of welfare or assistance such as SSI? 1. YES 5. NO X5720 In total, how much income from ADC, AFDC, food stamps, or other forms of welfare or assistance such as SSI did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no welfare income: X5719^=1) X5721 Did you have income from Did you or anyone have income from Social Security or other pensions, annuities, or other disability or retirement programs? 1. YES 5. NO X5722 In total, how much income from Social Security or other pensions, annuities, or other disability or retirement programs did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount 0. Inap. (no Social Security, pension, or annuity income: X5721^=1) X5723 Did you have income from Did you or anyone have income from any other sources? 1. YES 5. NO X5725 What other sources? 1. Settlements; from lawsuits, divorce, insurance 2. Gambling winnings; prize money 3. Education scholarships or grants (not including loans); G.I. Bill; "fellowships" 4. Honorarium 11. "IRA", NFS; IRA withdrawal 12. Inheritance/gifts 13. Other help/support from relatives 14. Repayment of debts 15. Income tax refund 21. Care of foster child in the home 22. Housing subsidy/rent paid by some (government) agency 23. Trustee fee; executor fee 30. Sale of asset (coding as capital gain/loss has priority) 31. Alaska Permanent Fund 0. Inap. (no other income: X5723^=1) ******************************************************** FOR THE PUBLIC DATASET, CODES 3, 4, 21, AND 31 ARE COMBINED WITH -7. ******************************************************** X5724 In total, how much income from any other sources did you receive in 1994, before deductions for taxes and anything else? did you and your family receive in 1994, before deductions for taxes and anything else? Code amount -1. Nothing 0. Inap. (no other income: X5725^=1) X7361 I would like to confirm that your total 1994 income from all I would like to confirm that your family's total 1994 income from all sources was {X5702+X5704+X5706+X5708+X5710+X5712+X5714+ X5716+X5718+X5720+X5722+X5724}. Is that correct? 1. YES 5. NO 0. Inap. (at least one value in {J5702,J5704,J5706, J5708,J5710,J5712,J5714,J5716,J5718,J5720,J5722,J5724} >=90) NOTE: sometimes a respondent may have given an illegal value to one of (X5702 X5704 X5706 X5708 X5710 X5712 X5714 X5716 X5718 X5720 X5722 X5724). Most such values should not have been accepted by the CAPI program, but occasionally the software failed. Such values were generally edited out, and often they were set to a missing value and subsequently imputed. If the respondent did not give any incompete dollar responses to any of the component income questions, then he would be asked to confirm the total amount. In all of these cases, there is inherent complex ambiguity about which income responses are most credible. For these cases, the general policy was to change X7361 to the inapplicable code (zero). X5729 What would be the correct total? How much was the total income you received in 1994 from all sources, before taxes and other deductions were made? How much was the total income you and your family living here received in 1994 from all sources, before taxes and other deductions were made? Code amount -1. Nothing NOTE: if X7361=1, the computed total is held in X5729. NOTE: in the public version of the dataset, the X7361 may be YES, but the value of the income in X5729 may not be equal to X5702+X5704+X5706+X5708+X5710+X5712+X5714+X5716+ X5718+X5720+X5722+X5724 because of various operations applied to the data for disclosure avoidance. The details of this operation cannot be revealed, but a general discription of the process is available in the papers cited in the introduction to this codebook. X7650 Is this income unusually high or low compared to what you would expect in a "normal" year, or is it normal? 1. High 2. Low 3. Normal Note: some respondents reported that their 1994 income was unusually high (low), but gave a normal income figure at X7362 that was higher (lower). These cases appear to be ones where the frame of reference for "normal" has shifted: e.g., a student made an unusually large amount last year as a student, but in a full-time job now makes more. Why is that? X6765 Code reason income unusually high 1. Capital gains 2. Sale of assets 3. Higher business/self-employment income 4. Higher return on investments 5. Worked more; took second job 6. Stopped working since then: child 7. Stopped working since then: retired 8. Stopped working since then: other 9. Pension settlement 10. Other Settlement 11. Bonus 12. Inheritance 13. Good weather/crop 14. Took more money out of business 15. Good economy n.e.c. 16. Unexpected income n.e.c. 17. Change in household composition 18. Salary increase/higher salary; promotion 19. Social security/retirement/support payments began or increased 20. Social security/retirement/support payments stopped or decreased 21. Loans payed off 22. Changed jobs 23. Qualified for unemployment 24. Less able to work/ill since then 0. Inap. (income not unusually high: X7650^=1) X6766 Code reason income unusually low 1. Low business/self-employment income 2. Low returns on investments 3. Worked less; laid off; fired 4. Illness; disability 5. In school 6. Stopped working: child 7. Stopped working: other 8. Current pension or other type of income not started yet 9. Depreciation 10. Business/job startup 11. Bad weather/crop 12. Took less money out of business 13. Bad economy n.e.c. 14. Change in household composition 15. Charitable donation made 16. Decrease in benefits 17. Legal expenses/law suit 18. Not enough tax write-offs/tax problems 19. Bankruptcy 20. Lower salary/wages 21. Capital loss 22. Moved 0. Inap. (income not unusually low: X7650^=2) ********************************************************** FOR THE PUBLIC DATASET, CODE 21 IS INCLUDED WITH 19. ********************************************************** X7362 About what would your income have been if it had been a normal year? Code amount -1. Nothing 0. Inap. (income normal: X7650=3) X304 Over the past five years, did your total income go up more than prices, less than prices, or about the same as prices? Over the past five years, did your total family income go up more than prices, less than prices, or about the same as prices? 1. Up more 2. Up less 3. About the same X7364 Over the next year, do you expect your total income to go up more than prices, less than prices, or about the same as prices? Over the next year, do you expect your total family income to go up more than prices, less than prices, or about the same as prices? 1. Up more 2. Up less 3. About the same X7586 At this time, do you have a good idea of what your income for next year will be? At this time, do you have a good idea of what your family's income for next year will be? 1. YES 5. NO X7366 Do you usually have a good idea of what your next year's income will be? Do you usually have a good idea of what your family's next year's income will be? 1. YES 5. NO X5731 During 1994, did you pay any alimony, separation payments, or child support? During 1994, did you or anyone in your family living here pay any alimony, separation payments, or child support? 1. YES 5. NO X5732 Altogether, how much alimony and/or child support did you pay in 1994? Altogether, how much alimony and/or child support did you and your family pay in 1994? Code amount 0. Inap. (no alimony: X5731^=1) X5733 During 1994, did you provide any other financial support for relatives or friends who do not live here? During 1994, did you provide any financial support for relatives or friends who do not live here? During 1994, did you or anyone in your family living here provide any other financial support for relatives or friends who do not live here? During 1994, did you or anyone in your family living here provide any financial support for relatives or friends who do not live here? 1. YES 5. NO X5734 How much support did you pay? How much support did you and your family pay? Code amount 0. Inap. (no support given: X5733^=1) To whom was this support given? INTERVIEWER: CODE ALL THAT APPLY X5735 Children under 18 X5736 Children 18 and over X5737 Parents (In-Law) X5738 Grandchildren X5739 Grandparents X5740 Siblings (In-Law) X5741 Niece/Nephew X5742 Friend X5743 Other 1. Checked (only for X5735-X5742) 2. Aunt/Uncle (X5743 only) 5. Not checked 9. Ex-spouse (will be edited out if same as payments to separated spouse reported at X5925 or spouse version) (X5743 only) 10. Other relatives (X5743 only) 0. Inap. (no support given: X5733^=1) X5744 Did you or your (spouse/partner) file, or do you expect to file, a 1994 Federal Income tax return? Did you file, or do you expect to file, a 1994 Federal Income tax return? 1. YES - FILED 5. NO - DO NOT EXPECT TO FILE 6. YES - NOT YET FILED X5746 Did you and your (spouse/partner) file a joint return, did you file separately, or did only one of you file? Will you and your (spouse/partner) file a joint return, will you file separately, or will only one of you file? 1. File Jointly 2. File Separately 3. Only R File 4. Only S File 0. Inap. (did not file and does not expect to do so: X5744=5; R not married or living with a partner: X102 not in (2 3); absent spouse/partner: X100=5) ----------------------------------------------------------------------------- #1 refers to joint return #2 refers to separate return for head #3 refers to separate return for spouse/partner ----------------------------------------------------------------------------- Did you and your (spouse/partner) file a schedule C, E, or F with your return? Will you and your (spouse/partner) file a schedule C, E, or F with your return? Did you file a schedule C, E, or F with your return? Will you file a schedule C, E, or F with your return? Did your (spouse/partner) file a schedule C, E, or F with (his/her) return? INTERVIEWER: CODE ALL THAT APPLY. IF R ASKS: SCHEDULE C IS FOR BUSINESS INCOME OR SELF EMPLOYMENT SCHEDULE E IS FOR TRUST AND PARTNERSHIP INCOME SCHEDULE F IS FOR FARM INCOME X5747(#1) Schedule C X7758(#2) X7762(#3) X5748(#1) Schedule E X7759(#2) X7763(#3) X5749(#1) Schedule F X7760(#2) X7764(#3) X5750(#1) None of these X7761(#2) X7765(#3) 1. Checked 5. Not checked 0. Inap. (did not file and does not expect to do so: X5744=5; //no spouse) X7367(#1) Did you itemize deductions? X7368(#2) X7369(#3) Will you itemize deductions? Did (he/she) itemize deductions on the return? Will (he/she) itemize deductions on the return? 1. YES 5. NO 0. Inap. (did not file and does not expect to do so: X5744=5; //no spouse) X5751(#1) What was your and your (spouse/partner)'s total adjusted X7651(#2) gross income (AGI) on your 1994 tax return? (Form 1040, X7652(#3) Line 31) What will be your and your (spouse/partner)'s total adjusted gross income (AGI) on your 1994 tax return? (What do you think it will be?) (Form 1040, Line 31) What was your total adjusted gross income (AGI) on your 1994 tax return? (Form 1040, Line 31) What will be your total adjusted gross income (AGI) on your 1994 tax return? (What do you think it will be?) (Form 1040, Line 31) What was (his/her) total adjusted gross income (AGI) on (his/her) 1994 tax return? What will be (his/her) total adjusted gross income (AGI) on (his/her) 1994 tax return? (What do you think it will be?) Code amount -1. Nothing 0. Inap. (did not file and does not expect to do so: X5744=5; //no spouse) Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- INHERITANCES AND CHARITABLE CONTRIBUTIONS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X5801 Have you or your (spouse/partner) ever received an inheritance, or been given substantial assets in a trust or in some other form? Have you ever received an inheritance, or been given substantial assets in a trust or in some other form? Please include any gifts or inheritances you may have told me about earlier. 1. YES 5. NO X5802 How many of these have you or your (spouse/partner) ever received? How many of these have you ever received? Code number 0. Inap. (no inheritances: X5801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** X6703 Originally reported value of X5802 (see introduction) Code number 0. Inap. (no inheritances: X5801^=1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** ----------------------------------------------------------------------------- #1 refers to the first gift/inheritance #2 refers to the second gift/inheritance #3 refers to the third gift/inheritance #4 refers to all remaining gifts/inheritances ----------------------------------------------------------------------------- X5803(#1) Was that an inheritance, a trust, or what? X5808(#2) X5813(#3) Thinking about the largest of these, was that an inheritance, a trust, or what? 1. INHERITANCE 2. TRUST 3. TRANSFER/GIFT 6. INHERITED TRUST -7. OTHER 0. Inap. (no inheritances: X5801^=1; no inheritances: X5802<1/less than 2 inheritances: X5802<2/less than 3 inheritances: X5802<3) NOTE: the large number of -7 codes for this variable reflect a programming error that cause the verbatim response to the question to be skipped. X5804(#1) What was its approximate value at the time it was received? X5809(#2) X5814(#3) Code amount 0. Inap. (no inheritances: X5801^=1; no inheritances: X5802<1/less than 2 inheritances: X5802<2/less than 3 inheritances: X5802<3) X5805(#1) In what year was it received? X5810(#2) X5815(#3) Code year (4 digits) 0. Inap. (no inheritances: X5801^=1; no inheritances: X5802<1/less than 2 inheritances: X5802<2/less than 3 inheritances: X5802<3) ************************************************ FOR THE PUBLIC DATASET, ROUND TO NEAREST 5 ************************************************ X5806(#1) From whom was it received? X5811(#2) X5816(#3) Code person 1. Grandparent 2. Parent 3. Child 4. Aunt/Uncle 5. Sibling 6. Friend 12. Government settlement/compensation -7. Other 0. Inap. (no inheritances: X5801^=1; no inheritances: X5802<1/less than 2 inheritances: X5802<2/less than 3 inheritances: X5802<3) X5818(#5) How much altogether were any others you have received? Code amount 0. Inap. (no inheritances: X5801^=1; less than 4 inheritances: X5802<4) X8451(#5) Original value of remaining total for Rs who did not provide complete information within the grid structure (see introduction) Code amount 0. Inap. (no inheritances: X5801^=1; did not break off early in grid) X5819 Do you or your (spouse/partner) expect to receive a substantial inheritance or transfer of assets in the future? Do you expect to receive a substantial inheritance or transfer of assets in the future? 1. YES 5. NO X5820 Is that likely to involve a large amount of money, a moderate amount, or what? 1. Large 2. Moderate 3. Small -7. Other 0. Inap. (no expected future inheritance: X5819^=1) X5821 About how much do you expect? Code amount 0. Inap. (no expected future inheritance: X5819^=1) X5822 During 1994, did you make charitable contributions of money or property totaling $500 or more? During 1994, did you or anyone in your family living here make charitable contributions of money or property totaling $500 or more? (Please do not include political contributions.) 1. YES 5. NO X5823 Roughly, how much did you contribute? Roughly, how much did your family contribute? Code amount 0. Inap. (no charitable contributions: X5822^=1) X7662 During 1994, did you volunteer an average of one hour or more a week to any charitable organizations? During 1994, did you or anyone in your family living here volunteer an average of one hour or more a week to any charitable organizations? (Please do not include time volunteered for political causes.) 1. YES 5. NO X5824 Some people think it is important to leave an estate or inheritance to their surviving heirs, while others don't. Which is closer to your and your (spouse/partner)'s feelings? Would you say it is very important, important, somewhat important, or not important? feelings? Would you say it is very important, important, somewhat important, or not important? 1. Very Important 2. Important 3. R and SP/PARTNER DIFFER 4. Somewhat Important 5. Not Important X5825 Do you and your (spouse/partner) expect to leave a sizable estate to others? Do you expect to leave a sizable estate to others? 1. Yes 3. POSSIBLY 5. No Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- DEMOGRAPHIC CHARACTERISTICS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- #1 refers to characteristics of head #2 refers to characteristics of spouse/partner ----------------------------------------------------------------------------- X5901(#1) I'd like to ask you some questions about your background. X6101(#2) What is the highest grade of school or year of college you completed? I'd like to ask you some questions about your (spouse/partner)'s background. What is the highest grade of school or year of college (he/she) completed? 1. 1ST GRADE 2. 2ND GRADE 3. 3RD GRADE 4. 4TH GRADE 5. 5TH GRADE 6. 6TH GRADE 7. 7TH GRADE 8. 8TH GRADE 9. 9TH GRADE 10. 10TH GRADE 11. 11TH GRADE 12. 12TH GRADE 13. 1 YEAR OF COLLEGE 14. 2 YEARS OF COLLEGE 15. 3 YEARS OF COLLEGE 16. 4 YEARS OF COLLEGE 17. GRADUATE SCHOOL 0. Inap. (/no spouse) X5902(#1) Did you get a high school diploma or pass a high school X6102(#2) equivalency test? Did (he/she) get a high school diploma or pass a high school equivalency test? 1. YES 5. NO 0. Inap. (/no spouse; more than 12 years of education: X5901>12/X6101>12) X5903(#1) Since completing your formal education, have you had X6103(#2) on-the-job training or other vocational training lasting 100 hours or more? Since completing (his/her) formal education, has (he/she) had on-the-job training or other vocational training lasting 100 hours or more? 1. YES 5. NO 0. Inap. (/no spouse; more than 12 years of education: X5901>12/X6101>12) X5904(#1) Did you get a college degree? X6104(#2) Did (he/she) get a college degree? 1. YES 5. NO 0. Inap. (/no spouse; 12 years or less of education: X5901<12/X6101<12) X5905(#1) What is the highest degree you have earned? X6105(#2) What is the highest degree (he/she) earned? INTERVIEWER: WE WANT THE DEGREE, NOT A LICENSE Code degree 1. Associate's and other junior college degree 2. Bachelor's 3. MA/MS and other master's except MBA 9. MBA 4. PhD (including post-doctorate) 5. MD; DDS; Doctor of Chiropracty; Doctor of Osteopathy 6. Law (JD) 10. Nursing degree (RN, LPN) 11. Other professional certificate 12. Other doctorate (DVM, Doctor of Divinity, etc.) 0. Inap. (/no spouse; 12 years or less of education: X5901<12/X6101<12; did not get a degree: X5904^=1/ X6104^-1) ******************************************************** FOR THE PUBLIC DATASET, CODE 9 IS COMBINED WITH 3; CODES 5, 6, AND 12 ARE COMBINED WITH 4; CODE 10 IS COMBINED WITH 11. ******************************************************** X5906(#1) Has (he/she) ever been in the military service? X6106(#2) Have you ever been in the military service? 1. YES 5. NO 0. Inap. (/no spouse) X5909 Are you Native American, Asian, Hispanic, black, white, or another race? (SHOW CARD 16) Code group 1. Native American/Eskimo/Aleut 2. Asian or Pacific Islander 3. Hispanic 4. Black or African-American 5. White -7. Other ******************************************************** FOR THE PUBLIC DATASET, CODES 1 AND 2 ARE COMBINED WITH -7. ******************************************************** NOTE: This question was asked only of the designated respondent (if X8000=5, this person is the head, otherwise it is the spouse/partner) NOTE: CARD 16 contains the following text printed in a vertical column: "Native American; Eskimo; Aleut," Asian; Pacific Islander," "Hispanic," "Black; African American," "White," "Other." X5910 Now I'd like to ask some questions about your family living elsewhere. Altogether, including children from previous marriages and adopted children, how many sons and daughters do you or your (spouse/partner) have who do not live with you? children, how many sons and daughters do you have who do not live with you? Code number -1. None ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* X5911 How many of them are 25 or older? Is that child 25 or older? Code number -1. None 0. Inap. (no children who do not live with R: X5910=-1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** X5912 How many of them are less than 18 years old? Is that child less than 18 years old? Code number -1. None 0. Inap. (no children who do not live with R: X5910=-1) ******************************************** FOR THE PUBLIC DATASET, TOP-CODED AT 5 ******************************************** X5913(#1) How many living brothers and sisters do you have? X6109(#2) How many living brothers and sisters does (he/she) have? Code number -1. None ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* X5914(#1) How many are older than you? X6110(#2) Is he or she older than you? How many are older than (he/she) is? Code number -1. None 0. Inap. (no siblings: X5913=-1/X6109=-1;/no spouse) ********************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 10 ********************************************* How many years have you been married to your current spouse? How many years have you been living with your partner? X7370(#1) Code number of years -1. None 0. Inap. (neither married nor living with a partner: X8023^=1 or 2 and X7002^=1) ******************************************************* FOR THE PUBLIC DATASET, TOP-CODED AT 60: YEAR AND AGE SIMILARLY ADJUSTED. ******************************************************* X7371(#1) Code age 0. Inap. (neither married nor living with a partner: X8023^=1 or 2 and X7002^=1) X8005(#1) Code year (4 digits) 0. Inap. (neither married nor living with a partner: X8023^=1 or 2 and X7002^=1) X7372(#1) What is your current legal marital status? Are you X7018(#2) married, separated, divorced, widowed, or have you never been married? 1. MARRIED 3. SEPARATED 4. DIVORCED 5. WIDOWED 6. NEVER MARRIED 0. Inap. (/no spouse or partner: X102^=2 or 3) X6767(#1) Recode: number of years in previous marriage. X6768(#2) Code number of years -1. Less than one year 0. Inap. (not separated, widowed, or divorced: X8023^=3, 4, or 5 and X7372^=3, 4, or 5; R married and living with a parter: X8023=2 and X7372=1/Sp Married and living with a partner: X8023=2 & X7018=1; no spouse or partner) In what year were you separated from your spouse? In what year were you divorced? In what year were you widowed? In what year were you separated, divorced, or widowed? X8007(#1) Code year (4 digits) 0. Inap. (not separated, widowed, or divorced: X8023^=3, 4, or 5 and X7372^=3, 4, or 5) **************************************************** FOR THE PUBLIC DATASET, ROUNDED TO NEAREST 5. **************************************************** X7373(#1) Code age 0. Inap. (not separated, widowed, or divorced: X8023^=3, 4, or 5 and X7372^=3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7374(#1) Code number of years -1. Less than a year 0. Inap. (not separated, widowed, or divorced: X8023^=3, 4, or 5 and X7372^=3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ In what year did your current marriage begin? In what year did that marriage begin? X8008(#1) Code year 0. Inap. (not separated, widowed, or divorced and not married but living with a partner: X8023^=3, 4, or 5 and X7372^=3, 4, or 5 and [X8023^=1 or X7002^=1] and [X8023^=2 or X7372^=1]) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7375(#1) Code age 0. Inap. (not separated, widowed, or divorced and not married but living with a partner: X8023^=3, 4, or 5 and X7372^=3, 4, or 5 and [X8023^=1 or X7002^=1] and [X8023^=2 or X7372^=1]) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7376(#1) Code number of years -1. Less than a year 0. Inap. (not separated, widowed, or divorced and not married but living with a partner: X8023^=3, 4, or 5 and X7372^=3, 4, or 5 and [X8023^=1 or X7002^=1] and [X8023^=2 or X7372^=1]) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ In what year was your (spouse/partner) (separated/divorced/widowed)? X8016(#2) Code year (4 digits) 0. Inap. (partner not separate, widowed, or divorced: X7018^=3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7383(#2) Code age 0. Inap. (partner not separate, widowed, or divorced: X7018^=3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7384(#2) Code number of years ago -1. Less than a year 0. Inap. (partner not separate, widowed, or divorced: X7018^=3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ In what year did your partner's current marriage begin? In what year did that marriage begin? X8017(#2) Code year (4 digits) 0. Inap. (partner not currently married, separated, divorced, or widowed: X7018^=1, 3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7385(#2) Code age 0. Inap. (partner not currently married, separated, divorced, or widowed: X7018^=1, 3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7386(#2) Code number of years ago -1. Less than a year 0. Inap. (partner not currently married, separated, divorced, or widowed: X7018^=1, 3, 4, or 5) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X5925(#1) Do you receive support from your (husband/wife), do you pay X7387(#2) support, or is there no support involved? Do you receive support from your wife, do you pay support, or is there no support involved? Do you receive support from your husband, do you pay support, or is there no support involved? Does your partner receive support from his wife, does Does your partner receive support from her husband, does 1. Receive Support 2. No Support Involved 3. Pay Support 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3/no partner or partner not married or separated: [X8023^=2 and X7002^=1] or [(X8023=2 or X7002=2) and X7018=1 or 3]) X5926(#1) How much do you receive? X6650(#2) How much does (he/she) receive? Code amount 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3/no partner or partner not married or separated: [X8023^=2 and X7002^=1] or [(X8023=2 or X7002=2) and X7018=1 or 3]; does not receive support: X5925^=1/X7387^=1) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X5927(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED. X6651(#2) Is that weekly, monthly, quarterly, yearly, or what? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3/no partner or partner not married or separated: [X8023^=2 and X7002^=1] or [(X8023=2 or X7002=2) and X7018=1 or 3]; does not receive support: X5925^=1/X7387^=1) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X5928(#1) How much do you pay? X6652(#2) How much does (he/she) pay? Code amount 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3/no partner or partner not married or separated: [X8023^=2 and X7002^=1] or [(X8023=2 or X7002=2) and X7018=1 or 3]; does not pay support: X5925^=3/X7387^=3) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X5929(#1) INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED. X6653(#2) Is that weekly, monthly, quarterly, yearly, or what? Code frequency 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. Lump sum/one payment only 11. Twice per year 12. Bimonthly -7. Other 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3/no partner or partner not married or separated: [X8023^=2 and X7002^=1] or [(X8023=2 or X7002=2) and X7018=1 or 3]; does not pay support: X5925^=3/X7387^=3) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X5930(#1) Are the assets and debts that you've told me about in this interview owned mainly by you and your partner, are they owned jointly with your (husband/wife), or what? Are the assets and debts that you've told me about in this interview owned mainly by you, are they owned jointly with your (husband/wife), or what? Are the assets and debts that you've told me about in this interview owned mainly by you and your partner, are they owned jointly with your wife, or what? Are the assets and debts that you've told me about in this interview owned mainly by you, are they owned jointly with your wife, or what? Are the assets and debts that you've told me about in this interview owned mainly by you and your partner, are they owned jointly with your husband, or what? Are the assets and debts that you've told me about in this interview owned mainly by you, are they owned jointly with your husband, or what? 1. Owned by R, or others in primary economic unit 2. Owned Jointly 3. Mainly owned by spouse -1. No assets -7. Other 0. Inap. (not married and living with partner, and not separated: X8023^=1 and X7372^=1 and X8023^=3 and X7372^=3) X7377(#1) Was this your first marriage, or had you been married before? X7392(#2) Is your marriage to your absent spouse your first marriage, or have you been married before? Is this your first marriage, or have you been married before? Is this your (spouse/partner)'s first marriage, or has (he/she) been married before? Was this your partner's first marriage, or has (he/she) been married before? 1. First Marriage 2. Married Before 0. Inap. (never married: X8023=6 or X7372=6/no spouse or partner or partner not married before: [X8023^=1 or 2 and X7002^=1] or X7918^-3, 4, or 5) How old were you when you were married the first time? How old was (he/she) when (he/she) was married the first time? X7378(#1) Code year (4 digits) X7393(#2) 0. Inap. (never married: X8023=6 or X7372=6/partner not married before: X105=6; not married before: X7377^=2/ spouse not married before: X7392^=2) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X8011(#1) Code age X8018(#2) 0. Inap. (never married: X8023=6 or X7372=6/partner not married before: X105=6; not married before: X7377^=2/ spouse not married before: X7392^=2) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X7379(#1) Code number of years ago X7394(#2) -1. Less than a year 0. Inap. (never married: X8023=6 or X7372=6/partner not married before: X105=6; not married before: X7377^=2/ spouse not married before: X7392^=2) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X6026(#1) Now I'd like to ask about your parents. X6120(#2) Is your mother still living? Is your (spouse/partner)'s mother still living? 1. YES 5. NO 0. Inap. (/no spouse) X6027(#1) What is her age? X6121(#2) Code age 0. Inap. (/no spouse; mother not living: X6026^=1) *************************************************** FOR THE PUBLIC DATASET, ROUNDED TO NEAREST 5. *************************************************** X6028(#1) Is your father still living? X6122(#2) Is your (spouse/partner)'s father still living? 1. YES 5. NO 0. Inap. (/no spouse) X6029(#1) What is his age? X6123(#2) Code age 0. Inap. (/no spoue; father not living: X6028^=1) *************************************************** FOR THE PUBLIC DATASET, ROUNDED TO NEAREST 5. *************************************************** X7380(#1) Now I'd like to ask you some questions about your health; X7395(#2) do you currently smoke? Now I'd like to ask you some questions about your (spouse/partner)'s health; does your (spouse/partner) currently smoke? 1. YES 5. NO 0. Inap. (/no spouse) X6030(#1) Would you say your health is excellent, good, fair, or poor? X6124(#2) Would you say your (spouse/partner)'s health in general is excellent, good, fair, or poor? 1. Excellent 2. Good 3. Fair 4. Poor 0. Inap. (/no spouse) X7381(#1) About how old do you think you will live to be? X7396(#2) If we asked your (spouse/partner), about how old do you think (he/she) would say that (he/she) expects to live to be? Code age 0. Inap. (/no spouse) ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- HEALTH INSURANCE ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- For the rest of the questions in the interview, please include everyone in your household who has independent finances, not just the ones listed at the bottom of the card. HOUSEHOLD MEMBERS WITH INDEPENDENT FINANCES RELATIONSHIP SEX AGE MARITAL X6301 Are you or anyone in your family living here, including household members with independent finances, currently eligible to receive benefits from any government health insurance program, such as Medicare, Medicaid, or CHAMPUS, VA, or other military programs? Are you or anyone in your family living here currently eligible to receive benefits from any government health insurance program, such as Medicare, Medicaid, or CHAMPUS, VA, or other military programs? Are you currently eligible to receive benefits from any government health insurance programs, such as Medicare, Medicaid, or CHAMPUS, VA, or other military programs? 1. YES 5. NO Which program is that? (Anything else?) (CODE ALL THAT APPLY.) INTERVIEWER: ONLY PERSONS 65 0R OLDER SHOULD BE ELIGIBLE FOR MEDICARE. ONLY POOR PERSONS SHOULD BE ELIGIBLE FOR MEDICAID. CHAMPUS IS FOR ACTIVE MILITARY. X6302 Medicare X6303 Medicaid X6304 VA X7399 Champus X6305 Other 1. Checked (only for X6302, X6303, X6304, and X7399) 5. Not checked 6. Women, Infants, and Children (WIC), other federal welfare (X6305 only) 7. Other federal government plans (X6305 only) 8. Other local government plans (X6305 only) -7. Other (X6305 only) 0. Inap. (no government insurance: X6301^=1) NOTE: This does not include civil service health plans, which are treated as private plans. X6306 Is everyone living here covered by this program? Is everyone living here covered by one of these programs? 1. YES 5. NO 0. Inap. (no government insurance: X6301^=1) Who is not covered? (CODE ALL THAT APPLY) X6308 Head X6309 Spouse/partner X6310 Child(ren) under 18 X6311 Child(ren) 18 and Over X6312 Father (In-Law) X6313 Mother (In-Law) X6314 Other 1. Checked (only for X6308, X6309, X6310, X6311, X6312, and X6313) 2. Grandchild (X6314 only) 5. Not checked 8. Other relative living there (X6314 only) 9. Paid help (X6314 only) 10. Other unrelated person living there (X6314 only) -7. Other (X6314 only) 0. Inap. (no government insurance: X6301^=1; everyone covered by government plan: X6306=1) X6315 Are you or anyone covered by any (other) type of health coverage such as employer or union plans, or Blue Cross-Blue Shield, a Health Maintenance Organization (HMO), a Medigap plan, or some other health insurance? Are you covered by any other type of health coverage such as employer or union plans, or Blue Cross-Blue Shield, a Health Maintenance Organization (HMO), a Medigap plan, or some other health insurance? 1. YES 5. NO Is this coverage obtained through your employer, former employer, or union, your (spouse/partner)'s employer, former employer, or union, through direct payments to an insurance company, AARP, or somewhere else? Is this coverage obtained through your employer, former employer, or union, through direct payments to an insurance company, AARP, or somewhere else? Is this coverage obtained through your employer or former employer, a union, through direct payments to an insurance company, AARP, or what? X6316 HEAD'S EMPLOYER X6317 HEAD'S FORMER EMPLOYER X6318 R'S UNION X6319 SPOUSE/PARTNER'S EMPLOYER X6320 SPOUSE/PARTNER'S FORMER EMPLOYER X6321 SPOUSE/PARTNER'S UNION X6322 DIRECTLY FROM INSURANCE CO. X7767 AARP X6323 OTHER 1. Checked (only for X6316-X6322 and X7767) 5. Not checked 6. School (X6323 only) 11. Another person in HU (X6323 only) 12. Employer of another person in HU (X6323 only) 13. Another person outside of HU (incl. ex-spouse) (X6323 only) 14. Employer of person outside of HU (X6323 only) 0. Inap. (no private insurance: X6315^=1) NOTE: The point is who gives access. If R pays part and employer pays part, the answer is Employer since it is the employer who provides the option. How is this coverage paid for - by you, by an employer, by you and an employer, by a relative, or what? How is this coverage paid for - by you, by an employer, by you and an employer, by a relative, or what? X6324 Someone in the primary economic unit X6325 Employer X6326 Relative X6327 Former employer X6328 Other 1. Checked (only for X6324-X6327) 5. Not checked 6. Employer of someone else in HH other than R/Spouse (X6328 only) 7. Employer of person outside HH, incl. relatives/ ex-spouse (X6328 only) 8. Ex-spouse (X6328 only) 9. Government (X6328 only) 0. Inap. (no private insurance: X6315^=1) X7666 How much do you pay for this insurance? How much do you and your other household members pay for this insurance? Code amount 0. Inap. (no private insurance: X6315^=1; insurance not paid for by anyone in PEU: X6324^=1) X7667 INTERVIEWER: CODE WITHOUT ASKING IF ALREADY MENTIONED. And is that weekly, monthly, quarterly, yearly, or what? Code frequency 1. Day 2. Week 3. Biweekly 4. Month 5. Quarter 6. Year 8. In total 11. Twice per year 12. Bimonthly 22. Varies 29. Per visit -7. Other 0. Inap. (no private insurance: X6315^=1; insurance not for by anyone in PEU: X6324^=1) X6329 Is everyone in your household covered by at least one of these private health programs? 1. YES 5. NO 0. Inap. (no private insurance: X6315^=1) Who is not covered (including those with independent finances)? (Anyone else?) (CODE ALL THAT APPLY) X6330 Head X6331 Spouse/partner X6332 Child(ren) under 18 X6333 Child(ren) 18 and Over X6334 Father (incl. In-Law) X6335 Mother (incl. In-Law) X6336 Other 1. Checked (only for X6330, X6331, X6332, X6333, X6334, and X6335) 2. Other adult relative(s) (X6336 only) 5. Not checked 8. Other relative living there (X6336 only) 9. Paid help (X6336 only) 10. Other unrelated person living there (X6336 only) -7. Other (X6336 only) 0. Inap. (no private insurance: X6315^=1; everyone covered: X6329=1) X7397 Is everyone in your family covered by some type of public or private health insurance? 1. YES 5. NO 0. (no government or private coverage: X6301^=1 and X6315^=1; everyone covered: X6306^=1 or X6329^=1) X6337 This is a list of reasons why some people don't have health insurance. Which number best describes why (you/some members of your family living here) are not covered? INTERVIEWER: SHOW CARD 17 Code reason 1. Too expensive, can't afford health insurance 2. Can't get health insurance because of poor health, age, or illness 3. Don't believe in health insurance 4. Not much sickness in the family - we haven't needed health insurance 5. Dissatisfied with previous insurance 6. Job layoff or job loss 7. Everyone covered by some health insurance 11. Not covered on job yet, but will be soon; negotiating now 12. Too old for parental coverage 13. Haven't gotten around to it 14. Lost public assistance 15. Not eligible 95. Those without private insurance are already covered by Medicare/Medicaid -7. Other 0. (everyone covered: X6306^=1 or X6329^=1 or X7397=1) NOTE: CARD 17 contains the following text in a vertical column: "Too expensive, can't afford health insurance," " Can't get insurance because of poor health, age, or illness," "Don't believe in health insurance," "Not much sickness in the family; we haven't needed insurance," "Dissatisfied with previous insurance," "Job layoff or job loss," "Some other reason." Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- INCOME, ASSETS AND DEBTS OF HOUSEHOLD MEMBERS OUTSIDE THE PRIMARY ECONOMIC UNIT ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- X6402 I'd like to ask some questions just about the other adults 18 and over who live with you (and your family) but have independent finances. I'd like to ask some questions just about the other adult 18 and over who lives with you (and your family) but has independent finances. Does he receive any income from wages or salaries? Does she receive any income from wages or salaries? Do they receive any income from wages or salaries? Do any of these other adults receive income from wages or salaries? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) X6403 Roughly how much total income did he have from wages and salaries in 1994 before taxes and deductions? Roughly how much total income did she have from wages and salaries in 1994 before taxes and deductions? Roughly how much total income did they have from wages and salaries in 1994 before taxes and deductions? Roughly how much total income did they have from wages and salaries in 1994 before taxes and deductions? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no wages: X6402^=1) X6404 Did you include this amount in the income you told me about earlier in this interview? (Where did you tell me about this income?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X6405 Does he receive income from any other sources (such as social security, a pension, disability payments, public assistance, or income from a business or other assets)? Does she receive income from any other sources (such as social security, a pension, disability payments, public assistance, or income from a business or other assets)? Do they receive income from any other sources (such as social security, a pension, disability payments, public assistance, or income from a business or other assets)? Do they receive income from any other sources (such as social security, a pension, disability payments, public assistance, or income from a business or other assets)? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) What other sources of income does he have? What other sources of income does she have? What other sources of income do they have? What other sources of income do they have? X6406 Social Security X6407 Pensions X6408 Disability X6409 Public Assistance X6410 Interest Income X6411 Dividends X6412 Business X6413 Real Estate X6414 Other 1. Checked (only for X6406-X6413) 5. Not checked 10. Unemployment compensation (X6414 only) 11. Private transfers, including alimony and support (X6414 only) 12. Other government transfers; miscellaneous Alaskan funds (X6414 only) 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other income: X6405^=1) X6415 Roughly how much total income did he have from Roughly how much total income did she have from Roughly how much total income did they have from Roughly how much total income did they have from all these sources in 1994 before taxes and deductions? all this source in 1994 before taxes and deductions? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other income: X6405^=1) X6416 Did you include this amount in the income you told me about earlier in this interview? (Where did you tell me about this income?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other income: X6405^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X6417 Does he have any cars or other vehicles? Does she have any cars or other vehicles? Do they have any cars or other vehicles? Do any of them have any cars or other vehicles? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) X6418 Roughly how much (is this/are these) vehicle(s) worth now? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no vehicles: X6417^=1) X6419 Did you include (this/these) vehicle(s) in the ones you told me about earlier in this interview? (Where did you tell me about this/these vehicles?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no vehicles: X6417^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X6420 Does he have any bank accounts, savings accounts, or savings bonds? Does she have any bank accounts, savings accounts, or savings bonds? Do they have any bank accounts, savings accounts, or savings bonds? Do they have any bank accounts, savings accounts, or savings bonds? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) X6421 Roughly how much in total does he have in bank accounts, savings accounts, or savings bonds? Roughly how much in total does she have in bank accounts, savings accounts, or savings bonds? Roughly how much in total do they have in bank accounts, savings accounts, or savings bonds? Roughly how much in total do they have in bank accounts, savings accounts, or savings bonds? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no bank accounts: X6420^=1) X6422 Did you include this amount when you told me about these items earlier in this interview? (Where did you tell me about this/these items?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no bank accounts: X6420^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X6423 Does he have any other assets (such as stocks, bonds, a business, or any properties, including any part of the [house/apartment] you live in)? Does she have any other assets (such as stocks, bonds, a business, or any properties, including any part of the [house/apartment] you live in)? Do they have any other assets (such as stocks, bonds, a business, or any properties, including any part of the [house/apartment] you live in)? Do they have any other assets (such as stocks, bonds, a business, or any properties, including any part of the [house/apartment] you live in)? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) What other kinds of assets does he have? What other kinds of assets does she have? What other kinds of assets do they have? What other kinds of assets do they have? X6424 R's Home X6425 Stocks X6426 Bonds X6427 Mutual Funds X6428 Money Market Funds X6429 Business X6430 Other Real Estate X6431 Other 1. Checked (only for X6424-X6430) 5. Not checked 9. Life insurance (X6431 only) 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other assets: X6423^=1) NOTE: CARD 18 was available to the interviewer. This card contains the following text arranged in a vertical column: "Your home," "Stocks," "Bonds," "Mutual Funds," "Money market funds," "Business," "Other real estate," "Other kind of asset." X6432 Roughly how much in total does he have in (ASSET TYPES)? Roughly how much in total does she have in (ASSET TYPES)? Roughly how much in total do they have in (ASSET TYPES)? Roughly how much in total do they have in (ASSET TYPES)? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other assets: X6423^=1) X6433 Did you include this amount in the assets you told me about earlier in this interview? (Where did you tell me about (ASSET TYPES)?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no other assets: X6423^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X6435 What share of this home does he own? What share of this home does she own? What share of this home do they own? What share of this home do they own? Code percent * 100 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; does not own part of R's home: X6424^=1) X6436 What is the present value of this home? I mean, about what would it bring if it were sold today? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; does not own part of R's home: X6424^=1) X6437 What is the amount still owed on all the mortgages, land contracts, and loans on the home? Code amount -1. Nothing 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; does not own part of R's home: X6424^=1) X6438 Not including any debts he owes you or your (spouse/partner), does he have any debts? Not including any debts he owes you, does he have any debts? Not including any debts she owes you or your (spouse/partner), does she have any debts? Not including any debts she owes you, does she have any debts? Not including any debts they owe you or your (spouse/partner), do they have any debts? Not including any debts they owe you, do they have any debts? Not including any debts they owe you or your (spouse/partner), do they have any debts? Not including any debts they owe you, do they have any debts? 1. YES 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5) X6439 Roughly how much in total are these debts? Code amount 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no non-mortgage debts: X6438^=1) X6440 Did you include these debts when you told me about the household debts earlier in this interview? (Where did you tell me about these debts?) 3. YES, amount edited out earlier 4. YES, but no apparent match in the data: nothing changed 5. NO 0. Inap. (no HH members outside the primary economic unit: X113^=5 and X119^=5 and X125^=5 and X131^=5 and X137^=5 and X207^=5 and X213^=5 and X219^=5 and X225^=5; no non-mortgage debts: X6438^=1) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- WRAPUP QUESTIONS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- Earlier you told me about a pension or retirement plan you are included in through your current job. Because pensions are an important part of this study and there are many legal details of plans very few people know, we would like to contract the organization that provides your pension to obtain a legal description of your plan(s). Your name and the fact that you did this interview will not be mentioned. What is the name and address of the organization that provides your pension? Earlier you told me about a pension or retirement plan your (spouse/partner) is included in through (his/her) current job. Because pensions are an important part of this study and few people know all the legal details of their plans, we would like to contact the organization that provides your pension to obtain a legal description of his plan(s). His name and the fact that you did this interview will not be mentioned. description of her plan(s). Her name and the fact that you did this interview will not be mentioned. What is the name and address of the organization that provides (his/her) pension? That finishes the actual interview. Is there anything you would like to add to any of the subjects we've discussed? INTERVIEWER: DO CASE VALIDATION NOW WHILE THE CASE IS FILING. PLEASE THANK THE RESPONDENT! X7398 TIMESTAMP Code length of interview in seconds Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- INTERVIEWER REMARKS ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- NOTE: The data in this section were obtained in two ways. First, some of the data derive from the "household enumeration folder" (HEF) a largely administrative paper document used by interviewers to select the designated respondent, to update the area-probability sample, to record recontact information, and to record information about non-interviews. Additional data were collected in the HEF on the neighborhood in which the respondent lived and on characteristics of the respondent. Second, other variables (X6523, X6525, X6526, X6527, X6528, X6529, X6530, X6531, X6532, X6533, X6534, X6535, X6536, X6724, X6725, X6726, X6727, X6728, X6729, and X7504) were originally recorded in "Section ZZ," a separate CAPI program used by interviewers after the main interview to record the varibles along with other information about the interview that might be relevant to the data editing. Not all of the variables collected are described in this section; only variables similar to those reported in earlier SCFs are included here. ----------------------------------------------------------------------------- X6504 TYPE OF STRUCTURE IN WHICH R LIVES: (CODE THE FIRST THAT APPLIES) 0. Did not see R's home 1. Trailer, mobile home 2. Detached single-family home 3. Building with 2-9 units 4. Building with 10-49 units 5. Building with 50 or more units 6. Apartment in mostly commercial structure 8. Apartment above garage/barn/basement apt. 9. Attached single-family home (rowhouse, townhouse) 10. Seasonal dwelling 11. No HU at this address (business, church, barn, shed, shelter) 12. No structure at this address (demolished, vacant lot/site) 13. Farm 14. Ethnic dwelling (American Indian hogram, Middle Eastern hosani) 15. Boat/houseboat/yacht -7. Other ************************************************************* FOR THE PUBLIC DATASET, CODE 5 IS INCLUDED WITH 4; CODE 8 IS INCLUDED WITH 6; AND CODES 11, 12, 14, AND 15 ARE INCLUDED WITH -7. ************************************************************* X6521 CONDITION OF STRUCTURE IN WHICH R LIVES 1. Generally clean and sound 2. Some peeling paint or cracks in walls 3. Needs substantial painting, refilling, or repair 4. Dilapidated 0. Inap. (Interview not conducted in R's home) X6520 HOUSING STRUCTURES ON (BLOCK/AREA) ARE: 1. 0-20 feet apart 2. 21-100 feet apart 3. Over 100 feet apart 0. Inap. (Interview not conducted in R's home) THE AREA AROUND R'S HU IS: (CODE ALL THAT APPLY) X50079 HEFNO6: OPEN LAND/FARMS/RANCHES (fairground, forest) X50080 HEFNO6: TRAILER HOME/TRAILER PARK X50081 HEFNO6: DETACHED SINGLE FAMILY HOMES X50082 HEFNO6: ATTACHED SINGLE-FAMILY HOMES X50083 HEFNO6: BUILDINGS WITH 2-9 UNITS X50084 HEFNO6: BUILDINGS WITH 10-49 UNITS X50085 HEFNO6: BUILDINGS WITH 50 OR MORE UNITS X50086 HEFNO6: GOLF COURSE/COUNTRY CLUB/SKI RESORT X50087 HEFNO6: PARK/POOL OR CEMETERY X50088 HEFNO6: COMMERCIAL BUILDINGS X50089 HEFNO6: VACANT BUILDINGS X50090 HEFNO6: SCHOOL/COLLEGE OR OTHER GOV'T BUILDINGS X50091 HEFNO6: OTHER (SPECIFY) 1. Yes 2. No 3. Religious building (church, synagogue) (X50091 only) 4. Community center (X50091 only) 5. Body of water (lake, ocean, river) (X50091 only) 6. Freeway/highway/airport (X50091 only) 7. American Indian reservation (X50091 only) 8. Rail line (X50091 only) 9. Vacation homes (X50091 only) 10. Parking lot (X50091 only) 11. Museum (X50091 only) 12. Stadium/sports arena/convention center (X50091 only) 0. Inap. (Interview not conducted in R's home) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X6519 BUILDINGS IN THE IMMEDIATE NEIGHBORHOOD ARE: 1. All residential 2. Mostly residential 3. About equally residential nad nonresidential 4. None in view 0. Inap. (Interview not conducted in R's home) X6522 GENERAL CONDITION OF THE EXTERIOR OF BUILDINGS AROUND R'S DWELLING LOOKS: 1. Better than R's 2. As good as R's 3. Worse than R's 4. No other buildings in view 0. Inap. (Interview not conducted in R's home) X6524 NEIGHBORHOOD RESIDENTS SEEM TO BE: 1. All or almost all black/African-American 2. All or almost all Hispanic 3. All or almost all non-Hispanic white 4. Mixed black/African-American and Hispanic 5. Mixed black/African-American and non-Hispanic white 6. Mixed Hispanic and non-Hispanic white 7. Mixed black/African-American, Hispanic and non-Hispanic white 8. Other mixed neighborhood 0. Inap. (Interview not conducted in R's home) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X50095 GENERALLY, THE AREA AROUND THE R'S HU APPEARS TO BE: 1. Wealthy 2. Poor 3. Other 0. Inap. (Interview not conducted in R's home) ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ X6523 Please rate the physical condition of the interior of the HU: 1. EXCELLENT. WALLS AND CEILINGS HAVE NO CRACKS. PAINT OR PANELLING IN GOOD CONDITION 2. GOOD. NEEDS SOME MINOR PAINTING OR REFINISHING. 3. FAIR. NEEDS MAJOR INTERIOR WORK. HOLES AND/OR CRACKS NEED PATCHING. PAINTING NEEDED. ETC. 4. POOR. SOME WALLS OR CEILINGS NEED REPLACEMENT. 5. DON'T KNOW--WASN'T INSIDE HOUSE. X6525 R's understanding of the questions was... 1. EXCELLENT 2. GOOD 3. FAIR 4. POOR X6526 R's ability to express himself/herself was... 1. EXCELLENT 2. GOOD 3. FAIR 4. POOR X6527 Was R suspicious about the study before the interview? 1. NO, NOT AT ALL SUSPICIOUS 2. YES, SOMEWHAT SUSPICIOUS 5. YES, VERY SUSPICIOUS X6528 Was R suspicious about the study after the interview? 1. NO, NOT AT ALL SUSPICIOUS 2. YES, SOMEWHAT SUSPICIOUS 5. YES, VERY SUSPICIOUS X6529 Overall, how great was R's interest in the interview? 1. VERY HIGH 2. ABOVE AVERAGE 3. AVERAGE 4. BELOW AVERAGE 5. VERY LOW Other persons present at the interview: (CODE ALL THAT APPLY) X6530 CHILDREN UNDER AGE 6 X6531 CHILDREN 6 AND OVER X6532 SPOUSE/PARTNER X6533 OTHER RELATIVES X6534 OTHER ADULTS X6535 NO ONE 1. Checked 5. Not checked X6536 Did R refer to documents to answer questions? 1. FREQUENTLY 2. SOMETIMES 3. RARELY 4. NEVER X6724 X6725 X6726 X6727 X6728 X6729 Which documents did R refer to? (CODE ALL THAT APPLY) 1. INCOME TAX RETURNS 2. PENSION DOCUMENTS 3. ACCOUNT STATEMENTS 4. INVESTMENT/BUSINESS RECORDS 5. LOAN DOCUMENTS 7. CREDIT CARDS/CREDIT CARD STATEMENTS 8. CHECK BOOK/CHECK REGISTRY 9. INCOME/PAYCHECK STUB/OTHER INCOME RECORDS 10. COMPUTER/PC/LAPTOP 11. HANDWRITTEN LEGERS/PAPERS/NOTES 12. HEALTH INSURANCE/LIFE INSURANCE 13. TAX BILLS 14. SECRETARY/ACCOUNTANT/FINANCIAL ADVISOR 15. RENT RECEIPT/APARTMENT AGREEMENTS 18. SOME, NOT KNOW WHAT KIND 19. MANY, NEC 20. REAL ESTATE RECORDS 21. SOCIAL SECURITY CHECKS/STATEMENT 22. VEHICLE LEASE 23. EMPLOYMENT RECORDS/EMPLOYEE HANDBOOK 24. PHONE BOOK 25. INHERITANCE PAPERS 98. DON'T KNOW -7. OTHER .N. NOT CODEABLE 0. Inap. (did not refer to any documents: X6536=4) ********************************************************* IN THE PUBLIC DATASET, CODE 25 IS INCLUDED WITH -7. ********************************************************* X7504 In what language was the survey conducted? 1. ENGLISH 2. SPANISH ************************************************ NOT INCLUDED IN THE PUBLIC DATASET ************************************************ Other than inheritances, do you believe that the R reported the same asset or debt more than once in the interview? Which assets and/or debts are these? Do you believe that any important assets or debts were not collected in the interview? Which assets and/or debts are these? Do you believe there are any important consistency problems with this interview? What are these problems? Is there anything about this case that would be helpful in resolving problems with this case, or anything else you believe we need to know? Please specify. INTERVIEWER: THANK YOU FOR COMPLETING ANOTHER INTERVIEW AND THIS IMPORTANT BACKGROUND INFORMATION. YOUR CARE AND ATTENTION ARE ESSENTIAL TO THE SUCCESS OF THIS PROJECT. ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- END OF QUESTION DEFINITIONS Top of Page ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- SAMPLE DESIGN VARIABLES - NOT INCLUDED ON PUBLIC DATASET ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- ZZ1 Internal ID including postcard refusals etc. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30007 SEQID for the 1993 SOI file. ONLY AVAILABLE IN LOCKED LINK FILE NOT TO BE INCLUDED ON ***ANY*** ROUTINE USE FILE! 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X2 Interviewer ID Number. 999999. Case not assigned (list sample cases for which postcard returned indicating desire not to be interviewed; stratum 8 cases) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X4 Day case logged in. 1-31 ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X3 Month case logged in. 1. January 2. February Non-interviews cases logged in January and February 1996 5. May A mixture of returned postcard refusals for list cases and a failure of the date stamp for early returns--> fix the latter using the HEF data!!!!! 7. July 8. August 9. September 10. October 11. November 12. December NOTE: The official field period for the survey was between July and December of 1995. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X8095 Year case logged in 1995. 1996. NOTE: values of 1996 for completed cases reflects one of two factors: (1) Some completed cases were left on the laptop computers when interviewers returned them to the central office, and the computer date on some of these cases may be in 1996 even though the data were collected in 1995. (2) Other errors. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X9 List sample indicator. 1. List sample case 5. Not list sample case ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** ----------------------------------------------------------------------------- X30006 Sample disposition code. COMPLETE CASES 61 Completed Case (In Person) 62 Completed Case (Telephone) 63 Complete, not otherwise classified 65 Converted Case (In Person) 66 Converted Case (Telephone) 67 Accepted Partial Complete 68 Complete (In Person/Telephone) 69 Converted (In Person/Telephone) INELIGIBLE CASES 71 Vacant HU 72 Not an HU 73 Seasonal HU 75 Vacant Trailer Space 76 Sample Incorrect 77 No Eligible Respondent 81 R Deceased (list sample only) 84 R Moved Out of Range (list sample only) 86 R Institutionalized (list sample only) OTHER NON-INTERVIEWS 80 Refusal/Postcard Returned (list sample only) 74 No Contact 82 Unable to Locate 83 Unavailable During Field Period 88 Closed Domain 90 Language Barrier 91 Refusal by Gatekeeper 92 Refusal/Break-Off/Too Long 93 Refusal/Break-Off/Too Invasive-Personal 94 Refusal Government Involvement 95 Incompetent/Ill/Handicapped 96 HEF Completed/Quex Refusal 97 NIR, not otherwise classified 101 List case deleted in sample review for cases that might be too easily identifiable in the data 102 Stratum 8 list cases deleted from the sample 997 Case did not validate, not redone 998 Technically complete case, but interview done with wrong person (most of these were removed before the shipment of the final control file and main data) 999 Technically complete case, but nearly all data missing. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30001 PSU number SELF-REPRESENTING PSU 1 New York CMSA 2 Los Angeles CMSA 3 Chicago CMSA 4 San Francisco-Oakland-San Jose 5 Philadelphia CMSA 6 Detroit CMSA 7 Dallas-Ft. Worth CMSA 8 Washington DC MSA 9 Houston CMSA 10 Boston NECMA 11 Atlanta MSA 12 Tampa-St. Petersburg-Clearwater 13 St. Louis MSA 14 Minneapolis-St. Paul MSA 15 Phoenix MSA 16 San Diego, CA MSA 17 Baltimore MSA 18 Pittsburgh PMSA 19 Seattle PMSA NON-SELF-REPRESENTING PSU 20 Burlington, VT NECMA 21 Worcester, MA NECMA 22 New Haven, CT NECMA 23 Buffalo PMSA 24 Rochester, NY MSA 25 Allentown-Bethlehem-Easton 26 Syracuse, NY MSA 27 York, PA MSA 28 Eau Claire, WI MSA 29 Evansville, IN MSA 30 Jackson, MI MSA 31 Ft. Wayne, IN MSA 32 Indianapolis, IN MSA 33 Cleveland, OH MSA 34 Cincinnati, OH MSA 35 Columbus, OH MSA 36 Lansing, MI MSA 37 Saginaw-Bay City MSA 38 Kansas City MSA 39 Rapid City, SD MSA 40 Springfield, MO MSA 41 Hickory-Morganton, NC MSA 42 Ft. Myers-Cape Coral MSA 43 West Palm Beach-Boca Raton 44 Charlotte-Gastonia MSA 45 Wilmington, NC MSA 46 Lynchburg, VA MSA 47 Richmond-Petersburg, VA MSA 48 Ft. Lauderdale, FL PMSA 49 Miami, FL PMSA 50 Norfolk-Virginia Beach-Newport 51 Charleston, SC MSA 52 Memphis, TN MSA 53 Birmingham, AL MSA 54 Nashville, TN MSA 55 Knoxville, TN MSA 56 Enid, OK MSA 57 Oklahoma City, OK MSA 58 Waco, TX MSA 59 Austin, TX MSA 60 New Orleans, LA MSA 61 Corpus Christi, TX MSA 62 Pueblo, CO MSA 63 Denver, CO MSA 64 Tucson, AZ MSA 65 Boulder, CO PMSA 66 Bellingham, WA MSA 67 Tacoma, WA 68 Modesto, CA MSA 69 Santa Barbara, CA MSA 70 Windham Co., CT 71 Franklin Co., NY 72 Franklin Co., PA 73 Windham Co., VT 74 Lee Co., IL 75 Lawrence Co., IN 76 Riley Co., KS 77 Allegan Co., MI 78 Crow Wing Co., MN 79 Barry Co., MO 80 Burke Co., ND 81 Sandusky Co., OH 82 Waushara Co., WI 83 Choctaw Co., AL 84 Sussex Co., DE 85 Floyd Co., GA 86 Cumberland Co., KY 87 St. Landry Parish, LA 88 Copiah Co., MS 89 Iredell Co., NC 90 Edgecombe Co., NC 91 Horry County, SC 92 Greene County, TN 93 Chambers Co., TX 94 Hopkins Co., TX 95 Caroline Co., VA 96 Coconino Co., AZ 97 Mesa County, CO 98 Richland Co., MT 99 Wasco County, OR 100 Anchorage MSA ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30055 PSU name (character variable) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30029 State where respondent's residence is located. Standard two-character code ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30030 State where (population center of) PSU is located. Standard two-character code ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30045 State-County (FIPS) code NOTE: this variable is stored as numeric, and all variables are implicitly 5 digits wide: thus, a value of 1001 is implicitly 01001. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30041 Metro indicator for PSU 1 Self-representing PSU 2 Other MSA/NECMA 3 Non-MSA ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30021 Area probability segment number 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30040 Census tract number 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30052 Census block code 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30054 5-digit ZIP code ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30056 Number of segments in PSU 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30042 Number of lines listed in PSU 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30049 Lines listed for AP sample within segment. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30043 Lines in PSU expected from 1990 Census 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30050 Lines expected in segment from 1990 Census. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30044 Number of missed HUs in PSU 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30051 Number of missed HUs in segment. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30002 Number of sample cases in PSU. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30003 Number of ineligible cases in PSU. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30004 Number of completed cases in PSU. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30053 Lines listed in block. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30067 Indicator of cases added to the sample. 1. Missed AP HU 2. Case part of AP replicates added during field period 3. Spouse of a divorced list sample case ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30064 Number of missed HUs found at address. The variable is associated with both the original address and the addresses actually added to the sample. A maximum of 3 misssed addresses were added. In one instance, 33 additional HUs were found, but only 3 cases were added. 0. Inap. (not a missed AP HU; not an AP case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30065 Number of missed HUs added to the sample. This variable has the same value as X30064 except for one value. As noted in the definition of X30064, 33 missed HUs were discovered, but only 3 of these were added to the sample. This variable is associated with both the original address and the addresses added to the sample. 0. Inap. (not a missed AP HU; not an AP case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30033 PSU selection probability. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30015 Original EPSEM weight for AP cases. Total Census households (102263678) divided by (the total number of AP lines originally selected (4466) + the total number of lines from added sample replicates (232)). For all AP cases. Sums to 1990 population. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30005 Design-based nonresponse-adjusted area-probability weight. X30015*(X30002-X30003)/X30004. 0. Inap. (not an area-probability sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30068 Nonresponse and growth-adjusted area-probability weight. X30015*(sample cases in segment/completes in segment)*(lines in segment/1990 census lines in segment) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30025 Paired PSUs (segments for self-representing PSUs) for variance estimation: a 3-digit variable that identifies pseudo-strata combinations by pairing segments in the self-representing PSUs and PSUs in the non-self-representing areas. (X30076 is given in parentheses.) SELF-REPRESENTING PSUs 11 New York CMSA (1) 12 New York CMSA (1) 21 Los Angeles CMSA (2) 22 Los Angeles CMSA (2) 31 Chicago CMSA (3) 32 Chicago CMSA (3) 41 San Francisco-Oakland-San Jose (4) 42 San Francisco-Oakland-San Jose (4) 51 Philadelphia CMSA (5) 52 Philadelphia CMSA (5) 61 Detroit CMSA (6) 62 Detroit CMSA (6) 71 Dallas-Ft. Worth CMSA (7) 72 Dallas-Ft. Worth CMSA (7) 81 Washington DC MSA (8) 82 Washington DC MSA (8) 91 Houston CMSA (9) 92 Houston CMSA (9) 101 Boston NECMA (10) 102 Boston NECMA (10) 111 Atlanta MSA (11) 112 Atlanta MSA (11) 121 Tampa-St. Petersburg-Clearwater (12) 122 Tampa-St. Petersburg-Clearwater (12) 131 St. Louis MSA (13) 132 St. Louis MSA (13) 141 Minneapolis-St. Paul MSA (14) 142 Minneapolis-St. Paul MSA (14) 151 Phoenix MSA (15) 152 Phoenix MSA (15) 161 San Diego, CA MSA (16) 162 San Diego, CA MS (16) 171 Baltimore MSA (17) 172 Baltimore MSA (17) 181 Pittsburgh PMSA (18) 182 Pittsburgh PMSA (18) 191 Seattle PMSA (19) 192 Seattle PMSA (19) NON-SELF-REPRESENTING PSUs 201 Burlington VT (20) 202 Worcester MA (21) 211 New Haven CT (22) 212 Buffalo NY (23) 221 Rochester NY (24) 222 Allentown-Bethlehem-Easton PA (25) 231 Syracuse NY (26) 232 York PA (27) 241 Eau Claire WI (28) 242 Evansville IN, (29) 251 Jackson MI (30) 252 Ft. Wayne IN (31) 261 Indianapolis IN (32) 262 Cleveland OH (33) 263 Kansas City MO (38) 271 Cincinnati OH (34) 272 Columbus OH (35) 281 Lansing MI (36) 282 Saginaw-Bay City MI (37) 291 Rapid City SD (39) 292 Springfield MO (40) 301 Ft. Myers-Cape Coral FL (42) 302 West Palm Beach-Boca Raton FL (43) 311 Hickory-Morganton, NC (41) 312 Charlotte-Gastonia NC (44) 313 Wilmington NC (45) 321 Lynchburg VA (46) 322 Richmond-Petersburg VA (47) 331 Ft. Lauderdale FL (48) 332 Miami FL (49) 341 Norfolk-Virginia Beach-Newport News VA (50) 342 Charleston SC (51) 351 Memphis TN (52) 352 Birmingham AL (53) 361 Nashville TN (54) 362 Knoxville TN (55) 371 Enid OK (56) 372 Oklahoma City OK (57) 381 Waco TX (58) 382 Austin TX (59) 391 New Orleans LA (60) 392 Corpus Christi TX (61) 401 Pueblo CO (62) 402 Denver CO (63) 411 Tucson AZ (64) 412 Boulder CO (65) 421 Bellingham WA (66) 422 Tacoma WA (67) 423 Anchorage AK (100) 431 Modesto CA (68) 432 Santa Barbara CA (69) 441 Windham Co. CT (70) 442 Franklin Co. NY (71) 451 Franklin Co. PA (72) 452 Windham Co. VT (73) 461 Lee Co. IL (74) 462 Lawrence Co. IN (75) 471 Riley Co. KS (76) 472 Allegan Co. MI (77) 481 Crow Wing Co. MN (78) 482 Barry Co. MO (79) 491 Burke Co. IN (80) 492 Sandusky Co. OH (81) 493 Waushara Co WI (82) 501 Sussex Co. DE (84) 502 Floyd Co. GA (85) 511 Cumberland Co. KY (86) 512 St. Landry Parish LA (87) 521 Choctaw Co. AL (83) 522 Copiah Co. MS (88) 523 Iredell Co. NC (89) 531 Edgecombe Co. NC (90) 532 Horry Co. SC (91) 541 Greene Co. TN (92) 542 Chambers Co. TX (93) 551 Hopkins Co. TX (94) 552 Caroline Co. VA (95) 561 Coconino Co. AZ (96) 562 Mesa Co. CO (97) 571 Richland Co. MT (98) 572 Wasco Co. OR (99) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30035 Wealth index estimated by grossing up income flows (1992-type wealth index). 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30037 Regression model based wealth index. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30038 Merged wealth index. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30039 Percentile of wealth index distribution in SOI file. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30009 List sample wealth-index stratum number. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30058 Divorced list case indicator. 1. Both of divorced pair interviewed 2. Only one of divorced pair interviewed 0. Inap. (not a divorced list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30059 Divorce-adjusted wealth index (grossed up income flow version): If list case divorced: X30035/2, Otherwise: X30035. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30060 Divorce-adjusted regression model based wealth index: If list case divorced: X30037/2, Otherwise: X30037. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30061 Divorce-adjusted merged wealth index (average of "centered and rescaled" X30059 and X30060). 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30062 Percentile of divorce-adjusted wealth index distribution in SOI file. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30024 Divorce-adjusted wealth index stratum. When joint filers had divorced since the sample was drawn, the capitalized income flows input to the original wealth index was divided in half and the stratum number was recomputed using the original classes. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30023 List sample financial income post-stratum, defined in terms of all interest and dividend income reported on page 1 of IRS Form 1040. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30063 Divorce-adjusted List sample financial income post-stratum, defined in terms of all interest income reported on page 1 of IRS Form 1040. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30032 List sample type indicator 1. Certainty case 2. Main sample 3. Supplemental sample 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30073 Indicator of PSU that would be selected as self-representing if the measure of size were the number of units in stratum 5 or higher. 1. Self representing 0. Not self-representing; AP case ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30034 Smoothed PSU selection probability. ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30031 Original SOI weight for list sample cases 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30069 Population estimate of number of non-certainty cases in list sample stratum. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30070 Number of non-certainty cases in list sample stratum. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30071 Population estimate of number of all cases in list sample stratum. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30072 Number of cases in list sample stratum. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30008 List sample selection weight: For certainty cases=X30031/X30034 For other cases=estimate of total non-certainty cases/number non-certainty sample cases 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30036 List weight at last stage of adjustment before merger with AP sample. 0. Inap. (not a list sample case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ****************************************** X30080 Cases that were subject to special disclosure adjustments. 0. Inap. (not a special disclosure case) ****************************************** NOT INCLUDED IN THE PUBLIC DATASET ******************************************