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Statistical Supplement | September 2004

Statistical Supplement to the Federal Reserve Bulletin, September 2004

4.39  Applications for Home Loans Reported under HMDA, 2003 By Loan Program and Size of Dwelling
Percent
Type of loan program One- to four-family dwellings
Home purchase Home refinancing
Approved and accepted Approved but not accepted Denied Withdrawn File closed Total Approved and accepted Approved but not accepted Denied Withdrawn File closed Total
1 FHA 73.9 4.1 10.5 9.2 2.3 100 70.2 7.3 7.7 10.4 4.5 100
2 VA 78.7 3.9 7.7 8.3 1.4 100 76.9 4.9 6.5 9.2 2.4 100
3 FSA/RHS 78.2 3.1 12.3 4.0 2.4 100 68.6 14.9 9.9 4.6 2.1 100
4 Conventional 67.4 8.3 13.8 8.2 2.2 100 60.9 8.0 17.5 11.4 2.2 100
5 All 68.4 7.7 13.4 8.3 2.2 100 61.5 7.9 17.0 11.3 2.3 100
 One- to four-family dwellings Multifamily dwellings1
Home improvement
Approved and accepted Approved but not accepted Denied Withdrawn File closed Total Approved and accepted Approved but not accepted Denied Withdrawn File closed Total
1 FHA 33.1 19.3 37.3 10.0 .3 100 88.9 * 8.7 1.7 .7 100
2 VA 51.9 6.3 29.4 11.1 1.3 100 * * * * * 100
3 FSA/RHS 95.5 2.4 1.1 .9 * 100 * * * * * 100
4 Conventional 45.1 9.9 36.6 6.3 2.1 100 82.1 3.6 8.1 5.2 1.0 100
5 All 45.0 10.0 36.6 6.3 2.1 100 82.2 3.6 8.1 5.2 1.0 100

Note. Loans approved and accepted were approved by the lender and accepted by the applicant. Loans approved but not accepted were approved by the lender but not accepted by the applicant. Applications denied were denied by the lender, and applications withdrawn were withdrawn by the applicant. When an application was left incomplete by the applicant, the lender reported file closed and took no further action.

*Less than .05 percent.

1. Multifamily dwellings are those for five or more families.   Return to table

Source. FFIEC, Home Mortgage Disclosure Act.

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Last update: May 11, 2005