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Statistical Supplement | May 2008

Statistical Supplement to the Federal Reserve Bulletin, May 2008
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2005
 2006
 2007r
 2007 2008
Novr Decr Janr Febr Marr Apr
  Seasonally adjusted
1 Total 2,284,876 2,387,470 2,523,639 2,521,986 2,523,639 2,535,793 2,542,881 2,555,997 2,564,945
 
2 Revolving 824,963 875,406 940,609 939,020 940,609 946,545 950,735 956,562 956,863
3 Nonrevolving2 1,459,913 1,512,064 1,583,030 1,582,966 1,583,030 1,589,249 1,592,146 1,599,434 1,608,082
  Not seasonally adjusted
4 Total 2,313,862 2,418,262 2,556,618 2,532,016 2,556,618 2,556,972 2,541,774 2,538,693 2,550,766
 
  By major holder  
5 Commercial banks 707,039 741,200 804,096 788,005 804,096 808,704 800,042 796,312 808,002
6 Finance companies 516,534 534,354 583,869 575,330 583,869 581,032 578,604 582,460 585,163
7 Credit unions 228,588 234,532 235,700 237,654 235,700 234,066 232,276 230,546 231,683
8 Federal government and Sallie Mae 89,822 91,676 98,396 98,452 98,396 102,377 103,122 103,537 103,761
9 Savings institutions 109,077 95,547 90,787 87,188 90,787 89,684 88,651 87,548 88,100
10 Nonfinancial business 58,817 56,757 55,167 55,254 55,167 53,221 51,939 51,229 51,141
11 Pools of securitized assets3 603,986 664,197 688,602 690,133 688,602 687,888 687,139 687,060 682,917
 
  By major type of credit4  
12 Revolving 849,975 902,316 969,523 944,559 969,523 957,919 948,899 943,456 949,251
13 Commercial banks 311,204 327,302 353,446 336,176 353,446 338,287 330,184 322,463 327,691
14 Finance companies 66,307 79,874 86,046 82,948 86,046 84,895 83,447 82,060 82,840
15 Credit unions 24,688 27,388 31,071 29,919 31,071 30,802 30,450 30,452 30,730
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 40,755 42,459 44,750 40,694 44,750 44,077 43,446 42,773 43,510
18 Nonfinancial business 11,598 7,779 4,228 7,429 4,228 3,987 3,808 3,657 3,731
19 Pools of securitized assets3 395,423 417,514 449,982 447,393 449,982 455,872 457,564 462,051 460,750
 
20 Nonrevolving 1,463,887 1,515,946 1,587,095 1,587,457 1,587,095 1,599,054 1,592,875 1,595,236 1,601,515
21 Commercial banks 395,835 413,898 450,650 451,828 450,650 470,417 469,859 473,849 480,312
22 Finance companies 450,226 454,480 497,823 492,383 497,823 496,138 495,157 500,400 502,322
23 Credit unions 203,900 207,144 204,629 207,735 204,629 203,264 201,826 200,094 200,953
24 Federal government and Sallie Mae 89,822 91,676 98,396 98,452 98,396 102,377 103,122 103,537 103,761
25 Savings institutions 68,322 53,088 46,037 46,494 46,037 45,607 45,205 44,775 44,590
26 Nonfinancial business 47,219 48,978 50,939 47,825 50,939 49,234 48,131 47,572 47,410
27 Pools of securitized assets3 208,564 246,683 238,621 242,740 238,621 232,016 229,575 225,009 222,167

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | May 2008 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: July 2, 2008