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Release Date: December 29, 2008
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H.8 (510); Page 1
For use at 4:15 p.m. Eastern Time; December 29, 2008
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars

Account		2007 Nov	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	Week ending
										Nov 26	Dec 3	Dec 10	Dec 17
	Assets
1	Bank credit	9,180.3	9,403.3	9,374.5	9,399.2	9,415.3	9,575.2	9,956.6	9,896.5	9,903.4	9,976.1	9,962.7	9,967.0
2	Securities in bank credit	2,464.5	2,481.2	2,471.8	2,494.4	2,481.1	2,537.1	2,719.5	2,725.8	2,721.2	2,803.3	2,757.3	2,805.8
3	Treasury and Agency securities 2	1,129.0	1,096.0	1,112.8	1,114.3	1,127.7	1,153.8	1,227.0	1,261.2	1,252.5	1,267.6	1,245.8	1,232.3
4	Other securities 3	1,335.5	1,385.3	1,359.0	1,380.1	1,353.4	1,383.2	1,492.5	1,464.6	1,468.6	1,535.7	1,511.6	1,573.5
5	Loans and leases in bank credit 4	6,715.8	6,922.0	6,902.7	6,904.8	6,934.2	7,038.1	7,237.1	7,170.7	7,182.2	7,172.8	7,205.3	7,161.2
6	Commercial and industrial	1,408.5	1,496.3	1,503.1	1,508.7	1,508.5	1,536.0	1,600.0	1,596.2	1,599.5	1,589.0	1,592.8	1,582.2
7	Real estate	3,562.3	3,657.2	3,648.2	3,627.1	3,645.9	3,666.7	3,791.4	3,784.3	3,790.6	3,792.4	3,798.4	3,795.2
8	Revolving home equity	478.5	512.2	518.4	523.5	526.2	540.4	577.8	580.5	582.3	584.4	586.4	585.9
9	Other residential	1,494.3	1,481.1	1,449.9	1,435.9	1,445.6	1,445.8	1,496.0	1,479.9	1,478.9	1,477.2	1,483.6	1,477.8
10	Commercial	1,589.5	1,663.9	1,680.0	1,667.7	1,674.1	1,680.6	1,717.6	1,723.9	1,729.4	1,730.9	1,728.4	1,731.5
11	Consumer	795.9	827.1	831.7	839.3	845.0	852.0	870.7	876.3	880.9	882.5	882.1	883.0
12	Credit cards and other revolving plans	341.4	345.9	345.5	349.7	357.0	362.3	375.8	381.4	382.1	385.4	389.3	389.2
13	Other	454.6	481.2	486.3	489.6	488.0	489.7	494.9	494.9	498.8	497.1	492.8	493.7
14	Security 5	282.0	292.8	280.8	295.0	305.5	330.9	302.0	268.5	270.0	260.2	267.1	234.0
15	Fed funds and RPs with brokers	225.4	235.0	232.3	244.9	256.2	269.8	240.9	220.9	225.1	219.0	225.4	193.6
16	Other	56.5	57.9	48.5	50.1	49.3	61.1	61.1	47.6	44.9	41.2	41.7	40.4
17	Other loans and leases	667.1	648.5	638.8	634.7	629.3	652.5	672.9	645.4	641.2	648.7	665.0	666.8
18	Interbank loans	421.5	446.6	453.1	437.7	434.2	462.6	444.6	344.8	324.5	354.0	348.5	353.1
19	Fed funds and RPs with banks 6	338.9	364.8	370.0	362.8	358.1	387.9	363.0	267.7	247.1	281.2	281.0	283.8
20	Other	82.6	81.8	83.1	74.9	76.1	74.7	81.6	77.2	77.4	72.8	67.5	69.3
21	Cash assets 7	302.3	306.5	300.0	296.6	297.8	368.5	576.6	852.7	866.3	884.9	1,030.6	987.3
22	Other assets 8	953.5	987.9	1,003.9	1,018.8	1,018.4	1,041.8	1,087.4	1,132.3	1,152.5	1,154.7	1,160.5	1,143.4
23	Total Assets 9	10,784.2	11,047.2	11,030.6	11,044.8	11,056.6	11,334.8	11,942.6	12,100.0	12,121.4	12,240.6	12,374.8	12,321.0
	Liabilities
24	Deposits	6,637.8	6,887.0	6,909.6	6,884.2	6,914.3	7,072.5	7,125.2	7,064.1	7,089.7	7,124.0	7,246.1	7,230.3
25	Transaction	610.9	613.4	603.6	621.0	600.2	640.2	679.4	703.9	700.2	717.5	811.0	739.2
26	Nontransaction	6,027.0	6,273.6	6,306.0	6,263.2	6,314.0	6,432.3	6,445.8	6,360.2	6,389.5	6,406.5	6,435.1	6,491.1
27	Large time	2,026.6	2,112.7	2,125.4	2,130.9	2,129.8	2,160.9	2,063.3	1,938.1	1,921.8	1,939.2	1,964.1	1,982.3
28	Other	4,000.4	4,161.0	4,180.5	4,132.2	4,184.2	4,271.4	4,382.5	4,422.1	4,467.7	4,467.3	4,471.0	4,508.9
29	Borrowings	2,221.4	2,319.0	2,316.9	2,340.5	2,357.2	2,398.6	2,613.6	2,599.7	2,565.2	2,568.1	2,486.4	2,456.2
30	From banks in the U.S.	456.7	483.8	483.3	479.5	476.9	478.5	449.6	400.0	401.6	394.4	373.7	359.8
31	From others	1,764.7	1,835.2	1,833.5	1,861.0	1,880.2	1,920.0	2,164.0	2,199.7	2,163.6	2,173.6	2,112.7	2,096.4
32	Net due to related foreign offices	85.9	-23.6	-18.5	-46.9	-92.2	-61.8	189.0	401.7	389.9	421.1	504.4	426.0
33	Other liabilities	665.9	693.4	674.5	674.5	673.3	715.1	805.7	844.7	873.2	931.0	930.0	1,006.0
34	Total Liabilities	9,611.1	9,875.9	9,882.5	9,852.2	9,852.6	10,124.3	10,733.5	10,910.1	10,918.0	11,044.2	11,166.8	11,118.5
35	Residual (assets less liabilities) 10	1,173.1	1,171.3	1,148.1	1,192.5	1,204.0	1,210.5	1,209.1	1,189.9	1,203.4	1,196.4	1,208.0	1,202.5

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H.8 (510); Page 2
For use at 4:15 p.m. Eastern Time; December 29, 2008
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars

Account		2007 Nov	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	Week ending
										Nov 26	Dec 3	Dec 10	Dec 17
	Assets
1	Bank credit	9,225.9	9,385.7	9,340.8	9,329.2	9,348.9	9,553.5	9,963.8	9,951.6	9,966.9	10,039.7	10,012.7	10,024.2
2	Securities in bank credit	2,468.7	2,506.4	2,484.9	2,476.4	2,465.5	2,516.3	2,702.2	2,735.3	2,736.4	2,819.4	2,760.9	2,791.2
3	Treasury and Agency securities 2	1,123.1	1,110.0	1,123.5	1,118.6	1,133.0	1,146.2	1,212.5	1,257.0	1,246.4	1,261.7	1,231.4	1,214.2
4	Other securities 3	1,345.6	1,396.4	1,361.5	1,357.8	1,332.6	1,370.1	1,489.7	1,478.3	1,490.0	1,557.6	1,529.5	1,577.1
5	Loans and leases in bank credit 4	6,757.2	6,879.3	6,855.9	6,852.9	6,883.4	7,037.2	7,261.6	7,216.4	7,230.5	7,220.3	7,251.9	7,233.0
6	Commercial and industrial	1,409.7	1,494.5	1,497.3	1,497.6	1,501.3	1,533.4	1,600.5	1,598.8	1,605.3	1,592.9	1,587.0	1,589.1
7	Real estate	3,600.6	3,628.0	3,616.8	3,611.2	3,615.4	3,661.1	3,822.9	3,827.0	3,829.6	3,833.5	3,839.5	3,830.9
8	Revolving home equity	482.4	508.4	514.5	521.6	526.0	540.7	580.7	585.5	587.6	588.3	589.9	591.3
9	Other residential	1,519.8	1,464.6	1,438.9	1,422.8	1,418.6	1,434.1	1,511.3	1,506.8	1,503.5	1,507.7	1,512.2	1,500.4
10	Commercial	1,598.4	1,655.0	1,663.5	1,666.8	1,670.8	1,686.4	1,730.9	1,734.7	1,738.5	1,737.6	1,737.5	1,739.2
11	Consumer	796.3	822.8	826.9	832.9	843.7	853.9	865.9	876.6	882.1	882.5	882.9	892.4
12	Credit cards and other revolving plans	343.0	340.8	341.8	347.1	355.4	361.6	371.9	383.5	386.7	387.8	393.9	403.3
13	Other	453.3	482.0	485.1	485.8	488.3	492.3	494.0	493.1	495.4	494.6	489.0	489.1
14	Security 5	284.1	293.9	280.9	281.9	294.9	327.2	298.0	267.6	269.2	261.8	274.9	245.6
15	Fed funds and RPs with brokers	226.0	237.9	234.5	234.3	246.9	267.5	238.3	219.2	222.5	220.5	231.9	202.4
16	Other	58.1	56.0	46.4	47.6	48.0	59.6	59.7	48.4	46.7	41.3	43.0	43.2
17	Other loans and leases	666.4	640.1	634.0	629.3	628.2	661.6	674.3	646.3	644.3	649.6	667.6	675.0
18	Interbank loans	433.7	434.0	435.8	422.1	426.9	460.6	443.7	351.6	330.9	364.4	356.5	362.6
19	Fed funds and RPs with banks 6	350.7	353.3	355.3	349.8	353.3	389.9	364.8	275.3	257.9	290.0	286.5	294.6
20	Other	83.0	80.7	80.5	72.3	73.5	70.7	78.9	76.2	73.0	74.4	70.0	68.0
21	Cash assets 7	307.4	304.1	296.3	292.4	285.8	366.1	575.2	868.6	878.1	901.3	1,020.1	1,024.1
22	Other assets 8	950.5	985.1	999.1	1,015.9	1,014.7	1,050.5	1,096.7	1,130.7	1,152.1	1,149.0	1,162.1	1,138.2
23	Total Assets 9	10,844.7	11,011.7	10,971.2	10,951.8	10,967.0	11,317.2	11,957.2	12,177.2	12,204.9	12,325.1	12,422.9	12,419.3
	Liabilities
24	Deposits	6,676.3	6,862.0	6,864.5	6,831.0	6,844.2	7,052.3	7,145.2	7,117.9	7,103.0	7,198.9	7,303.8	7,321.5
25	Transaction	613.9	609.3	602.6	605.4	589.9	631.0	667.4	707.6	770.8	708.6	756.7	767.6
26	Nontransaction	6,062.4	6,252.7	6,261.9	6,225.6	6,254.3	6,421.2	6,477.8	6,410.2	6,332.2	6,490.3	6,547.1	6,553.8
27	Large time	2,032.8	2,130.2	2,125.6	2,093.2	2,102.5	2,148.0	2,073.1	1,951.3	1,927.8	1,950.7	1,981.1	1,993.7
28	Other	4,029.6	4,122.5	4,136.3	4,132.4	4,151.7	4,273.2	4,404.6	4,458.9	4,404.4	4,539.6	4,565.9	4,560.2
29	Borrowings	2,221.5	2,338.7	2,318.3	2,307.1	2,343.1	2,414.2	2,611.3	2,599.2	2,576.2	2,560.3	2,456.9	2,461.5
30	From banks in the U.S.	462.2	480.9	479.2	467.2	469.8	477.8	445.6	403.4	408.2	400.5	372.1	364.5
31	From others	1,759.3	1,857.7	1,839.0	1,839.8	1,873.3	1,936.3	2,165.7	2,195.8	2,168.0	2,159.9	2,084.8	2,097.0
32	Net due to related foreign offices	95.1	-64.5	-52.3	-23.3	-66.3	-48.0	203.9	411.4	432.9	432.6	530.2	423.6
33	Other liabilities	682.8	699.3	667.3	666.1	671.4	712.7	811.6	866.7	905.2	955.9	952.9	1,008.1
34	Total Liabilities	9,675.7	9,835.5	9,797.8	9,780.9	9,792.4	10,131.2	10,772.0	10,995.2	11,017.3	11,147.7	11,243.8	11,214.7
35	Residual (assets less liabilities) 10	1,169.0	1,176.2	1,173.4	1,170.9	1,174.6	1,186.1	1,185.2	1,182.0	1,187.6	1,177.4	1,179.1	1,204.6

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H.8 (510); Page 3
For use at 4:15 p.m. Eastern Time; December 29, 2008
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars

Account		2007 Nov	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	Week ending
										Nov 26	Dec 3	Dec 10	Dec 17
	Assets
1	Bank credit	8,026.1	8,268.2	8,253.0	8,276.6	8,291.2	8,456.5	8,804.3	8,778.8	8,807.9	8,870.2	8,867.6	8,845.1
2	Securities in bank credit	1,990.3	2,014.4	2,014.6	2,026.4	2,016.5	2,082.3	2,244.2	2,261.7	2,273.5	2,347.4	2,302.4	2,319.3
3	Treasury and Agency securities 2	1,036.3	1,004.1	1,021.2	1,020.5	1,040.9	1,070.9	1,151.4	1,177.8	1,172.5	1,184.2	1,161.9	1,145.1
4	Other securities 3	954.0	1,010.3	993.3	1,005.8	975.6	1,011.4	1,092.9	1,083.9	1,101.0	1,163.2	1,140.5	1,174.2
5	Loans and leases in bank credit 4	6,035.8	6,253.7	6,238.4	6,250.3	6,274.6	6,374.2	6,560.0	6,517.1	6,534.4	6,522.9	6,565.2	6,525.7
6	Commercial and industrial	1,133.5	1,185.4	1,189.9	1,194.3	1,191.5	1,209.7	1,249.2	1,243.4	1,246.0	1,235.3	1,239.1	1,232.0
7	Real estate	3,526.6	3,616.5	3,606.1	3,584.3	3,601.8	3,623.7	3,750.7	3,745.2	3,751.2	3,753.1	3,759.5	3,755.5
8	Revolving home equity	478.5	512.2	518.4	523.5	526.2	540.4	577.8	580.5	582.3	584.4	586.4	585.9
9	Other residential	1,494.3	1,481.1	1,449.9	1,435.9	1,445.6	1,445.8	1,496.0	1,479.9	1,478.9	1,477.2	1,483.6	1,477.8
10	Commercial	1,553.8	1,623.2	1,637.9	1,624.9	1,630.0	1,637.6	1,676.9	1,684.9	1,690.1	1,691.5	1,689.6	1,691.8
11	Consumer	795.9	827.1	831.7	839.3	845.0	852.0	870.7	876.3	880.9	882.5	882.1	883.0
12	Credit cards and other revolving plans	341.4	345.9	345.5	349.7	357.0	362.3	375.8	381.4	382.1	385.4	389.3	389.2
13	Other	454.6	481.2	486.3	489.6	488.0	489.7	494.9	494.9	498.8	497.1	492.8	493.7
14	Security 5	141.4	189.0	180.4	194.7	204.8	241.3	230.6	213.1	218.0	209.2	227.9	194.7
15	Fed funds and RPs with brokers	109.7	149.3	149.2	163.6	174.5	195.5	183.6	177.6	184.8	179.8	196.6	164.5
16	Other	31.7	39.6	31.2	31.2	30.3	45.8	47.0	35.5	33.2	29.3	31.3	30.2
17	Other loans and leases	438.5	435.8	430.2	437.7	431.6	447.5	458.8	439.2	438.3	442.8	456.6	460.5
18	Interbank loans	342.5	371.6	384.6	372.0	368.2	394.4	383.8	298.4	275.5	309.2	312.8	319.0
19	Fed funds and RPs with banks 6	265.7	295.2	306.9	302.2	297.8	324.5	308.9	227.6	205.2	243.1	251.9	255.6
20	Other	76.8	76.4	77.7	69.8	70.4	69.9	74.8	70.7	70.3	66.1	60.9	63.4
21	Cash assets 7	245.5	248.4	240.4	240.5	244.7	307.7	446.5	578.1	593.1	606.3	673.0	700.8
22	Other assets 8	904.5	938.6	947.6	970.3	975.4	995.1	1,026.2	1,076.7	1,099.3	1,099.5	1,106.3	1,084.4
23	Total Assets 9	9,445.2	9,729.8	9,724.8	9,751.9	9,770.3	10,040.6	10,538.1	10,605.9	10,650.6	10,756.2	10,832.4	10,819.6
	Liabilities
24	Deposits	5,620.3	5,774.3	5,784.9	5,763.3	5,786.7	5,969.6	6,194.5	6,202.6	6,248.9	6,276.7	6,374.1	6,340.3
25	Transaction	597.8	596.4	586.8	603.8	583.7	621.1	657.1	685.5	682.6	699.8	791.3	718.0
26	Nontransaction	5,022.5	5,177.9	5,198.1	5,159.5	5,203.0	5,348.6	5,537.4	5,517.1	5,566.3	5,577.0	5,582.8	5,622.3
27	Large time	1,024.3	1,021.3	1,022.0	1,030.5	1,023.3	1,082.2	1,160.3	1,100.9	1,104.7	1,115.7	1,117.6	1,122.3
28	Other	3,998.2	4,156.6	4,176.1	4,129.1	4,179.7	4,266.4	4,377.1	4,416.2	4,461.6	4,461.3	4,465.2	4,500.0
29	Borrowings	1,634.7	1,711.7	1,714.0	1,735.4	1,753.6	1,791.6	1,992.5	1,989.7	1,968.7	1,972.5	1,920.6	1,905.3
30	From banks in the U.S.	396.0	411.9	413.7	406.6	409.5	394.5	391.7	360.2	354.9	354.2	342.9	329.4
31	From others	1,238.7	1,299.7	1,300.3	1,328.8	1,344.1	1,397.1	1,600.8	1,629.5	1,613.8	1,618.2	1,577.6	1,575.9
32	Net due to related foreign offices	482.0	527.7	546.2	529.7	509.8	506.2	521.6	568.3	554.8	581.3	608.3	578.1
33	Other liabilities	537.2	547.6	534.3	537.3	532.8	567.0	622.3	658.9	684.5	742.8	741.9	796.9
34	Total Liabilities	8,274.2	8,561.2	8,579.4	8,565.8	8,583.0	8,834.4	9,330.8	9,419.4	9,456.9	9,573.4	9,644.8	9,620.6
35	Residual (assets less liabilities) 10	1,171.0	1,168.6	1,145.4	1,186.1	1,187.3	1,206.2	1,207.3	1,186.4	1,193.7	1,182.8	1,187.6	1,199.0

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H.8 (510); Page 4
For use at 4:15 p.m. Eastern Time; December 29, 2008
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars

Account		2007 Nov	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	Week ending
										Nov 26	Dec 3	Dec 10	Dec 17
	Assets
1	Bank credit	8,063.2	8,255.7	8,227.1	8,225.4	8,238.4	8,443.1	8,813.6	8,826.1	8,855.7	8,920.3	8,903.6	8,893.7
2	Securities in bank credit	1,988.4	2,036.4	2,026.5	2,016.4	2,006.7	2,066.1	2,228.8	2,265.1	2,280.1	2,354.4	2,298.9	2,307.9
3	Treasury and Agency securities 2	1,029.9	1,017.9	1,032.5	1,026.6	1,045.1	1,062.4	1,136.3	1,173.3	1,165.9	1,177.4	1,146.4	1,127.7
4	Other securities 3	958.5	1,018.6	993.9	989.8	961.5	1,003.6	1,092.6	1,091.8	1,114.2	1,177.0	1,152.6	1,180.2
5	Loans and leases in bank credit 4	6,074.8	6,219.2	6,200.6	6,209.0	6,231.8	6,377.0	6,584.8	6,561.0	6,575.6	6,565.9	6,604.7	6,585.8
6	Commercial and industrial	1,134.9	1,187.0	1,187.4	1,187.2	1,186.2	1,207.1	1,250.9	1,245.6	1,249.1	1,237.7	1,232.8	1,233.2
7	Real estate	3,564.1	3,586.9	3,575.1	3,569.0	3,572.9	3,618.3	3,781.1	3,787.2	3,789.6	3,793.4	3,799.5	3,790.7
8	Revolving home equity	482.4	508.4	514.5	521.6	526.0	540.7	580.7	585.5	587.6	588.3	589.9	591.3
9	Other residential	1,519.8	1,464.6	1,438.9	1,422.8	1,418.6	1,434.1	1,511.3	1,506.8	1,503.5	1,507.7	1,512.2	1,500.4
10	Commercial	1,561.9	1,613.9	1,621.8	1,624.6	1,628.3	1,643.5	1,689.1	1,694.9	1,698.5	1,697.4	1,697.4	1,698.9
11	Consumer	796.3	822.8	826.9	832.9	843.7	853.9	865.9	876.6	882.1	882.5	882.9	892.4
12	Credit cards and other revolving plans	343.0	340.8	341.8	347.1	355.4	361.6	371.9	383.5	386.7	387.8	393.9	403.3
13	Other	453.3	482.0	485.1	485.8	488.3	492.3	494.0	493.1	495.4	494.6	489.0	489.1
14	Security 5	139.7	191.5	181.8	184.8	196.9	240.5	226.6	210.3	213.7	208.7	232.1	203.3
15	Fed funds and RPs with brokers	107.7	151.3	150.6	154.3	167.2	195.4	180.9	174.7	179.5	179.8	200.8	172.1
16	Other	32.0	40.2	31.2	30.5	29.6	45.1	45.8	35.7	34.2	28.9	31.3	31.2
17	Other loans and leases	439.7	431.1	429.3	435.1	432.2	457.2	460.2	441.2	441.1	443.7	457.4	466.3
18	Interbank loans	349.9	361.7	370.6	357.9	362.4	391.2	381.0	302.9	278.2	315.8	318.3	327.3
19	Fed funds and RPs with banks 6	273.0	286.1	295.0	290.4	294.3	325.2	308.9	233.4	212.3	248.3	255.2	265.5
20	Other	76.8	75.6	75.6	67.5	68.1	66.0	72.1	69.5	65.9	67.5	63.1	61.8
21	Cash assets 7	249.7	247.3	237.4	236.1	231.9	303.4	443.0	588.9	599.5	623.5	659.3	727.8
22	Other assets 8	903.1	934.7	941.8	967.7	971.7	1,002.4	1,037.1	1,077.0	1,099.2	1,094.7	1,107.0	1,080.2
23	Total Assets 9	9,493.1	9,702.2	9,676.1	9,679.3	9,695.2	10,026.7	10,552.6	10,669.6	10,709.6	10,825.2	10,859.7	10,899.1
	Liabilities
24	Deposits	5,659.3	5,725.0	5,730.6	5,735.8	5,733.1	5,955.3	6,213.2	6,253.4	6,257.3	6,354.9	6,432.4	6,432.2
25	Transaction	601.2	592.5	586.1	588.6	573.6	612.0	645.7	689.7	752.9	691.3	737.9	746.2
26	Nontransaction	5,058.2	5,132.5	5,144.6	5,147.2	5,159.5	5,343.3	5,567.5	5,563.7	5,504.4	5,663.7	5,694.5	5,686.0
27	Large time	1,030.0	1,014.4	1,012.8	1,019.3	1,012.4	1,074.8	1,168.0	1,110.2	1,105.4	1,129.6	1,134.2	1,134.0
28	Other	4,028.2	4,118.2	4,131.8	4,127.9	4,147.1	4,268.5	4,399.5	4,453.5	4,399.0	4,534.0	4,560.3	4,552.0
29	Borrowings	1,635.9	1,721.4	1,712.7	1,712.7	1,752.1	1,827.6	2,011.4	1,992.5	1,974.7	1,958.9	1,879.0	1,900.3
30	From banks in the U.S.	398.9	413.1	411.6	399.1	404.4	395.1	390.2	362.6	361.8	357.3	339.5	332.3
31	From others	1,237.0	1,308.3	1,301.0	1,313.6	1,347.7	1,432.5	1,621.2	1,629.9	1,612.8	1,601.6	1,539.5	1,568.0
32	Net due to related foreign offices	478.5	532.8	533.8	529.9	507.0	495.2	517.6	565.8	580.3	576.1	616.1	563.0
33	Other liabilities	552.4	550.1	529.0	533.4	531.8	565.9	628.7	678.8	712.7	761.0	755.8	801.4
34	Total Liabilities	8,326.1	8,529.3	8,506.1	8,511.7	8,524.0	8,844.0	9,371.0	9,490.6	9,525.1	9,650.9	9,683.3	9,696.9
35	Residual (assets less liabilities) 10	1,167.0	1,172.8	1,170.0	1,167.5	1,171.2	1,182.7	1,181.6	1,179.0	1,184.5	1,174.3	1,176.4	1,202.2

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H.8 (510); Page 5
For use at 4:15 p.m. Eastern Time; December 29, 2008
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Nov	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	Week ending
										Nov 26	Dec 3	Dec 10	Dec 17
	Assets
1	Bank credit	5,113.6	5,311.4	5,285.4	5,289.6	5,295.7	5,427.3	5,752.1	5,721.6	5,762.7	5,743.0	5,750.3	5,728.3
2	Securities in bank credit	1,388.2	1,427.8	1,428.7	1,433.1	1,428.8	1,499.1	1,665.6	1,676.6	1,698.0	1,700.1	1,661.5	1,676.9
3	Treasury and Agency securities 2	663.9	648.0	665.3	662.8	685.5	710.0	784.3	806.9	800.2	806.0	784.7	772.6
3a	Trading account	72.2	65.7	66.1	53.7	56.4	72.0	133.6	122.1	100.8	108.5	78.1	94.0
3b	Investment account	591.6	582.3	599.2	609.1	629.1	638.0	650.7	684.8	699.4	697.6	706.6	678.6
3b1	Mortgage-backed	527.0	534.2	552.3	560.3	576.7	587.6	604.3	636.2	647.8	644.3	650.5	621.7
3b2	Other	64.6	48.0	46.9	48.7	52.4	50.3	46.5	48.6	51.7	53.3	56.1	56.9
4	Other securities	724.3	779.9	763.4	770.3	743.3	789.1	881.3	869.7	897.7	894.1	876.9	904.3
4a	Trading account 3	388.7	408.2	390.4	400.6	385.3	404.1	446.5	484.0	518.4	536.8	529.0	566.5
4a1	Derivatives with a positive fair value 11	201.8	210.0	193.5	214.2	215.2	230.2	283.1	342.4	380.9	391.4	384.4	420.3
4a2	Other	186.9	198.2	196.9	186.4	170.1	173.9	163.5	141.6	137.5	145.4	144.6	146.2
4b	Investment account	335.6	371.6	373.0	369.7	358.0	385.0	434.7	385.6	379.3	357.3	347.9	337.8
4b1	State and local government	60.3	54.6	53.2	53.3	52.7	52.2	52.7	52.0	51.9	52.4	51.5	50.9
4b2	Mortgage-backed	153.9	179.3	175.6	163.3	155.1	155.5	163.5	152.2	150.5	135.7	140.1	142.3
4b3	Other	121.5	137.7	144.1	153.2	150.3	177.3	218.6	181.4	177.0	169.2	156.4	144.6
5	Loans and leases in bank credit 4	3,725.4	3,883.5	3,856.7	3,856.5	3,866.9	3,928.2	4,086.5	4,045.0	4,064.8	4,042.8	4,088.7	4,051.4
6	Commercial and industrial	741.7	780.4	783.3	786.7	781.0	793.0	822.7	816.5	818.9	808.7	813.0	807.3
7	Real estate	2,052.6	2,107.4	2,088.5	2,059.0	2,066.5	2,067.2	2,177.7	2,174.9	2,183.6	2,181.1	2,189.0	2,185.5
8	Revolving home equity	390.2	417.3	421.6	427.0	428.6	440.2	474.1	476.6	478.0	480.1	482.2	481.4
9	Other residential	1,042.1	1,026.2	995.4	979.6	984.4	977.2	1,019.8	1,008.2	1,012.5	1,005.4	1,010.6	1,007.5
10	Commercial	620.3	663.9	671.5	652.4	653.5	649.8	683.9	690.1	693.0	695.6	696.2	696.5
11	Consumer	463.6	487.3	491.3	498.9	503.4	501.3	517.1	518.8	522.7	523.2	524.7	525.4
12	Credit cards and other revolving plans	133.7	132.1	131.9	135.3	138.7	143.1	159.2	160.7	161.3	162.6	162.3	162.7
13	Other	329.8	355.2	359.4	363.6	364.7	358.2	357.8	358.1	361.5	360.6	362.5	362.7
14	Security	132.7	177.5	169.0	183.2	193.6	229.8	219.6	203.4	209.0	198.5	217.3	184.1
15	Fed funds and RPs with brokers	105.9	143.2	143.2	157.3	168.4	189.1	177.7	172.9	180.8	174.0	190.8	158.6
16	Other	26.9	34.3	25.9	25.9	25.1	40.7	41.9	30.5	28.2	24.5	26.5	25.4
17	Other loans and leases	334.9	330.8	324.6	328.8	322.4	336.8	349.3	331.4	330.6	331.3	344.7	349.2
17a	Fed funds and RPs with others	44.1	31.6	24.2	27.4	25.0	22.5	25.3	20.7	20.1	22.9	34.4	41.9
17b	Other loans	192.7	197.4	198.2	202.3	201.7	220.5	231.8	219.2	218.9	216.8	219.0	215.4
17c	Lease financing receivables	98.1	101.9	102.2	99.0	95.8	93.8	92.2	91.5	91.6	91.5	91.4	91.8
18	Interbank loans	225.2	244.8	259.4	241.5	239.5	257.2	247.7	184.7	171.2	179.2	186.6	186.2
19	Fed funds and RPs with banks	170.6	190.6	203.8	194.9	193.2	214.2	207.2	146.8	134.6	143.7	151.8	154.2
20	Other	54.5	54.2	55.6	46.6	46.3	43.0	40.6	37.9	36.6	35.5	34.7	32.0
21	Cash assets 7	152.5	146.2	137.3	135.9	138.1	200.3	323.0	411.8	408.0	419.7	466.9	499.9
22	Other assets 8	655.1	706.9	713.0	738.7	741.5	753.6	779.4	820.4	844.0	831.7	835.2	796.2
23	Total Assets 9	6,108.2	6,352.9	6,335.0	6,339.3	6,347.0	6,567.2	7,022.3	7,055.3	7,103.8	7,087.6	7,154.5	7,123.7

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H.8 (510); Page 6
For use at 4:15 p.m. Eastern Time; December 29, 2008
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Nov	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	Week ending
										Nov 26	Dec 3	Dec 10	Dec 17
	Liabilities
24	Deposits	3,352.0	3,462.0	3,466.0	3,425.1	3,436.8	3,584.5	3,782.2	3,755.1	3,786.7	3,771.7	3,856.9	3,810.3
25	Transaction	327.2	326.6	317.7	327.9	317.3	349.9	383.3	418.1	414.1	438.6	517.5	457.6
26	Nontransaction	3,024.8	3,135.4	3,148.3	3,097.2	3,119.5	3,234.6	3,398.9	3,337.1	3,372.7	3,333.0	3,339.3	3,352.7
27	Large time	619.0	608.7	607.3	612.7	606.5	662.9	737.4	669.0	674.1	656.1	656.6	658.5
28	Other	2,405.8	2,526.7	2,541.0	2,484.5	2,512.9	2,571.7	2,661.5	2,668.1	2,698.6	2,676.9	2,682.8	2,694.2
29	Borrowings	1,069.9	1,119.5	1,121.5	1,143.5	1,158.7	1,194.9	1,379.0	1,386.9	1,380.9	1,357.7	1,305.4	1,305.0
30	From banks in the U.S.	150.6	165.3	161.5	163.0	158.2	150.4	143.4	125.9	128.5	123.8	107.8	107.5
31	From others	919.3	954.3	960.0	980.4	1,000.5	1,044.5	1,235.6	1,261.0	1,252.4	1,233.9	1,197.5	1,197.5
32	Net due to related foreign offices	477.3	523.7	541.5	524.4	506.2	501.7	519.4	562.0	545.6	574.4	601.0	571.9
33	Other liabilities	459.7	467.5	453.4	457.1	452.5	485.1	541.7	571.1	602.7	610.7	609.6	661.0
33a	Derivatives with a negative fair value 11	159.8	161.9	145.5	163.9	169.4	179.6	216.5	264.4	296.1	296.6	291.9	328.1
33b	Other	299.9	305.7	307.8	293.2	283.1	305.5	325.1	306.8	306.7	314.1	317.7	332.9
34	Total Liabilities	5,358.9	5,572.7	5,582.4	5,550.1	5,554.2	5,766.2	6,222.4	6,275.2	6,315.9	6,314.5	6,372.9	6,348.2
35	Residual (assets less liabilities) 10	749.3	780.2	752.6	789.2	792.8	801.0	799.9	780.1	787.9	773.2	781.6	775.5
	Memoranda
36	Mortgage-backed securities 12	680.9	713.6	727.9	723.7	731.9	743.1	767.8	788.4	798.2	779.9	790.6	764.0
37	Pass-thru	468.4	467.0	482.5	487.3	498.5	519.4	544.3	574.7	584.4	580.7	586.2	555.9
38	CMO, REMIC, and other	212.5	246.5	245.4	236.4	233.3	223.8	223.5	213.7	213.9	199.3	204.4	208.1
39	Net unrealized gains (losses) on
	available-for-sale securities 13	-10.6	-20.4	-21.2	-30.1	-45.4	-49.4	-58.3	-77.0	-75.7	-82.8	-84.4	-85.4
40	Securitized consumer loans 14	114.9	112.1	115.0	113.1	112.9	120.3	135.7	133.5	132.5	132.2	131.4	129.1
41	Credit cards and other revolving plans	77.2	76.5	79.4	77.9	77.2	81.2	93.5	92.2	92.4	92.2	92.9	91.6
42	Other	37.7	35.6	35.6	35.2	35.7	39.1	42.3	41.3	40.0	40.0	38.5	37.5
43	Securitized real estate loans 14	1,193.0	1,204.8	1,216.4	1,250.4	1,277.4	1,300.8	1,357.8	1,347.0	1,341.9	1,342.2	1,338.5	1,333.6

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H.8 (510); Page 7
For use at 4:15 p.m. Eastern Time; December 29, 2008
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Nov	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	Week ending
										Nov 26	Dec 3	Dec 10	Dec 17
	Assets
1	Bank credit	5,159.0	5,280.0	5,240.3	5,239.5	5,243.0	5,429.4	5,783.3	5,776.8	5,814.5	5,799.8	5,786.1	5,764.3
2	Securities in bank credit	1,391.3	1,438.6	1,433.5	1,430.1	1,425.5	1,491.5	1,655.9	1,684.7	1,711.0	1,713.1	1,660.8	1,665.1
3	Treasury and Agency securities 2	661.4	655.6	671.6	670.4	690.8	705.8	774.0	806.1	797.6	803.4	770.7	755.3
3a	Trading account	74.4	65.5	67.7	54.4	54.9	68.7	128.0	125.5	102.4	106.4	75.8	91.5
3b	Investment account	587.0	590.1	603.9	616.1	635.8	637.1	646.0	680.6	695.2	697.0	694.9	663.7
3b1	Mortgage-backed	520.4	542.1	556.0	567.5	583.4	586.0	599.0	630.6	642.5	643.9	639.0	607.7
3b2	Other	66.7	48.1	47.8	48.6	52.4	51.2	47.0	50.0	52.7	53.1	56.0	56.1
4	Other securities	729.8	782.9	761.9	759.7	734.7	785.7	881.9	878.6	913.4	909.7	890.1	909.8
4a	Trading account 3	394.3	411.7	391.6	392.7	379.0	399.8	447.6	492.0	533.6	549.8	540.5	567.3
4a1	Derivatives with a positive fair value 11	201.6	211.7	195.1	205.3	205.3	224.5	276.1	343.8	388.5	405.2	398.2	422.8
4a2	Other	192.6	199.9	196.5	187.4	173.7	175.3	171.6	148.2	145.0	144.6	142.3	144.5
4b	Investment account	335.6	371.2	370.3	367.0	355.8	385.9	434.3	386.5	379.8	359.9	349.6	342.5
4b1	State and local government	60.8	54.9	53.1	52.7	52.1	52.2	52.8	52.5	52.2	52.6	52.0	50.8
4b2	Mortgage-backed	153.0	174.7	173.2	170.3	162.7	159.9	159.2	149.5	148.2	135.7	138.7	140.5
4b3	Other	121.8	141.6	144.0	144.0	140.9	173.7	222.3	184.6	179.4	171.6	159.0	151.2
5	Loans and leases in bank credit 4	3,767.7	3,841.4	3,806.8	3,809.3	3,817.5	3,937.9	4,127.3	4,092.0	4,103.5	4,086.8	4,125.3	4,099.2
6	Commercial and industrial	746.3	778.9	777.7	777.8	775.7	792.2	828.1	822.0	825.1	814.0	810.5	810.0
7	Real estate	2,091.6	2,069.7	2,049.2	2,039.6	2,035.4	2,067.3	2,216.7	2,218.5	2,220.0	2,222.0	2,225.9	2,217.3
8	Revolving home equity	394.1	413.7	418.3	424.3	427.6	440.1	478.2	481.6	483.2	483.7	484.9	485.9
9	Other residential	1,067.7	1,005.3	977.9	963.4	956.0	969.0	1,039.7	1,035.5	1,033.4	1,035.6	1,038.1	1,028.2
10	Commercial	629.8	650.7	653.0	651.9	651.7	658.2	698.7	701.4	703.4	702.8	702.9	703.1
11	Consumer	462.8	486.6	487.7	491.9	497.8	503.6	515.4	517.7	520.7	520.7	521.5	525.2
12	Credit cards and other revolving plans	131.6	131.1	131.2	134.5	137.9	142.5	155.9	158.5	160.1	160.6	161.6	165.4
13	Other	331.2	355.4	356.5	357.4	359.9	361.1	359.5	359.2	360.6	360.1	359.8	359.8
14	Security	130.7	180.5	170.7	173.6	185.7	229.0	215.6	200.4	204.5	197.6	221.0	192.3
15	Fed funds and RPs with brokers	103.7	145.5	144.8	148.4	161.3	189.2	175.0	169.8	175.4	173.7	194.6	166.1
16	Other	27.0	35.0	25.9	25.2	24.4	39.9	40.6	30.6	29.0	23.9	26.3	26.2
17	Other loans and leases	336.2	325.7	321.6	326.3	322.9	345.8	351.6	333.5	333.2	332.4	346.4	354.4
17a	Fed funds and RPs with others	46.0	28.1	23.7	25.2	26.1	26.3	27.4	21.5	22.2	23.5	34.6	41.9
17b	Other loans	190.7	197.6	197.8	202.0	200.9	224.3	230.4	219.1	218.0	216.1	219.3	219.8
17c	Lease financing receivables	99.5	100.1	100.1	99.1	96.0	95.2	93.8	92.9	93.0	92.7	92.6	92.7
18	Interbank loans	230.1	239.6	249.2	235.5	237.8	259.9	249.1	188.4	179.7	180.0	185.3	194.2
19	Fed funds and RPs with banks	173.7	187.0	195.2	189.9	192.1	217.3	207.9	149.2	142.0	142.8	149.4	161.3
20	Other	56.4	52.5	54.0	45.7	45.7	42.6	41.2	39.2	37.7	37.2	35.9	33.0
21	Cash assets 7	156.6	143.7	133.7	131.6	127.3	197.1	321.3	422.0	414.8	435.8	457.8	524.1
22	Other assets 8	658.2	701.3	702.9	733.7	735.1	761.4	791.1	824.3	848.9	827.1	837.0	796.5
23	Total Assets 9	6,166.0	6,308.0	6,266.1	6,273.5	6,275.2	6,576.1	7,065.0	7,129.0	7,177.7	7,156.3	7,180.5	7,192.3

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H.8 (510); Page 8
For use at 4:15 p.m. Eastern Time; December 29, 2008
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Nov	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	Week ending
										Nov 26	Dec 3	Dec 10	Dec 17
	Liabilities
24	Deposits	3,396.0	3,406.1	3,398.3	3,394.5	3,380.9	3,583.5	3,817.4	3,811.7	3,817.5	3,846.2	3,907.0	3,896.0
25	Transaction	329.9	323.3	315.6	317.3	306.5	345.5	375.9	421.6	466.6	431.3	476.9	484.8
26	Nontransaction	3,066.1	3,082.8	3,082.7	3,077.3	3,074.4	3,237.9	3,441.6	3,390.2	3,350.9	3,414.9	3,430.1	3,411.2
27	Large time	624.5	600.9	597.6	603.3	595.8	656.7	746.4	678.0	674.6	669.7	672.1	670.7
28	Other	2,441.6	2,482.0	2,485.1	2,473.9	2,478.6	2,581.2	2,695.2	2,712.2	2,676.3	2,745.2	2,757.9	2,740.4
29	Borrowings	1,069.0	1,128.2	1,118.5	1,124.7	1,161.7	1,231.1	1,398.6	1,387.3	1,375.6	1,342.0	1,263.7	1,292.4
30	From banks in the U.S.	151.2	166.2	159.1	155.4	155.9	150.6	142.4	126.2	126.7	126.2	106.9	108.3
31	From others	917.8	962.1	959.4	969.3	1,005.8	1,080.5	1,256.2	1,261.1	1,248.9	1,215.8	1,156.8	1,184.1
32	Net due to related foreign offices	474.8	528.2	529.8	524.8	504.1	492.3	516.0	560.4	572.5	570.1	609.3	556.1
33	Other liabilities	474.9	469.7	448.4	454.0	452.2	484.6	548.1	591.0	630.9	628.7	623.8	664.6
33a	Derivatives with a negative fair value 11	159.5	164.1	149.0	159.2	160.9	176.4	213.2	264.5	299.5	305.4	301.4	324.8
33b	Other	315.4	305.6	299.4	294.7	291.2	308.3	334.9	326.5	331.4	323.3	322.4	339.9
34	Total Liabilities	5,414.7	5,532.2	5,495.0	5,498.0	5,498.8	5,791.5	6,280.1	6,350.5	6,396.5	6,387.0	6,403.8	6,409.1
35	Residual (assets less liabilities) 10	751.3	775.8	771.2	775.5	776.4	784.7	784.9	778.5	781.3	769.3	776.7	783.2
	Memoranda
36	Mortgage-backed securities 12	673.3	716.7	729.3	737.7	746.1	745.9	758.2	780.1	790.7	779.5	777.7	748.2
37	Pass-thru	458.1	477.1	490.3	501.6	515.6	519.1	532.8	563.4	574.8	574.5	568.6	537.2
38	CMO, REMIC, and other	215.2	239.6	239.0	236.1	230.5	226.8	225.4	216.7	215.9	205.0	209.0	211.0
39	Net unrealized gains (losses) on
	available-for-sale securities 13	-8.1	-21.3	-29.2	-35.6	-46.2	-46.5	-56.0	-74.4	-72.6	-80.1	-80.3	-81.0
40	Securitized consumer loans 14	111.9	112.5	115.6	115.1	114.2	120.9	133.3	130.6	129.8	129.9	129.5	127.8
41	Credit cards and other revolving plans	74.5	78.3	81.1	80.2	79.9	82.6	91.7	89.6	89.0	89.2	88.9	87.2
42	Other	37.4	34.2	34.5	35.0	34.3	38.3	41.6	41.0	40.8	40.7	40.6	40.5
43	Securitized real estate loans 14	1,189.8	1,218.3	1,220.4	1,233.8	1,245.8	1,268.6	1,336.1	1,339.7	1,338.0	1,342.3	1,342.2	1,342.2

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H.8 (510); Page 9
For use at 4:15 p.m. Eastern Time; December 29, 2008
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Nov	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	Week ending
										Nov 26	Dec 3	Dec 10	Dec 17
	Assets
1	Bank credit	2,912.5	2,956.8	2,967.6	2,987.0	2,995.4	3,029.2	3,052.2	3,057.2	3,045.2	3,127.3	3,117.3	3,116.8
2	Securities in bank credit	602.1	586.6	585.9	593.3	587.8	583.2	578.6	585.1	575.5	647.3	640.8	642.5
3	Treasury and Agency securities 2	372.4	356.1	355.9	357.8	355.4	360.9	367.0	370.9	372.2	378.1	377.2	372.5
4	Other securities 3	229.6	230.5	229.9	235.5	232.3	222.4	211.6	214.2	203.3	269.1	263.6	269.9
5	Loans and leases in bank credit 4	2,310.4	2,370.2	2,381.7	2,393.7	2,407.7	2,446.0	2,473.5	2,472.1	2,469.7	2,480.0	2,476.5	2,474.3
6	Commercial and industrial	391.7	405.0	406.6	407.6	410.5	416.7	426.5	426.8	427.1	426.6	426.1	424.7
7	Real estate	1,474.0	1,509.1	1,517.6	1,525.3	1,535.2	1,556.5	1,572.9	1,570.3	1,567.7	1,572.0	1,570.5	1,570.0
8	Revolving home equity	88.4	94.8	96.8	96.6	97.5	100.2	103.7	103.9	104.3	104.3	104.2	104.6
9	Other residential	452.2	454.9	454.5	456.3	461.2	468.5	476.2	471.7	466.4	471.8	473.0	470.2
10	Commercial	933.5	959.3	966.4	972.5	976.5	987.8	993.0	994.8	997.0	995.9	993.4	995.2
11	Consumer	332.4	339.8	340.5	340.4	341.6	350.7	353.6	357.5	358.2	359.3	357.4	357.6
12	Credit cards and other revolving plans	207.6	213.8	213.6	214.4	218.2	219.2	216.6	220.7	220.8	222.8	227.1	226.6
13	Other	124.7	126.0	126.9	126.0	123.4	131.5	137.0	136.8	137.4	136.5	130.3	131.0
17	Other loans and leases 6	112.2	116.4	117.0	120.4	120.4	122.2	120.5	117.4	116.7	122.2	122.6	122.0
18	Interbank loans	117.3	126.7	125.3	130.4	128.7	137.2	136.0	113.7	104.3	130.0	126.2	132.8
19	Fed funds and RPs with banks 6	95.0	104.6	103.1	107.2	104.6	110.3	101.8	80.8	70.6	99.4	100.1	101.4
20	Other	22.3	22.1	22.1	23.2	24.1	26.9	34.3	32.9	33.7	30.6	26.2	31.4
21	Cash assets 7	93.0	102.2	103.1	104.6	106.6	107.4	123.5	166.4	185.1	186.6	206.1	200.9
22	Other assets 8	249.5	231.7	234.6	231.6	233.9	241.5	246.7	256.3	255.3	267.8	271.2	288.2
23	Total Assets 9	3,337.0	3,376.9	3,389.8	3,412.6	3,423.3	3,473.4	3,515.8	3,550.6	3,546.7	3,668.5	3,677.9	3,695.8
	Liabilities
24	Deposits	2,268.3	2,312.3	2,318.9	2,338.2	2,349.9	2,385.2	2,412.2	2,447.5	2,462.2	2,505.1	2,517.2	2,530.0
25	Transaction	270.6	269.8	269.1	275.9	266.4	271.2	273.7	267.4	268.5	261.1	273.7	260.4
26	Nontransaction	1,997.7	2,042.5	2,049.8	2,062.3	2,083.6	2,114.0	2,138.5	2,180.0	2,193.7	2,244.0	2,243.5	2,269.7
27	Large time	405.3	412.6	414.6	417.7	416.8	419.3	422.9	431.9	430.6	459.6	461.1	463.9
28	Other	1,592.4	1,630.0	1,635.2	1,644.6	1,666.8	1,694.7	1,715.6	1,748.1	1,763.1	1,784.3	1,782.4	1,805.8
29	Borrowings	564.8	592.1	592.5	591.9	594.9	596.6	613.5	602.8	587.8	614.7	615.2	600.3
30	From banks in the U.S.	245.4	246.7	252.2	243.6	251.3	244.1	248.3	234.3	226.4	230.4	235.1	221.8
31	From others	319.4	345.5	340.3	348.3	343.6	352.6	365.2	368.5	361.4	384.3	380.1	378.4
32	Net due to related foreign offices	4.7	4.0	4.6	5.3	3.7	4.5	2.1	6.3	9.2	6.9	7.3	6.2
33	Other liabilities	77.5	80.1	80.9	80.3	80.3	81.9	80.6	87.7	81.8	132.2	132.3	135.9
34	Total Liabilities	2,915.3	2,988.5	2,996.9	3,015.7	3,028.8	3,068.2	3,108.5	3,144.2	3,141.0	3,258.9	3,271.9	3,272.4
35	Residual (assets less liabilities) 10	421.7	388.4	392.9	396.9	394.5	405.2	407.4	406.4	405.8	409.7	405.9	423.4
	Memoranda
36	Mortgage-backed securities 12	248.6	249.4	249.4	272.5	270.4	279.8	276.7	268.3	265.9	267.6	268.0	267.0
40	Securitized consumer loans 14	281.4	300.1	299.3	299.8	296.4	294.1	291.1	285.2	283.8	282.8	286.8	285.2
43	Securitized real estate loans 14	36.3	35.7	28.6	28.1	32.6	35.5	35.2	34.7	34.7	34.5	34.6	34.4

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H.8 (510); Page 10
For use at 4:15 p.m. Eastern Time; December 29, 2008
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2007 Nov	2008 May	2008 Jun	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	Week ending
										Nov 26	Dec 3	Dec 10	Dec 17
	Assets
1	Bank credit	2,904.2	2,975.7	2,986.8	2,985.9	2,995.4	3,013.7	3,030.3	3,049.3	3,041.2	3,120.5	3,117.5	3,129.4
2	Securities in bank credit	597.2	597.9	593.0	586.3	581.1	574.6	572.9	580.4	569.1	641.3	638.1	642.8
3	Treasury and Agency securities 2	368.5	362.2	360.9	356.2	354.3	356.6	362.3	367.2	368.3	374.0	375.7	372.4
4	Other securities 3	228.6	235.7	232.1	230.1	226.8	218.0	210.6	213.2	200.8	267.3	262.4	270.4
5	Loans and leases in bank credit 4	2,307.1	2,377.8	2,393.8	2,399.6	2,414.3	2,439.1	2,457.4	2,468.9	2,472.1	2,479.2	2,479.4	2,486.7
6	Commercial and industrial	388.6	408.0	409.7	409.4	410.5	415.0	422.8	423.6	424.0	423.7	422.3	423.1
7	Real estate	1,472.5	1,517.2	1,526.0	1,529.3	1,537.6	1,551.0	1,564.4	1,568.7	1,569.6	1,571.4	1,573.6	1,573.4
8	Revolving home equity	88.4	94.7	96.1	97.4	98.4	100.5	102.4	103.9	104.4	104.6	105.0	105.4
9	Other residential	452.0	459.3	461.0	459.3	462.6	465.1	471.5	471.3	470.1	472.1	474.0	472.2
10	Commercial	932.1	963.1	968.9	972.7	976.6	985.3	990.4	993.5	995.1	994.6	994.6	995.8
11	Consumer	333.5	336.3	339.2	341.0	345.9	350.3	350.5	359.0	361.4	361.8	361.4	367.2
12	Credit cards and other revolving plans	211.4	209.6	210.6	212.6	217.5	219.2	216.0	225.0	226.6	227.2	232.3	237.9
13	Other	122.1	126.6	128.6	128.4	128.3	131.2	134.6	134.0	134.8	134.6	129.2	129.3
17	Other loans and leases 6	112.5	116.3	118.9	119.9	120.4	122.8	119.7	117.7	117.0	122.3	122.1	122.9
18	Interbank loans	119.7	122.1	121.4	122.4	124.6	131.3	131.9	114.5	98.5	135.8	133.0	133.1
19	Fed funds and RPs with banks 6	99.3	99.1	99.8	100.6	102.2	107.9	101.0	84.2	70.3	105.5	105.8	104.2
20	Other	20.4	23.1	21.6	21.8	22.4	23.4	30.9	30.3	28.2	30.3	27.2	28.9
21	Cash assets 7	93.1	103.6	103.7	104.5	104.5	106.3	121.7	166.9	184.7	187.8	201.5	203.7
22	Other assets 8	244.9	233.4	238.9	234.0	236.7	241.0	246.0	252.7	250.4	267.6	270.0	283.7
23	Total Assets 9	3,327.0	3,394.1	3,410.0	3,405.8	3,420.0	3,450.5	3,487.6	3,540.6	3,531.9	3,668.9	3,679.1	3,706.9
	Liabilities
24	Deposits	2,263.4	2,318.9	2,332.3	2,341.3	2,352.3	2,371.8	2,395.8	2,441.7	2,439.9	2,508.7	2,525.4	2,536.3
25	Transaction	271.3	269.3	270.4	271.3	267.1	266.5	269.8	268.1	286.3	259.9	261.0	261.4
26	Nontransaction	1,992.1	2,049.7	2,061.9	2,069.9	2,085.2	2,105.3	2,126.0	2,173.5	2,153.5	2,248.8	2,264.4	2,274.8
27	Large time	405.5	413.5	415.2	415.9	416.6	418.0	421.6	432.2	430.8	460.0	462.1	463.2
28	Other	1,586.6	1,636.2	1,646.7	1,654.0	1,668.5	1,687.3	1,704.3	1,741.3	1,722.7	1,788.9	1,802.3	1,811.6
29	Borrowings	566.9	593.2	594.1	588.0	590.4	596.6	612.9	605.1	599.1	616.9	615.3	607.9
30	From banks in the U.S.	247.7	247.0	252.5	243.7	248.5	244.5	247.9	236.4	235.2	231.1	232.6	224.0
31	From others	319.2	346.2	341.7	344.3	341.9	352.0	365.0	368.8	363.9	385.8	382.7	383.8
32	Net due to related foreign offices	3.7	4.6	4.1	5.1	2.9	2.9	1.6	5.4	7.9	6.0	6.8	6.9
33	Other liabilities	77.5	80.3	80.6	79.4	79.6	81.2	80.6	87.9	81.8	132.2	132.0	136.8
34	Total Liabilities	2,911.4	2,997.1	3,011.2	3,013.7	3,025.2	3,052.5	3,090.9	3,140.1	3,128.6	3,263.9	3,279.5	3,287.8
35	Residual (assets less liabilities) 10	415.6	397.0	398.8	392.1	394.8	398.0	396.7	400.5	403.2	404.9	399.7	419.0
	Memoranda
36	Mortgage-backed securities 12	242.7	265.7	265.0	262.7	262.7	265.7	266.5	261.1	257.6	260.0	261.5	261.4
40	Securitized consumer loans 14