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Release Date: February 13, 2009
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H.8 (510); Page 1
For use at 4:15 p.m. Eastern Time; February 13, 2009
Assets and Liabilities of Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars

Account		2008 Jan	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	2009 Jan	Week ending
										Jan 14	Jan 21	Jan 28	Feb 4
	Assets
1	Bank credit	9,276.2	9,441.4	9,458.5	9,611.9	9,987.3	9,916.5	9,941.2	9,809.1	9,864.2	9,825.5	9,770.0	9,764.0
2	Securities in bank credit	2,436.9	2,506.1	2,492.1	2,545.6	2,726.3	2,730.6	2,783.5	2,730.3	2,782.9	2,755.9	2,714.7	2,640.5
3	Treasury and Agency securities 2	1,106.4	1,122.1	1,134.1	1,158.9	1,231.4	1,265.4	1,256.0	1,279.5	1,288.5	1,290.5	1,279.3	1,269.1
4	Other securities 3	1,330.5	1,384.0	1,358.0	1,386.7	1,494.9	1,465.2	1,527.5	1,450.7	1,494.5	1,465.4	1,435.4	1,371.4
5	Loans and leases in bank credit 4	6,839.2	6,935.3	6,966.4	7,066.3	7,260.9	7,185.9	7,157.6	7,078.8	7,081.2	7,069.6	7,055.3	7,123.5
6	Commercial and industrial	1,448.0	1,516.9	1,518.9	1,547.1	1,611.0	1,605.6	1,584.6	1,568.5	1,568.4	1,571.2	1,568.3	1,571.9
7	Real estate	3,595.7	3,638.7	3,657.4	3,675.0	3,799.2	3,790.1	3,787.0	3,769.1	3,760.9	3,771.1	3,776.3	3,796.0
8	Revolving home equity	487.3	524.3	527.0	541.0	578.7	581.2	587.5	591.2	590.9	591.9	590.9	593.1
9	Other residential	1,493.7	1,438.4	1,448.3	1,448.4	1,501.7	1,484.9	1,471.1	1,457.1	1,449.2	1,458.4	1,466.4	1,481.0
10	Commercial	1,614.7	1,676.0	1,682.2	1,685.6	1,718.9	1,724.0	1,728.4	1,720.9	1,720.8	1,720.7	1,719.0	1,721.9
11	Consumer	813.0	840.2	846.1	852.9	871.3	876.5	881.9	896.8	897.5	900.6	903.2	902.7
12	Credit cards and other revolving plans	348.3	351.0	358.3	364.9	382.4	388.0	389.1	396.5	399.5	398.6	397.5	397.7
13	Other	464.8	489.2	487.8	488.0	488.9	488.6	492.8	500.2	498.0	502.0	505.7	505.0
14	Security 5	301.2	301.1	311.5	336.0	306.2	271.5	248.3	220.4	221.0	211.3	198.1	241.4
15	Fed funds and RPs with brokers	243.7	247.8	258.6	271.3	241.5	220.9	206.0	179.7	178.6	170.7	159.7	203.2
16	Other	57.5	53.3	53.0	64.7	64.8	50.6	42.3	40.6	42.5	40.7	38.4	38.2
17	Other loans and leases	681.3	638.3	632.5	655.4	673.2	642.1	655.9	624.0	633.5	615.4	609.5	611.6
18	Interbank loans	441.9	440.3	433.7	461.2	446.5	348.4	364.1	437.0	414.5	450.1	438.3	438.4
19	Fed funds and RPs with banks 6	361.9	361.2	355.1	385.1	364.2	270.1	299.2	374.1	350.4	386.6	374.2	378.6
20	Other	80.0	79.1	78.7	76.1	82.3	78.4	64.8	62.9	64.0	63.5	64.1	59.8
21	Cash assets 7	300.5	301.1	302.5	374.0	587.2	874.1	994.8	979.4	1,033.4	981.7	910.6	833.4
22	Other assets 8	970.2	1,018.5	1,016.2	1,039.6	1,087.2	1,130.8	1,145.6	1,107.1	1,107.9	1,105.7	1,104.2	1,114.0
23	Total Assets 9	10,906.8	11,090.2	11,097.1	11,367.6	11,979.2	12,137.1	12,312.3	12,192.3	12,279.5	12,223.7	12,084.3	12,005.6
	Liabilities
24	Deposits	6,696.0	6,910.0	6,938.4	7,091.0	7,138.9	7,076.7	7,262.4	7,338.6	7,343.0	7,361.5	7,352.5	7,313.0
25	Transaction	614.8	618.0	595.4	633.4	671.7	696.4	764.1	707.2	692.2	687.5	666.1	714.8
26	Nontransaction	6,081.2	6,292.1	6,343.0	6,457.6	6,467.2	6,380.2	6,498.2	6,631.4	6,650.8	6,674.0	6,686.4	6,598.1
27	Large time	2,040.7	2,133.9	2,131.8	2,161.9	2,063.5	1,938.7	1,983.7	1,985.2	2,000.3	1,996.2	1,978.4	1,954.4
28	Other	4,040.4	4,158.2	4,211.2	4,295.7	4,403.7	4,441.5	4,514.6	4,646.2	4,650.5	4,677.9	4,708.0	4,643.7
29	Borrowings	2,270.3	2,357.9	2,379.7	2,424.9	2,649.0	2,630.1	2,492.2	2,433.2	2,406.9	2,458.4	2,407.1	2,409.2
30	From banks in the U.S.	482.1	479.8	477.9	480.5	457.3	401.1	377.2	431.1	414.2	449.5	422.7	420.2
31	From others	1,788.2	1,878.1	1,901.7	1,944.4	2,191.7	2,229.0	2,115.0	2,002.1	1,992.6	2,008.9	1,984.4	1,989.1
32	Net due to related foreign offices	92.1	-50.2	-103.9	-80.5	165.5	388.7	429.5	410.5	465.5	392.7	345.0	338.1
33	Other liabilities	704.9	671.7	671.0	713.0	804.8	842.4	939.5	870.2	920.1	887.8	850.6	763.9
34	Total Liabilities	9,763.4	9,889.4	9,885.2	10,148.4	10,758.2	10,937.9	11,123.6	11,052.4	11,135.6	11,100.4	10,955.1	10,824.2
35	Residual (assets less liabilities) 10	1,143.4	1,200.8	1,212.0	1,219.3	1,221.0	1,199.3	1,188.7	1,139.9	1,143.9	1,123.2	1,129.2	1,181.4

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H.8 (510); Page 2
For use at 4:15 p.m. Eastern Time; February 13, 2009
Assets and Liabilities of Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars

Account		2008 Jan	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	2009 Jan	Week ending
										Jan 14	Jan 21	Jan 28	Feb 4
	Assets
1	Bank credit	9,323.8	9,370.5	9,392.1	9,590.4	9,994.6	9,971.3	9,997.5	9,857.1	9,909.5	9,890.3	9,814.5	9,810.1
2	Securities in bank credit	2,427.4	2,487.7	2,476.9	2,525.4	2,709.5	2,739.8	2,769.3	2,719.1	2,762.4	2,761.0	2,704.4	2,635.6
3	Treasury and Agency securities 2	1,091.0	1,126.2	1,139.8	1,151.9	1,217.5	1,260.7	1,238.8	1,261.6	1,267.1	1,273.3	1,264.0	1,261.5
4	Other securities 3	1,336.4	1,361.5	1,337.1	1,373.5	1,492.0	1,479.1	1,530.6	1,457.4	1,495.4	1,487.8	1,440.4	1,374.1
5	Loans and leases in bank credit 4	6,896.3	6,882.7	6,915.2	7,065.0	7,285.1	7,231.5	7,228.2	7,138.1	7,147.0	7,129.2	7,110.1	7,174.5
6	Commercial and industrial	1,453.3	1,505.8	1,511.6	1,544.5	1,611.5	1,608.1	1,591.1	1,574.8	1,573.1	1,579.1	1,574.6	1,580.0
7	Real estate	3,621.5	3,622.7	3,626.8	3,669.3	3,830.7	3,832.9	3,823.2	3,797.4	3,793.9	3,793.0	3,797.2	3,819.6
8	Revolving home equity	490.6	522.4	526.9	541.3	581.6	586.2	592.0	595.4	595.4	596.6	595.3	596.0
9	Other residential	1,513.0	1,425.3	1,421.2	1,436.7	1,516.9	1,511.9	1,496.6	1,477.6	1,474.5	1,471.5	1,477.9	1,500.3
10	Commercial	1,617.9	1,675.1	1,678.7	1,691.3	1,732.2	1,734.8	1,734.6	1,724.3	1,724.0	1,724.9	1,724.1	1,723.3
11	Consumer	828.4	833.9	844.8	854.8	866.5	876.9	891.8	913.0	913.9	920.4	919.6	912.0
12	Credit cards and other revolving plans	361.9	348.5	356.8	364.2	378.4	390.1	403.1	411.1	415.5	416.6	410.3	401.5
13	Other	466.5	485.3	488.0	490.6	488.0	486.9	488.7	501.9	498.5	503.8	509.3	510.6
14	Security 5	305.4	287.6	300.7	332.0	302.2	270.8	256.4	224.0	230.3	214.7	202.9	244.3
15	Fed funds and RPs with brokers	245.6	237.2	249.2	269.0	238.9	219.1	211.5	182.3	187.4	173.0	162.1	205.3
16	Other	59.8	50.4	51.5	63.0	63.3	51.7	44.9	41.6	42.8	41.7	40.7	39.0
17	Other loans and leases	687.8	632.8	631.3	664.3	674.2	642.8	665.7	629.0	635.8	622.0	615.8	618.6
18	Interbank loans	448.2	424.7	426.3	459.1	445.6	355.3	375.5	441.7	417.5	455.7	458.5	443.3
19	Fed funds and RPs with banks 6	367.0	348.3	350.3	387.1	366.0	277.8	309.9	377.8	353.2	390.7	393.4	380.9
20	Other	81.3	76.4	76.0	72.0	79.6	77.5	65.6	63.9	64.3	65.0	65.1	62.3
21	Cash assets 7	313.6	296.9	290.4	371.7	586.0	890.4	1,039.9	1,017.1	1,065.5	1,053.5	934.9	841.6
22	Other assets 8	968.3	1,015.6	1,012.6	1,048.3	1,096.5	1,129.2	1,143.2	1,106.5	1,103.9	1,102.8	1,103.5	1,113.8
23	Total Assets 9	10,972.0	10,996.3	11,007.4	11,350.1	11,994.0	12,214.5	12,422.8	12,282.2	12,356.0	12,362.5	12,172.8	12,064.4
	Liabilities
24	Deposits	6,715.2	6,856.5	6,868.0	7,070.8	7,159.2	7,130.7	7,342.3	7,361.7	7,412.5	7,369.9	7,295.8	7,330.0
25	Transaction	627.2	602.4	585.2	624.4	659.9	700.3	801.9	721.3	695.7	731.9	732.2	690.2
26	Nontransaction	6,088.0	6,254.0	6,282.9	6,446.4	6,499.2	6,430.4	6,540.4	6,640.4	6,716.8	6,638.0	6,563.6	6,639.8
27	Large time	2,051.5	2,096.1	2,104.5	2,149.0	2,073.3	1,951.9	1,988.9	1,998.0	2,023.3	2,005.3	1,982.3	1,968.3
28	Other	4,036.5	4,157.9	4,178.4	4,297.4	4,425.9	4,478.5	4,551.5	4,642.4	4,693.5	4,632.7	4,581.4	4,671.5
29	Borrowings	2,280.0	2,330.9	2,372.1	2,446.4	2,652.3	2,636.4	2,494.4	2,422.9	2,363.4	2,462.8	2,444.8	2,430.3
30	From banks in the U.S.	487.8	467.4	470.7	479.6	453.1	404.5	384.8	435.8	411.6	458.0	443.0	428.0
31	From others	1,792.2	1,863.5	1,901.4	1,966.8	2,199.2	2,231.8	2,109.6	1,987.1	1,951.9	2,004.8	2,001.8	2,002.3
32	Net due to related foreign offices	122.7	-26.2	-77.4	-65.9	181.0	398.9	460.2	448.0	476.9	463.0	390.0	353.2
33	Other liabilities	702.5	663.1	669.0	710.6	810.5	864.1	942.6	867.2	911.4	885.7	858.6	760.8
34	Total Liabilities	9,820.4	9,824.2	9,831.7	10,161.8	10,803.0	11,030.1	11,239.6	11,099.7	11,164.2	11,181.4	10,989.1	10,874.4
35	Residual (assets less liabilities) 10	1,151.6	1,172.1	1,175.7	1,188.3	1,191.0	1,184.4	1,183.3	1,182.5	1,191.8	1,181.1	1,183.7	1,190.0

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H.8 (510); Page 3
For use at 4:15 p.m. Eastern Time; February 13, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, billions of dollars

Account		2008 Jan	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	2009 Jan	Week ending
										Jan 14	Jan 21	Jan 28	Feb 4
	Assets
1	Bank credit	8,107.8	8,288.6	8,305.6	8,466.5	8,811.0	8,780.9	8,818.5	8,700.6	8,753.2	8,711.8	8,669.5	8,659.0
2	Securities in bank credit	1,978.1	2,029.3	2,019.5	2,083.7	2,244.8	2,262.0	2,306.8	2,260.2	2,308.1	2,281.1	2,246.8	2,176.9
3	Treasury and Agency securities 2	1,012.5	1,023.4	1,043.0	1,072.1	1,152.1	1,178.7	1,164.8	1,185.1	1,195.1	1,193.7	1,187.7	1,177.1
4	Other securities 3	965.7	1,005.9	976.5	1,011.7	1,092.7	1,083.3	1,142.0	1,075.2	1,113.0	1,087.4	1,059.2	999.8
5	Loans and leases in bank credit 4	6,129.7	6,259.2	6,286.1	6,382.8	6,566.2	6,518.9	6,511.7	6,440.3	6,445.1	6,430.7	6,422.7	6,482.1
6	Commercial and industrial	1,159.0	1,195.7	1,195.0	1,213.8	1,253.4	1,247.1	1,230.5	1,214.2	1,215.1	1,217.5	1,212.4	1,211.9
7	Real estate	3,555.3	3,593.2	3,610.5	3,629.1	3,755.7	3,748.5	3,745.2	3,726.3	3,718.0	3,728.4	3,733.6	3,752.4
8	Revolving home equity	486.9	523.9	526.5	540.5	577.8	580.4	586.7	590.4	590.1	591.1	590.0	592.2
9	Other residential	1,492.9	1,437.5	1,447.4	1,446.9	1,498.2	1,481.6	1,467.7	1,453.6	1,445.7	1,455.0	1,463.0	1,477.5
10	Commercial	1,575.5	1,631.8	1,636.6	1,641.7	1,679.7	1,686.6	1,690.8	1,682.3	1,682.2	1,682.3	1,680.5	1,682.6
11	Consumer	813.0	840.2	846.1	852.9	871.3	876.5	881.9	896.8	897.5	900.6	903.2	902.7
12	Credit cards and other revolving plans	348.3	351.0	358.3	364.9	382.4	388.0	389.1	396.5	399.5	398.6	397.5	397.7
13	Other	464.8	489.2	487.8	488.0	488.9	488.6	492.8	500.2	498.0	502.0	505.7	505.0
14	Security 5	161.5	194.2	204.3	240.8	230.3	212.9	205.4	172.8	173.7	161.5	153.9	192.8
15	Fed funds and RPs with brokers	129.5	163.3	174.2	195.3	183.5	177.5	176.1	144.9	144.2	133.6	127.4	166.1
16	Other	32.0	30.9	30.0	45.5	46.8	35.4	29.3	27.9	29.6	27.8	26.5	26.7
17	Other loans and leases	440.8	435.9	430.2	446.1	455.4	433.9	448.7	430.3	440.7	422.8	419.6	422.4
18	Interbank loans	359.0	372.3	366.4	392.7	385.3	301.9	333.7	400.7	380.1	409.6	400.4	402.0
19	Fed funds and RPs with banks 6	284.3	298.4	293.6	321.3	310.2	230.3	275.0	343.2	321.1	351.8	342.0	347.4
20	Other	74.7	73.9	72.8	71.4	75.1	71.6	58.7	57.5	58.9	57.9	58.4	54.6
21	Cash assets 7	245.4	242.6	246.9	310.0	448.3	579.7	654.1	642.0	696.5	645.8	588.6	566.8
22	Other assets 8	915.9	968.7	972.9	993.0	1,026.1	1,075.7	1,091.0	1,058.8	1,059.4	1,062.0	1,053.1	1,066.2
23	Total Assets 9	9,546.1	9,761.2	9,778.0	10,043.2	10,541.7	10,605.6	10,764.0	10,661.9	10,748.7	10,689.8	10,573.0	10,549.8
	Liabilities
24	Deposits	5,651.4	5,771.1	5,795.5	5,975.8	6,200.4	6,208.0	6,363.7	6,429.1	6,421.7	6,449.1	6,446.2	6,419.6
25	Transaction	603.1	603.6	583.0	619.8	655.6	684.2	749.9	693.5	678.8	674.0	652.2	701.0
26	Nontransaction	5,048.3	5,167.5	5,212.4	5,356.0	5,544.8	5,523.9	5,613.8	5,735.5	5,742.9	5,775.1	5,794.0	5,718.6
27	Large time	1,032.7	1,031.2	1,023.7	1,082.0	1,159.6	1,100.0	1,117.9	1,107.8	1,111.2	1,115.7	1,103.9	1,091.7
28	Other	4,015.6	4,136.3	4,188.7	4,274.0	4,385.2	4,423.9	4,495.9	4,627.7	4,631.7	4,659.3	4,690.1	4,626.9
29	Borrowings	1,669.6	1,735.5	1,750.6	1,784.3	1,991.6	1,984.3	1,890.6	1,843.0	1,843.4	1,849.2	1,814.0	1,816.3
30	From banks in the U.S.	415.7	402.9	405.2	389.2	394.4	358.2	344.7	394.3	380.4	407.0	391.1	386.2
31	From others	1,253.9	1,332.5	1,345.4	1,395.1	1,597.2	1,626.1	1,545.8	1,448.7	1,463.0	1,442.2	1,422.8	1,430.1
32	Net due to related foreign offices	515.1	529.7	509.8	506.2	512.8	563.7	589.6	577.8	617.6	587.1	529.3	563.3
33	Other liabilities	560.8	531.7	528.2	563.2	619.3	655.9	742.4	677.4	720.1	688.2	660.2	578.7
34	Total Liabilities	8,397.0	8,567.9	8,584.1	8,829.6	9,324.1	9,411.9	9,586.2	9,527.3	9,602.8	9,573.7	9,449.6	9,378.0
35	Residual (assets less liabilities) 10	1,149.1	1,193.3	1,194.0	1,213.6	1,217.6	1,193.7	1,177.8	1,134.5	1,146.0	1,116.1	1,123.3	1,171.8

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H.8 (510); Page 4
For use at 4:15 p.m. Eastern Time; February 13, 2009
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, billions of dollars

Account		2008 Jan	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	2009 Jan	Week ending
										Jan 14	Jan 21	Jan 28	Feb 4
	Assets
1	Bank credit	8,142.9	8,237.1	8,253.1	8,453.3	8,820.7	8,828.1	8,867.7	8,738.2	8,789.4	8,764.9	8,702.3	8,692.0
2	Securities in bank credit	1,968.9	2,019.2	2,009.9	2,067.9	2,230.1	2,265.3	2,295.3	2,249.9	2,292.9	2,284.9	2,237.5	2,170.0
3	Treasury and Agency securities 2	999.2	1,029.4	1,047.5	1,064.1	1,137.6	1,173.9	1,148.2	1,169.0	1,177.3	1,179.2	1,173.0	1,169.8
4	Other securities 3	969.7	989.8	962.4	1,003.8	1,092.4	1,091.4	1,147.1	1,080.9	1,115.5	1,105.7	1,064.5	1,000.1
5	Loans and leases in bank credit 4	6,174.0	6,218.0	6,243.2	6,385.4	6,590.6	6,562.7	6,572.4	6,488.3	6,496.5	6,480.0	6,464.8	6,522.1
6	Commercial and industrial	1,160.2	1,188.6	1,189.7	1,211.3	1,255.2	1,249.4	1,232.7	1,215.6	1,214.2	1,220.2	1,214.1	1,215.8
7	Real estate	3,581.0	3,577.9	3,581.6	3,623.7	3,786.2	3,790.6	3,780.6	3,754.3	3,750.6	3,750.1	3,754.4	3,776.6
8	Revolving home equity	490.2	522.0	526.4	540.8	580.7	585.4	591.2	594.6	594.6	595.7	594.4	595.1
9	Other residential	1,512.3	1,424.4	1,420.3	1,435.3	1,513.5	1,508.6	1,493.3	1,474.1	1,471.0	1,468.1	1,474.4	1,496.9
10	Commercial	1,578.6	1,631.5	1,634.9	1,647.7	1,692.0	1,696.6	1,696.1	1,685.6	1,685.1	1,686.3	1,685.6	1,684.6
11	Consumer	828.4	833.9	844.8	854.8	866.5	876.9	891.8	913.0	913.9	920.4	919.6	912.0
12	Credit cards and other revolving plans	361.9	348.5	356.8	364.2	378.4	390.1	403.1	411.1	415.5	416.6	410.3	401.5
13	Other	466.5	485.3	488.0	490.6	488.0	486.9	488.7	501.9	498.5	503.8	509.3	510.6
14	Security 5	163.3	184.3	196.4	240.0	226.3	210.2	210.8	175.0	181.1	163.9	156.1	193.3
15	Fed funds and RPs with brokers	131.3	154.1	167.0	195.2	180.7	174.6	181.0	147.2	152.7	135.9	128.5	166.5
16	Other	32.0	30.2	29.4	44.9	45.6	35.5	29.8	27.8	28.4	28.0	27.6	26.8
17	Other loans and leases	441.1	433.3	430.8	455.6	456.5	435.7	456.5	430.3	436.7	425.5	420.5	424.4
18	Interbank loans	361.7	358.3	360.6	389.4	382.5	306.5	343.4	403.6	381.6	412.0	418.8	405.0
19	Fed funds and RPs with banks 6	285.9	286.8	290.1	322.0	310.2	236.2	284.2	345.2	322.8	352.8	359.4	348.0
20	Other	75.7	71.5	70.5	67.4	72.3	70.4	59.1	58.4	58.8	59.2	59.4	56.9
21	Cash assets 7	258.3	238.2	234.0	305.7	444.9	590.4	694.2	678.9	726.7	715.6	608.8	575.2
22	Other assets 8	915.1	966.1	969.3	1,000.3	1,037.0	1,075.9	1,088.9	1,058.7	1,057.5	1,057.6	1,051.6	1,066.5
23	Total Assets 9	9,596.1	9,688.4	9,703.0	10,029.3	10,556.5	10,669.4	10,860.8	10,739.1	10,814.9	10,810.3	10,643.0	10,594.3
	Liabilities
24	Deposits	5,669.7	5,743.5	5,741.8	5,961.5	6,219.2	6,258.9	6,451.7	6,451.2	6,483.6	6,454.5	6,391.3	6,436.4
25	Transaction	615.3	588.4	572.9	610.8	644.2	688.4	787.5	707.5	682.3	718.4	718.1	676.2
26	Nontransaction	5,054.5	5,155.1	5,168.9	5,350.7	5,575.0	5,570.5	5,664.2	5,743.6	5,801.3	5,736.1	5,673.2	5,760.2
27	Large time	1,042.5	1,020.0	1,012.8	1,074.6	1,167.3	1,109.4	1,130.4	1,119.5	1,126.4	1,121.7	1,109.8	1,106.5
28	Other	4,011.9	4,135.1	4,156.0	4,276.1	4,407.6	4,461.2	4,533.8	4,624.2	4,674.9	4,614.4	4,563.3	4,653.7
29	Borrowings	1,673.9	1,719.6	1,756.1	1,827.4	2,017.4	1,994.1	1,886.6	1,828.1	1,792.1	1,859.5	1,843.9	1,820.0
30	From banks in the U.S.	419.2	395.5	400.1	389.8	392.9	360.5	350.4	398.2	375.5	417.5	406.5	391.4
31	From others	1,254.7	1,324.1	1,356.0	1,437.6	1,624.6	1,633.5	1,536.1	1,429.9	1,416.6	1,442.0	1,437.4	1,428.5
32	Net due to related foreign offices	545.3	529.9	507.0	495.2	508.9	561.4	599.9	610.4	640.2	633.6	565.4	576.8
33	Other liabilities	557.5	527.7	527.1	562.1	625.7	675.7	744.4	672.1	712.2	686.7	663.8	576.2
34	Total Liabilities	8,446.4	8,520.7	8,532.0	8,846.2	9,371.3	9,490.0	9,682.6	9,561.7	9,628.1	9,634.3	9,464.4	9,409.4
35	Residual (assets less liabilities) 10	1,149.7	1,167.7	1,171.0	1,183.2	1,185.2	1,179.4	1,178.2	1,177.4	1,186.7	1,176.0	1,178.6	1,185.0

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H.8 (510); Page 5
For use at 4:15 p.m. Eastern Time; February 13, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2008 Jan	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	2009 Jan	Week ending
										Jan 14	Jan 21	Jan 28	Feb 4
	Assets
1	Bank credit	5,178.0	5,292.7	5,298.9	5,429.6	5,750.7	5,720.2	5,704.3	5,565.3	5,622.1	5,583.1	5,534.1	5,495.2
2	Securities in bank credit	1,384.8	1,433.2	1,428.9	1,499.1	1,665.9	1,676.9	1,664.6	1,611.0	1,655.8	1,633.2	1,598.6	1,525.6
3	Treasury and Agency securities 2	645.9	662.8	685.6	710.1	784.5	806.8	789.3	807.3	818.5	816.0	809.8	797.0
3a	Trading account	81.1	53.7	56.4	72.0	133.6	121.7	96.1	97.7	99.7	97.2	97.3	86.5
3b	Investment account	564.7	609.1	629.2	638.1	650.9	685.0	693.2	709.6	718.9	718.8	712.5	710.6
3b1	Mortgage-backed	510.8	560.4	576.8	587.7	604.4	636.3	630.0	638.8	645.9	647.3	639.9	638.2
3b2	Other	53.9	48.7	52.4	50.4	46.5	48.7	63.1	70.7	72.9	71.5	72.6	72.4
4	Other securities	738.9	770.4	743.4	789.1	881.4	870.2	875.3	803.8	837.3	817.2	788.8	728.5
4a	Trading account 3	393.1	400.6	385.3	404.1	446.5	484.4	516.2	431.8	469.1	443.1	410.5	343.3
4a1	Derivatives with a positive fair value 11	214.7	214.2	215.2	230.2	283.1	342.4	374.8	299.2	339.5	306.4	280.7	211.9
4a2	Other	178.4	186.4	170.1	173.9	163.5	142.0	141.4	132.6	129.6	136.7	129.9	131.4
4b	Investment account	345.8	369.8	358.1	385.0	434.8	385.7	359.1	372.0	368.2	374.0	378.3	385.2
4b1	State and local government	57.6	53.3	52.7	52.3	52.7	52.1	52.8	55.6	55.8	55.7	55.1	55.1
4b2	Mortgage-backed	168.9	163.3	155.1	155.5	163.8	152.7	142.3	151.5	152.7	153.4	154.9	154.2
4b3	Other	119.3	153.2	150.3	177.2	218.3	180.9	164.0	165.0	159.6	164.9	168.2	175.9
5	Loans and leases in bank credit 4	3,793.2	3,859.5	3,870.0	3,930.5	4,084.8	4,043.3	4,039.7	3,954.2	3,966.3	3,949.9	3,935.5	3,969.6
6	Commercial and industrial	757.7	786.7	780.9	793.0	823.0	816.8	804.5	790.5	791.3	792.5	789.7	786.8
7	Real estate	2,069.3	2,060.8	2,068.4	2,069.1	2,179.5	2,176.6	2,176.5	2,148.3	2,145.2	2,154.6	2,156.2	2,150.3
8	Revolving home equity	398.5	428.3	430.0	441.6	475.6	478.1	483.8	485.3	485.5	486.1	484.8	485.9
9	Other residential	1,040.9	979.8	984.6	977.4	1,019.8	1,008.2	997.3	976.7	972.1	983.1	985.9	979.3
10	Commercial	629.9	652.6	653.7	650.0	684.1	690.3	695.5	686.3	687.6	685.5	685.5	685.1
11	Consumer	477.8	502.4	507.0	505.1	521.2	523.0	528.9	539.6	541.3	545.3	544.5	545.3
12	Credit cards and other revolving plans	137.2	138.8	142.4	146.8	163.3	164.9	166.3	171.2	173.7	174.7	172.4	173.6
13	Other	340.6	363.6	364.7	358.2	357.9	358.1	362.6	368.4	367.5	370.5	372.1	371.7
14	Security	151.0	183.2	193.6	229.8	219.7	203.4	194.6	161.0	162.4	149.9	141.9	180.7
15	Fed funds and RPs with brokers	123.5	157.3	168.5	189.2	177.7	172.9	170.0	138.0	137.6	126.8	120.2	159.0
16	Other	27.5	25.9	25.1	40.7	41.9	30.5	24.6	23.1	24.8	23.0	21.7	21.7
17	Other loans and leases	337.4	326.4	320.1	333.5	341.5	323.4	335.2	314.8	326.1	307.6	303.3	306.4
17a	Fed funds and RPs with others	45.1	27.5	25.0	21.7	20.3	15.6	31.5	22.6	30.7	15.5	11.7	12.3
17b	Other loans	194.4	199.9	199.3	218.0	229.0	216.4	212.4	202.2	205.8	202.8	200.6	202.5
17c	Lease financing receivables	97.9	99.0	95.8	93.9	92.2	91.5	91.3	90.0	89.6	89.4	91.0	91.5
18	Interbank loans	236.0	242.1	240.0	258.8	253.5	190.2	203.0	252.9	237.9	261.7	243.9	255.8
19	Fed funds and RPs with banks	182.1	195.2	193.5	215.5	212.8	152.1	169.9	224.3	208.5	232.6	215.4	229.4
20	Other	53.9	46.9	46.6	43.3	40.8	38.1	33.1	28.6	29.4	29.1	28.5	26.4
21	Cash assets 7	149.2	136.0	138.1	200.3	323.0	411.8	447.4	430.6	482.5	435.8	375.4	356.5
22	Other assets 8	688.6	739.3	742.2	754.9	782.6	821.3	814.5	782.6	781.9	780.9	782.4	792.7
23	Total Assets 9	6,207.0	6,343.1	6,350.9	6,571.9	7,029.4	7,060.0	7,084.6	6,939.9	7,032.5	6,970.8	6,845.9	6,804.7

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H.8 (510); Page 6
For use at 4:15 p.m. Eastern Time; February 13, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2008 Jan	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	2009 Jan	Week ending
										Jan 14	Jan 21	Jan 28	Feb 4
	Liabilities
24	Deposits	3,367.2	3,425.7	3,437.4	3,585.1	3,782.9	3,755.8	3,826.8	3,847.8	3,852.8	3,867.6	3,843.8	3,831.2
25	Transaction	332.3	327.9	317.3	349.9	383.3	418.1	474.3	418.1	409.5	401.1	380.9	400.3
26	Nontransaction	3,034.9	3,097.8	3,120.0	3,235.2	3,399.5	3,337.7	3,352.6	3,429.7	3,443.3	3,466.5	3,462.9	3,430.9
27	Large time	619.4	612.8	606.6	663.0	737.4	669.0	653.9	640.8	646.6	650.2	634.8	621.7
28	Other	2,415.4	2,485.0	2,513.5	2,572.2	2,662.1	2,668.7	2,698.6	2,788.9	2,796.7	2,816.3	2,828.1	2,809.2
29	Borrowings	1,088.8	1,148.0	1,163.3	1,199.7	1,393.1	1,396.3	1,300.6	1,264.1	1,264.2	1,277.6	1,243.1	1,226.4
30	From banks in the U.S.	168.3	164.9	160.1	152.3	154.0	131.9	123.3	180.7	161.6	202.9	187.7	168.5
31	From others	920.6	983.1	1,003.2	1,047.4	1,239.1	1,264.4	1,177.4	1,083.4	1,102.6	1,074.7	1,055.4	1,057.9
32	Net due to related foreign offices	513.2	524.4	506.2	501.7	510.7	557.5	583.7	572.6	615.1	577.2	521.8	558.7
33	Other liabilities	486.6	457.5	452.9	485.6	542.3	571.8	613.0	544.7	586.2	554.6	530.1	445.4
33a	Derivatives with a negative fair value 11	168.1	163.9	169.4	179.6	216.5	264.4	284.0	217.8	252.1	223.8	206.1	131.2
33b	Other	318.5	293.6	283.5	306.0	325.8	307.4	329.0	326.9	334.1	330.7	324.0	314.2
34	Total Liabilities	5,455.8	5,555.6	5,559.7	5,772.0	6,228.9	6,281.3	6,324.2	6,229.2	6,318.3	6,277.0	6,138.7	6,061.7
35	Residual (assets less liabilities) 10	751.2	787.5	791.2	799.9	800.5	778.7	760.4	710.7	714.2	693.8	707.2	743.0
	Memoranda
36	Mortgage-backed securities 12	679.8	723.7	731.9	743.2	768.1	789.0	772.4	790.3	798.7	800.7	794.8	792.3
37	Pass-thru	451.4	487.3	498.5	519.4	544.4	575.0	566.0	577.2	585.4	584.8	580.2	575.7
38	CMO, REMIC, and other	228.4	236.4	233.3	223.8	223.8	214.1	206.3	213.1	213.3	215.9	214.6	216.6
39	Net unrealized gains (losses) on
	available-for-sale securities 13	-2.7	-35.6	-46.2	-46.7	-56.0	-74.4	-80.4	-70.7	-71.2	-70.6	-70.2	-69.0
40	Securitized consumer loans 14	110.8	113.1	112.9	120.3	135.7	133.5	129.5	126.7	126.8	124.5	127.8	127.5
41	Credit cards and other revolving plans	75.4	77.9	77.2	81.2	93.5	92.2	91.5	89.2	89.3	87.0	90.6	90.5
42	Other	35.4	35.2	35.7	39.1	42.3	41.3	38.0	37.4	37.5	37.5	37.1	37.0
43	Securitized real estate loans 14	1,178.2	1,247.7	1,275.9	1,310.9	1,408.9	1,397.6	1,389.8	1,385.2	1,384.9	1,387.7	1,384.6	1,381.8

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H.8 (510); Page 7
For use at 4:15 p.m. Eastern Time; February 13, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2008 Jan	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	2009 Jan	Week ending
										Jan 14	Jan 21	Jan 28	Feb 4
	Assets
1	Bank credit	5,212.6	5,242.6	5,246.2	5,431.5	5,781.5	5,775.2	5,744.1	5,603.5	5,658.7	5,631.6	5,564.2	5,532.4
2	Securities in bank credit	1,377.4	1,430.3	1,425.7	1,491.5	1,656.2	1,685.1	1,655.2	1,603.2	1,643.2	1,637.7	1,591.4	1,521.7
3	Treasury and Agency securities 2	633.7	670.5	690.8	705.9	774.2	806.0	773.2	792.8	801.2	803.1	797.3	793.3
3a	Trading account	79.0	54.4	54.9	68.7	128.0	125.1	92.7	96.7	99.4	93.9	97.4	92.5
3b	Investment account	554.7	616.1	635.9	637.2	646.1	680.9	680.5	696.1	701.9	709.2	699.9	700.8
3b1	Mortgage-backed	502.6	567.5	583.5	586.0	599.1	630.8	619.0	628.2	632.5	639.9	630.4	630.6
3b2	Other	52.1	48.6	52.4	51.2	47.0	50.1	61.6	67.9	69.4	69.3	69.5	70.3
4	Other securities	743.6	759.8	734.8	785.7	882.0	879.1	882.0	810.5	842.0	834.7	794.1	728.4
4a	Trading account 3	395.0	392.7	379.0	399.8	447.6	492.5	519.1	434.8	469.4	456.9	413.6	340.8
4a1	Derivatives with a positive fair value 11	220.8	205.3	205.3	224.5	276.1	343.8	380.1	309.9	347.1	330.6	287.4	215.2
4a2	Other	174.2	187.4	173.7	175.3	171.6	148.7	139.0	124.9	122.3	126.3	126.2	125.6
4b	Investment account	348.7	367.1	355.9	385.8	434.4	386.6	363.0	375.6	372.6	377.8	380.5	387.6
4b1	State and local government	57.9	52.8	52.2	52.3	52.9	52.6	52.9	55.8	56.0	56.0	55.5	55.3
4b2	Mortgage-backed	168.4	170.2	162.7	159.9	159.4	150.0	140.7	150.2	152.1	153.3	152.4	152.5
4b3	Other	122.3	144.1	141.0	173.6	222.1	184.1	169.4	169.6	164.5	168.5	172.6	179.8
5	Loans and leases in bank credit 4	3,835.2	3,812.3	3,820.6	3,939.9	4,125.3	4,090.1	4,088.8	4,000.2	4,015.5	3,993.9	3,972.7	4,010.7
6	Commercial and industrial	759.0	777.8	775.6	792.1	828.4	822.3	807.6	792.1	791.0	795.1	790.7	791.3
7	Real estate	2,098.9	2,041.4	2,037.2	2,069.1	2,218.4	2,220.3	2,208.9	2,180.6	2,181.3	2,179.1	2,178.9	2,179.0
8	Revolving home equity	402.0	425.6	429.0	441.5	479.8	483.1	487.5	489.7	490.0	490.9	489.3	489.1
9	Other residential	1,061.4	963.6	956.2	969.2	1,039.8	1,035.6	1,020.6	998.7	998.8	996.0	998.5	1,000.4
10	Commercial	635.5	652.1	652.0	658.4	698.9	701.5	700.9	692.2	692.4	692.1	691.1	689.5
11	Consumer	485.7	495.5	501.5	507.3	519.5	521.9	529.9	548.8	551.0	556.1	553.8	551.0
12	Credit cards and other revolving plans	142.4	138.1	141.5	146.2	160.0	162.7	169.6	177.9	181.7	183.2	178.1	175.1
13	Other	343.2	357.4	360.0	361.1	359.5	359.2	360.4	370.9	369.3	373.0	375.6	375.9
14	Security	152.8	173.6	185.7	229.0	215.6	200.4	199.6	163.2	169.5	152.3	144.2	181.0
15	Fed funds and RPs with brokers	125.3	148.4	161.3	189.2	175.0	169.8	174.7	140.3	146.0	129.2	121.5	159.1
16	Other	27.5	25.2	24.4	39.9	40.6	30.6	25.0	22.9	23.6	23.1	22.7	21.9
17	Other loans and leases	338.7	324.0	320.6	342.3	343.3	325.3	342.7	315.6	322.8	311.3	305.2	308.5
17a	Fed funds and RPs with others	46.0	25.3	26.1	25.2	22.0	16.2	32.5	22.5	30.5	16.1	12.1	14.6
17b	Other loans	194.2	199.6	198.5	221.9	227.6	216.3	217.9	202.6	202.1	205.4	202.0	202.6
17c	Lease financing receivables	98.6	99.1	96.0	95.2	93.7	92.8	92.3	90.5	90.2	89.8	91.2	91.3
18	Interbank loans	238.9	236.0	238.3	261.5	255.0	194.1	211.9	257.0	237.9	268.3	270.0	250.4
19	Fed funds and RPs with banks	184.8	190.1	192.3	218.6	213.5	154.6	177.7	228.2	209.0	239.4	240.9	222.8
20	Other	54.1	45.9	46.0	42.9	41.4	39.5	34.2	28.8	28.9	28.8	29.1	27.7
21	Cash assets 7	159.4	131.6	127.3	197.2	321.4	422.0	482.7	461.8	507.7	497.0	393.4	361.1
22	Other assets 8	692.0	734.3	735.7	762.7	794.3	825.2	813.6	788.0	787.2	784.6	787.7	793.4
23	Total Assets 9	6,258.2	6,277.4	6,279.1	6,580.7	7,071.7	7,133.6	7,167.7	7,018.7	7,099.9	7,090.5	6,925.6	6,841.5

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H.8 (510); Page 8
For use at 4:15 p.m. Eastern Time; February 13, 2009
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2008 Jan	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	2009 Jan	Week ending
										Jan 14	Jan 21	Jan 28	Feb 4
	Liabilities
24	Deposits	3,395.2	3,395.1	3,381.4	3,584.1	3,818.1	3,812.4	3,910.1	3,881.3	3,914.8	3,891.0	3,822.8	3,851.3
25	Transaction	342.2	317.3	306.5	345.5	375.8	421.6	505.8	428.9	412.7	438.3	426.2	382.2
26	Nontransaction	3,053.0	3,077.9	3,074.9	3,238.6	3,442.2	3,390.8	3,404.3	3,452.4	3,502.1	3,452.7	3,396.6	3,469.2
27	Large time	630.2	603.4	595.8	656.8	746.5	678.0	666.7	653.2	662.5	656.8	641.6	635.3
28	Other	2,422.8	2,474.5	2,479.1	2,581.8	2,695.8	2,712.8	2,737.7	2,799.2	2,839.6	2,795.9	2,755.0	2,833.8
29	Borrowings	1,082.7	1,136.2	1,173.3	1,242.8	1,419.5	1,403.8	1,285.6	1,239.8	1,211.6	1,269.9	1,253.1	1,226.3
30	From banks in the U.S.	168.4	157.3	157.8	152.4	152.9	132.2	124.2	181.6	158.4	205.3	193.4	175.4
31	From others	914.3	978.9	1,015.5	1,090.4	1,266.7	1,271.6	1,161.5	1,058.2	1,053.1	1,064.6	1,059.7	1,050.9
32	Net due to related foreign offices	541.5	524.8	504.1	492.3	507.3	556.0	593.7	603.5	635.1	624.0	556.6	570.0
33	Other liabilities	483.4	454.4	452.5	485.1	548.8	591.6	614.9	540.1	579.8	554.0	532.5	442.0
33a	Derivatives with a negative fair value 11	172.2	159.2	160.9	176.4	213.2	264.5	285.0	224.9	255.9	241.1	211.4	133.5
33b	Other	311.2	295.1	291.6	308.7	335.6	327.1	329.9	315.2	323.9	313.0	321.1	308.5
34	Total Liabilities	5,502.8	5,510.5	5,511.4	5,804.3	6,293.7	6,363.8	6,404.3	6,264.8	6,341.3	6,338.9	6,165.1	6,089.6
35	Residual (assets less liabilities) 10	755.4	766.8	767.8	776.4	778.1	769.8	763.4	754.0	758.7	751.6	760.5	751.9
	Memoranda
36	Mortgage-backed securities 12	671.0	737.8	746.2	746.0	758.6	780.7	759.6	778.5	784.6	793.2	782.7	783.0
37	Pass-thru	438.3	501.6	515.7	519.1	532.9	563.7	549.4	560.8	565.8	572.9	565.1	562.5
38	CMO, REMIC, and other	232.7	236.1	230.5	226.8	225.7	217.0	210.3	217.7	218.8	220.3	217.6	220.5
39	Net unrealized gains (losses) on
	available-for-sale securities 13	-2.7	-35.6	-46.2	-46.7	-56.0	-74.4	-80.4	-70.7	-71.2	-70.6	-70.2	-69.0
40	Securitized consumer loans 14	111.2	115.1	114.2	120.9	133.3	130.6	128.2	127.0	127.2	125.1	128.2	127.7
41	Credit cards and other revolving plans	73.6	80.2	79.9	82.6	91.7	89.6	87.8	87.2	87.1	85.2	88.7	88.8
42	Other	37.6	35.0	34.3	38.3	41.6	41.0	40.5	39.8	40.1	39.9	39.5	38.9
43	Securitized real estate loans 14	1,201.0	1,231.2	1,244.5	1,278.4	1,386.4	1,390.0	1,399.5	1,405.6	1,404.5	1,407.7	1,405.1	1,404.7

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H.8 (510); Page 9
For use at 4:15 p.m. Eastern Time; February 13, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Account		2008 Jan	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	2009 Jan	Week ending
										Jan 14	Jan 21	Jan 28	Feb 4
	Assets
1	Bank credit	2,929.9	2,995.8	3,006.7	3,036.9	3,060.3	3,060.7	3,114.2	3,135.3	3,131.1	3,128.7	3,135.3	3,163.8
2	Securities in bank credit	593.3	596.1	590.6	584.6	579.0	585.0	642.2	649.2	652.3	647.9	648.2	651.3
3	Treasury and Agency securities 2	366.6	360.6	357.4	362.0	367.6	371.9	375.5	377.8	376.6	377.7	377.9	380.0
4	Other securities 3	226.7	235.5	233.2	222.6	211.4	213.1	266.7	271.4	275.7	270.2	270.3	271.3
5	Loans and leases in bank credit 4	2,336.5	2,399.8	2,416.1	2,452.3	2,481.3	2,475.7	2,472.0	2,486.1	2,478.8	2,480.8	2,487.1	2,512.5
6	Commercial and industrial	401.3	409.1	414.1	420.8	430.4	430.3	426.1	423.7	423.8	425.0	422.7	425.0
7	Real estate	1,486.0	1,532.5	1,542.1	1,560.1	1,576.2	1,571.9	1,568.7	1,578.0	1,572.8	1,573.7	1,577.4	1,602.0
8	Revolving home equity	88.4	95.5	96.6	98.9	102.2	102.3	102.9	105.0	104.6	104.9	105.2	106.3
9	Other residential	452.1	457.7	462.7	469.5	478.4	473.4	470.4	477.0	473.6	471.9	477.1	498.2
10	Commercial	945.6	979.2	982.8	991.7	995.6	996.3	995.3	996.0	994.6	996.8	995.0	997.5
11	Consumer	335.3	337.8	339.1	347.8	350.1	353.5	353.0	357.2	356.2	355.3	358.7	357.4
12	Credit cards and other revolving plans	211.1	212.2	216.0	218.0	219.1	223.1	222.8	225.3	225.8	223.8	225.1	224.1
13	Other	124.2	125.6	123.1	129.8	131.0	130.5	130.2	131.9	130.4	131.5	133.6	133.3
17	Other loans and leases 6	113.9	120.5	120.8	123.6	124.6	119.9	124.3	127.3	126.0	126.7	128.4	128.1
18	Interbank loans	123.0	130.3	126.4	133.9	131.7	111.7	130.6	147.8	142.2	147.9	156.5	146.2
19	Fed funds and RPs with banks 6	102.2	103.2	100.1	105.8	97.4	78.2	105.0	118.9	112.6	119.1	126.6	118.0
20	Other	20.8	27.0	26.3	28.1	34.3	33.5	25.6	28.9	29.6	28.8	30.0	28.1
21	Cash assets 7	96.2	106.7	108.9	109.6	125.3	167.8	206.7	211.4	214.0	210.0	213.2	210.3
22	Other assets 8	227.2	229.4	230.7	238.2	243.5	254.4	276.4	276.2	277.5	281.1	270.7	273.5
23	Total Assets 9	3,339.0	3,418.1	3,427.1	3,471.3	3,512.3	3,545.6	3,679.4	3,722.0	3,716.2	3,719.0	3,727.0	3,745.1
	Liabilities
24	Deposits	2,284.2	2,345.4	2,358.1	2,390.8	2,417.6	2,452.3	2,536.8	2,581.3	2,568.9	2,581.4	2,602.4	2,588.4
25	Transaction	270.8	275.7	265.7	270.0	272.3	266.1	275.6	275.5	269.3	272.9	271.3	300.7
26	Nontransaction	2,013.4	2,069.7	2,092.4	2,120.8	2,145.3	2,186.2	2,261.2	2,305.9	2,299.6	2,308.6	2,331.1	2,287.7
27	Large time	413.2	418.4	417.1	419.1	422.2	431.0	463.9	467.0	464.7	465.6	469.1	470.0
28	Other	1,600.2	1,651.2	1,675.3	1,701.7	1,723.1	1,755.2	1,797.3	1,838.8	1,835.0	1,843.0	1,862.0	1,817.7
29	Borrowings	583.2	590.1	590.0	587.6	602.0	591.4	593.1	581.5	582.0	574.6	573.8	590.0
30	From banks in the U.S.	247.4	238.0	245.1	237.0	240.4	226.3	221.5	213.6	218.8	204.1	203.4	217.8
31	From others	335.7	352.1	344.9	350.6	361.6	365.1	371.6	367.9	363.2	370.5	370.4	372.2
32	Net due to related foreign offices	1.9	5.3	3.7	4.5	2.1	6.3	5.9	5.2	2.4	10.0	7.5	4.6
33	Other liabilities	74.2	74.2	75.3	77.6	77.0	84.1	129.4	132.7	134.0	133.7	130.2	133.3
34	Total Liabilities	2,943.5	3,015.0	3,027.0	3,060.5	3,098.7	3,134.1	3,265.2	3,300.7	3,287.3	3,299.6	3,313.9	3,316.3
35	Residual (assets less liabilities) 10	395.6	403.2	400.1	410.7	413.6	411.6	414.2	421.3	428.9	419.4	413.2	428.8
	Memoranda
36	Mortgage-backed securities 12	248.4	272.9	269.9	278.2	274.7	266.5	267.8	270.1	270.1	270.6	270.1	269.2
40	Securitized consumer loans 14	287.5	299.9	296.7	294.5	291.6	285.7	286.2	285.3	285.3	286.1	283.6	284.3
43	Securitized real estate loans 14	36.5	26.7	28.2	28.4	27.0	26.7	26.6	26.5	26.4	26.5	26.5	26.7

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H.8 (510); Page 10
For use at 4:15 p.m. Eastern Time; February 13, 2009
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account		2008 Jan	2008 Jul	2008 Aug	2008 Sep	2008 Oct	2008 Nov	2008 Dec	2009 Jan	Week ending
										Jan 14	Jan 21	Jan 28	Feb 4
	Assets
1	Bank credit	2,930.4	2,994.6	3,006.9	3,021.8	3,039.2	3,052.9	3,123.6	3,134.8	3,130.6	3,133.3	3,138.1	3,159.6
2	Securities in bank credit	591.5	588.9	584.2	576.4	573.9	580.3	640.1	646.7	649.6	647.2	646.1	648.3
3	Treasury and Agency securities 2	365.5	358.9	356.7	358.2	363.5	368.0	375.0	376.2	376.1	376.1	375.7	376.5
4	Other securities 3	226.1	230.0	227.5	218.2	210.4	212.3	265.0	270.5	273.5	271.1	270.4	271.7
5	Loans and leases in bank credit 4	2,338.9	2,405.7	2,422.7	2,445.5	2,465.3	2,472.6	2,483.5	2,488.1	2,481.0	2,486.1	2,492.0	2,511.4
6	Commercial and industrial	401.2	410.8	414.1	419.1	426.8	427.0	425.1	423.5	423.2	425.0	423.5	424.5
7	Real estate	1,482.1	1,536.5	1,544.4	1,554.5	1,567.7	1,570.3	1,571.7	1,573.8	1,569.4	1,571.0	1,575.6	1,597.6
8	Revolving home equity	88.2	96.3	97.4	99.2	101.0	102.3	103.7	104.8	104.6	104.8	105.2	106.0
9	Other residential	450.8	460.7	464.1	466.1	473.7	473.0	472.7	475.5	472.2	472.0	475.9	496.5
10	Commercial	943.1	979.4	983.0	989.2	993.1	995.0	995.2	993.5	992.6	994.2	994.5	995.1
11	Consumer	342.8	338.4	343.3	347.5	346.9	355.1	361.9	364.2	363.0	364.2	365.9	361.1
12	Credit cards and other revolving plans	219.5	210.4	215.3	218.0	218.4	227.4	233.6	233.2	233.8	233.4	232.2	226.4
13	Other	123.3	127.9	128.1	129.5	128.6	127.7	128.3	131.0	129.2	130.8	133.7	134.7
17	Other loans and leases 6	112.8	120.0	120.8	124.3	123.9	120.2	124.9	126.5	125.5	125.8	127.1	128.2
18	Interbank loans	122.7	122.2	122.3	127.9	127.6	112.5	131.5	146.6	143.7	143.7	148.9	154.5
19	Fed funds and RPs with banks 6	101.1	96.7	97.8	103.4	96.7	81.6	106.6	117.0	113.8	113.3	118.5	125.3
20	Other	21.6	25.5	24.5	24.5	30.9	30.9	24.9	29.7	29.9	30.4	30.3	29.3
21	Cash assets 7	98.9	106.5	106.7	108.5	123.5	168.4	211.5	217.1	219.0	218.6	215.4	214.2
22	Other assets 8	223.1	231.7	233.6	237.6	242.7	250.8	275.2	270.7	270.3	273.0	263.9	273.1
23	Total Assets 9	3,337.9	3,411.1	3,423.9	3,448.7	3,484.7	3,535.8	3,693.1	3,720.4	3,714.9	3,719.8	3,717.4	3,752.8
	Liabilities
24	Deposits	2,274.5	2,348.4	2,360.4	2,377.4	2,401.1	2,446.5	2,541.5	2,569.9	2,568.8	2,563.5	2,568.4	2,585.1
25	Transaction	273.1	271.1	266.5	265.3	268.4	266.8	281.7	278.6	269.6	280.1	291.9	294.1
26	Nontransaction	2,001.4	2,077.3	2,093.9	2,112.1	2,132.8	2,179.7	2,259.9	2,291.2	2,299.2	2,283.4	2,276.5	2,291.0
27	Large time	412.3	416.6	417.0	417.8	420.9	431.3	463.8	466.2	463.9	464.8	468.2	471.2
28	Other	1,589.2	1,660.7	1,676.9	1,694.3	1,711.9	1,748.4	1,796.1	1,825.0	1,835.3	1,818.6	1,808.3	1,819.9
29	Borrowings	593.6	586.0	585.5	587.5	601.4	593.7	604.1	590.9	583.4	592.6	593.7	593.7
30	From banks in the U.S.	250.8	238.2	242.3	237.4	240.0	228.3	226.3	216.6	217.1	212.2	213.1	216.1
31	From others	342.8	347.8	343.2	350.1	361.4	365.4	377.8	374.3	366.3	380.4	380.6	377.6
32	Net due to related foreign offices	3.8	5.1	2.9	2.9	1.6	5.4	6.3	6.9	5.2	9.6	8.8	6.8
33	Other liabilities	74.0	73.3	74.5	77.0	76.9	84.0	129.5	131.9	132.4	132.6	131.2	134.2
34	Total Liabilities	2,945.9	3,012.8	3,023.3	3,044.8	3,081.1	3,129.7	3,281.4	3,299.6	3,289.7	3,298.3	3,302.2	3,319.7
35	Residual (assets less liabilities) 10	392.0	398.3	400.6	403.8	403.6	406.1	411.7	420.8	425.2	421.5	415.2	433.1
	Memoranda
36	Mortgage-backed securities 12	245.0	263.1	262.2	264.0	264.6	259.3	261.7	265.6	265.0	265.6	266.8	268.0
40	Securitized consumer loans 14