Federal Reserve Statistical Release, E.2, Survey of Terms of Business Lending; title with eagle logo links to Statistical Release home page

Release Date: June 7, 2006
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FEDERAL RESERVE STATISTICAL RELEASE




E.2 SURVEY OF TERMS OF BUSINESS LENDING, MAY 1-5, 2006                             For immediate release
1. Commercial and industrial loans made by all commercial banks1                            June 7, 2006
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 6.39   106,839   608   541   36.3   29.3   25.3   84.7   8.6  
 2.   Minimal risk 5.09   14,293   4,826   103   19.1   76.6   2.9   91.2   2.0  
 3.   Low risk 6.53   17,168   1,218   618   14.0   31.7   14.4   80.8   5.1  
 4.   Moderate risk 6.47   42,437   665   504   33.2   19.1   26.4   82.5   12.1  
 5.   Other 7.44   17,880   343   850   59.7   20.0   38.3   89.7   10.4  
 
 6. Zero interval 7.08   30,518   310   549   50.6   7.4   56.6   93.7   7.6  
 7.   Minimal risk 5.47   884   757   547   90.9   21.2   25.3   98.6   14.0  
 8.   Low risk 7.52   2,389   454   1,135   41.0   1.4   46.6   89.4   7.2  
 9.   Moderate risk 6.71   16,102   453   421   35.5   3.1   45.9   96.1   6.7  
10.   Other 8.10   5,229   171   666   74.3   2.8   78.8   87.5   9.3  
 
11. Daily 5.69   31,953   1,710   148   14.0   52.5   6.8   73.3   5.1  
12.   Minimal risk 5.04   11,294   21,646   7   .9   88.2   .3   89.1   .0  
13.   Low risk 5.98   8,178   2,567   223   5.7   28.8   5.2   75.0   4.4  
14.   Moderate risk 5.88   9,249   1,141   244   19.0   33.4   10.6   49.5   15.7  
15.   Other 7.34   1,655   374   185   47.5   17.9   22.9   67.7   9.4  
 
16. 2 to 30 days 6.14   16,990   923   496   33.4   42.6   11.4   79.1   9.6  
17.   Minimal risk 4.54   965   3,874   446   85.6   61.8   .4   99.9   3.1  
18.   Low risk 5.67   3,010   1,708   314   9.8   71.6   6.0   71.7   5.2  
19.   Moderate risk 6.22   5,913   973   408   32.6   41.8   11.8   84.8   13.4  
20.   Other 6.88   4,032   531   510   44.7   44.3   14.8   88.1   10.0  
 
21. 31 to 365 days 6.39   20,449   791   836   46.6   15.8   16.4   92.0   12.1  
22.   Minimal risk 5.77   983   1,270   429   86.7   19.6   15.3   99.1   10.0  
23.   Low risk 7.96   3,246   1,183   1,471   16.7   23.6   20.1   97.7   4.7  
24.   Moderate risk 6.54   7,806   854   556   44.3   16.2   17.2   88.7   18.8  
25.   Other 7.10   4,992   792   1,168   53.8   16.5   14.4   98.5   11.1  
  Months  
26. More than 365 days 7.45   6,360   507   54   50.8   25.6   33.4   88.4   13.6  
27.   Minimal risk 5.65   106   525   22   89.9   6.9   4.6   99.3   2.1  
28.   Low risk 7.32   234   205   57   48.8   9.8   42.9   67.9   13.5  
29.   Moderate risk 7.28   3,272   690   54   36.6   22.8   22.9   89.7   16.1  
30.   Other 7.79   1,893   694   57   76.1   27.1   50.6   94.6   12.6  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.25   3,358   3.4   142   83.1   8.0   71.5   86.9   7.8  
32.   100 - 999 7.80   12,565   3.3   133   75.4   11.0   70.9   90.6   9.5  
33.   1,000 - 9,999 6.96   24,475   3.1   135   51.2   23.6   38.3   88.4   12.4  
34.   10,000+ 5.82   66,441   2.5   98   21.0   35.9   9.6   82.1   7.0  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 7.91   27,048   3.3   136   67.6   7.1   220   91.3   12.9  
36.   Other 5.88   79,792   2.6   104   25.7   36.8   1,511   82.4   7.0   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, MAY 1-5, 2006                             For immediate release
2. Commercial and industrial loans made by domestic banks1                                  June 7, 2006
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 6.70   68,796   402   633   46.1   10.1   36.6   82.6   11.8  
 2.   Minimal risk 5.06   2,671   989   235   47.2   8.1   13.9   53.0   9.3  
 3.   Low risk 6.85   11,219   842   695   16.7   7.1   17.2   78.3   7.1  
 4.   Moderate risk 6.59   30,727   495   512   38.1   9.7   34.4   82.3   14.4  
 5.   Other 7.73   13,250   260   988   72.1   8.5   49.9   92.5   12.8  
 
 6. Zero interval 7.09   28,342   292   531   49.0   6.8   57.6   93.2   7.2  
 7.   Minimal risk 4.81   396   360   852   90.7   47.4   44.8   96.9   4.2  
 8.   Low risk 7.68   1,897   376   1,219   37.0   1.6   48.4   86.7   7.7  
 9.   Moderate risk 6.66   15,568   444   395   34.4   3.2   44.8   96.0   6.3  
10.   Other 8.08   5,100   168   638   74.0   2.8   78.6   87.2   9.2  
 
11. Daily 6.14   14,426   802   266   17.8   9.8   14.3   54.0   13.4  
12.   Minimal risk 5.14   1,262   2,582   11   2.7   .0   2.7   2.4   5.8  
13.   Low risk 6.15   6,169   2,013   291   6.2   7.0   6.9   71.5   6.2  
14.   Moderate risk 5.98   5,771   743   268   18.5   16.7   16.1   39.5   28.9  
15.   Other 8.06   823   192   373   95.1   1.3   45.4   88.7   12.1  
 
16. 2 to 30 days 6.48   7,195   427   674   53.2   13.0   25.3   82.0   13.7  
17.   Minimal risk 2.75   286   1,617   264   69.2   1.8   1.3   99.6   8.7  
18.   Low risk 6.04   845   567   400   21.7   10.7   21.5   67.0   13.2  
19.   Moderate risk 6.66   2,480   453   698   50.7   14.9   24.3   87.0   14.4  
20.   Other 7.28   2,058   286   803   69.1   13.7   28.2   95.4   16.0  
 
21. 31 to 365 days 6.37   13,072   529   818   59.9   6.8   21.9   89.4   18.0  
22.   Minimal risk 5.99   618   889   232   92.4   2.6   24.3   98.6   14.2  
23.   Low risk 8.60   1,963   763   1,519   25.1   5.6   15.7   96.3   6.5  
24.   Moderate risk 6.76   4,461   510   543   62.5   9.0   28.7   84.8   32.2  
25.   Other 7.35   3,311   553   1,278   62.3   5.1   18.9   98.5   15.8  
  Months  
26. More than 365 days 7.45   5,251   421   53   61.5   31.1   37.5   85.9   16.7  
27.   Minimal risk 5.65   106   525   22   89.9   6.9   4.6   99.3   2.1  
28.   Low risk 7.32   234   205   57   48.8   9.8   42.9   67.9   13.5  
29.   Moderate risk 7.27   2,352   497   51   50.9   31.8   31.8   85.6   23.4  
30.   Other 7.81   1,881   694   57   76.6   27.2   51.0   94.5   12.6  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.25   3,339   3.4   143   83.2   7.9   71.6   86.8   7.7  
32.   100 - 999 7.83   11,898   3.3   137   77.4   9.4   72.9   90.5   9.4  
33.   1,000 - 9,999 7.17   17,812   3.2   175   58.0   15.4   47.8   88.5   14.2  
34.   10,000+ 5.94   35,748   2.8   115   26.2   7.8   15.7   76.6   11.8  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 7.89   25,212   3.3   136   70.1   6.9   207   90.8   13.0  
36.   Other 6.01   43,585   2.8   136   32.1   11.9   881   77.8   11.0   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, MAY 1-5, 2006                             For immediate release
3. Commercial and industrial loans made by large domestic banks1                            June 7, 2006
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 6.52   60,800   655   610   41.1   10.6   32.6   82.9   12.2  
 2.   Minimal risk 4.89   2,475   3,137   162   43.9   7.4   11.7   49.8   9.9  
 3.   Low risk 6.75   10,217   2,116   710   11.1   7.6   12.2   78.7   6.8  
 4.   Moderate risk 6.40   27,415   996   454   32.9   9.8   30.2   81.3   15.3  
 5.   Other 7.65   10,929   360   1,050   69.5   9.5   44.8   93.6   13.1  
 
 6. Zero interval 6.94   25,247   416   543   45.2   7.1   54.6   93.5   7.2  
 7.   Minimal risk 4.38   342   952   439   89.3   45.7   37.6   99.4   4.6  
 8.   Low risk 7.64   1,653   702   1,346   30.3   1.2   43.3   84.9   7.6  
 9.   Moderate risk 6.48   14,008   795   397   29.4   3.2   40.0   96.0   6.3  
10.   Other 7.96   4,213   243   696   74.2   2.8   75.7   86.7   9.3  
 
11. Daily 5.97   13,462   1,531   247   12.4   10.5   8.5   52.6   14.3  
12.   Minimal risk 5.08   1,237   7,035   7   .8   .0   .7   .4   7.2  
13.   Low risk 6.06   5,959   4,945   280   3.0   7.3   3.6   72.8   6.2  
14.   Moderate risk 5.80   5,425   1,511   258   14.1   17.7   11.3   36.5   32.4  
15.   Other 7.82   591   214   213   93.7   1.7   26.9   95.5   14.0  
 
16. 2 to 30 days 6.34   6,212   552   694   50.1   14.8   22.2   83.4   14.5  
17.   Minimal risk 2.55   269   2,918   244   71.9   1.9   .5   99.6   8.4  
18.   Low risk 5.88   687   1,288   457   20.4   12.8   21.0   59.5   15.8  
19.   Moderate risk 6.45   2,117   718   674   46.1   17.1   17.0   86.5   15.6  
20.   Other 7.26   1,792   328   872   67.3   15.3   24.1   98.1   16.6  
 
21. 31 to 365 days 6.16   11,416   1,520   884   56.0   7.4   17.5   91.6   18.3  
22.   Minimal risk 5.87   535   4,435   243   92.1   3.0   27.5   98.7   15.5  
23.   Low risk 8.80   1,653   3,011   1,714   16.8   6.1   6.0   99.6   5.1  
24.   Moderate risk 6.60   4,063   2,085   554   60.4   9.2   28.6   85.5   34.4  
25.   Other 7.33   2,767