Federal Reserve Statistical Release, E.2, Survey of Terms of Business Lending; title with eagle logo links to Statistical Release home page

Release Date: September 19, 2006
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FEDERAL RESERVE STATISTICAL RELEASE




E.2 SURVEY OF TERMS OF BUSINESS LENDING, AUGUST 7-11, 2006                         For immediate release
1. Commercial and industrial loans made by all commercial banks1                      September 19, 2006
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.05   75,727   470   566   35.8   24.7   26.9   80.2   9.2  
 2.   Minimal risk 5.86   5,036   1,425   160   18.2   61.4   7.9   83.9   4.5  
 3.   Low risk 6.46   10,541   902   377   25.5   48.2   15.0   81.8   8.3  
 4.   Moderate risk 7.02   33,679   579   634   27.8   18.1   24.9   76.3   10.2  
 5.   Other 7.89   14,882   289   515   61.1   18.1   38.2   89.0   10.2  
 
 6. Zero interval 8.05   22,104   230   709   57.0   7.4   66.8   93.2   8.8  
 7.   Minimal risk 6.78   771   681   371   54.6   17.8   32.1   93.3   8.7  
 8.   Low risk 7.32   1,715   290   633   52.8   2.6   51.5   91.7   10.8  
 9.   Moderate risk 8.06   10,520   306   767   42.5   3.8   59.2   94.6   8.3  
10.   Other 8.73   4,818   148   703   80.7   2.9   84.9   93.0   9.7  
 
11. Daily 6.13   20,980   1,924   159   12.9   43.2   7.9   59.6   9.8  
12.   Minimal risk 5.48   3,171   18,643   5   .6   76.4   .3   78.1   .1  
13.   Low risk 5.94   4,029   2,714   74   2.9   77.4   4.8   77.9   7.5  
14.   Moderate risk 6.05   9,962   1,924   135   9.8   24.7   7.1   39.6   18.4  
15.   Other 6.75   2,595   1,047   123   52.3   40.2   8.8   76.3   8.9  
 
16. 2 to 30 days 6.61   12,711   597   501   29.1   33.7   9.4   84.4   7.5  
17.   Minimal risk 5.93   374   1,347   493   14.7   60.0   3.4   94.3   3.2  
18.   Low risk 6.67   2,161   1,246   402   13.1   60.2   5.0   77.9   4.7  
19.   Moderate risk 6.40   5,200   812   548   26.6   30.0   9.2   90.3   8.4  
20.   Other 7.23   2,641   270   324   42.0   32.2   11.3   88.5   7.6  
 
21. 31 to 365 days 7.04   15,462   850   710   35.7   17.7   6.9   87.0   10.6  
22.   Minimal risk 6.35   612   447   413   55.6   48.1   15.7   95.5   18.3  
23.   Low risk 6.18   1,937   1,377   372   49.4   26.6   3.3   94.1   11.5  
24.   Moderate risk 7.13   6,036   878   1,021   26.7   20.3   3.3   91.8   9.3  
25.   Other 7.91   3,728   923   424   53.8   14.4   15.2   94.3   12.8  
  Months  
26. More than 365 days 7.88   4,242   299   51   59.2   21.3   39.5   76.1   9.1  
27.   Minimal risk 7.57   84   178   46   66.2   12.8   29.5   88.9   7.1  
28.   Low risk 7.82   559   532   60   76.7   7.3   58.8   49.5   6.4  
29.   Moderate risk 7.72   1,930   373   50   48.4   23.6   39.1   78.7   8.8  
30.   Other 8.36   1,087   418   48   67.0   11.0   46.5   84.5   12.8  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.74   3,137   3.3   177   84.1   8.0   70.1   84.1   7.0  
32.   100 - 999 8.17   11,420   3.2   149   71.7   11.2   68.4   90.4   9.5  
33.   1,000 - 9,999 7.26   20,559   3.1   125   46.1   22.3   35.7   88.5   11.7  
34.   10,000+ 6.50   40,610   2.8   51   16.8   31.0   7.5   72.7   7.7  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 8.46   20,382   3.3   105   66.1   7.1   183   91.1   10.5  
36.   Other 6.54   55,346   2.9   86   24.7   31.2   1,110   76.1   8.6   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, AUGUST 7-11, 2006                         For immediate release
2. Commercial and industrial loans made by domestic banks1                            September 19, 2006
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.30   49,581   316   573   46.9   12.2   38.8   77.5   12.0  
 2.   Minimal risk 6.32   1,882   564   301   36.3   20.4   20.2   57.8   15.0  
 3.   Low risk 6.72   5,634   518   567   45.1   13.7   27.2   76.9   15.1  
 4.   Moderate risk 7.04   24,766   437   555   32.7   10.4   32.6   72.4   12.4  
 5.   Other 8.37   10,096   200   590   74.5   7.6   52.5   92.7   12.0  
 
 6. Zero interval 7.94   20,000   211   581   59.6   8.1   71.2   92.5   9.2  
 7.   Minimal risk 6.98   513   494   466   46.7   26.8   45.8   90.0   9.4  
 8.   Low risk 7.33   1,544   270   614   50.8   2.8   54.8   90.8   11.6  
 9.   Moderate risk 7.78   9,118   268   506   47.4   4.4   65.8   93.8   9.1  
10.   Other 8.70   4,570   142   675   80.3   3.0   84.3   92.6   9.2  
 
11. Daily 6.21   10,361   1,028   157   12.5   12.6   11.9   33.2   28.3  
12.   Minimal risk 5.53   704   4,880   5   .7   .0   1.3   1.6   31.8  
13.   Low risk 6.18   1,251   947   236   9.2   30.4   15.5   48.4   38.9  
14.   Moderate risk 6.09   7,467   1,545   151   7.8   12.0   8.5   29.3   29.8  
15.   Other 8.52   495   210   168   74.6   3.2   46.0   91.9   14.1  
 
16. 2 to 30 days 6.96   5,988   298   640   48.3   14.2   19.8   88.9   9.5  
17.   Minimal risk 6.81   65   270   761   71.9   .8   19.7   93.4   9.4  
18.   Low risk 6.63   699   471   477   38.0   19.4   15.5   85.1   9.8  
19.   Moderate risk 6.82   2,872   481   804   36.4   8.0   16.6   91.6   9.5  
20.   Other 7.51   1,314   139   458   72.7   18.4   22.7   97.4   11.3  
 
21. 31 to 365 days 7.18   8,956   524   557   51.2   14.8   11.7   88.8   14.3  
22.   Minimal risk 6.46   508   380   374   64.6   46.4   17.9   94.6   22.0  
23.   Low risk 6.24   1,454   1,183   359   65.0   8.3   4.3   92.1   13.2  
24.   Moderate risk 6.92   3,350   517   802   35.7   17.7   5.9   90.1   13.2  
25.   Other 8.30   2,764   735   356   64.8   9.3   20.4   94.1   15.6  
  Months  
26. More than 365 days 7.79   4,084   288   50   61.4   22.0   37.2   75.2   9.5  
27.   Minimal risk 7.57   84   178   46   66.2   12.8   29.5   88.9   7.1  
28.   Low risk 7.81   551   527   60   77.7   7.4   58.2   48.9   6.2  
29.   Moderate risk 7.72   1,928   374   50   48.4   23.6   39.0   78.7   8.8  
30.   Other 8.06   938   362   42   77.0   12.3   38.4   82.4   15.2  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.74   3,120   3.4   178   84.2   7.9   70.1   84.0   6.9  
32.   100 - 999 8.22   10,716   3.3   157   74.0   9.3   70.8   90.2   9.4  
33.   1,000 - 9,999 7.55   14,952   3.1   163   55.7   15.0   46.3   89.2   13.4  
34.   10,000+ 6.44   20,792   2.9   80   21.0   12.3   12.3   61.6   13.6  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 8.40   19,250   3.3   105   67.8   7.2   175   90.6   10.5  
36.   Other 6.61   30,330   3.0   143   33.6   15.4   649   69.3   13.3   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, AUGUST 7-11, 2006                         For immediate release
3. Commercial and industrial loans made by large domestic banks1                      September 19, 2006
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.14   44,040   494   537   42.3   13.2   35.6   77.8   12.9  
 2.   Minimal risk 6.08   1,657   1,484   282   28.5   22.8   16.3   56.4   16.8  
 3.   Low risk 6.50   4,841   864   469   38.6   15.8   20.4   79.8   16.2  
 4.   Moderate risk 6.86   22,391   786   518   27.7   10.9   29.1   70.8   13.4  
 5.   Other 8.28   8,673   287   579   73.5   7.8   48.5   94.6   12.8  
 
 6. Zero interval 7.81   17,475   285   602   56.9   9.0   69.3   92.6   9.5  
 7.   Minimal risk 6.77   469   636   494   42.5   29.2   42.1   94.4   9.6  
 8.   Low risk 7.11   1,244   377   658   47.2   3.3   51.3   91.2   13.0  
 9.   Moderate risk 7.64   8,013   400   520   43.0   4.7   62.6   93.7   9.5  
10.   Other 8.61   3,724   203   737   80.8   3.0   81.6   92.8   9.4  
 
11. Daily 6.12   9,987   1,751   149   9.9   13.0   9.2   31.6   30.6  
12.   Minimal risk 5.51   701   10,700   3   .3   .0   .9   1.1   44.1  
13.   Low risk 6.12   1,233   1,204   233   7.9   30.9   14.3   47.7   39.9  
14.   Moderate risk 6.04   7,341   2,741   145   6.7   12.2   7.0   28.3   31.3  
15.   Other 8.29   355   310   106   73.8   3.7   27.1   94.4   18.6  
 
16. 2 to 30 days 6.82   5,342   359   658   45.5   15.7   15.4   90.8   10.1  
17.   Minimal risk 6.61   54   567   797   75.3   1.0   15.7   96.4   9.6  
18.   Low risk 6.44   620   951   504   30.7   21.7   10.3   84.3   10.0  
19.   Moderate risk 6.62   2,569   794   829   33.5   8.7   10.4   91.4   10.4  
20.   Other 7.42   1,211   145   475   73.5   19.6   17.8   98.7   11.9  
 
21. 31 to 365 days 7.05   8,077   1,982   571   47.1   15.6   9.0   90.3   15.1  
22.   Minimal risk 6.01   382   3,206   414   54.2   61.7   8.4   99.8   26.6  
23.   Low risk 6.23   1,378   3,562   359   63.6   8.6   3.1   94.6   13.3  
24.   Moderate risk 6.64   2,928   2,209   871   28.6   18.3   2.7   90.6   14.2  
25.   Other 8.29   2,625