Federal Reserve Statistical Release, E.2, Survey of Terms of Business Lending; title with eagle logo links to Statistical Release home page

Release Date: December 15, 2006
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FEDERAL RESERVE STATISTICAL RELEASE




E.2 SURVEY OF TERMS OF BUSINESS LENDING, NOVEMBER 6-10, 2006                       For immediate release
1. Commercial and industrial loans made by all commercial banks1                       December 15, 2006
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 6.88   73,140   514   578   37.1   30.4   25.3   79.3   11.0  
 2.   Minimal risk 5.80   6,656   2,197   198   24.4   44.1   8.2   75.2   3.0  
 3.   Low risk 6.34   11,243   951   442   20.6   57.0   15.2   88.8   10.5  
 4.   Moderate risk 6.84   31,386   647   568   33.1   25.6   23.1   72.5   12.4  
 5.   Other 7.92   12,812   282   602   61.4   14.8   40.4   89.8   14.9  
 
 6. Zero interval 7.55   19,631   279   518   52.8   7.4   57.8   87.4   9.1  
 7.   Minimal risk 6.38   1,492   2,068   308   83.6   .2   24.6   97.6   2.0  
 8.   Low risk 7.25   1,772   347   529   51.0   4.9   45.4   75.4   11.8  
 9.   Moderate risk 7.34   8,921   370   392   38.9   4.5   48.9   92.8   10.0  
10.   Other 8.79   3,653   151   737   76.7   6.2   83.3   93.8   9.9  
 
11. Daily 6.32   20,836   786   236   18.1   43.8   18.8   69.7   11.4  
12.   Minimal risk 5.50   3,901   5,536   67   4.6   60.2   3.4   72.3   .4  
13.   Low risk 6.09   4,591   1,885   203   11.5   76.6   15.0   87.8   7.8  
14.   Moderate risk 6.35   9,283   959   228   17.3   29.8   19.7   53.1   16.9  
15.   Other 7.45   1,867   244   332   47.6   8.0   32.8   86.0   24.9  
 
16. 2 to 30 days 6.52   16,603   980   508   38.2   37.1   5.5   82.9   11.9  
17.   Minimal risk 5.89   853   1,912   353   5.8   50.7   .7   41.1   10.9  
18.   Low risk 6.19   2,348   1,827   478   16.2   50.9   4.2   95.4   11.9  
19.   Moderate risk 6.47   7,231   1,492   499   43.2   31.7   4.1   82.1   13.2  
20.   Other 7.26   3,173   441   359   46.3   35.2   8.9   82.9   14.0  
 
21. 31 to 365 days 6.93   9,531   643   657   41.0   23.1   9.6   82.5   12.8  
22.   Minimal risk 6.27   350   414   596   33.5   37.3   6.2   98.4   18.9  
23.   Low risk 6.86   1,228   609   359   30.3   40.0   7.5   91.4   13.6  
24.   Moderate risk 6.86   3,185   569   856   47.5   25.2   3.6   72.2   10.1  
25.   Other 7.61   2,580   809   368   54.4   10.9   20.2   95.7   17.4  
  Months  
26. More than 365 days 7.47   6,354   506   62   42.2   51.6   22.2   71.4   11.5  
27.   Minimal risk 6.90   56   194   47   53.9   38.0   26.9   56.6   9.6  
28.   Low risk 5.72   1,291   1,400   39   10.0   86.0   1.7   96.9   12.9  
29.   Moderate risk 7.87   2,717   682   68   24.4   65.3   22.5   46.6   11.5  
30.   Other 8.27   1,519   545   50   85.8   7.9   46.0   88.8   12.9  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.67   2,781   3.3   164   83.2   9.7   70.3   84.0   7.2  
32.   100 - 999 8.15   9,789   3.2   178   72.7   13.1   65.7   89.8   9.8  
33.   1,000 - 9,999 7.20   18,767   3.2   147   46.7   27.0   32.9   87.7   13.1  
34.   10,000+ 6.32   41,803   2.6   165   21.3   37.3   9.5   72.8   10.5  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 8.42   18,522   3.3   110   62.7   9.3   191   89.4   10.2  
36.   Other 6.36   54,618   2.7   180   28.4   37.5   1,211   75.9   11.3   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, NOVEMBER 6-10, 2006                       For immediate release
2. Commercial and industrial loans made by domestic banks1                             December 15, 2006
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.22   48,506   350   709   45.3   18.8   35.8   78.2   12.2  
 2.   Minimal risk 5.82   2,524   887   240   23.6   16.0   15.0   47.1   10.1  
 3.   Low risk 6.61   6,152   552   683   35.4   37.1   23.8   86.0   15.6  
 4.   Moderate risk 7.08   22,947   485   686   33.9   16.0   30.1   73.1   12.6  
 5.   Other 8.25   9,660   217   684   79.2   10.2   51.5   93.8   12.9  
 
 6. Zero interval 7.59   18,022   258   517   51.0   8.0   60.3   86.2   9.5  
 7.   Minimal risk 6.98   350   530   348   78.5   .8   81.4   89.8   6.0  
 8.   Low risk 7.21   1,672   334   488   51.9   4.8   43.5   73.9   11.9  
 9.   Moderate risk 7.32   8,764   367   378   38.7   4.5   47.9   92.7   9.7  
10.   Other 8.73   3,444   144   703   79.0   6.4   83.9   93.4   9.8  
 
11. Daily 6.71   10,631   414   346   29.2   16.1   32.3   57.7   17.9  
12.   Minimal risk 5.37   1,455   2,182   61   10.8   14.6   4.6   25.7   3.0  
13.   Low risk 6.66   1,230   549   556   42.7   37.3   42.9   82.9   29.4  
14.   Moderate risk 6.56   6,177   660   314   16.4   11.3   28.1   49.8   18.6  
15.   Other 8.42   976   130   386   89.6   4.7   60.7   92.9   16.6  
 
16. 2 to 30 days 6.82   7,587   488   632   45.8   20.5   10.9   88.7   12.8  
17.   Minimal risk 6.01   416   1,073   505   4.1   16.1   1.5   54.9   10.2  
18.   Low risk 6.49   1,164   1,121   625   26.7   24.4   8.5   94.4   13.4  
19.   Moderate risk 6.74   3,115   712   762   40.6   13.4   7.6   89.4   15.4  
20.   Other 7.56   1,723   252   470   80.6   29.2   15.0   95.6   11.9  
 
21. 31 to 365 days 7.21   5,861   415   667   60.0   19.5   13.5   84.3   13.3  
22.   Minimal risk 6.22   242   296   360   46.7   41.3   2.9   97.7   26.7  
23.   Low risk 6.94   783   417   409   43.8   43.6   11.2   86.6   10.6  
24.   Moderate risk 7.04   2,138   395   1,005   66.3   17.0   5.4   70.4   11.2  
25.   Other 7.88   2,000   665   325   68.3   6.0   25.8   96.5   17.0  
  Months  
26. More than 365 days 7.48   6,324   505   62   42.1   51.3   22.3   71.6   11.5  
27.   Minimal risk 6.90   56   194   47   53.9   38.0   26.9   56.6   9.6  
28.   Low risk 5.72   1,291   1,400   39   10.0   86.0   1.7   96.9   12.9  
29.   Moderate risk 7.87   2,716   683   68   24.4   65.3   22.5   46.6   11.5  
30.   Other 8.31   1,496   539   50   86.2   6.5   46.7   89.9   12.8  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.67   2,766   3.3   165   83.3   9.6   70.3   84.0   7.2  
32.   100 - 999 8.21   9,249   3.3   188   74.9   11.5   67.8   89.7   9.5  
33.   1,000 - 9,999 7.43   13,904   3.2   188   56.4   18.1   41.0   89.0   13.3  
34.   10,000+ 6.50   22,586   2.8   294   21.8   23.4   15.2   66.1   13.5  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 8.40   17,360   3.3   117   65.7   9.1   181   89.2   10.2  
36.   Other 6.56   31,145   2.9   302   34.0   24.1   736   72.0   13.5   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, NOVEMBER 6-10, 2006                       For immediate release
3. Commercial and industrial loans made by large domestic banks1                       December 15, 2006
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.05   42,571   562   669   40.4   20.3   32.8   78.0   13.2  
 2.   Minimal risk 5.75   2,235   2,022   229   22.7   17.6   15.7   49.1   10.5  
 3.   Low risk 6.39   5,385   952   682   28.8   41.7   19.7   87.6   16.1  
 4.   Moderate risk 6.90   20,447   916   690   27.8   16.6   25.5   71.5   13.8  
 5.   Other 8.14   7,975   322   641   78.1   10.5   47.9   96.6   14.2  
 
 6. Zero interval 7.43   15,708   349   538   46.4   8.0   56.5   85.5   10.0  
 7.   Minimal risk 6.98   341   604   349   78.2   .7   82.0   89.6   6.1  
 8.   Low risk 7.01   1,448   420   507   48.1   4.3   36.8   72.4   12.9  
 9.   Moderate risk 7.09   7,486   583   389   30.6   3.7   40.7   92.9   10.5  
10.   Other 8.64   2,790   196   762   79.7   6.4   82.0   93.6   10.2  
 
11. Daily 6.51   9,509   729   333   25.2   17.6   27.3   55.7   19.9  
12.   Minimal risk 5.26   1,266   5,346   56   11.2   16.8   4.1   28.4   3.0  
13.   Low risk 6.35   1,032   1,377   558   36.6   44.3   36.4   84.2   33.7  
14.   Moderate risk 6.42   5,807   1,232   308   13.3   11.9   24.0   47.0   20.4  
15.   Other 8.10   639   216   315   94.0   2.2   44.2   97.1   21.5  
 
16. 2 to 30 days 6.73   7,165   619   630   44.1   21.0   8.0   89.4   13.2  
17.   Minimal risk 5.99   388   2,733   508   2.3   17.2   .1   52.0   10.5  
18.   Low risk 6.40   1,102   1,811   559   23.6   25.8   6.2   94.1   13.8  
19.   Moderate risk 6.67   2,979   1,078   774   39.9   13.1   5.5   90.0   15.8  
20.   Other 7.40   1,545   277   469   79.4   31.0   8.0   99.0   12.5  
 
21. 31 to 365 days 7.05   5,031   1,521   695   55.0   21.8   12.7   87.0   14.2  
22.   Minimal risk 6.06   197   2,155   376   35.9   49.3   1.1   99.7   31.0  
23.   Low risk 6.58   592   1,033   434   29.9   55.4   10.8   95.8   8.1  
24.   Moderate risk 6.80   1,769   1,864   1,106   60.6   19.7   4.0   68.7   13.3  
25.   Other 7.84   1,854