Federal Reserve Statistical Release, E.2, Survey of Terms of Business Lending; title with eagle logo links to Statistical Release home page

Release Date: March 13, 2007
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FEDERAL RESERVE STATISTICAL RELEASE




E.2 SURVEY OF TERMS OF BUSINESS LENDING, FEBRUARY 5-9, 2007                        For immediate release
1. Commercial and industrial loans made by all commercial banks1                          March 13, 2007
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 6.82   82,857   563   524   31.2   27.2   22.4   77.4   10.2  
 2.   Minimal risk 5.40   8,179   2,650   179   14.0   62.6   4.9   73.1   4.4  
 3.   Low risk 6.29   12,647   1,040   409   22.2   45.3   13.0   67.4   8.9  
 4.   Moderate risk 6.66   39,356   781   559   24.0   18.7   17.7   75.6   10.0  
 5.   Other 8.38   13,858   294   587   62.9   17.7   42.2   88.4   15.5  
 
 6. Zero interval 7.54   21,005   236   550   53.0   8.1   57.0   91.7   10.7  
 7.   Minimal risk 7.00   485   419   820   62.7   40.0   45.3   94.5   5.4  
 8.   Low risk 7.56   1,522   245   847   68.0   11.6   57.7   89.2   13.5  
 9.   Moderate risk 7.19   10,543   359   418   38.4   3.5   43.2   94.9   11.1  
10.   Other 8.53   4,351   139   623   79.8   4.6   77.8   87.4   11.3  
 
11. Daily 6.16   25,763   2,810   209   7.5   42.4   9.5   58.0   5.3  
12.   Minimal risk 5.09   6,173   18,659   3   5.7   66.6   .9   76.6   1.4  
13.   Low risk 5.97   5,197   3,447   81   6.4   69.0   6.5   57.4   6.9  
14.   Moderate risk 6.00   11,598   3,004   304   6.1   24.5   6.9   42.3   7.4  
15.   Other 9.98   2,281   1,007   597   21.1   14.0   43.1   82.0   6.1  
 
16. 2 to 30 days 6.38   21,541   1,104   574   28.9   34.0   5.1   85.2   10.0  
17.   Minimal risk 5.89   1,061   3,816   323   14.9   76.0   1.3   48.9   29.0  
18.   Low risk 6.14   3,470   2,048   597   20.8   50.3   6.8   95.9   8.9  
19.   Moderate risk 6.24   11,597   1,726   634   27.8   23.3   4.0   83.2   10.4  
20.   Other 7.39   2,885   417   401   49.6   50.7   4.5   88.4   8.3  
 
21. 31 to 365 days 7.50   10,545   686   741   39.8   16.9   11.8   79.2   16.4  
22.   Minimal risk 6.64   244   417   655   59.6   5.3   5.8   64.4   9.3  
23.   Low risk 6.34   2,227   1,232   819   25.7   8.2   5.0   30.6   7.2  
24.   Moderate risk 7.94   3,948   686   1,073   18.9   28.8   6.1   95.5   6.9  
25.   Other 7.99   3,134   1,017   313   79.2   10.8   24.9   97.3   32.6  
  Months  
26. More than 365 days 7.83   3,762   298   54   57.8   19.3   45.6   80.3   15.7  
27.   Minimal risk 7.32   139   291   123   87.6   .3   67.9   27.3   8.2  
28.   Low risk 7.37   194   228   50   62.3   8.4   41.0   82.5   9.6  
29.   Moderate risk 7.73   1,612   396   50   41.0   17.5   55.1   86.8   16.9  
30.   Other 8.17   1,159   403   54   71.4   11.5   46.2   80.4   15.6  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.65   2,899   3.3   152   81.4   8.6   69.3   84.1   8.1  
32.   100 - 999 8.15   10,240   3.3   164   71.9   13.2   66.3   90.2   9.8  
33.   1,000 - 9,999 7.15   19,179   3.1   113   44.9   23.5   31.6   86.3   12.9  
34.   10,000+ 6.32   50,539   2.7   62   14.8   32.4   7.3   71.0   9.3  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 8.43   18,537   3.3   136   62.6   7.7   187   92.0   11.8  
36.   Other 6.35   64,320   2.7   76   22.1   32.7   1,341   73.2   9.6   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, FEBRUARY 5-9, 2007                        For immediate release
2. Commercial and industrial loans made by domestic banks1                                March 13, 2007
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.03   54,161   379   604   40.9   10.2   31.2   75.4   14.1  
 2.   Minimal risk 5.12   3,257   1,136   259   28.8   16.0   12.2   47.0   16.9  
 3.   Low risk 6.54   7,130   624   599   29.8   11.8   20.8   59.3   16.1  
 4.   Moderate risk 6.89   26,754   553   593   28.0   6.2   24.5   75.3   12.6  
 5.   Other 8.17   10,388   225   643   78.1   9.1   48.2   90.4   19.0  
 
 6. Zero interval 7.51   20,210   230   527   52.3   7.5   57.0   91.4   10.7  
 7.   Minimal risk 7.42   269   252   431   75.6   5.3   80.8   90.1   8.9  
 8.   Low risk 7.45   1,369   225   829   67.1   12.6   55.0   87.9   14.0  
 9.   Moderate risk 7.14   10,257   353   399   37.3   3.6   42.5   94.8   10.9  
10.   Other 8.51   4,210   136   616   79.5   4.6   77.7   86.9   11.3  
 
11. Daily 5.88   12,723   1,535   336   12.7   10.3   11.4   37.4   13.3  
12.   Minimal risk 4.43   2,281   7,374   5   14.7   10.2   2.5   36.8   8.2  
13.   Low risk 6.20   1,816   1,372   232   15.1   17.9   18.7   39.6   27.9  
14.   Moderate risk 6.02   7,849   2,241   385   6.6   6.7   9.3   33.8   11.0  
15.   Other 8.06   638   303   1,050   65.5   24.3   39.0   74.9   13.6  
 
16. 2 to 30 days 6.62   9,462   541   654   44.2   16.5   10.1   91.2   16.0  
17.   Minimal risk 6.01   375   1,952   226   33.9   70.4   3.8   81.7   48.9  
18.   Low risk 6.41   1,830   1,353   727   29.1   14.1   12.9   97.7   13.7  
19.   Moderate risk 6.47   4,571   814   680   40.0   8.4   7.0   87.5   18.3  
20.   Other 7.41   1,530   232   546   78.6   22.2   8.6   98.3   12.1  
 
21. 31 to 365 days 7.80   7,858   529   661   45.1   5.0   15.2   74.1   21.8  
22.   Minimal risk 6.74   177   311   197   80.9   5.8   8.0   50.7   15.8  
23.   Low risk 6.25   1,885   1,077   545   14.0   2.7   3.8   18.2   12.6  
24.   Moderate risk 8.88   2,407   437   1,332   25.1   4.2   10.0   97.5   9.0  
25.   Other 8.07   2,815   954   228   81.6   4.6   27.8   98.3   35.3  
  Months  
26. More than 365 days 7.84   3,730   296   54   58.3   19.2   46.0   80.5   15.8  
27.   Minimal risk 7.32   139   291   123   87.6   .3   67.9   27.3   8.2  
28.   Low risk 7.37   194   228   50   62.3   8.4   41.0   82.5   9.6  
29.   Moderate risk 7.73   1,611   397   50   41.0   17.5   55.1   86.8   16.9  
30.   Other 8.19   1,146   399   53   72.1   10.6   46.6   81.3   15.6  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.66   2,883   3.3   152   81.5   8.6   69.4   84.0   8.0  
32.   100 - 999 8.21   9,537   3.3   174   74.6   11.2   69.0   90.2   9.7  
33.   1,000 - 9,999 7.42   13,356   3.2   150   56.2   14.6   42.6   88.7   15.0  
34.   10,000+ 6.29   28,385   2.8   98   18.3   7.9   9.3   63.2   16.4  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 8.32   16,901   3.3   149   66.2   8.0   172   91.2   12.4  
36.   Other 6.45   37,260   2.9   118   29.5   11.1   837   68.2   15.1   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, FEBRUARY 5-9, 2007                        For immediate release
3. Commercial and industrial loans made by large domestic banks1                          March 13, 2007
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 6.90   46,905   578   564   37.0   11.3   28.2   77.9   15.1  
 2.   Minimal risk 4.75   2,632   2,247   94   12.0   19.8   10.1   56.0   17.2  
 3.   Low risk 6.48   5,020   846   613   31.7   16.5   20.5   73.7   17.7  
 4.   Moderate risk 6.73   24,414   1,051   575   23.2   6.4   20.4   74.4   13.4  
 5.   Other 8.05   8,754   323   532   77.8   9.5   42.5   91.7   21.1  
 
 6. Zero interval 7.34   17,893   314   537   48.5   8.1   53.5   91.5   11.0  
 7.   Minimal risk 7.40   264   330   433   75.5   5.4   81.3   90.4   8.9  
 8.   Low risk 7.29   1,191   285   877   64.8   13.7   50.2   88.2   14.7  
 9.   Moderate risk 6.96   9,218   571   389   32.4   3.9   38.0   95.1   11.2  
10.   Other 8.39   3,332   185   666   79.7   4.9   72.9   85.9   11.9  
 
11. Daily 5.71   11,713   2,456   301   6.5   11.1   6.2   35.7   15.1  
12.   Minimal risk 4.15   1,965   15,800   5   1.0   11.9   1.4   42.6   8.2  
13.   Low risk 6.10   1,757   2,866   233   12.7   18.5   16.0   37.8   30.0  
14.   Moderate risk 5.90   7,443   3,405   390   3.2   7.1   4.3   31.5   12.4  
15.   Other 7.48   414   414   394   52.8   37.1   6.6   65.7   23.4  
 
16. 2 to 30 days 6.49   8,822   689   681   41.5   17.4   5.9   91.6   16.7  
17.   Minimal risk 5.75   299   2,838   256   17.3   88.1   3.1   99.7   49.9  
18.   Low risk 6.24   1,665   2,460   773   22.3   15.4   4.9   97.5   14.8  
19.   Moderate risk 6.34   4,302   1,467   699   38.4   8.7   3.5   87.3   19.0  
20.   Other 7.28   1,408   256   574   78.6   23.2   2.1   98.3   12.5  
 
21. 31 to 365 days 8.22   5,538   1,749   667   51.1   6.6   17.7   95.2   23.7  
22.   Minimal risk 6.36   62   701   356   46.3   16.4   12.4   95.5   18.8  
23.   Low risk 6.54   224   1,068   705   59.4   22.4   3.3   99.0   17.7  
24.   Moderate risk 8.95   2,087   2,317   1,352   14.8   4.0   8.6   99.2   10.0  
25.   Other 8.07   2,717