Federal Reserve Statistical Release, E.2, Survey of Terms of Business Lending; title with eagle logo links to Statistical Release home page

Release Date: June 15, 2007
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FEDERAL RESERVE STATISTICAL RELEASE




E.2 SURVEY OF TERMS OF BUSINESS LENDING, MAY 7-11, 2007                            For immediate release
1. Commercial and industrial loans made by all commercial banks1                           June 15, 2007
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.07   82,291   553   685   45.2   31.7   25.5   78.3   9.1  
 2.   Minimal risk 5.74   6,434   1,714   163   12.2   62.6   4.6   73.9   1.6  
 3.   Low risk 6.95   21,318   1,556   1,220   54.8   34.5   12.3   84.5   3.3  
 4.   Moderate risk 6.97   30,856   544   430   35.6   29.5   29.7   67.2   11.6  
 5.   Other 8.15   13,477   319   591   65.7   21.7   39.7   88.5   17.2  
 
 6. Zero interval 7.90   22,055   255   586   58.6   7.6   70.5   88.6   9.0  
 7.   Minimal risk 6.62   455   445   340   63.5   10.2   48.3   75.2   8.6  
 8.   Low risk 7.55   2,639   356   607   56.3   5.7   75.0   83.0   9.9  
 9.   Moderate risk 7.80   11,046   334   465   53.1   3.4   66.0   89.4   8.4  
10.   Other 8.83   3,961   153   765   74.4   5.6   81.7   94.6   10.5  
 
11. Daily 5.98   21,083   1,893   129   6.9   60.1   6.3   53.5   7.0  
12.   Minimal risk 5.54   3,994   18,414   5   .6   73.6   .3   85.1   .2  
13.   Low risk 5.94   5,462   3,912   91   6.2   80.6   5.8   57.6   5.5  
14.   Moderate risk 6.04   9,412   2,016   193   5.8   47.0   6.2   35.2   15.0  
15.   Other 7.14   1,200   327   201   37.3   40.2   25.6   38.3   9.3  
 
16. 2 to 30 days 6.66   15,357   820   405   37.2   50.9   6.3   74.7   10.7  
17.   Minimal risk 5.84   1,433   4,206   478   24.0   53.8   .6   45.9   2.3  
18.   Low risk 6.06   3,153   1,489   405   22.1   67.1   2.5   87.1   4.6  
19.   Moderate risk 6.77   5,791   814   400   39.6   54.7   4.4   61.9   13.3  
20.   Other 7.76   2,834   455   257   46.3   41.4   10.6   90.5   17.0  
 
21. 31 to 365 days 7.46   19,189   1,234   1,415   72.4   14.9   7.1   95.7   9.4  
22.   Minimal risk 5.85   458   380   398   14.7   58.1   6.1   66.6   6.5  
23.   Low risk 7.62   9,785   6,424   2,197   91.5   6.6   1.5   99.6   .7  
24.   Moderate risk 6.78   2,868   615   495   48.3   27.1   9.4   89.2   19.0  
25.   Other 8.12   3,855   1,270   412   73.7   22.4   18.8   96.8   26.0  
  Months  
26. More than 365 days 7.81   4,471   281   50   69.2   23.4   39.7   82.2   10.1  
27.   Minimal risk 8.21   60   106   47   60.7   12.1   40.5   50.4   10.1  
28.   Low risk 7.62   258   217   66   79.2   10.1   41.0   66.6   11.7  
29.   Moderate risk 7.81   1,676   243   50   52.7   20.7   45.7   79.9   6.5  
30.   Other 8.04   1,610   518   49   80.4   11.3   47.6   87.8   14.5  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.58   2,989   3.3   154   85.0   7.2   69.2   84.9   7.9  
32.   100 - 999 8.10   9,591   3.2   152   73.8   13.4   66.3   89.3   10.7  
33.   1,000 - 9,999 7.21   19,055   3.1   144   48.6   30.1   34.4   84.6   13.1  
34.   10,000+ 6.73   50,656   2.5   71   36.1   37.2   11.8   73.5   7.1  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 8.39   20,982   3.2   126   65.7   9.6   212   87.4   10.9  
36.   Other 6.61   61,309   2.6   92   38.1   39.2   1,229   75.2   8.5   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, MAY 7-11, 2007                            For immediate release
2. Commercial and industrial loans made by domestic banks1                                 June 15, 2007
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.36   43,851   304   579   50.0   13.3   42.1   76.2   14.7  
 2.   Minimal risk 6.16   1,638   466   248   37.3   12.3   17.5   33.6   10.0  
 3.   Low risk 6.99   4,974   394   613   47.5   9.9   48.4   71.1   13.3  
 4.   Moderate risk 7.14   20,692   376   507   35.3   10.7   35.4   69.5   14.4  
 5.   Other 8.20   9,792   238   617   77.4   8.2   50.2   94.2   20.1  
 
 6. Zero interval 7.80   19,314   227   570   55.1   8.4   68.8   87.0   9.8  
 7.   Minimal risk 6.93   350   356   280   81.5   13.3   62.8   67.8   8.8  
 8.   Low risk 7.52   2,443   343   571   56.4   4.8   76.2   81.6   10.0  
 9.   Moderate risk 7.63   9,195   281   471   44.4   4.0   60.3   87.3   9.9  
10.   Other 8.73   3,392   133   638   74.9   5.4   84.4   93.9   10.8  
 
11. Daily 6.19   8,106   802   283   11.3   21.4   14.7   36.5   24.5  
12.   Minimal risk 5.58   635   3,599   14   2.9   2.7   2.1   6.1   14.8  
13.   Low risk 6.05   1,171   1,012   330   13.1   22.5   26.5   33.8   43.3  
14.   Moderate risk 6.12   5,410   1,274   318   6.2   19.4   9.5   31.1   28.0  
15.   Other 8.66   398   116   325   80.5   1.5   67.6   90.2   8.6  
 
16. 2 to 30 days 7.14   5,859   338   427   53.6   13.8   15.6   76.1   17.4  
17.   Minimal risk 6.18   324   1,303   782   58.8   .1   .4   43.4   7.8  
18.   Low risk 6.58   707   385   537   56.6   4.2   7.0   88.2   6.4  
19.   Moderate risk 7.29   2,622   399   410   42.1   10.3   9.6   63.0   19.3  
20.   Other 7.39   1,478   249   340   66.6   21.3   19.5   96.9   24.2  
 
21. 31 to 365 days 7.43   6,065   414   440   68.1   11.9   20.8   90.8   25.2  
22.   Minimal risk 5.96   235   206   207   25.1   55.2   11.8   34.9   16.8  
23.   Low risk 6.79   383   298   835   54.8   14.6   21.4   91.3   11.5  
24.   Moderate risk 6.94   1,798   409   432   53.8   12.9   13.5   94.0   22.1  
25.   Other 8.02   2,915   1,016   290   83.3   4.4   24.8   97.0   32.6  
  Months  
26. More than 365 days 7.82   4,370   275   50   69.2   21.8   40.5   82.1   10.3  
27.   Minimal risk 8.21   60   106   47   60.7   12.1   40.5   50.4   10.1  
28.   Low risk 7.68   247   209   67   82.5   7.4   42.7   65.2   12.2  
29.   Moderate risk 7.82   1,604   233   51   50.6   17.2   47.7   79.0   6.8  
30.   Other 8.06   1,592   513   49   81.4   10.8   47.7   88.3   14.5  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.59   2,968   3.3   155   85.2   7.0   69.3   84.8   7.9  
32.   100 - 999 8.16   8,904   3.2   162   76.6   11.1   68.6   89.1   10.5  
33.   1,000 - 9,999 7.49   12,937   3.2   200   58.7   15.4   47.3   87.9   15.0  
34.   10,000+ 6.71   19,041   3.0   133   26.1   14.0   21.9   61.0   18.8  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 8.35   18,448   3.2   142   63.8   9.6   189   85.7   11.9  
36.   Other 6.64   25,403   3.1   173   39.9   16.0   545   69.4   17.3   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, MAY 7-11, 2007                            For immediate release
3. Commercial and industrial loans made by large domestic banks1                           June 15, 2007
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.25   37,465   499   549   45.7   13.7   39.6   76.1   15.9  
 2.   Minimal risk 5.94   1,247   1,231   218   18.8   16.0   19.7   37.2   9.8  
 3.   Low risk 6.81   4,366   611   549   42.2   11.0   45.3   70.8   14.2  
 4.   Moderate risk 6.99   18,342   728   472   29.2   11.6   31.7   67.4   15.4  
 5.   Other 8.17   7,814   368   540   78.4   7.9   45.8   96.9   22.5  
 
 6. Zero interval 7.67   16,714   315   572   51.2   9.3   67.0   87.2   10.2  
 7.   Minimal risk 7.02   243   339   268   73.9   19.2   79.6   86.3   9.7  
 8.   Low risk 7.44   2,169   423   557   53.6   5.1   76.7   80.0   10.4  
 9.   Moderate risk 7.48   7,989   453   452   38.6   4.5   57.3   87.0   10.6  
10.   Other 8.67   2,568   187   676   76.0   5.8   80.3   95.6   10.8  
 
11. Daily 6.04   7,194   1,546   283   6.2   18.4   9.9   30.5   30.1  
12.   Minimal risk 5.56   632   8,423   13   2.4   2.5   1.8   5.6   15.6  
13.   Low risk 5.87   1,100   2,064   314   8.0   23.9   21.8   34.6   44.4  
14.   Moderate risk 6.03   5,227   2,725   309   3.2   20.0   6.7   29.5   29.3  
15.   Other 8.22   149   124   112   67.6   .4   23.9   99.2   15.9  
 
16. 2 to 30 days 7.10   4,980   442   415   51.3   14.7   11.8   76.6   17.8  
17.   Minimal risk 5.62   139   2,056   802   4.7   .3   .0   99.0   7.9  
18.   Low risk 6.42   649   659   544   54.4   3.6   2.3   87.1   6.7  
19.   Moderate risk 7.21   2,370   657   414   38.0   10.8   4.3   59.7   19.7  
20.   Other 7.44   1,144   272   236   73.7   23.4   14.1   97.0   26.8  
 
21. 31 to 365 days 7.36   5,314   1,761   468   67.7   12.7   19.3   93.5   27.2  
22.   Minimal risk 5.87   196   1,746   202   15.8   66.3   9.7   29.1   10.4  
23.   Low risk 6.55   316   1,209   968   47.4   17.3   12.5   92.7   12.4  
24.   Moderate risk 6.74   1,570   1,789   450   50.7   14.3   9.9   95.3   23.8  
25.   Other 8.00   2,731