Federal Reserve Statistical Release, E.2, Survey of Terms of Business Lending; title with eagle logo links to Statistical Release home page

Release Date: September 17, 2007
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FEDERAL RESERVE STATISTICAL RELEASE




E.2 SURVEY OF TERMS OF BUSINESS LENDING, AUGUST 6-10, 2007                         For immediate release
1. Commercial and industrial loans made by all commercial banks1                      September 17, 2007
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 6.99   80,321   545   614   35.4   24.5   23.5   80.7   8.1  
 2.   Minimal risk 5.94   6,316   1,869   131   28.3   48.3   4.4   57.3   4.0  
 3.   Low risk 6.65   10,354   717   501   30.5   46.4   17.2   85.5   6.1  
 4.   Moderate risk 6.85   32,347   614   458   31.1   23.6   23.5   75.0   10.7  
 5.   Other 7.98   11,523   285   735   75.6   17.8   43.0   87.0   12.2  
 
 6. Zero interval 7.48   23,762   282   535   45.4   7.2   55.7   93.6   10.0  
 7.   Minimal risk 7.48   332   321   716   49.2   1.1   63.4   78.3   8.4  
 8.   Low risk 7.15   3,015   381   813   32.4   3.5   48.2   91.5   8.7  
 9.   Moderate risk 7.22   12,967   421   372   33.2   3.6   44.2   97.6   11.1  
10.   Other 8.50   3,737   156   657   79.3   6.4   79.3   93.2   9.5  
 
11. Daily 6.29   19,234   2,403   189   14.2   39.0   13.5   51.1   2.6  
12.   Minimal risk 5.75   4,039   10,404   5   20.1   52.0   .8   45.4   .2  
13.   Low risk 6.12   2,460   2,302   37   13.8   63.1   7.5   72.1   .8  
14.   Moderate risk 6.24   8,781   2,533   140   7.7   40.9   11.6   34.8   5.8  
15.   Other 7.89   1,312   671   456   63.4   18.6   60.5   66.2   2.9  
 
16. 2 to 30 days 6.56   13,265   661   438   36.7   37.7   6.1   87.3   8.1  
17.   Minimal risk 6.03   962   2,544   369   71.2   45.3   .1   59.1   11.3  
18.   Low risk 6.50   2,341   1,384   267   23.3   72.6   2.4   95.6   3.3  
19.   Moderate risk 6.61   3,873   613   550   39.8   37.7   5.9   84.2   13.3  
20.   Other 7.08   1,935   260   319   66.4   47.8   9.5   81.9   14.2  
 
21. 31 to 365 days 7.22   19,018   1,166   883   32.8   21.8   4.6   91.9   7.9  
22.   Minimal risk 6.03   905   1,088   165   8.6   56.7   2.6   98.5   5.4  
23.   Low risk 6.35   1,871   858   538   39.9   74.5   3.3   97.4   10.6  
24.   Moderate risk 6.96   4,793   929   486   47.9   30.3   3.2   77.5   12.9  
25.   Other 7.77   3,093   1,007   620   73.5   16.7   9.7   95.7   14.3  
  Months  
26. More than 365 days 7.65   4,866   296   64   75.6   26.0   26.7   72.7   11.4  
27.   Minimal risk 6.86   38   122   42   49.6   .1   4.6   63.9   24.0  
28.   Low risk 7.72   645   422   58   83.9   5.3   3.8   40.2   7.8  
29.   Moderate risk 7.33   1,916   293   71   63.7   34.7   24.8   82.2   6.7  
30.   Other 8.44   1,363   473   65   94.4   8.9   50.1   77.0   19.7  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.57   2,865   3.3   179   85.8   7.6   66.9   83.9   7.6  
32.   100 - 999 8.04   9,788   3.2   215   76.8   13.8   63.8   89.2   9.6  
33.   1,000 - 9,999 7.20   21,498   3.0   146   47.2   22.2   31.1   84.9   10.5  
34.   10,000+ 6.58   46,170   2.6   69   18.0   28.8   8.7   76.8   6.5  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 8.30   18,874   3.3   101   65.8   7.9   197   90.8   9.5  
36.   Other 6.59   61,447   2.7   114   26.1   29.6   1,189   77.6   7.6   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, AUGUST 6-10, 2007                         For immediate release
2. Commercial and industrial loans made by domestic banks1                            September 17, 2007
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.18   47,718   335   641   48.4   8.7   36.7   80.0   11.2  
 2.   Minimal risk 6.20   2,558   818   202   52.0   1.5   10.7   29.8   10.3  
 3.   Low risk 6.89   5,596   413   735   42.9   8.2   28.1   75.0   8.8  
 4.   Moderate risk 6.96   23,945   469   551   35.1   5.4   30.9   83.1   11.5  
 5.   Other 8.20   8,679   220   786   79.7   6.4   54.0   90.5   13.8  
 
 6. Zero interval 7.46   22,663   272   517   45.3   7.0   55.8   93.5   10.0  
 7.   Minimal risk 7.44   257   257   633   62.3   1.4   81.3   80.3   6.8  
 8.   Low risk 7.12   2,705   354   832   32.3   2.5   47.4   90.6   8.1  
 9.   Moderate risk 7.21   12,704   418   360   33.6   3.5   43.8   97.6   11.1  
10.   Other 8.47   3,359   142   593   77.5   5.8   81.1   92.4   10.0  
 
11. Daily 6.48   8,762   1,230   247   28.4   2.2   23.8   37.6   6.3  
12.   Minimal risk 5.87   1,552   4,612   16   52.2   .0   2.0   3.4   5.4  
13.   Low risk 6.29   977   1,058   93   30.3   11.9   18.8   34.1   4.3  
14.   Moderate risk 6.31   4,881   1,560   239   10.9   1.2   20.1   41.1   7.3  
15.   Other 8.58   920   502   653   85.5   .1   86.3   84.9   3.2  
 
16. 2 to 30 days 6.94   5,025   274   606   62.9   11.0   14.2   89.2   13.3  
17.   Minimal risk 6.68   284   1,063   541   84.1   .3   .3   23.7   9.0  
18.   Low risk 6.55   631   424   452   70.7   2.7   5.1   91.7   8.1  
19.   Moderate risk 6.89   1,930   336   764   50.6   1.7   11.4   94.4   14.5  
20.   Other 7.48   1,046   146   491   88.4   17.2   14.7   97.8   17.9  
 
21. 31 to 365 days 7.02   6,235   417   523   54.5   8.9   11.3   88.6   17.1  
22.   Minimal risk 6.18   387   496   183   18.3   8.5   6.2   96.5   12.5  
23.   Low risk 6.33   616   319   495   38.6   34.3   8.4   93.2   15.4  
24.   Moderate risk 6.78   2,499   517   645   55.8   3.8   6.2   83.6   18.6  
25.   Other 7.85   1,909   676   410   65.7   3.1   15.6   95.5   19.1  
  Months  
26. More than 365 days 7.65   4,864   296   64   75.6   26.0   26.7   72.7   11.4  
27.   Minimal risk 6.83   38   122   42   50.4   .1   4.7   63.3   24.3  
28.   Low risk 7.72   645   423   58   83.9   5.3   3.7   40.2   7.8  
29.   Moderate risk 7.33   1,915   294   71   63.7   34.7   24.8   82.2   6.7  
30.   Other 8.44   1,362   474   65   94.5   8.8   50.1   77.0   19.7  
Size of loan
($ thousands)		   Weighted-
average risk
rating3		 Weighted-
average
maturity/
repricing
interval2		  
  Days  
31.   1 - 99 8.57   2,843   3.3   180   86.0   7.4   67.0   83.9   7.6  
32.   100 - 999 8.10   9,113   3.2   229   79.8   11.6   66.7   88.9   9.4  
33.   1,000 - 9,999 7.46   14,376   3.1   207   58.4   10.9   42.6   85.0   12.1  
34.   10,000+ 6.42   21,386   2.8   119   23.4   6.3   15.8   72.2   12.1  
    Base rate of loan7   Average size
($ thousands)		  
35.   Prime8 8.28   17,498   3.3   108   67.6   7.7   185   90.3   9.8  
36.   Other 6.55   30,219   2.9   206   37.3   9.3   633   74.0   12.3   
...  The number of loans was insufficient to provide a meaningful value.
E.2 SURVEY OF TERMS OF BUSINESS LENDING, AUGUST 6-10, 2007                         For immediate release
3. Commercial and industrial loans made by large domestic banks1                      September 17, 2007
Maturity/repricing interval2
and risk3 of loans		 Weighted-
average
effective
loan rate4
(percent)		 Total value of
loans
($ millions)		 Average
loan size
($ thousands)		 Weighted-
average
maturity5		 Percent of value of loans Commitment status
Secured
by
collateral		 Subject to
prepayment
penalty		 Prime based Percent
made under
commitment		 Average
months
since loan
terms set6
  Days  
 1. All C&I loans 7.00   39,697   524   547   41.4   9.2   33.7   82.3   12.2  
 2.   Minimal risk 5.99   1,418   1,532   175   14.5   2.6   15.8   46.1   10.8  
 3.   Low risk 6.61   4,681   671   642   33.7   8.3   25.8   80.1   9.1  
 4.   Moderate risk 6.81   21,088   876   452   29.6   4.6   27.6   82.4   12.1  
 5.   Other 8.01   6,179   296   672   78.6   6.9   45.6   92.7   17.3  
 
 6. Zero interval 7.29   20,131   383   510   41.5   7.5   51.9   93.5   10.5  
 7.   Minimal risk 7.33   216   365   672   57.6   1.5   85.3   81.2   6.6  
 8.   Low risk 6.92   2,429   500   870   26.5   2.8   42.6   90.8   8.1  
 9.   Moderate risk 7.06   11,529   672   334   28.9   3.5   39.3   97.7   11.7  
10.   Other 8.26   2,499   195   604   80.9   6.3   76.4   92.9   10.9  
 
11. Daily 6.15   6,850   2,229   178   9.6   2.1   14.7   33.3   8.1  
12.   Minimal risk 5.55   755   14,661   1   2.0   .0   1.6   5.0   7.0  
13.   Low risk 6.01   837   2,172   43   24.0   8.5   10.7   29.3   5.4  
14.   Moderate risk 6.22   4,678   2,910   232   7.2   1.2   16.7   39.0   7.8  
15.   Other 6.90   149   605   104   25.0   .0   18.7   37.3   15.3  
 
16. 2 to 30 days 6.86   4,034   289   591   64.4   13.3   10.8   92.3   13.2  
17.   Minimal risk 5.83   63   653   526   28.3   .6   .3   99.7   8.4  
18.   Low risk 6.48   609   570   459   69.7   2.7   2.6   91.4   7.7  
19.   Moderate risk 6.86   1,368   384   769   58.6   1.6   5.4   92.8   13.4  
20.   Other 7.30   873   152   491   90.7   19.8   5.3   97.8   20.8  
 
21. 31 to 365 days 6.84   5,387   1,781   563   49.5   9.7   9.6   92.1   18.5  
22.   Minimal risk 6.09   359   3,487   183   12.6   9.2   5.4   99.0   12.5  
23.   Low risk 6.22   578   1,740   495   34.6   36.5   7.8   95.0   15.7  
24.   Moderate risk 6.51   2,107   2,474   706   49.7   3.3   3.6   87.9   20.2  
25.   Other 7.83   1,657   1,458   439   64.7   3.3   15.3   96.5   21.3  
  Months  
26. More than 365 days 7.48   3,203   1,173