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Release Date: October 30, 2014
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G.20 FINANCE COMPANIES 1 For immediate release
August 2014 October 2014
Owned and Managed Receivables Outstanding 2
Seasonally adjusted. Billions of dollars except as noted.
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Year Quarter Month
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2013 2014
_______________________ _______________________________________
2009 2010 2011 2012 2013 Q2 Q3 Q4 Q1 Q2 r Jun r Jul r Aug p
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Total percent change (annual rate) 3 -15.6 -6.7 -3.3 -0.2 1.1 4.3 1.0 -2.1 -0.9 2.9 5.5 5.1 0.2
Consumer -16.1 -4.7 -1.3 2.0 2.7 4.5 3.7 0.2 1.6 2.8 1.7 5.6 3.9
Real estate -10.8 -12.9 -13.0 -10.8 -12.5 -5.7 -16.2 -16.8 -10.2 -9.6 7.0 -16.7 -3.4
Business -19.1 -3.6 0.8 3.0 3.7 8.4 2.7 -1.2 -2.6 7.7 13.2 12.0 -6.1
Total flow (annual rate) 4 -298.3 -107.4 -49.4 -2.8 14.8 60.5 14.2 -30.5 -12.8 40.3 78.1 71.9 3.5
Consumer -134.5 -33.3 -10.9 15.9 22.9 37.5 31.2 2.1 13.8 24.2 14.8 48.2 33.6
Real estate -54.2 -57.6 -41.5 -30.0 -22.5 -9.9 -27.8 -27.6 -16.1 -14.7 10.4 -24.9 -4.9
Business -109.7 -16.5 3.0 11.2 14.4 32.9 10.8 -5.0 -10.5 30.8 53.0 48.7 -25.2
Total outstanding 1613.6 1518.2 1468.8 1399.1 1413.9 1418.0 1421.5 1413.9 1410.7 1420.8 1420.8 1426.8 1427.1
Consumer 702.1 827.7 816.7 832.7 855.5 847.2 855.0 855.5 859.0 865.0 865.0 869.1 871.9
Real estate 447.9 317.8 276.3 179.5 157.0 170.8 163.9 157.0 153.0 149.3 149.3 147.3 146.8
Business 463.6 372.7 375.8 387.0 401.3 399.9 402.6 401.3 398.7 406.4 406.4 410.5 408.4
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Auto Loans: Terms of Credit 5
Not seasonally adjusted. Percent except as noted.
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New car loans
Interest rates 3.82 4.26 4.73 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
Maturity (months) 62.0 63.0 62.3 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
Loan-to-value ratio 90 86 80 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
Amount financed (dollars) 28,272 27,959 26,673 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
Used car loans
Interest rates 9.41 8.16 7.73 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
Maturity (months) 59.2 62.6 64.5 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
Loan-to-value ratio 101 96 96 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
Amount financed (dollars) 16,225 18,124 18,723 n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
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Owned and Managed Receivables Outstanding (Levels) 2
(Billions of dollars)
Not seasonally adjusted
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Year Quarter Month
--------------------------------------- --------------------------------------- -----------------------
2013 2014
_______________________ _______________________________________
2009 2010 2011 2012 2013 Q2 Q3 Q4 Q1 Q2 r Jun r Jul r Aug p
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Total 1613.6 1518.2 1468.8 1399.1 1413.9 1406.7 1414.1 1413.9 1403.2 1409.5 1409.5 1408.4 1410.6
Consumer 702.1 827.7 816.7 832.7 855.5 840.7 851.4 855.5 851.1 858.5 858.5 863.0 867.8
Motor vehicle loans 213.5 277.4 276.9 298.2 313.5 305.5 311.7 313.5 314.6 318.2 318.2 320.9 323.6
Motor vehicle leases 83.5 111.8 119.7 144.0 167.3 157.2 163.9 167.3 172.1 177.7 177.7 180.2 182.5
Revolving 6 38.3 81.5 82.9 71.4 67.1 67.6 66.9 67.1 62.6 61.9 61.9 61.6 61.4
Other 7 229.0 346.0 327.7 310.2 298.6 301.5 299.9 298.6 292.8 291.6 291.6 291.3 291.5
Securitized assets 8
Motor vehicle loans 49.0 1.8 1.2 1.6 2.7 2.2 2.5 2.7 2.9 3.2 3.2 3.1 3.0
Motor vehicle leases 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Revolving 53.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Other 44.2 9.1 8.2 7.2 6.4 6.8 6.6 6.4 6.1 6.0 6.0 5.9 5.8
Real estate 447.9 317.8 276.3 179.5 157.0 171.2 165.9 157.0 154.1 149.6 149.6 148.0 147.8
One-to-four family 366.0 169.5 149.7 132.6 114.7 126.2 122.1 114.7 111.5 109.1 109.1 107.8 107.5
Other 64.3 74.0 61.5 46.9 42.3 44.9 43.8 42.3 42.6 40.6 40.6 40.2 40.3
Securitized assets 8
One-to-four family 15.5 74.1 65.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Other 2.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Business 463.6 372.7 375.8 387.0 401.3 394.8 396.9 401.3 398.0 401.4 401.4 397.4 395.1
Motor vehicles 61.2 113.9 114.3 129.9 143.0 134.3 132.8 143.0 145.0 146.0 146.0 141.1 142.4
Retail loans 9.9 18.2 20.3 24.4 28.1 25.7 26.7 28.1 28.4 28.7 28.7 28.8 29.2
Wholesale loans 9 35.6 69.4 67.1 78.0 86.2 80.7 77.8 86.2 87.1 86.7 86.7 81.6 82.3
Leases 15.7 26.3 26.9 27.6 28.8 28.0 28.3 28.8 29.6 30.5 30.5 30.6 30.9
Equipment 281.1 178.7 175.7 172.6 172.4 175.6 175.6 172.4 171.4 171.2 171.2 172.8 171.2
Loans 79.6 104.4 105.3 106.1 110.1 109.6 111.4 110.1 111.3 111.4 111.4 113.3 112.3
Leases 201.5 74.2 70.4 66.5 62.3 66.0 64.2 62.3 60.0 59.8 59.8 59.4 59.0
Other business receivables 10 89.2 80.2 85.8 84.5 85.9 84.9 88.5 85.9 81.6 84.2 84.2 83.5 81.4
Securitized assets 8 32.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
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Owned and Managed Receivables Outstanding (Flows) 2,4
(Billions of dollars, annual rate)
Not seasonally adjusted
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Year Quarter Month
--------------------------------------- --------------------------------------- -----------------------
2013 2014
_______________________ _______________________________________
2009 2010 2011 2012 2013 Q2 Q3 Q4 Q1 Q2 r Jun r Jul r Aug p
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Total -298.3 -107.4 -49.4 -2.8 14.8 45.2 29.9 -1.0 -42.8 25.1 110.0 -13.6 27.5
Consumer -134.5 -33.3 -10.9 15.9 22.9 42.7 42.8 16.7 -17.6 29.3 28.8 54.0 57.4
Motor vehicle loans -32.7 -14.6 -0.5 21.2 15.3 17.9 24.7 7.3 4.5 14.4 18.4 32.0 33.1
Motor vehicle leases -25.3 -14.3 7.9 24.3 23.3 29.4 26.9 13.8 19.2 22.1 22.7 30.8 27.0
Revolving 6 -23.8 0.5 1.4 -11.6 -4.3 2.5 -2.7 0.7 -18.1 -2.8 -19.0 -2.7 -3.1
Other 7 -24.1 -8.1 -18.3 -17.4 -11.7 -7.2 -6.5 -5.2 -23.2 -4.6 2.4 -4.0 2.9
Securitized assets 8
Motor vehicle loans -17.0 -3.6 -0.5 0.4 1.1 1.0 1.2 1.0 0.9 0.9 5.1 -1.2 -1.2
Motor vehicle leases -0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Revolving -5.7 -0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Other -4.0 -2.0 -0.9 -1.0 -0.9 -0.9 -0.8 -0.8 -0.9 -0.7 -0.7 -0.7 -1.4
Real estate -54.2 -57.6 -41.5 -30.0 -22.5 -13.1 -21.2 -35.4 -11.7 -17.8 -3.5 -19.6 -2.3
One-to-four family -50.1 -49.5 -19.8 -12.2 -17.8 -13.8 -16.7 -29.3 -12.9 -9.8 5.8 -14.6 -4.0
Other -2.6 -5.9 -12.5 -14.6 -4.6 0.7 -4.5 -6.1 1.2 -8.1 -9.3 -4.9 1.7
Securitized assets 8
One-to-four family -1.2 -2.2 -9.1 -3.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Other -0.3 0.0 0.0 -0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Business -109.7 -16.5 3.0 11.2 14.4 15.7 8.3 17.8 -13.5 13.6 84.7 -48.0 -27.6
Motor vehicles -30.3 -1.6 0.4 15.6 13.1 4.8 -6.3 41.1 7.9 3.8 10.1 -58.8 15.6
Retail loans -2.5 -1.9 2.2 4.0 3.7 3.0 4.1 5.6 1.2 1.4 1.9 0.6 4.7
Wholesale loans 9 -13.7 0.9 -2.4 10.9 8.2 0.3 -11.6 33.7 3.5 -1.3 5.2 -60.9 8.2
Leases -14.1 -0.6 0.6 0.7 1.2 1.5 1.3 1.8 3.2 3.7 3.0 1.5 2.6
Equipment -43.9 4.9 -3.0 -3.1 -0.2 5.0 -0.1 -12.9 -4.0 -0.7 17.9 18.9 -18.1
Loans -20.6 18.3 0.9 0.8 4.0 5.0 7.2 -5.3 5.0 0.4 14.6 22.8 -12.7
Leases -23.3 -13.4 -3.8 -3.9 -4.2 0.0 -7.3 -7.5 -9.0 -1.1 3.3 -3.9 -5.4
Other business receivables 10 -5.8 -20.2 5.6 -1.3 1.5 5.9 14.7 -10.5 -17.3 10.5 56.7 -8.1 -25.1
Securitized assets 8 -29.7 0.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
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Footnotes
1. Includes finance company subsidiaries of bank holding companies, but not of retailers and banks.
2. Owned receivables are those carried on the balance sheet of the institution. Managed receivables are outstanding balances of
pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.
Data are shown before deductions for unearned income and losses. Components may not add to totals because of rounding.
3. The series may contain breaks that result from discontinuities in source data. Growth rates are adjusted to exclude the effect
of such breaks. In addition, percent changes are at a simple annual rate and are calculated from unrounded data.
4. Flow data represent changes in the level of credit due to economic and financial activity, and exclude breaks in the data series
due to changes in methodology, source data, and other technical aspects of the estimation that could affect the level of credit.
5. Data are volume-weighted averages covering all loans of each type purchased during the month. The statistical foundation for these
series has deteriorated in the past few months. Therefore, publication of these series is temporarily being suspended. The
statistical foundation is in the process of being improved, and publication will resume as soon as possible.
6. Excludes revolving credit reported as held by depository institutions that are subsidiaries of finance companies.
7. Includes student loans, personal cash loans, mobile home loans, and loans to purchase other types of consumer goods such as
appliances, apparel, boats, and recreation vehicles.
8. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets
of the loan originator. Detailed historical data on securitized business receivables are available from the Data Download Program.
9. Credit arising from transactions between manufacturers and dealers, that is, floor plan financing.
10. Includes loans on commercial accounts receivable, factored commercial accounts, and receivable dealer capital; small loans used
primarily for business or farm purposes; and wholesale and lease paper for mobile homes, recreation vehicles, and travel trailers.
r=revised. p=preliminary. n.a.=not available.
Release dates |
Historical data | Revisions | About |
Data Download Program (DDP) | Announcements
Current release Other formats:
Screen reader |
ASCII |
PDF
(17 KB)
Statistical releases