Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending October 29, 2005

Filer Filing Type Filing Proposal End of Comment Period
AMSOUTH BANK * Branch AmSouth Bank, Birmingham, Alabama, to establish branches at the following locations; 1230 W. McCulloch Road, Oviedo, Florida, to be known as the Alafaya Trail Branch; 11 Alafaya Woods Boulevard, Orlando, Florida, to be known as the Alafaya Woods Branch; 3710 SW 38th Street, Gainesville, Florida, to be known as the Archer Road Branch; 4845 New Broad Street, Orlando, Florida, to be known as the Baldwin Park Branch; 10010 Eastern Shore Boulevard, Spanish Fort, Alabama, to be known as the Daphne (Malbis) Branch; 124 South Florida Avenue, Lakeland, Florida, to be known as the Downtown Lakeland Branch; 3055 Ruen Drive, Palm Harbor, Florida, to be known as the Lansbrook Branch; 4100 NW 16th Boulevard, Gainesville, Florida, to be known as the Millhopper Branch; 11 N. Indiana Avenue, Englewood, Florida, to be known as the North Englewood Branch; 12301 South Orange Blossom Trail, Orlando, Florida, to be known as the Southchase Branch; 2385 Parr Drive, The Villages, Florida, to be known as the Villages Financial Center Branch.
Newspaper: 11/08/2005
Federal Register: Not applicable
CAJA DE AHORROS DE MEDITERRANEO FBSEA Caja de Ahorros de Mediterraneo, Alicante, Spain, to establish an international agency located in Miami, Florida.
Newspaper: Not available
Federal Register: Not applicable
GATEWAY FINANCIAL HOLDINGS OF FLORIDA, INC. * 3A1 Gateway Financial Holdings of Florida, Inc., Ormond Beach, Florida, to become a bank holding company by acquiring 100 percent of the outstanding shares of Gateway Bank of Florida, Ormond Beach, Florida (in organization).
Newspaper: Not available
Federal Register: Not available
GWINNETT COMMERCIAL GROUP, INC. * 3A5 Gwinnett Commercial Group, Inc., Lawrenceville, Georgia, to merge with Buford Banking Group, Inc., Buford, Georgia, and thereby acquire its subsidiary, Lanier Community Bank, Buford, Georgia.
Newspaper: Not available
Federal Register: 11/21/2005
IBERIABANK * Branch IBERIABANK, Lafayette, Louisiana, to establish branches at the following locations: Coursey and Jones Creek, Baton Rouge, Louisiana, to be known as the Coursey Branch; Highland and Kenilworth, Baton Rouge, Louisiana, to be known as the Highland Branch; Airline and Highway 42, Prairieville, Louisiana, to be known as the Praireville Branch; I-10 and Highway 73, in the Oak Plaza Shopping Center, Praireville, Louisiana, to be known as the Dutchtown Branch; and 5900 Mounes, Metairie, Louisiana, to be known as the Elmwood Branch.
Newspaper: 10/29/2005
Federal Register: Not applicable
IBERIABANK * Branch IBERIABANK, Lafayette, Louisiana, to establish a branch located at Belle Terre Boulevard, LaPlace, Louisiana, to be known as the LaPlace Branch.
Newspaper: 10/30/2005
Federal Register: Not applicable
PINNACLE FINANCIAL PARTNERS, INC. * 3A5 Pinnacle Financial Partners, Inc., Nashville, Tennessee, to merge with Cavalry Bancorp, Inc., and thereby acquire its subsidiary, Cavalry Banking, both of Nashville, Tennessee.
Newspaper: 11/20/2005
Federal Register: 11/21/2005
SECURITY BANK CORPORATION * 3A5 Security Bank Corporation, Macon, Georgia, to merge with Rivoli BanCorp, Inc., and thereby acquire its subsidiary, Rivoli Bank & Trust Company, both of Macon, Georgia.
Newspaper: Not available
Federal Register: 11/15/2005
SUNTRUST BANK * Branch SunTrust Bank, Atlanta, Georgia, to establish a branch located at 5901 Harbour View Boulevard, Suffolk City, Virginia, to be known as the Harbour View Office.
Newspaper: 10/26/2005
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco