Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending May 12, 2007

Filer Filing Type Filing Proposal End of Comment Period
CapGen Capital Group LLC * 3A1 CapGen Capital Group LLC, Washington, D.C., to become a bank holding company by acquiring 100 percent control of CapGen Capital Group LP, Washington, D.C., and thereby indirectly acquiring control of The BANKshares, Inc., Melbourne, Florida, and its subsidiaries, BankFIRST, Winter Park, Florida, and Bank Brevard, Melbourne, Florida (Banks); and by CapGen Capital Group LP, Washington, D.C., to become a bank holding company by acquiring 21.8 percent of The BANKshares, Inc., Melbourne, Florida, and Banks.
Newspaper: Not available
Federal Register: Not available
GB&T BANCSHARES, INC. 4c8 GB&T Bancshares, Inc., Gainesville, Georgia, to acquire 100 percent of the outstanding shares of GB&T Mortgage, Inc., Cumming, Georgia, and thereby engage de novo in making, acquiring, brokering, or servicing loans or other extensions of credit.
Newspaper: Not applicable
Federal Register: 05/29/2007
NEIGHBORHOOD COMMUNITY BANK * Branch Neighborhood Community Bank, Newnan, Georgia, to establish a branch located at 105 Carriage Oaks Drive, Tyrone, Georgia.
Newspaper: 05/15/2007
Federal Register: Not applicable
REGIONS BANK * Branch Regions Bank, Birmingham, Alabama, to establish branches at the following locations: 887 E. Altamonte Drive, Altamonte Springs, Florida, to be known as the Altamonte Springs Branch; 11883 Indian Rocks Road, Largo, Florida, to be known as the Indian Rocks Branch; Stoneybrook Parkway at Avalon Boulevard (SR 545), Winter Garden, Florida, to be known as the Stoneybrook West Branch; Highway 31 at I-65, Alabaster, Alabama, to be known as the Alabaster-Promenade Branch; and 13832 Landstar Boulevard, Orlando, Florida, to be known as the Landstar Branch.
Newspaper: 05/22/2007
Federal Register: Not applicable
SUNTRUST BANK * Branch SunTrust Bank, Atlanta, Georgia, to establish a branch located at 2545 Military Trail, Jupiter, Florida, to be known as the Sea Plum Town Center Office.
Newspaper: 05/23/2007
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco