Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending May 12, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMUNITY BANCSHARES OF MISSISSIPPI, INC. EMPLOYEE STOCK OWNERSHIP PLAN

* 3A3

Community Bancshares of Mississippi, Inc. Employee Stock Ownership Plan and Community Bancshares of Mississippi, Inc., both of Brandon, Mississippi, to acquire 100 percent of the outstanding shares of Community Holding Company of Florida, Inc., Miramar Beach, Florida, and its subsidiary, Community Bank, Destin, Florida.

Newspaper:	06/06/2012
Federal Register:	06/07/2012

COMMUNITY BANK OF EAST TENNESSEE, THE

* Branch

The Community Bank of East Tennessee, Clinton, Tennessee, to establish the following branches: 1499 North Mt. Juliet Road, Mt. Juliet, Tennessee, to be known as the Mt. Juliet Office; and 403 South Lowry, Smyrna, Tennessee, to be known as the Smyrna Office.

Newspaper:	05/21/2012
Federal Register:	Not applicable

FLORIDA CAPITAL GROUP, INC.

CIC

After-the-fact change in control notice filed by FCG Investors, LLLP, and its general partner, James W. Heavener, both of Winter Park, Florida, to retain control of 11,000 shares of Series B Non-Cumulative Perpetual Preferred Stock (series B preferred stock) and warrants to purchase common stock or 15.48 percent of the total common stock outstanding of Florida Capital Group, Inc., and its subsidiary bank, Florida Capital Bank, both of Jacksonville, Florida; and prior notice by FCG Investors, LLLP, and its general partner, James H. Heavner, to acquire an additional 24,259 shares of the series B preferred stock and warrants to purchase an additional 167,614,833 shares of common stock or 85.58 percent of the total common stock outstanding.

Newspaper:	05/25/2012
Federal Register:	05/31/2012

IBERIABANK

* Branch

IBERIABANK, Lafayette, Louisiana, to establish a branch located at 100 Euclid Avenue, Mountain Brook, Alabama, to be known as the Crestline Branch.

Newspaper:	05/15/2012
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending May 12, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta