Research Staff and Resources

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The Division of Research and Statistics

Financial Structure

The Financial Structure section analyzes the competitive effects of proposals by bank holding companies to engage in mergers and acquisitions or to enter new areas of activity. It also provides the Board with information and analysis on current and emerging developments affecting the structure and performance of the U.S. banking sector. In support of these functions, the section conducts basic and applied research in the areas of industrial organization and financial economics and develops or maintains several extensive microeconomic data sets, including information on small business finances.