Contact Information
202-452-3080
ron.borzekowski@frb.gov

Fields of Interest
Industrial Organization
Banking and Financial Institutions
Econometrics and Statistics

Education
Ph.D., Economics, Stanford University, 2002
M.P.P., Public Policy, John F. Kennedy School of Government, Harvard University, 1994
B.S., Mathematics, Stanford University, 1988

Professional Experience
Board of Governors of the Federal Reserve System, 2001-present

Selected Publications

• ''The Choice at the Checkout: Quantifying Demand Across Payment Instruments'' (with Elizabeth K. Kiser), International Journal of Industrial Organization (forthcoming).
• ''Consumers' Use of Debit Cards: Patterns, Preferences, and Price Response'' (with Elizabeth K. Kiser and Shaista Ahmed), Journal of Money, Credit, and Banking (forthcoming).
• ''The Value of Location in Bank Competition: Examining the Effect of Wal-Mart Branches'' (with Robert M. Adams and Robert B. Avery), in The Mixing of Banking and Commerce: Proceedings of the 43rd Annual Conference on Bank Structure and Competition. : Federal Reserve Bank of Chicago, 2007.
• ''Incompatability and Investment in ATM Networks'' (with Timothy H. Hannan), The Review of Network Economics, vol. 6 (March 2007), pp. 1-15.
• Competition and Price Discrimination in the Market for Mailing Lists (with Raphael Thomadsen and Charles Taragin), Finance and Economics Discussion Series 2005-56. Washington: Board of Governors of the Federal Reserve System, 2005.
• Limited Network Connections and the Distribution of Wages (with Kenneth J. Arrow), Finance and Economics Discussion Series 2004-41. Washington: Board of Governors of the Federal Reserve System, 2004.
• Health Care Finance and the Early Adoption of Hospital Information Systems, Finance and Economics Discussion Series 2002-41. Washington: Board of Governors of the Federal Reserve System, 2002.
• Measuring the Cost Impact of Hospital Information Systems: 1987-1994, Finance and Economics Discussion Series 2002-42. Washington: Board of Governors of the Federal Reserve System, 2002.