Contact Information
202-452-2326
gregory.elliehausen@frb.gov

Fields of Interest
Consumer Finance

Education
Ph.D., Finance, Pennsylvania State University, 1984
B.S., Economics, Pennsylvania State University, 1974

Professional Experience
Board of Governors of the Federal Reserve System, 2008-present
Associate Research Professor, George Washington University, 2006-on leave
Senior Research Scholar, Georgetown University, 1998-2005
Economist, Federal Reserve Board, 1981-1998

Selected Publications

• ''Consumer Credit'' (with Thomas A. Durkin), in Allen N. Berger, Phillip Molyneux, and John Wilson, ed., Oxford Handbook of Banking. New York: Oxford University Press, 2010.
• ''A Comparative Analysis of Payday Loan Customers'' (with Edward C. Lawrence), Contemporary Economic Policy, vol. 26 (April 2008), pp. 299-316.
• ''The Effect of Prepayment Penalties on the Pricing of Subprime Mortgages '' (with Michael E. Staten and Jevgenijs Steinbuks), Journal of Economics and Business, vol. 60 (January ), pp. 33-46.
• ''The Impact of Credit Counseling on Subsequent Borrower Behavior'' (with E. Christopher Lundquist and Michael E. Staten), Journal of Consumer Affairs, vol. 41 (Summer 2007), pp. 1-28.
• ''The Regulation of Subprime Mortgage Products: An Analysis of North Carolina's Predatory Lending Law'' (with Michael E. Staten), Journal of Real Estate Finance and Economics, vol. 29 (December 2004), pp. 411-433.
• ''Disclosure as Consumer Protection'' (with Thomas A. Durkin), in Thomas A. Durkin and Michael E. Staten, eds., The Impact of Public Policy on Consumer Credit. Boston: Kluwer Academic Publishing, 2002.
• ''The Costs of Implementing Regulatory Changes'' (with Barbara Lowrey), Journal of Financial Services Research, vol. 17 (August 2000), pp. 163-177.
• ''The Cost Structure of the Consumer Finance Industry'' (with Thomas A. Durkin), Journal of Financial Services Research, vol. 13 (February 1998), pp. 71-86.
• ''Consumer Credit,'' in P. Newman, M. Milgate, and J. Eatwell, eds., The New Palgrave Dictionary of Money and Finance. London: Macmillan, 1992.
• ''Discrimination in Consumer Lending'' (with Edward C. Lawrence), Review of Economics and Statistics, vol. 72 (February 1990), pp. 156-159.
• ''Theory and Evidence on the Impact of Equal Credit Opportunity: An Agnostic Review of the Literature'' (with Robert B. Avery and Arthur B. Kennickell), Review of Income and Wealth, vol. 34 (December 1989), pp. 339-370.