Data Dictionary

Item Number 1411
LOAN COMMITMENTS FOR MORTGAGES: TOTAL

Call confidentiality applies to FFIEC 031/041.

Series Start Date End Date Confidential? Reporting Forms
LNCS1411 1973-07-31 1978-02-28 Yes FR 18a

Data Description:


The total of loan commitments for mortgages unused (1413) and used (1412). Commitments are official promises to lend that are expressly conveyed, orally or in writing, to the customer.

Excludes authorizations (internal guidance lines) where the customer is not informed of the amount. Also, excludes cases such as those when loan funds are temporarily unavailable pending loan committee approval.

Mortgage loans are those specified in "Real Estate Loans (1410)". Includes all loans secured primarily by mortgages, deeds of trust, land contracts, or other liens on real estate. Excludes loans to finance construction in process if not secured by a mortgage or other lien on real estate.

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Last update: Jun 11, 2026