Board of Governors of the Federal Reserve System

The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.

Micro Data Reference Manual

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Data Dictionary

Item Number 4421

NET INTEREST EXPENSE ON DEPOSITS

Call confidentiality applies to FFIEC 031/041.

Series	Start Date	End Date	Confidential?	Reporting Forms
BHBC4421	2003-03-31	9999-12-31	No	FR Y-9C
SVGL4421	1984-03-31	1996-03-31	Yes	Multiple Forms

Data Description:

"Interest Charges on Deposits (4326)" minus "Early Withdrawal Penalties (4162)".

COMPARABILITY:

Beginning 3/31/03, for BHBC title is "Interest Expense on Deposits" and is reported on Notes to the Income Statement-Predecessor Financial Items for the FR Y-9C (BHCK) report.

Last update: Feb 19, 2026