Board of Governors of the Federal Reserve System

The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.

Micro Data Reference Manual

Zip

Please enable JavaScript if it is disabled in your browser or access the information through the links provided below.

About Data Dictionary Reports and Mnemonics Download MDRM

Data Dictionary

Item Number 8148

WARM ADJUSTABLE RATE

Call confidentiality applies to FFIEC 031/041.

Series	Start Date	End Date	Confidential?	Reporting Forms
SCMR8148	1993-03-31	2011-12-31	Yes	OTS 1313

Data Description:

Includes the weighted average remaining maturity for all adjustable-rate construction and land loans.

NOTE:

Beginning September 30, 2004, definition revised. Calculate the WARM using the lesser of the remaining maturity or the time to rate reset. For combination construction-permanent loans, use the number of months remaining in the construction phase of the loan.

This item is reported as confidential.

Last update: Sep 03, 2026