Board of Governors of the Federal Reserve System

The Federal Reserve, the central bank of the United States, provides the nation with a safe, flexible, and stable monetary and financial system.

Micro Data Reference Manual

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Data Dictionary

Item Number 8163

MARGIN IN COL 1; WAC IN COL 2 ADJUSTABLE RATE

Call confidentiality applies to FFIEC 031/041.

Series	Start Date	End Date	Confidential?	Reporting Forms
SCMR8163	1993-03-31	2011-12-31	Yes	OTS 1313

Data Description:

NOTE:

This item is reported as confidential.

Includes the adjustable-rate consumer loans tied to the index reported in item 8162, in basis points. Do not include adjustable-rate consumer loans tied to indices other than the the one reported in item 8162. If the balances on which the margin is based are asset backed securities, use the net margin (i.e., subtract the servicing spread). If they are credit card balances, do not include balances expected to pay off within the interest free grace period.

Last update: Sep 03, 2026